Lenox Financial Mortgage Corporation Rates, Fees & Info
SANTA ANA, CALEI: 549300LROQOOQU77WS20
Tax ID: 95-4762204
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Mortgage Data
Review & Overview
Lenox Financial Mortgage Corporation is a smaller mortgage company specializing in Cash Out Refi and Home Purchase loans. Lenox Financial Mortgage Corporation has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Los Angeles, Riverside, Phoenix, San Diego, and New York among others. We have data for 156 markets. (Some data included below & more in-depth data is available with an active subscription.)Lenox Financial Mortgage Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Lenox Financial Mortgage Corporation is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.77% | 4/21/24 |
| 30 Year Conventional Refi | 6.54% | 4/21/24 |
| 30 Year Cash-out Refi | 6.75% | 4/21/24 |
| 30 Year FHA Purchase | 7.33% | 4/21/24 |
| 30 Year FHA Refi | 7.13% | 4/21/24 |
| 30 Year VA Purchase | 6.39% | 4/21/24 |
| 30 Year VA Refi | 6.27% | 4/21/24 |
| 15 Year Conventional Purchase | 6.61% | 4/21/24 |
| 15 Year Conventional Refi | 6.08% | 4/21/24 |
| 15 Year Cash-out Refi | 6.08% | 4/21/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Lenox Financial Mortgage Corporation Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
695Origination Dollar Volume (All Markets)
$254,305,000Awards
LENOX FINANCIAL MORTGAGE CORPORATION - 2022
LENOX FINANCIAL MORTGAGE CORPORATION is a 2022 , due to their low .
For 2022, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 58 | $33,590,000 | $579,138 | $7,654 | 4.13% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 48 | $17,520,000 | $365,000 | $6,754 | 4.36% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 44 | $16,030,000 | $364,318 | $7,240 | 4.22% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 26 | $15,570,000 | $598,846 | $12,602 | 4.52% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 32 | $15,350,000 | $479,688 | $14,682 | 5.21% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 26 | $10,860,000 | $417,692 | $8,503 | 3.75% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 11 | $9,415,000 | $855,909 | $16,272 | 4.16% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 21 | $7,115,000 | $338,810 | $4,657 | 4.04% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 15 | $6,775,000 | $451,667 | $5,643 | 4.22% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 12 | $5,810,000 | $484,167 | $12,060 | 4.53% |
| Outside of Metro Areas | 21 | $5,675,000 | $270,238 | $5,679 | 3.66% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 12 | $4,610,000 | $384,167 | $6,396 | 4.28% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 15 | $4,595,000 | $306,333 | $9,348 | 4.40% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 19 | $4,405,000 | $231,842 | $5,195 | 3.80% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 14 | $4,090,000 | $292,143 | $7,442 | 4.35% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 2 | $3,810,000 | $1,905,000 | $11,115 | 3.56% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 13 | $3,455,000 | $265,769 | $4,999 | 3.57% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 6 | $3,360,000 | $560,000 | $6,765 | 4.15% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 11 | $2,735,000 | $248,636 | $7,451 | 4.06% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 9 | $2,635,000 | $292,778 | $9,395 | 4.26% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 8 | $2,340,000 | $292,500 | $5,993 | 4.16% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 9 | $2,315,000 | $257,222 | $10,073 | 3.94% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 5 | $2,315,000 | $463,000 | $9,279 | 3.73% |
| TUCSON, AZ (FHA|USDA|VA) | 6 | $2,090,000 | $348,333 | $8,785 | 4.13% |
| FRESNO, CA (FHA|USDA|VA) | 8 | $2,040,000 | $255,000 | $6,462 | 4.44% |
| Kapaa, HI (FHA|USDA|VA) | 1 | $2,005,000 | $2,005,000 | $42,823 | 3.50% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 6 | $1,960,000 | $326,667 | $5,676 | 3.56% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 8 | $1,850,000 | $231,250 | $6,334 | 4.20% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 3 | $1,845,000 | $615,000 | $13,323 | 4.25% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 3 | $1,775,000 | $591,667 | $4,593 | 3.08% |
| PITTSBURGH, PA (FHA|USDA|VA) | 6 | $1,720,000 | $286,667 | $6,682 | 4.19% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 4 | $1,670,000 | $417,500 | $10,325 | 4.72% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 4 | $1,660,000 | $415,000 | $5,478 | 4.72% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 7 | $1,535,000 | $219,286 | $5,091 | 3.75% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 5 | $1,485,000 | $297,000 | $7,994 | 4.33% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 5 | $1,445,000 | $289,000 | $5,228 | 4.05% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 4 | $1,430,000 | $357,500 | $7,476 | 4.56% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 4 | $1,370,000 | $342,500 | $10,552 | 3.91% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 3 | $1,205,000 | $401,667 | $4,416 | 4.63% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 6 | $1,070,000 | $178,333 | $6,421 | 4.17% |
| STOCKTON, CA (FHA|USDA|VA) | 2 | $1,060,000 | $530,000 | $7,936 | 4.75% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $11,593 | 5.06% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $5,329 | 3.21% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $9,550 | 4.33% |
| BOULDER, CO (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $11,156 | 4.19% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $8,554 | 3.96% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $805,000 | $805,000 | $16,645 | 4.75% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $4,453 | 3.21% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $7,271 | 4.75% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $6,011 | 3.75% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $5,102 | 4.46% |
| Crescent City, CA (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $17,907 | 5.75% |
| SALINAS, CA (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $2,178 | 2.81% |
| VALLEJO, CA (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $6,198 | 3.88% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $5,111 | 4.50% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $6,436 | 4.19% |
| COLUMBUS, OH (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $7,670 | 3.94% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $11,865 | 4.94% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $6,373 | 3.38% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $7,825 | 4.13% |
| LOUISVILLE, KY (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $5,037 | 4.46% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $5,249 | 3.75% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $5,262 | 3.81% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $9,604 | 5.06% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $3,839 | 4.79% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $7,971 | 4.25% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $1,287 | 2.38% |
| SALEM, OR (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $7,806 | 5.44% |
| YUBA CITY, CA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $6,117 | 3.75% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $2,490 | 3.75% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $18,715 | 5.13% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $3,987 | 3.88% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $5,810 | 5.17% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $6,967 | 4.94% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $6,656 | 3.81% |
| COLUMBIA, SC (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $7,085 | 4.13% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $6,957 | 3.50% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $10,876 | 5.31% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $6,269 | 3.54% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $7,334 | 6.13% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $4,913 | 3.50% |
| SPARTANBURG, SC (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $5,801 | 4.63% |
| Crossville, TN (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $10,397 | 5.88% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,452 | 3.38% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,239 | 3.94% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,466 | 3.50% |
| BEND, OR (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $2,944 | 4.00% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,240 | 3.13% |
| Craig, CO (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $6,505 | 3.99% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,369 | 3.13% |
| RICHMOND, VA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $1,460 | 3.75% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $1,665 | 3.75% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $12,372 | 4.88% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,516 | 6.00% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,801 | 2.38% |
| Albertville, AL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $8,601 | 4.38% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $6,205 | 3.69% |
| OCALA, FL (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $6,437 | 4.31% |
| REDDING, CA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,869 | 3.50% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $1,300 | 3.13% |
| Coshocton, OH (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,190 | 4.13% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $12,862 | 4.50% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $7,332 | 3.13% |
| MERCED, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,001 | 3.38% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,552 | 3.63% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,925 | 3.88% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $14,942 | 4.25% |
| Owatonna, MN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,370 | 3.88% |
| Concord, NH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,879 | 5.38% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,799 | 5.75% |
| KNOXVILLE, TN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,958 | 3.50% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $13,548 | 4.88% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,308 | 3.50% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,973 | 6.25% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,450 | 4.25% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,805 | 4.13% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,610 | 3.13% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,659 | 4.63% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,731 | 3.63% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,283 | 6.38% |
| Zanesville, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,055 | 4.38% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,585 | 3.25% |
| DALTON, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,372 | 5.25% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,966 | 2.88% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,155 | 3.38% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,976 | 4.25% |
| READING, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,150 | 2.75% |
| TYLER, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,671 | 4.13% |
| Big Spring, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,803 | 3.00% |
| BINGHAMTON, NY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,108 | 3.99% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,806 | 5.38% |
| PITTSFIELD, MA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,818 | 4.88% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,888 | 3.00% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,115 | 4.38% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,364 | 3.63% |
| Vineyard Haven, MA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,415 | 5.25% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,463 | 3.25% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,479 | 4.50% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,125 | 3.50% |
| KINGSTON, NY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,958 | 3.88% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,561 | 2.88% |
| Van Wert, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,349 | 4.38% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,097 | 3.25% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,851 | 3.50% |
| ROME, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,575 | 5.38% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,310 | 3.75% |
| Paris, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,272 | 5.88% |
| Huntington, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,508 | 5.13% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,025 | 4.38% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,026 | 5.50% |
| Vidalia, GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,643 | 4.25% |
| Silver City, NM (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,234 | 5.50% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,892 | 5.50% |
| CHICO, CA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,089 | 4.38% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,697 | 3.25% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,679 | 5.50% |
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We use machine learning to identify the top lenders compared against LENOX FINANCIAL MORTGAGE CORPORATION based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 636 | $237,020,000 | $372,673 | $7,409 | 4.20% |
| VA | 32 | $9,300,000 | $290,625 | $11,485 | 4.26% |
| FHA | 27 | $7,985,000 | $295,741 | $11,928 | 4.27% |
For 2022, Lenox Financial Mortgage Corporation's most frequently originated type of loan was Conventional, with 636 originations. Their 2nd most popular type was VA, with 32 originations.
Loan Reason
For 2022, Lenox Financial Mortgage Corporation's most frequently cited loan purpose was Cash Out Refi, with 482 originations. The 2nd most popular reason was Home Purchase, with 112 originations.
Loan Duration/Length
For 2022, Lenox Financial Mortgage Corporation's most frequently cited loan duration was 30 Year, with 561 originations. The 2nd most popular length was 15 Year, with 100 originations.
Origination Fees/Closing Costs
Lenox Financial Mortgage Corporation's average total fees were $8,352, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 233 originations.
Interest Rates
During 2022, Lenox Financial Mortgage Corporation's average interest rate for loans was 4.39%, while their most frequently originated rate bucket for loans was 3-4%, with 263 originations.
Loan Sizing
2022 saw Lenox Financial Mortgage Corporation place emphasis on $200k-400k loans with 312 originations, totaling $89,420,000 in origination value.
Applicant Income
Lenox Financial Mortgage Corporation lent most frequently to those with incomes in the $100k-150k range, with 163 originations. The second most popular income band? $150k-250k, with 137 originations.
Applicant Debt to Income Ratio
Lenox Financial Mortgage Corporation lent most frequently to those with DTI ratios of 20-30%, with 116 originations. The next most common DTI ratio? 30-36%, with 101 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications90.39%
Lenox Financial Mortgage Corporation has an average approval rate.
Pick Rate
Approvals leading to origination-13.38%
Lenox Financial Mortgage Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 695 | $254,305,000 | $365,906 |