Swbc Mortgage Corporation Rates, Fees & Info
SAN ANTONIO, TXLEI: 549300DMYENRV818D594
Tax ID: 74-2508160
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Mortgage Data
Review & Overview
Swbc Mortgage Corporation is a small mortgage company specializing in Home Purchase loans. Swbc Mortgage Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Nashville, Denver, Dallas, San Antonio, and Houston among others. We have data for 169 markets. (Some data included below & more in-depth data is available with an active subscription.)Swbc Mortgage Corporation has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders. Swbc Mortgage Corporation is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.63% | 4/28/24 |
| 30 Year Conventional Refi | 6.61% | 4/28/24 |
| 30 Year Cash-out Refi | 6.89% | 4/28/24 |
| 30 Year FHA Purchase | 7.62% | 4/28/24 |
| 30 Year FHA Refi | 7.51% | 4/28/24 |
| 30 Year VA Purchase | 6.44% | 4/28/24 |
| 30 Year VA Refi | 6.40% | 4/28/24 |
| 30 Year USDA Purchase | 6.96% | 4/28/24 |
| 15 Year Conventional Purchase | 6.23% | 4/28/24 |
| 15 Year Conventional Refi | 6.17% | 4/28/24 |
| 15 Year Cash-out Refi | 6.17% | 4/28/24 |
| 15 Year FHA Purchase | 5.68% | 4/28/24 |
| 15 Year VA Purchase | 6.42% | 4/28/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Swbc Mortgage Corporation Mortgage Calculator
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This is not an official calculator from Swbc Mortgage Corporation. It uses our SimulatedRate™
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
7,130Origination Dollar Volume (All Markets)
$1,694,950,000Awards
SWBC MORTGAGE CORPORATION - 2018
SWBC MORTGAGE CORPORATION is a 2018 , due to their low .
For 2018, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 1,070 | $261,120,000 | $244,037 | $3,221 | 4.81% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 526 | $176,280,000 | $335,133 | $3,541 | 4.86% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 476 | $130,030,000 | $273,172 | $5,224 | 4.92% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 475 | $118,795,000 | $250,095 | $5,167 | 4.83% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 509 | $114,985,000 | $225,904 | $5,208 | 4.96% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 544 | $114,840,000 | $211,103 | $2,969 | 4.78% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 245 | $78,615,000 | $320,878 | $5,182 | 4.85% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 222 | $73,830,000 | $332,568 | $4,736 | 4.87% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 286 | $57,140,000 | $199,790 | $4,464 | 4.66% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 301 | $54,685,000 | $181,678 | $4,162 | 4.87% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 160 | $43,570,000 | $272,313 | $5,129 | 4.89% |
| BOULDER, CO (FHA|USDA|VA) | 88 | $38,990,000 | $443,068 | $3,114 | 4.81% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 160 | $37,580,000 | $234,875 | $3,778 | 5.05% |
| WACO, TX (FHA|USDA|VA) | 194 | $36,450,000 | $187,887 | $4,781 | 4.86% |
| SAVANNAH, GA (FHA|USDA|VA) | 148 | $31,740,000 | $214,459 | $2,830 | 4.75% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 123 | $22,535,000 | $183,211 | $4,357 | 5.06% |
| Outside of Metro Areas | 107 | $20,095,000 | $187,804 | $3,778 | 4.87% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 67 | $16,695,000 | $249,179 | $4,436 | 5.10% |
| HINESVILLE, GA (FHA|USDA|VA) | 94 | $15,750,000 | $167,553 | $3,376 | 4.77% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 101 | $15,505,000 | $153,515 | $2,745 | 4.82% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 76 | $15,460,000 | $203,421 | $3,967 | 4.93% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 97 | $15,325,000 | $157,990 | $3,375 | 4.90% |
| MOBILE, AL (FHA|USDA|VA) | 89 | $13,785,000 | $154,888 | $2,364 | 4.73% |
| BATON ROUGE, LA (FHA|USDA|VA) | 60 | $12,260,000 | $204,333 | $3,682 | 4.93% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 48 | $11,080,000 | $230,833 | $4,117 | 4.85% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 46 | $10,860,000 | $236,087 | $4,562 | 5.29% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 56 | $8,620,000 | $153,929 | $2,549 | 4.69% |
| GREELEY, CO (FHA|USDA|VA) | 26 | $8,420,000 | $323,846 | $3,020 | 4.96% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 56 | $8,280,000 | $147,857 | $2,415 | 4.86% |
| Kerrville, TX (FHA|USDA|VA) | 34 | $7,070,000 | $207,941 | $4,264 | 5.02% |
| Calhoun, GA (FHA|USDA|VA) | 47 | $6,945,000 | $147,766 | $3,257 | 4.73% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 23 | $6,485,000 | $281,957 | $4,943 | 4.80% |
| FORT COLLINS, CO (FHA|USDA|VA) | 17 | $5,985,000 | $352,059 | $2,651 | 4.79% |
| ABILENE, TX (FHA|USDA|VA) | 28 | $5,520,000 | $197,143 | $4,811 | 5.05% |
| HAMMOND, LA (FHA|USDA|VA) | 22 | $5,390,000 | $245,000 | $5,959 | 4.78% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 28 | $4,390,000 | $156,786 | $3,837 | 4.96% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 30 | $3,850,000 | $128,333 | $2,420 | 4.98% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 15 | $3,835,000 | $255,667 | $3,900 | 5.06% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 23 | $3,565,000 | $155,000 | $4,982 | 5.02% |
| BRUNSWICK, GA (FHA|USDA|VA) | 15 | $3,555,000 | $237,000 | $3,012 | 5.08% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 14 | $3,280,000 | $234,286 | $2,535 | 4.74% |
| ROME, GA (FHA|USDA|VA) | 23 | $2,815,000 | $122,391 | $2,527 | 4.76% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 14 | $2,720,000 | $194,286 | $2,641 | 4.72% |
| Breckenridge, CO (FHA|USDA|VA) | 4 | $2,670,000 | $667,500 | $1,607 | 4.88% |
| LAFAYETTE, LA (FHA|USDA|VA) | 14 | $2,570,000 | $183,571 | $3,061 | 4.71% |
| Hope, AR (FHA|USDA|VA) | 20 | $2,420,000 | $121,000 | $2,686 | 4.98% |
| ROANOKE, VA (FHA|USDA|VA) | 9 | $2,055,000 | $228,333 | $2,602 | 5.07% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 8 | $1,850,000 | $231,250 | $6,793 | 4.78% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 10 | $1,730,000 | $173,000 | $2,419 | 4.90% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 7 | $1,595,000 | $227,857 | $3,446 | 4.95% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 8 | $1,550,000 | $193,750 | $3,005 | 4.80% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 8 | $1,490,000 | $186,250 | $4,190 | 4.72% |
| Steamboat Springs, CO (FHA|USDA|VA) | 4 | $1,340,000 | $335,000 | $2,517 | 4.66% |
| Malvern, AR (FHA|USDA|VA) | 7 | $1,265,000 | $180,714 | $3,097 | 4.70% |
| LOGAN, UT-ID (FHA|USDA|VA) | 5 | $1,215,000 | $243,000 | $2,652 | 4.75% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 8 | $1,210,000 | $151,250 | $2,478 | 5.13% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 7 | $1,205,000 | $172,143 | $4,522 | 5.10% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 2 | $1,200,000 | $600,000 | $6,031 | 5.44% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 8 | $1,150,000 | $143,750 | $2,454 | 4.71% |
| MIDLAND, TX (FHA|USDA|VA) | 5 | $1,115,000 | $223,000 | $5,607 | 4.80% |
| RENO, NV (FHA|USDA|VA) | 1 | $1,105,000 | $1,105,000 | $8,412 | 5.25% |
| Cedartown, GA (FHA|USDA|VA) | 5 | $1,075,000 | $215,000 | $2,878 | 4.78% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $4,198 | 4.28% |
| Uvalde, TX (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $4,200 | 4.88% |
| GAINESVILLE, FL (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $4,648 | 4.94% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $4,417 | 4.88% |
| Edwards, CO (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $4,054 | 5.38% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 6 | $840,000 | $140,000 | $4,503 | 4.92% |
| Lewisburg, TN (FHA|USDA|VA) | 6 | $840,000 | $140,000 | $3,329 | 5.10% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $2,182 | 5.00% |
| Richmond-Berea, KY (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $4,526 | 4.70% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $3,724 | 4.79% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $4,502 | 5.33% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $4,997 | 4.58% |
| PROVO-OREM, UT (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $3,036 | 5.75% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $8,437 | 5.00% |
| JACKSON, MS (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $2,358 | 4.88% |
| Cookeville, TN (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $2,893 | 5.06% |
| SAN ANGELO, TX (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $4,818 | 5.17% |
| SPARTANBURG, SC (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $3,030 | 5.25% |
| Granbury, TX (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $10,278 | 4.28% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $3,986 | 4.83% |
| POCATELLO, ID (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $3,919 | 4.56% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 8 | $500,000 | $62,500 | $4,047 | 5.72% |
| Fredericksburg, TX (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $5,152 | 4.83% |
| GAINESVILLE, GA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $232 | 5.19% |
| Somerset, KY (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $3,134 | 5.04% |
| Statesboro, GA (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $2,474 | 5.21% |
| LaGrange, GA-AL (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $2,703 | 4.88% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $3,197 | 4.91% |
| Durango, CO (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $2,810 | 4.63% |
| TULSA, OK (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $2,983 | 4.91% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $3,920 | 4.44% |
| Heber, UT (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $3,270 | 5.00% |
| KNOXVILLE, TN (FHA|USDA|VA) | 4 | $410,000 | $102,500 | $2,844 | 4.75% |
| Key West, FL (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $4,778 | 4.88% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,478 | 5.50% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $1,975 | 4.69% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $6,529 | 5.00% |
| OCALA, FL (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $9,781 | 4.38% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,218 | 4.94% |
| Huntsville, TX (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $3,770 | 5.75% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $1,441 | 4.63% |
| LONGVIEW, TX (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $3,043 | 4.56% |
| Bonham, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $6,534 | 4.38% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,690 | 5.00% |
| Borger, TX (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $2,651 | 4.46% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,498 | 5.13% |
| Batesville, AR (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,096 | 5.00% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $2,637 | 4.75% |
| RICHMOND, VA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,342 | 5.00% |
| Shelbyville, TN (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $1,882 | 4.81% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $8,187 | 4.75% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $11,059 | 4.84% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,220 | 5.00% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $6,436 | 4.56% |
| Opelousas, LA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,838 | 4.44% |
| Rockport, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,082 | 4.75% |
| DALTON, GA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $2,294 | 5.13% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $440 | 4.50% |
| Beeville, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,408 | 4.50% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,184 | 4.75% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,750 | 4.38% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,660 | 5.75% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,669 | 4.75% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,549 | 4.75% |
| Jesup, GA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,745 | 4.63% |
| Mount Sterling, KY (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $1,105 | 5.13% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $1,650 | 4.75% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,118 | 5.38% |
| Holland, MI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,690 | 5.25% |
| Athens, TN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,852 | 5.00% |
| Craig, CO (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,634 | 4.50% |
| Thomaston, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $637 | 4.75% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,881 | 4.13% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $2,489 | 5.50% |
| Durant, OK (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,575 | 5.50% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,670 | 5.25% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,251 | 5.25% |
| PUEBLO, CO (FHA|USDA|VA) | 3 | $175,000 | $58,333 | $4,071 | 5.33% |
| Lake City, FL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,337 | 4.88% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,922 | 4.75% |
| Portales, NM (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,885 | 4.88% |
| Camden, AR (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $1,532 | 5.00% |
| Sandusky, OH (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $4,395 | 5.31% |
| Frankfort, KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $562 | 5.00% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,880 | 4.63% |
| El Campo, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,234 | 5.13% |
| Danville, KY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,028 | 4.63% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,988 | 4.63% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,079 | 5.13% |
| Searcy, AR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,345 | 4.50% |
| Minden, LA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,415 | 4.50% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,467 | 4.63% |
| Andrews, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,728 | 5.50% |
| Bay City, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,293 | 5.13% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,841 | 4.75% |
| Big Spring, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,165 | 4.63% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $715 | 5.13% |
| Paris, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,717 | 4.63% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,708 | 5.13% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,559 | 4.88% |
| Alice, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,143 | 5.13% |
| Picayune, MS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,703 | 4.63% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,837 | 4.88% |
| Plainview, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,988 | 4.63% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,021 | 5.50% |
| LIMA, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $1,989 | 5.75% |
| Brownwood, TX (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $2,593 | 5.50% |
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We use machine learning to identify the top lenders compared against SWBC MORTGAGE CORPORATION based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2018, Swbc Mortgage Corporation's most frequently originated type of loan was Conventional, with 4,823 originations. Their 2nd most popular type was FHA, with 1,298 originations.
Loan Reason
For 2018, Swbc Mortgage Corporation's most frequently cited loan purpose was Home Purchase, with 6,096 originations. The 2nd most popular reason was Refi, with 677 originations.
Loan Duration/Length
For 2018, Swbc Mortgage Corporation's most frequently cited loan duration was 30 Year, with 6,725 originations. The 2nd most popular length was 15 Year, with 285 originations.
Origination Fees/Closing Costs
Swbc Mortgage Corporation's average total fees were $4,054, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 4,115 originations.
Interest Rates
During 2018, Swbc Mortgage Corporation's average interest rate for loans was 4.89%, while their most frequently originated rate bucket for loans was 4-5%, with 4,812 originations.
Loan Sizing
2018 saw Swbc Mortgage Corporation place emphasis on $200k-400k loans with 3,123 originations, totaling $857,355,000 in origination value.
Applicant Income
Swbc Mortgage Corporation lent most frequently to those with incomes in the $50k-75k range, with 1,888 originations. The second most popular income band? $100k-150k, with 1,426 originations.
Applicant Debt to Income Ratio
Swbc Mortgage Corporation lent most frequently to those with DTI ratios of 30-36%, with 1,190 originations. The next most common DTI ratio? 20-30%, with 1,045 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications96.08%
Swbc Mortgage Corporation has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination91.98%
Swbc Mortgage Corporation has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 0.0 | 11 | $535,000 | $48,636 |
| 1045.0 | 1 | $355,000 | $355,000 |
| 1235.0 | 1 | $295,000 | $295,000 |
| NA | 7,117 | $1,693,765,000 | $237,989 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Site-Built | 7,130 | $1,694,950,000 | $237,721 |