Nexera Holding Mortgage Rates, Fees & Info
DOVER, DELEI: 549300EKFFG3BU8DNX74
Tax ID: 46-5671661
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Mortgage Data
Review & Overview
Nexera Holding is a small mortgage company specializing in Home Purchase, Refi, and Cash Out Refi loans. Nexera Holding has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Los Angeles, San Francisco, San Diego, Riverside, and Miami among others. We have data for 158 markets. (Some data included below & more in-depth data is available with an active subscription.)Nexera Holding has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Nexera Holding is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 8.46% | 4/18/24 |
| 30 Year Conventional Refi | 7.39% | 4/18/24 |
| 30 Year Cash-out Refi | 7.69% | 4/18/24 |
| 30 Year FHA Purchase | 7.12% | 4/18/24 |
| 30 Year FHA Refi | 6.27% | 4/18/24 |
| 30 Year VA Purchase | 6.27% | 4/18/24 |
| 15 Year Conventional Purchase | 8.62% | 4/18/24 |
| 15 Year Conventional Refi | 5.45% | 4/18/24 |
| 15 Year Cash-out Refi | 5.45% | 4/18/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Nexera Holding Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
3,026Origination Dollar Volume (All Markets)
$1,905,210,000Awards
NEXERA HOLDING - 2021
NEXERA HOLDING is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 681 | $596,865,000 | $876,454 | $13,414 | 3.61% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 240 | $198,300,000 | $826,250 | $9,250 | 3.36% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 133 | $107,345,000 | $807,105 | $14,734 | 3.72% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 178 | $95,580,000 | $536,966 | $10,214 | 3.76% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 141 | $75,895,000 | $538,262 | $12,617 | 3.90% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 71 | $62,935,000 | $886,408 | $9,570 | 3.28% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 146 | $58,370,000 | $399,795 | $6,037 | 3.77% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 72 | $45,840,000 | $636,667 | $10,346 | 3.50% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 78 | $42,350,000 | $542,949 | $6,890 | 3.10% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 92 | $41,510,000 | $451,196 | $7,860 | 3.77% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 45 | $36,135,000 | $803,000 | $11,672 | 3.50% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 56 | $23,670,000 | $422,679 | $11,000 | 3.39% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 39 | $22,595,000 | $579,359 | $10,764 | 3.37% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 65 | $22,465,000 | $345,615 | $5,908 | 3.04% |
| Heber, UT (FHA|USDA|VA) | 21 | $21,835,000 | $1,039,762 | $15,993 | 3.34% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 30 | $20,360,000 | $678,667 | $15,156 | 4.20% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 49 | $20,015,000 | $408,469 | $8,431 | 3.79% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 52 | $18,820,000 | $361,923 | $7,209 | 3.64% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 33 | $16,995,000 | $515,000 | $7,278 | 3.29% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 40 | $16,510,000 | $412,750 | $7,683 | 3.29% |
| Key West, FL (FHA|USDA|VA) | 15 | $15,675,000 | $1,045,000 | $23,176 | 4.63% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 21 | $15,005,000 | $714,524 | $8,455 | 3.90% |
| SALINAS, CA (FHA|USDA|VA) | 18 | $14,110,000 | $783,889 | $12,801 | 3.81% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 18 | $14,060,000 | $781,111 | $15,487 | 3.40% |
| Outside of Metro Areas | 31 | $14,015,000 | $452,097 | $8,182 | 3.73% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 28 | $12,670,000 | $452,500 | $11,215 | 4.15% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 31 | $11,635,000 | $375,323 | $3,562 | 2.95% |
| VALLEJO, CA (FHA|USDA|VA) | 34 | $11,450,000 | $336,765 | $4,930 | 3.22% |
| STOCKTON, CA (FHA|USDA|VA) | 23 | $11,445,000 | $497,609 | $10,424 | 3.59% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 28 | $10,740,000 | $383,571 | $6,083 | 3.61% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 15 | $10,565,000 | $704,333 | $14,181 | 3.51% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 21 | $9,965,000 | $474,524 | $11,161 | 3.82% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 27 | $9,875,000 | $365,741 | $5,267 | 3.25% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 25 | $9,595,000 | $383,800 | $10,706 | 4.85% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 9 | $8,795,000 | $977,222 | $10,968 | 3.28% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 19 | $8,355,000 | $439,737 | $15,004 | 4.39% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 9 | $7,195,000 | $799,444 | $18,641 | 3.32% |
| PROVO-OREM, UT (FHA|USDA|VA) | 9 | $6,425,000 | $713,889 | $13,656 | 3.32% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 5 | $5,245,000 | $1,049,000 | $21,908 | 4.72% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 14 | $4,670,000 | $333,571 | $7,181 | 4.34% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 13 | $4,615,000 | $355,000 | $3,067 | 3.20% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 15 | $4,595,000 | $306,333 | $7,407 | 4.13% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 13 | $4,565,000 | $351,154 | $5,774 | 3.43% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 10 | $4,560,000 | $456,000 | $4,413 | 2.91% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 8 | $4,440,000 | $555,000 | $7,386 | 3.23% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 4 | $4,350,000 | $1,087,500 | $20,597 | 4.31% |
| FRESNO, CA (FHA|USDA|VA) | 12 | $4,200,000 | $350,000 | $6,869 | 3.42% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 5 | $4,095,000 | $819,000 | $19,813 | 4.85% |
| MODESTO, CA (FHA|USDA|VA) | 10 | $3,870,000 | $387,000 | $6,497 | 3.85% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 4 | $3,570,000 | $892,500 | $12,839 | 5.06% |
| BOISE CITY, ID (FHA|USDA|VA) | 6 | $3,420,000 | $570,000 | $9,609 | 4.29% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 4 | $3,300,000 | $825,000 | $17,909 | 4.00% |
| TUCSON, AZ (FHA|USDA|VA) | 8 | $3,180,000 | $397,500 | $5,227 | 4.58% |
| FORT COLLINS, CO (FHA|USDA|VA) | 6 | $3,140,000 | $523,333 | $5,017 | 2.88% |
| BOULDER, CO (FHA|USDA|VA) | 4 | $3,010,000 | $752,500 | $7,885 | 3.38% |
| BEND, OR (FHA|USDA|VA) | 7 | $2,805,000 | $400,714 | $5,661 | 2.73% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $2,805,000 | $2,805,000 | $27,982 | 3.50% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 6 | $2,540,000 | $423,333 | $7,927 | 3.90% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 4 | $2,390,000 | $597,500 | $3,299 | 3.81% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 10 | $2,340,000 | $234,000 | $7,689 | 4.81% |
| GREELEY, CO (FHA|USDA|VA) | 7 | $2,275,000 | $325,000 | $6,381 | 3.43% |
| SAVANNAH, GA (FHA|USDA|VA) | 4 | $2,150,000 | $537,500 | $8,051 | 3.94% |
| REDDING, CA (FHA|USDA|VA) | 7 | $2,135,000 | $305,000 | $5,774 | 3.30% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 5 | $2,135,000 | $427,000 | $4,150 | 3.20% |
| MEDFORD, OR (FHA|USDA|VA) | 6 | $2,120,000 | $353,333 | $6,382 | 3.52% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 7 | $2,005,000 | $286,429 | $9,151 | 4.13% |
| ST. GEORGE, UT (FHA|USDA|VA) | 1 | $1,965,000 | $1,965,000 | $34,780 | 4.13% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 6 | $1,920,000 | $320,000 | $9,796 | 4.33% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 5 | $1,815,000 | $363,000 | $2,169 | 3.73% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 5 | $1,775,000 | $355,000 | $9,435 | 4.03% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 6 | $1,750,000 | $291,667 | $3,260 | 2.85% |
| Aberdeen, WA (FHA|USDA|VA) | 2 | $1,740,000 | $870,000 | $2,957 | 3.88% |
| SALEM, OR (FHA|USDA|VA) | 5 | $1,735,000 | $347,000 | $3,419 | 2.80% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 6 | $1,650,000 | $275,000 | $4,746 | 3.31% |
| PANAMA CITY, FL (FHA|USDA|VA) | 3 | $1,615,000 | $538,333 | $16,930 | 5.29% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 5 | $1,535,000 | $307,000 | $4,097 | 3.23% |
| VISALIA, CA (FHA|USDA|VA) | 5 | $1,515,000 | $303,000 | $2,473 | 4.05% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 6 | $1,510,000 | $251,667 | $4,553 | 3.98% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $1,495,000 | $1,495,000 | $0 | 5.38% |
| COLUMBUS, OH (FHA|USDA|VA) | 4 | $1,450,000 | $362,500 | $4,828 | 2.66% |
| PITTSBURGH, PA (FHA|USDA|VA) | 5 | $1,435,000 | $287,000 | $3,724 | 2.70% |
| BELLINGHAM, WA (FHA|USDA|VA) | 3 | $1,345,000 | $448,333 | $2,408 | 4.21% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 4 | $1,340,000 | $335,000 | $3,237 | 3.69% |
| Seneca, SC (FHA|USDA|VA) | 1 | $1,285,000 | $1,285,000 | $19,479 | 2.88% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 5 | $1,235,000 | $247,000 | $5,359 | 3.98% |
| OCALA, FL (FHA|USDA|VA) | 3 | $1,165,000 | $388,333 | $6,754 | 3.83% |
| Montrose, CO (FHA|USDA|VA) | 2 | $1,150,000 | $575,000 | $19,863 | 3.38% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 2 | $1,150,000 | $575,000 | $15,252 | 5.06% |
| NAPA, CA (FHA|USDA|VA) | 2 | $1,100,000 | $550,000 | $2,354 | 3.31% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 2 | $940,000 | $470,000 | $15,970 | 3.13% |
| Port Angeles, WA (FHA|USDA|VA) | 2 | $900,000 | $450,000 | $2,534 | 3.38% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $2,242 | 3.00% |
| Ukiah, CA (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $6,931 | 3.81% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $2,126 | 4.00% |
| WENATCHEE, WA (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $6,807 | 2.81% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $775,000 | $775,000 | $0 | 4.88% |
| YUBA CITY, CA (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $3,744 | 2.81% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $0 | 4.88% |
| Show Low, AZ (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $5,644 | 2.56% |
| Newport, OR (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $6,445 | 3.92% |
| TOLEDO, OH (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $6,884 | 4.06% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $13,521 | 6.25% |
| LONGVIEW, WA (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $4,049 | 3.06% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $7,004 | 3.50% |
| AKRON, OH (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $3,006 | 2.79% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $5,134 | 4.81% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $3,736 | 4.31% |
| Payson, AZ (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $4,057 | 4.88% |
| EL CENTRO, CA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $9,795 | 3.63% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $3,121 | 2.88% |
| Edwards, CO (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $4,183 | 2.88% |
| MUSKEGON, MI (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $3,469 | 2.69% |
| MERCED, CA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $4,064 | 3.88% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $2,265 | 3.69% |
| MADERA, CA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $3,883 | 2.50% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $10,055 | 5.75% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $6,645 | 2.38% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $2,192 | 3.00% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $1,585 | 2.00% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,712 | 3.38% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $2,842 | 2.63% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $9,709 | 2.63% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,196 | 2.88% |
| Astoria, OR (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,751 | 2.13% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $9,603 | 2.25% |
| Outside of Metro Areas | 1 | $325,000 | $325,000 | $0 | 4.75% |
| COLUMBIA, SC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $8,858 | 6.25% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,428 | 2.50% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,469 | 3.13% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,761 | 2.88% |
| The Dalles, OR (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,157 | 3.25% |
| La Grande, OR (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $1,687 | 2.63% |
| Newberry, SC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,670 | 2.50% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,855 | 2.63% |
| Durango, CO (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,829 | 2.38% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $8,091 | 2.75% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,547 | 3.00% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,053 | 3.00% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,618 | 3.00% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $11,586 | 4.00% |
| Pullman, WA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,283 | 2.25% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,144 | 2.75% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,152 | 2.75% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $10,862 | 4.13% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,782 | 2.25% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 4.13% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 5.00% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $10,263 | 4.88% |
| CHICO, CA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,829 | 3.00% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $11,293 | 2.38% |
| DALTON, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,820 | 3.38% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,716 | 5.88% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 4.75% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,194 | 4.25% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,584 | 3.00% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,467 | 3.63% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,537 | 2.75% |
| ROME, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,343 | 4.00% |
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We use machine learning to identify the top lenders compared against NEXERA HOLDING based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2021, Nexera Holding's most frequently originated type of loan was Conventional, with 2,979 originations. Their 2nd most popular type was FHA, with 42 originations.
Loan Reason
For 2021, Nexera Holding's most frequently cited loan purpose was Home Purchase, with 1,077 originations. The 2nd most popular reason was Refi, with 1,072 originations.
Loan Duration/Length
For 2021, Nexera Holding's most frequently cited loan duration was 30 Year, with 2,539 originations. The 2nd most popular length was 30+ year, with 262 originations.
Origination Fees/Closing Costs
Nexera Holding's average total fees were $9,596, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,182 originations.
Interest Rates
During 2021, Nexera Holding's average interest rate for loans was 3.64%, while their most frequently originated rate bucket for loans was 3-4%, with 936 originations.
Loan Sizing
2021 saw Nexera Holding place emphasis on $200k-400k loans with 1,095 originations, totaling $337,375,000 in origination value.
Applicant Income
Nexera Holding lent most frequently to those with incomes in the $250k+ range, with 782 originations. The second most popular income band? $150k-250k, with 644 originations.
Applicant Debt to Income Ratio
Nexera Holding lent most frequently to those with DTI ratios of 20-30%, with 490 originations. The next most common DTI ratio? 30-36%, with 439 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications96.69%
Nexera Holding has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination49.80%
Nexera Holding has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 3,026 | $1,905,210,000 | $629,613 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3,026 | $1,905,210,000 | $629,613 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Nexera Holding LLC | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 100.0% |