Swbc Mortgage Corporation Rates, Fees & Info

SAN ANTONIO, TX

LEI: 549300DMYENRV818D594

Tax ID: 74-2508160

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Mortgage Data

Review & Overview

Swbc Mortgage Corporation is a mid-sized mortgage company specializing in Home Purchase and Refi loans. Swbc Mortgage Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Denver, Nashville, Dallas, Washington, and Atlanta among others. We have data for 287 markets. (Some data included below & more in-depth data is available with an active subscription.)

Swbc Mortgage Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Swbc Mortgage Corporation is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.63% 4/14/24
30 Year Conventional Refi 6.61% 4/14/24
30 Year Cash-out Refi 6.89% 4/14/24
30 Year FHA Purchase 7.62% 4/14/24
30 Year FHA Refi 7.51% 4/14/24
30 Year VA Purchase 6.44% 4/14/24
30 Year VA Refi 6.40% 4/14/24
30 Year USDA Purchase 6.96% 4/14/24
15 Year Conventional Purchase 6.23% 4/14/24
15 Year Conventional Refi 6.17% 4/14/24
15 Year Cash-out Refi 6.17% 4/14/24
15 Year FHA Purchase 5.68% 4/14/24
15 Year VA Purchase 6.42% 4/14/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Swbc Mortgage Corporation Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Swbc Mortgage Corporation. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

24,002

Origination Dollar Volume (All Markets)

$6,832,980,000
Show all (112) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 2,523 $907,005,000 $359,495 $2,699 3.18%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 2,762 $812,340,000 $294,113 $3,103 3.09%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 1,587 $469,035,000 $295,548 $4,444 3.18%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 1,098 $447,870,000 $407,896 $4,731 3.13%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1,770 $430,960,000 $243,480 $3,108 3.10%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 1,250 $398,390,000 $318,712 $4,041 3.18%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 1,290 $323,400,000 $250,698 $4,905 3.18%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 1,066 $321,820,000 $301,895 $5,096 3.19%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 763 $248,855,000 $326,153 $4,524 3.13%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 732 $208,740,000 $285,164 $4,799 3.24%
BOULDER, CO (FHA|USDA|VA) 439 $196,915,000 $448,554 $1,602 3.24%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 602 $167,610,000 $278,422 $4,195 3.13%
JACKSONVILLE, FL (FHA|USDA|VA) 713 $164,215,000 $230,316 $3,706 2.99%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 511 $147,515,000 $288,679 $4,958 3.16%
WACO, TX (FHA|USDA|VA) 650 $142,240,000 $218,831 $3,959 3.26%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 612 $136,780,000 $223,497 $4,248 3.06%
Outside of Metro Areas 564 $127,050,000 $225,266 $3,426 3.16%
OKLAHOMA CITY, OK (FHA|USDA|VA) 407 $88,865,000 $218,342 $4,374 3.12%
PORT ST. LUCIE, FL (FHA|USDA|VA) 296 $70,220,000 $237,230 $4,649 3.14%
SAVANNAH, GA (FHA|USDA|VA) 255 $63,365,000 $248,490 $3,335 3.07%
ROANOKE, VA (FHA|USDA|VA) 284 $60,820,000 $214,155 $3,528 3.15%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 223 $50,645,000 $227,108 $4,215 2.96%
HOT SPRINGS, AR (FHA|USDA|VA) 222 $41,540,000 $187,117 $2,648 3.17%
ABILENE, TX (FHA|USDA|VA) 185 $40,075,000 $216,622 $4,284 3.22%
MOBILE, AL (FHA|USDA|VA) 227 $39,545,000 $174,207 $2,689 3.07%
GREELEY, CO (FHA|USDA|VA) 103 $36,405,000 $353,447 $2,486 3.21%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 177 $34,285,000 $193,701 $3,153 3.04%
BATON ROUGE, LA (FHA|USDA|VA) 141 $34,225,000 $242,730 $3,515 3.16%
SALT LAKE CITY, UT (FHA|USDA|VA) 108 $31,870,000 $295,093 $4,275 3.11%
HINESVILLE, GA (FHA|USDA|VA) 153 $30,075,000 $196,569 $3,886 3.17%
Kerrville, TX (FHA|USDA|VA) 108 $26,400,000 $244,444 $4,477 3.27%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 69 $23,365,000 $338,623 $2,866 2.81%
FORT COLLINS, CO (FHA|USDA|VA) 59 $20,035,000 $339,576 $2,781 3.22%
FORT SMITH, AR-OK (FHA|USDA|VA) 116 $19,680,000 $169,655 $3,203 3.17%
TEXARKANA, TX-AR (FHA|USDA|VA) 117 $17,845,000 $152,521 $3,127 3.13%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 78 $17,470,000 $223,974 $3,726 3.24%
COLORADO SPRINGS, CO (FHA|USDA|VA) 47 $14,735,000 $313,511 $3,566 3.24%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 59 $14,715,000 $249,407 $4,073 3.28%
Calhoun, GA (FHA|USDA|VA) 84 $14,700,000 $175,000 $3,331 3.05%
Breckenridge, CO (FHA|USDA|VA) 33 $14,455,000 $438,030 $2,499 3.22%
RALEIGH-CARY, NC (FHA|USDA|VA) 41 $12,185,000 $297,195 $2,807 3.03%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 19 $10,975,000 $577,632 $5,749 3.22%
BRUNSWICK, GA (FHA|USDA|VA) 31 $9,735,000 $314,032 $3,839 3.00%
SALISBURY, MD-DE (FHA|USDA|VA) 38 $9,440,000 $248,421 $3,705 3.17%
LYNCHBURG, VA (FHA|USDA|VA) 41 $8,955,000 $218,415 $3,461 3.18%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 19 $8,665,000 $456,053 $5,913 3.20%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 48 $8,580,000 $178,750 $3,720 3.19%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 31 $7,685,000 $247,903 $4,060 3.33%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 24 $7,360,000 $306,667 $4,430 3.19%
RICHMOND, VA (FHA|USDA|VA) 25 $7,275,000 $291,000 $4,442 3.10%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 39 $7,245,000 $185,769 $3,885 3.00%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 34 $7,090,000 $208,529 $2,679 3.20%
Athens, TX (FHA|USDA|VA) 22 $6,710,000 $305,000 $5,153 3.07%
ROME, GA (FHA|USDA|VA) 36 $6,690,000 $185,833 $2,987 3.04%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 26 $6,080,000 $233,846 $2,529 3.03%
CORPUS CHRISTI, TX (FHA|USDA|VA) 24 $6,000,000 $250,000 $4,408 3.19%
Hope, AR (FHA|USDA|VA) 42 $5,950,000 $141,667 $2,464 3.24%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 25 $5,775,000 $231,000 $2,210 3.07%
Fredericksburg, TX (FHA|USDA|VA) 19 $5,765,000 $303,421 $4,439 3.34%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 9 $5,695,000 $632,778 $9,389 3.21%
Cedartown, GA (FHA|USDA|VA) 30 $5,670,000 $189,000 $3,513 3.08%
PROVO-OREM, UT (FHA|USDA|VA) 17 $5,025,000 $295,588 $4,763 3.01%
Huntsville, TX (FHA|USDA|VA) 20 $4,760,000 $238,000 $4,798 3.18%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 14 $4,290,000 $306,429 $4,719 3.27%
Edwards, CO (FHA|USDA|VA) 9 $4,145,000 $460,556 $1,801 3.01%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 18 $4,100,000 $227,778 $3,483 3.17%
YORK-HANOVER, PA (FHA|USDA|VA) 16 $3,970,000 $248,125 $4,823 3.20%
Lewisburg, TN (FHA|USDA|VA) 21 $3,905,000 $185,952 $2,832 2.92%
Steamboat Springs, CO (FHA|USDA|VA) 12 $3,570,000 $297,500 $3,198 3.44%
Shelbyville, TN (FHA|USDA|VA) 17 $3,485,000 $205,000 $3,911 2.85%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 14 $3,410,000 $243,571 $4,062 2.97%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 13 $3,405,000 $261,923 $3,280 3.15%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 3 $3,335,000 $1,111,667 $13,119 3.04%
GRAND JUNCTION, CO (FHA|USDA|VA) 12 $3,270,000 $272,500 $1,767 3.22%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 14 $3,190,000 $227,857 $4,730 3.42%
Malvern, AR (FHA|USDA|VA) 21 $3,025,000 $144,048 $2,573 3.18%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 13 $2,975,000 $228,846 $4,033 3.34%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 16 $2,950,000 $184,375 $3,832 2.98%
LOGAN, UT-ID (FHA|USDA|VA) 11 $2,925,000 $265,909 $3,826 2.82%
ST. GEORGE, UT (FHA|USDA|VA) 12 $2,770,000 $230,833 $4,211 3.03%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 9 $2,705,000 $300,556 $6,869 3.04%
SPARTANBURG, SC (FHA|USDA|VA) 15 $2,615,000 $174,333 $4,108 3.31%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 6 $2,530,000 $421,667 $3,644 2.92%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 11 $2,505,000 $227,727 $3,347 3.03%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 10 $2,490,000 $249,000 $4,055 3.09%
Tullahoma-Manchester, TN (FHA|USDA|VA) 12 $2,410,000 $200,833 $4,630 3.03%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 10 $2,260,000 $226,000 $4,529 2.85%
Uvalde, TX (FHA|USDA|VA) 10 $2,230,000 $223,000 $3,805 2.98%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 12 $2,090,000 $174,167 $4,069 3.36%
TYLER, TX (FHA|USDA|VA) 8 $2,080,000 $260,000 $6,002 3.30%
Durango, CO (FHA|USDA|VA) 6 $2,080,000 $346,667 $2,268 3.08%
KNOXVILLE, TN (FHA|USDA|VA) 8 $2,070,000 $258,750 $2,842 3.11%
Rockport, TX (FHA|USDA|VA) 7 $2,005,000 $286,429 $4,489 3.29%
Granbury, TX (FHA|USDA|VA) 8 $1,950,000 $243,750 $4,837 3.02%
PITTSBURGH, PA (FHA|USDA|VA) 7 $1,945,000 $277,857 $5,114 2.93%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 6 $1,910,000 $318,333 $5,721 3.06%
El Campo, TX (FHA|USDA|VA) 8 $1,860,000 $232,500 $5,307 3.22%
Glenwood Springs, CO (FHA|USDA|VA) 5 $1,815,000 $363,000 $2,145 3.00%
OCALA, FL (FHA|USDA|VA) 9 $1,795,000 $199,444 $3,704 3.28%
DALTON, GA (FHA|USDA|VA) 8 $1,760,000 $220,000 $3,529 3.00%
GAINESVILLE, GA (FHA|USDA|VA) 8 $1,750,000 $218,750 $2,725 2.92%
Key West, FL (FHA|USDA|VA) 4 $1,690,000 $422,500 $5,278 3.09%
Pahrump, NV (FHA|USDA|VA) 9 $1,675,000 $186,111 $4,711 3.65%
LaGrange, GA-AL (FHA|USDA|VA) 6 $1,670,000 $278,333 $5,159 3.31%
TULSA, OK (FHA|USDA|VA) 5 $1,655,000 $331,000 $5,056 2.98%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 8 $1,630,000 $203,750 $5,222 2.91%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 5 $1,605,000 $321,000 $4,479 2.95%
LUBBOCK, TX (FHA|USDA|VA) 8 $1,580,000 $197,500 $5,507 2.94%
Mineral Wells, TX (FHA|USDA|VA) 4 $1,510,000 $377,500 $5,779 3.16%
Statesboro, GA (FHA|USDA|VA) 7 $1,505,000 $215,000 $4,171 3.11%
Gainesville, TX (FHA|USDA|VA) 6 $1,480,000 $246,667 $4,613 3.06%
SHERMAN-DENISON, TX (FHA|USDA|VA) 8 $1,470,000 $183,750 $3,825 3.06%
Easton, MD (FHA|USDA|VA) 4 $1,420,000 $355,000 $1,895 3.22%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 5 $1,415,000 $283,000 $2,321 2.88%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 7 $1,405,000 $200,714 $4,582 3.07%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 11 $1,395,000 $126,818 $2,721 4.06%
Kill Devil Hills, NC (FHA|USDA|VA) 4 $1,370,000 $342,500 $5,211 3.06%
Bonham, TX (FHA|USDA|VA) 5 $1,355,000 $271,000 $3,367 3.08%
MIDLAND, TX (FHA|USDA|VA) 5 $1,345,000 $269,000 $5,209 3.33%
GAINESVILLE, FL (FHA|USDA|VA) 5 $1,345,000 $269,000 $3,910 3.28%
LONGVIEW, TX (FHA|USDA|VA) 8 $1,330,000 $166,250 $4,284 3.09%
HAMMOND, LA (FHA|USDA|VA) 6 $1,310,000 $218,333 $2,923 3.10%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 4 $1,310,000 $327,500 $5,697 3.03%
SANTA FE, NM (FHA|USDA|VA) 3 $1,275,000 $425,000 $4,064 3.54%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 7 $1,255,000 $179,286 $2,398 3.11%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 2 $1,230,000 $615,000 $3,607 3.13%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 2 $1,210,000 $605,000 $10,896 3.50%
Palatka, FL (FHA|USDA|VA) 4 $1,200,000 $300,000 $3,564 2.81%
WILMINGTON, NC (FHA|USDA|VA) 3 $1,185,000 $395,000 $5,348 2.79%
WINCHESTER, VA-WV (FHA|USDA|VA) 4 $1,160,000 $290,000 $3,791 3.19%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 3 $1,095,000 $365,000 $1,556 3.67%
Cookeville, TN (FHA|USDA|VA) 4 $1,080,000 $270,000 $3,534 3.06%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 4 $1,070,000 $267,500 $3,702 3.00%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 4 $1,050,000 $262,500 $4,320 3.47%
Richmond-Berea, KY (FHA|USDA|VA) 4 $1,030,000 $257,500 $3,915 3.31%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 4 $1,020,000 $255,000 $4,113 3.13%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 2 $1,020,000 $510,000 $5,228 3.06%
JACKSON, MS (FHA|USDA|VA) 6 $970,000 $161,667 $3,458 3.19%
RENO, NV (FHA|USDA|VA) 3 $965,000 $321,667 $3,516 3.29%
Montrose, CO (FHA|USDA|VA) 3 $945,000 $315,000 $1,151 3.08%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 3 $875,000 $291,667 $4,005 3.13%
Big Spring, TX (FHA|USDA|VA) 3 $805,000 $268,333 $7,496 3.83%
PANAMA CITY, FL (FHA|USDA|VA) 2 $800,000 $400,000 $3,868 3.50%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 2 $780,000 $390,000 $3,366 3.25%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 3 $755,000 $251,667 $2,058 3.63%
LAFAYETTE, LA (FHA|USDA|VA) 3 $755,000 $251,667 $2,489 3.38%
Milledgeville, GA (FHA|USDA|VA) 2 $750,000 $375,000 $1,942 2.81%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 4 $750,000 $187,500 $3,531 3.53%
SAN ANGELO, TX (FHA|USDA|VA) 4 $740,000 $185,000 $3,423 2.94%
CLEVELAND, TN (FHA|USDA|VA) 4 $740,000 $185,000 $2,145 2.97%
ENID, OK (FHA|USDA|VA) 3 $725,000 $241,667 $6,981 2.88%
Jefferson, GA (FHA|USDA|VA) 2 $710,000 $355,000 $4,178 2.75%
Arkadelphia, AR (FHA|USDA|VA) 4 $700,000 $175,000 $1,855 3.19%
Heber, UT (FHA|USDA|VA) 2 $700,000 $350,000 $4,824 2.75%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 2 $700,000 $350,000 $3,375 2.88%
COLUMBIA, SC (FHA|USDA|VA) 3 $695,000 $231,667 $5,301 3.50%
Danville, KY (FHA|USDA|VA) 6 $690,000 $115,000 $3,234 3.10%
Andrews, TX (FHA|USDA|VA) 2 $680,000 $340,000 $3,263 2.81%
PUEBLO, CO (FHA|USDA|VA) 2 $620,000 $310,000 $7,219 3.81%
Mount Pleasant, TX (FHA|USDA|VA) 2 $620,000 $310,000 $4,077 3.19%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 2 $620,000 $310,000 $4,353 3.63%
Sevierville, TN (FHA|USDA|VA) 3 $615,000 $205,000 $3,234 3.00%
Palestine, TX (FHA|USDA|VA) 4 $610,000 $152,500 $3,659 3.16%
CUMBERLAND, MD-WV (FHA|USDA|VA) 3 $575,000 $191,667 $3,430 3.21%
Seneca, SC (FHA|USDA|VA) 3 $565,000 $188,333 $3,385 4.04%
TALLAHASSEE, FL (FHA|USDA|VA) 3 $545,000 $181,667 $2,795 3.17%
THE VILLAGES, FL (FHA|USDA|VA) 2 $540,000 $270,000 $6,398 2.75%
Frankfort, KY (FHA|USDA|VA) 3 $535,000 $178,333 $3,837 3.08%
CaƱon City, CO (FHA|USDA|VA) 2 $530,000 $265,000 $2,245 3.00%
JACKSON, TN (FHA|USDA|VA) 2 $520,000 $260,000 $4,328 3.00%
Port Lavaca, TX (FHA|USDA|VA) 1 $515,000 $515,000 $4,973 2.25%
ASHEVILLE, NC (FHA|USDA|VA) 2 $510,000 $255,000 $5,704 3.00%
Nacogdoches, TX (FHA|USDA|VA) 3 $505,000 $168,333 $4,434 3.17%
Brenham, TX (FHA|USDA|VA) 3 $495,000 $165,000 $3,691 2.67%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 1 $475,000 $475,000 $6,856 2.75%
BOISE CITY, ID (FHA|USDA|VA) 1 $475,000 $475,000 $4,077 2.75%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 1 $475,000 $475,000 $6,652 3.00%
Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $465,000 $465,000 $3,566 2.88%
Cambridge, MD (FHA|USDA|VA) 2 $460,000 $230,000 $3,515 3.88%
Fort Morgan, CO (FHA|USDA|VA) 2 $460,000 $230,000 $2,172 2.94%
Jacksonville, TX (FHA|USDA|VA) 2 $460,000 $230,000 $4,936 3.06%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 2 $450,000 $225,000 $6,599 4.75%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 3 $435,000 $145,000 $2,762 3.17%
VICTORIA, TX (FHA|USDA|VA) 2 $430,000 $215,000 $3,522 2.68%
JOHNSON CITY, TN (FHA|USDA|VA) 2 $430,000 $215,000 $4,857 3.00%
McMinnville, TN (FHA|USDA|VA) 2 $430,000 $215,000 $1,302 2.75%
AMARILLO, TX (FHA|USDA|VA) 2 $420,000 $210,000 $5,997 3.44%
NEW BERN, NC (FHA|USDA|VA) 2 $420,000 $210,000 $2,160 2.88%
LANCASTER, PA (FHA|USDA|VA) 1 $415,000 $415,000 $5,287 3.13%
Boone, NC (FHA|USDA|VA) 2 $410,000 $205,000 $2,795 3.75%
Beeville, TX (FHA|USDA|VA) 1 $405,000 $405,000 $13,710 3.06%
DOTHAN, AL (FHA|USDA|VA) 1 $405,000 $405,000 $2,732 2.75%
WICHITA FALLS, TX (FHA|USDA|VA) 4 $400,000 $100,000 $2,747 4.03%
Alice, TX (FHA|USDA|VA) 2 $400,000 $200,000 $2,549 2.88%
Jackson, WY-ID (FHA|USDA|VA) 1 $395,000 $395,000 $4,886 2.88%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 3 $395,000 $131,667 $4,823 3.67%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $395,000 $395,000 $4,993 2.88%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $395,000 $395,000 $4,838 2.88%
HUNTSVILLE, AL (FHA|USDA|VA) 2 $390,000 $195,000 $3,003 3.13%
Traverse City, MI (FHA|USDA|VA) 1 $385,000 $385,000 $3,733 3.63%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 2 $370,000 $185,000 $5,210 2.94%
Gardnerville Ranchos, NV (FHA|USDA|VA) 1 $365,000 $365,000 $2,947 3.75%
Bay City, TX (FHA|USDA|VA) 2 $360,000 $180,000 $6,522 3.25%
LAREDO, TX (FHA|USDA|VA) 2 $360,000 $180,000 $4,011 3.19%
Morehead City, NC (FHA|USDA|VA) 2 $360,000 $180,000 $3,868 2.88%
Crossville, TN (FHA|USDA|VA) 1 $355,000 $355,000 $3,537 2.63%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 3 $355,000 $118,333 $3,325 3.38%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 2 $350,000 $175,000 $3,686 3.06%
Sandusky, OH (FHA|USDA|VA) 1 $345,000 $345,000 $2,327 2.75%
SALINAS, CA (FHA|USDA|VA) 1 $335,000 $335,000 $2,801 2.75%
Lawrenceburg, TN (FHA|USDA|VA) 1 $335,000 $335,000 $3,492 2.88%
Natchez, MS-LA (FHA|USDA|VA) 1 $335,000 $335,000 $3,887 2.88%
Lufkin, TX (FHA|USDA|VA) 2 $330,000 $165,000 $3,748 2.94%
Summerville, GA (FHA|USDA|VA) 2 $330,000 $165,000 $3,356 3.56%
Weatherford, OK (FHA|USDA|VA) 2 $330,000 $165,000 $3,543 3.00%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $325,000 $325,000 $8,273 3.00%
COLUMBUS, GA-AL (FHA|USDA|VA) 1 $325,000 $325,000 $5,664 3.00%
Bogalusa, LA (FHA|USDA|VA) 1 $325,000 $325,000 $3,238 2.88%
COLUMBUS, OH (FHA|USDA|VA) 1 $325,000 $325,000 $3,867 2.88%
Gaffney, SC (FHA|USDA|VA) 2 $320,000 $160,000 $4,100 3.38%
Brevard, NC (FHA|USDA|VA) 1 $305,000 $305,000 $3,799 2.75%
Toccoa, GA (FHA|USDA|VA) 1 $305,000 $305,000 $2,936 3.25%
FRESNO, CA (FHA|USDA|VA) 1 $295,000 $295,000 $3,675 2.88%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 1 $295,000 $295,000 $1,960 3.00%
MADERA, CA (FHA|USDA|VA) 1 $295,000 $295,000 $4,304 3.13%
HARRISONBURG, VA (FHA|USDA|VA) 1 $285,000 $285,000 $4,468 3.13%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $275,000 $275,000 $2,545 2.50%
ODESSA, TX (FHA|USDA|VA) 2 $270,000 $135,000 $3,710 2.94%
Brookhaven, MS (FHA|USDA|VA) 1 $265,000 $265,000 $3,260 3.00%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $265,000 $265,000 $4,717 3.13%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 2 $260,000 $130,000 $4,934 3.00%
Danville, VA (FHA|USDA|VA) 2 $260,000 $130,000 $2,061 3.81%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $255,000 $255,000 $4,256 2.75%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $255,000 $255,000 $6,565 3.13%
Pearsall, TX (FHA|USDA|VA) 2 $250,000 $125,000 $3,496 3.00%
Sandpoint, ID (FHA|USDA|VA) 1 $245,000 $245,000 $4,168 2.75%
WINSTON-SALEM, NC (FHA|USDA|VA) 1 $245,000 $245,000 $4,041 3.50%
AKRON, OH (FHA|USDA|VA) 1 $235,000 $235,000 $3,114 3.13%
Forest City, NC (FHA|USDA|VA) 1 $225,000 $225,000 $3,248 3.13%
GETTYSBURG, PA (FHA|USDA|VA) 1 $225,000 $225,000 $3,560 2.88%
Pecos, TX (FHA|USDA|VA) 1 $215,000 $215,000 $2,483 3.50%
LAWTON, OK (FHA|USDA|VA) 1 $215,000 $215,000 $0 3.25%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 1 $215,000 $215,000 $2,255 4.13%
Holland, MI (FHA|USDA|VA) 1 $215,000 $215,000 $2,632 2.75%
Martinsville, VA (FHA|USDA|VA) 2 $210,000 $105,000 $1,562 3.25%
Clearlake, CA (FHA|USDA|VA) 1 $205,000 $205,000 $982 4.13%
Jesup, GA (FHA|USDA|VA) 1 $205,000 $205,000 $1,533 3.75%
Batesville, AR (FHA|USDA|VA) 1 $205,000 $205,000 $5,437 2.88%
Thomasville, GA (FHA|USDA|VA) 1 $205,000 $205,000 $3,312 3.25%
Paris, TN (FHA|USDA|VA) 3 $195,000 $65,000 $1,006 3.63%
Natchitoches, LA (FHA|USDA|VA) 1 $195,000 $195,000 $2,755 2.88%
MORRISTOWN, TN (FHA|USDA|VA) 1 $185,000 $185,000 $2,188 3.50%
Mountain Home, AR (FHA|USDA|VA) 1 $185,000 $185,000 $2,749 3.25%
JONESBORO, AR (FHA|USDA|VA) 1 $185,000 $185,000 $6,235 3.00%
HATTIESBURG, MS (FHA|USDA|VA) 1 $185,000 $185,000 $2,042 3.25%
Elk City, OK (FHA|USDA|VA) 1 $185,000 $185,000 $4,368 2.75%
BURLINGTON, NC (FHA|USDA|VA) 1 $175,000 $175,000 $2,408 3.00%
POCATELLO, ID (FHA|USDA|VA) 1 $175,000 $175,000 $2,824 2.75%
Kingsville, TX (FHA|USDA|VA) 1 $175,000 $175,000 $9,399 2.75%
Athens, TN (FHA|USDA|VA) 1 $165,000 $165,000 $3,074 3.63%
Wooster, OH (FHA|USDA|VA) 1 $165,000 $165,000 $3,483 3.13%
Shawnee, OK (FHA|USDA|VA) 1 $165,000 $165,000 $5,416 3.50%
PINE BLUFF, AR (FHA|USDA|VA) 1 $165,000 $165,000 $5,378 2.88%
EL PASO, TX (FHA|USDA|VA) 1 $165,000 $165,000 $3,875 2.50%
Stephenville, TX (FHA|USDA|VA) 1 $165,000 $165,000 $4,039 3.25%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $155,000 $155,000 $2,014 3.25%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $155,000 $155,000 $3,114 3.50%
Americus, GA (FHA|USDA|VA) 1 $155,000 $155,000 $3,207 3.13%
Cordele, GA (FHA|USDA|VA) 1 $155,000 $155,000 $0 3.00%
LOUISVILLE, KY (FHA|USDA|VA) 1 $155,000 $155,000 $3,611 3.00%
Harrison, AR (FHA|USDA|VA) 1 $145,000 $145,000 $2,869 3.75%
Clewiston, FL (FHA|USDA|VA) 1 $145,000 $145,000 $3,408 2.75%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 1 $145,000 $145,000 $5,849 3.00%
Oxford, MS (FHA|USDA|VA) 1 $135,000 $135,000 $1,568 3.00%
DOVER, DE (FHA|USDA|VA) 1 $135,000 $135,000 $3,386 3.13%
Vernon, TX (FHA|USDA|VA) 1 $125,000 $125,000 $3,963 3.13%
Mount Sterling, KY (FHA|USDA|VA) 1 $125,000 $125,000 $3,158 3.63%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 1 $115,000 $115,000 $3,638 3.25%
Roswell, NM (FHA|USDA|VA) 1 $115,000 $115,000 $5,329 4.25%
Orangeburg, SC (FHA|USDA|VA) 1 $115,000 $115,000 $3,013 2.75%
Paris, TX (FHA|USDA|VA) 1 $105,000 $105,000 $2,292 2.75%
Altus, OK (FHA|USDA|VA) 1 $85,000 $85,000 $3,999 3.00%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $85,000 $85,000 $2,380 3.63%
Corsicana, TX (FHA|USDA|VA) 1 $85,000 $85,000 $3,136 3.88%
Sweetwater, TX (FHA|USDA|VA) 1 $55,000 $55,000 $2,221 2.63%
Moultrie, GA (FHA|USDA|VA) 1 $45,000 $45,000 $2,545 3.63%
Camden, AR (FHA|USDA|VA) 1 $45,000 $45,000 $1,023 3.00%
Swbc Mortgage Corporation's top markets include Denver, Nashville, Dallas, Washington, and Atlanta among others.

Their top states include:
  • Texas (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • Tennessee (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Maryland (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 18,970 $5,538,430,000 $291,957 $3,335 3.15%
    FHA 2,439 $566,115,000 $232,109 $6,061 3.21%
    VA 2,193 $661,495,000 $301,639 $5,493 3.07%
    USDA 400 $66,940,000 $167,350 $2,838 3.14%

    For 2020, Swbc Mortgage Corporation's most frequently originated type of loan was Conventional, with 18,970 originations. Their 2nd most popular type was FHA, with 2,439 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 10,777 $2,961,285,000 $274,778 $4,042 3.14%
    Refi 10,246 $3,022,360,000 $294,980 $3,454 3.10%
    Cash Out Refi 2,749 $787,775,000 $286,568 $4,131 3.31%
    Home Improvement 230 $61,560,000 $267,652 $4,101 3.12%

    For 2020, Swbc Mortgage Corporation's most frequently cited loan purpose was Home Purchase, with 10,777 originations. The 2nd most popular reason was Refi, with 10,246 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 20,294 $5,909,040,000 $291,172 $3,878 3.19%
    15 Year 1,975 $474,705,000 $240,357 $3,400 2.77%
    20 Year 1,241 $323,995,000 $261,076 $3,419 3.07%
    Other 271 $81,885,000 $302,159 $3,244 3.17%
    10 Year 221 $43,355,000 $196,176 $3,146 2.71%

    For 2020, Swbc Mortgage Corporation's most frequently cited loan duration was 30 Year, with 20,294 originations. The 2nd most popular length was 15 Year, with 1,975 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 10,891 $3,070,865,000 $281,964
    $<1k 8,334 $2,316,140,000 $277,915
    $2k-3k 1,726 $460,680,000 $266,906
    $3k-4k 863 $252,005,000 $292,010
    $4k-5k 428 $142,460,000 $332,850
    $5k+ 406 $185,190,000 $456,133

    Swbc Mortgage Corporation's average total fees were $3,878, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 10,891 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 12,132 $3,547,110,000 $292,376
    2.5-3% 10,130 $2,892,810,000 $285,569
    <2.5% 992 $221,190,000 $222,974
    4-5% 724 $168,500,000 $232,735
    5-6% 18 $2,790,000 $155,000
    6-7% 4 $330,000 $82,500
    7-8% 2 $250,000 $125,000

    During 2020, Swbc Mortgage Corporation's average interest rate for loans was 3.19%, while their most frequently originated rate bucket for loans was 3-4%, with 12,132 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 12,730 $3,611,740,000 $283,719 $3,915 3.14%
    $100k-200k 6,106 $968,080,000 $158,546 $3,307 3.18%
    $400k-600k 3,696 $1,752,200,000 $474,080 $4,239 3.15%
    $100,000 or less 911 $58,875,000 $64,627 $2,195 2.86%
    $600k-1MM 495 $358,135,000 $723,505 $5,747 3.25%
    $1MM+ 64 $83,950,000 $1,311,719 $10,315 3.36%

    2020 saw Swbc Mortgage Corporation place emphasis on $200k-400k loans with 12,730 originations, totaling $3,611,740,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 5,330 $1,673,150,000 $313,912 $3,936 3.16%
    $50k-75k 5,272 $1,162,740,000 $220,550 $3,668 3.14%
    $75k-100k 4,138 $1,098,570,000 $265,483 $3,807 3.16%
    $150k-250k 3,956 $1,483,350,000 $374,962 $3,941 3.16%
    $50k or less 3,930 $774,790,000 $197,148 $3,467 3.09%
    $250k+ 1,376 $640,380,000 $465,392 $4,330 3.16%

    Swbc Mortgage Corporation lent most frequently to those with incomes in the $100k-150k range, with 5,330 originations. The second most popular income band? $50k-75k, with 5,272 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 5,425 $1,592,105,000 $293,476 $3,419 3.11%
    30-36% 4,358 $1,237,870,000 $284,045 $3,646 3.15%
    <20% 2,123 $606,795,000 $285,820 $3,306 3.03%
    44% 970 $259,290,000 $267,309 $3,894 3.23%
    39% 873 $248,355,000 $284,485 $3,824 3.21%
    41% 869 $248,225,000 $285,644 $4,015 3.19%
    38% 857 $248,745,000 $290,251 $3,868 3.18%
    42% 846 $232,640,000 $274,988 $3,931 3.21%
    43% 841 $230,055,000 $273,549 $3,731 3.23%
    50-60% 819 $218,095,000 $266,294 $6,394 3.16%
    36% 799 $220,815,000 $276,364 $3,429 3.16%
    37% 791 $226,855,000 $286,795 $3,759 3.20%
    40% 779 $219,795,000 $282,150 $3,708 3.18%
    45% 582 $159,580,000 $274,192 $4,028 3.20%
    49% 574 $160,260,000 $279,199 $4,198 3.14%
    48% 545 $151,665,000 $278,284 $4,003 3.18%
    47% 504 $144,850,000 $287,401 $4,290 3.18%
    46% 501 $141,765,000 $282,964 $4,301 3.19%
    >60% 484 $142,530,000 $294,483 $4,540 3.05%

    Swbc Mortgage Corporation lent most frequently to those with DTI ratios of 20-30%, with 5,425 originations. The next most common DTI ratio? 30-36%, with 4,358 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 19,010 $5,435,680,000 $285,938 $3,715 3.15%
    Not provided 2,602 $767,290,000 $294,885 $4,050 3.13%
    Black 1,287 $314,185,000 $244,122 $4,277 3.12%
    Asian 812 $234,330,000 $288,584 $4,058 3.10%
    American Indian 156 $40,900,000 $262,179 $4,396 3.13%
    Asian Indian 47 $17,005,000 $361,809 $4,307 3.07%
    Native Hawaiian or Islander 23 $6,185,000 $268,913 $5,393 3.19%
    Filipino 18 $4,660,000 $258,889 $3,592 3.06%
    Other Asian 14 $3,950,000 $282,143 $4,336 3.06%
    Chinese 9 $2,595,000 $288,333 $4,719 3.18%
    Korean 7 $1,795,000 $256,429 $4,326 3.21%
    Vietnamese 7 $1,625,000 $232,143 $4,430 3.23%
    Other Pacific Islander 4 $1,130,000 $282,500 $6,467 3.25%
    Japanese 4 $900,000 $225,000 $3,862 3.09%
    Guamanian 1 $475,000 $475,000 $1,277 3.25%
    Native Hawaiian 1 $275,000 $275,000 $4,604 3.13%

    Approval Rates

    Total approvals of all applications
    97.60%

    Swbc Mortgage Corporation has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    78.61%

    Swbc Mortgage Corporation has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 24,002 $6,832,980,000 $284,684

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 24 $3,310,000 $137,917
    Single Family (1-4 Units):Site-Built 23,978 $6,829,670,000 $284,831

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 741 $152,555,000 $205,877 $2,828 2.92%
    40-60% 3,019 $814,765,000 $269,879 $3,012 3.01%
    60-80% 8,375 $2,564,075,000 $306,158 $3,518 3.21%
    80-100% 11,096 $3,132,090,000 $282,272 $4,113 3.18%
    Over 100% 548 $163,480,000 $298,321 $8,743 3.12%
    Under 20% 223 $6,015,000 $26,973 $447 1.55%