Swbc Mortgage Corporation Rates, Fees & Info

SAN ANTONIO, TX

LEI: 549300DMYENRV818D594

Tax ID: 74-2508160

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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    • Review & Overview

    Swbc Mortgage Corporation is a mid-sized mortgage company specializing in Home Purchase and Refi loans. Swbc Mortgage Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Denver, Nashville, Dallas, Atlanta, and Washington among others. We have data for 237 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Swbc Mortgage Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Swbc Mortgage Corporation is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.63% 4/28/24
    30 Year Conventional Refi 6.61% 4/28/24
    30 Year Cash-out Refi 6.89% 4/28/24
    30 Year FHA Purchase 7.62% 4/28/24
    30 Year FHA Refi 7.51% 4/28/24
    30 Year VA Purchase 6.44% 4/28/24
    30 Year VA Refi 6.40% 4/28/24
    30 Year USDA Purchase 6.96% 4/28/24
    15 Year Conventional Purchase 6.23% 4/28/24
    15 Year Conventional Refi 6.17% 4/28/24
    15 Year Cash-out Refi 6.17% 4/28/24
    15 Year FHA Purchase 5.68% 4/28/24
    15 Year VA Purchase 6.42% 4/28/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Swbc Mortgage Corporation Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Swbc Mortgage Corporation. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    14,028

    Origination Dollar Volume (All Markets)

    $3,703,890,000
    Show all (69) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1,322 $491,580,000 $371,846 $3,514 4.12%
    NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 1,843 $481,705,000 $261,370 $3,377 3.97%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 800 $234,600,000 $293,250 $4,895 4.21%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 943 $216,415,000 $229,496 $3,281 4.16%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 565 $213,475,000 $377,832 $4,804 4.13%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 828 $202,780,000 $244,903 $5,505 4.34%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 690 $194,930,000 $282,507 $5,029 4.22%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 568 $174,510,000 $307,236 $4,412 4.21%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 450 $147,230,000 $327,178 $4,786 4.21%
    JACKSONVILLE, FL (FHA|USDA|VA) 597 $110,975,000 $185,888 $3,526 3.75%
    WACO, TX (FHA|USDA|VA) 474 $98,770,000 $208,376 $4,169 4.27%
    BOULDER, CO (FHA|USDA|VA) 200 $97,980,000 $489,900 $2,611 4.09%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) 401 $82,985,000 $206,945 $3,934 4.14%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 305 $80,935,000 $265,361 $4,307 4.25%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 274 $78,810,000 $287,628 $5,481 4.30%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 273 $73,495,000 $269,212 $5,835 4.44%
    Outside of Metro Areas 313 $65,565,000 $209,473 $3,540 4.31%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 220 $45,350,000 $206,136 $4,430 4.24%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 226 $44,230,000 $195,708 $4,130 4.30%
    SAVANNAH, GA (FHA|USDA|VA) 192 $40,830,000 $212,656 $3,326 4.19%
    ROANOKE, VA (FHA|USDA|VA) 166 $32,150,000 $193,675 $2,859 4.23%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 159 $30,215,000 $190,031 $3,354 3.96%
    BATON ROUGE, LA (FHA|USDA|VA) 118 $25,660,000 $217,458 $3,935 4.28%
    HOT SPRINGS, AR (FHA|USDA|VA) 150 $25,010,000 $166,733 $2,792 4.27%
    GREELEY, CO (FHA|USDA|VA) 71 $24,935,000 $351,197 $3,257 4.20%
    MOBILE, AL (FHA|USDA|VA) 149 $22,775,000 $152,852 $2,586 4.17%
    ABILENE, TX (FHA|USDA|VA) 107 $21,885,000 $204,533 $3,755 4.31%
    HINESVILLE, GA (FHA|USDA|VA) 118 $21,240,000 $180,000 $3,179 4.18%
    SALT LAKE CITY, UT (FHA|USDA|VA) 55 $18,445,000 $335,364 $5,135 4.06%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 61 $15,405,000 $252,541 $4,700 4.23%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) 83 $14,785,000 $178,133 $2,990 3.84%
    Kerrville, TX (FHA|USDA|VA) 64 $14,180,000 $221,563 $4,806 4.37%
    FORT SMITH, AR-OK (FHA|USDA|VA) 76 $11,270,000 $148,289 $2,532 4.26%
    Calhoun, GA (FHA|USDA|VA) 58 $9,980,000 $172,069 $3,175 4.13%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 33 $9,415,000 $285,303 $3,386 4.38%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 49 $9,355,000 $190,918 $3,715 4.25%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 60 $9,070,000 $151,167 $3,706 3.96%
    TEXARKANA, TX-AR (FHA|USDA|VA) 62 $8,730,000 $140,806 $2,826 4.42%
    FORT COLLINS, CO (FHA|USDA|VA) 23 $7,965,000 $346,304 $3,099 4.24%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 32 $6,930,000 $216,563 $2,653 4.26%
    BRUNSWICK, GA (FHA|USDA|VA) 18 $6,730,000 $373,889 $3,050 4.47%
    HAMMOND, LA (FHA|USDA|VA) 26 $6,300,000 $242,308 $5,579 4.23%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 23 $5,875,000 $255,435 $4,655 4.14%
    ROME, GA (FHA|USDA|VA) 37 $5,755,000 $155,541 $2,749 3.91%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 34 $5,690,000 $167,353 $4,201 4.36%
    Breckenridge, CO (FHA|USDA|VA) 11 $5,315,000 $483,182 $2,055 4.07%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 6 $4,370,000 $728,333 $13,301 4.79%
    PROVO-OREM, UT (FHA|USDA|VA) 12 $4,310,000 $359,167 $5,563 4.03%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 20 $4,150,000 $207,500 $2,730 4.26%
    Hope, AR (FHA|USDA|VA) 33 $4,145,000 $125,606 $2,403 4.43%
    LYNCHBURG, VA (FHA|USDA|VA) 23 $3,995,000 $173,696 $2,602 4.35%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 19 $3,685,000 $193,947 $3,858 3.93%
    Fredericksburg, TX (FHA|USDA|VA) 12 $3,630,000 $302,500 $5,472 4.23%
    CORPUS CHRISTI, TX (FHA|USDA|VA) 15 $3,255,000 $217,000 $5,418 4.43%
    Lewisburg, TN (FHA|USDA|VA) 18 $2,930,000 $162,778 $2,905 3.75%
    Cedartown, GA (FHA|USDA|VA) 18 $2,750,000 $152,778 $3,161 4.08%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 14 $2,710,000 $193,571 $2,622 4.12%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 6 $2,610,000 $435,000 $5,823 4.67%
    Huntsville, TX (FHA|USDA|VA) 11 $2,495,000 $226,818 $4,363 4.13%
    Tullahoma-Manchester, TN (FHA|USDA|VA) 12 $2,490,000 $207,500 $4,328 3.77%
    MIDLAND, TX (FHA|USDA|VA) 9 $2,435,000 $270,556 $8,605 4.28%
    Athens, TX (FHA|USDA|VA) 6 $2,380,000 $396,667 $5,102 3.81%
    SPARTANBURG, SC (FHA|USDA|VA) 16 $2,360,000 $147,500 $3,534 4.20%
    Malvern, AR (FHA|USDA|VA) 16 $2,320,000 $145,000 $2,551 4.48%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 9 $2,175,000 $241,667 $4,434 3.97%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 9 $2,145,000 $238,333 $3,845 4.51%
    ST. GEORGE, UT (FHA|USDA|VA) 7 $2,065,000 $295,000 $4,419 4.02%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 11 $2,055,000 $186,818 $4,396 3.91%
    Edwards, CO (FHA|USDA|VA) 3 $1,975,000 $658,333 $2,955 4.13%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 7 $1,925,000 $275,000 $4,711 4.05%
    LOGAN, UT-ID (FHA|USDA|VA) 9 $1,875,000 $208,333 $2,143 4.56%
    HOUMA-THIBODAUX, LA (FHA|USDA|VA) 7 $1,845,000 $263,571 $4,322 4.38%
    SALISBURY, MD-DE (FHA|USDA|VA) 8 $1,720,000 $215,000 $2,889 4.22%
    RICHMOND, VA (FHA|USDA|VA) 7 $1,685,000 $240,714 $2,568 4.23%
    YORK-HANOVER, PA (FHA|USDA|VA) 8 $1,600,000 $200,000 $3,508 4.33%
    Key West, FL (FHA|USDA|VA) 3 $1,585,000 $528,333 $6,789 4.63%
    RALEIGH-CARY, NC (FHA|USDA|VA) 5 $1,525,000 $305,000 $6,088 3.98%
    TYLER, TX (FHA|USDA|VA) 7 $1,485,000 $212,143 $4,046 4.59%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 3 $1,465,000 $488,333 $5,798 4.29%
    Shelbyville, TN (FHA|USDA|VA) 8 $1,450,000 $181,250 $3,834 4.66%
    Uvalde, TX (FHA|USDA|VA) 5 $1,345,000 $269,000 $4,425 4.45%
    RENO, NV (FHA|USDA|VA) 2 $1,330,000 $665,000 $9,420 4.25%
    WINCHESTER, VA-WV (FHA|USDA|VA) 4 $1,330,000 $332,500 $1,869 3.97%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 6 $1,270,000 $211,667 $3,737 4.06%
    CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 4 $1,250,000 $312,500 $4,745 4.06%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 4 $1,210,000 $302,500 $4,423 5.24%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 5 $1,205,000 $241,000 $3,771 3.65%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 5 $1,165,000 $233,000 $5,623 4.40%
    LUBBOCK, TX (FHA|USDA|VA) 7 $1,145,000 $163,571 $3,936 3.89%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 4 $1,110,000 $277,500 $5,012 3.94%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 10 $1,100,000 $110,000 $4,003 5.01%
    OCALA, FL (FHA|USDA|VA) 5 $1,015,000 $203,000 $5,039 4.95%
    JACKSON, MS (FHA|USDA|VA) 2 $1,010,000 $505,000 $6,477 4.50%
    KNOXVILLE, TN (FHA|USDA|VA) 4 $960,000 $240,000 $3,994 4.25%
    SHERMAN-DENISON, TX (FHA|USDA|VA) 3 $935,000 $311,667 $1,955 4.29%
    GRAND JUNCTION, CO (FHA|USDA|VA) 4 $910,000 $227,500 $1,824 4.06%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 2 $900,000 $450,000 $4,696 4.06%
    Cookeville, TN (FHA|USDA|VA) 4 $900,000 $225,000 $2,388 3.00%
    DALTON, GA (FHA|USDA|VA) 4 $880,000 $220,000 $2,676 4.50%
    GAINESVILLE, GA (FHA|USDA|VA) 4 $860,000 $215,000 $2,289 4.09%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 4 $850,000 $212,500 $3,184 4.09%
    Jesup, GA (FHA|USDA|VA) 3 $755,000 $251,667 $3,805 4.29%
    TULSA, OK (FHA|USDA|VA) 4 $740,000 $185,000 $2,308 4.50%
    Heber, UT (FHA|USDA|VA) 2 $730,000 $365,000 $5,492 4.00%
    Okeechobee, FL (FHA|USDA|VA) 3 $725,000 $241,667 $8,471 4.08%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 3 $715,000 $238,333 $6,133 3.92%
    Kill Devil Hills, NC (FHA|USDA|VA) 2 $710,000 $355,000 $2,003 4.44%
    Bogalusa, LA (FHA|USDA|VA) 4 $700,000 $175,000 $4,437 4.19%
    LAFAYETTE, LA (FHA|USDA|VA) 3 $695,000 $231,667 $3,366 3.79%
    TALLAHASSEE, FL (FHA|USDA|VA) 3 $695,000 $231,667 $3,362 4.00%
    Glenwood Springs, CO (FHA|USDA|VA) 2 $690,000 $345,000 $2,584 3.94%
    PUEBLO, CO (FHA|USDA|VA) 5 $685,000 $137,000 $2,726 4.93%
    Brenham, TX (FHA|USDA|VA) 3 $665,000 $221,667 $3,525 4.15%
    Granbury, TX (FHA|USDA|VA) 3 $665,000 $221,667 $4,476 4.33%
    COLUMBIA, SC (FHA|USDA|VA) 3 $635,000 $211,667 $2,986 4.54%
    BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 5 $635,000 $127,000 $4,277 4.35%
    Montrose, CO (FHA|USDA|VA) 3 $635,000 $211,667 $1,701 4.25%
    BAKERSFIELD, CA (FHA|USDA|VA) 3 $605,000 $201,667 $2,519 4.83%
    WARNER ROBINS, GA (FHA|USDA|VA) 4 $590,000 $147,500 $748 4.31%
    LONGVIEW, TX (FHA|USDA|VA) 5 $585,000 $117,000 $3,248 4.45%
    Corsicana, TX (FHA|USDA|VA) 3 $585,000 $195,000 $7,392 4.21%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 5 $575,000 $115,000 $1,988 3.63%
    Bay City, TX (FHA|USDA|VA) 3 $575,000 $191,667 $5,999 3.71%
    Jefferson, GA (FHA|USDA|VA) 2 $570,000 $285,000 $3,129 3.75%
    Brookhaven, MS (FHA|USDA|VA) 2 $560,000 $280,000 $5,752 4.13%
    BOWLING GREEN, KY (FHA|USDA|VA) 2 $530,000 $265,000 $4,341 4.06%
    Rockport, TX (FHA|USDA|VA) 3 $515,000 $171,667 $3,189 4.79%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 2 $510,000 $255,000 $2,897 4.88%
    BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 3 $505,000 $168,333 $4,014 4.29%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 2 $490,000 $245,000 $1,501 4.19%
    Statesboro, GA (FHA|USDA|VA) 3 $485,000 $161,667 $2,371 5.17%
    Easton, MD (FHA|USDA|VA) 1 $485,000 $485,000 $4,723 3.88%
    Picayune, MS (FHA|USDA|VA) 2 $480,000 $240,000 $6,486 4.69%
    ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 1 $475,000 $475,000 $5,295 3.88%
    PUNTA GORDA, FL (FHA|USDA|VA) 3 $475,000 $158,333 $3,869 4.08%
    Athens, TN (FHA|USDA|VA) 2 $460,000 $230,000 $3,938 3.63%
    Pahrump, NV (FHA|USDA|VA) 2 $460,000 $230,000 $7,885 4.25%
    ODESSA, TX (FHA|USDA|VA) 2 $450,000 $225,000 $6,791 3.88%
    CARSON CITY, NV (FHA|USDA|VA) 1 $445,000 $445,000 $62 4.25%
    Borger, TX (FHA|USDA|VA) 2 $440,000 $220,000 $4,726 4.19%
    VALDOSTA, GA (FHA|USDA|VA) 6 $440,000 $73,333 $3,245 4.38%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $425,000 $425,000 $3,229 3.63%
    Sevierville, TN (FHA|USDA|VA) 2 $420,000 $210,000 $2,583 4.75%
    Fort Morgan, CO (FHA|USDA|VA) 2 $410,000 $205,000 $1,340 4.31%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 1 $405,000 $405,000 $3,842 3.88%
    Bonham, TX (FHA|USDA|VA) 2 $400,000 $200,000 $4,382 4.13%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 2 $400,000 $200,000 $4,653 4.38%
    HUNTSVILLE, AL (FHA|USDA|VA) 3 $395,000 $131,667 $3,069 4.88%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 3 $395,000 $131,667 $3,426 4.21%
    DOVER, DE (FHA|USDA|VA) 2 $380,000 $190,000 $1,016 5.70%
    COLUMBUS, GA-AL (FHA|USDA|VA) 2 $370,000 $185,000 $4,753 3.88%
    Shawnee, OK (FHA|USDA|VA) 1 $365,000 $365,000 $4,481 4.63%
    Gardnerville Ranchos, NV (FHA|USDA|VA) 1 $365,000 $365,000 $2,983 4.63%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 2 $360,000 $180,000 $3,087 5.31%
    Durango, CO (FHA|USDA|VA) 1 $345,000 $345,000 $4,953 3.63%
    TWIN FALLS, ID (FHA|USDA|VA) 1 $345,000 $345,000 $4,135 4.13%
    HARRISONBURG, VA (FHA|USDA|VA) 1 $335,000 $335,000 $3,487 3.63%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 1 $335,000 $335,000 $5,501 4.75%
    McMinnville, TN (FHA|USDA|VA) 2 $320,000 $160,000 $2,370 3.94%
    Cornelia, GA (FHA|USDA|VA) 2 $320,000 $160,000 $3,099 4.06%
    VICTORIA, TX (FHA|USDA|VA) 1 $315,000 $315,000 $4,436 4.50%
    Jacksonville, TX (FHA|USDA|VA) 1 $315,000 $315,000 $4,783 3.88%
    Steamboat Springs, CO (FHA|USDA|VA) 1 $315,000 $315,000 $3,218 3.88%
    Frankfort, KY (FHA|USDA|VA) 2 $310,000 $155,000 $4,025 4.13%
    Palatka, FL (FHA|USDA|VA) 1 $295,000 $295,000 $3,152 4.00%
    CLEVELAND, TN (FHA|USDA|VA) 2 $290,000 $145,000 $4,356 4.19%
    CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $265,000 $265,000 $2,410 4.38%
    LANSING-EAST LANSING, MI (FHA|USDA|VA) 1 $265,000 $265,000 $1,295 4.00%
    GETTYSBURG, PA (FHA|USDA|VA) 1 $265,000 $265,000 $6,915 3.75%
    Danville, VA (FHA|USDA|VA) 1 $245,000 $245,000 $3,453 4.13%
    El Campo, TX (FHA|USDA|VA) 1 $245,000 $245,000 $7,139 4.50%
    TUSCALOOSA, AL (FHA|USDA|VA) 2 $240,000 $120,000 $2,363 5.19%
    Stephenville, TX (FHA|USDA|VA) 1 $235,000 $235,000 $5,738 4.00%
    CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $235,000 $235,000 $2,249 4.50%
    McComb, MS (FHA|USDA|VA) 1 $235,000 $235,000 $9,344 4.00%
    MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $225,000 $225,000 $1,964 3.14%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 1 $225,000 $225,000 $1,575 4.38%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $225,000 $225,000 $8,036 4.75%
    Lawrenceburg, TN (FHA|USDA|VA) 2 $220,000 $110,000 $2,335 4.25%
    Arkadelphia, AR (FHA|USDA|VA) 1 $215,000 $215,000 $2,188 3.63%
    JACKSONVILLE, NC (FHA|USDA|VA) 1 $215,000 $215,000 $7,434 3.88%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 1 $215,000 $215,000 $8,132 6.00%
    LOUISVILLE, KY (FHA|USDA|VA) 1 $215,000 $215,000 $2,897 4.50%
    Palestine, TX (FHA|USDA|VA) 2 $210,000 $105,000 $5,054 4.44%
    Camden, AR (FHA|USDA|VA) 2 $210,000 $105,000 $1,087 4.69%
    Richmond-Berea, KY (FHA|USDA|VA) 1 $205,000 $205,000 $6,135 4.63%
    Summerville, GA (FHA|USDA|VA) 2 $200,000 $100,000 $2,590 4.06%
    ENID, OK (FHA|USDA|VA) 1 $195,000 $195,000 $6,045 4.25%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 1 $195,000 $195,000 $4,584 4.63%
    Danville, KY (FHA|USDA|VA) 1 $195,000 $195,000 $4,600 4.25%
    PITTSBURGH, PA (FHA|USDA|VA) 1 $185,000 $185,000 $3,657 4.50%
    Natchitoches, LA (FHA|USDA|VA) 1 $185,000 $185,000 $3,685 4.13%
    Altus, OK (FHA|USDA|VA) 1 $185,000 $185,000 $6,917 5.75%
    BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $185,000 $185,000 $6,965 5.13%
    Sweetwater, TX (FHA|USDA|VA) 2 $180,000 $90,000 $2,419 4.75%
    GAINESVILLE, FL (FHA|USDA|VA) 1 $175,000 $175,000 $4,407 4.63%
    Seneca, SC (FHA|USDA|VA) 1 $175,000 $175,000 $4,215 4.00%
    Cañon City, CO (FHA|USDA|VA) 1 $165,000 $165,000 $2,700 4.63%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $155,000 $155,000 $2,964 4.00%
    Cambridge, MD (FHA|USDA|VA) 1 $155,000 $155,000 $664 5.25%
    DECATUR, AL (FHA|USDA|VA) 1 $155,000 $155,000 $1,258 4.38%
    IDAHO FALLS, ID (FHA|USDA|VA) 1 $155,000 $155,000 $0 3.88%
    Oxford, MS (FHA|USDA|VA) 1 $145,000 $145,000 $4,212 4.00%
    Pearsall, TX (FHA|USDA|VA) 1 $145,000 $145,000 $4,271 3.88%
    SAN ANGELO, TX (FHA|USDA|VA) 1 $145,000 $145,000 $4,146 4.00%
    GOLDSBORO, NC (FHA|USDA|VA) 1 $145,000 $145,000 $3,529 3.75%
    St. Marys, GA (FHA|USDA|VA) 1 $145,000 $145,000 $2,918 3.50%
    AMARILLO, TX (FHA|USDA|VA) 1 $145,000 $145,000 $2,198 4.13%
    SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $135,000 $135,000 $735 4.75%
    Troy, AL (FHA|USDA|VA) 1 $135,000 $135,000 $395 4.00%
    Mount Vernon, OH (FHA|USDA|VA) 1 $135,000 $135,000 $2,892 4.75%
    JACKSON, TN (FHA|USDA|VA) 1 $135,000 $135,000 $2,481 3.75%
    Ponca City, OK (FHA|USDA|VA) 1 $125,000 $125,000 $3,284 4.13%
    SUMTER, SC (FHA|USDA|VA) 1 $115,000 $115,000 $1,683 3.75%
    Mount Pleasant, TX (FHA|USDA|VA) 1 $115,000 $115,000 $4,065 4.50%
    Kingsville, TX (FHA|USDA|VA) 1 $115,000 $115,000 $3,696 4.63%
    Elk City, OK (FHA|USDA|VA) 1 $115,000 $115,000 $5,149 3.38%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 1 $105,000 $105,000 $3,736 3.88%
    Maysville, KY (FHA|USDA|VA) 1 $105,000 $105,000 $1,723 4.25%
    Sturgis, MI (FHA|USDA|VA) 1 $105,000 $105,000 $2,662 4.13%
    JONESBORO, AR (FHA|USDA|VA) 1 $95,000 $95,000 $2,804 5.13%
    Albertville, AL (FHA|USDA|VA) 1 $95,000 $95,000 $2,774 5.00%
    Mayfield, KY (FHA|USDA|VA) 1 $95,000 $95,000 $1,655 3.75%
    Sterling, CO (FHA|USDA|VA) 1 $85,000 $85,000 $3,430 5.50%
    Gaffney, SC (FHA|USDA|VA) 1 $85,000 $85,000 $4,139 4.75%
    Tupelo, MS (FHA|USDA|VA) 1 $85,000 $85,000 $1,837 3.63%
    Lake City, FL (FHA|USDA|VA) 1 $85,000 $85,000 $3,795 4.25%
    Union, SC (FHA|USDA|VA) 1 $85,000 $85,000 $2,848 3.75%
    Paris, TN (FHA|USDA|VA) 1 $85,000 $85,000 $1,985 3.50%
    Alexander City, AL (FHA|USDA|VA) 1 $75,000 $75,000 $2,627 3.88%
    Alice, TX (FHA|USDA|VA) 1 $75,000 $75,000 $2,836 3.75%
    DuBois, PA (FHA|USDA|VA) 1 $75,000 $75,000 $1,915 4.50%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $65,000 $65,000 $2,817 4.25%
    Iron Mountain, MI-WI (FHA|USDA|VA) 1 $65,000 $65,000 $3,880 4.13%
    LAREDO, TX (FHA|USDA|VA) 1 $65,000 $65,000 $3,596 3.75%
    ERIE, PA (FHA|USDA|VA) 1 $65,000 $65,000 $3,718 3.88%
    WICHITA FALLS, TX (FHA|USDA|VA) 1 $65,000 $65,000 $4,725 4.13%
    Swbc Mortgage Corporation's top markets include Denver, Nashville, Dallas, Atlanta, and Washington among others.

    Their top states include:
  • Texas (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • Tennessee (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 10,001 $2,739,545,000 $273,927 $3,447 4.15%
    FHA 2,280 $500,480,000 $219,509 $5,771 4.29%
    VA 1,536 $429,740,000 $279,779 $5,353 4.03%
    USDA 211 $34,125,000 $161,730 $2,650 4.22%

    For 2019, Swbc Mortgage Corporation's most frequently originated type of loan was Conventional, with 10,001 originations. Their 2nd most popular type was FHA, with 2,280 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 9,960 $2,479,310,000 $248,927 $3,923 4.19%
    Refi 2,686 $859,350,000 $319,937 $4,085 3.95%
    Home Improvement 1,341 $353,705,000 $263,762 $4,605 4.34%
    Cash Out Refi 41 $11,525,000 $281,098 $5,192 4.19%

    For 2019, Swbc Mortgage Corporation's most frequently cited loan purpose was Home Purchase, with 9,960 originations. The 2nd most popular reason was Refi, with 2,686 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 13,078 $3,497,300,000 $267,419 $4,063 4.19%
    15 Year 613 $131,325,000 $214,233 $3,587 3.68%
    20 Year 222 $54,190,000 $244,099 $3,591 3.97%
    10 Year 61 $8,515,000 $139,590 $2,278 3.08%
    Other 54 $12,560,000 $232,593 $2,912 4.27%

    For 2019, Swbc Mortgage Corporation's most frequently cited loan duration was 30 Year, with 13,078 originations. The 2nd most popular length was 15 Year, with 613 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 7,212 $1,774,010,000 $245,980
    $1k-2k 4,628 $1,292,400,000 $279,257
    $2k-3k 982 $243,230,000 $247,688
    $3k-4k 587 $155,515,000 $264,932
    $5k+ 324 $143,630,000 $443,302
    $4k-5k 294 $94,920,000 $322,857

    Swbc Mortgage Corporation's average total fees were $4,063, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 7,212 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 6,645 $1,718,015,000 $258,543
    3-4% 6,022 $1,751,220,000 $290,804
    5-6% 1,021 $208,895,000 $204,598
    <2.5% 254 $2,980,000 $11,732
    2.5-3% 48 $11,400,000 $237,500
    6-7% 18 $6,680,000 $371,111
    7-8% 15 $3,985,000 $265,667
    Over 8% 1 $675,000 $675,000

    During 2019, Swbc Mortgage Corporation's average interest rate for loans was 4.19%, while their most frequently originated rate bucket for loans was 4-5%, with 6,645 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 6,661 $1,859,085,000 $279,100 $4,374 4.16%
    $100k-200k 4,316 $675,610,000 $156,536 $3,426 4.35%
    $400k-600k 1,724 $811,720,000 $470,835 $4,846 4.12%
    $100,000 or less 949 $52,125,000 $54,926 $1,825 3.31%
    $600k-1MM 324 $233,450,000 $720,525 $5,619 4.16%
    $1MM+ 54 $71,900,000 $1,331,481 $10,012 4.12%

    2019 saw Swbc Mortgage Corporation place emphasis on $200k-400k loans with 6,661 originations, totaling $1,859,085,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 3,516 $708,810,000 $201,596 $3,755 4.14%
    $100k-150k 2,902 $885,300,000 $305,065 $4,363 4.20%
    $50k or less 2,698 $469,690,000 $174,088 $3,399 4.02%
    $75k-100k 2,478 $619,010,000 $249,802 $4,109 4.23%
    $150k-250k 1,735 $660,735,000 $380,827 $4,411 4.21%
    $250k+ 699 $360,345,000 $515,515 $5,084 4.26%

    Swbc Mortgage Corporation lent most frequently to those with incomes in the $50k-75k range, with 3,516 originations. The second most popular income band? $100k-150k, with 2,902 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 2,495 $677,305,000 $271,465 $3,657 4.10%
    30-36% 2,458 $645,800,000 $262,734 $3,733 4.15%
    50-60% 761 $185,705,000 $244,028 $5,742 4.19%
    44% 674 $162,800,000 $241,543 $4,025 4.18%
    <20% 656 $174,880,000 $266,585 $3,431 4.02%
    42% 610 $161,470,000 $264,705 $4,126 4.19%
    40% 591 $157,955,000 $267,267 $4,014 4.15%
    43% 591 $147,075,000 $248,858 $3,896 4.25%
    41% 532 $149,630,000 $281,259 $3,893 4.21%
    39% 511 $132,935,000 $260,147 $3,942 4.23%
    38% 510 $131,950,000 $258,725 $3,839 4.14%
    49% 491 $133,735,000 $272,373 $4,394 4.30%
    36% 469 $124,905,000 $266,322 $4,022 4.15%
    37% 465 $124,325,000 $267,366 $3,984 4.16%
    45% 448 $115,800,000 $258,482 $4,165 4.25%
    46% 430 $107,340,000 $249,628 $4,126 4.26%
    47% 397 $101,145,000 $254,773 $4,583 4.31%
    48% 384 $102,780,000 $267,656 $4,280 4.30%
    >60% 364 $99,370,000 $272,995 $4,453 3.92%

    Swbc Mortgage Corporation lent most frequently to those with DTI ratios of 20-30%, with 2,495 originations. The next most common DTI ratio? 30-36%, with 2,458 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 11,158 $2,985,950,000 $267,606 $3,948 4.17%
    Not provided 1,355 $358,545,000 $264,609 $4,359 4.17%
    Black 904 $201,450,000 $222,843 $4,278 4.08%
    Asian 439 $114,895,000 $261,720 $4,165 4.08%
    American Indian 105 $23,695,000 $225,667 $4,529 4.42%
    Asian Indian 22 $8,110,000 $368,636 $4,200 4.23%
    Native Hawaiian or Islander 20 $5,040,000 $252,000 $5,766 4.37%
    Other Asian 12 $2,360,000 $196,667 $4,147 4.16%
    Filipino 6 $1,390,000 $231,667 $5,277 4.23%
    Chinese 3 $1,215,000 $405,000 $3,623 4.17%
    Korean 1 $525,000 $525,000 $0 4.00%
    Other Pacific Islander 2 $480,000 $240,000 $3,618 4.00%
    Vietnamese 1 $235,000 $235,000 $4,722 4.50%

    Approval Rates

    Total approvals of all applications
    96.68%

    Swbc Mortgage Corporation has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    78.34%

    Swbc Mortgage Corporation has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 14,028 $3,703,890,000 $264,036

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Site-Built 14,028 $3,703,890,000 $264,036

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 268 $50,310,000 $187,724 $2,902 3.95%
    40-60% 907 $231,565,000 $255,309 $3,351 4.04%
    60-80% 3,711 $1,074,845,000 $289,638 $3,697 4.26%
    80-100% 8,456 $2,245,980,000 $265,608 $4,223 4.25%
    Over 100% 355 $96,955,000 $273,113 $8,464 4.18%
    Under 20% 331 $4,235,000 $12,795 $165 1.14%