Bancorpsouth Mortgage Rates, Fees & Info

Tupelo, MS

LEI: Q7C315HKI8VX0SSKBS64

Tax ID: 64-0117230

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Mortgage Data

Bank Data

Review & Overview

Bancorpsouth is a small mortgage company specializing in Home Purchase and Refi loans. Bancorpsouth has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Houston, Memphis, Jackson, Birmingham, and Nashville among others. We have data for 188 markets. (Some data included below & more in-depth data is available with an active subscription.)

Bancorpsouth has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Bancorpsouth is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.27% 3/28/24
30 Year Conventional Purchase 6.62% 3/28/24
30 Year Conventional Refi 6.67% 3/28/24
30 Year Cash-out Refi 6.90% 3/28/24
30 Year FHA Purchase 7.27% 3/28/24
30 Year FHA Refi 7.32% 3/28/24
30 Year VA Purchase 6.37% 3/28/24
30 Year VA Refi 6.07% 3/28/24
30 Year USDA Purchase 6.77% 3/28/24
30 Year USDA Refi 7.14% 3/28/24
15 Year Conventional Purchase 6.14% 3/28/24
15 Year Conventional Refi 6.37% 3/28/24
15 Year Cash-out Refi 6.37% 3/28/24
15 Year FHA Purchase 5.68% 3/28/24
15 Year FHA Refi 7.70% 3/28/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Bancorpsouth Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Bancorpsouth. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

15,128

Origination Dollar Volume (All Markets)

$2,766,380,000

Employee count

4,693 Show all (68) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 668 $226,850,000 $339,596 $4,918 4.49%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 1,482 $226,650,000 $152,935 $3,738 4.61%
JACKSON, MS (FHA|USDA|VA) 1,319 $202,905,000 $153,832 $2,877 4.40%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 644 $136,630,000 $212,158 $2,904 4.81%
Outside of Metro Areas 1,164 $135,820,000 $116,684 $2,364 4.77%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 574 $127,140,000 $221,498 $3,424 4.86%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 326 $126,570,000 $388,252 $4,873 4.48%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 328 $102,540,000 $312,622 $4,065 4.51%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 563 $93,955,000 $166,883 $2,744 4.65%
HUNTSVILLE, AL (FHA|USDA|VA) 359 $85,135,000 $237,145 $3,287 4.86%
Tupelo, MS (FHA|USDA|VA) 707 $82,225,000 $116,301 $2,879 4.67%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 353 $69,125,000 $195,822 $3,307 4.84%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 272 $68,160,000 $250,588 $2,799 4.68%
SPRINGFIELD, MO (FHA|USDA|VA) 404 $60,870,000 $150,668 $2,293 4.72%
MOBILE, AL (FHA|USDA|VA) 309 $51,945,000 $168,107 $2,803 4.66%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 193 $49,845,000 $258,264 $3,616 4.68%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 257 $44,015,000 $171,265 $2,247 5.10%
Starkville, MS (FHA|USDA|VA) 237 $40,215,000 $169,684 $2,995 4.62%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 174 $38,930,000 $223,736 $3,163 4.38%
MONROE, LA (FHA|USDA|VA) 303 $38,865,000 $128,267 $2,755 5.14%
BATON ROUGE, LA (FHA|USDA|VA) 195 $38,815,000 $199,051 $2,833 5.11%
JACKSON, TN (FHA|USDA|VA) 332 $38,470,000 $115,873 $2,297 5.06%
HATTIESBURG, MS (FHA|USDA|VA) 270 $36,610,000 $135,593 $2,854 4.94%
FORT SMITH, AR-OK (FHA|USDA|VA) 345 $36,315,000 $105,261 $2,103 4.71%
LAKE CHARLES, LA (FHA|USDA|VA) 58 $34,460,000 $594,138 $3,625 4.64%
Oxford, MS (FHA|USDA|VA) 195 $34,045,000 $174,590 $2,951 4.77%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 62 $31,490,000 $507,903 $3,574 4.52%
LAFAYETTE, LA (FHA|USDA|VA) 163 $28,945,000 $177,577 $3,712 4.76%
ST. LOUIS, MO-IL (FHA|USDA|VA) 84 $27,560,000 $328,095 $2,950 4.64%
TUSCALOOSA, AL (FHA|USDA|VA) 141 $26,845,000 $190,390 $3,416 4.23%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 139 $26,495,000 $190,612 $3,873 4.81%
Nacogdoches, TX (FHA|USDA|VA) 146 $22,290,000 $152,671 $2,272 4.65%
LONGVIEW, TX (FHA|USDA|VA) 133 $21,505,000 $161,692 $2,293 4.83%
TEXARKANA, TX-AR (FHA|USDA|VA) 131 $19,845,000 $151,489 $2,716 5.07%
Columbus, MS (FHA|USDA|VA) 163 $19,165,000 $117,577 $3,275 4.81%
JONESBORO, AR (FHA|USDA|VA) 118 $18,450,000 $156,356 $2,277 4.97%
TYLER, TX (FHA|USDA|VA) 92 $18,010,000 $195,761 $3,521 4.55%
Albertville, AL (FHA|USDA|VA) 110 $13,040,000 $118,545 $2,337 4.96%
PANAMA CITY, FL (FHA|USDA|VA) 36 $12,260,000 $340,556 $5,978 5.34%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 86 $11,570,000 $134,535 $3,485 4.81%
Corinth, MS (FHA|USDA|VA) 112 $10,770,000 $96,161 $2,495 4.94%
Vicksburg, MS (FHA|USDA|VA) 77 $10,365,000 $134,610 $3,258 4.56%
Laurel, MS (FHA|USDA|VA) 113 $9,875,000 $87,389 $2,508 4.92%
HOT SPRINGS, AR (FHA|USDA|VA) 34 $9,190,000 $270,294 $2,830 4.73%
ALEXANDRIA, LA (FHA|USDA|VA) 59 $9,055,000 $153,475 $3,328 4.75%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 33 $8,985,000 $272,273 $3,394 5.08%
Lufkin, TX (FHA|USDA|VA) 53 $8,865,000 $167,264 $3,303 4.80%
Grenada, MS (FHA|USDA|VA) 78 $8,210,000 $105,256 $2,575 4.15%
CLEVELAND, TN (FHA|USDA|VA) 51 $7,685,000 $150,686 $3,605 4.36%
CORPUS CHRISTI, TX (FHA|USDA|VA) 13 $7,515,000 $578,077 $4,846 4.55%
West Point, MS (FHA|USDA|VA) 78 $6,730,000 $86,282 $2,671 4.88%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 24 $5,970,000 $248,750 $3,536 4.64%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 16 $5,730,000 $358,125 $4,814 4.49%
Pecos, TX (FHA|USDA|VA) 1 $4,855,000 $4,855,000 $0 6.00%
Ruston, LA (FHA|USDA|VA) 25 $4,475,000 $179,000 $3,579 4.79%
Hope, AR (FHA|USDA|VA) 67 $4,445,000 $66,343 $1,120 5.10%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 17 $4,385,000 $257,941 $4,012 4.58%
Cleveland, MS (FHA|USDA|VA) 36 $4,250,000 $118,056 $3,582 3.76%
DECATUR, AL (FHA|USDA|VA) 30 $4,020,000 $134,000 $3,403 5.00%
Paragould, AR (FHA|USDA|VA) 33 $3,935,000 $119,242 $1,694 4.68%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 8 $3,870,000 $483,750 $4,930 4.95%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 2 $3,850,000 $1,925,000 $14,969 4.63%
Camden, AR (FHA|USDA|VA) 45 $3,845,000 $85,444 $1,057 4.89%
SHERMAN-DENISON, TX (FHA|USDA|VA) 23 $3,525,000 $153,261 $4,419 5.61%
OKLAHOMA CITY, OK (FHA|USDA|VA) 11 $3,055,000 $277,727 $3,344 4.29%
Alexander City, AL (FHA|USDA|VA) 10 $3,010,000 $301,000 $3,148 5.25%
Cullman, AL (FHA|USDA|VA) 13 $2,905,000 $223,462 $4,470 5.21%
El Dorado, AR (FHA|USDA|VA) 23 $2,895,000 $125,870 $1,628 5.10%
MONTGOMERY, AL (FHA|USDA|VA) 20 $2,560,000 $128,000 $1,880 4.93%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 4 $2,530,000 $632,500 $3,648 4.75%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 7 $2,405,000 $343,571 $3,627 4.27%
Talladega-Sylacauga, AL (FHA|USDA|VA) 8 $2,190,000 $273,750 $3,292 4.36%
Bonham, TX (FHA|USDA|VA) 8 $1,960,000 $245,000 $3,715 4.26%
McComb, MS (FHA|USDA|VA) 2 $1,960,000 $980,000 $1,984 5.30%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 6 $1,880,000 $313,333 $2,666 5.04%
MIDLAND, TX (FHA|USDA|VA) 3 $1,625,000 $541,667 $4,172 4.04%
GAINESVILLE, FL (FHA|USDA|VA) 5 $1,625,000 $325,000 $3,487 4.20%
Greenwood, MS (FHA|USDA|VA) 10 $1,610,000 $161,000 $2,725 3.81%
Martin, TN (FHA|USDA|VA) 22 $1,570,000 $71,364 $2,111 5.13%
JACKSONVILLE, FL (FHA|USDA|VA) 5 $1,425,000 $285,000 $6,270 4.05%
Magnolia, AR (FHA|USDA|VA) 23 $1,405,000 $61,087 $1,687 5.29%
Jacksonville, TX (FHA|USDA|VA) 6 $1,360,000 $226,667 $3,430 4.29%
KNOXVILLE, TN (FHA|USDA|VA) 4 $1,330,000 $332,500 $2,105 4.59%
Picayune, MS (FHA|USDA|VA) 10 $1,310,000 $131,000 $1,957 4.62%
Batesville, AR (FHA|USDA|VA) 10 $1,290,000 $129,000 $3,087 4.67%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 2 $1,220,000 $610,000 $0 5.00%
RALEIGH-CARY, NC (FHA|USDA|VA) 2 $1,180,000 $590,000 $3,415 4.00%
Searcy, AR (FHA|USDA|VA) 6 $1,160,000 $193,333 $1,827 5.10%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 6 $1,160,000 $193,333 $3,094 4.58%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 4 $1,150,000 $287,500 $4,552 5.13%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 5 $1,115,000 $223,000 $3,279 4.95%
Athens, TX (FHA|USDA|VA) 5 $1,085,000 $217,000 $2,895 4.75%
GADSDEN, AL (FHA|USDA|VA) 13 $1,015,000 $78,077 $2,391 4.83%
Minden, LA (FHA|USDA|VA) 10 $950,000 $95,000 $1,817 5.10%
Natchitoches, LA (FHA|USDA|VA) 3 $895,000 $298,333 $3,630 4.33%
Steamboat Springs, CO (FHA|USDA|VA) 1 $885,000 $885,000 $1,860 5.25%
Brookhaven, MS (FHA|USDA|VA) 4 $870,000 $217,500 $2,390 4.63%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 7 $865,000 $123,571 $2,102 5.32%
PINE BLUFF, AR (FHA|USDA|VA) 8 $820,000 $102,500 $3,590 4.53%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 2 $800,000 $400,000 $3,564 4.75%
Fort Payne, AL (FHA|USDA|VA) 9 $795,000 $88,333 $3,248 4.83%
Mountain Home, AR (FHA|USDA|VA) 9 $795,000 $88,333 $1,460 4.71%
WACO, TX (FHA|USDA|VA) 6 $790,000 $131,667 $2,759 4.85%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 2 $790,000 $395,000 $2,606 3.88%
Russellville, AR (FHA|USDA|VA) 5 $775,000 $155,000 $4,290 4.50%
COLORADO SPRINGS, CO (FHA|USDA|VA) 2 $750,000 $375,000 $2,683 4.75%
DALTON, GA (FHA|USDA|VA) 2 $730,000 $365,000 $0 5.38%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 3 $695,000 $231,667 $4,528 3.92%
Blytheville, AR (FHA|USDA|VA) 12 $690,000 $57,500 $863 5.25%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $655,000 $655,000 $4,213 5.00%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 2 $630,000 $315,000 $5,081 5.44%
Indianola, MS (FHA|USDA|VA) 3 $625,000 $208,333 $3,450 4.38%
Granbury, TX (FHA|USDA|VA) 3 $615,000 $205,000 $3,347 4.04%
Athens, TN (FHA|USDA|VA) 3 $595,000 $198,333 $6,064 3.46%
Meridian, MS (FHA|USDA|VA) 4 $580,000 $145,000 $2,622 4.53%
DeRidder, LA (FHA|USDA|VA) 4 $560,000 $140,000 $7,091 4.84%
Tullahoma-Manchester, TN (FHA|USDA|VA) 2 $560,000 $280,000 $3,501 5.00%
Breckenridge, CO (FHA|USDA|VA) 1 $535,000 $535,000 $2,777 3.88%
THE VILLAGES, FL (FHA|USDA|VA) 2 $530,000 $265,000 $3,157 3.94%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 1 $515,000 $515,000 $4,346 4.25%
KANSAS CITY, MO-KS (FHA|USDA|VA) 2 $490,000 $245,000 $6,298 4.56%
Kalispell, MT (FHA|USDA|VA) 1 $485,000 $485,000 $2,905 3.88%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 2 $480,000 $240,000 $1,915 4.25%
ASHEVILLE, NC (FHA|USDA|VA) 1 $475,000 $475,000 $4,087 4.00%
JOPLIN, MO (FHA|USDA|VA) 2 $430,000 $215,000 $2,649 4.63%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 1 $425,000 $425,000 $2,397 3.99%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $425,000 $425,000 $1,350 4.13%
Opelousas, LA (FHA|USDA|VA) 5 $425,000 $85,000 $3,509 4.88%
Arkadelphia, AR (FHA|USDA|VA) 3 $415,000 $138,333 $4,513 4.29%
Sevierville, TN (FHA|USDA|VA) 2 $410,000 $205,000 $3,378 5.44%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1 $405,000 $405,000 $4,811 3.75%
Enterprise, AL (FHA|USDA|VA) 1 $395,000 $395,000 $1,833 4.00%
COLUMBUS, GA-AL (FHA|USDA|VA) 3 $385,000 $128,333 $3,220 4.67%
Thomasville, GA (FHA|USDA|VA) 1 $385,000 $385,000 $3,530 4.00%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $385,000 $385,000 $4,176 3.99%
PORT ST. LUCIE, FL (FHA|USDA|VA) 1 $385,000 $385,000 $3,627 3.88%
AMARILLO, TX (FHA|USDA|VA) 1 $385,000 $385,000 $4,849 3.99%
Palestine, TX (FHA|USDA|VA) 4 $380,000 $95,000 $4,291 5.81%
MORGANTOWN, WV (FHA|USDA|VA) 1 $375,000 $375,000 $3,656 4.25%
Greenville, MS (FHA|USDA|VA) 5 $365,000 $73,000 $2,910 3.42%
BRUNSWICK, GA (FHA|USDA|VA) 1 $365,000 $365,000 $0 5.00%
LUBBOCK, TX (FHA|USDA|VA) 3 $335,000 $111,667 $5,709 5.29%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 2 $330,000 $165,000 $4,445 4.25%
Branson, MO (FHA|USDA|VA) 1 $325,000 $325,000 $3,086 3.75%
Jennings, LA (FHA|USDA|VA) 2 $300,000 $150,000 $3,349 4.25%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $295,000 $295,000 $3,573 3.99%
Rockport, TX (FHA|USDA|VA) 1 $295,000 $295,000 $2,272 3.63%
Gainesville, TX (FHA|USDA|VA) 1 $275,000 $275,000 $0 6.50%
Paris, TX (FHA|USDA|VA) 2 $270,000 $135,000 $2,406 5.50%
Helena-West Helena, AR (FHA|USDA|VA) 2 $270,000 $135,000 $5,292 4.44%
Bay City, TX (FHA|USDA|VA) 1 $265,000 $265,000 $4,284 3.88%
ALBUQUERQUE, NM (FHA|USDA|VA) 1 $245,000 $245,000 $2,752 3.99%
Stephenville, TX (FHA|USDA|VA) 2 $240,000 $120,000 $3,458 5.00%
FAYETTEVILLE, NC (FHA|USDA|VA) 1 $235,000 $235,000 $7,920 3.38%
EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $235,000 $235,000 $3,287 4.38%
ROANOKE, VA (FHA|USDA|VA) 1 $235,000 $235,000 $4,744 5.00%
Atmore, AL (FHA|USDA|VA) 1 $225,000 $225,000 $6,619 3.38%
COLUMBIA, MO (FHA|USDA|VA) 1 $225,000 $225,000 $1,440 3.99%
Lewisburg, TN (FHA|USDA|VA) 1 $225,000 $225,000 $5,245 3.38%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $215,000 $215,000 $3,505 3.75%
Port Lavaca, TX (FHA|USDA|VA) 1 $215,000 $215,000 $3,166 5.25%
Bogalusa, LA (FHA|USDA|VA) 1 $205,000 $205,000 $3,935 4.38%
Brownsville, TN (FHA|USDA|VA) 1 $205,000 $205,000 $5,096 3.38%
Scottsboro, AL (FHA|USDA|VA) 1 $205,000 $205,000 $7,660 4.50%
Huntsville, TX (FHA|USDA|VA) 1 $165,000 $165,000 $5,398 3.50%
TULSA, OK (FHA|USDA|VA) 1 $165,000 $165,000 $4,660 3.99%
Brownwood, TX (FHA|USDA|VA) 2 $160,000 $80,000 $3,333 5.19%
Harrison, AR (FHA|USDA|VA) 1 $155,000 $155,000 $576 4.38%
Morgan City, LA (FHA|USDA|VA) 1 $155,000 $155,000 $0 3.88%
HAMMOND, LA (FHA|USDA|VA) 1 $155,000 $155,000 $2,160 4.38%
Mount Pleasant, TX (FHA|USDA|VA) 2 $150,000 $75,000 $1,285 6.18%
LaGrange, GA-AL (FHA|USDA|VA) 1 $145,000 $145,000 $1,989 3.63%
VICTORIA, TX (FHA|USDA|VA) 1 $145,000 $145,000 $2,092 4.00%
Muskogee, OK (FHA|USDA|VA) 1 $135,000 $135,000 $1,703 4.63%
Raymondville, TX (FHA|USDA|VA) 1 $135,000 $135,000 $2,566 4.88%
Clarksdale, MS (FHA|USDA|VA) 2 $120,000 $60,000 $1,506 4.50%
Celina, OH (FHA|USDA|VA) 1 $105,000 $105,000 $0 6.25%
Cookeville, TN (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.75%
Jasper, AL (FHA|USDA|VA) 2 $100,000 $50,000 $1,803 4.44%
Sedalia, MO (FHA|USDA|VA) 1 $95,000 $95,000 $3,139 4.00%
Malvern, AR (FHA|USDA|VA) 2 $90,000 $45,000 $835 5.19%
Durant, OK (FHA|USDA|VA) 1 $75,000 $75,000 $0 6.00%
Dyersburg, TN (FHA|USDA|VA) 2 $60,000 $30,000 $13 4.75%
Union City, TN (FHA|USDA|VA) 2 $60,000 $30,000 $13 4.81%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.00%
Natchez, MS-LA (FHA|USDA|VA) 1 $25,000 $25,000 $536 4.78%
Poplar Bluff, MO (FHA|USDA|VA) 1 $15,000 $15,000 $640 4.30%
Paris, TN (FHA|USDA|VA) 1 $15,000 $15,000 $0 6.00%
Bancorpsouth's top markets include Houston, Memphis, Jackson, Birmingham, and Nashville among others.

Their top states include:
  • Mississippi (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Alabama (FHA|USDA|VA)
  • Tennessee (FHA|USDA|VA)
  • Louisiana (FHA|USDA|VA)
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    Similarity Rank: 192

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 8,905 $2,024,995,000 $227,400 $2,588 4.51%
    HELOC 3,988 $358,280,000 $89,840 n/a 5.51%
    FHA 1,626 $264,270,000 $162,528 $5,272 4.10%
    VA 349 $82,475,000 $236,318 $5,058 3.93%
    USDA 260 $36,360,000 $139,846 $3,726 3.98%

    For 2019, Bancorpsouth's most frequently originated type of loan was Conventional, with 8,905 originations. Their 2nd most popular type was HELOC, with 3,988 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 8,041 $1,750,405,000 $217,685 $3,374 4.31%
    Refi 3,312 $595,430,000 $179,780 $2,219 5.02%
    Other 2,910 $244,000,000 $83,849 $1,522 5.44%
    Cash Out Refi 668 $147,450,000 $220,734 $3,948 4.33%
    Home Improvement 197 $29,095,000 $147,690 $827 5.77%

    For 2019, Bancorpsouth's most frequently cited loan purpose was Home Purchase, with 8,041 originations. The 2nd most popular reason was Refi, with 3,312 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 7,045 $1,506,615,000 $213,856 $3,663 4.27%
    5 Year 3,803 $334,425,000 $87,937 $584 5.48%
    Other 1,234 $429,300,000 $347,893 $1,919 4.94%
    15 Year 1,041 $175,065,000 $168,170 $2,823 4.52%
    10 Year 864 $49,390,000 $57,164 $613 3.74%
    20 Year 858 $214,160,000 $249,604 $2,298 5.33%
    1 Year 251 $52,235,000 $208,108 $1,663 5.88%
    3 Year 25 $3,815,000 $152,600 $359 5.62%
    30+ year 7 $1,375,000 $196,429 $5,573 5.86%

    For 2019, Bancorpsouth's most frequently cited loan duration was 30 Year, with 7,045 originations. The 2nd most popular length was 5 Year, with 3,803 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 7,869 $1,510,415,000 $191,945
    $1k-2k 1,225 $288,495,000 $235,506
    $2k-3k 304 $66,800,000 $219,737
    $3k-4k 119 $31,985,000 $268,782
    $4k-5k 39 $11,025,000 $282,692
    $5k+ 31 $12,305,000 $396,935

    Bancorpsouth's average total fees were $3,663, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 7,869 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 5,247 $1,082,165,000 $206,245
    5-6% 5,010 $654,300,000 $130,599
    3-4% 3,875 $914,935,000 $236,112
    6-7% 690 $102,370,000 $148,362
    <2.5% 215 $1,475,000 $6,860
    7-8% 63 $4,865,000 $77,222
    2.5-3% 28 $6,270,000 $223,929

    During 2019, Bancorpsouth's average interest rate for loans was 4.27%, while their most frequently originated rate bucket for loans was 4-5%, with 5,247 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 5,754 $286,160,000 $49,732 $1,607 5.05%
    $100k-200k 4,893 $711,585,000 $145,429 $3,190 4.61%
    $200k-400k 3,471 $941,085,000 $271,128 $3,958 4.32%
    $400k-600k 670 $313,820,000 $468,388 $4,130 4.37%
    $600k-1MM 208 $154,430,000 $742,452 $4,323 4.71%
    $1MM+ 132 $359,300,000 $2,721,970 $7,888 4.80%

    2019 saw Bancorpsouth place emphasis on $100,000 or less loans with 5,754 originations, totaling $286,160,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 3,041 $285,805,000 $93,984 $2,473 4.39%
    $50k-75k 2,930 $388,030,000 $132,433 $3,250 4.50%
    $100k-150k 2,606 $446,210,000 $171,224 $3,481 4.73%
    $75k-100k 2,038 $304,650,000 $149,485 $3,439 4.66%
    $150k-250k 1,792 $379,980,000 $212,042 $3,446 4.82%
    $250k+ 1,244 $456,560,000 $367,010 $3,847 4.87%

    Bancorpsouth lent most frequently to those with incomes in the $50k or less range, with 3,041 originations. The second most popular income band? $50k-75k, with 2,930 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 3,599 $555,655,000 $154,391 $2,913 4.72%
    30-36% 2,554 $426,900,000 $167,150 $3,100 4.65%
    <20% 2,471 $338,795,000 $137,108 $2,451 5.01%
    39% 625 $110,855,000 $177,368 $2,999 4.64%
    37% 524 $92,110,000 $175,782 $3,189 4.55%
    38% 485 $85,765,000 $176,835 $3,176 4.58%
    36% 466 $85,800,000 $184,120 $3,288 4.64%
    50-60% 426 $66,140,000 $155,258 $4,429 3.69%
    42% 425 $81,105,000 $190,835 $3,312 4.40%
    41% 382 $71,380,000 $186,859 $3,426 4.29%
    40% 377 $69,335,000 $183,912 $3,399 4.42%
    44% 324 $64,970,000 $200,525 $3,676 4.37%
    43% 293 $62,615,000 $213,703 $3,791 4.30%
    45% 210 $39,260,000 $186,952 $3,696 4.06%
    48% 181 $34,945,000 $193,066 $3,665 4.06%
    46% 173 $33,625,000 $194,364 $3,736 4.08%
    49% 170 $33,830,000 $199,000 $3,819 4.07%
    47% 166 $32,900,000 $198,193 $3,844 3.92%
    >60% 70 $10,820,000 $154,571 $1,101 4.87%

    Bancorpsouth lent most frequently to those with DTI ratios of 20-30%, with 3,599 originations. The next most common DTI ratio? 30-36%, with 2,554 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 11,172 $1,847,350,000 $165,355 $3,108 4.70%
    Not applicable 1,167 $461,455,000 $395,420 $175 5.70%
    Black 1,890 $244,360,000 $129,291 $3,254 4.24%
    Not provided 544 $138,630,000 $254,835 $3,636 4.37%
    Asian 220 $52,060,000 $236,636 $3,525 4.36%
    American Indian 63 $10,765,000 $170,873 $3,241 4.34%
    Asian Indian 17 $3,835,000 $225,588 $1,530 4.90%
    Native Hawaiian or Islander 22 $3,470,000 $157,727 $3,036 4.48%
    Other Asian 16 $3,010,000 $188,125 $2,122 5.40%
    Chinese 5 $525,000 $105,000 $449 5.20%
    Vietnamese 5 $445,000 $89,000 $1,385 5.30%
    Filipino 2 $190,000 $95,000 $450 5.81%
    Other Pacific Islander 3 $105,000 $35,000 $1,715 5.53%
    Korean 1 $105,000 $105,000 $23 4.24%
    Native Hawaiian 1 $75,000 $75,000 $0 5.50%

    Approval Rates

    Total approvals of all applications
    88.30%

    Bancorpsouth has an average approval rate.

    Pick Rate

    Approvals leading to origination
    80.72%

    Bancorpsouth has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    0.0 2 $80,000 $40,000
    NA 15,126 $2,766,300,000 $182,884

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Manufactured 11 $10,145,000 $922,273
    Multifamily:Site-Built 218 $277,070,000 $1,270,963
    Single Family (1-4 Units):Manufactured 67 $3,155,000 $47,090
    Single Family (1-4 Units):Site-Built 14,832 $2,476,010,000 $166,937

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 1,876 $172,790,000 $92,106 $1,683 5.32%
    40-60% 1,388 $260,900,000 $187,968 $2,500 4.94%
    60-80% 3,255 $875,115,000 $268,853 $3,146 4.75%
    80-100% 6,225 $1,315,835,000 $211,379 $3,538 4.37%
    Over 100% 161 $42,785,000 $265,745 $5,642 4.07%
    Under 20% 2,218 $94,980,000 $42,822 $220 4.95%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    BANCORPSOUTH BANK Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 16.7%
    BANCORPSOUTH BANK Conventional home mortgage Struggling to pay mortgage 1 16.7%
    BANCORPSOUTH BANK Conventional home mortgage Trouble during payment process 1 16.7%
    BANCORPSOUTH BANK FHA mortgage Applying for a mortgage or refinancing an existing mortgage 1 16.7%
    BANCORPSOUTH BANK Other type of mortgage Closing on a mortgage 2 33.3%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    BancorpSouth Bank 66 E Main St Sherman, MS 38828 Full Service B&M $29,669
    BancorpSouth Bank U.S. Highway 45 North Aberdeen, MS 39730 Full Service B&M $81,701
    BancorpSouth Bank 1011 W Collin Raye Dr De Queen, AR 71832 Full Service B&M $12,805
    BancorpSouth Bank 10149 Central Ave Diberville, MS 39540 Full Service B&M $42,262
    BancorpSouth Bank 2333 Us-431 S Boaz, AL 35957 Full Service B&M $15,398
    BancorpSouth Bank 1301 Gunter Ave Guntersville, AL 35976 Full Service B&M $86,964
    BancorpSouth Bank 17 Highway 64 E Alma, AR 72921 Full Service B&M $33,616
    BancorpSouth Bank 170 N Us Highway 59 Garrison, TX 75946 Full Service B&M $41,719
    BancorpSouth Bank 2006 Highway 56 E Calico Rock, AR 72519 Full Service B&M $10,652
    BancorpSouth Bank 2006 S Main St Stuttgart, AR 72160 Full Service B&M $1,668
    BancorpSouth Bank 2009 S Church Ave Louisville, MS 39339 Full Service B&M $21,167
    BancorpSouth Bank 219 Main Street Nettleton, MS 38858 Full Service B&M $49,567
    BancorpSouth Bank 200 S Bell St Hamilton, TX 76531 Full Service B&M $64,379
    BancorpSouth Bank 200 S Elm St Hope, AR 71801 Full Service B&M $87,866
    BancorpSouth Bank 10 Commerce St Hayneville, AL 36040 Full Service B&M $18,889
    BancorpSouth Bank 100 Hardy Street Hattiesburg, MS 39401 Full Service B&M $266,504
    BancorpSouth Bank 100 N Veterans Blvd Tupelo, MS 38801 Full Service B&M $21,770
    BancorpSouth Bank 100 Primos Rd Flowood, MS 39232 Full Service B&M $29,404
    BancorpSouth Bank 1000 Union University Drive Jackson, TN 38305 Full Service B&M $115,662
    BancorpSouth Bank 1003 Washington Avenue Ocean Springs, MS 39564 Full Service B&M $61,308
    BancorpSouth Bank 101 E Polk St Burnet, TX 78611 Full Service B&M $34,571
    BancorpSouth Bank 101 N 4th St Lometa, TX 76853 Full Service B&M $21,804
    BancorpSouth Bank 101 N Chester St Hazen, AR 72064 Full Service B&M $21,856
    BancorpSouth Bank 101 Rock Creek Pkwy Fairhope, AL 36532 Full Service B&M $24,665
    BancorpSouth Bank 101 W Main Street El Dorado, AR 71730 Full Service B&M $170,387
    BancorpSouth Bank 1020 Highway 49 South Richland, MS 39218 Full Service B&M $50,790
    BancorpSouth Bank 1026 College St Milan, TN 38358 Full Service B&M $59,417
    BancorpSouth Bank 1028 Fort Dale Road Greenville, AL 36037 Full Service B&M $15,741
    BancorpSouth Bank 103 Commerce St Horseshoe Bend, AR 72512 Full Service B&M $15,953
    BancorpSouth Bank 103 Main St Grove Hill, AL 36451 Full Service B&M $31,166
    BancorpSouth Bank 103 Mccord Rd Pontotoc, MS 38863 Full Service B&M $24,861
    BancorpSouth Bank 1035 Mcingvale Rd Hernando, MS 38632 Full Service B&M $34,169
    BancorpSouth Bank 1046 Church Rd W Southaven, MS 38671 Full Service B&M $24,381
    BancorpSouth Bank 1049 Highland Colony Pkwy Ridgeland, MS 39157 Full Service B&M $47,237
    BancorpSouth Bank 1057 Schillinger Road S Mobile, AL 36695 Full Service B&M $18,696
    BancorpSouth Bank 107 Glenda St Rayville, LA 71269 Full Service B&M $58,948
    BancorpSouth Bank 107 N Main St Ridgely, TN 38080 Full Service B&M $17,789
    BancorpSouth Bank 109 Main St Hooks, TX 75561 Full Service B&M $13,586
    BancorpSouth Bank 110 South 16th Avenue Laurel, MS 39440 Full Service B&M $46,882
    BancorpSouth Bank 1101 E Pinecrest Dr Marshall, TX 75670 Full Service B&M $25,135
    BancorpSouth Bank 1107 N 2nd St Booneville, MS 38829 Full Service B&M $21,287
    BancorpSouth Bank 111 6th St Chilton, TX 76632 Full Service B&M $7,507
    BancorpSouth Bank 111 East Main Street Florence, MS 39073 Full Service B&M $36,343
    BancorpSouth Bank 1115a Main St Buda, TX 78610 Full Service B&M $12,678
    BancorpSouth Bank 112 W Pine St Taylor, AR 71861 Full Service B&M $10,387
    BancorpSouth Bank 1137 W Washington St Camden, AR 71701 Full Service B&M $6,177
    BancorpSouth Bank 115 East Washington Street Houston, MS 38851 Full Service B&M $130,547
    BancorpSouth Bank 115 Public Sq Bruce, MS 38915 Full Service B&M $48,174
    BancorpSouth Bank 1150 Canyon Creek Dr Temple, TX 76502 Full Service B&M $2,869
    BancorpSouth Bank 11525 Highway 49 N Marmaduke, AR 72443 Full Service B&M $13,437
    BancorpSouth Bank 118 N Court St Carlisle, AR 72024 Full Service B&M $34,209
    BancorpSouth Bank 120 Colony Crossing Way Madison, MS 39110 Full Service B&M $65,122
    BancorpSouth Bank 120 Ed Schmidt Blvd Hutto, TX 78634 Full Service B&M $5,369
    BancorpSouth Bank 120 N Lehmberg Rd Columbus, MS 39702 Full Service B&M $14,048
    BancorpSouth Bank 120 Service Drive Brandon, MS 39042 Full Service B&M $36,895
    BancorpSouth Bank 121 E Main St Melbourne, AR 72556 Full Service B&M $27,963
    BancorpSouth Bank 1211 S Shackleford Rd Little Rock, AR 72211 Full Service B&M $20,396
    BancorpSouth Bank 1215 South Gloster Street Tupelo, MS 38801 Full Service B&M $27,970
    BancorpSouth Bank 1222 Rogers Ave Fort Smith, AR 72901 Full Service B&M $261,361
    BancorpSouth Bank 123 Washington St Ne Camden, AR 71701 Full Service B&M $83,319
    BancorpSouth Bank 1240 Highway 61 North Vicksburg, MS 39183 Full Service B&M $37,307
    BancorpSouth Bank 1263 N Market St Shreveport, LA 71107 Full Service B&M $48,400
    BancorpSouth Bank 12655 N Central Expy, Suite 100 Dallas, TX 75243 Full Service B&M $40,429
    BancorpSouth Bank 127 E Front St Iuka, MS 38852 Full Service B&M $106,053
    BancorpSouth Bank 12716 Perkins Rd Baton Rouge, LA 70810 Full Service B&M $17,461
    BancorpSouth Bank 1284 Main Street Tishomingo, MS 38873 Full Service B&M $17,962
    BancorpSouth Bank 1301 Fisher St Goldthwaite, TX 76844 Full Service B&M $32,559
    BancorpSouth Bank 1309 Main Street Conway, AR 72034 Limited, Drive-thru $3,515
    BancorpSouth Bank 13331 Emerald Coast Pkwy Miramar Beach, FL 32550 Full Service B&M $32,150
    BancorpSouth Bank 134 N Marcus St Alto, TX 75925 Full Service B&M $21,653
    BancorpSouth Bank 13423 La-73 Prairieville, LA 70769 Full Service B&M $14,718
    BancorpSouth Bank 1353 Cody Rd S Mobile, AL 36695 Full Service B&M $16,046
    BancorpSouth Bank 139 N Poplar St Dresden, TN 38225 Full Service B&M $32,266
    BancorpSouth Bank 1410 Mormon Mill Road, Building A, Suite A-3 And A-4 Marble Falls, TX 78654 Full Service B&M $94,469
    BancorpSouth Bank 1411 Highway 67 S Pocahontas, AR 72455 Full Service B&M $14,681
    BancorpSouth Bank 1411 N Highland Ave Jackson, TN 38301 Full Service B&M $41,260
    BancorpSouth Bank 143 W Central Ave Petal, MS 39465 Full Service B&M $65,768
    BancorpSouth Bank 1434 South Highland Avenue Jackson, TN 38301 Full Service B&M $53,391
    BancorpSouth Bank 1451 Canton Mart Road Jackson, MS 39211 Full Service B&M $34,373
    BancorpSouth Bank 14550 W Fm 1431 Kingsland, TX 78639 Full Service B&M $26,461
    BancorpSouth Bank 150 E Metro Dr Flowood, MS 39232 Full Service B&M $23,800
    BancorpSouth Bank 1500 E Main Street Humboldt, TN 38343 Full Service B&M $44,799
    BancorpSouth Bank 1501 Lakeland Drive Jackson, MS 39216 Full Service B&M $58,619
    BancorpSouth Bank 1503 E Madison Ave Bastrop, LA 71220 Full Service B&M $59,161
    BancorpSouth Bank 1510 N West Ave El Dorado, AR 71730 Full Service B&M $5,354
    BancorpSouth Bank 15410 5th Street Gulfport, MS 39503 Full Service B&M $34,360
    BancorpSouth Bank 1562 Goodman Rd W Horn Lake, MS 38637 Full Service B&M $20,937
    BancorpSouth Bank 1620 Grand Avenue Parkway, Suite 100 Pflugerville, TX 78660 Full Service B&M $6,499
    BancorpSouth Bank 16225 Us-64 Somerville, TN 38068 Full Service B&M $22,178
    BancorpSouth Bank 1624 Highway 51 South Covington, TN 38019 Full Service B&M $15,384
    BancorpSouth Bank 164 Live Oak St Marlin, TX 76661 Full Service B&M $47,927
    BancorpSouth Bank 16550 W Main St Louisville, MS 39339 Full Service B&M $77,957
    BancorpSouth Bank 16610 Highway 3 Webster, TX 77598 Full Service B&M $78,153
    BancorpSouth Bank 1671 Simpson Highway 49 Magee, MS 39111 Full Service B&M $20,570
    BancorpSouth Bank 16744 Southwest Fwy Sugar Land, TX 77479 Full Service B&M $31,155
    BancorpSouth Bank 1721 S Beckham Ave Tyler, TX 75701 Full Service B&M $21,845
    BancorpSouth Bank 17703 Cantrell Rd Little Rock, AR 72223 Full Service B&M $11,611
    BancorpSouth Bank 1778 Popps Ferry Rd Biloxi, MS 39532 Full Service B&M $22,267
    BancorpSouth Bank 178 Commerce Street Batesville, MS 38606 Full Service B&M $28,291
    BancorpSouth Bank 181 West Us 190, Suite 2 Copperas Cove, TX 76522 Full Service B&M $4,869
    BancorpSouth Bank 18111 Katy Fwy Houston, TX 77094 Full Service B&M $105,575
    BancorpSouth Bank 1833 Linwood Dr Paragould, AR 72450 Full Service B&M $41,295
    BancorpSouth Bank 1851 North Gloster Street Tupelo, MS 38804 Full Service B&M $40,856
    BancorpSouth Bank 1901 College Ave Jackson, AL 36545 Full Service B&M $121,760
    BancorpSouth Bank 1901 W Parker Rd Jonesboro, AR 72401 Full Service B&M $17,005
    BancorpSouth Bank 1906 S Harper Rd Corinth, MS 38834 Full Service B&M $31,907
    BancorpSouth Bank 1929 Jackson Avenue West Oxford, MS 38655 Limited, Drive-thru $25,068
    BancorpSouth Bank 200 South 28 Avenue Hattiesburg, MS 39401 Full Service B&M $19,607
    BancorpSouth Bank 2002 N 7th St West Monroe, LA 71291 Full Service B&M $54,810
    BancorpSouth Bank 201 E Davilla St Granger, TX 76530 Full Service B&M $14,851
    BancorpSouth Bank 201 South Spring Street Tupelo, MS 38804 Full Service B&M $403,546
    BancorpSouth Bank 201 St Nazaire Rd Broussard, LA 70518 Full Service B&M $9,433
    BancorpSouth Bank 201 W Main Ave Lumberton, MS 39455 Full Service B&M $20,406
    BancorpSouth Bank 204 Westmoreland St Mason, TX 76856 Full Service B&M $18,221
    BancorpSouth Bank 2040 Us Highway 45 Byp S Trenton, TN 38382 Full Service B&M $29,845
    BancorpSouth Bank 205 W Sweet Potato Street Vardaman, MS 38878 Full Service B&M $41,961
    BancorpSouth Bank 206 S Dalton St Bartlett, TX 76511 Full Service B&M $20,014
    BancorpSouth Bank 206 S Key Ave Lampasas, TX 76550 Full Service B&M $61,022
    BancorpSouth Bank 416 Ms-15 S New Albany, MS 38652 Full Service B&M $34,626
    BancorpSouth Bank 207 N Main St Elgin, TX 78621 Full Service B&M $13,875
    BancorpSouth Bank 207 S First Street Booneville, MS 38829 Full Service B&M $58,833
    BancorpSouth Bank 2144 E Kearney St Springfield, MO 65803 Full Service B&M $25,997
    BancorpSouth Bank 2174 Main Street Madison, MS 39110 Full Service B&M $39,148
    BancorpSouth Bank 2200 N State Line Ave Texarkana, AR 71854 Full Service B&M $28,257
    BancorpSouth Bank 2201 Fair Park Blvd Jonesboro, AR 72401 Full Service B&M $57,685
    BancorpSouth Bank 2201 N Rodney Parham Rd Little Rock, AR 72212 Full Service B&M $17,890
    BancorpSouth Bank 2211 Highland Avenue South Birmingham, AL 35205 Full Service B&M $78,395
    BancorpSouth Bank 2220 Highway 45 N Columbus, MS 39705 Full Service B&M $78,772
    BancorpSouth Bank 230 W Main St New Iberia, LA 70560 Full Service B&M $6,474
    BancorpSouth Bank 2300 Eldorado Pkwy Mckinney, TX 75070 Full Service B&M $21,087
    BancorpSouth Bank 2301 Highway 80 East Pearl, MS 39208 Full Service B&M $55,911
    BancorpSouth Bank 23123 Cinco Ranch Blvd Katy, TX 77494 Full Service B&M $77,519
    BancorpSouth Bank 2364 Pass Road Biloxi, MS 39531 Full Service B&M $37,232
    BancorpSouth Bank 2400 North St Nacogdoches, TX 75965 Full Service B&M $336,616
    BancorpSouth Bank 2405 S Mckenzie St Foley, AL 36535 Full Service B&M $27,325
    BancorpSouth Bank 2420 Pepperell Parkway Opelika, AL 36801 Full Service B&M $21,989
    BancorpSouth Bank 2450 Moody Parkway Moody, AL 35004 Full Service B&M $20,283
    BancorpSouth Bank 25303 Kukykendahl Rd Tomball, TX 77375 Full Service B&M $79,782
    BancorpSouth Bank 2541 Highway 145 Saltillo, MS 38866 Full Service B&M $30,755
    BancorpSouth Bank 2600 North State Street Jackson, MS 39216 Full Service B&M $30,774
    BancorpSouth Bank 2601 South St Nacogdoches, TX 75964 Full Service B&M $33,239
    BancorpSouth Bank 2620 E Sunshine St Springfield, MO 65804 Full Service B&M $47,539
    BancorpSouth Bank 27 Byrd Pkwy Petal, MS 39465 Full Service B&M $41,646
    BancorpSouth Bank 2721 Alma Hwy Van Buren, AR 72956 Full Service B&M $25,105
    BancorpSouth Bank 2796 Highway 15 Bay Springs, MS 39422 Full Service B&M $14,974
    BancorpSouth Bank 2800 Cantrell Rd Little Rock, AR 72202 Full Service B&M $89,242
    BancorpSouth Bank 2850 N Highland Ave Jackson, TN 38305 Full Service B&M $53,421
    BancorpSouth Bank 2855 N Main Street Belton, TX 76513 Full Service B&M $25,707
    BancorpSouth Bank 2866 Mcdowell Rd Ext Jackson, MS 39204 Full Service B&M $19,388
    BancorpSouth Bank 2909 13th Street Gulfport, MS 39501 Full Service B&M $76,201
    BancorpSouth Bank 2918 Brentwood Dr Lufkin, TX 75901 Full Service B&M $83,396
    BancorpSouth Bank 300 N Jackson St Magnolia, AR 71753 Full Service B&M $84,478
    BancorpSouth Bank 300 N Trenton St Ruston, LA 71270 Full Service B&M $28,748
    BancorpSouth Bank 3000 New Boston Rd Texarkana, TX 75501 Full Service B&M $60,984
    BancorpSouth Bank 3003 Airline Dr Bossier City, LA 71111 Full Service B&M $56,327
    BancorpSouth Bank 301 East Main Street Jackson, TN 38301 Full Service B&M $274,259
    BancorpSouth Bank 301 Hill Street Ellisville, MS 39437 Full Service B&M $42,665
    BancorpSouth Bank 301 W Wiygul St Fulton, MS 38843 Full Service B&M $128,546
    BancorpSouth Bank 305 E Colorado Blvd Dallas, TX 75203 Full Service B&M $92,994
    BancorpSouth Bank 305 Oak St Oakland, MS 38948 Full Service B&M $13,838
    BancorpSouth Bank 30585 Al-225 Spanish Fort, AL 36527 Full Service B&M $21,406
    BancorpSouth Bank 307 E Jones Street Fort Deposit, AL 36032 Full Service B&M $14,784
    BancorpSouth Bank 307 Spruce St Lewisville, AR 71845 Full Service B&M $17,121
    BancorpSouth Bank 3101 Central Ave Hot Springs, AR 71913 Full Service B&M $18,067
    BancorpSouth Bank 3101 Hardy Street Hattiesburg, MS 39401 Full Service B&M $29,968
    BancorpSouth Bank 3113 Richmond Rd Texarkana, TX 75503 Full Service B&M $37,491
    BancorpSouth Bank 3117 Grand Ave Fort Smith, AR 72904 Full Service B&M $33,619
    BancorpSouth Bank 3120 H G Mosley Pkwy Longview, TX 75605 Full Service B&M $99,451
    BancorpSouth Bank 3134 Indiana Ave Vicksburg, MS 39180 Full Service B&M $52,073
    BancorpSouth Bank 315 Settlers Trace Blvd Lafayette, LA 70508 Full Service B&M $20,379
    BancorpSouth Bank 317 North 5th Avenue Laurel, MS 39440 Full Service B&M $48,663
    BancorpSouth Bank 320 N Mccoy Blvd New Boston, TX 75570 Full Service B&M $47,834
    BancorpSouth Bank 3211 E Battlefield St Springfield, MO 65804 Full Service B&M $66,258
    BancorpSouth Bank 3230 Highway 371 N Mantachie, MS 38855 Full Service B&M $33,775
    BancorpSouth Bank 32330 La Highway 16 Denham Springs, LA 70726 Full Service B&M $12,746
    BancorpSouth Bank 326 West 3rd Street Forest, MS 39074 Full Service B&M $26,155
    BancorpSouth Bank 3290 Dauphin St Mobile, AL 36606 Full Service B&M $78,504
    BancorpSouth Bank 3312 Pemberton Square Boulevard Vicksburg, MS 39180 Full Service B&M $26,135
    BancorpSouth Bank 332 S. Highland Avenue Jackson, TN 38301 Full Service B&M $0
    BancorpSouth Bank 33440 Highway 43 Thomasville, AL 36784 Full Service B&M $17,440
    BancorpSouth Bank 3345 S Campbell Ave Springfield, MO 65807 Full Service B&M $36,348
    BancorpSouth Bank 3390 N Futrall Dr Fayetteville, AR 72703 Full Service B&M $10,893
    BancorpSouth Bank 3401 Colonnnade Parkway Birmingham, AL 35243 Full Service B&M $23,589
    BancorpSouth Bank 3500 Ranch Road 620 S, Building D Austin, TX 78738 Full Service B&M $12,386
    BancorpSouth Bank 3500 Ranch Road 620 South, Bldg D Austin, TX 78738 Full Service B&M $0
    BancorpSouth Bank 3501 Cypress St West Monroe, LA 71291 Full Service B&M $58,661
    BancorpSouth Bank 3524 Highway 28 E Pineville, LA 71360 Full Service B&M $12,173
    BancorpSouth Bank 3694 S Houston Levee Rd Collierville, TN 38017 Full Service B&M $20,473
    BancorpSouth Bank 3704 North St Nacogdoches, TX 75965 Limited, Drive-thru $0
    BancorpSouth Bank 3939 S Fremont Ave Springfield, MO 65804 Full Service B&M $39,654
    BancorpSouth Bank 3951 W Parmer Ln, Ste 100 Austin, TX 78727 Full Service B&M $27,499
    BancorpSouth Bank 40 North Pauline Street Memphis, TN 38105 Full Service B&M $4,749
    BancorpSouth Bank 400 University Drive Starkville, MS 39759 Full Service B&M $75,725
    BancorpSouth Bank 401 Franklin Street Se Huntsville, AL 35801 Full Service B&M $58,785
    BancorpSouth Bank 402 N Main St Temple, TX 76501 Full Service B&M $12,009
    BancorpSouth Bank 4039 S Kansas Expy Springfield, MO 65807 Full Service B&M $84,818
    BancorpSouth Bank 407 Hwy 80 East Clinton, MS 39056 Full Service B&M $76,143
    BancorpSouth Bank 4094 Sterlington Rd Monroe, LA 71203 Full Service B&M $34,580
    BancorpSouth Bank 41 Hughes Rd Madison, AL 35758 Full Service B&M $33,737
    BancorpSouth Bank 410 Sutton Rd Owens Cross Roads, AL 35763 Full Service B&M $9,225
    BancorpSouth Bank 412 S Main St Stuttgart, AR 72160 Full Service B&M $94,909
    BancorpSouth Bank 414 South Seventh Street Opelika, AL 36801 Full Service B&M $101,374
    BancorpSouth Bank 418 Travis St Shreveport, LA 71101 Full Service B&M $47,514
    BancorpSouth Bank 420 N Brindlee Mountain Pkwy Arab, AL 35016 Full Service B&M $33,113
    BancorpSouth Bank 430 South Gloster Street Tupelo, MS 38801 Full Service B&M $8,699
    BancorpSouth Bank 4359 Mall Drive Tupelo, MS 38804 Full Service B&M $40,282
    BancorpSouth Bank 450 N Highway 95 Little River Academy, TX 76554 Full Service B&M $12,441
    BancorpSouth Bank 456 S Coley Rd Tupelo, MS 38801 Full Service B&M $75,011
    BancorpSouth Bank 4600 Jackson St Alexandria, LA 71303 Full Service B&M $21,562
    BancorpSouth Bank 4650 Hardy Street Hattiesburg, MS 39402 Full Service B&M $45,649
    BancorpSouth Bank 4652 Lake Street Lake Charles, LA 70605 Full Service B&M $17,297
    BancorpSouth Bank 4680 Highway 280 Birmingham, AL 35242 Full Service B&M $51,667
    BancorpSouth Bank 475 Southland Drive Hoover, AL 35226 Full Service B&M $47,877
    BancorpSouth Bank 4920 San Felipe St Houston, TX 77056 Full Service B&M $91,168
    BancorpSouth Bank 50 S Main St Salado, TX 76571 Full Service B&M $80,017
    BancorpSouth Bank 500 S John Redditt Dr Lufkin, TX 75904 Full Service B&M $22,640
    BancorpSouth Bank 501 S Washington Ave Marshall, TX 75670 Full Service B&M $76,907
    BancorpSouth Bank 505 E Palm Valley Blvd Round Rock, TX 78664 Full Service B&M $19,465
    BancorpSouth Bank 5100 Highway 51 North Senatobia, MS 38668 Full Service B&M $32,138
    BancorpSouth Bank 5122 Cypress St West Monroe, LA 71291 Full Service B&M $22,396
    BancorpSouth Bank 515 Mulberry Ave Selmer, TN 38375 Full Service B&M $67,919
    BancorpSouth Bank 517 South Lamar Boulevard Oxford, MS 38655 Full Service B&M $195,094
    BancorpSouth Bank 5217 Maryland Way Brentwood, TN 37027 Full Service B&M $134,982
    BancorpSouth Bank 524 Courthouse Road Gulfport, MS 39501 Full Service B&M $14,002
    BancorpSouth Bank 525 East Capitol Street Jackson, MS 39201 Full Service B&M $467,513
    BancorpSouth Bank 5253 Hollister St Houston, TX 77040 Full Service B&M $4,911
    BancorpSouth Bank 526 S Bells St Alamo, TN 38001 Full Service B&M $30,816
    BancorpSouth Bank 530 S. Carrier Parkway Grand Prairie, TX 75051 Full Service B&M $110,446
    BancorpSouth Bank 5501 W Highway 290, Suite A Austin, TX 78735 Full Service B&M $88,280
    BancorpSouth Bank 5550 Sw H K Dodgen Loop Temple, TX 76504 Full Service B&M $78,584
    BancorpSouth Bank 5702 Richmond Rd Texarkana, TX 75503 Full Service B&M $51,184
    BancorpSouth Bank 5767 Terry Rd Byram, MS 39272 Full Service B&M $45,064
    BancorpSouth Bank 5800 Highway 71 S Fort Smith, AR 72908 Full Service B&M $48,669
    BancorpSouth Bank 5900 Riley Park Dr Fort Smith, AR 72916 Full Service B&M $18,508
    BancorpSouth Bank 5902 E Johnson Ave Jonesboro, AR 72401 Full Service B&M $5,838
    BancorpSouth Bank 5905 Trussville Crossing Blvd Birmingham, AL 35235 Full Service B&M $21,770
    BancorpSouth Bank 5980 Getwell Rd Southaven, MS 38672 Full Service B&M $84,287
    BancorpSouth Bank 60 East Commerce Street Hernando, MS 38632 Full Service B&M $106,607
    BancorpSouth Bank 600 Azalea Drive Waynesboro, MS 39367 Full Service B&M $24,040
    BancorpSouth Bank 601 N Fillmore Street Corinth, MS 38834 Full Service B&M $148,067
    BancorpSouth Bank 6025 Line Ave Shreveport, LA 71106 Full Service B&M $182,162
    BancorpSouth Bank 604 W Poplar Ave Collierville, TN 38017 Full Service B&M $35,879
    BancorpSouth Bank 6051 Jones Creek Rd Baton Rouge, LA 70817 Full Service B&M $12,972
    BancorpSouth Bank 6100 Corporate Blvd Baton Rouge, LA 70808 Full Service B&M $157,130
    BancorpSouth Bank 611 E Wood St Ashdown, AR 71822 Full Service B&M $9,988
    BancorpSouth Bank 631 Broad St, Ste 150 Chattanooga, TN 37402 Full Service B&M $3,816
    BancorpSouth Bank 6363 Poplar Avenue, Suite 125 Memphis, TN 38119 Full Service B&M $79,449
    BancorpSouth Bank 6471 Us Highway 98 Hattiesburg, MS 39402 Full Service B&M $82,992
    BancorpSouth Bank 6500 N Mo Pac Expy, Building One, Suite 1101 Austin, TX 78731 Full Service B&M $72,479
    BancorpSouth Bank 661 W Central Texas Expy Harker Heights, TX 76548 Full Service B&M $75,594
    BancorpSouth Bank 662 E Broad St West Point, MS 39773 Full Service B&M $63,009
    BancorpSouth Bank 6675 Stage Road Bartlett, TN 38134 Full Service B&M $56,607
    BancorpSouth Bank 6800 Highway 64 Oakland, TN 38060 Full Service B&M $24,056
    BancorpSouth Bank 6832 Pines Rd Shreveport, LA 71129 Full Service B&M $14,250
    BancorpSouth Bank 6955 Goodman Rd Olive Branch, MS 38654 Full Service B&M $88,239
    BancorpSouth Bank 699 S Friendswood Dr Friendswood, TX 77546 Full Service B&M $10,096
    BancorpSouth Bank 700 S Main St Jonesboro, AR 72401 Full Service B&M $25,621
    BancorpSouth Bank 7000 Rogers Ave Fort Smith, AR 72903 Full Service B&M $94,784
    BancorpSouth Bank 701 South 52nd Street Rogers, AR 72758 Full Service B&M $11,644
    BancorpSouth Bank 7100 Hacks Cross Rd Olive Branch, MS 38654 Full Service B&M $27,065
    BancorpSouth Bank 7100 Us Highway 431 Albertville, AL 35950 Full Service B&M $48,215
    BancorpSouth Bank 711 San Gabriel Village Blvd, Suite 100 Georgetown, TX 78626 Full Service B&M $47,459
    BancorpSouth Bank 7125 Airways Blvd Southaven, MS 38671 Full Service B&M $118,708
    BancorpSouth Bank 713 Broadway Drive Hattiesburg, MS 39401 Full Service B&M $25,191
    BancorpSouth Bank 7302 Highway 72 W Madison, AL 35758 Full Service B&M $22,689
    BancorpSouth Bank 749 W Keiser Ave Osceola, AR 72370 Full Service B&M $50,911
    BancorpSouth Bank 750 Sunset Dr Grenada, MS 38901 Full Service B&M $57,440
    BancorpSouth Bank 758 S Pear Orchard Rd Ridgeland, MS 39157 Full Service B&M $24,480
    BancorpSouth Bank 760 Howard Avenue Biloxi, MS 39530 Full Service B&M $121,709
    BancorpSouth Bank 7600 S Broadway Ave Tyler, TX 75703 Full Service B&M $55,840
    BancorpSouth Bank 7800 Winchester Rd Memphis, TN 38125 Full Service B&M $25,674
    BancorpSouth Bank 7906 N Sam Houston Pkwy W Houston, TX 77064 Full Service B&M $99,163
    BancorpSouth Bank 7950 Desiard St Monroe, LA 71203 Full Service B&M $30,423
    BancorpSouth Bank 800 Garrett Dr Bossier City, LA 71111 Full Service B&M $24,475
    BancorpSouth Bank 800 N Main St Brinkley, AR 72021 Full Service B&M $20,209
    BancorpSouth Bank 802 Highway 12 West Starkville, MS 39759 Full Service B&M $75,422
    BancorpSouth Bank 803 W Center St Greenwood, AR 72936 Full Service B&M $40,068
    BancorpSouth Bank 807 E Glenn Ave Auburn, AL 36830 Full Service B&M $37,918
    BancorpSouth Bank 813 N Main St Taylor, TX 76574 Full Service B&M $25,325
    BancorpSouth Bank 8146 Us-51 N Millington, TN 38053 Full Service B&M $22,029
    BancorpSouth Bank 815 Highway 51 N Covington, TN 38019 Full Service B&M $93,789
    BancorpSouth Bank 820 South Street Vicksburg, MS 39180 Full Service B&M $138,165
    BancorpSouth Bank 821 N Jackson St Houston, MS 38851 Limited, Drive-thru $12,878
    BancorpSouth Bank 8235 Forsyth Blvd, Suite 100 Clayton, MO 63105 Full Service B&M $18,296
    BancorpSouth Bank 8340 Stage Road Bartlett, TN 38134 Full Service B&M $16,852
    BancorpSouth Bank 8410 Highway 90a Sugar Land, TX 77478 Limited, Drive-thru $76,942
    BancorpSouth Bank 8433 1st Ave Leeds, AL 35094 Full Service B&M $24,943
    BancorpSouth Bank 8585 Fern Avenue Shreveport, LA 71105 Full Service B&M $217,350
    BancorpSouth Bank 8848 Northwest Drive Southaven, MS 38671 Full Service B&M $47,114
    BancorpSouth Bank 8966 Goodman Rd Olive Branch, MS 38654 Full Service B&M $126,249
    BancorpSouth Bank 9010 Ellerbe Rd Shreveport, LA 71106 Full Service B&M $50,050
    BancorpSouth Bank 9030 Moffett Road Semmes, AL 36575 Full Service B&M $4,797
    BancorpSouth Bank 904 E Hawkins Pkwy Longview, TX 75605 Full Service B&M $32,028
    BancorpSouth Bank 905 Cowanroad Gulfport, MS 39507 Full Service B&M $20,191
    BancorpSouth Bank 907 Ford St Llano, TX 78643 Full Service B&M $29,189
    BancorpSouth Bank 909 N 18th St Monroe, LA 71201 Full Service B&M $143,231
    BancorpSouth Bank 914 Murfreesboro Rd Franklin, TN 37064 Full Service B&M $52,242
    BancorpSouth Bank 9200 Mansfield Rd Shreveport, LA 71118 Full Service B&M $34,769
    BancorpSouth Bank 9650 W Fm 2147 Horseshoe Bay, TX 78657 Full Service B&M $56,761

    For 2019, Bancorpsouth had 299 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $776,759
    Net interest income $651,553
    Total noninterest income $278,487
    Gross Fiduciary activities income $16,042
    Service charges on deposit accounts $50,556
    Trading account gains and fees $0
    Additional Noninterest Income $211,889
    Pre-tax net operating income $299,344
    Securities gains (or losses, -) $174
    Income before extraordinary items $234,261
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $234,261
    Minority interest net income $0
    Net income $234,261
    Sale, conversion, retirement of capital stock, net $110,639
    Net operating income $234,123

    Bancorpsouth's gross interest income from loans was $776,759,000.
    Bancorpsouth's net interest income from loans was $651,553,000.
    Bancorpsouth's fee based income from loans was $50,556,000.
    Bancorpsouth's net income from loans was $234,261,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $125,206
    Provision for credit losses $1,500
    Total noninterest expense $629,196
    Salaries and employee benefits $396,603
    Premises and equipment expense $65,841
    Additional noninterest expense $166,752
    Applicable income taxes $65,257
    Net charge-offs $2,504
    Cash dividends $72,814

    Bancorpsouth's interest expense for loans was $125,206,000.
    Bancorpsouth's payroll and benefits expense were $396,603,000.
    Bancorpsouth's property, plant and equipment expenses $65,841,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.6%
    Other individual loans 0.0%
    Auto loans 1.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $16,271,863
    Deposits held in domestic offices $16,271,863
    Deposits by Individuals, partnerships, and corporations $14,448,747
    Deposits by U.S. Government $12,408
    Deposits by States and political subdivisions in the U.S. $1,809,668
    Deposits by Commercial banks and other depository institutions in U.S. $1,040
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $2,016,790
    Demand deposits $2,016,790
    Nontransaction accounts $14,255,073
    Money market deposit accounts (MMDAs) $6,098,810
    Other savings deposits (excluding MMDAs) $5,522,726
    Total time deposits $2,633,535
    Total time and savings deposits $14,255,073
    Noninterest-bearing deposits $4,523,407
    Interest-bearing deposits $11,748,456
    Retail deposits $15,466,748
    IRAs and Keogh plan accounts $441,137
    Brokered deposits $75,114
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $21,061,188
    Cash & Balances due from depository institutions $333,006
    Interest-bearing balances $71,233
    Total securities $4,482,904
    Federal funds sold & reverse repurchase $0
    Net loans and leases $14,184,320
    Loan and leases loss allowance $119,066
    Trading account assets $0
    Bank premises and fixed assets $468,105
    Other real estate owned $6,746
    Goodwill and other intangibles $942,796
    All other assets $643,311

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $21,061,188
    Total Liabilities $18,376,171
    Total deposits $16,271,863
    Interest-bearing deposits $11,748,456
    Deposits held in domestic offices $16,271,863
    % insured (estimated) $71
    Federal funds purchased and repurchase agreements $513,422
    Trading liabilities $0
    Other borrowed funds $763,505
    Subordinated debt $296,547
    All other liabilities $530,834

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $14,184,320
    Loan and leases loss allowance $119,066
    Total loans and leases (domestic) $14,303,386
    All real estate loans $11,847,035
    Real estate loans in domestic offices $11,847,035
    Construction and development loans $1,577,772
    Residential 1-4 family construction $403,473
    Other construction, all land development and other land $1,174,299
    Loans secured by nonfarm nonresidential properties $5,118,512
    Nonfarm nonresidential secured by owner-occupied properties $2,268,807
    Commercial real estate & other non-farm, non-residential $2,849,705
    Multifamily residential real estate $371,201
    1-4 family residential loans $4,442,202
    Farmland loans $337,348
    Loans held in foreign offices $0
    Farm loans $130,810
    Commercial and industrial loans $1,846,585
    To non-U.S. addressees $0
    Loans to individuals $250,126
    Credit card loans $80,968
    Related Plans $51,479
    Consumer Auto Loans $40,262
    Other loans to individuals $77,417
    All other loans & leases $228,830
    Loans to foreign governments and official institutions $0
    Other loans $80,741
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $11,646
    Loans secured by real estate to non-U.S. addressees $1,380
    Restructured Loans & leases $14,983
    Non 1-4 family restructured loans & leases $13,504
    Total loans and leases (foreign) $0

    BancorpSouth had $14,184,320,000 of loans outstanding in 2019. $11,847,035,000 of loans were in real estate loans. $1,577,772,000 of loans were in development loans. $371,201,000 of loans were in multifamily mortgage loans. $4,442,202,000 of loans were in 1-4 family mortgage loans. $130,810,000 of loans were in farm loans. $80,968,000 of loans were in credit card loans. $40,262,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 7,085 $2,108,216 $297,560
    Nonfarm, nonresidential loans - <$100k 1,652 $99,279 $60,096
    Nonfarm, nonresidential loans - $100-250k 2,352 $400,698 $170,365
    Nonfarm, nonresidential loans - $250k-1MM 3,081 $1,608,239 $521,986
    Commercial & Industrial, US addressed loans - <$1MM 13,739 $1,426,815 $103,851
    Commercial & Industrial, US addressed loans - <$100k 10,177 $366,979 $36,060
    Commercial & Industrial, US addressed loans - $100-250k 2,137 $353,743 $165,533
    Commercial & Industrial, US addressed loans - $250k-1MM 1,425 $706,093 $495,504
    Farmland loans - <$1MM 2,074 $246,612 $118,906
    Farmland loans - <$100k 1,226 $63,974 $52,181
    Farmland loans - $100-250k 617 $100,181 $162,368
    Farmland loans - $250k-1MM 231 $82,457 $356,957
    Agriculture operations loans - <$1MM 2,318 $127,134 $54,846
    Agriculture operations loans - <$100k 1,997 $54,339 $27,210
    Agriculture operations loans - $100-250k 217 $34,168 $157,456
    Agriculture operations loans - $250k-1MM 104 $38,627 $371,413