Swbc Mortgage Corporation Rates, Fees & Info

SAN ANTONIO, TX

LEI: 549300DMYENRV818D594

Tax ID: 74-2508160

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Mortgage Data

Review & Overview

Swbc Mortgage Corporation is a mid-sized mortgage company specializing in Home Purchase and Refi loans. Swbc Mortgage Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Nashville, Denver, Dallas, Washington, and Atlanta among others. We have data for 332 markets. (Some data included below & more in-depth data is available with an active subscription.)

Swbc Mortgage Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Swbc Mortgage Corporation is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.63% 4/28/24
30 Year Conventional Refi 6.61% 4/28/24
30 Year Cash-out Refi 6.89% 4/28/24
30 Year FHA Purchase 7.62% 4/28/24
30 Year FHA Refi 7.51% 4/28/24
30 Year VA Purchase 6.44% 4/28/24
30 Year VA Refi 6.40% 4/28/24
30 Year USDA Purchase 6.96% 4/28/24
15 Year Conventional Purchase 6.23% 4/28/24
15 Year Conventional Refi 6.17% 4/28/24
15 Year Cash-out Refi 6.17% 4/28/24
15 Year FHA Purchase 5.68% 4/28/24
15 Year VA Purchase 6.42% 4/28/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Swbc Mortgage Corporation Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Swbc Mortgage Corporation. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

21,077

Origination Dollar Volume (All Markets)

$6,256,715,000
Show all (73) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 2,553 $802,845,000 $314,471 $4,203 3.01%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1,227 $488,525,000 $398,146 $3,050 2.99%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 1,198 $405,960,000 $338,865 $5,149 3.06%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 959 $404,055,000 $421,330 $5,524 3.02%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1,416 $368,520,000 $260,254 $3,556 3.00%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 1,034 $333,260,000 $322,302 $4,424 3.05%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 948 $294,650,000 $310,812 $5,650 3.24%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 842 $260,700,000 $309,620 $5,591 3.12%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 944 $257,700,000 $272,987 $5,492 3.12%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 616 $256,280,000 $416,039 $5,526 3.08%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 621 $151,475,000 $243,921 $5,008 3.11%
BOULDER, CO (FHA|USDA|VA) 275 $147,665,000 $536,964 $2,248 3.02%
JACKSONVILLE, FL (FHA|USDA|VA) 648 $146,090,000 $225,448 $3,831 2.91%
Outside of Metro Areas 575 $140,705,000 $244,704 $4,106 3.19%
WACO, TX (FHA|USDA|VA) 580 $134,890,000 $232,569 $4,471 3.23%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 395 $126,605,000 $320,519 $5,221 3.14%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 395 $117,165,000 $296,620 $4,542 3.05%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 353 $115,425,000 $326,983 $5,711 3.46%
OKLAHOMA CITY, OK (FHA|USDA|VA) 441 $96,775,000 $219,444 $5,031 3.10%
PORT ST. LUCIE, FL (FHA|USDA|VA) 254 $65,040,000 $256,063 $5,042 3.07%
SAVANNAH, GA (FHA|USDA|VA) 236 $61,030,000 $258,602 $4,064 3.03%
ROANOKE, VA (FHA|USDA|VA) 277 $58,705,000 $211,931 $3,701 3.10%
MOBILE, AL (FHA|USDA|VA) 245 $47,625,000 $194,388 $3,016 3.01%
HOT SPRINGS, AR (FHA|USDA|VA) 216 $43,090,000 $199,491 $3,013 3.16%
ABILENE, TX (FHA|USDA|VA) 186 $41,400,000 $222,581 $4,949 3.25%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 234 $39,130,000 $167,222 $4,094 3.33%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 181 $36,825,000 $203,453 $4,251 3.11%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 158 $36,030,000 $228,038 $4,493 2.92%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 92 $32,060,000 $348,478 $3,547 3.04%
Kerrville, TX (FHA|USDA|VA) 115 $30,775,000 $267,609 $5,378 3.16%
BATON ROUGE, LA (FHA|USDA|VA) 123 $26,355,000 $214,268 $3,410 3.07%
RICHMOND, VA (FHA|USDA|VA) 107 $26,225,000 $245,093 $4,937 3.21%
HINESVILLE, GA (FHA|USDA|VA) 125 $25,695,000 $205,560 $5,100 3.11%
FORT SMITH, AR-OK (FHA|USDA|VA) 127 $22,435,000 $176,654 $3,842 3.11%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 84 $20,920,000 $249,048 $4,815 3.14%
GREELEY, CO (FHA|USDA|VA) 56 $19,500,000 $348,214 $2,967 2.96%
SALT LAKE CITY, UT (FHA|USDA|VA) 59 $18,875,000 $319,915 $4,187 2.99%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 80 $18,560,000 $232,000 $4,011 3.22%
TEXARKANA, TX-AR (FHA|USDA|VA) 89 $15,505,000 $174,213 $4,142 2.91%
Calhoun, GA (FHA|USDA|VA) 77 $14,205,000 $184,481 $3,439 3.02%
COLORADO SPRINGS, CO (FHA|USDA|VA) 37 $13,305,000 $359,595 $3,400 2.98%
FORT COLLINS, CO (FHA|USDA|VA) 33 $11,685,000 $354,091 $2,870 3.14%
Pahrump, NV (FHA|USDA|VA) 48 $11,530,000 $240,208 $5,495 3.35%
Breckenridge, CO (FHA|USDA|VA) 17 $10,855,000 $638,529 $2,407 3.16%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 36 $10,680,000 $296,667 $4,468 3.23%
EAST STROUDSBURG, PA (FHA|USDA|VA) 47 $10,195,000 $216,915 $4,473 3.34%
LYNCHBURG, VA (FHA|USDA|VA) 47 $9,985,000 $212,447 $3,393 3.13%
BEND, OR (FHA|USDA|VA) 26 $9,560,000 $367,692 $7,024 3.14%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 43 $9,055,000 $210,581 $3,376 3.12%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 34 $8,300,000 $244,118 $3,115 2.92%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 48 $8,280,000 $172,500 $3,995 3.10%
Hermiston-Pendleton, OR (FHA|USDA|VA) 31 $8,265,000 $266,613 $3,554 3.25%
Outside of Metro Areas 25 $8,095,000 $323,800 $6,044 3.26%
ROME, GA (FHA|USDA|VA) 41 $7,645,000 $186,463 $3,943 3.16%
BRUNSWICK, GA (FHA|USDA|VA) 27 $7,615,000 $282,037 $3,561 3.00%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 42 $7,470,000 $177,857 $4,620 2.78%
RALEIGH-CARY, NC (FHA|USDA|VA) 23 $7,175,000 $311,957 $4,056 3.07%
Tullahoma-Manchester, TN (FHA|USDA|VA) 27 $7,095,000 $262,778 $3,897 3.22%
Hope, AR (FHA|USDA|VA) 55 $6,875,000 $125,000 $2,657 3.07%
CORPUS CHRISTI, TX (FHA|USDA|VA) 26 $6,710,000 $258,077 $5,158 3.12%
SALISBURY, MD-DE (FHA|USDA|VA) 26 $6,440,000 $247,692 $3,830 2.98%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 21 $6,325,000 $301,190 $4,551 3.23%
WALLA WALLA, WA (FHA|USDA|VA) 16 $6,280,000 $392,500 $3,581 3.37%
YORK-HANOVER, PA (FHA|USDA|VA) 22 $6,030,000 $274,091 $5,370 3.10%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 25 $5,945,000 $237,800 $3,702 3.18%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 28 $5,600,000 $200,000 $3,954 3.50%
Shelbyville, TN (FHA|USDA|VA) 21 $5,515,000 $262,619 $4,291 3.14%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 15 $5,315,000 $354,333 $5,282 3.05%
WINCHESTER, VA-WV (FHA|USDA|VA) 17 $5,205,000 $306,176 $4,401 3.18%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 26 $5,180,000 $199,231 $5,037 2.81%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 9 $4,625,000 $513,889 $6,485 3.22%
SPARTANBURG, SC (FHA|USDA|VA) 21 $4,515,000 $215,000 $4,447 3.20%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 17 $4,455,000 $262,059 $3,151 2.95%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 19 $4,315,000 $227,105 $3,851 3.22%
Fredericksburg, TX (FHA|USDA|VA) 11 $4,265,000 $387,727 $5,566 3.33%
Athens, TX (FHA|USDA|VA) 15 $4,205,000 $280,333 $4,813 3.18%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 4 $4,120,000 $1,030,000 $5,853 3.47%
Lewisburg, TN (FHA|USDA|VA) 15 $4,075,000 $271,667 $3,764 3.07%
Cedartown, GA (FHA|USDA|VA) 21 $4,055,000 $193,095 $3,713 3.06%
GAINESVILLE, GA (FHA|USDA|VA) 11 $4,015,000 $365,000 $3,940 3.08%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 12 $3,980,000 $331,667 $4,037 3.24%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 7 $3,825,000 $546,429 $7,074 3.09%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 7 $3,795,000 $542,143 $6,120 3.41%
ST. GEORGE, UT (FHA|USDA|VA) 12 $3,770,000 $314,167 $4,825 3.13%
Huntsville, TX (FHA|USDA|VA) 19 $3,685,000 $193,947 $4,327 3.24%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 15 $3,675,000 $245,000 $3,300 3.07%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 10 $3,670,000 $367,000 $5,170 3.08%
MIDLAND, TX (FHA|USDA|VA) 8 $3,640,000 $455,000 $7,754 3.19%
PROVO-OREM, UT (FHA|USDA|VA) 12 $3,550,000 $295,833 $5,702 3.10%
YAKIMA, WA (FHA|USDA|VA) 14 $3,550,000 $253,571 $4,078 3.35%
Granbury, TX (FHA|USDA|VA) 14 $3,540,000 $252,857 $4,982 3.06%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 8 $3,470,000 $433,750 $8,626 3.17%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 7 $3,225,000 $460,714 $5,148 2.91%
Edwards, CO (FHA|USDA|VA) 6 $3,130,000 $521,667 $2,152 3.00%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 13 $3,075,000 $236,538 $4,369 3.00%
Malvern, AR (FHA|USDA|VA) 18 $3,060,000 $170,000 $2,999 3.40%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 11 $3,045,000 $276,818 $5,737 3.05%
ALBANY-LEBANON, OR (FHA|USDA|VA) 11 $3,045,000 $276,818 $3,862 3.03%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 14 $2,950,000 $210,714 $3,945 3.10%
SHERMAN-DENISON, TX (FHA|USDA|VA) 12 $2,840,000 $236,667 $4,680 3.19%
GRAND JUNCTION, CO (FHA|USDA|VA) 8 $2,740,000 $342,500 $3,460 3.28%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 8 $2,660,000 $332,500 $6,996 2.80%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 5 $2,405,000 $481,000 $5,140 3.18%
TUCSON, AZ (FHA|USDA|VA) 8 $2,400,000 $300,000 $7,087 3.50%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 10 $2,390,000 $239,000 $5,398 2.85%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 4 $2,380,000 $595,000 $8,452 3.25%
Uvalde, TX (FHA|USDA|VA) 9 $2,375,000 $263,889 $5,268 3.17%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 9 $2,345,000 $260,556 $3,593 3.22%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 14 $2,190,000 $156,429 $3,643 3.32%
KNOXVILLE, TN (FHA|USDA|VA) 8 $2,190,000 $273,750 $3,360 3.13%
GETTYSBURG, PA (FHA|USDA|VA) 8 $2,140,000 $267,500 $3,917 3.00%
LONGVIEW, TX (FHA|USDA|VA) 9 $2,135,000 $237,222 $6,578 3.11%
Cookeville, TN (FHA|USDA|VA) 7 $2,055,000 $293,571 $3,693 3.02%
Steamboat Springs, CO (FHA|USDA|VA) 4 $2,020,000 $505,000 $2,631 2.91%
PITTSBURGH, PA (FHA|USDA|VA) 6 $1,930,000 $321,667 $5,797 3.15%
Statesboro, GA (FHA|USDA|VA) 6 $1,930,000 $321,667 $5,327 3.06%
LUBBOCK, TX (FHA|USDA|VA) 8 $1,890,000 $236,250 $5,770 3.33%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 6 $1,840,000 $306,667 $6,560 3.67%
Durango, CO (FHA|USDA|VA) 4 $1,810,000 $452,500 $2,456 2.91%
Mineral Wells, TX (FHA|USDA|VA) 3 $1,805,000 $601,667 $11,624 2.75%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 5 $1,665,000 $333,000 $4,562 3.08%
LOGAN, UT-ID (FHA|USDA|VA) 6 $1,640,000 $273,333 $3,550 3.02%
HUNTSVILLE, AL (FHA|USDA|VA) 4 $1,640,000 $410,000 $5,814 2.81%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 6 $1,610,000 $268,333 $4,673 3.19%
Lufkin, TX (FHA|USDA|VA) 7 $1,545,000 $220,714 $3,814 3.27%
HAMMOND, LA (FHA|USDA|VA) 5 $1,505,000 $301,000 $7,353 2.90%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 8 $1,500,000 $187,500 $3,881 3.13%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 11 $1,495,000 $135,909 $4,106 3.76%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 5 $1,495,000 $299,000 $3,651 2.90%
CLEVELAND, TN (FHA|USDA|VA) 6 $1,430,000 $238,333 $3,249 3.23%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 6 $1,390,000 $231,667 $6,191 3.35%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 6 $1,360,000 $226,667 $5,611 3.08%
DALTON, GA (FHA|USDA|VA) 7 $1,335,000 $190,714 $4,691 2.50%
Easton, MD (FHA|USDA|VA) 5 $1,295,000 $259,000 $3,418 2.90%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 5 $1,295,000 $259,000 $6,023 3.75%
WILMINGTON, NC (FHA|USDA|VA) 4 $1,280,000 $320,000 $2,009 3.16%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 4 $1,250,000 $312,500 $3,855 3.06%
LANCASTER, PA (FHA|USDA|VA) 3 $1,245,000 $415,000 $5,238 3.21%
Montrose, CO (FHA|USDA|VA) 4 $1,240,000 $310,000 $3,156 3.09%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 3 $1,235,000 $411,667 $7,598 3.00%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 5 $1,215,000 $243,000 $4,555 3.13%
COLUMBIA, SC (FHA|USDA|VA) 6 $1,210,000 $201,667 $5,227 3.29%
FAYETTEVILLE, NC (FHA|USDA|VA) 7 $1,195,000 $170,714 $4,384 3.29%
Lawrenceburg, TN (FHA|USDA|VA) 6 $1,180,000 $196,667 $3,868 3.10%
SALEM, OR (FHA|USDA|VA) 3 $1,175,000 $391,667 $6,438 3.13%
Corsicana, TX (FHA|USDA|VA) 5 $1,165,000 $233,000 $4,949 2.90%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 5 $1,165,000 $233,000 $5,364 3.18%
TYLER, TX (FHA|USDA|VA) 4 $1,150,000 $287,500 $5,476 3.06%
Brenham, TX (FHA|USDA|VA) 5 $1,145,000 $229,000 $6,499 2.93%
EL PASO, TX (FHA|USDA|VA) 6 $1,140,000 $190,000 $5,064 3.13%
Glenwood Springs, CO (FHA|USDA|VA) 3 $1,125,000 $375,000 $3,814 3.08%
LAFAYETTE, LA (FHA|USDA|VA) 4 $1,120,000 $280,000 $3,924 3.06%
Kill Devil Hills, NC (FHA|USDA|VA) 2 $1,110,000 $555,000 $5,339 3.25%
HARRISONBURG, VA (FHA|USDA|VA) 3 $1,095,000 $365,000 $8,188 3.00%
Sevierville, TN (FHA|USDA|VA) 1 $1,095,000 $1,095,000 $3,413 3.25%
RENO, NV (FHA|USDA|VA) 1 $1,085,000 $1,085,000 $5,505 3.38%
BOWLING GREEN, KY (FHA|USDA|VA) 5 $1,085,000 $217,000 $3,741 3.45%
Prineville, OR (FHA|USDA|VA) 4 $1,070,000 $267,500 $6,983 3.03%
Key West, FL (FHA|USDA|VA) 3 $1,065,000 $355,000 $4,619 3.00%
Bonham, TX (FHA|USDA|VA) 4 $1,060,000 $265,000 $3,216 3.19%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 3 $985,000 $328,333 $2,099 3.13%
Shawnee, OK (FHA|USDA|VA) 3 $975,000 $325,000 $10,611 2.79%
Borger, TX (FHA|USDA|VA) 6 $940,000 $156,667 $3,380 3.29%
Palatka, FL (FHA|USDA|VA) 5 $925,000 $185,000 $4,078 3.20%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 5 $915,000 $183,000 $2,689 3.23%
SALINAS, CA (FHA|USDA|VA) 2 $910,000 $455,000 $5,295 2.75%
Stephenville, TX (FHA|USDA|VA) 3 $895,000 $298,333 $4,631 2.88%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 3 $885,000 $295,000 $3,680 3.42%
FLAGSTAFF, AZ (FHA|USDA|VA) 2 $840,000 $420,000 $9,253 4.38%
TULSA, OK (FHA|USDA|VA) 4 $840,000 $210,000 $5,694 3.25%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 3 $835,000 $278,333 $8,124 3.08%
JACKSON, TN (FHA|USDA|VA) 4 $820,000 $205,000 $4,467 3.03%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 2 $820,000 $410,000 $9,168 3.06%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $785,000 $785,000 $5,034 3.00%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 4 $770,000 $192,500 $4,914 3.22%
Cambridge, MD (FHA|USDA|VA) 3 $755,000 $251,667 $3,089 2.63%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 4 $750,000 $187,500 $5,643 3.44%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 3 $715,000 $238,333 $4,072 3.08%
Dayton, TN (FHA|USDA|VA) 2 $690,000 $345,000 $1,617 2.94%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 3 $685,000 $228,333 $7,566 2.67%
Jefferson, GA (FHA|USDA|VA) 3 $665,000 $221,667 $3,611 3.21%
COLUMBUS, GA-AL (FHA|USDA|VA) 3 $665,000 $221,667 $4,490 3.25%
Fernley, NV (FHA|USDA|VA) 2 $660,000 $330,000 $12,904 3.19%
Show Low, AZ (FHA|USDA|VA) 2 $650,000 $325,000 $1,746 3.69%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 3 $645,000 $215,000 $3,320 3.25%
BAKERSFIELD, CA (FHA|USDA|VA) 3 $645,000 $215,000 $5,786 3.38%
Russellville, AR (FHA|USDA|VA) 3 $635,000 $211,667 $4,446 3.13%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 3 $635,000 $211,667 $2,294 2.92%
PUEBLO, CO (FHA|USDA|VA) 3 $625,000 $208,333 $4,037 3.00%
ODESSA, TX (FHA|USDA|VA) 3 $615,000 $205,000 $6,085 3.33%
JACKSON, MS (FHA|USDA|VA) 4 $610,000 $152,500 $3,221 3.16%
North Wilkesboro, NC (FHA|USDA|VA) 1 $605,000 $605,000 $206 3.13%
Klamath Falls, OR (FHA|USDA|VA) 3 $605,000 $201,667 $4,973 3.08%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 3 $605,000 $201,667 $5,472 3.25%
JACKSONVILLE, NC (FHA|USDA|VA) 2 $600,000 $300,000 $5,083 3.38%
LOUISVILLE, KY (FHA|USDA|VA) 4 $600,000 $150,000 $3,410 2.91%
McAlester, OK (FHA|USDA|VA) 2 $590,000 $295,000 $4,633 3.25%
Okeechobee, FL (FHA|USDA|VA) 3 $585,000 $195,000 $5,538 3.08%
Sweetwater, TX (FHA|USDA|VA) 3 $575,000 $191,667 $5,682 3.67%
TALLAHASSEE, FL (FHA|USDA|VA) 3 $575,000 $191,667 $3,218 3.29%
BOISE CITY, ID (FHA|USDA|VA) 2 $560,000 $280,000 $5,428 3.50%
Fallon, NV (FHA|USDA|VA) 2 $560,000 $280,000 $6,890 3.50%
LAREDO, TX (FHA|USDA|VA) 3 $545,000 $181,667 $3,666 2.71%
Greeneville, TN (FHA|USDA|VA) 1 $545,000 $545,000 $4,573 3.25%
IDAHO FALLS, ID (FHA|USDA|VA) 2 $520,000 $260,000 $4,697 2.88%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 1 $515,000 $515,000 $5,950 3.63%
WINSTON-SALEM, NC (FHA|USDA|VA) 1 $515,000 $515,000 $3,457 2.88%
STOCKTON, CA (FHA|USDA|VA) 1 $505,000 $505,000 $4,519 3.38%
WICHITA FALLS, TX (FHA|USDA|VA) 5 $505,000 $101,000 $3,632 3.28%
La Grande, OR (FHA|USDA|VA) 1 $505,000 $505,000 $8,014 3.63%
Seneca, SC (FHA|USDA|VA) 2 $490,000 $245,000 $3,498 3.00%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 3 $485,000 $161,667 $6,090 3.33%
GAINESVILLE, FL (FHA|USDA|VA) 2 $470,000 $235,000 $3,979 2.88%
SAN ANGELO, TX (FHA|USDA|VA) 2 $470,000 $235,000 $5,222 3.00%
Alice, TX (FHA|USDA|VA) 2 $470,000 $235,000 $4,310 3.00%
St. Marys, GA (FHA|USDA|VA) 2 $470,000 $235,000 $5,898 4.00%
Jesup, GA (FHA|USDA|VA) 2 $450,000 $225,000 $1,094 3.25%
London, KY (FHA|USDA|VA) 2 $440,000 $220,000 $1,986 3.13%
Arkadelphia, AR (FHA|USDA|VA) 3 $435,000 $145,000 $3,596 2.92%
Palestine, TX (FHA|USDA|VA) 3 $425,000 $141,667 $2,698 3.17%
KANSAS CITY, MO-KS (FHA|USDA|VA) 1 $415,000 $415,000 $2,541 3.25%
MORGANTOWN, WV (FHA|USDA|VA) 2 $410,000 $205,000 $4,060 3.06%
Crossville, TN (FHA|USDA|VA) 3 $405,000 $135,000 $4,017 3.13%
FRESNO, CA (FHA|USDA|VA) 1 $395,000 $395,000 $6,285 3.50%
OCALA, FL (FHA|USDA|VA) 2 $390,000 $195,000 $6,112 3.25%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $385,000 $385,000 $3,418 2.88%
Los Alamos, NM (FHA|USDA|VA) 1 $385,000 $385,000 $3,708 3.25%
Summerville, GA (FHA|USDA|VA) 2 $380,000 $190,000 $2,937 3.00%
MISSOULA, MT (FHA|USDA|VA) 1 $375,000 $375,000 $8,250 4.38%
SUMTER, SC (FHA|USDA|VA) 1 $375,000 $375,000 $3,600 3.00%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 1 $355,000 $355,000 $631 3.38%
Oxford, MS (FHA|USDA|VA) 2 $350,000 $175,000 $1,997 3.50%
ASHEVILLE, NC (FHA|USDA|VA) 1 $345,000 $345,000 $3,081 3.50%
Selma, AL (FHA|USDA|VA) 1 $345,000 $345,000 $4,561 3.13%
TWIN FALLS, ID (FHA|USDA|VA) 1 $345,000 $345,000 $3,845 2.88%
ALBANY, GA (FHA|USDA|VA) 2 $340,000 $170,000 $3,242 2.75%
VALDOSTA, GA (FHA|USDA|VA) 5 $335,000 $67,000 $2,795 3.43%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 3 $325,000 $108,333 $4,057 3.42%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $315,000 $315,000 $3,804 3.50%
El Campo, TX (FHA|USDA|VA) 1 $315,000 $315,000 $5,883 3.88%
Douglas, GA (FHA|USDA|VA) 2 $310,000 $155,000 $3,606 2.88%
Greenwood, SC (FHA|USDA|VA) 2 $310,000 $155,000 $4,807 3.38%
Thomaston, GA (FHA|USDA|VA) 2 $310,000 $155,000 $3,141 2.81%
Sanford, NC (FHA|USDA|VA) 1 $305,000 $305,000 $3,441 3.25%
Pottsville, PA (FHA|USDA|VA) 2 $300,000 $150,000 $3,807 3.50%
Forest City, NC (FHA|USDA|VA) 1 $295,000 $295,000 $7,296 3.63%
Mount Pleasant, TX (FHA|USDA|VA) 2 $290,000 $145,000 $2,407 3.25%
Beeville, TX (FHA|USDA|VA) 1 $285,000 $285,000 $4,374 3.38%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 1 $285,000 $285,000 $3,135 2.50%
Gainesville, TX (FHA|USDA|VA) 1 $285,000 $285,000 $4,945 3.25%
Cedar City, UT (FHA|USDA|VA) 2 $280,000 $140,000 $4,344 3.25%
LEWISTON, ID-WA (FHA|USDA|VA) 1 $275,000 $275,000 $6,896 3.38%
Tahlequah, OK (FHA|USDA|VA) 1 $265,000 $265,000 $9,465 2.75%
Murray, KY (FHA|USDA|VA) 1 $265,000 $265,000 $3,295 2.75%
Payson, AZ (FHA|USDA|VA) 1 $255,000 $255,000 $3,351 3.75%
Scottsburg, IN (FHA|USDA|VA) 1 $255,000 $255,000 $2,531 3.63%
Weatherford, OK (FHA|USDA|VA) 1 $255,000 $255,000 $1,037 3.38%
EL CENTRO, CA (FHA|USDA|VA) 1 $245,000 $245,000 $8,401 4.38%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $245,000 $245,000 $5,266 2.75%
VICTORIA, TX (FHA|USDA|VA) 1 $245,000 $245,000 $3,365 2.75%
Fort Morgan, CO (FHA|USDA|VA) 1 $245,000 $245,000 $2,851 3.25%
BURLINGTON, NC (FHA|USDA|VA) 1 $245,000 $245,000 $4,764 2.75%
AMARILLO, TX (FHA|USDA|VA) 2 $240,000 $120,000 $2,760 2.81%
Union, SC (FHA|USDA|VA) 1 $235,000 $235,000 $8,634 4.25%
Sayre, PA (FHA|USDA|VA) 1 $235,000 $235,000 $4,117 3.25%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $225,000 $225,000 $4,385 2.88%
STAUNTON, VA (FHA|USDA|VA) 1 $225,000 $225,000 $3,890 3.25%
Marion, NC (FHA|USDA|VA) 1 $225,000 $225,000 $2,905 3.13%
Jacksonville, TX (FHA|USDA|VA) 1 $225,000 $225,000 $4,562 2.75%
Port Lavaca, TX (FHA|USDA|VA) 1 $225,000 $225,000 $5,839 3.63%
Mountain Home, AR (FHA|USDA|VA) 1 $225,000 $225,000 $4,736 4.38%
Andrews, TX (FHA|USDA|VA) 1 $225,000 $225,000 $8,108 3.63%
Paris, TN (FHA|USDA|VA) 2 $220,000 $110,000 $2,967 3.19%
Elko, NV (FHA|USDA|VA) 1 $215,000 $215,000 $3,267 3.25%
Carlsbad-Artesia, NM (FHA|USDA|VA) 1 $215,000 $215,000 $3,841 2.25%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $205,000 $205,000 $2,863 2.88%
Martin, TN (FHA|USDA|VA) 1 $205,000 $205,000 $4,216 3.25%
MONTGOMERY, AL (FHA|USDA|VA) 1 $205,000 $205,000 $2,077 3.00%
CARSON CITY, NV (FHA|USDA|VA) 1 $205,000 $205,000 $8,049 4.25%
Cornelia, GA (FHA|USDA|VA) 1 $205,000 $205,000 $5,235 3.25%
THE VILLAGES, FL (FHA|USDA|VA) 1 $205,000 $205,000 $4,068 3.38%
Bennettsville, SC (FHA|USDA|VA) 1 $195,000 $195,000 $5,911 2.88%
Ardmore, OK (FHA|USDA|VA) 1 $195,000 $195,000 $3,395 3.00%
Central City, KY (FHA|USDA|VA) 1 $195,000 $195,000 $3,244 3.13%
Fort Polk South, LA (FHA|USDA|VA) 1 $195,000 $195,000 $3,786 3.00%
WICHITA, KS (FHA|USDA|VA) 1 $195,000 $195,000 $3,251 2.75%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $185,000 $185,000 $679 3.25%
Jennings, LA (FHA|USDA|VA) 1 $185,000 $185,000 $6,768 2.63%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 1 $185,000 $185,000 $3,923 3.25%
Stillwater, OK (FHA|USDA|VA) 1 $185,000 $185,000 $3,581 2.88%
Durant, OK (FHA|USDA|VA) 1 $175,000 $175,000 $6,387 3.13%
Athens, TN (FHA|USDA|VA) 1 $175,000 $175,000 $3,065 3.50%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 1 $175,000 $175,000 $5,019 2.75%
Vernal, UT (FHA|USDA|VA) 1 $175,000 $175,000 $4,601 2.88%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 1 $175,000 $175,000 $7,144 3.75%
Roswell, NM (FHA|USDA|VA) 1 $165,000 $165,000 $2,922 2.63%
Duncan, OK (FHA|USDA|VA) 1 $165,000 $165,000 $9,469 2.75%
DOVER, DE (FHA|USDA|VA) 1 $165,000 $165,000 $3,370 3.25%
Rockport, TX (FHA|USDA|VA) 1 $165,000 $165,000 $3,919 2.88%
Bogalusa, LA (FHA|USDA|VA) 1 $165,000 $165,000 $2,545 2.75%
Martinsville, VA (FHA|USDA|VA) 1 $165,000 $165,000 $3,491 3.13%
PUNTA GORDA, FL (FHA|USDA|VA) 2 $160,000 $80,000 $3,864 1.75%
Pampa, TX (FHA|USDA|VA) 1 $145,000 $145,000 $6,829 3.63%
Fort Payne, AL (FHA|USDA|VA) 1 $135,000 $135,000 $2,368 3.00%
Mount Sterling, KY (FHA|USDA|VA) 1 $135,000 $135,000 $3,132 2.75%
Bay City, TX (FHA|USDA|VA) 1 $135,000 $135,000 $4,837 4.00%
Madisonville, KY (FHA|USDA|VA) 1 $135,000 $135,000 $100 3.88%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $135,000 $135,000 $2,540 3.25%
Clewiston, FL (FHA|USDA|VA) 1 $135,000 $135,000 $7,556 4.13%
Danville, VA (FHA|USDA|VA) 1 $135,000 $135,000 $641 3.13%
Nacogdoches, TX (FHA|USDA|VA) 1 $125,000 $125,000 $5,679 3.13%
Frankfort, KY (FHA|USDA|VA) 1 $125,000 $125,000 $4,624 2.75%
Milledgeville, GA (FHA|USDA|VA) 1 $125,000 $125,000 $2,176 2.63%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $125,000 $125,000 $3,618 3.13%
Danville, KY (FHA|USDA|VA) 1 $125,000 $125,000 $1,347 2.63%
Ponca City, OK (FHA|USDA|VA) 1 $105,000 $105,000 $1,685 3.25%
Brownsville, TN (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.25%
Point Pleasant, WV-OH (FHA|USDA|VA) 1 $105,000 $105,000 $3,269 3.25%
Del Rio, TX (FHA|USDA|VA) 1 $105,000 $105,000 $4,340 4.75%
PINE BLUFF, AR (FHA|USDA|VA) 1 $95,000 $95,000 $1,989 3.00%
SAGINAW, MI (FHA|USDA|VA) 1 $85,000 $85,000 $4,959 3.50%
Sterling, CO (FHA|USDA|VA) 1 $85,000 $85,000 $2,267 3.63%
Richmond-Berea, KY (FHA|USDA|VA) 1 $85,000 $85,000 $1,897 3.25%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $85,000 $85,000 $3,642 3.50%
Lake City, FL (FHA|USDA|VA) 1 $85,000 $85,000 $3,863 3.38%
CHARLESTON, WV (FHA|USDA|VA) 1 $75,000 $75,000 $1,693 2.75%
Brownwood, TX (FHA|USDA|VA) 1 $75,000 $75,000 $2,874 3.00%
DAYTON-KETTERING, OH (FHA|USDA|VA) 1 $75,000 $75,000 $3,304 3.38%
Somerset, KY (FHA|USDA|VA) 1 $55,000 $55,000 $2,792 3.25%
Gaffney, SC (FHA|USDA|VA) 1 $55,000 $55,000 $4,162 2.75%
Clinton, IA (FHA|USDA|VA) 1 $55,000 $55,000 $3,269 3.25%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $45,000 $45,000 $2,596 3.63%
Swbc Mortgage Corporation's top markets include Nashville, Denver, Dallas, Washington, and Atlanta among others.

Their top states include:
  • Texas (FHA|USDA|VA)
  • Tennessee (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Maryland (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 17,014 $5,163,230,000 $303,469 $3,957 3.07%
    FHA 2,269 $544,965,000 $240,178 $7,130 3.28%
    VA 1,512 $497,130,000 $328,790 $6,759 3.02%
    USDA 282 $51,390,000 $182,234 $3,337 3.08%

    For 2021, Swbc Mortgage Corporation's most frequently originated type of loan was Conventional, with 17,014 originations. Their 2nd most popular type was FHA, with 2,269 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 11,716 $3,552,350,000 $303,205 $4,841 3.15%
    Refi 6,091 $1,742,255,000 $286,038 $3,727 2.90%
    Cash Out Refi 2,837 $842,135,000 $296,840 $4,688 3.18%
    Home Improvement 433 $119,975,000 $277,079 $4,566 3.22%

    For 2021, Swbc Mortgage Corporation's most frequently cited loan purpose was Home Purchase, with 11,716 originations. The 2nd most popular reason was Refi, with 6,091 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 18,391 $5,643,735,000 $306,875 $4,637 3.14%
    15 Year 1,602 $356,470,000 $222,516 $3,556 2.57%
    20 Year 704 $175,470,000 $249,247 $3,589 2.93%
    Other 197 $51,405,000 $260,939 $3,428 3.01%
    10 Year 182 $29,620,000 $162,747 $2,812 2.43%
    5 Year 1 $15,000 $15,000 $0 0.00%

    For 2021, Swbc Mortgage Corporation's most frequently cited loan duration was 30 Year, with 18,391 originations. The 2nd most popular length was 15 Year, with 1,602 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 10,538 $3,034,530,000 $287,961
    $<1k 5,803 $1,711,055,000 $294,857
    $2k-3k 2,131 $597,295,000 $280,289
    $3k-4k 1,209 $360,185,000 $297,920
    $5k+ 782 $349,510,000 $446,944
    $4k-5k 583 $198,905,000 $341,175

    Swbc Mortgage Corporation's average total fees were $4,637, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 10,538 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 10,452 $3,102,360,000 $296,820
    2.5-3% 8,603 $2,679,745,000 $311,490
    <2.5% 1,512 $357,250,000 $236,276
    4-5% 497 $117,225,000 $235,865
    5-6% 11 $105,000 $9,545

    During 2021, Swbc Mortgage Corporation's average interest rate for loans was 3.14%, while their most frequently originated rate bucket for loans was 3-4%, with 10,452 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 10,847 $3,070,565,000 $283,080 $4,642 3.10%
    $100k-200k 5,341 $839,775,000 $157,232 $3,640 3.11%
    $400k-600k 3,194 $1,536,220,000 $480,971 $5,139 3.07%
    $100,000 or less 811 $53,015,000 $65,370 $2,410 2.83%
    $600k-1MM 706 $514,950,000 $729,391 $6,976 3.07%
    $1MM+ 178 $242,190,000 $1,360,618 $8,809 3.02%

    2021 saw Swbc Mortgage Corporation place emphasis on $200k-400k loans with 10,847 originations, totaling $3,070,565,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 5,114 $1,197,900,000 $234,239 $4,415 3.11%
    $100k-150k 4,329 $1,392,535,000 $321,676 $4,569 3.09%
    $50k or less 3,802 $741,520,000 $195,034 $3,964 3.05%
    $75k-100k 3,663 $1,008,175,000 $275,232 $4,504 3.10%
    $150k-250k 2,932 $1,191,640,000 $406,426 $4,745 3.08%
    $250k+ 1,237 $724,945,000 $586,051 $5,539 3.07%

    Swbc Mortgage Corporation lent most frequently to those with incomes in the $50k-75k range, with 5,114 originations. The second most popular income band? $100k-150k, with 4,329 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 4,402 $1,308,160,000 $297,174 $4,004 3.02%
    30-36% 3,810 $1,145,360,000 $300,619 $4,280 3.08%
    <20% 1,560 $464,640,000 $297,846 $3,813 2.97%
    44% 941 $272,095,000 $289,155 $4,839 3.19%
    42% 899 $291,175,000 $323,888 $4,709 3.14%
    43% 859 $243,775,000 $283,789 $4,688 3.15%
    41% 842 $252,090,000 $299,394 $4,832 3.13%
    37% 801 $237,185,000 $296,111 $4,364 3.11%
    39% 783 $236,745,000 $302,356 $4,525 3.12%
    50-60% 780 $222,540,000 $285,308 $7,250 3.17%
    40% 760 $226,810,000 $298,434 $4,432 3.15%
    36% 714 $215,380,000 $301,653 $4,356 3.09%
    38% 712 $210,000,000 $294,944 $4,411 3.14%
    49% 651 $189,655,000 $291,329 $5,008 3.11%
    45% 596 $165,430,000 $277,567 $4,766 3.13%
    48% 584 $170,020,000 $291,130 $4,803 3.13%
    46% 540 $157,630,000 $291,907 $4,771 3.12%
    47% 527 $151,775,000 $287,998 $4,938 3.16%
    >60% 163 $53,525,000 $328,374 $5,228 2.81%

    Swbc Mortgage Corporation lent most frequently to those with DTI ratios of 20-30%, with 4,402 originations. The next most common DTI ratio? 30-36%, with 3,810 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 15,756 $4,700,520,000 $298,332 $4,377 3.08%
    Not provided 2,601 $781,865,000 $300,602 $4,701 3.11%
    Black 1,314 $346,900,000 $264,003 $4,998 3.12%
    Asian 1,036 $315,750,000 $304,778 $4,938 3.07%
    American Indian 162 $43,780,000 $270,247 $4,932 3.19%
    Asian Indian 56 $19,270,000 $344,107 $4,717 3.07%
    Filipino 42 $12,830,000 $305,476 $6,160 3.30%
    Native Hawaiian or Islander 40 $11,600,000 $290,000 $4,753 3.19%
    Other Asian 34 $11,370,000 $334,412 $4,481 3.10%
    Vietnamese 13 $3,975,000 $305,769 $3,732 3.04%
    Chinese 8 $3,040,000 $380,000 $5,020 2.97%
    Other Pacific Islander 8 $2,360,000 $295,000 $5,827 3.02%
    Korean 3 $2,115,000 $705,000 $3,724 3.13%
    Japanese 3 $795,000 $265,000 $4,880 3.00%
    Native Hawaiian 1 $545,000 $545,000 $940 3.63%

    Approval Rates

    Total approvals of all applications
    97.39%

    Swbc Mortgage Corporation has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    77.72%

    Swbc Mortgage Corporation has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 21,077 $6,256,715,000 $296,850

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    21,077 $6,256,715,000 $296,850

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 733 $150,845,000 $205,791 $3,291 2.81%
    40-60% 2,678 $725,180,000 $270,792 $3,472 2.92%
    60-80% 7,169 $2,259,035,000 $315,112 $4,224 3.12%
    80-100% 9,928 $3,004,500,000 $302,629 $4,912 3.15%
    Over 100% 358 $110,150,000 $307,682 $10,437 3.06%
    Under 20% 211 $7,005,000 $33,199 $761 1.90%