South State Bank Mortgage Rates, Fees & Info
Winter Haven, FLLEI: 8I3UVGYULPJQIP7FQV10
Tax ID: 59-2979916
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Review & Overview
South State Bank is a mid-sized bank specializing in Home Purchase loans. South State Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Atlanta, Charleston, Charlotte, Greenville, and North Port among others. We have data for 189 markets. (Some data included below & more in-depth data is available with an active subscription.)South State Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. South State Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.27% | 4/22/24 |
| 30 Year Conventional Purchase | 6.58% | 4/22/24 |
| 30 Year Conventional Refi | 6.51% | 4/22/24 |
| 30 Year Cash-out Refi | 6.73% | 4/22/24 |
| 30 Year FHA Purchase | 7.12% | 4/22/24 |
| 30 Year FHA Refi | 7.02% | 4/22/24 |
| 30 Year VA Purchase | 6.06% | 4/22/24 |
| 30 Year VA Refi | 5.94% | 4/22/24 |
| 30 Year USDA Purchase | 6.63% | 4/22/24 |
| 15 Year Conventional Purchase | 7.17% | 4/22/24 |
| 15 Year Conventional Refi | 6.38% | 4/22/24 |
| 15 Year Cash-out Refi | 6.38% | 4/22/24 |
| 15 Year VA Purchase | 5.70% | 4/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
South State Bank Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
19,885Origination Dollar Volume (All Markets)
$6,510,335,000Employee count
5,036Awards
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South State Bank - 2021
South State Bank is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 2,116 | $792,740,000 | $374,641 | $5,094 | 3.08% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1,433 | $611,025,000 | $426,396 | $5,563 | 3.16% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 1,454 | $588,440,000 | $404,704 | $4,857 | 3.20% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 1,250 | $361,710,000 | $289,368 | $4,299 | 3.15% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 896 | $336,300,000 | $375,335 | $5,333 | 3.46% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 836 | $282,470,000 | $337,883 | $5,044 | 3.72% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 643 | $248,455,000 | $386,400 | $5,568 | 3.13% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 812 | $230,120,000 | $283,399 | $5,364 | 3.14% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 786 | $222,330,000 | $282,863 | $5,653 | 3.82% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 741 | $211,105,000 | $284,892 | $4,562 | 3.29% |
| Outside of Metro Areas | 570 | $204,770,000 | $359,246 | $4,615 | 3.31% |
| COLUMBIA, SC (FHA|USDA|VA) | 582 | $152,360,000 | $261,787 | $4,518 | 3.31% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 345 | $137,155,000 | $397,551 | $4,013 | 3.31% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 343 | $134,855,000 | $393,163 | $5,387 | 3.12% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 358 | $133,150,000 | $371,927 | $5,860 | 3.31% |
| SAVANNAH, GA (FHA|USDA|VA) | 315 | $123,225,000 | $391,190 | $5,661 | 3.03% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 379 | $120,535,000 | $318,034 | $5,199 | 3.42% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 409 | $117,315,000 | $286,834 | $4,693 | 3.38% |
| Seneca, SC (FHA|USDA|VA) | 242 | $88,830,000 | $367,066 | $5,206 | 3.23% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 487 | $83,545,000 | $171,550 | $4,292 | 3.96% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 211 | $79,035,000 | $374,573 | $3,874 | 3.15% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 170 | $78,880,000 | $464,000 | $5,809 | 3.09% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 278 | $78,720,000 | $283,165 | $5,068 | 3.41% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 354 | $70,720,000 | $199,774 | $5,346 | 4.11% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 161 | $52,405,000 | $325,497 | $3,614 | 3.23% |
| Key West, FL (FHA|USDA|VA) | 96 | $43,260,000 | $450,625 | $6,465 | 3.57% |
| ROME, GA (FHA|USDA|VA) | 197 | $42,265,000 | $214,543 | $4,378 | 2.89% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 136 | $39,390,000 | $289,632 | $4,531 | 3.30% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 159 | $39,185,000 | $246,447 | $4,957 | 4.02% |
| SPARTANBURG, SC (FHA|USDA|VA) | 122 | $35,750,000 | $293,033 | $4,608 | 3.16% |
| Georgetown, SC (FHA|USDA|VA) | 122 | $35,130,000 | $287,951 | $5,275 | 3.22% |
| WILMINGTON, NC (FHA|USDA|VA) | 111 | $34,415,000 | $310,045 | $4,892 | 3.30% |
| OCALA, FL (FHA|USDA|VA) | 152 | $32,830,000 | $215,987 | $5,344 | 3.64% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 90 | $29,650,000 | $329,444 | $5,823 | 3.80% |
| RICHMOND, VA (FHA|USDA|VA) | 79 | $26,485,000 | $335,253 | $5,238 | 3.23% |
| GAINESVILLE, FL (FHA|USDA|VA) | 75 | $24,965,000 | $332,867 | $4,257 | 3.48% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 88 | $23,500,000 | $267,045 | $4,507 | 3.02% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 98 | $22,680,000 | $231,429 | $4,482 | 3.12% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 29 | $22,535,000 | $777,069 | $6,319 | 3.06% |
| ASHEVILLE, NC (FHA|USDA|VA) | 69 | $22,425,000 | $325,000 | $3,944 | 3.05% |
| Palatka, FL (FHA|USDA|VA) | 124 | $20,720,000 | $167,097 | $4,115 | 3.32% |
| DALTON, GA (FHA|USDA|VA) | 95 | $18,765,000 | $197,526 | $4,170 | 2.82% |
| Orangeburg, SC (FHA|USDA|VA) | 95 | $16,895,000 | $177,842 | $4,563 | 3.56% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 126 | $16,520,000 | $131,111 | $4,062 | 3.68% |
| GAINESVILLE, GA (FHA|USDA|VA) | 58 | $15,820,000 | $272,759 | $5,792 | 3.02% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 67 | $15,685,000 | $234,104 | $4,602 | 3.98% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 45 | $14,825,000 | $329,444 | $5,280 | 3.23% |
| FLORENCE, SC (FHA|USDA|VA) | 105 | $14,745,000 | $140,429 | $3,673 | 3.59% |
| Calhoun, GA (FHA|USDA|VA) | 71 | $14,575,000 | $205,282 | $4,270 | 2.89% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 49 | $14,405,000 | $293,980 | $6,180 | 3.16% |
| Okeechobee, FL (FHA|USDA|VA) | 82 | $14,170,000 | $172,805 | $4,615 | 3.48% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 22 | $12,600,000 | $572,727 | $5,778 | 3.26% |
| Dublin, GA (FHA|USDA|VA) | 64 | $11,860,000 | $185,313 | $4,547 | 2.79% |
| Cullowhee, NC (FHA|USDA|VA) | 14 | $11,550,000 | $825,000 | $6,401 | 2.98% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 4 | $11,460,000 | $2,865,000 | $9,208 | 2.94% |
| LaGrange, GA-AL (FHA|USDA|VA) | 75 | $11,195,000 | $149,267 | $3,805 | 3.32% |
| Cornelia, GA (FHA|USDA|VA) | 65 | $10,825,000 | $166,538 | $4,113 | 3.20% |
| THE VILLAGES, FL (FHA|USDA|VA) | 48 | $10,450,000 | $217,708 | $5,137 | 3.74% |
| Greenwood, SC (FHA|USDA|VA) | 62 | $9,380,000 | $151,290 | $3,573 | 3.56% |
| Jefferson, GA (FHA|USDA|VA) | 41 | $9,025,000 | $220,122 | $5,141 | 3.68% |
| Newberry, SC (FHA|USDA|VA) | 42 | $8,570,000 | $204,048 | $4,446 | 3.33% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 15 | $8,015,000 | $534,333 | $6,532 | 3.12% |
| Albertville, AL (FHA|USDA|VA) | 16 | $7,560,000 | $472,500 | $3,859 | 3.56% |
| Boone, NC (FHA|USDA|VA) | 17 | $7,375,000 | $433,824 | $4,339 | 3.25% |
| Tifton, GA (FHA|USDA|VA) | 39 | $7,325,000 | $187,821 | $4,848 | 3.13% |
| BRUNSWICK, GA (FHA|USDA|VA) | 19 | $6,775,000 | $356,579 | $5,276 | 3.03% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 11 | $6,695,000 | $608,636 | $4,832 | 2.97% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 13 | $6,235,000 | $479,615 | $5,640 | 3.52% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 4 | $5,740,000 | $1,435,000 | $5,571 | 3.19% |
| Alexander City, AL (FHA|USDA|VA) | 17 | $5,425,000 | $319,118 | $3,434 | 3.38% |
| Brevard, NC (FHA|USDA|VA) | 15 | $5,395,000 | $359,667 | $5,566 | 3.03% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 35 | $5,275,000 | $150,714 | $4,262 | 3.82% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 25 | $5,155,000 | $206,200 | $5,240 | 3.05% |
| DECATUR, AL (FHA|USDA|VA) | 21 | $4,355,000 | $207,381 | $4,757 | 3.13% |
| Morehead City, NC (FHA|USDA|VA) | 12 | $4,320,000 | $360,000 | $5,153 | 3.87% |
| HINESVILLE, GA (FHA|USDA|VA) | 16 | $4,290,000 | $268,125 | $5,180 | 2.91% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 15 | $4,175,000 | $278,333 | $3,473 | 3.13% |
| Toccoa, GA (FHA|USDA|VA) | 23 | $3,915,000 | $170,217 | $4,003 | 3.28% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 16 | $3,700,000 | $231,250 | $3,871 | 2.89% |
| PANAMA CITY, FL (FHA|USDA|VA) | 11 | $3,535,000 | $321,364 | $5,108 | 3.24% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $3,505,000 | $3,505,000 | $0 | 2.50% |
| SUMTER, SC (FHA|USDA|VA) | 23 | $3,375,000 | $146,739 | $4,476 | 4.19% |
| ALBANY, GA (FHA|USDA|VA) | 17 | $3,255,000 | $191,471 | $4,702 | 2.85% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 10 | $3,100,000 | $310,000 | $5,137 | 3.35% |
| MOBILE, AL (FHA|USDA|VA) | 6 | $3,000,000 | $500,000 | $5,001 | 3.13% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 15 | $2,995,000 | $199,667 | $6,537 | 3.48% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 5 | $2,915,000 | $583,000 | $4,077 | 2.78% |
| Cedartown, GA (FHA|USDA|VA) | 17 | $2,825,000 | $166,176 | $4,267 | 2.99% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 6 | $2,810,000 | $468,333 | $3,992 | 3.40% |
| Statesboro, GA (FHA|USDA|VA) | 12 | $2,790,000 | $232,500 | $4,666 | 3.10% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 4 | $2,710,000 | $677,500 | $3,370 | 2.91% |
| Forest City, NC (FHA|USDA|VA) | 6 | $2,660,000 | $443,333 | $5,360 | 3.06% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 2 | $2,510,000 | $1,255,000 | $5,438 | 3.20% |
| Clewiston, FL (FHA|USDA|VA) | 20 | $2,490,000 | $124,500 | $3,884 | 3.31% |
| Scottsboro, AL (FHA|USDA|VA) | 6 | $2,460,000 | $410,000 | $4,569 | 2.94% |
| Cullman, AL (FHA|USDA|VA) | 6 | $2,310,000 | $385,000 | $3,960 | 3.00% |
| Arcadia, FL (FHA|USDA|VA) | 18 | $2,180,000 | $121,111 | $5,109 | 4.94% |
| Douglas, GA (FHA|USDA|VA) | 2 | $2,070,000 | $1,035,000 | $0 | 4.30% |
| Marion, NC (FHA|USDA|VA) | 3 | $2,045,000 | $681,667 | $5,652 | 3.46% |
| Cordele, GA (FHA|USDA|VA) | 11 | $1,985,000 | $180,455 | $4,624 | 3.02% |
| Milledgeville, GA (FHA|USDA|VA) | 6 | $1,960,000 | $326,667 | $5,002 | 3.35% |
| St. Marys, GA (FHA|USDA|VA) | 7 | $1,955,000 | $279,286 | $4,365 | 3.16% |
| Albemarle, NC (FHA|USDA|VA) | 8 | $1,860,000 | $232,500 | $5,869 | 3.38% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 5 | $1,725,000 | $345,000 | $4,134 | 3.05% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 1 | $1,655,000 | $1,655,000 | $30,409 | 3.00% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $1,645,000 | $1,645,000 | $9,811 | 3.38% |
| VALDOSTA, GA (FHA|USDA|VA) | 7 | $1,485,000 | $212,143 | $6,116 | 3.30% |
| Summerville, GA (FHA|USDA|VA) | 7 | $1,405,000 | $200,714 | $3,948 | 2.80% |
| Moultrie, GA (FHA|USDA|VA) | 6 | $1,390,000 | $231,667 | $4,711 | 2.90% |
| Shelby, NC (FHA|USDA|VA) | 4 | $1,360,000 | $340,000 | $6,701 | 2.78% |
| NEW BERN, NC (FHA|USDA|VA) | 7 | $1,285,000 | $183,571 | $4,931 | 3.70% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $1,175,000 | $1,175,000 | $0 | 3.75% |
| Jasper, AL (FHA|USDA|VA) | 3 | $1,145,000 | $381,667 | $5,303 | 3.33% |
| MONTGOMERY, AL (FHA|USDA|VA) | 5 | $1,075,000 | $215,000 | $4,134 | 2.83% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $3,338 | 3.00% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $3,658 | 2.88% |
| Lumberton, NC (FHA|USDA|VA) | 1 | $935,000 | $935,000 | $6,435 | 3.50% |
| LOUISVILLE, KY (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $4,311 | 2.69% |
| HATTIESBURG, MS (FHA|USDA|VA) | 1 | $865,000 | $865,000 | $6,754 | 2.88% |
| Wauchula, FL (FHA|USDA|VA) | 5 | $855,000 | $171,000 | $4,298 | 3.68% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $2,837 | 2.81% |
| Union, SC (FHA|USDA|VA) | 12 | $830,000 | $69,167 | $3,239 | 3.63% |
| Vidalia, GA (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $4,179 | 2.63% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1 | $805,000 | $805,000 | $4,288 | 3.13% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $3,954 | 3.13% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $11,687 | 2.94% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $3,976 | 3.25% |
| Kinston, NC (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $3,866 | 2.71% |
| BURLINGTON, NC (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $5,457 | 3.00% |
| Gaffney, SC (FHA|USDA|VA) | 5 | $625,000 | $125,000 | $3,515 | 3.65% |
| Thomaston, GA (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $5,087 | 2.53% |
| Thomasville, GA (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $2,893 | 2.75% |
| KNOXVILLE, TN (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $3,352 | 3.04% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $3,222 | 2.38% |
| Fort Payne, AL (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $6,063 | 2.75% |
| Dayton, TN (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $8,576 | 2.50% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $2,777 | 3.25% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $4,549 | 3.13% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $3,992 | 3.19% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $3,711 | 3.25% |
| GOLDSBORO, NC (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $3,616 | 3.21% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $3,170 | 2.94% |
| Lake City, FL (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $3,597 | 3.88% |
| GREENVILLE, NC (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $2,770 | 4.66% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $3,506 | 3.25% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $3,355 | 3.75% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $1,939 | 2.25% |
| Sevierville, TN (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,301 | 3.00% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $4,184 | 2.50% |
| Waycross, GA (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $4,328 | 2.63% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,110 | 3.63% |
| Roswell, NM (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $2,298 | 2.88% |
| WACO, TX (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $14,091 | 2.75% |
| DOTHAN, AL (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $3,008 | 3.56% |
| Eufaula, AL-GA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 3.75% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $5,689 | 2.88% |
| Americus, GA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $6,116 | 3.63% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,968 | 2.88% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,316 | 3.63% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,347 | 3.25% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,598 | 3.13% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,077 | 3.75% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,086 | 2.38% |
| Martinsville, VA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,523 | 3.31% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $0 | 4.63% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,352 | 3.38% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 4.63% |
| Starkville, MS (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,465 | 3.25% |
| Laurinburg, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,911 | 3.63% |
| Crossville, TN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,994 | 3.00% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,059 | 3.38% |
| Washington, NC (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $3,591 | 4.13% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,085 | 3.25% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,470 | 2.13% |
| Jesup, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,728 | 3.50% |
| North Platte, NE (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,479 | 3.13% |
| ERIE, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,031 | 4.38% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,637 | 3.25% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,879 | 3.25% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $4,980 | 4.31% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,094 | 3.13% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,580 | 3.00% |
| Bainbridge, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,627 | 2.38% |
| Athens, TN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 3.63% |
| Enterprise, AL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,006 | 3.50% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 3.25% |
| Danville, VA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,668 | 3.13% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 5.50% |
| Ozark, AL (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 4.25% |
Similar Lenders
We use machine learning to identify the top lenders compared against South State Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
HARVESTERS FEDERAL CREDIT UNION
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Product Mix
For 2021, South State Bank's most frequently originated type of loan was Conventional, with 14,971 originations. Their 2nd most popular type was HELOC, with 3,782 originations.
Loan Reason
For 2021, South State Bank's most frequently cited loan purpose was Home Purchase, with 10,394 originations. The 2nd most popular reason was Refi, with 3,944 originations.
Loan Duration/Length
For 2021, South State Bank's most frequently cited loan duration was 30 Year, with 11,937 originations. The 2nd most popular length was 10 Year, with 3,895 originations.
Origination Fees/Closing Costs
South State Bank's average total fees were $5,261, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 9,149 originations.
Interest Rates
During 2021, South State Bank's average interest rate for loans was 3.19%, while their most frequently originated rate bucket for loans was 3-4%, with 9,738 originations.
Loan Sizing
2021 saw South State Bank place emphasis on $200k-400k loans with 6,689 originations, totaling $1,878,115,000 in origination value.
Applicant Income
South State Bank lent most frequently to those with incomes in the $100k-150k range, with 3,711 originations. The second most popular income band? $150k-250k, with 3,520 originations.
Applicant Debt to Income Ratio
South State Bank lent most frequently to those with DTI ratios of 20-30%, with 4,969 originations. The next most common DTI ratio? 30-36%, with 3,824 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications87.90%
South State Bank has an average approval rate.
Pick Rate
Approvals leading to origination77.49%
South State Bank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 1092.35 | 7 | $345,000 | $49,286 |
| 1092.95 | 10 | $440,000 | $44,000 |
| 1096.75 | 2 | $40,000 | $20,000 |
| 1097.35 | 11 | $585,000 | $53,182 |
| 1097.7 | 1 | $75,000 | $75,000 |
| 1098.3 | 4 | $220,000 | $55,000 |
| 1102.65 | 1 | $15,000 | $15,000 |
| 1112.7 | 1 | $145,000 | $145,000 |
| 1117.35 | 1 | $45,000 | $45,000 |
| 1117.95 | 2 | $120,000 | $60,000 |
| 1118.35 | 1 | $45,000 | $45,000 |
| 1122.7 | 1 | $15,000 | $15,000 |
| 1142.35 | 1 | $35,000 | $35,000 |
| 1142.95 | 8 | $530,000 | $66,250 |
| 1143.8 | 1 | $35,000 | $35,000 |
| 1146.75 | 1 | $75,000 | $75,000 |
| 1147.35 | 3 | $195,000 | $65,000 |
| 1147.7 | 1 | $75,000 | $75,000 |
| 114.78 | 1 | $45,000 | $45,000 |
| 1164.3 | 1 | $85,000 | $85,000 |
| 1165.7 | 1 | $75,000 | $75,000 |
| 1167.35 | 1 | $55,000 | $55,000 |
| 1167.95 | 3 | $155,000 | $51,667 |
| 1171.75 | 1 | $105,000 | $105,000 |
| 1172.35 | 4 | $200,000 | $50,000 |
| 1172.7 | 1 | $85,000 | $85,000 |
| 1180.75 | 1 | $25,000 | $25,000 |
| 1192.35 | 1 | $45,000 | $45,000 |
| 1193.8 | 1 | $75,000 | $75,000 |
| 1218.8 | 1 | $45,000 | $45,000 |
| 121.9 | 1 | $45,000 | $45,000 |
| 126.52 | 1 | $45,000 | $45,000 |
| 128.21 | 1 | $45,000 | $45,000 |
| 131.89 | 1 | $55,000 | $55,000 |
| 138.75 | 1 | $55,000 | $55,000 |
| 139.23 | 1 | $55,000 | $55,000 |
| 141.51 | 1 | $55,000 | $55,000 |
| 153.89 | 1 | $55,000 | $55,000 |
| 162.09 | 1 | $65,000 | $65,000 |
| 166.35 | 1 | $65,000 | $65,000 |
| 167.17 | 1 | $65,000 | $65,000 |
| 189.3 | 1 | $75,000 | $75,000 |
| 193.29 | 1 | $75,000 | $75,000 |
| 202.8 | 1 | $75,000 | $75,000 |
| 205.35 | 1 | $85,000 | $85,000 |
| 206.73 | 1 | $85,000 | $85,000 |
| 259.24 | 1 | $105,000 | $105,000 |
| 264.6 | 1 | $105,000 | $105,000 |
| 276.38 | 1 | $105,000 | $105,000 |
| 303.0 | 1 | $45,000 | $45,000 |
| 305.75 | 329 | $18,465,000 | $56,125 |
| 325.75 | 2 | $100,000 | $50,000 |
| 330.75 | 6 | $310,000 | $51,667 |
| 350.75 | 1 | $65,000 | $65,000 |
| 355.75 | 6 | $300,000 | $50,000 |
| 375.75 | 1 | $25,000 | $25,000 |
| 380.75 | 11 | $765,000 | $69,545 |
| 385.75 | 1 | $105,000 | $105,000 |
| 404.75 | 143 | $11,975,000 | $83,741 |
| 405.75 | 1 | $55,000 | $55,000 |
| 406.0 | 1 | $105,000 | $105,000 |
| 510.75 | 1 | $65,000 | $65,000 |
| 5.75 | 2 | $70,000 | $35,000 |
| 597.7 | 1 | $5,000 | $5,000 |
| 630.74 | 1 | $55,000 | $55,000 |
| 630.75 | 74 | $3,770,000 | $50,946 |
| 636.1 | 1 | $55,000 | $55,000 |
| 636.5 | 1 | $55,000 | $55,000 |
| 640.5 | 10 | $600,000 | $60,000 |
| 649.85 | 1 | $95,000 | $95,000 |
| 649.9 | 1 | $45,000 | $45,000 |
| 661.1 | 2 | $90,000 | $45,000 |
| 673.15 | 1 | $35,000 | $35,000 |
| 686.1 | 2 | $140,000 | $70,000 |
| 690.5 | 3 | $115,000 | $38,333 |
| 694.5 | 1 | $45,000 | $45,000 |
| 696.8 | 1 | $45,000 | $45,000 |
| 711.1 | 2 | $100,000 | $50,000 |
| 737.6 | 1 | $25,000 | $25,000 |
| 753.0 | 197 | $9,285,000 | $47,132 |
| 753.6 | 2 | $160,000 | $80,000 |
| 768.0 | 1 | $175,000 | $175,000 |
| 778.0 | 21 | $1,175,000 | $55,952 |
| 802.36 | 1 | $55,000 | $55,000 |
| 803.0 | 27 | $1,445,000 | $53,519 |
| 828.0 | 9 | $465,000 | $51,667 |
| 853.0 | 1 | $55,000 | $55,000 |
| 878.0 | 2 | $110,000 | $55,000 |
| NA | 18,922 | $6,454,340,000 | $341,102 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 19,885 | $6,510,335,000 | $327,399 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| SOUTHSTATE CORPORATION | Other type of mortgage | Trouble during payment process | 2 | 11.8% |
| SOUTHSTATE CORPORATION | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 3 | 17.6% |
| SOUTHSTATE CORPORATION | Conventional home mortgage | Closing on a mortgage | 3 | 17.6% |
| SOUTHSTATE CORPORATION | Conventional home mortgage | Incorrect information on your report | 1 | 5.9% |
| SOUTHSTATE CORPORATION | Conventional home mortgage | Struggling to pay mortgage | 1 | 5.9% |
| SOUTHSTATE CORPORATION | Conventional home mortgage | Trouble during payment process | 4 | 23.5% |
| SOUTHSTATE CORPORATION | Home equity loan or line of credit (HELOC) | Trouble during payment process | 2 | 11.8% |
| SOUTHSTATE CORPORATION | Other type of mortgage | Closing on a mortgage | 1 | 5.9% |
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| South State Bank, National Association | #1 Five Forks Plaza Court Simpsonville, SC 29681 | Full Service B&M | $79,465 |
| South State Bank, National Association | 100 Exchange Street Hilton Head Island, SC 29926 | Full Service B&M | $149,942 |
| South State Bank, National Association | 100 Polo Park E Blvd. Davenport, FL 33897 | Full Service B&M | $45,121 |
| South State Bank, National Association | 1001 Pine Log Rd Aiken, SC 29803 | Full Service B&M | $97,672 |
| South State Bank, National Association | 1006 E. Butler Road Greenville, SC 29607 | Full Service B&M | $149,017 |
| South State Bank, National Association | 10101 Bloomingdale Avenue Riverview, FL 33578 | Full Service B&M | $79,462 |
| South State Bank, National Association | 102 W Baker St Plant City, FL 33563 | Full Service B&M | $129,811 |
| South State Bank, National Association | 1025 Church Street Georgetown, SC 29440 | Full Service B&M | $88,372 |
| South State Bank, National Association | 1032 Johnnie Dobbs Blvd Mount Pleasant, SC 29464 | Full Service B&M | $122,778 |
| South State Bank, National Association | 10385 Royal Palm Blvd. Coral Springs, FL 33065 | Full Service B&M | $140,781 |
| South State Bank, National Association | 1043 E. Morehead Street, Suite 201 Charlotte, NC 28204 | Full Service B&M | $307,722 |
| South State Bank, National Association | 1057 Providence Road Charlotte, NC 28207 | Full Service B&M | $99,964 |
| South State Bank, National Association | 106 West Main Street Rockwell, NC 28138 | Full Service B&M | $50,666 |
| South State Bank, National Association | 10671 S. Jacob Smart Boulevard Ridgeland, SC 29936 | Full Service B&M | $147,485 |
| South State Bank, National Association | 108 Pamplico Highway Florence, SC 29505 | Full Service B&M | $71,300 |
| South State Bank, National Association | 10891 North Military Trail Palm Beach Gardens, FL 33410 | Full Service B&M | $165,799 |
| South State Bank, National Association | 109 Montague Street Greenwood, SC 29649 | Full Service B&M | $188,528 |
| South State Bank, National Association | 10990 U.S. Highway 441 S.E. Belleview, FL 34420 | Full Service B&M | $55,987 |
| South State Bank, National Association | 1100 S. Tamiami Trail, Suite 100 Sarasota, FL 34236 | Full Service B&M | $269,986 |
| South State Bank, National Association | 11001 West Broad Street Glen Allen, VA 23060 | Full Service B&M | $93,402 |
| South State Bank, National Association | 1101 1st St S Winter Haven, FL 33880 | Full Service B&M | $1,354,715 |
| South State Bank, National Association | 11039 Ocean Highway Pawleys Island, SC 29585 | Full Service B&M | $91,740 |
| South State Bank, National Association | 1105 W. Broad Street Groveland, FL 34736 | Full Service B&M | $86,342 |
| South State Bank, National Association | 1111 S. Big A Road Toccoa, GA 30577 | Full Service Retail | $69,285 |
| South State Bank, National Association | 1117 Military Cutoff Road Wilmington, NC 28405 | Full Service B&M | $97,368 |
| South State Bank, National Association | 1117 New Pointe Blvd Leland, NC 28451 | Full Service B&M | $42,189 |
| South State Bank, National Association | 112 N. Nova Road Ormond Beach, FL 32174 | Full Service B&M | $87,229 |
| South State Bank, National Association | 1121 Boundary Street Beaufort, SC 29901 | Full Service B&M | $86,327 |
| South State Bank, National Association | 1127 Ebenezer Road Rock Hill, SC 29732 | Full Service B&M | $427,742 |
| South State Bank, National Association | 114 W. Belt Avenue Bushnell, FL 33513 | Full Service B&M | $85,198 |
| South State Bank, National Association | 1141 Broad Street Sumter, SC 29150 | Full Service B&M | $63,362 |
| South State Bank, National Association | 1151 N. Westshore Blvd Tampa, FL 33607 | Full Service B&M | $89,933 |
| South State Bank, National Association | 11760 Haynes Bridge Road Alpharetta, GA 30009 | Full Service B&M | $35,058 |
| South State Bank, National Association | 1185 Folly Road Charleston, SC 29412 | Full Service B&M | $117,323 |
| South State Bank, National Association | 1190 Business Center Drive Lake Mary, FL 32746 | Full Service B&M | $96,293 |
| South State Bank, National Association | 120 State Road 312 West Saint Augustine, FL 32086 | Full Service B&M | $115,715 |
| South State Bank, National Association | 120 Us Highway 27 South Lake Placid, FL 33852 | Full Service B&M | $48,956 |
| South State Bank, National Association | 12215 Us Highway 301 N Parrish, FL 34219 | Full Service B&M | $39,040 |
| South State Bank, National Association | 12285 S. Orange Blossom Trail Orlando, FL 32837 | Full Service B&M | $66,965 |
| South State Bank, National Association | 123 Montague Avenue Greenwood, SC 29649 | Limited, Drive-thru | $0 |
| South State Bank, National Association | 1233 Og Skinner Dr, P.O. Box 472 West Point, GA 31833 | Full Service B&M | $0 |
| South State Bank, National Association | 1234 King Street Jacksonville, FL 32204 | Full Service B&M | $210,488 |
| South State Bank, National Association | 1255 St. Matthews Road Orangeburg, SC 29118 | Full Service B&M | $305,857 |
| South State Bank, National Association | 1309 Sam Rittenberg Boulevard Charleston, SC 29407 | Full Service B&M | $104,769 |
| South State Bank, National Association | 1315 North Main Street Summerville, SC 29483 | Full Service B&M | $62,573 |
| South State Bank, National Association | 1325 Hendricks Ave Jacksonville, FL 32207 | Full Service B&M | $233,851 |
| South State Bank, National Association | 1328 Fording Island Road Bluffton, SC 29910 | Full Service B&M | $128,176 |
| South State Bank, National Association | 13731 Providence Road Weddington, NC 28104 | Full Service B&M | $38,561 |
| South State Bank, National Association | 1375 N Broadway Ave Bartow, FL 33830 | Full Service B&M | $118,144 |
| South State Bank, National Association | 138 East Columbia Avenue Batesburg-Leesville, SC 29070 | Full Service B&M | $63,832 |
| South State Bank, National Association | 13816 East Independence Blvd. Indian Trail, NC 28079 | Full Service B&M | $34,565 |
| South State Bank, National Association | 14045 7th Street Dade City, FL 33525 | Full Service B&M | $52,471 |
| South State Bank, National Association | 1440 Kingsley Ave Orange Park, FL 32073 | Full Service B&M | $64,548 |
| South State Bank, National Association | 14480 Nw 152nd Lane Alachua, FL 32615 | Full Service B&M | $29,007 |
| South State Bank, National Association | 145 Millard Farmer Industrial Blvd Newnan, GA 30263 | Full Service B&M | $112,065 |
| South State Bank, National Association | 14572 U.S. Highway 17 Hampstead, NC 28443 | Full Service B&M | $61,875 |
| South State Bank, National Association | 149 Laurens Street, Nw Aiken, SC 29801 | Full Service B&M | $92,503 |
| South State Bank, National Association | 150 E Ponce De Leon Ave Decatur, GA 30030 | Full Service B&M | $109,422 |
| South State Bank, National Association | 1500 Lee Road Winter Park, FL 32789 | Full Service B&M | $77,681 |
| South State Bank, National Association | 1515 N Federal Hwy, Suite 100 Boca Raton, FL 33432 | Full Service B&M | $303,402 |
| South State Bank, National Association | 1530 Walton Way Augusta, GA 30904 | Full Service B&M | $78,318 |
| South State Bank, National Association | 15302 Amberly Drive Tampa, FL 33647 | Full Service B&M | $50,439 |
| South State Bank, National Association | 1540 S Federal Hwy Pompano Beach, FL 33062 | Full Service B&M | $111,645 |
| South State Bank, National Association | 155 North Lake Shore Way Lake Alfred, FL 33850 | Full Service B&M | $43,927 |
| South State Bank, National Association | 1550 N. Krome Ave Homestead, FL 33030 | Full Service B&M | $167,363 |
| South State Bank, National Association | 15588 Sw Warfield Blvd Indiantown, FL 34956 | Full Service B&M | $56,439 |
| South State Bank, National Association | 1560 West 2nd Street Gulf Shores, AL 36542 | Full Service B&M | $173,702 |
| South State Bank, National Association | 1580 Koger Center Boulevard Richmond, VA 23235 | Full Service B&M | $57,801 |
| South State Bank, National Association | 1605 E University Dr Auburn, AL 36830 | Full Service B&M | $114,347 |
| South State Bank, National Association | 1632 East Silver Springs Boulevard Ocala, FL 34470 | Full Service B&M | $375,400 |
| South State Bank, National Association | 174 Hwy 441 North Clayton, GA 30525 | Full Service B&M | $68,853 |
| South State Bank, National Association | 175 Cypress Point Pkwy Palm Coast, FL 32164 | Full Service B&M | $59,203 |
| South State Bank, National Association | 1750 N.E. 8th Street Homestead, FL 33033 | Full Service B&M | $109,736 |
| South State Bank, National Association | 1776 Staples Mill Richmond, VA 23230 | Full Service B&M | $171,216 |
| South State Bank, National Association | 1800 East Main Street Easley, SC 29640 | Full Service B&M | $152,288 |
| South State Bank, National Association | 1804 James L. Redmon Pkwy Plant City, FL 33563 | Full Service B&M | $100,781 |
| South State Bank, National Association | 1815 Little Rd Trinity, FL 34655 | Full Service B&M | $119,419 |
| South State Bank, National Association | 1815 State Road 60 East Valrico, FL 33594 | Full Service B&M | $114,483 |
| South State Bank, National Association | 1851 North Elm Street Commerce, GA 30529 | Full Service B&M | $140,260 |
| South State Bank, National Association | 18587 Heritage Way Denmark, SC 29042 | Full Service B&M | $54,603 |
| South State Bank, National Association | 18765 S. Dixie Highway Miami, FL 33157 | Full Service B&M | $99,008 |
| South State Bank, National Association | 189 Sea Island Parkway Beaufort, SC 29907 | Full Service B&M | $126,660 |
| South State Bank, National Association | 1892 East Burleigh Blvd Tavares, FL 32778 | Full Service B&M | $89,344 |
| South State Bank, National Association | 1899 Highway 17 North Mount Pleasant, SC 29464 | Full Service B&M | $152,776 |
| South State Bank, National Association | 192 East Woodrow Avenue Belmont, NC 28012 | Full Service B&M | $39,836 |
| South State Bank, National Association | 1925 Marietta Highway Canton, GA 30114 | Full Service B&M | $55,685 |
| South State Bank, National Association | 1950 W. International Speedway Blvd Daytona Beach, FL 32114 | Full Service B&M | $107,519 |
| South State Bank, National Association | 1955 Magwood Road Charleston, SC 29414 | Full Service B&M | $114,862 |
| South State Bank, National Association | 1975 A1a South Saint Augustine, FL 32080 | Full Service B&M | $223,561 |
| South State Bank, National Association | 19990 S.W. 177 Avenue Miami, FL 33187 | Full Service B&M | $110,547 |
| South State Bank, National Association | 2 Alhambra Plz Ste 100b Coral Gables, FL 33134 | Full Service B&M | $36,402 |
| South State Bank, National Association | 2 Palmetto Bay Road Hilton Head Island, SC 29928 | Full Service B&M | $137,550 |
| South State Bank, National Association | 20 N Orange Ave Suite 104 Orlando, FL 32801 | Full Service B&M | $200,098 |
| South State Bank, National Association | 20 South Main Street Hiawassee, GA 30546 | Full Service B&M | $135,410 |
| South State Bank, National Association | 200 East Broad Street Greenville, SC 29601 | Full Service B&M | $380,127 |
| South State Bank, National Association | 200 North Main Street Saluda, SC 29138 | Full Service B&M | $65,832 |
| South State Bank, National Association | 200 S. Indian River Dr, Ste 100 Fort Pierce, FL 34950 | Full Service B&M | $98,725 |
| South State Bank, National Association | 2005c Oakheart Road Myrtle Beach, SC 29579 | Full Service B&M | $24,750 |
| South State Bank, National Association | 201 Bypass 123 Seneca, SC 29678 | Full Service B&M | $83,398 |
| South State Bank, National Association | 201 Columbiana Drive Columbia, SC 29212 | Full Service B&M | $65,722 |
| South State Bank, National Association | 201 East Greenville Street Anderson, SC 29621 | Full Service B&M | $200,029 |
| South State Bank, National Association | 2010 Clemson Road Columbia, SC 29229 | Full Service B&M | $33,999 |
| South State Bank, National Association | 2021 Hoffmeyer Road Florence, SC 29501 | Full Service B&M | $119,270 |
| South State Bank, National Association | 203 South Main Street Abbeville, SC 29620 | Full Service B&M | $50,954 |
| South State Bank, National Association | 205 S Wc Owen Ave Clewiston, FL 33440 | Full Service B&M | $36,263 |
| South State Bank, National Association | 206 Hillcrest Drive Laurens, SC 29360 | Full Service B&M | $69,058 |
| South State Bank, National Association | 209 North Elm Street Commerce, GA 30529 | Limited, Drive-thru | $0 |
| South State Bank, National Association | 2100 Main St Dunedin, FL 34698 | Full Service B&M | $42,741 |
| South State Bank, National Association | 2100 South Parrott Avenue Okeechobee, FL 34974 | Full Service B&M | $186,015 |
| South State Bank, National Association | 211 Highway 17 North Surfside Beach, SC 29575 | Full Service B&M | $91,272 |
| South State Bank, National Association | 218 St. James Blvd. Goose Creek, SC 29445 | Full Service B&M | $79,203 |
| South State Bank, National Association | 21979 Whyte Hardee Blvd Hardeeville, SC 29927 | Full Service B&M | $62,242 |
| South State Bank, National Association | 220 Orvin Lance Connector Blue Ridge, GA 30513 | Full Service B&M | $59,744 |
| South State Bank, National Association | 2200 Aloma Ave Winter Park, FL 32792 | Full Service B&M | $134,174 |
| South State Bank, National Association | 222 East Main Street Rock Hill, SC 29730 | Full Service B&M | $91,200 |
| South State Bank, National Association | 2320 S Orange Ave Orlando, FL 32806 | Full Service B&M | $52,581 |
| South State Bank, National Association | 233 South Main Street Mount Holly, NC 28120 | Full Service B&M | $46,552 |
| South State Bank, National Association | 2400 Se Monterey Road, Suite 100 Stuart, FL 34996 | Full Service B&M | $457,351 |
| South State Bank, National Association | 241 East Howell Street Hartwell, GA 30643 | Full Service B&M | $59,040 |
| South State Bank, National Association | 2440 Mall Drive Charleston, SC 29406 | Limited, Administrative | $0 |
| South State Bank, National Association | 2443 Enterprise Dr Opelika, AL 36801 | Full Service B&M | $186,593 |
| South State Bank, National Association | 25 Bull Street Savannah, GA 31401 | Full Service B&M | $340,587 |
| South State Bank, National Association | 25151 S. Dixie Highway Princeton, FL 33032 | Full Service B&M | $90,804 |
| South State Bank, National Association | 2591 Simpson Rd Kissimmee, FL 34744 | Full Service B&M | $42,371 |
| South State Bank, National Association | 2600 U.S. Hwy 27 N Sebring, FL 33870 | Full Service B&M | $66,642 |
| South State Bank, National Association | 265 South Irby Street Florence, SC 29501 | Full Service B&M | $209,572 |
| South State Bank, National Association | 266 West Main Street Lake City, SC 29560 | Full Service B&M | $48,149 |
| South State Bank, National Association | 2742 West Roosevelt Boulevard Monroe, NC 28112 | Full Service B&M | $43,350 |
| South State Bank, National Association | 2770 Main Highway Bamberg, SC 29003 | Full Service B&M | $59,616 |
| South State Bank, National Association | 2810 Buford Road North Chesterfield, VA 23235 | Full Service B&M | $28,350 |
| South State Bank, National Association | 2811 Manatee Avenue West Bradenton, FL 34205 | Full Service B&M | $126,900 |
| South State Bank, National Association | 2819 13th Street St. Cloud, FL 34769 | Full Service B&M | $77,718 |
| South State Bank, National Association | 282 Historical Highway 441 North Cornelia, GA 30531 | Full Service B&M | $98,789 |
| South State Bank, National Association | 28801 S.W. 157th Avenue Homestead, FL 33033 | Full Service B&M | $177,411 |
| South State Bank, National Association | 291 North Courtenay Parkway, Suite Bb Merritt Island, FL 32953 | Full Service B&M | $74,536 |
| South State Bank, National Association | 2991 Sw High Meadows Avenue Palm City, FL 34990 | Full Service B&M | $84,900 |
| South State Bank, National Association | 300 Church St Lagrange, GA 30240 | Full Service B&M | $38,481 |
| South State Bank, National Association | 300 West Central Avenue Lake Wales, FL 33853 | Full Service B&M | $103,933 |
| South State Bank, National Association | 3016 Atlanta Rd Smyrna, GA 30080 | Full Service B&M | $177,524 |
| South State Bank, National Association | 302 W. Palm Drive Florida City, FL 33034 | Full Service B&M | $57,749 |
| South State Bank, National Association | 3025 St. Matthews Rd. Orangeburg, SC 29118 | Limited, Drive-thru | $0 |
| South State Bank, National Association | 307 N Marietta Pkwy Marietta, GA 30060 | Full Service B&M | $243,497 |
| South State Bank, National Association | 3111 Peach Orchard Road Augusta, GA 30906 | Full Service B&M | $135,143 |
| South State Bank, National Association | 3135 Dallas High Shoals Road Dallas, NC 28034 | Full Service B&M | $31,674 |
| South State Bank, National Association | 315 Folly Road Charleston, SC 29412 | Full Service B&M | $173,808 |
| South State Bank, National Association | 317 Highway 52, North Moncks Corner, SC 29461 | Full Service B&M | $146,757 |
| South State Bank, National Association | 32 Eighth Street Augusta, GA 30901 | Full Service B&M | $59,956 |
| South State Bank, National Association | 32 William Pope Drive Okatie, SC 29909 | Full Service B&M | $65,361 |
| South State Bank, National Association | 320 Main Street Spartanburg, SC 29302 | Full Service B&M | $152,255 |
| South State Bank, National Association | 3240 Cardinal Dr Vero Beach, FL 32963 | Full Service B&M | $85,396 |
| South State Bank, National Association | 325 South Sharon Amity Road Charlotte, NC 28211 | Full Service B&M | $74,923 |
| South State Bank, National Association | 3293 Hodges Boulevard Jacksonville, FL 32224 | Full Service B&M | $62,704 |
| South State Bank, National Association | 3324 Canton Rd Marietta, GA 30066 | Full Service B&M | $66,535 |
| South State Bank, National Association | 336 Georgia Avenue, Ste 104 North Augusta, SC 29841 | Full Service B&M | $79,162 |
| South State Bank, National Association | 349 W. Oak Street Kissimmee, FL 34741 | Full Service B&M | $193,692 |
| South State Bank, National Association | 350 N. State Road 19 Palatka, FL 32177 | Full Service B&M | $109,139 |
| South State Bank, National Association | 3500 20th Ave Valley, AL 36854 | Full Service B&M | $77,104 |
| South State Bank, National Association | 3530 Wheeler Road Augusta, GA 30909 | Full Service B&M | $491,195 |
| South State Bank, National Association | 35320 U.S. Highway 19 North Palm Harbor, FL 34684 | Full Service B&M | $95,561 |
| South State Bank, National Association | 3535 Sw 34th Street Gainesville, FL 32608 | Full Service B&M | $36,105 |
| South State Bank, National Association | 3540 Us Highway 27 S Sebring, FL 33870 | Full Service B&M | $50,978 |
| South State Bank, National Association | 3565 Piedmont Rd Ne Atlanta, GA 30305 | Full Service B&M | $191,670 |
| South State Bank, National Association | 3596 Dallas Hwy Marietta, GA 30064 | Full Service B&M | $70,731 |
| South State Bank, National Association | 36099 Us Highway 27 Haines City, FL 33844 | Full Service B&M | $132,554 |
| South State Bank, National Association | 3615 S Clyde Morris Blvd Port Orange, FL 32129 | Full Service B&M | $145,203 |
| South State Bank, National Association | 3622 Pelham Road Greenville, SC 29615 | Full Service B&M | $126,387 |
| South State Bank, National Association | 3628 Savannah Highway Johns Island, SC 29455 | Full Service B&M | $65,945 |
| South State Bank, National Association | 3670 Havendale Blvd Nw Winter Haven, FL 33881 | Full Service B&M | $48,648 |
| South State Bank, National Association | 3701 Shipyard Boulevard Wilmington, NC 28403 | Full Service B&M | $211,660 |
| South State Bank, National Association | 3711 Tampa Road Oldsmar, FL 34677 | Full Service B&M | $87,941 |
| South State Bank, National Association | 3822 Edgewater Drive Orlando, FL 32804 | Full Service B&M | $82,405 |
| South State Bank, National Association | 3919 West Newberry Road Gainesville, FL 32607 | Full Service B&M | $116,992 |
| South State Bank, National Association | 3953 Lavista Road Tucker, GA 30084 | Full Service B&M | $57,905 |
| South State Bank, National Association | 4 Hood Road Greenville, SC 29611 | Full Service B&M | $87,147 |
| South State Bank, National Association | 4 Mimosa Street Winder, GA 30680 | Full Service B&M | $65,964 |
| South State Bank, National Association | 400 Mall Boulevard Savannah, GA 31406 | Full Service B&M | $152,700 |
| South State Bank, National Association | 400 U S Highway 27 Avon Park, FL 33825 | Full Service B&M | $115,399 |
| South State Bank, National Association | 401 West Innes Street Salisbury, NC 28144 | Full Service B&M | $48,418 |
| South State Bank, National Association | 4040 Vinenille Ave Macon, GA 31201 | Full Service B&M | $15,589 |
| South State Bank, National Association | 409 Fury's Ferry Road Martinez, GA 30907 | Full Service B&M | $135,423 |
| South State Bank, National Association | 409 South Washington Highway Ashland, VA 23005 | Full Service B&M | $42,215 |
| South State Bank, National Association | 410 8th Avenue West Palmetto, FL 34221 | Full Service B&M | $83,608 |
| South State Bank, National Association | 4100 Nw 37th Place Gainesville, FL 32606 | Full Service B&M | $81,311 |
| South State Bank, National Association | 4104 Hwy 90 Pace, FL 32571 | Full Service B&M | $53,360 |
| South State Bank, National Association | 4109 Columbia Road Martinez, GA 30907 | Full Service B&M | $193,897 |
| South State Bank, National Association | 412 South Highway 27 Stanley, NC 28164 | Full Service B&M | $38,236 |
| South State Bank, National Association | 4132 Forest Drive Columbia, SC 29204 | Full Service B&M | $69,222 |
| South State Bank, National Association | 415 Meridian St N Huntsville, AL 35801 | Full Service B&M | $429,342 |
| South State Bank, National Association | 4210 Highway 17 Bypass Murrells Inlet, SC 29576 | Full Service B&M | $134,399 |
| South State Bank, National Association | 424 Hampton Avenue Pickens, SC 29671 | Full Service B&M | $80,145 |
| South State Bank, National Association | 425 Us 17-92 Longwood, FL 32750 | Full Service B&M | $123,478 |
| South State Bank, National Association | 42725 Us Hwy 27 Davenport, FL 33837 | Full Service B&M | $57,294 |
| South State Bank, National Association | 4331 Robert M Grissom Parkway Myrtle Beach, SC 29577 | Full Service B&M | $144,254 |
| South State Bank, National Association | 4440 Washington Road Evans, GA 30809 | Full Service B&M | $50,240 |
| South State Bank, National Association | 448 North Main Street Cornelia, GA 30531 | Full Service B&M | $160,682 |
| South State Bank, National Association | 45 East Antrim Drive Greenville, SC 29607 | Full Service B&M | $97,351 |
| South State Bank, National Association | 45 N. Bridge Street, P.O. Box 1469 Labelle, FL 33935 | Full Service B&M | $52,055 |
| South State Bank, National Association | 450 Ee Butler Pkwy Gainesville, GA 30501 | Full Service B&M | $150,594 |
| South State Bank, National Association | 455 Epps Bridge Parkway, Suite 104 Athens, GA 30606 | Full Service Retail | $46,366 |
| South State Bank, National Association | 457 Magnolia Avenue Fairhope, AL 36532 | Full Service B&M | $84,383 |
| South State Bank, National Association | 458 Highway 515 E Blairsville, GA 30512 | Full Service B&M | $64,012 |
| South State Bank, National Association | 46 Broad Street Charleston, SC 29401 | Full Service B&M | $631,293 |
| South State Bank, National Association | 4600 Roswell Road Sandy Springs, GA 30342 | Full Service B&M | $388,956 |
| South State Bank, National Association | 4719 S. Florida Avenue Lakeland, FL 33813 | Full Service B&M | $173,990 |
| South State Bank, National Association | 4741 Highway 80 East Savannah, GA 31410 | Full Service B&M | $90,731 |
| South State Bank, National Association | 489 Highland Xing East Ellijay, GA 30540 | Full Service B&M | $59,543 |
| South State Bank, National Association | 4898 E. Irlo Bronson Memorial Hwy Saint Cloud, FL 34771 | Full Service B&M | $93,789 |
| South State Bank, National Association | 4901 Glenwood Ave Suite 100 Raleigh, NC 27612 | Full Service B&M | $31,521 |
| South State Bank, National Association | 4905 Nw Blichton Road Ocala, FL 34482 | Full Service B&M | $60,726 |
| South State Bank, National Association | 4920 Bayou Blvd Pensacola, FL 32503 | Full Service B&M | $44,863 |
| South State Bank, National Association | 4962 Centre Pointe Drive North Charleston, SC 29418 | Full Service B&M | $96,313 |
| South State Bank, National Association | 50 A Meeting Street Savannah, GA 31411 | Full Service Retail | $45,502 |
| South State Bank, National Association | 500 N. Summit Street Crescent City, FL 32112 | Full Service B&M | $52,496 |
| South State Bank, National Association | 500 S Florida Avenue, Suite 100 Lakeland, FL 33801 | Full Service B&M | $247,233 |
| South State Bank, National Association | 5001 Okeechobee Rd Fort Pierce, FL 34947 | Full Service B&M | $173,877 |
| South State Bank, National Association | 501 Main Street Conway, SC 29526 | Full Service B&M | $80,774 |
| South State Bank, National Association | 5019 Dick Pond Road Myrtle Beach, SC 29588 | Full Service B&M | $73,948 |
| South State Bank, National Association | 502 North Duncan By-Pass Union, SC 29379 | Full Service B&M | $110,723 |
| South State Bank, National Association | 5109 Sunset Boulevard Lexington, SC 29072 | Full Service B&M | $90,200 |
| South State Bank, National Association | 519 South New Hope Road Gastonia, NC 28054 | Full Service B&M | $169,732 |
| South State Bank, National Association | 520 Gervais Street Columbia, SC 29201 | Full Service B&M | $318,196 |
| South State Bank, National Association | 520 North Jeffries Boulevard Walterboro, SC 29488 | Full Service B&M | $135,054 |
| South State Bank, National Association | 528 Old Greenville Highway Clemson, SC 29631 | Full Service B&M | $64,359 |
| South State Bank, National Association | 537 Sc 72 Byp Nw Greenwood, SC 29649 | Full Service B&M | $117,405 |
| South State Bank, National Association | 5542 Memorial Boulevard Saint George, SC 29477 | Full Service B&M | $101,787 |
| South State Bank, National Association | 555 S Davis Rd Lagrange, GA 30241 | Full Service B&M | $137,993 |
| South State Bank, National Association | 575 South Main Street Cleveland, GA 30528 | Full Service B&M | $100,076 |
| South State Bank, National Association | 5770 North Wickham Road Palm Shores, FL 32940 | Full Service B&M | $120,757 |
| South State Bank, National Association | 600 Luckie Dr Birmingham, AL 35223 | Full Service B&M | $549,681 |
| South State Bank, National Association | 600 Robertson Boulevard Walterboro, SC 29488 | Limited, Drive-thru | $0 |
| South State Bank, National Association | 600 Third Ave West Point, GA 31833 | Full Service B&M | $95,295 |
| South State Bank, National Association | 6000 Sandy Springs Circle Atlanta, GA 30328 | Full Service B&M | $71,070 |
| South State Bank, National Association | 606 Main Street North Myrtle Beach, SC 29582 | Full Service B&M | $68,067 |
| South State Bank, National Association | 6204 N. Lockwood Ridge Road Sarasota, FL 34243 | Full Service B&M | $60,785 |
| South State Bank, National Association | 627 Ronald Reagan Drive Evans, GA 30809 | Full Service B&M | $195,144 |
| South State Bank, National Association | 632 Long Point Road Mount Pleasant, SC 29464 | Full Service B&M | $115,893 |
| South State Bank, National Association | 637 Rutledge Avenue Charleston, SC 29403 | Full Service B&M | $75,068 |
| South State Bank, National Association | 649 Brawley School Road Mooresville, NC 28117 | Full Service B&M | $68,958 |
| South State Bank, National Association | 6512 Caroline Street, S. W. Milton, FL 32570 | Full Service B&M | $107,041 |
| South State Bank, National Association | 6512 Old No. 6 Hwy. Elloree, SC 29047 | Full Service B&M | $58,069 |
| South State Bank, National Association | 6525 Morrison Boulevard Charlotte, NC 28211 | Full Service B&M | $325,185 |
| South State Bank, National Association | 657 Bass Drive Santee, SC 29142 | Full Service B&M | $55,501 |
| South State Bank, National Association | 6623 Falls Of Neuse Road Raleigh, NC 27615 | Full Service B&M | $17,719 |
| South State Bank, National Association | 690 Bacon's Bridge Road Summerville, SC 29485 | Full Service B&M | $118,064 |
| South State Bank, National Association | 6930 Gall Blvd. Zephyrhills, FL 33542 | Full Service B&M | $75,252 |
| South State Bank, National Association | 701 2nd Ave Opelika, AL 36801 | Full Service B&M | $149,966 |
| South State Bank, National Association | 7077 Bonneval Road, Suite 110 Jacksonville, FL 32216 | Full Service B&M | $170,086 |
| South State Bank, National Association | 71 Memorial Drive Jefferson, GA 30549 | Full Service B&M | $87,073 |
| South State Bank, National Association | 7100 Three Chopt Road Richmond, VA 23226 | Full Service B&M | $75,866 |
| South State Bank, National Association | 717 Anderson Street Belton, SC 29627 | Full Service B&M | $65,117 |
| South State Bank, National Association | 7204 U.S. Highway 301 North Ellenton, FL 34222 | Full Service B&M | $33,148 |
| South State Bank, National Association | 722 S Pine Avenue Ocala, FL 34471 | Limited, Drive-thru | $40,323 |
| South State Bank, National Association | 754 Peachtree St Ste 101 Atlanta, GA 30308 | Full Service B&M | $171,904 |
| South State Bank, National Association | 763 E. 3rd Avenue New Smyrna Beach, FL 32169 | Full Service B&M | $33,704 |
| South State Bank, National Association | 7722 Sr 544 East Winter Haven, FL 33881 | Full Service B&M | $99,291 |
| South State Bank, National Association | 775 W Granada Blvd Ormond Beach, FL 32174 | Full Service B&M | $0 |
| South State Bank, National Association | 7755 S.W. 65th Avenue Rd Ocala, FL 34476 | Full Service B&M | $68,253 |
| South State Bank, National Association | 7850 Rivers Ave. North Charleston, SC 29406 | Full Service B&M | $60,879 |
| South State Bank, National Association | 796 Sunset Boulevard North Sunset Beach, NC 28468 | Full Service B&M | $39,672 |
| South State Bank, National Association | 801 E. Liberty Street York, SC 29745 | Full Service B&M | $61,207 |
| South State Bank, National Association | 801 Highway 321 South Winnsboro, SC 29180 | Full Service B&M | $56,368 |
| South State Bank, National Association | 802 W Lumsden Rd Brandon, FL 33511 | Full Service B&M | $194,892 |
| South State Bank, National Association | 808 East Tom Hall Street Fort Mill, SC 29715 | Full Service B&M | $121,245 |
| South State Bank, National Association | 8153 Highway 72 West Madison, AL 35758 | Full Service B&M | $90,260 |
| South State Bank, National Association | 817 Dave Gibson Boulevard Fort Mill, SC 29708 | Full Service B&M | $125,154 |
| South State Bank, National Association | 820 Dixie Street Carrollton, GA 30117 | Full Service B&M | $76,345 |
| South State Bank, National Association | 822 Coleman Boulevard Mount Pleasant, SC 29464 | Full Service B&M | $128,488 |
| South State Bank, National Association | 825 South 5th Street Hartsville, SC 29550 | Full Service B&M | $76,254 |
| South State Bank, National Association | 8450 Dorchester Road North Charleston, SC 29420 | Full Service B&M | $60,431 |
| South State Bank, National Association | 850 Cypress Parkway Poinciana, FL 34759 | Full Service B&M | $46,934 |
| South State Bank, National Association | 855 21st Street Vero Beach, FL 32960 | Full Service B&M | $235,247 |
| South State Bank, National Association | 855 Savannah Hwy Charleston, SC 29407 | Full Service B&M | $160,437 |
| South State Bank, National Association | 9 Oak Forest Rd Bluffton, SC 29910 | Full Service B&M | $73,577 |
| South State Bank, National Association | 900 53rd Ave E Bradenton, FL 34203 | Full Service B&M | $64,196 |
| South State Bank, National Association | 900 State Road 16 Saint Augustine, FL 32084 | Full Service B&M | $85,138 |
| South State Bank, National Association | 901 E Las Olas Blvd, Suite 103 Fort Lauderdale, FL 33301 | Full Service B&M | $106,670 |
| South State Bank, National Association | 901 E. Cary Street Richmond, VA 23219 | Full Service B&M | $38,798 |
| South State Bank, National Association | 901 Venetia Bay Blvd Venice, FL 34285 | Full Service B&M | $90,392 |
| South State Bank, National Association | 903 W. North Blvd. Leesburg, FL 34748 | Full Service B&M | $49,929 |
| South State Bank, National Association | 909 Se Fifth Avenue Delray Beach, FL 33483 | Full Service B&M | $165,018 |
| South State Bank, National Association | 91390 Overseas Highway/Po Box 1425 Tavernier, FL 33070 | Full Service B&M | $141,053 |
| South State Bank, National Association | 949 Washington Street Clarkesville, GA 30523 | Full Service B&M | $168,791 |
| South State Bank, National Association | 950 John C. Calhoun Drive, S.E. Orangeburg, SC 29115 | Full Service B&M | $181,489 |
| South State Bank, National Association | 9815 S Us Highway 1 Port Saint Lucie, FL 34952 | Full Service B&M | $286,187 |
| South State Bank, National Association | 9971 Ford Avenue Richmond Hill, GA 31324 | Full Service B&M | $190,227 |
| South State Bank, National Association | 999 Wilson Road Newberry, SC 29108 | Full Service B&M | $100,726 |
For 2021, South State Bank had 286 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $1,084,734 |
| Net interest income | $1,050,363 |
| Total noninterest income | $384,024 |
| Gross Fiduciary activities income | $16,195 |
| Service charges on deposit accounts | $60,129 |
| Trading account gains and fees | $325 |
| Additional Noninterest Income | $307,375 |
| Pre-tax net operating income | $643,970 |
| Securities gains (or losses, -) | $107 |
| Income before extraordinary items | $506,296 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $506,296 |
| Minority interest net income | $0 |
| Net income | $506,296 |
| Sale, conversion, retirement of capital stock, net | $0 |
| Net operating income | $506,211 |
South State Bank's gross interest income from loans was $1,084,734,000.
South State Bank's net interest income from loans was $1,050,363,000.
South State Bank's fee based income from loans was $60,129,000.
South State Bank's net income from loans was $506,296,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $34,371 |
| Provision for credit losses | $-165,256 |
| Total noninterest expense | $955,673 |
| Salaries and employee benefits | $551,479 |
| Premises and equipment expense | $88,767 |
| Additional noninterest expense | $315,427 |
| Applicable income taxes | $137,781 |
| Net charge-offs | $3,114 |
| Cash dividends | $200,000 |
South State Bank's interest expense for loans was $34,371,000.
South State Bank's payroll and benefits expense were $551,479,000.
South State Bank's property, plant and equipment expenses $88,767,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 0.0% |
| Real Estate loans | 0.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 0.0% |
| 1-4 family residential loans | 0.0% |
| HELOC loans | 0.0% |
| All other family | 0.0% |
| Commercial & industrial loans | 0.0% |
| Personal loans | 0.0% |
| Credit card loans | 0.0% |
| Other individual loans | 0.0% |
| Auto loans | 0.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $35,140,717 |
| Deposits held in domestic offices | $35,140,717 |
| Deposits by Individuals, partnerships, and corporations | $32,708,602 |
| Deposits by U.S. Government | $0 |
| Deposits by States and political subdivisions in the U.S. | $2,430,647 |
| Deposits by Commercial banks and other depository institutions in U.S. | $1,467 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $6,817,822 |
| Demand deposits | $6,817,822 |
| Nontransaction accounts | $28,322,894 |
| Money market deposit accounts (MMDAs) | $22,162,273 |
| Other savings deposits (excluding MMDAs) | $3,350,547 |
| Total time deposits | $2,810,076 |
| Total time and savings deposits | $28,322,894 |
| Noninterest-bearing deposits | $11,584,728 |
| Interest-bearing deposits | $23,555,989 |
| Retail deposits | $34,074,011 |
| IRAs and Keogh plan accounts | $440,947 |
| Brokered deposits | $533,671 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $41,943,825 |
| Cash & Balances due from depository institutions | $6,830,400 |
| Interest-bearing balances | $6,353,997 |
| Total securities | $7,013,379 |
| Federal funds sold & reverse repurchase | $12,497 |
| Net loans and leases | $23,818,082 |
| Loan and leases loss allowance | $301,807 |
| Trading account assets | $486,465 |
| Bank premises and fixed assets | $568,077 |
| Other real estate owned | $2,736 |
| Goodwill and other intangibles | $1,774,772 |
| All other assets | $1,437,417 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $41,943,825 |
| Total Liabilities | $36,911,461 |
| Total deposits | $35,140,717 |
| Interest-bearing deposits | $23,555,989 |
| Deposits held in domestic offices | $35,140,717 |
| % insured (estimated) | $65 |
| Federal funds purchased and repurchase agreements | $781,239 |
| Trading liabilities | $457,841 |
| Other borrowed funds | $3,039 |
| Subordinated debt | $0 |
| All other liabilities | $528,625 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $23,818,082 |
| Loan and leases loss allowance | $301,807 |
| Total loans and leases (domestic) | $24,119,889 |
| All real estate loans | $19,425,203 |
| Real estate loans in domestic offices | $19,425,203 |
| Construction and development loans | $2,027,996 |
| Residential 1-4 family construction | $644,344 |
| Other construction, all land development and other land | $1,383,652 |
| Loans secured by nonfarm nonresidential properties | $11,256,398 |
| Nonfarm nonresidential secured by owner-occupied properties | $4,970,806 |
| Commercial real estate & other non-farm, non-residential | $6,285,592 |
| Multifamily residential real estate | $443,106 |
| 1-4 family residential loans | $5,583,811 |
| Farmland loans | $113,892 |
| Loans held in foreign offices | $0 |
| Farm loans | $11,131 |
| Commercial and industrial loans | $2,701,172 |
| To non-U.S. addressees | $0 |
| Loans to individuals | $904,680 |
| Credit card loans | $0 |
| Related Plans | $32,286 |
| Consumer Auto Loans | $297,000 |
| Other loans to individuals | $575,394 |
| All other loans & leases | $1,077,703 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $432,529 |
| Loans to depository institutions and acceptances of other banks | $0 |
| Loans not secured by real estate | $0 |
| Loans secured by real estate to non-U.S. addressees | $39,955 |
| Restructured Loans & leases | $831 |
| Non 1-4 family restructured loans & leases | $625 |
| Total loans and leases (foreign) | $0 |
South State Bank had $23,818,082,000 of loans outstanding in 2021. $19,425,203,000 of loans were in real estate loans. $2,027,996,000 of loans were in development loans. $443,106,000 of loans were in multifamily mortgage loans. $5,583,811,000 of loans were in 1-4 family mortgage loans. $11,131,000 of loans were in farm loans. $0 of loans were in credit card loans. $297,000,000 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 8,974 | $2,606,530 | $290,454 |
| Nonfarm, nonresidential loans - <$100k | 976 | $39,686 | $40,662 |
| Nonfarm, nonresidential loans - $100-250k | 2,539 | $314,766 | $123,972 |
| Nonfarm, nonresidential loans - $250k-1MM | 5,459 | $2,252,078 | $412,544 |
| Commercial & Industrial, US addressed loans - <$1MM | 13,756 | $1,053,248 | $76,566 |
| Commercial & Industrial, US addressed loans - <$100k | 9,243 | $217,758 | $23,559 |
| Commercial & Industrial, US addressed loans - $100-250k | 2,569 | $257,003 | $100,040 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 1,944 | $578,487 | $297,576 |
| Farmland loans - <$1MM | 306 | $42,259 | $138,101 |
| Farmland loans - <$100k | 80 | $3,079 | $38,488 |
| Farmland loans - $100-250k | 128 | $13,674 | $106,828 |
| Farmland loans - $250k-1MM | 98 | $25,506 | $260,265 |
| Agriculture operations loans - <$1MM | 117 | $7,299 | $62,385 |
| Agriculture operations loans - <$100k | 76 | $1,910 | $25,132 |
| Agriculture operations loans - $100-250k | 29 | $2,483 | $85,621 |
| Agriculture operations loans - $250k-1MM | 12 | $2,906 | $242,167 |