Lenox Financial Mortgage Corporation Rates, Fees & Info
SANTA ANA, CALEI: 549300LROQOOQU77WS20
Tax ID: 95-4762204
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Lenox Financial Mortgage Corporation is a small mortgage company specializing in Refi and Cash Out Refi loans. Lenox Financial Mortgage Corporation has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Los Angeles, Riverside, San Francisco, Phoenix, and San Jose among others. We have data for 266 markets. (Some data included below & more in-depth data is available with an active subscription.)Lenox Financial Mortgage Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Lenox Financial Mortgage Corporation is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.77% | 11/21/24 |
| 30 Year Conventional Refi | 6.54% | 11/21/24 |
| 30 Year Cash-out Refi | 6.75% | 11/21/24 |
| 30 Year FHA Purchase | 7.33% | 11/21/24 |
| 30 Year FHA Refi | 7.13% | 11/21/24 |
| 30 Year VA Purchase | 6.39% | 11/21/24 |
| 30 Year VA Refi | 6.27% | 11/21/24 |
| 15 Year Conventional Purchase | 6.61% | 11/21/24 |
| 15 Year Conventional Refi | 6.08% | 11/21/24 |
| 15 Year Cash-out Refi | 6.08% | 11/21/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Lenox Financial Mortgage Corporation Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Lenox Financial Mortgage Corporation. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
3,847Origination Dollar Volume (All Markets)
$1,271,175,000Awards
×
![]()
LENOX FINANCIAL MORTGAGE CORPORATION - 2021
LENOX FINANCIAL MORTGAGE CORPORATION is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
Work for LENOX FINANCIAL MORTGAGE CORPORATION?
Use this award on your own site. Either save and use the images below, or pass the provided image embed code to your development team.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 600 | $239,270,000 | $398,783 | $3,197 | 2.71% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 325 | $103,215,000 | $317,585 | $3,510 | 2.85% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 172 | $79,440,000 | $461,860 | $3,753 | 2.77% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 255 | $69,205,000 | $271,392 | $3,462 | 2.96% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 140 | $67,550,000 | $482,500 | $3,260 | 2.70% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 151 | $57,295,000 | $379,437 | $3,891 | 2.72% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 109 | $42,645,000 | $391,239 | $7,342 | 2.92% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 118 | $36,420,000 | $308,644 | $2,786 | 2.75% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 109 | $35,845,000 | $328,853 | $2,837 | 2.83% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 79 | $31,545,000 | $399,304 | $3,441 | 2.78% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 81 | $25,895,000 | $319,691 | $3,123 | 2.97% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 81 | $23,685,000 | $292,407 | $3,057 | 2.86% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 91 | $22,725,000 | $249,725 | $3,707 | 2.97% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 64 | $21,360,000 | $333,750 | $2,453 | 2.77% |
| Outside of Metro Areas | 63 | $19,295,000 | $306,270 | $3,709 | 2.89% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 50 | $18,050,000 | $361,000 | $4,249 | 2.89% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 55 | $15,175,000 | $275,909 | $4,363 | 2.89% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 53 | $14,775,000 | $278,774 | $4,240 | 2.86% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 43 | $14,235,000 | $331,047 | $4,740 | 3.02% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 48 | $13,240,000 | $275,833 | $4,486 | 2.97% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 51 | $13,105,000 | $256,961 | $2,735 | 2.89% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 35 | $10,285,000 | $293,857 | $5,204 | 2.90% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 32 | $9,800,000 | $306,250 | $3,867 | 3.00% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 26 | $9,340,000 | $359,231 | $4,687 | 2.88% |
| STOCKTON, CA (FHA|USDA|VA) | 25 | $9,155,000 | $366,200 | $3,323 | 3.00% |
| FRESNO, CA (FHA|USDA|VA) | 30 | $8,660,000 | $288,667 | $2,423 | 2.83% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 36 | $8,050,000 | $223,611 | $5,081 | 2.87% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 29 | $7,745,000 | $267,069 | $3,285 | 3.00% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 25 | $6,455,000 | $258,200 | $4,612 | 2.91% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 21 | $6,075,000 | $289,286 | $3,490 | 2.92% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 13 | $5,375,000 | $413,462 | $3,461 | 2.87% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 17 | $5,195,000 | $305,588 | $5,364 | 2.93% |
| PROVO-OREM, UT (FHA|USDA|VA) | 15 | $5,165,000 | $344,333 | $2,793 | 2.87% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 22 | $4,970,000 | $225,909 | $2,608 | 2.93% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 17 | $4,945,000 | $290,882 | $4,029 | 3.14% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 11 | $4,815,000 | $437,727 | $3,226 | 2.76% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 13 | $4,635,000 | $356,538 | $2,892 | 2.73% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 19 | $4,505,000 | $237,105 | $3,915 | 2.97% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 17 | $4,505,000 | $265,000 | $3,981 | 2.89% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 16 | $4,320,000 | $270,000 | $3,408 | 2.91% |
| VALLEJO, CA (FHA|USDA|VA) | 10 | $3,940,000 | $394,000 | $3,653 | 2.71% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 11 | $3,845,000 | $349,545 | $2,570 | 2.67% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 12 | $3,640,000 | $303,333 | $2,954 | 2.96% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 12 | $3,420,000 | $285,000 | $4,764 | 3.02% |
| GREELEY, CO (FHA|USDA|VA) | 10 | $3,410,000 | $341,000 | $3,269 | 2.86% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 9 | $3,375,000 | $375,000 | $1,992 | 2.47% |
| COLUMBUS, OH (FHA|USDA|VA) | 14 | $3,270,000 | $233,571 | $4,053 | 2.96% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 11 | $3,265,000 | $296,818 | $3,360 | 3.03% |
| BOISE CITY, ID (FHA|USDA|VA) | 10 | $2,890,000 | $289,000 | $3,055 | 2.80% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 7 | $2,785,000 | $397,857 | $4,336 | 2.82% |
| BOULDER, CO (FHA|USDA|VA) | 8 | $2,760,000 | $345,000 | $3,230 | 2.53% |
| YUBA CITY, CA (FHA|USDA|VA) | 9 | $2,755,000 | $306,111 | $3,218 | 2.64% |
| RICHMOND, VA (FHA|USDA|VA) | 8 | $2,630,000 | $328,750 | $4,910 | 2.95% |
| KNOXVILLE, TN (FHA|USDA|VA) | 7 | $2,555,000 | $365,000 | $1,823 | 2.55% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 10 | $2,470,000 | $247,000 | $3,399 | 2.84% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 9 | $2,465,000 | $273,889 | $5,330 | 3.10% |
| MODESTO, CA (FHA|USDA|VA) | 8 | $2,400,000 | $300,000 | $5,099 | 2.50% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 9 | $2,375,000 | $263,889 | $4,215 | 3.18% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 9 | $2,365,000 | $262,778 | $5,004 | 3.13% |
| FORT COLLINS, CO (FHA|USDA|VA) | 7 | $2,325,000 | $332,143 | $2,751 | 2.89% |
| MADERA, CA (FHA|USDA|VA) | 9 | $2,325,000 | $258,333 | $3,027 | 2.92% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 8 | $2,300,000 | $287,500 | $3,786 | 2.89% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 10 | $2,260,000 | $226,000 | $5,622 | 3.21% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 8 | $2,220,000 | $277,500 | $2,701 | 2.88% |
| COLUMBIA, SC (FHA|USDA|VA) | 11 | $2,215,000 | $201,364 | $5,379 | 2.84% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 2 | $2,150,000 | $1,075,000 | $10,308 | 3.44% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 8 | $2,090,000 | $261,250 | $4,012 | 3.06% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 9 | $2,085,000 | $231,667 | $5,377 | 2.99% |
| PITTSBURGH, PA (FHA|USDA|VA) | 8 | $2,080,000 | $260,000 | $4,302 | 2.64% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 8 | $2,080,000 | $260,000 | $3,823 | 2.95% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 5 | $2,075,000 | $415,000 | $3,612 | 3.03% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 5 | $1,935,000 | $387,000 | $4,125 | 3.23% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 3 | $1,845,000 | $615,000 | $17,695 | 3.04% |
| TUCSON, AZ (FHA|USDA|VA) | 7 | $1,765,000 | $252,143 | $2,709 | 2.73% |
| NAPA, CA (FHA|USDA|VA) | 6 | $1,760,000 | $293,333 | $3,294 | 2.77% |
| VISALIA, CA (FHA|USDA|VA) | 8 | $1,760,000 | $220,000 | $2,959 | 3.03% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 6 | $1,760,000 | $293,333 | $4,448 | 2.96% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 5 | $1,755,000 | $351,000 | $7,174 | 3.20% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 6 | $1,600,000 | $266,667 | $6,183 | 3.02% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 6 | $1,570,000 | $261,667 | $2,852 | 2.83% |
| ST. GEORGE, UT (FHA|USDA|VA) | 5 | $1,545,000 | $309,000 | $2,072 | 2.68% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 6 | $1,540,000 | $256,667 | $2,360 | 2.96% |
| YAKIMA, WA (FHA|USDA|VA) | 4 | $1,500,000 | $375,000 | $3,016 | 2.56% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 6 | $1,480,000 | $246,667 | $2,851 | 3.06% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 5 | $1,445,000 | $289,000 | $4,603 | 2.78% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 4 | $1,370,000 | $342,500 | $6,012 | 2.88% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 4 | $1,340,000 | $335,000 | $1,608 | 2.63% |
| Heber, UT (FHA|USDA|VA) | 3 | $1,225,000 | $408,333 | $2,531 | 3.00% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 6 | $1,200,000 | $200,000 | $5,304 | 3.19% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 5 | $1,155,000 | $231,000 | $4,675 | 3.15% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 6 | $1,150,000 | $191,667 | $4,077 | 2.96% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $4,266 | 3.09% |
| MERCED, CA (FHA|USDA|VA) | 4 | $1,090,000 | $272,500 | $2,147 | 2.84% |
| Outside of Metro Areas | 3 | $1,085,000 | $361,667 | $3,940 | 3.17% |
| TULSA, OK (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $6,422 | 3.13% |
| SALEM, OR (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $3,500 | 2.48% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $3,534 | 2.47% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $4,899 | 2.92% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $1,763 | 2.83% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $3,289 | 2.69% |
| CHICO, CA (FHA|USDA|VA) | 5 | $935,000 | $187,000 | $4,362 | 2.55% |
| SALINAS, CA (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $3,700 | 2.75% |
| MEDFORD, OR (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $2,727 | 2.88% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $5,775 | 2.91% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $4,441 | 2.44% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $2,476 | 2.96% |
| Payson, AZ (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $3,821 | 3.00% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $6,191 | 3.38% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $3,476 | 3.09% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $3,786 | 3.19% |
| Jefferson, GA (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $7,805 | 3.00% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $4,135 | 2.98% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $1,730 | 2.58% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 5 | $755,000 | $151,000 | $5,088 | 3.15% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $6,116 | 3.31% |
| Aberdeen, WA (FHA|USDA|VA) | 5 | $735,000 | $147,000 | $5,714 | 3.45% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $2,680 | 2.83% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $2,379 | 2.94% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $4,730 | 2.83% |
| Traverse City, MI (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $2,523 | 3.25% |
| Brainerd, MN (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $1,515 | 2.94% |
| RENO, NV (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $4,824 | 3.06% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $3,456 | 2.88% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $3,658 | 3.17% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $6,261 | 2.96% |
| BATON ROUGE, LA (FHA|USDA|VA) | 5 | $605,000 | $121,000 | $3,430 | 2.98% |
| ROCHESTER, NY (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $2,928 | 3.13% |
| Clearlake, CA (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $1,718 | 2.58% |
| Red Bluff, CA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $1,508 | 2.75% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $3,306 | 3.00% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $2,703 | 2.88% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $6,311 | 3.19% |
| SPARTANBURG, SC (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $2,729 | 3.25% |
| LYNCHBURG, VA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $1,940 | 2.69% |
| LANCASTER, PA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $3,418 | 2.50% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $10,649 | 3.31% |
| EL CENTRO, CA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $3,514 | 2.50% |
| GETTYSBURG, PA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $4,046 | 2.94% |
| GAINESVILLE, GA (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $3,865 | 3.29% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $3,072 | 2.63% |
| PITTSFIELD, MA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $5,549 | 3.56% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $8,575 | 2.75% |
| REDDING, CA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $2,775 | 2.88% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $1,460 | 3.00% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $3,625 | 2.94% |
| SYRACUSE, NY (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $2,089 | 2.56% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $4,714 | 2.88% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $4,392 | 2.75% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $5,395 | 3.38% |
| THE VILLAGES, FL (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $3,609 | 2.63% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $2,290 | 2.25% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $6,437 | 3.44% |
| Port Angeles, WA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $4,828 | 3.00% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $5,993 | 3.21% |
| Show Low, AZ (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $9,945 | 2.81% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $3,524 | 3.21% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $3,630 | 3.13% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $5,594 | 3.38% |
| Susanville, CA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $1,210 | 2.25% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $6,217 | 3.25% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $9,635 | 3.50% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $11,969 | 2.75% |
| Astoria, OR (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $12,800 | 3.38% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $1,145 | 2.75% |
| SAVANNAH, GA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $6,201 | 3.13% |
| Sandpoint, ID (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $2,956 | 3.06% |
| BEND, OR (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $2,856 | 3.31% |
| NILES, MI (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $2,144 | 2.88% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $3,959 | 2.56% |
| Hilo, HI (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $5,533 | 3.13% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $11,332 | 3.00% |
| TYLER, TX (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $5,819 | 3.06% |
| TOLEDO, OH (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $5,086 | 3.56% |
| DALTON, GA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $2,305 | 2.50% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,276 | 3.25% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,306 | 2.63% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $1,729 | 2.88% |
| Branson, MO (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,525 | 2.88% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,237 | 2.50% |
| Crossville, TN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,593 | 3.50% |
| EL PASO, TX (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,532 | 2.88% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $5,793 | 3.00% |
| Woodward, OK (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,524 | 3.88% |
| Centralia, WA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $1,728 | 2.63% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $1,560 | 2.38% |
| FLINT, MI (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $6,542 | 2.75% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $6,865 | 3.63% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,170 | 2.75% |
| Sonora, CA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,492 | 2.63% |
| Paris, TN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,105 | 3.25% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $2,224 | 3.56% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,761 | 2.88% |
| DULUTH, MN-WI (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $6,022 | 3.44% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,690 | 2.88% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,835 | 2.63% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $15,943 | 3.50% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $2,746 | 2.94% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $1,390 | 2.63% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $1,560 | 2.75% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,507 | 4.13% |
| Pahrump, NV (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $11,382 | 3.00% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $1,418 | 3.00% |
| Concord, NH (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,405 | 2.50% |
| ERIE, PA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,044 | 2.13% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,420 | 3.13% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,862 | 2.63% |
| Andrews, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,227 | 3.25% |
| Klamath Falls, OR (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,416 | 2.94% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,963 | 2.75% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $5,059 | 3.13% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,417 | 2.63% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,580 | 3.13% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,522 | 2.75% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,049 | 3.00% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,324 | 3.38% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,904 | 3.13% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,410 | 3.25% |
| Findlay, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,683 | 2.75% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,266 | 3.00% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,910 | 2.38% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,224 | 3.63% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,170 | 2.88% |
| Beeville, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,907 | 3.38% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,446 | 3.13% |
| Durango, CO (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,080 | 2.88% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,280 | 3.88% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,483 | 3.25% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,905 | 3.00% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,482 | 2.88% |
| Zanesville, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,774 | 3.25% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,257 | 2.25% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,767 | 3.25% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,355 | 3.25% |
| Shelby, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,173 | 3.25% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,303 | 2.88% |
| Coshocton, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,660 | 2.88% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,465 | 3.88% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,280 | 2.88% |
| LOUISVILLE, KY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,328 | 3.63% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,778 | 3.13% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,982 | 3.63% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,181 | 2.63% |
| Rochelle, IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,885 | 3.00% |
| Newberry, SC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,045 | 2.63% |
| Cedartown, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,075 | 3.00% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,786 | 2.50% |
| Cullman, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,051 | 3.38% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,581 | 2.88% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,886 | 2.88% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,458 | 2.75% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,040 | 2.75% |
| Paris, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,624 | 3.50% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,341 | 3.25% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,449 | 2.63% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,920 | 2.88% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,993 | 2.50% |
| Winfield, KS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,141 | 3.63% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,721 | 2.13% |
| Somerset, KY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,883 | 2.88% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,237 | 3.50% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,349 | 1.88% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,541 | 3.00% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,609 | 2.25% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,310 | 2.63% |
| Silver City, NM (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,823 | 2.88% |
| Coldwater, MI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,597 | 2.38% |
Similar Lenders
We use machine learning to identify the top lenders compared against LENOX FINANCIAL MORTGAGE CORPORATION based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
People's Community Federal Credit Union
Similarity Rank: 86
Similarity Rank: 86
N C P D Federal Credit Union
Similarity Rank: 102
Similarity Rank: 102
Los Angeles Federal Credit Union
Similarity Rank: 170
Similarity Rank: 170
Middlesex Savings Bank
Similarity Rank: 174
Similarity Rank: 174
Northern Bank & Trust Company
Similarity Rank: 288
Similarity Rank: 288
Bridgewater Savings Bank
Similarity Rank: 329
Similarity Rank: 329
HORIZON UTAH Federal Credit Union
Similarity Rank: 350
Similarity Rank: 350
Schuyler Savings Bank
Similarity Rank: 352
Similarity Rank: 352
First Credit Union
Similarity Rank: 378
Similarity Rank: 378
WEBER STATE FEDERAL CREDIT UNION
Similarity Rank: 384
Similarity Rank: 384
Product Mix
For 2021, Lenox Financial Mortgage Corporation's most frequently originated type of loan was Conventional, with 3,685 originations. Their 2nd most popular type was VA, with 102 originations.
Loan Reason
For 2021, Lenox Financial Mortgage Corporation's most frequently cited loan purpose was Refi, with 2,006 originations. The 2nd most popular reason was Cash Out Refi, with 1,644 originations.
Loan Duration/Length
For 2021, Lenox Financial Mortgage Corporation's most frequently cited loan duration was 30 Year, with 2,770 originations. The 2nd most popular length was 15 Year, with 887 originations.
Origination Fees/Closing Costs
Lenox Financial Mortgage Corporation's average total fees were $4,053, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,829 originations.
Interest Rates
During 2021, Lenox Financial Mortgage Corporation's average interest rate for loans was 2.99%, while their most frequently originated rate bucket for loans was 2.5-3%, with 1,865 originations.
Loan Sizing
2021 saw Lenox Financial Mortgage Corporation place emphasis on $200k-400k loans with 2,182 originations, totaling $636,010,000 in origination value.
Applicant Income
Lenox Financial Mortgage Corporation lent most frequently to those with incomes in the $100k-150k range, with 1,132 originations. The second most popular income band? $150k-250k, with 840 originations.
Applicant Debt to Income Ratio
Lenox Financial Mortgage Corporation lent most frequently to those with DTI ratios of 20-30%, with 787 originations. The next most common DTI ratio? 30-36%, with 652 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.50%
Lenox Financial Mortgage Corporation has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination18.38%
Lenox Financial Mortgage Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 3,847 | $1,271,175,000 | $330,433 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3,847 | $1,271,175,000 | $330,433 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Lenox Financial Mortgage Corporation | Conventional home mortgage | Improper use of your report | 1 | 25.0% |
| Lenox Financial Mortgage Corporation | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 3 | 75.0% |