Evansville Teachers Mortgage Rates, Fees & Info

Evansville, IN

LEI: 54930072OCHTUJOZQB56

Tax ID: 35-0885388

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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    • Review & Overview

    Evansville Teachers is a small mortgage company specializing in Refi and Home Purchase loans. Evansville Teachers has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Evansville, Louisville, Owensboro, Nashville, and Jackson among others. We have data for 221 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Evansville Teachers has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Evansville Teachers is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 6.99% 4/21/24
    30 Year Conventional Purchase 6.29% 4/21/24
    30 Year Conventional Refi 6.33% 4/21/24
    30 Year Cash-out Refi 6.24% 4/21/24
    30 Year FHA Purchase 7.59% 4/21/24
    30 Year FHA Refi 7.12% 4/21/24
    30 Year VA Purchase 6.50% 4/21/24
    30 Year USDA Purchase 6.83% 4/21/24
    15 Year Conventional Purchase 6.62% 4/21/24
    15 Year Conventional Refi 6.52% 4/21/24
    15 Year Cash-out Refi 6.52% 4/21/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Evansville Teachers Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Evansville Teachers. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    9,994

    Origination Dollar Volume (All Markets)

    $2,202,500,000
    Show all (44) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    EVANSVILLE, IN-KY (FHA|USDA|VA) 3,645 $591,955,000 $162,402 $1,680 3.12%
    LOUISVILLE, KY (FHA|USDA|VA) 952 $273,310,000 $287,090 $2,734 3.23%
    OWENSBORO, KY (FHA|USDA|VA) 1,389 $236,615,000 $170,349 $2,294 3.14%
    NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 646 $236,260,000 $365,728 $3,324 3.02%
    Outside of Metro Areas 961 $143,595,000 $149,422 $2,058 3.20%
    JACKSON, MS (FHA|USDA|VA) 225 $63,145,000 $280,644 $3,254 3.06%
    BOWLING GREEN, KY (FHA|USDA|VA) 204 $50,510,000 $247,598 $2,583 3.03%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 45 $45,025,000 $1,000,556 $4,395 2.76%
    Vincennes, IN (FHA|USDA|VA) 304 $36,290,000 $119,375 $1,348 3.15%
    PITTSBURGH, PA (FHA|USDA|VA) 160 $32,960,000 $206,000 $4,277 3.10%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 101 $25,795,000 $255,396 $2,679 3.23%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 103 $23,665,000 $229,757 $1,954 3.01%
    Washington, IN (FHA|USDA|VA) 120 $17,910,000 $149,250 $1,530 3.08%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 19 $17,385,000 $915,000 $7,065 2.89%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 19 $14,945,000 $786,579 $4,615 2.74%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 20 $14,440,000 $722,000 $5,121 2.79%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 15 $14,365,000 $957,667 $3,963 2.66%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 36 $14,080,000 $391,111 $3,215 3.09%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 17 $12,065,000 $709,706 $3,216 2.76%
    Jasper, IN (FHA|USDA|VA) 75 $11,965,000 $159,533 $1,805 2.97%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 19 $10,435,000 $549,211 $5,085 2.95%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 15 $10,415,000 $694,333 $4,998 3.42%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 7 $9,935,000 $1,419,286 $5,461 2.75%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 50 $9,570,000 $191,400 $4,169 3.25%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 18 $9,300,000 $516,667 $2,918 2.81%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 13 $9,125,000 $701,923 $4,827 2.97%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 21 $8,785,000 $418,333 $2,325 3.21%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 27 $8,395,000 $310,926 $2,825 3.24%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 18 $7,960,000 $442,222 $3,022 2.98%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 14 $7,400,000 $528,571 $4,682 2.98%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 10 $7,290,000 $729,000 $4,038 2.90%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 11 $6,615,000 $601,364 $4,282 2.92%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 8 $6,490,000 $811,250 $6,600 2.80%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 10 $6,270,000 $627,000 $3,086 3.02%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 9 $5,665,000 $629,444 $3,521 2.97%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 6 $5,440,000 $906,667 $5,095 2.71%
    RALEIGH-CARY, NC (FHA|USDA|VA) 8 $5,420,000 $677,500 $3,306 2.86%
    Madisonville, KY (FHA|USDA|VA) 33 $5,405,000 $163,788 $2,479 3.10%
    Jackson, WY-ID (FHA|USDA|VA) 1 $5,355,000 $5,355,000 $15,589 3.00%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 14 $5,220,000 $372,857 $3,779 3.04%
    Glasgow, KY (FHA|USDA|VA) 33 $5,035,000 $152,576 $3,567 3.15%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) 22 $4,760,000 $216,364 $3,758 3.17%
    Central City, KY (FHA|USDA|VA) 27 $4,645,000 $172,037 $1,990 2.95%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 9 $4,595,000 $510,556 $4,766 2.76%
    ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 24 $4,550,000 $189,583 $3,853 3.40%
    Oxford, MS (FHA|USDA|VA) 9 $4,495,000 $499,444 $3,766 2.88%
    TERRE HAUTE, IN (FHA|USDA|VA) 32 $4,440,000 $138,750 $1,508 3.26%
    HUNTSVILLE, AL (FHA|USDA|VA) 10 $3,780,000 $378,000 $3,173 2.76%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 5 $3,685,000 $737,000 $3,566 3.50%
    KNOXVILLE, TN (FHA|USDA|VA) 10 $3,410,000 $341,000 $3,430 3.01%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 12 $3,330,000 $277,500 $3,196 2.80%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 8 $3,270,000 $408,750 $2,980 2.97%
    RICHMOND, VA (FHA|USDA|VA) 7 $3,125,000 $446,429 $3,479 3.21%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 5 $3,115,000 $623,000 $3,175 2.85%
    Tullahoma-Manchester, TN (FHA|USDA|VA) 13 $3,115,000 $239,615 $2,994 3.14%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 5 $3,095,000 $619,000 $3,349 2.68%
    Bardstown, KY (FHA|USDA|VA) 17 $3,065,000 $180,294 $3,134 3.24%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 2 $2,830,000 $1,415,000 $6,471 2.94%
    BLOOMINGTON, IN (FHA|USDA|VA) 13 $2,825,000 $217,308 $1,791 3.23%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 8 $2,570,000 $321,250 $3,370 3.26%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 7 $2,555,000 $365,000 $4,557 3.29%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 3 $2,485,000 $828,333 $4,607 2.54%
    Paducah, KY-IL (FHA|USDA|VA) 16 $2,420,000 $151,250 $2,363 3.27%
    JACKSONVILLE, FL (FHA|USDA|VA) 6 $2,370,000 $395,000 $3,727 2.90%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 5 $2,155,000 $431,000 $3,838 3.08%
    Glenwood Springs, CO (FHA|USDA|VA) 2 $2,120,000 $1,060,000 $4,594 4.43%
    MONTGOMERY, AL (FHA|USDA|VA) 6 $2,100,000 $350,000 $5,007 2.75%
    HATTIESBURG, MS (FHA|USDA|VA) 11 $2,055,000 $186,818 $3,285 3.45%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 2 $1,930,000 $965,000 $3,497 2.56%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 5 $1,905,000 $381,000 $3,322 2.73%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 3 $1,715,000 $571,667 $3,763 2.67%
    Greenwood, MS (FHA|USDA|VA) 4 $1,710,000 $427,500 $3,693 2.91%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 5 $1,635,000 $327,000 $2,416 2.93%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 4 $1,490,000 $372,500 $5,230 3.06%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 3 $1,485,000 $495,000 $3,321 2.75%
    Alexander City, AL (FHA|USDA|VA) 4 $1,480,000 $370,000 $3,525 3.28%
    COLUMBUS, OH (FHA|USDA|VA) 4 $1,470,000 $367,500 $3,417 2.75%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 2 $1,430,000 $715,000 $2,880 2.81%
    Key West, FL (FHA|USDA|VA) 2 $1,410,000 $705,000 $5,483 3.06%
    PANAMA CITY, FL (FHA|USDA|VA) 5 $1,395,000 $279,000 $3,711 3.35%
    BATON ROUGE, LA (FHA|USDA|VA) 3 $1,315,000 $438,333 $3,965 2.75%
    LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 6 $1,300,000 $216,667 $2,431 2.75%
    SALT LAKE CITY, UT (FHA|USDA|VA) 2 $1,220,000 $610,000 $4,050 2.63%
    WINSTON-SALEM, NC (FHA|USDA|VA) 3 $1,215,000 $405,000 $3,361 2.79%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 3 $1,205,000 $401,667 $3,416 2.71%
    TULSA, OK (FHA|USDA|VA) 3 $1,185,000 $395,000 $4,096 2.83%
    Lewisburg, TN (FHA|USDA|VA) 5 $1,175,000 $235,000 $2,497 3.58%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 6 $1,170,000 $195,000 $3,097 3.13%
    GREENVILLE, NC (FHA|USDA|VA) 4 $1,150,000 $287,500 $2,922 2.97%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 3 $1,135,000 $378,333 $2,681 3.79%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 2 $1,120,000 $560,000 $5,063 2.75%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 2 $1,110,000 $555,000 $4,144 2.81%
    Richmond-Berea, KY (FHA|USDA|VA) 5 $1,095,000 $219,000 $2,569 3.15%
    PUNTA GORDA, FL (FHA|USDA|VA) 3 $1,055,000 $351,667 $8,789 2.96%
    CARBONDALE-MARION, IL (FHA|USDA|VA) 9 $935,000 $103,889 $1,724 2.86%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 3 $925,000 $308,333 $2,892 2.96%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 3 $925,000 $308,333 $2,787 2.92%
    Heber, UT (FHA|USDA|VA) 1 $905,000 $905,000 $3,595 3.38%
    Cleveland, MS (FHA|USDA|VA) 4 $900,000 $225,000 $3,607 3.38%
    Somerset, KY (FHA|USDA|VA) 4 $880,000 $220,000 $3,323 2.97%
    SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 2 $880,000 $440,000 $3,941 2.75%
    Meadville, PA (FHA|USDA|VA) 2 $820,000 $410,000 $6,151 2.69%
    YORK-HANOVER, PA (FHA|USDA|VA) 4 $820,000 $205,000 $3,129 3.72%
    HOUMA-THIBODAUX, LA (FHA|USDA|VA) 2 $810,000 $405,000 $3,929 2.63%
    TUSCALOOSA, AL (FHA|USDA|VA) 4 $810,000 $202,500 $4,119 3.00%
    Bedford, IN (FHA|USDA|VA) 3 $805,000 $268,333 $2,318 3.21%
    COLUMBUS, GA-AL (FHA|USDA|VA) 3 $785,000 $261,667 $3,113 3.13%
    MORRISTOWN, TN (FHA|USDA|VA) 3 $785,000 $261,667 $4,469 2.96%
    ELKHART-GOSHEN, IN (FHA|USDA|VA) 4 $780,000 $195,000 $2,120 2.94%
    FORT WAYNE, IN (FHA|USDA|VA) 4 $780,000 $195,000 $2,723 2.63%
    SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 3 $765,000 $255,000 $1,298 4.12%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 4 $750,000 $187,500 $1,912 3.09%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $745,000 $745,000 $8,237 2.75%
    DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $735,000 $735,000 $2,935 2.88%
    CANTON-MASSILLON, OH (FHA|USDA|VA) 3 $705,000 $235,000 $3,601 3.25%
    Warsaw, IN (FHA|USDA|VA) 2 $700,000 $350,000 $2,186 2.69%
    READING, PA (FHA|USDA|VA) 2 $690,000 $345,000 $4,583 2.69%
    IDAHO FALLS, ID (FHA|USDA|VA) 1 $685,000 $685,000 $6,021 2.75%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 1 $685,000 $685,000 $3,488 2.63%
    FRESNO, CA (FHA|USDA|VA) 1 $655,000 $655,000 $4,027 2.75%
    Albertville, AL (FHA|USDA|VA) 2 $640,000 $320,000 $3,694 2.56%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 1 $605,000 $605,000 $3,105 2.63%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 1 $605,000 $605,000 $3,223 2.75%
    ALBUQUERQUE, NM (FHA|USDA|VA) 2 $570,000 $285,000 $3,417 2.69%
    MORGANTOWN, WV (FHA|USDA|VA) 1 $565,000 $565,000 $4,025 2.63%
    MADISON, WI (FHA|USDA|VA) 2 $540,000 $270,000 $2,607 2.81%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 1 $515,000 $515,000 $5,600 2.88%
    MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $515,000 $515,000 $5,256 2.63%
    Cookeville, TN (FHA|USDA|VA) 3 $505,000 $168,333 $3,310 3.25%
    Williston, ND (FHA|USDA|VA) 1 $505,000 $505,000 $4,135 2.88%
    TOLEDO, OH (FHA|USDA|VA) 2 $480,000 $240,000 $3,094 3.06%
    LAFAYETTE, LA (FHA|USDA|VA) 1 $475,000 $475,000 $4,357 2.63%
    Breckenridge, CO (FHA|USDA|VA) 1 $475,000 $475,000 $2,980 2.75%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $435,000 $435,000 $3,388 2.88%
    MUNCIE, IN (FHA|USDA|VA) 3 $435,000 $145,000 $2,176 2.88%
    Roswell, NM (FHA|USDA|VA) 3 $435,000 $145,000 $2,312 2.71%
    Talladega-Sylacauga, AL (FHA|USDA|VA) 2 $420,000 $210,000 $2,366 3.50%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) 2 $420,000 $210,000 $2,949 3.13%
    Frankfort, KY (FHA|USDA|VA) 3 $415,000 $138,333 $3,272 4.17%
    COLUMBUS, IN (FHA|USDA|VA) 2 $410,000 $205,000 $2,283 2.88%
    COLUMBIA, SC (FHA|USDA|VA) 2 $400,000 $200,000 $3,224 2.56%
    Magnolia, AR (FHA|USDA|VA) 1 $395,000 $395,000 $3,660 2.75%
    ANNISTON-OXFORD, AL (FHA|USDA|VA) 4 $390,000 $97,500 $3,528 3.13%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 1 $375,000 $375,000 $2,564 2.75%
    Centralia, IL (FHA|USDA|VA) 2 $360,000 $180,000 $1,570 2.81%
    SANTA FE, NM (FHA|USDA|VA) 1 $355,000 $355,000 $3,847 3.13%
    GAINESVILLE, GA (FHA|USDA|VA) 2 $330,000 $165,000 $2,546 2.75%
    Paris, TN (FHA|USDA|VA) 1 $325,000 $325,000 $5,439 2.50%
    EAU CLAIRE, WI (FHA|USDA|VA) 1 $325,000 $325,000 $3,890 3.00%
    Sturgis, MI (FHA|USDA|VA) 1 $305,000 $305,000 $2,914 2.75%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 2 $300,000 $150,000 $3,293 3.19%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 1 $295,000 $295,000 $4,024 3.13%
    BEND, OR (FHA|USDA|VA) 1 $295,000 $295,000 $4,086 2.38%
    BOULDER, CO (FHA|USDA|VA) 1 $295,000 $295,000 $2,900 2.63%
    SPRINGFIELD, OH (FHA|USDA|VA) 2 $290,000 $145,000 $3,211 2.75%
    Columbus, MS (FHA|USDA|VA) 1 $285,000 $285,000 $3,360 3.00%
    Auburn, IN (FHA|USDA|VA) 1 $285,000 $285,000 $2,756 3.13%
    AKRON, OH (FHA|USDA|VA) 1 $285,000 $285,000 $2,836 2.88%
    MOBILE, AL (FHA|USDA|VA) 2 $280,000 $140,000 $2,047 3.93%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 1 $275,000 $275,000 $2,271 2.75%
    Boone, NC (FHA|USDA|VA) 1 $265,000 $265,000 $2,774 2.88%
    Maysville, KY (FHA|USDA|VA) 1 $265,000 $265,000 $2,453 3.00%
    Frankfort, IN (FHA|USDA|VA) 1 $265,000 $265,000 $2,171 2.75%
    FORT SMITH, AR-OK (FHA|USDA|VA) 2 $260,000 $130,000 $2,578 2.75%
    DAYTON-KETTERING, OH (FHA|USDA|VA) 1 $255,000 $255,000 $5,887 2.50%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 1 $255,000 $255,000 $2,842 2.75%
    Mount Vernon, IL (FHA|USDA|VA) 1 $245,000 $245,000 $6,856 2.63%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 1 $245,000 $245,000 $3,203 2.88%
    PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 1 $245,000 $245,000 $3,157 2.88%
    RENO, NV (FHA|USDA|VA) 2 $240,000 $120,000 $4,717 3.38%
    Crawfordsville, IN (FHA|USDA|VA) 1 $235,000 $235,000 $2,277 2.88%
    WACO, TX (FHA|USDA|VA) 1 $235,000 $235,000 $3,954 3.00%
    YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $235,000 $235,000 $3,991 3.13%
    Kennett, MO (FHA|USDA|VA) 1 $235,000 $235,000 $2,632 3.00%
    ROCHESTER, MN (FHA|USDA|VA) 1 $235,000 $235,000 $2,542 3.13%
    Brookhaven, MS (FHA|USDA|VA) 1 $235,000 $235,000 $3,193 2.88%
    OCALA, FL (FHA|USDA|VA) 1 $235,000 $235,000 $4,365 4.38%
    ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $225,000 $225,000 $3,041 2.63%
    THE VILLAGES, FL (FHA|USDA|VA) 1 $225,000 $225,000 $12,537 2.63%
    Shelbyville, TN (FHA|USDA|VA) 1 $215,000 $215,000 $2,633 3.25%
    Fernley, NV (FHA|USDA|VA) 1 $215,000 $215,000 $1,435 3.00%
    LANSING-EAST LANSING, MI (FHA|USDA|VA) 2 $210,000 $105,000 $1,492 3.13%
    ROANOKE, VA (FHA|USDA|VA) 1 $205,000 $205,000 $1,848 2.63%
    Laurel, MS (FHA|USDA|VA) 1 $205,000 $205,000 $3,040 2.63%
    Angola, IN (FHA|USDA|VA) 1 $205,000 $205,000 $2,595 2.88%
    Newport, TN (FHA|USDA|VA) 2 $200,000 $100,000 $1,302 4.43%
    MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $195,000 $195,000 $2,326 3.00%
    Athens, TN (FHA|USDA|VA) 1 $195,000 $195,000 $6,547 2.38%
    PEORIA, IL (FHA|USDA|VA) 1 $195,000 $195,000 $2,099 3.00%
    SALISBURY, MD-DE (FHA|USDA|VA) 1 $195,000 $195,000 $3,569 3.13%
    Celina, OH (FHA|USDA|VA) 1 $195,000 $195,000 $3,036 3.38%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 1 $195,000 $195,000 $2,761 3.38%
    CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $185,000 $185,000 $5,684 2.38%
    Searcy, AR (FHA|USDA|VA) 1 $185,000 $185,000 $2,953 2.38%
    New Castle, PA (FHA|USDA|VA) 1 $185,000 $185,000 $3,996 3.25%
    Mayfield, KY (FHA|USDA|VA) 1 $185,000 $185,000 $1,772 3.50%
    Campbellsville, KY (FHA|USDA|VA) 1 $175,000 $175,000 $4,610 3.38%
    JOHNSON CITY, TN (FHA|USDA|VA) 1 $165,000 $165,000 $2,827 2.75%
    Madison, IN (FHA|USDA|VA) 2 $160,000 $80,000 $257 4.43%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 1 $155,000 $155,000 $1,790 2.50%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 1 $155,000 $155,000 $2,761 3.00%
    Astoria, OR (FHA|USDA|VA) 1 $155,000 $155,000 $3,069 3.63%
    Chillicothe, OH (FHA|USDA|VA) 1 $155,000 $155,000 $2,515 2.75%
    CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 1 $145,000 $145,000 $724 2.88%
    Starkville, MS (FHA|USDA|VA) 1 $135,000 $135,000 $2,601 2.88%
    Greenville, MS (FHA|USDA|VA) 1 $135,000 $135,000 $1,245 2.88%
    GAINESVILLE, FL (FHA|USDA|VA) 1 $135,000 $135,000 $2,654 3.13%
    Union City, TN (FHA|USDA|VA) 1 $135,000 $135,000 $518 2.75%
    WALLA WALLA, WA (FHA|USDA|VA) 1 $135,000 $135,000 $2,590 3.50%
    Farmington, MO (FHA|USDA|VA) 1 $125,000 $125,000 $2,228 3.13%
    WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $125,000 $125,000 $2,840 4.13%
    JACKSON, TN (FHA|USDA|VA) 1 $125,000 $125,000 $1,983 2.75%
    Ottawa, IL (FHA|USDA|VA) 2 $120,000 $60,000 $164 4.37%
    Lebanon, MO (FHA|USDA|VA) 1 $115,000 $115,000 $2,770 4.13%
    Crossville, TN (FHA|USDA|VA) 1 $115,000 $115,000 $2,541 3.50%
    Jasper, AL (FHA|USDA|VA) 2 $110,000 $55,000 $2,907 3.00%
    Lawrenceburg, TN (FHA|USDA|VA) 1 $105,000 $105,000 $1,905 3.25%
    Salem, OH (FHA|USDA|VA) 1 $95,000 $95,000 $4,458 2.75%
    Dyersburg, TN (FHA|USDA|VA) 1 $95,000 $95,000 $2,264 2.63%
    McMinnville, TN (FHA|USDA|VA) 1 $55,000 $55,000 $2,306 3.25%
    Effingham, IL (FHA|USDA|VA) 1 $35,000 $35,000 $126 5.99%
    Evansville Teachers's top markets include Evansville, Louisville, Owensboro, Nashville, and Jackson among others.

    Their top states include:
  • Indiana (FHA|USDA|VA)
  • Kentucky (FHA|USDA|VA)
  • Tennessee (FHA|USDA|VA)
  • Mississippi (FHA|USDA|VA)
  • California (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against EVANSVILLE TEACHERS based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    CRANE
    Similarity Rank: 50
    The First National Bank of Long Island
    Similarity Rank: 134
    HNB National Bank
    Similarity Rank: 165
    MORTGAGE MASTERS OF INDIANA, INC.
    Similarity Rank: 210
    M. S. Flynn, Inc.
    Similarity Rank: 236
    United Bank of Union
    Similarity Rank: 245
    North Jersey Federal Credit Union
    Similarity Rank: 247
    TRI BORO
    Similarity Rank: 264
    CapGrow Home Mortgage, LLC
    Similarity Rank: 352
    Prairie State Bank and Trust
    Similarity Rank: 360

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 9,254 $2,071,990,000 $223,902 $2,079 3.11%
    FHA 448 $70,390,000 $157,121 $5,546 3.42%
    USDA 162 $23,110,000 $142,654 $3,939 3.13%
    VA 122 $30,320,000 $248,525 $5,558 3.06%
    HELOC 8 $6,690,000 $836,250 n/a 4.09%

    For 2020, Evansville Teachers's most frequently originated type of loan was Conventional, with 9,254 originations. Their 2nd most popular type was FHA, with 448 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 4,241 $992,745,000 $234,083 $2,080 2.95%
    Home Purchase 3,372 $776,420,000 $230,255 $3,231 3.13%
    Cash Out Refi 2,005 $409,625,000 $204,302 $1,615 3.05%
    Home Improvement 370 $21,480,000 $58,054 $368 5.40%
    Other 4 $1,900,000 $475,000 $4,249 2.69%
    NA 2 $330,000 $165,000 $2,074 3.43%

    For 2020, Evansville Teachers's most frequently cited loan purpose was Refi, with 4,241 originations. The 2nd most popular reason was Home Purchase, with 3,372 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 5,840 $1,513,140,000 $259,099 $2,997 3.06%
    15 Year 2,738 $413,830,000 $151,143 $1,201 3.22%
    10 Year 612 $71,410,000 $116,683 $552 3.09%
    20 Year 463 $96,085,000 $207,527 $2,365 2.93%
    30+ year 148 $61,360,000 $414,595 $4,121 3.11%
    Other 117 $32,065,000 $274,060 $1,370 4.08%
    5 Year 74 $14,420,000 $194,865 $163 4.25%
    1 Year 2 $190,000 $95,000 $0 4.25%

    For 2020, Evansville Teachers's most frequently cited loan duration was 30 Year, with 5,840 originations. The 2nd most popular length was 15 Year, with 2,738 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 7,087 $1,254,305,000 $176,987
    $1k-2k 2,358 $784,670,000 $332,769
    $2k-3k 150 $50,780,000 $338,533
    $3k-4k 56 $18,250,000 $325,893
    $4k-5k 22 $7,240,000 $329,091
    $5k+ 18 $8,550,000 $475,000

    Evansville Teachers's average total fees were $2,997, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 7,087 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 5,609 $1,325,555,000 $236,326
    3-4% 2,787 $558,805,000 $200,504
    <2.5% 899 $238,095,000 $264,844
    4-5% 397 $63,185,000 $159,156
    5-6% 297 $15,935,000 $53,653
    Over 8% 2 $280,000 $140,000

    During 2020, Evansville Teachers's average interest rate for loans was 3.06%, while their most frequently originated rate bucket for loans was 2.5-3%, with 5,609 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 4,109 $610,525,000 $148,582 $2,174 3.07%
    $200k-400k 2,800 $753,350,000 $269,054 $2,795 2.99%
    $100,000 or less 2,085 $134,975,000 $64,736 $1,158 3.51%
    $400k-600k 552 $263,030,000 $476,504 $3,421 2.91%
    $600k-1MM 307 $230,345,000 $750,309 $4,222 2.86%
    $1MM+ 141 $210,275,000 $1,491,312 $5,908 2.90%

    2020 saw Evansville Teachers place emphasis on $100k-200k loans with 4,109 originations, totaling $610,525,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 2,584 $392,920,000 $152,059 $2,158 3.14%
    $50k or less 1,969 $222,265,000 $112,882 $2,141 3.14%
    $100k-150k 1,857 $428,245,000 $230,611 $2,235 3.12%
    $75k-100k 1,837 $347,375,000 $189,099 $2,163 3.13%
    $150k-250k 919 $326,545,000 $355,326 $2,695 3.08%
    $250k+ 631 $433,715,000 $687,345 $3,788 2.94%

    Evansville Teachers lent most frequently to those with incomes in the $50k-75k range, with 2,584 originations. The second most popular income band? $50k or less, with 1,969 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 2,860 $624,290,000 $218,283 $2,109 3.06%
    30-36% 2,021 $434,115,000 $214,802 $2,384 3.15%
    <20% 1,320 $289,890,000 $219,614 $1,953 2.92%
    36% 343 $73,535,000 $214,388 $2,459 3.21%
    41% 328 $70,230,000 $214,116 $2,408 3.22%
    37% 320 $67,910,000 $212,219 $2,345 3.16%
    40% 311 $71,355,000 $229,437 $2,474 3.22%
    42% 302 $67,960,000 $225,033 $2,648 3.21%
    39% 302 $60,340,000 $199,801 $2,267 3.13%
    38% 292 $57,300,000 $196,233 $2,360 3.17%
    43% 274 $65,390,000 $238,650 $2,498 3.32%
    44% 274 $64,920,000 $236,934 $2,705 3.19%
    45% 221 $56,435,000 $255,362 $2,836 3.12%
    47% 148 $32,110,000 $216,959 $2,624 3.19%
    46% 143 $28,545,000 $199,615 $2,385 3.22%
    48% 140 $31,110,000 $222,214 $2,705 3.17%
    49% 110 $25,230,000 $229,364 $2,946 3.23%
    50-60% 96 $22,340,000 $232,708 $4,791 3.32%
    >60% 69 $12,155,000 $176,159 $1,884 3.04%

    Evansville Teachers lent most frequently to those with DTI ratios of 20-30%, with 2,860 originations. The next most common DTI ratio? 30-36%, with 2,021 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 8,980 $1,854,540,000 $206,519 $2,243 3.12%
    Not provided 460 $147,130,000 $319,848 $2,800 3.11%
    Asian 183 $90,845,000 $496,421 $3,383 2.89%
    Black 232 $49,130,000 $211,767 $3,033 3.27%
    Not applicable 67 $30,055,000 $448,582 $10,357 3.95%
    Asian Indian 32 $17,110,000 $534,688 $2,981 2.95%
    American Indian 27 $5,995,000 $222,037 $1,857 2.94%
    Japanese 3 $3,355,000 $1,118,333 $0 3.53%
    Other Asian 5 $3,275,000 $655,000 $4,401 2.65%
    Native Hawaiian or Islander 4 $840,000 $210,000 $2,728 2.97%
    Vietnamese 1 $225,000 $225,000 $2,328 2.63%

    Approval Rates

    Total approvals of all applications
    95.16%

    Evansville Teachers has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    69.87%

    Evansville Teachers has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 9,994 $2,202,500,000 $220,382

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 23 $27,125,000 $1,179,348
    Single Family (1-4 Units):Manufactured 102 $9,810,000 $96,176
    Single Family (1-4 Units):Site-Built 9,869 $2,165,565,000 $219,431

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 530 $55,040,000 $103,849 $1,004 3.32%
    40-60% 1,262 $246,100,000 $195,008 $1,607 2.90%
    60-80% 3,960 $956,750,000 $241,604 $2,141 2.98%
    80-100% 3,848 $919,120,000 $238,857 $3,027 3.14%
    Over 100% 30 $8,730,000 $291,000 $9,596 3.17%
    Under 20% 355 $13,325,000 $37,535 $315 4.96%