Nations Reliable Lending Mortgage Rates, Fees & Info
DOVER, DELEI: 549300JKR164SLNO6Y85
Tax ID: 20-5973457
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Mortgage Data
Review & Overview
Nations Reliable Lending is a small mortgage company specializing in Home Purchase loans. Nations Reliable Lending has a high proportion of conventional loans. They have a a high proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Houston, Austin, Cincinnati, Riverside, and Dallas among others. We have data for 170 markets. (Some data included below & more in-depth data is available with an active subscription.)Nations Reliable Lending has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Nations Reliable Lending is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.95% | 12/17/24 |
| 30 Year Conventional Refi | 6.72% | 12/17/24 |
| 30 Year Cash-out Refi | 6.97% | 12/17/24 |
| 30 Year FHA Purchase | 7.74% | 12/17/24 |
| 30 Year FHA Refi | 7.62% | 12/17/24 |
| 30 Year VA Purchase | 6.58% | 12/17/24 |
| 30 Year VA Refi | 6.11% | 12/17/24 |
| 30 Year USDA Purchase | 7.21% | 12/17/24 |
| 15 Year Conventional Purchase | 6.50% | 12/17/24 |
| 15 Year Conventional Refi | 6.22% | 12/17/24 |
| 15 Year Cash-out Refi | 6.22% | 12/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Nations Reliable Lending Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
6,021Origination Dollar Volume (All Markets)
$1,307,695,000Awards
NATIONS RELIABLE LENDING - 2019
NATIONS RELIABLE LENDING is a 2019 , due to their low .
For 2019, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 1,860 | $393,850,000 | $211,747 | $7,646 | 4.66% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 733 | $203,075,000 | $277,046 | $7,597 | 4.25% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 714 | $122,750,000 | $171,919 | $5,970 | 4.58% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 218 | $66,410,000 | $304,633 | $7,042 | 4.45% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 261 | $62,765,000 | $240,479 | $7,528 | 4.60% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 278 | $60,200,000 | $216,547 | $8,275 | 4.40% |
| AMARILLO, TX (FHA|USDA|VA) | 219 | $41,235,000 | $188,288 | $8,104 | 4.74% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 174 | $27,530,000 | $158,218 | $5,566 | 4.56% |
| OCALA, FL (FHA|USDA|VA) | 171 | $26,395,000 | $154,357 | $5,391 | 4.47% |
| ODESSA, TX (FHA|USDA|VA) | 104 | $21,630,000 | $207,981 | $8,112 | 4.78% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 103 | $20,515,000 | $199,175 | $8,653 | 4.64% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 41 | $18,815,000 | $458,902 | $7,392 | 4.25% |
| Outside of Metro Areas | 112 | $17,940,000 | $160,179 | $5,671 | 4.64% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 37 | $16,665,000 | $450,405 | $7,319 | 4.21% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 78 | $16,020,000 | $205,385 | $8,296 | 5.14% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 103 | $15,725,000 | $152,670 | $7,613 | 4.71% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 58 | $14,170,000 | $244,310 | $6,106 | 4.38% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 31 | $12,005,000 | $387,258 | $8,586 | 4.49% |
| THE VILLAGES, FL (FHA|USDA|VA) | 58 | $11,190,000 | $192,931 | $5,009 | 4.33% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 41 | $8,045,000 | $196,220 | $5,379 | 4.48% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 24 | $7,780,000 | $324,167 | $7,648 | 4.44% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 14 | $7,590,000 | $542,143 | $9,171 | 4.28% |
| MIDLAND, TX (FHA|USDA|VA) | 27 | $6,315,000 | $233,889 | $9,561 | 4.67% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 33 | $6,215,000 | $188,333 | $8,712 | 5.21% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 34 | $5,450,000 | $160,294 | $6,868 | 4.54% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 35 | $5,105,000 | $145,857 | $5,445 | 5.02% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 16 | $4,980,000 | $311,250 | $8,893 | 4.55% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 18 | $4,210,000 | $233,889 | $8,133 | 4.99% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 19 | $3,645,000 | $191,842 | $5,315 | 4.15% |
| VICTORIA, TX (FHA|USDA|VA) | 23 | $3,635,000 | $158,043 | $7,257 | 5.09% |
| GREELEY, CO (FHA|USDA|VA) | 11 | $3,535,000 | $321,364 | $6,265 | 4.51% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 21 | $3,295,000 | $156,905 | $7,569 | 4.77% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 13 | $3,145,000 | $241,923 | $5,889 | 4.76% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 12 | $2,870,000 | $239,167 | $7,231 | 4.44% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 15 | $2,665,000 | $177,667 | $5,632 | 4.74% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 12 | $2,480,000 | $206,667 | $6,272 | 5.22% |
| LUBBOCK, TX (FHA|USDA|VA) | 18 | $2,310,000 | $128,333 | $6,657 | 5.07% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 9 | $2,005,000 | $222,778 | $5,829 | 4.18% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 3 | $1,575,000 | $525,000 | $7,079 | 4.12% |
| COLUMBUS, OH (FHA|USDA|VA) | 7 | $1,495,000 | $213,571 | $5,697 | 5.23% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 4 | $1,240,000 | $310,000 | $6,953 | 4.75% |
| Borger, TX (FHA|USDA|VA) | 10 | $1,220,000 | $122,000 | $5,397 | 4.88% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 8 | $1,200,000 | $150,000 | $6,520 | 5.02% |
| Fort Morgan, CO (FHA|USDA|VA) | 7 | $1,185,000 | $169,286 | $5,224 | 4.50% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 6 | $1,140,000 | $190,000 | $8,171 | 4.92% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 7 | $1,095,000 | $156,429 | $6,049 | 4.73% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 5 | $1,085,000 | $217,000 | $7,606 | 4.33% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $6,442 | 4.62% |
| FORT COLLINS, CO (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $9,518 | 4.38% |
| YUBA CITY, CA (FHA|USDA|VA) | 2 | $1,030,000 | $515,000 | $9,431 | 3.69% |
| Huntsville, TX (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $6,823 | 4.03% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 5 | $905,000 | $181,000 | $6,626 | 4.42% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $7,240 | 4.29% |
| BATON ROUGE, LA (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $7,253 | 3.50% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $6,783 | 4.43% |
| WACO, TX (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $7,283 | 4.19% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $7,478 | 5.41% |
| TOLEDO, OH (FHA|USDA|VA) | 5 | $725,000 | $145,000 | $5,674 | 4.50% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 6 | $720,000 | $120,000 | $7,501 | 5.15% |
| Dumas, TX (FHA|USDA|VA) | 5 | $715,000 | $143,000 | $7,600 | 5.35% |
| ABILENE, TX (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $4,633 | 4.78% |
| Rio Grande City-Roma, TX (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $6,589 | 5.16% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $12,234 | 4.75% |
| BOISE CITY, ID (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $5,065 | 4.25% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $5,476 | 4.00% |
| SAN ANGELO, TX (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $5,357 | 3.75% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $12,586 | 4.25% |
| Wilmington, OH (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $6,782 | 4.04% |
| Sterling, CO (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $5,198 | 4.42% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $6,820 | 4.13% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $6,832 | 4.71% |
| Lake City, FL (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $4,279 | 4.88% |
| LOUISVILLE, KY (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $5,909 | 4.58% |
| Hereford, TX (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $8,024 | 4.88% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $0 | 4.63% |
| Pampa, TX (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $6,449 | 5.00% |
| Aberdeen, WA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $6,777 | 4.69% |
| Shelton, WA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $4,807 | 4.38% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $7,718 | 4.06% |
| KNOXVILLE, TN (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $4,131 | 4.94% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $6,262 | 5.25% |
| Rockport, TX (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $4,280 | 4.44% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $6,940 | 4.88% |
| Kerrville, TX (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $5,685 | 4.13% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $4,308 | 4.00% |
| Corsicana, TX (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $8,846 | 4.19% |
| Moses Lake, WA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $5,728 | 4.56% |
| Gainesville, TX (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $7,837 | 3.81% |
| TYLER, TX (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $7,141 | 5.42% |
| CHICO, CA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $4,702 | 5.88% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $9,254 | 5.13% |
| Scottsburg, IN (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,791 | 4.75% |
| EL PASO, TX (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $8,963 | 4.06% |
| HAMMOND, LA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $5,094 | 4.00% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $7,482 | 5.13% |
| Bemidji, MN (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $6,011 | 5.19% |
| Clearlake, CA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $6,310 | 4.69% |
| Bonham, TX (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $7,876 | 4.94% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,395 | 4.63% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $9,086 | 4.00% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,617 | 4.13% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $6,022 | 4.38% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $12,096 | 5.25% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $6,069 | 4.69% |
| Granbury, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $11,006 | 5.75% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $14,233 | 4.25% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,002 | 3.75% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,148 | 4.75% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $8,037 | 4.50% |
| Beeville, TX (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $9,190 | 5.06% |
| TULSA, OK (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,419 | 3.75% |
| Kingsville, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $1,800 | 3.63% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,508 | 4.88% |
| Levelland, TX (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $5,356 | 5.08% |
| LONGVIEW, TX (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,603 | 4.44% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,474 | 4.63% |
| Connersville, IN (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $3,427 | 4.58% |
| FRESNO, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,163 | 3.63% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,694 | 3.88% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,078 | 3.75% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,414 | 4.00% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $11,525 | 4.75% |
| Centralia, WA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,318 | 4.38% |
| El Campo, TX (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,469 | 4.63% |
| Madison, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,482 | 4.25% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,665 | 4.63% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,752 | 3.75% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,181 | 3.88% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 4.50% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $10,173 | 4.63% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,498 | 4.63% |
| Greensburg, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,146 | 4.63% |
| Andrews, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,633 | 4.13% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,421 | 5.63% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,615 | 5.00% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 5.38% |
| Alice, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $10,241 | 4.63% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,293 | 5.63% |
| Ruston, LA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,414 | 5.25% |
| Frankfort, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,631 | 5.13% |
| Enterprise, AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,392 | 4.25% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,610 | 4.63% |
| Wapakoneta, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,521 | 4.00% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,240 | 4.50% |
| Bellefontaine, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,862 | 4.75% |
| Big Spring, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,785 | 5.13% |
| Pearsall, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,235 | 4.50% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,178 | 4.63% |
| Bedford, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,568 | 5.00% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,131 | 4.00% |
| FLINT, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,989 | 4.13% |
| Statesboro, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,203 | 5.38% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,654 | 3.88% |
| Brenham, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,380 | 4.63% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,338 | 4.38% |
| Zanesville, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,121 | 4.75% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,816 | 4.38% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,773 | 4.13% |
| Bay City, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,043 | 5.50% |
| NILES, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,796 | 5.13% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,320 | 4.25% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,050 | 4.75% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,550 | 5.00% |
| Athens, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,457 | 4.38% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,281 | 5.63% |
| Alexander City, AL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,907 | 4.25% |
| Peru, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,894 | 4.63% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,780 | 4.75% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,038 | 4.63% |
| Safford, AZ (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,798 | 5.38% |
Similar Lenders
We use machine learning to identify the top lenders compared against NATIONS RELIABLE LENDING based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2019, Nations Reliable Lending's most frequently originated type of loan was Conventional, with 2,936 originations. Their 2nd most popular type was FHA, with 2,373 originations.
Loan Reason
For 2019, Nations Reliable Lending's most frequently cited loan purpose was Home Purchase, with 5,212 originations. The 2nd most popular reason was Refi, with 479 originations.
Loan Duration/Length
For 2019, Nations Reliable Lending's most frequently cited loan duration was 30 Year, with 5,801 originations. The 2nd most popular length was 15 Year, with 164 originations.
Origination Fees/Closing Costs
Nations Reliable Lending's average total fees were $7,235, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 2,633 originations.
Interest Rates
During 2019, Nations Reliable Lending's average interest rate for loans was 4.59%, while their most frequently originated rate bucket for loans was 4-5%, with 3,015 originations.
Loan Sizing
2019 saw Nations Reliable Lending place emphasis on $100k-200k loans with 2,679 originations, totaling $413,725,000 in origination value.
Applicant Income
Nations Reliable Lending lent most frequently to those with incomes in the $50k-75k range, with 1,913 originations. The second most popular income band? $100k-150k, with 1,168 originations.
Applicant Debt to Income Ratio
Nations Reliable Lending lent most frequently to those with DTI ratios of 50-60%, with 925 originations. The next most common DTI ratio? 30-36%, with 889 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications97.80%
Nations Reliable Lending has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination79.24%
Nations Reliable Lending has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 6,021 | $1,307,695,000 | $217,189 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 84 | $11,550,000 | $137,500 |
| Single Family (1-4 Units):Site-Built | 5,937 | $1,296,145,000 | $218,316 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2019 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| NATIONS RELIABLE LENDING | FHA mortgage | Closing on a mortgage | 1 | 100.0% |