Bancorpsouth Mortgage Rates, Fees & Info
Tupelo, MSLEI: Q7C315HKI8VX0SSKBS64
Tax ID: 64-0117230
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Review & Overview
Bancorpsouth is a small mortgage company specializing in Home Purchase and Refi loans. Bancorpsouth has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Memphis, Jackson, Birmingham, Houston, and Nashville among others. We have data for 183 markets. (Some data included below & more in-depth data is available with an active subscription.)Bancorpsouth has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Bancorpsouth is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
---|---|---|
Home Equity Line of Credit (HELOC) | 6.27% | 12/17/24 |
30 Year Conventional Purchase | 6.62% | 12/17/24 |
30 Year Conventional Refi | 6.67% | 12/17/24 |
30 Year Cash-out Refi | 6.90% | 12/17/24 |
30 Year FHA Purchase | 7.27% | 12/17/24 |
30 Year FHA Refi | 7.32% | 12/17/24 |
30 Year VA Purchase | 6.37% | 12/17/24 |
30 Year VA Refi | 6.07% | 12/17/24 |
30 Year USDA Purchase | 6.77% | 12/17/24 |
30 Year USDA Refi | 7.14% | 12/17/24 |
15 Year Conventional Purchase | 6.14% | 12/17/24 |
15 Year Conventional Refi | 6.37% | 12/17/24 |
15 Year Cash-out Refi | 6.37% | 12/17/24 |
15 Year FHA Purchase | 5.68% | 12/17/24 |
15 Year FHA Refi | 7.70% | 12/17/24 |
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. |
Bancorpsouth Mortgage Calculator
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technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
14,618Origination Dollar Volume (All Markets)
$2,309,300,000Employee count
4,445 Show all (105) awardsBancorpSouth - 2018
BancorpSouth is a 2018 , due to their low .
For 2018, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1,493 | $214,345,000 | $143,567 | $3,142 | 4.84% |
JACKSON, MS (FHA|USDA|VA) | 1,175 | $173,425,000 | $147,596 | $1,984 | 4.80% |
Outside of Metro Areas | 1,263 | $118,965,000 | $94,192 | $1,672 | 4.83% |
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 598 | $112,220,000 | $187,659 | $1,891 | 4.84% |
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 459 | $111,735,000 | $243,431 | $3,944 | 4.85% |
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 535 | $110,655,000 | $206,832 | $2,365 | 4.94% |
Tupelo, MS (FHA|USDA|VA) | 888 | $98,210,000 | $110,597 | $1,939 | 4.77% |
GULFPORT-BILOXI, MS (FHA|USDA|VA) | 564 | $89,950,000 | $159,486 | $1,947 | 4.87% |
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 223 | $79,865,000 | $358,139 | $4,915 | 4.85% |
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 422 | $76,480,000 | $181,232 | $2,148 | 4.86% |
SPRINGFIELD, MO (FHA|USDA|VA) | 323 | $63,145,000 | $195,495 | $1,497 | 5.05% |
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 142 | $55,270,000 | $389,225 | $3,854 | 4.80% |
HUNTSVILLE, AL (FHA|USDA|VA) | 317 | $51,375,000 | $162,066 | $1,774 | 4.99% |
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 314 | $50,210,000 | $159,904 | $1,493 | 5.07% |
MONROE, LA (FHA|USDA|VA) | 330 | $48,220,000 | $146,121 | $2,654 | 5.01% |
Oxford, MS (FHA|USDA|VA) | 229 | $46,885,000 | $204,738 | $2,329 | 4.87% |
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 208 | $45,160,000 | $217,115 | $2,293 | 4.93% |
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 153 | $45,065,000 | $294,542 | $2,753 | 4.78% |
JACKSON, TN (FHA|USDA|VA) | 428 | $41,380,000 | $96,682 | $1,611 | 4.98% |
BATON ROUGE, LA (FHA|USDA|VA) | 222 | $39,900,000 | $179,730 | $1,952 | 4.98% |
HATTIESBURG, MS (FHA|USDA|VA) | 343 | $38,395,000 | $111,939 | $1,610 | 4.83% |
FORT SMITH, AR-OK (FHA|USDA|VA) | 366 | $38,320,000 | $104,699 | $1,596 | 4.93% |
Starkville, MS (FHA|USDA|VA) | 217 | $33,725,000 | $155,415 | $2,218 | 4.85% |
MOBILE, AL (FHA|USDA|VA) | 209 | $32,245,000 | $154,282 | $1,612 | 5.00% |
LAFAYETTE, LA (FHA|USDA|VA) | 161 | $27,375,000 | $170,031 | $2,765 | 4.87% |
KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 75 | $23,185,000 | $309,133 | $3,672 | 4.99% |
Nacogdoches, TX (FHA|USDA|VA) | 155 | $20,715,000 | $133,645 | $2,199 | 4.79% |
TUSCALOOSA, AL (FHA|USDA|VA) | 118 | $20,610,000 | $174,661 | $2,025 | 4.62% |
LONGVIEW, TX (FHA|USDA|VA) | 135 | $20,075,000 | $148,704 | $2,342 | 4.93% |
TYLER, TX (FHA|USDA|VA) | 76 | $19,500,000 | $256,579 | $3,053 | 4.88% |
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 48 | $19,100,000 | $397,917 | $2,329 | 4.47% |
TEXARKANA, TX-AR (FHA|USDA|VA) | 107 | $18,195,000 | $170,047 | $2,273 | 5.00% |
CHATTANOOGA, TN-GA (FHA|USDA|VA) | 51 | $16,845,000 | $330,294 | $2,203 | 4.69% |
Columbus, MS (FHA|USDA|VA) | 130 | $16,590,000 | $127,615 | $2,273 | 4.92% |
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 78 | $14,180,000 | $181,795 | $2,059 | 4.77% |
JONESBORO, AR (FHA|USDA|VA) | 138 | $14,100,000 | $102,174 | $1,209 | 4.93% |
AUBURN-OPELIKA, AL (FHA|USDA|VA) | 91 | $14,095,000 | $154,890 | $2,092 | 4.91% |
Albertville, AL (FHA|USDA|VA) | 160 | $13,110,000 | $81,938 | $1,543 | 5.01% |
Vicksburg, MS (FHA|USDA|VA) | 109 | $12,215,000 | $112,064 | $1,932 | 4.81% |
Laurel, MS (FHA|USDA|VA) | 147 | $11,755,000 | $79,966 | $1,244 | 4.86% |
ST. LOUIS, MO-IL (FHA|USDA|VA) | 27 | $9,965,000 | $369,074 | $2,064 | 4.91% |
Lufkin, TX (FHA|USDA|VA) | 69 | $9,915,000 | $143,696 | $2,713 | 4.86% |
Corinth, MS (FHA|USDA|VA) | 97 | $9,505,000 | $97,990 | $1,702 | 4.82% |
ALEXANDRIA, LA (FHA|USDA|VA) | 57 | $8,625,000 | $151,316 | $2,711 | 5.03% |
LAKE CHARLES, LA (FHA|USDA|VA) | 38 | $8,010,000 | $210,789 | $4,735 | 4.63% |
Grenada, MS (FHA|USDA|VA) | 66 | $7,840,000 | $118,788 | $1,880 | 4.90% |
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 29 | $7,025,000 | $242,241 | $3,118 | 4.86% |
CLEVELAND, TN (FHA|USDA|VA) | 50 | $6,800,000 | $136,000 | $2,354 | 4.64% |
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 20 | $6,770,000 | $338,500 | $3,439 | 4.38% |
Paragould, AR (FHA|USDA|VA) | 69 | $6,715,000 | $97,319 | $1,033 | 4.94% |
Edwards, CO (FHA|USDA|VA) | 1 | $6,245,000 | $6,245,000 | $0 | 4.50% |
West Point, MS (FHA|USDA|VA) | 51 | $5,515,000 | $108,137 | $1,726 | 4.89% |
DECATUR, AL (FHA|USDA|VA) | 26 | $4,980,000 | $191,538 | $1,324 | 5.22% |
El Dorado, AR (FHA|USDA|VA) | 42 | $4,410,000 | $105,000 | $1,255 | 4.80% |
MONTGOMERY, AL (FHA|USDA|VA) | 25 | $4,055,000 | $162,200 | $1,099 | 4.98% |
PANAMA CITY, FL (FHA|USDA|VA) | 19 | $3,975,000 | $209,211 | $2,239 | 4.57% |
Ruston, LA (FHA|USDA|VA) | 29 | $3,955,000 | $136,379 | $2,574 | 4.88% |
Hope, AR (FHA|USDA|VA) | 65 | $3,835,000 | $59,000 | $693 | 4.93% |
Camden, AR (FHA|USDA|VA) | 59 | $3,665,000 | $62,119 | $858 | 4.93% |
HOT SPRINGS, AR (FHA|USDA|VA) | 26 | $3,650,000 | $140,385 | $1,995 | 4.97% |
OKLAHOMA CITY, OK (FHA|USDA|VA) | 9 | $3,415,000 | $379,444 | $1,729 | 4.14% |
Cleveland, MS (FHA|USDA|VA) | 23 | $3,355,000 | $145,870 | $2,469 | 4.57% |
Batesville, AR (FHA|USDA|VA) | 28 | $3,160,000 | $112,857 | $2,935 | 4.70% |
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 9 | $2,865,000 | $318,333 | $2,967 | 4.51% |
GADSDEN, AL (FHA|USDA|VA) | 20 | $2,660,000 | $133,000 | $1,735 | 4.78% |
CORPUS CHRISTI, TX (FHA|USDA|VA) | 8 | $2,590,000 | $323,750 | $3,802 | 4.91% |
Jacksonville, TX (FHA|USDA|VA) | 12 | $2,050,000 | $170,833 | $3,230 | 5.06% |
Magnolia, AR (FHA|USDA|VA) | 44 | $1,990,000 | $45,227 | $494 | 4.75% |
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 4 | $1,960,000 | $490,000 | $3,608 | 3.91% |
Martin, TN (FHA|USDA|VA) | 35 | $1,955,000 | $55,857 | $1,166 | 4.95% |
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 4 | $1,650,000 | $412,500 | $2,569 | 4.09% |
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 12 | $1,590,000 | $132,500 | $1,916 | 4.86% |
KANSAS CITY, MO-KS (FHA|USDA|VA) | 6 | $1,590,000 | $265,000 | $1,032 | 4.46% |
McComb, MS (FHA|USDA|VA) | 3 | $1,535,000 | $511,667 | $2,661 | 4.96% |
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 6 | $1,460,000 | $243,333 | $3,443 | 5.23% |
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 6 | $1,420,000 | $236,667 | $2,413 | 4.54% |
Picayune, MS (FHA|USDA|VA) | 11 | $1,235,000 | $112,273 | $2,188 | 4.70% |
Opelousas, LA (FHA|USDA|VA) | 7 | $1,215,000 | $173,571 | $3,386 | 4.75% |
Meridian, MS (FHA|USDA|VA) | 10 | $1,180,000 | $118,000 | $1,528 | 4.88% |
SHERMAN-DENISON, TX (FHA|USDA|VA) | 5 | $1,175,000 | $235,000 | $2,997 | 4.83% |
Greenwood, MS (FHA|USDA|VA) | 8 | $1,150,000 | $143,750 | $2,570 | 4.72% |
WACO, TX (FHA|USDA|VA) | 3 | $1,135,000 | $378,333 | $3,120 | 4.63% |
Fort Payne, AL (FHA|USDA|VA) | 12 | $1,110,000 | $92,500 | $554 | 4.95% |
Sevierville, TN (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $1,962 | 4.91% |
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 2 | $1,080,000 | $540,000 | $1,671 | 5.31% |
Blytheville, AR (FHA|USDA|VA) | 20 | $1,050,000 | $52,500 | $578 | 5.16% |
Lewisburg, TN (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $2,982 | 4.25% |
PINE BLUFF, AR (FHA|USDA|VA) | 10 | $1,030,000 | $103,000 | $3,420 | 4.80% |
Minden, LA (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $3,607 | 5.13% |
Key West, FL (FHA|USDA|VA) | 1 | $1,005,000 | $1,005,000 | $4,595 | 4.63% |
KNOXVILLE, TN (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $739 | 3.75% |
Searcy, AR (FHA|USDA|VA) | 5 | $935,000 | $187,000 | $1,833 | 4.43% |
GAINESVILLE, FL (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $1,897 | 3.75% |
ROANOKE, VA (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $2,637 | 3.75% |
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $1,682 | 4.19% |
PORT ST. LUCIE, FL (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $2,357 | 3.88% |
Athens, TX (FHA|USDA|VA) | 5 | $845,000 | $169,000 | $1,610 | 5.15% |
Cullman, AL (FHA|USDA|VA) | 10 | $840,000 | $84,000 | $2,407 | 4.68% |
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 5 | $795,000 | $159,000 | $2,707 | 4.55% |
JOHNSON CITY, TN (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $3,001 | 4.06% |
LaGrange, GA-AL (FHA|USDA|VA) | 7 | $785,000 | $112,143 | $3,467 | 5.03% |
ALBUQUERQUE, NM (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $2,152 | 3.75% |
Talladega-Sylacauga, AL (FHA|USDA|VA) | 5 | $775,000 | $155,000 | $1,443 | 4.55% |
PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $775,000 | $775,000 | $5,124 | 4.63% |
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $2,194 | 4.50% |
JOPLIN, MO (FHA|USDA|VA) | 5 | $755,000 | $151,000 | $3,960 | 4.60% |
Bay City, TX (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $5,148 | 4.97% |
CLARKSVILLE, TN-KY (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $2,601 | 4.69% |
Indianola, MS (FHA|USDA|VA) | 7 | $695,000 | $99,286 | $1,964 | 4.50% |
Athens, TN (FHA|USDA|VA) | 5 | $685,000 | $137,000 | $1,691 | 4.70% |
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $0 | 5.88% |
Natchez, MS-LA (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $2,822 | 5.21% |
Sulphur Springs, TX (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $0 | 5.75% |
ANNISTON-OXFORD, AL (FHA|USDA|VA) | 6 | $580,000 | $96,667 | $2,279 | 4.96% |
Palestine, TX (FHA|USDA|VA) | 7 | $575,000 | $82,143 | $1,722 | 5.32% |
Arkadelphia, AR (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $4,660 | 4.84% |
Russellville, AR (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $3,227 | 4.78% |
Port Lavaca, TX (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $0 | 6.25% |
HAMMOND, LA (FHA|USDA|VA) | 5 | $505,000 | $101,000 | $699 | 5.95% |
Marshall, MO (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $0 | 5.75% |
Mountain Home, AR (FHA|USDA|VA) | 5 | $475,000 | $95,000 | $1,878 | 4.85% |
DeRidder, LA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $7,723 | 4.75% |
FLORENCE, SC (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $3,379 | 5.00% |
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $1,712 | 4.25% |
COLUMBUS, GA-AL (FHA|USDA|VA) | 4 | $410,000 | $102,500 | $1,068 | 5.16% |
Natchitoches, LA (FHA|USDA|VA) | 5 | $405,000 | $81,000 | $960 | 5.08% |
MEDFORD, OR (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $4,398 | 4.25% |
Brookhaven, MS (FHA|USDA|VA) | 4 | $400,000 | $100,000 | $2,711 | 4.56% |
WINSTON-SALEM, NC (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $1,255 | 3.75% |
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $13,405 | 4.88% |
MIDLAND, TX (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,837 | 4.63% |
Alexander City, AL (FHA|USDA|VA) | 4 | $380,000 | $95,000 | $1,778 | 4.72% |
Stillwater, OK (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $2,493 | 4.69% |
Harrison, AR (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $3,173 | 4.63% |
Brownsville, TN (FHA|USDA|VA) | 4 | $350,000 | $87,500 | $3,661 | 4.75% |
LUBBOCK, TX (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $2,216 | 4.38% |
Dyersburg, TN (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $1,294 | 4.71% |
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $0 | 5.75% |
Bogalusa, LA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $5,521 | 5.13% |
Durango, CO (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,776 | 4.75% |
Crossville, TN (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $1,098 | 5.44% |
MORGANTOWN, WV (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,898 | 3.75% |
Georgetown, SC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,041 | 3.88% |
Huntsville, TX (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $2,989 | 4.44% |
Steamboat Springs, CO (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 4.50% |
RICHMOND, VA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $290 | 3.75% |
NEW BERN, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,043 | 4.38% |
Greenville, MS (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $1,840 | 4.32% |
Jennings, LA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $4,732 | 5.06% |
Scottsboro, AL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,950 | 4.88% |
Jasper, AL (FHA|USDA|VA) | 3 | $205,000 | $68,333 | $1,623 | 5.29% |
SAVANNAH, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,573 | 4.75% |
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $2,493 | 5.31% |
ODESSA, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,494 | 3.88% |
COLUMBIA, SC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,129 | 3.75% |
CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,922 | 3.75% |
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 5.50% |
RALEIGH-CARY, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $810 | 4.50% |
Cullowhee, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 5.75% |
AMARILLO, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,340 | 4.38% |
Rockport, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,886 | 5.25% |
ST. GEORGE, UT (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,895 | 4.88% |
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,591 | 4.50% |
ROME, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $850 | 4.00% |
Hereford, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,131 | 4.75% |
DALTON, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,322 | 4.25% |
CHARLESTON, WV (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $908 | 5.00% |
Atmore, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,670 | 4.63% |
TULSA, OK (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,340 | 4.75% |
Branson, MO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 3.75% |
ABILENE, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 4.99% |
Paris, TN (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $2,346 | 4.88% |
LINCOLN, NE (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 5.75% |
Durant, OK (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,002 | 3.75% |
JACKSONVILLE, FL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $208 | 4.75% |
Kennett, MO (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $219 | 4.50% |
Union City, TN (FHA|USDA|VA) | 3 | $95,000 | $31,667 | $500 | 4.50% |
HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 5.50% |
Selma, AL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,503 | 4.25% |
Stephenville, TX (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 6.00% |
Shelbyville, TN (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 5.25% |
Brownwood, TX (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 5.00% |
Forrest City, AR (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 6.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against BancorpSouth based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2018, Bancorpsouth's most frequently originated type of loan was Conventional, with 8,313 originations. Their 2nd most popular type was HELOC, with 4,392 originations.
Loan Reason
For 2018, Bancorpsouth's most frequently cited loan purpose was Home Purchase, with 6,809 originations. The 2nd most popular reason was Refi, with 4,241 originations.
Loan Duration/Length
For 2018, Bancorpsouth's most frequently cited loan duration was 30 Year, with 5,611 originations. The 2nd most popular length was 5 Year, with 4,460 originations.
Origination Fees/Closing Costs
Bancorpsouth's average total fees were $2,795, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 7,590 originations.
Interest Rates
During 2018, Bancorpsouth's average interest rate for loans was 4.67%, while their most frequently originated rate bucket for loans was 4-5%, with 8,858 originations.
Loan Sizing
2018 saw Bancorpsouth place emphasis on $100,000 or less loans with 6,664 originations, totaling $323,620,000 in origination value.
Applicant Income
Bancorpsouth lent most frequently to those with incomes in the $50k or less range, with 2,991 originations. The second most popular income band? $50k-75k, with 2,860 originations.
Applicant Debt to Income Ratio
Bancorpsouth lent most frequently to those with DTI ratios of 20-30%, with 3,731 originations. The next most common DTI ratio? <20%, with 2,528 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications87.87%
Bancorpsouth has an average approval rate.
Pick Rate
Approvals leading to origination81.70%
Bancorpsouth has a below average pick rate.
Points and Fees
Points | Originations | Total Value | Average Loan |
---|---|---|---|
0.0 | 2 | $20,000 | $10,000 |
NA | 14,616 | $2,309,280,000 | $157,997 |
Occupancy Type Mix
LTV Distribution
Complaints
Bank Name | Product | Issue | 2018 CPFB Complaints | % of Total Issues |
---|---|---|---|---|
BANCORPSOUTH BANK | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 2 | 33.3% |
BANCORPSOUTH BANK | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 16.7% |
BANCORPSOUTH BANK | FHA mortgage | Trouble during payment process | 1 | 16.7% |
BANCORPSOUTH BANK | Other type of mortgage | Struggling to pay mortgage | 1 | 16.7% |
BANCORPSOUTH BANK | Other type of mortgage | Trouble during payment process | 1 | 16.7% |
Bank Details
Branches
Bank Name | Branch | Branch Type | Deposits (000's) |
---|---|---|---|
BancorpSouth Bank | 1011 West Collin Raye Drive De Queen, AR 71832 | Full Service B&M | $12,694 |
BancorpSouth Bank | 109 Main Street Hooks, TX 75561 | Full Service B&M | $13,903 |
BancorpSouth Bank | 110 South 16th Avenue Laurel, MS 39440 | Full Service B&M | $52,447 |
BancorpSouth Bank | 120 Lehmberg Road Columbus, MS 39702 | Full Service B&M | $13,682 |
BancorpSouth Bank | 1309 Main Street Conway, AR 72034 | Full Service B&M | $1,284 |
BancorpSouth Bank | 131 North Chester Street Hazen, AR 72064 | Full Service B&M | $21,380 |
BancorpSouth Bank | 1318 Pass Road Gulfport, MS 39501 | Full Service B&M | $19,853 |
BancorpSouth Bank | 1510 North West Avenue El Dorado, AR 71730 | Full Service B&M | $4,574 |
BancorpSouth Bank | 201 West Main Street Lumberton, MS 39455 | Full Service B&M | $24,873 |
BancorpSouth Bank | 203 North Railroad, Suite 3b Buda, TX 78610 | Full Service B&M | $14,501 |
BancorpSouth Bank | 204 Westmoreland Mason, TX 76856 | Full Service B&M | $17,795 |
BancorpSouth Bank | 2040 Us 45-Bypass South Trenton, TN 38382 | Full Service B&M | $28,787 |
BancorpSouth Bank | 205 W Sweet Potato Street Vardaman, MS 38878 | Full Service B&M | $40,911 |
BancorpSouth Bank | 206 South Dalton Bartlett, TX 76511 | Full Service B&M | $20,314 |
BancorpSouth Bank | 206 South Key Avenue Lampasas, TX 76550 | Full Service B&M | $58,172 |
BancorpSouth Bank | 207 North Main Street Elgin, TX 78621 | Full Service B&M | $13,496 |
BancorpSouth Bank | 207 S First Street Booneville, MS 38829 | Full Service B&M | $57,161 |
BancorpSouth Bank | 2400 North Street Nacogdoches, TX 75965 | Full Service B&M | $283,418 |
BancorpSouth Bank | 450 North Hwy 95 Academy, TX 76554 | Full Service B&M | $12,604 |
BancorpSouth Bank | 456 South Coley Road Tupelo, MS 38802 | Full Service B&M | $67,894 |
BancorpSouth Bank | 4600 Jackson Street Alexandria, LA 71303 | Full Service B&M | $21,159 |
BancorpSouth Bank | 4650 Hardy Street Hattiesburg, MS 39402 | Full Service B&M | $44,203 |
BancorpSouth Bank | 6832 Pines Road Shreveport, LA 71129 | Full Service B&M | $13,703 |
BancorpSouth Bank | 821 North Jackson Street Houston, MS 38851 | Full Service B&M | $12,182 |
BancorpSouth Bank | One Mississippi Plaza Tupelo, MS 38804 | Full Service B&M | $315,375 |
BancorpSouth Bank | U.S. Highway 45 North Aberdeen, MS 39730 | Full Service B&M | $68,771 |
BancorpSouth Bank | 10 Commerce Street Hayneville, AL 36040 | Full Service B&M | $18,943 |
BancorpSouth Bank | 100 Hardy Street Hattiesburg, MS 39401 | Full Service B&M | $260,505 |
BancorpSouth Bank | 100 North Veterans Boulevard Tupelo, MS 38801 | Full Service B&M | $22,256 |
BancorpSouth Bank | 100 Primos Road Flowood, MS 39232 | Full Service B&M | $28,391 |
BancorpSouth Bank | 1000 Union University Drive Jackson, TN 38305 | Full Service B&M | $102,621 |
BancorpSouth Bank | 1003 Washington Avenue Ocean Springs, MS 39564 | Full Service B&M | $55,117 |
BancorpSouth Bank | 101 East Polk Burnet, TX 78611 | Full Service B&M | $35,470 |
BancorpSouth Bank | 101 N 4th St Lometa, TX 76853 | Full Service B&M | $24,751 |
BancorpSouth Bank | 101 Rock Creek Parkway Fairhope, AL 36532 | Full Service B&M | $20,631 |
BancorpSouth Bank | 101 W. Main Street El Dorado, AR 71730 | Full Service B&M | $178,491 |
BancorpSouth Bank | 10149 Central Avenue North Biloxi, MS 39532 | Full Service B&M | $0 |
BancorpSouth Bank | 10149 Central Avenue Diberville, MS 39540 | Full Service B&M | $43,348 |
BancorpSouth Bank | 1020 Highway 49 South Richland, MS 39218 | Full Service B&M | $48,702 |
BancorpSouth Bank | 1026 College Street Milan, TN 38358 | Full Service B&M | $55,972 |
BancorpSouth Bank | 1028 Fort Dale Road Greenville, AL 36037 | Full Service B&M | $16,199 |
BancorpSouth Bank | 103 Commerce Street Horseshoe Bend, AR 72512 | Full Service B&M | $15,395 |
BancorpSouth Bank | 103 Mccord Road Pontotoc, MS 38863 | Full Service B&M | $24,989 |
BancorpSouth Bank | 1035 Mcingvale Road Hernando, MS 38632 | Full Service B&M | $32,329 |
BancorpSouth Bank | 1046 Church Road West, Suite 101 Southaven, MS 38671 | Full Service B&M | $21,553 |
BancorpSouth Bank | 1049 Highland Colony Parkway Ridgeland, MS 39157 | Full Service B&M | $35,673 |
BancorpSouth Bank | 1057 Schillinger Road South Mobile, AL 36695 | Full Service B&M | $88,838 |
BancorpSouth Bank | 106 South Fulton Street Iuka, MS 38852 | Limited, Drive-thru | $0 |
BancorpSouth Bank | 107 Glenda Street Rayville, LA 71269 | Full Service B&M | $56,126 |
BancorpSouth Bank | 107 North Main Street Ridgely, TN 38080 | Full Service B&M | $18,029 |
BancorpSouth Bank | 1101 Pinecrest Drive East Marshall, TX 75670 | Full Service B&M | $22,404 |
BancorpSouth Bank | 1107 North Second Street Booneville, MS 38829 | Full Service B&M | $20,575 |
BancorpSouth Bank | 111 6th Street Chilton, TX 76632 | Full Service B&M | $7,272 |
BancorpSouth Bank | 111 East Main Street Florence, MS 39073 | Full Service B&M | $36,794 |
BancorpSouth Bank | 111 Rue Jean Lafitte, Vermilion Oaks Building, Suite 102 Lafayette, LA 70508 | Full Service B&M | $17,197 |
BancorpSouth Bank | 112 W. Pine Street Taylor, AR 71861 | Full Service B&M | $10,945 |
BancorpSouth Bank | 1137 Washington Street, N.W. Camden, AR 71701 | Full Service B&M | $6,374 |
BancorpSouth Bank | 115 East Washington Street Houston, MS 38851 | Full Service B&M | $123,295 |
BancorpSouth Bank | 115 Town Square Bruce, MS 38915 | Full Service B&M | $48,392 |
BancorpSouth Bank | 1150 Canyon Creek Drive Temple, TX 76502 | Full Service B&M | $3,058 |
BancorpSouth Bank | 11525 Hwy 49 N Marmaduke, AR 72443 | Full Service B&M | $13,410 |
BancorpSouth Bank | 118 North Court Carlisle, AR 72024 | Full Service B&M | $38,708 |
BancorpSouth Bank | 120 Colony Crossing Madison, MS 39110 | Full Service B&M | $51,989 |
BancorpSouth Bank | 120 Cr 119, Suite 100 Hutto, TX 78634 | Full Service B&M | $6,367 |
BancorpSouth Bank | 120 Service Drive Brandon, MS 39042 | Full Service B&M | $35,026 |
BancorpSouth Bank | 121 East Main Street Melbourne, AR 72556 | Full Service B&M | $29,615 |
BancorpSouth Bank | 1211 South Shackleford Road Little Rock, AR 72211 | Full Service B&M | $21,233 |
BancorpSouth Bank | 1215 South Gloster Street Tupelo, MS 38801 | Full Service B&M | $26,996 |
BancorpSouth Bank | 1222 Rogers Avenue Fort Smith, AR 72901 | Full Service B&M | $244,567 |
BancorpSouth Bank | 123 Washington Street Camden, AR 71701 | Full Service B&M | $74,953 |
BancorpSouth Bank | 1240 Highway 61 North Vicksburg, MS 39183 | Full Service B&M | $35,302 |
BancorpSouth Bank | 1263 North Market Street Shreveport, LA 71107 | Full Service B&M | $44,014 |
BancorpSouth Bank | 12655 North Central Expressway Dallas, TX 75243 | Full Service B&M | $39,403 |
BancorpSouth Bank | 127 E Front St Iuka, MS 38852 | Full Service B&M | $102,528 |
BancorpSouth Bank | 12716 Perkins Road Baton Rouge, LA 70810 | Full Service B&M | $15,056 |
BancorpSouth Bank | 1284 Main Street Tishomingo, MS 38873 | Full Service B&M | $17,835 |
BancorpSouth Bank | 1301 Fisher Street Goldthwaite, TX 76844 | Full Service B&M | $29,130 |
BancorpSouth Bank | 1301 Gunter Avenue Guntersville, AL 35976 | Full Service B&M | $88,331 |
BancorpSouth Bank | 13331 Emerald Coast Parkway Miramar Beach, FL 32550 | Full Service B&M | $32,423 |
BancorpSouth Bank | 134 North Marcus Street Alto, TX 75925 | Full Service B&M | $19,704 |
BancorpSouth Bank | 13423 Highway 73 Prairieville, LA 70769 | Full Service B&M | $12,061 |
BancorpSouth Bank | 139 North Poplar Street Dresden, TN 38225 | Full Service B&M | $32,699 |
BancorpSouth Bank | 1411 Highland Avenue Jackson, TN 38301 | Full Service B&M | $37,196 |
BancorpSouth Bank | 1411 Highway 67 South Pocahontas, AR 72455 | Full Service B&M | $13,507 |
BancorpSouth Bank | 143 Central Avenue West Petal, MS 39465 | Full Service B&M | $64,048 |
BancorpSouth Bank | 1434 South Highland Avenue Jackson, TN 38301 | Full Service B&M | $52,611 |
BancorpSouth Bank | 1451 Canton Mart Road Jackson, MS 39211 | Full Service B&M | $34,245 |
BancorpSouth Bank | 14550 Fm 1431 West Kingsland, TX 78639 | Full Service B&M | $29,957 |
BancorpSouth Bank | 150 E. Metro Boulevard Flowood, MS 39232 | Full Service B&M | $18,911 |
BancorpSouth Bank | 1500 Main Street Humboldt, TN 38343 | Full Service B&M | $53,724 |
BancorpSouth Bank | 1501 Lakeland Drive Jackson, MS 39216 | Full Service B&M | $36,788 |
BancorpSouth Bank | 1503 East Madison Street Bastrop, LA 71220 | Full Service B&M | $61,979 |
BancorpSouth Bank | 15410 5th Street Gulfport, MS 39503 | Full Service B&M | $31,665 |
BancorpSouth Bank | 1562 Goodman Road Horn Lake, MS 38637 | Full Service B&M | $18,417 |
BancorpSouth Bank | 1620 Grand Avenue Parkway, Suite 100 Pflugerville, TX 78660 | Full Service B&M | $7,088 |
BancorpSouth Bank | 16225 Highway 64 Somerville, TN 38068 | Full Service B&M | $22,407 |
BancorpSouth Bank | 1624 Highway 51 South Covington, TN 38019 | Full Service B&M | $15,947 |
BancorpSouth Bank | 164 Live Oak Street Marlin, TX 76661 | Full Service B&M | $47,879 |
BancorpSouth Bank | 16550 West Main Street Louisville, MS 39339 | Full Service B&M | $76,042 |
BancorpSouth Bank | 1671 Simpson, Highway 49 Magee, MS 39111 | Full Service B&M | $20,113 |
BancorpSouth Bank | 17 Hwy 64 E Alma, AR 72921 | Full Service B&M | $34,416 |
BancorpSouth Bank | 170 South Us Highway 59 Garrison, TX 75946 | Full Service B&M | $42,902 |
BancorpSouth Bank | 1721 South Beckham Tyler, TX 75701 | Full Service B&M | $21,711 |
BancorpSouth Bank | 17703 Cantrell Road Little Rock, AR 72223 | Full Service B&M | $10,670 |
BancorpSouth Bank | 1778 Popps Ferry Road Biloxi, MS 39532 | Full Service B&M | $22,810 |
BancorpSouth Bank | 178 Commerce Street Batesville, MS 38606 | Full Service B&M | $26,774 |
BancorpSouth Bank | 181 West Us 190, Suite 2 Copperas Cove, TX 76522 | Full Service B&M | $4,617 |
BancorpSouth Bank | 1833 Linwood Drive Paragould, AR 72450 | Full Service B&M | $32,879 |
BancorpSouth Bank | 1851 North Gloster Street Tupelo, MS 38804 | Full Service B&M | $36,517 |
BancorpSouth Bank | 1901 West Parker Road Jonesboro, AR 72401 | Full Service B&M | $17,502 |
BancorpSouth Bank | 1929 Jackson Avenue West Oxford, MS 38655 | Limited, Drive-thru | $23,466 |
BancorpSouth Bank | 200 South 28 Avenue Hattiesburg, MS 39401 | Full Service B&M | $20,491 |
BancorpSouth Bank | 200 South Bell Avenue Hamilton, TX 76531 | Full Service B&M | $70,864 |
BancorpSouth Bank | 200 South Elm Street Hope, AR 71801 | Full Service B&M | $91,169 |
BancorpSouth Bank | 2002 North 7th Street West Monroe, LA 71291 | Full Service B&M | $58,733 |
BancorpSouth Bank | 2006 Hwy 56 East Calico Rock, AR 72519 | Full Service B&M | $10,119 |
BancorpSouth Bank | 2006 South Main Street Stuttgart, AR 72160 | Full Service B&M | $1,072 |
BancorpSouth Bank | 201 East Davilla Granger, TX 76530 | Full Service B&M | $17,009 |
BancorpSouth Bank | 201 St. Nazaire Road Broussard, LA 70518 | Full Service B&M | $7,273 |
BancorpSouth Bank | 201 Washington Street, S.E. Camden, AR 71701 | Limited, Drive-thru | $0 |
BancorpSouth Bank | 2144 East Kearney Street Springfield, MO 65803 | Full Service B&M | $26,284 |
BancorpSouth Bank | 2173 Highway 72 East Corinth, MS 38834 | Full Service B&M | $29,853 |
BancorpSouth Bank | 2174 Main Street Madison, MS 39110 | Full Service B&M | $34,263 |
BancorpSouth Bank | 219 Main Street Nettleton, MS 38858 | Full Service B&M | $48,855 |
BancorpSouth Bank | 2200 North State Line Avenue Texarkana, AR 71854 | Full Service B&M | $24,039 |
BancorpSouth Bank | 2201 Fair Park Blvd Jonesboro, AR 72401 | Full Service B&M | $53,263 |
BancorpSouth Bank | 2201 Rodney Parham Road Little Rock, AR 72212 | Full Service B&M | $18,879 |
BancorpSouth Bank | 2211 Highland Avenue South Birmingham, AL 35205 | Full Service B&M | $77,383 |
BancorpSouth Bank | 2220 Hwy 45 North Columbus, MS 39701 | Full Service B&M | $71,889 |
BancorpSouth Bank | 230 West Main Street New Iberia, LA 70560 | Full Service B&M | $6,453 |
BancorpSouth Bank | 2300 Eldorado Parkway Mckinney, TX 75070 | Full Service B&M | $4,359 |
BancorpSouth Bank | 2301 Highway 80 East Pearl, MS 39208 | Full Service B&M | $61,791 |
BancorpSouth Bank | 2333 U.S. Highway 431 S. Boaz, AL 35957 | Full Service B&M | $14,924 |
BancorpSouth Bank | 2364 Pass Road Biloxi, MS 39531 | Full Service B&M | $41,722 |
BancorpSouth Bank | 2405 South Mckenzie Street Foley, AL 36535 | Full Service B&M | $26,359 |
BancorpSouth Bank | 2420 Pepperell Parkway Opelika, AL 36801 | Full Service B&M | $23,275 |
BancorpSouth Bank | 2450 Moody Parkway Moody, AL 35004 | Full Service B&M | $18,918 |
BancorpSouth Bank | 2516 North St Nacogdoches, TX 75965 | Limited, Administrative | $0 |
BancorpSouth Bank | 2541 Highway 145 Saltillo, MS 38866 | Full Service B&M | $25,513 |
BancorpSouth Bank | 2600 North State Street Jackson, MS 39216 | Full Service B&M | $27,306 |
BancorpSouth Bank | 2601 South Street Nacogdoches, TX 75964 | Full Service B&M | $35,315 |
BancorpSouth Bank | 2620 East Sunshine Street Springfield, MO 65804 | Full Service B&M | $48,111 |
BancorpSouth Bank | 27 Byrd Blvd Petal, MS 39465 | Full Service B&M | $37,804 |
BancorpSouth Bank | 2721 Alma Highway Van Buren, AR 72956 | Full Service B&M | $26,096 |
BancorpSouth Bank | 2796 Highway 15 North Bay Springs, MS 39422 | Full Service B&M | $15,416 |
BancorpSouth Bank | 2800 Cantrell Road Little Rock, AR 72202 | Full Service B&M | $99,367 |
BancorpSouth Bank | 2850 North Highland Avenue Jackson, TN 38305 | Full Service B&M | $52,594 |
BancorpSouth Bank | 2855 N Main Street Belton, TX 76513 | Full Service B&M | $42,485 |
BancorpSouth Bank | 2866 Mcdowell Road Jackson, MS 39204 | Full Service B&M | $20,042 |
BancorpSouth Bank | 2909 13th Street Gulfport, MS 39501 | Full Service B&M | $112,809 |
BancorpSouth Bank | 2918 Brentwood Drive Lufkin, TX 75901 | Full Service B&M | $74,073 |
BancorpSouth Bank | 300 North Jackson Street Magnolia, AR 71753 | Full Service B&M | $87,646 |
BancorpSouth Bank | 300 North Trenton Street Ruston, LA 71270 | Full Service B&M | $33,632 |
BancorpSouth Bank | 3000 New Boston Road Texarkana, TX 75501 | Limited, Drive-thru | $0 |
BancorpSouth Bank | 3000 New Boston Road Texarkana, TX 75501 | Full Service B&M | $61,761 |
BancorpSouth Bank | 3003 Airline Drive Bossier City, LA 71111 | Full Service B&M | $59,240 |
BancorpSouth Bank | 301 East Main Street Jackson, TN 38301 | Full Service B&M | $204,511 |
BancorpSouth Bank | 301 Hill Street Ellisville, MS 39437 | Full Service B&M | $47,399 |
BancorpSouth Bank | 301 West Wiygul Street Fulton, MS 38843 | Full Service B&M | $141,365 |
BancorpSouth Bank | 305 Oak Street Oakland, MS 38948 | Full Service B&M | $14,172 |
BancorpSouth Bank | 30585 Highway 225 Spanish Fort, AL 36527 | Full Service B&M | $25,620 |
BancorpSouth Bank | 307 Jones Street Fort Deposit, AL 36032 | Full Service B&M | $14,981 |
BancorpSouth Bank | 307 Spruce Street Lewisville, AR 71845 | Full Service B&M | $20,745 |
BancorpSouth Bank | 3101 Central Avenue Hot Springs, AR 71913 | Full Service B&M | $9,460 |
BancorpSouth Bank | 3101 Hardy Street Hattiesburg, MS 39401 | Full Service B&M | $28,813 |
BancorpSouth Bank | 3113 Richmond Road Texarkana, TX 75503 | Full Service B&M | $35,166 |
BancorpSouth Bank | 3117 Grand Avenue Fort Smith, AR 72904 | Full Service B&M | $35,538 |
BancorpSouth Bank | 3120 H. G. Mosley Parkway Longview, TX 75605 | Full Service B&M | $92,494 |
BancorpSouth Bank | 3134 Indiana Avenue Vicksburg, MS 39180 | Full Service B&M | $52,870 |
BancorpSouth Bank | 315 Settlers Trace Boulevard Lafayette, LA 70508 | Full Service B&M | $0 |
BancorpSouth Bank | 317 North 5th Avenue Laurel, MS 39440 | Full Service B&M | $46,747 |
BancorpSouth Bank | 320 N. Mccoy Blvd New Boston, TX 75570 | Full Service B&M | $48,104 |
BancorpSouth Bank | 3211 East Battlefield Road Springfield, MO 65804 | Full Service B&M | $52,395 |
BancorpSouth Bank | 3230 Highway 371 North Mantachie, MS 38855 | Full Service B&M | $32,632 |
BancorpSouth Bank | 32330 Highway 16 Denham Springs, LA 70726 | Full Service B&M | $11,944 |
BancorpSouth Bank | 326 West 3rd Street Forest, MS 39074 | Full Service B&M | $23,979 |
BancorpSouth Bank | 3290-B Dauphin Street Mobile, AL 36606 | Full Service B&M | $0 |
BancorpSouth Bank | 3312 Pemberton Square Boulevard Vicksburg, MS 39180 | Full Service B&M | $23,670 |
BancorpSouth Bank | 332 S. Highland Avenue Jackson, TN 38301 | Limited, Drive-thru | $0 |
BancorpSouth Bank | 3345 South Campbell Springfield, MO 65807 | Full Service B&M | $37,492 |
BancorpSouth Bank | 3390 North Futrall Drive Fayetteville, AR 72703 | Full Service B&M | $10,689 |
BancorpSouth Bank | 3401 Colonnnade Parkway Birmingham, AL 35243 | Full Service B&M | $22,786 |
BancorpSouth Bank | 3500 Ranch Road 620 South, Bldg D Austin, TX 78738 | Full Service B&M | $9,120 |
BancorpSouth Bank | 3501 Cypress Street West Monroe, LA 71291 | Full Service B&M | $64,793 |
BancorpSouth Bank | 3524 Highway 28 East Pineville, LA 71360 | Full Service B&M | $12,577 |
BancorpSouth Bank | 3694 South Houston Levee Road Collierville, TN 38017 | Full Service B&M | $19,413 |
BancorpSouth Bank | 3704 North Street Nacogdoches, TX 75965 | Limited, Drive-thru | $0 |
BancorpSouth Bank | 3939 South Fremont Avenue Springfield, MO 65804 | Full Service B&M | $37,492 |
BancorpSouth Bank | 3951 Parmer Lane Austin, TX 78729 | Full Service B&M | $36,023 |
BancorpSouth Bank | 40 North Pauline Street Memphis, TN 38105 | Full Service B&M | $5,315 |
BancorpSouth Bank | 400 University Drive Starkville, MS 39759 | Full Service B&M | $84,108 |
BancorpSouth Bank | 401 Franklin Street Se Huntsville, AL 35801 | Full Service B&M | $58,196 |
BancorpSouth Bank | 402 North Main Street Temple, TX 76503 | Full Service B&M | $11,986 |
BancorpSouth Bank | 4039 South Kansas Expressway Springfield, MO 65807 | Full Service B&M | $55,577 |
BancorpSouth Bank | 407 Hwy 80 East Clinton, MS 39056 | Full Service B&M | $72,077 |
BancorpSouth Bank | 4094 Highway 165 North Monroe, LA 71203 | Full Service B&M | $36,451 |
BancorpSouth Bank | 41 Hughes Road Madison, AL 35758 | Full Service B&M | $20,975 |
BancorpSouth Bank | 410 Sutton Road, Suite A Owens Cross Roads, AL 35763 | Full Service B&M | $8,756 |
BancorpSouth Bank | 412 South Main Street Stuttgart, AR 72160 | Full Service B&M | $92,262 |
BancorpSouth Bank | 414 South Seventh Street Opelika, AL 36801 | Full Service B&M | $101,367 |
BancorpSouth Bank | 415 Highway 15 South New Albany, MS 38652 | Full Service B&M | $23,254 |
BancorpSouth Bank | 418 Travis Street Shreveport, LA 71101 | Full Service B&M | $42,518 |
BancorpSouth Bank | 420 Brindlee Mountain Parkway Arab, AL 35016 | Full Service B&M | $31,033 |
BancorpSouth Bank | 430 South Gloster Street Tupelo, MS 38801 | Full Service B&M | $8,620 |
BancorpSouth Bank | 4359 Mall Drive Tupelo, MS 38804 | Full Service B&M | $40,180 |
BancorpSouth Bank | 4652 Lake Street Lake Charles, LA 70605 | Full Service B&M | $11,713 |
BancorpSouth Bank | 4680 Hwy 280 East Birmingham, AL 35242 | Full Service B&M | $40,390 |
BancorpSouth Bank | 475 Southland Drive Hoover, AL 35226 | Full Service B&M | $47,761 |
BancorpSouth Bank | 50 S Main St Salado, TX 76571 | Full Service B&M | $74,745 |
BancorpSouth Bank | 500 South John Redditt Drive Lufkin, TX 75904 | Full Service B&M | $20,162 |
BancorpSouth Bank | 501 South Washington Avenue Marshall, TX 75670 | Full Service B&M | $81,767 |
BancorpSouth Bank | 505 Palm Valley Boulevard Round Rock, TX 78664 | Full Service B&M | $24,342 |
BancorpSouth Bank | 5100 Highway 51 North Senatobia, MS 38668 | Full Service B&M | $32,632 |
BancorpSouth Bank | 5122 Cypress Street West Monroe, LA 71291 | Full Service B&M | $15,559 |
BancorpSouth Bank | 515 Mulberry Avenue Selmer, TN 38375 | Full Service B&M | $61,778 |
BancorpSouth Bank | 517 South Lamar Boulevard Oxford, MS 38655 | Full Service B&M | $158,019 |
BancorpSouth Bank | 5217 Maryland Way Brentwood, TN 37027 | Full Service B&M | $118,155 |
BancorpSouth Bank | 524 Courthouse Road Gulfport, MS 39501 | Full Service B&M | $13,398 |
BancorpSouth Bank | 525 East Capitol Street Jackson, MS 39201 | Full Service B&M | $414,318 |
BancorpSouth Bank | 526 South Bells Street Alamo, TN 38001 | Full Service B&M | $29,667 |
BancorpSouth Bank | 5501-A Highway 290 West Austin, TX 78735 | Full Service B&M | $88,494 |
BancorpSouth Bank | 5550 Sw H.K. Dodgen Loop Temple, TX 76504 | Full Service B&M | $103,739 |
BancorpSouth Bank | 5702 Richmond Rd Texarkana, TX 75503 | Full Service B&M | $43,375 |
BancorpSouth Bank | 5767 Terry Road Jackson, MS 39272 | Full Service B&M | $41,420 |
BancorpSouth Bank | 5800 Hwy 71 Fort Smith, AR 72901 | Full Service B&M | $54,071 |
BancorpSouth Bank | 5900 Riley Park Drive Fort Smith, AR 72916 | Full Service B&M | $19,950 |
BancorpSouth Bank | 5902 East Johnson Jonesboro, AR 72401 | Full Service B&M | $6,637 |
BancorpSouth Bank | 5905 Trussville Crossing Boulevard Birmingham, AL 35235 | Full Service B&M | $28,314 |
BancorpSouth Bank | 5980 Getwell Road Southaven, MS 38672 | Full Service B&M | $73,062 |
BancorpSouth Bank | 60 East Commerce Street Hernando, MS 38632 | Full Service B&M | $95,956 |
BancorpSouth Bank | 600 Azalea Drive Waynesboro, MS 39367 | Full Service B&M | $23,717 |
BancorpSouth Bank | 601 N Fillmore Street Corinth, MS 38834 | Full Service B&M | $138,657 |
BancorpSouth Bank | 6025 Line Avenue Shreveport, LA 71106 | Full Service B&M | $174,672 |
BancorpSouth Bank | 604 West Poplar Avenue Collierville, TN 38017 | Full Service B&M | $31,223 |
BancorpSouth Bank | 6051 Jones Creek Road Baton Rouge, LA 70817 | Full Service B&M | $11,268 |
BancorpSouth Bank | 608 South Church Street Louisville, MS 39339 | Full Service B&M | $18,856 |
BancorpSouth Bank | 609 West Main Street West Point, MS 39773 | Full Service B&M | $59,777 |
BancorpSouth Bank | 6100 Corporate Boulevard, Suite 100 Baton Rouge, LA 70808 | Full Service B&M | $167,412 |
BancorpSouth Bank | 611 East Wood Street Ashdown, AR 71822 | Full Service B&M | $8,549 |
BancorpSouth Bank | 631 Broad Street, Suite 310 Chattanooga, TN 37402 | Full Service B&M | $3,195 |
BancorpSouth Bank | 6363 Poplar Avenue, Suite 125 Germantown, TN 38119 | Full Service B&M | $80,767 |
BancorpSouth Bank | 6471 Us Highway 98 Hattiesburg, MS 39402 | Full Service B&M | $80,753 |
BancorpSouth Bank | 6500 North Mo Pac Expressway Austin, TX 78731 | Full Service B&M | $78,443 |
BancorpSouth Bank | 66 E Main Street Sherman, MS 38869 | Full Service B&M | $28,789 |
BancorpSouth Bank | 661 W Central Texas Expressway, #100 Harker Heights, TX 76548 | Full Service B&M | $71,866 |
BancorpSouth Bank | 6675 Stage Road Bartlett, TN 38134 | Full Service B&M | $53,423 |
BancorpSouth Bank | 6800 Highway 64 Oakland, TN 38060 | Full Service B&M | $17,261 |
BancorpSouth Bank | 6955 Goodman Road Olive Branch, MS 38654 | Full Service B&M | $84,870 |
BancorpSouth Bank | 699 South Friendswood Drive, Suite 107 Friendswood, TX 77546 | Full Service B&M | $2,266 |
BancorpSouth Bank | 700 South Main Jonesboro, AR 72401 | Full Service B&M | $27,736 |
BancorpSouth Bank | 7000 Rogers Avenue Fort Smith, AR 72903 | Full Service B&M | $96,705 |
BancorpSouth Bank | 701 South 52nd Street Rogers, AR 72758 | Full Service B&M | $7,218 |
BancorpSouth Bank | 702 Seventh Street Marble Falls, TX 78654 | Full Service B&M | $49,937 |
BancorpSouth Bank | 7100 Hacks Cross Road Olive Branch, MS 38654 | Full Service B&M | $30,321 |
BancorpSouth Bank | 7100 U.S. Hwy 431 Albertville, AL 35950 | Full Service B&M | $46,477 |
BancorpSouth Bank | 711 San Gabriel Village Blvd Georgetown, TX 78626 | Full Service B&M | $57,960 |
BancorpSouth Bank | 7125 Airways Blvd Southaven, MS 38671 | Full Service B&M | $71,002 |
BancorpSouth Bank | 713 Broadway Drive Hattiesburg, MS 39401 | Full Service B&M | $26,777 |
BancorpSouth Bank | 7302 Highway 72 West Madison, AL 35758 | Full Service B&M | $25,232 |
BancorpSouth Bank | 749 West Keiser Street Osceola, AR 72370 | Full Service B&M | $51,289 |
BancorpSouth Bank | 750 Sunset Dr Grenada, MS 38901 | Full Service B&M | $60,448 |
BancorpSouth Bank | 758 Pear Orchard Road Ridgeland, MS 39157 | Full Service B&M | $23,942 |
BancorpSouth Bank | 760 Howard Avenue Biloxi, MS 39530 | Full Service B&M | $119,215 |
BancorpSouth Bank | 7600 South Broadway Avenue Tyler, TX 75703 | Full Service B&M | $55,858 |
BancorpSouth Bank | 7800 Winchester Memphis, TN 38125 | Full Service B&M | $32,922 |
BancorpSouth Bank | 7950 Desiard Street Monroe, LA 71203 | Full Service B&M | $30,661 |
BancorpSouth Bank | 800 Garrett Drive Bossier City, LA 71111 | Full Service B&M | $27,467 |
BancorpSouth Bank | 800 North Main Street Brinkley, AR 72021 | Full Service B&M | $22,036 |
BancorpSouth Bank | 802 Highway 12 West Starkville, MS 39759 | Full Service B&M | $70,595 |
BancorpSouth Bank | 803 West Center Street Greenwood, AR 72936 | Full Service B&M | $41,510 |
BancorpSouth Bank | 807 E Glenn Ave Auburn, AL 36830 | Full Service B&M | $32,944 |
BancorpSouth Bank | 813 North Main Taylor, TX 76574 | Full Service B&M | $27,976 |
BancorpSouth Bank | 8146 Highway 51 N Millington, TN 38053 | Full Service B&M | $19,984 |
BancorpSouth Bank | 815 Highway 51 North Covington, TN 38019 | Full Service B&M | $77,568 |
BancorpSouth Bank | 820 South Street Vicksburg, MS 39180 | Full Service B&M | $142,286 |
BancorpSouth Bank | 8235 Forsyth Blvd Clayton, MO 63105 | Full Service B&M | $16,158 |
BancorpSouth Bank | 8340 Stage Road Bartlett, TN 38134 | Full Service B&M | $17,241 |
BancorpSouth Bank | 8410 Highway 90a Sugar Land, TX 77478 | Full Service Retail | $53,227 |
BancorpSouth Bank | 8433 First Avenue Southeast Leeds, AL 35094 | Full Service B&M | $25,165 |
BancorpSouth Bank | 8585 Fern Avenue Shreveport, LA 71105 | Full Service B&M | $242,655 |
BancorpSouth Bank | 8848 Northwest Drive Southaven, MS 38671 | Full Service B&M | $49,380 |
BancorpSouth Bank | 8966 Goodman Avenue Olive Branch, MS 38654 | Full Service B&M | $122,258 |
BancorpSouth Bank | 9010 Ellerbe Rd Shreveport, LA 71106 | Full Service B&M | $61,410 |
BancorpSouth Bank | 904 East Hawkins Parkway Longview, TX 75605 | Full Service B&M | $34,959 |
BancorpSouth Bank | 907 Ford Llano, TX 78643 | Full Service B&M | $28,549 |
BancorpSouth Bank | 909 North 18th Street Monroe, LA 71201 | Full Service B&M | $156,261 |
BancorpSouth Bank | 914 Murfreesboro Road Franklin, TN 37064 | Full Service B&M | $46,778 |
BancorpSouth Bank | 9200 Mansfield Road Shreveport, LA 71118 | Full Service B&M | $34,062 |
BancorpSouth Bank | Highways 72 And 25 Iuka, MS 38852 | Limited, Drive-thru | $0 |
For 2018, Bancorpsouth had 289 branches.
Yearly Performance Overview
Bank Income
Item | Value (in 000's) |
---|---|
Total interest income | $655,419 |
Net interest income | $577,017 |
Total noninterest income | $278,378 |
Gross Fiduciary activities income | $15,121 |
Service charges on deposit accounts | $48,913 |
Trading account gains and fees | $0 |
Additional Noninterest Income | $214,344 |
Pre-tax net operating income | $264,992 |
Securities gains (or losses, -) | $133 |
Income before extraordinary items | $221,317 |
Discontinued Operations (Extraordinary gains, net) | $0 |
Net income of bank and minority interests | $221,317 |
Minority interest net income | $0 |
Net income | $221,317 |
Sale, conversion, retirement of capital stock, net | $-181,759 |
Net operating income | $221,206 |
Bancorpsouth's gross interest income from loans was $655,419,000.
Bancorpsouth's net interest income from loans was $577,017,000.
Bancorpsouth's fee based income from loans was $48,913,000.
Bancorpsouth's net income from loans was $221,317,000.
Bank Expenses
Item | Value (in 000's) |
---|---|
Total interest expense | $78,402 |
Provision for credit losses | $4,500 |
Total noninterest expense | $585,903 |
Salaries and employee benefits | $364,379 |
Premises and equipment expense | $61,093 |
Additional noninterest expense | $160,431 |
Applicable income taxes | $43,808 |
Net charge-offs | $2,630 |
Cash dividends | $61,583 |
Bancorpsouth's interest expense for loans was $78,402,000.
Bancorpsouth's payroll and benefits expense were $364,379,000.
Bancorpsouth's property, plant and equipment expenses $61,093,000.
Loan Performance
Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
---|---|
All loans | 0.0% |
Real Estate loans | 0.0% |
Construction & Land Development loans | 0.0% |
Nonfarm, nonresidential loans | 0.0% |
Multifamily residential loans | 0.0% |
1-4 family residential loans | 0.0% |
HELOC loans | 0.0% |
All other family | 0.0% |
Commercial & industrial loans | 1.0% |
Personal loans | 0.0% |
Credit card loans | 0.6% |
Other individual loans | 0.0% |
Auto loans | 0.0% |
Other consumer loans | 0.0% |
Unsecured commercial real estate loans | 0.0% |
Deposits
Type | Value (in 000's) |
---|---|
Total deposits | $13,971,854 |
Deposits held in domestic offices | $13,971,854 |
Deposits by Individuals, partnerships, and corporations | $12,703,059 |
Deposits by U.S. Government | $22,106 |
Deposits by States and political subdivisions in the U.S. | $1,240,134 |
Deposits by Commercial banks and other depository institutions in U.S. | $6,555 |
Deposits by Banks in foreign countries | $0 |
Deposits by Foreign governments and official institutions | $0 |
Transaction accounts | $1,632,342 |
Demand deposits | $1,632,342 |
Nontransaction accounts | $12,339,512 |
Money market deposit accounts (MMDAs) | $5,094,560 |
Other savings deposits (excluding MMDAs) | $5,037,005 |
Total time deposits | $2,207,946 |
Total time and savings deposits | $12,339,512 |
Noninterest-bearing deposits | $4,028,890 |
Interest-bearing deposits | $9,942,964 |
Retail deposits | $13,430,290 |
IRAs and Keogh plan accounts | $375,737 |
Brokered deposits | $0 |
Deposits held in foreign offices | $0 |
Assets
Asset | Value (in 000's) |
---|---|
Total Assets | $18,008,424 |
Cash & Balances due from depository institutions | $332,436 |
Interest-bearing balances | $92,476 |
Total securities | $2,750,648 |
Federal funds sold & reverse repurchase | $0 |
Net loans and leases | $13,134,378 |
Loan and leases loss allowance | $120,070 |
Trading account assets | $0 |
Bank premises and fixed assets | $346,146 |
Other real estate owned | $9,276 |
Goodwill and other intangibles | $816,438 |
All other assets | $619,102 |
Liabilities
Liabilities | Value (in 000's) |
---|---|
Total liabilities and capital | $18,008,425 |
Total Liabilities | $15,802,688 |
Total deposits | $13,971,854 |
Interest-bearing deposits | $9,942,964 |
Deposits held in domestic offices | $13,971,854 |
% insured (estimated) | $73 |
Federal funds purchased and repurchase agreements | $521,008 |
Trading liabilities | $0 |
Other borrowed funds | $1,024,259 |
Subordinated debt | $0 |
All other liabilities | $285,567 |
Issued Loan Types
Type | Value (in 000's) |
---|---|
Net loans and leases | $13,134,378 |
Loan and leases loss allowance | $120,070 |
Total loans and leases (domestic) | $13,254,448 |
All real estate loans | $10,967,482 |
Real estate loans in domestic offices | $10,967,482 |
Construction and development loans | $1,286,782 |
Residential 1-4 family construction | $363,712 |
Other construction, all land development and other land | $923,070 |
Loans secured by nonfarm nonresidential properties | $4,873,270 |
Nonfarm nonresidential secured by owner-occupied properties | $2,267,896 |
Commercial real estate & other non-farm, non-residential | $2,605,374 |
Multifamily residential real estate | $420,832 |
1-4 family residential loans | $4,068,561 |
Farmland loans | $318,037 |
Loans held in foreign offices | $0 |
Farm loans | $130,007 |
Commercial and industrial loans | $1,624,402 |
To non-U.S. addressees | $0 |
Loans to individuals | $247,795 |
Credit card loans | $84,083 |
Related Plans | $59,264 |
Consumer Auto Loans | $29,039 |
Other loans to individuals | $75,409 |
All other loans & leases | $284,762 |
Loans to foreign governments and official institutions | $0 |
Other loans | $120,926 |
Loans to depository institutions and acceptances of other banks | $0 |
Loans not secured by real estate | $19,436 |
Loans secured by real estate to non-U.S. addressees | $677 |
Restructured Loans & leases | $6,675 |
Non 1-4 family restructured loans & leases | $4,502 |
Total loans and leases (foreign) | $0 |
BancorpSouth had $13,134,378,000 of loans outstanding in 2018. $10,967,482,000 of loans were in real estate loans. $1,286,782,000 of loans were in development loans. $420,832,000 of loans were in multifamily mortgage loans. $4,068,561,000 of loans were in 1-4 family mortgage loans. $130,007,000 of loans were in farm loans. $84,083,000 of loans were in credit card loans. $29,039,000 of loans were in the auto loan category.
Small Business Loans
Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
---|---|---|---|
Nonfarm, nonresidential loans - <$1MM | 6,434 | $1,929,155 | $299,838 |
Nonfarm, nonresidential loans - <$100k | 1,478 | $89,041 | $60,244 |
Nonfarm, nonresidential loans - $100-250k | 2,127 | $366,884 | $172,489 |
Nonfarm, nonresidential loans - $250k-1MM | 2,829 | $1,473,230 | $520,760 |
Commercial & Industrial, US addressed loans - <$1MM | 12,679 | $1,257,741 | $99,199 |
Commercial & Industrial, US addressed loans - <$100k | 9,527 | $338,581 | $35,539 |
Commercial & Industrial, US addressed loans - $100-250k | 1,936 | $322,601 | $166,633 |
Commercial & Industrial, US addressed loans - $250k-1MM | 1,216 | $596,559 | $490,591 |
Farmland loans - <$1MM | 1,882 | $229,516 | $121,953 |
Farmland loans - <$100k | 1,081 | $56,290 | $52,072 |
Farmland loans - $100-250k | 584 | $95,678 | $163,832 |
Farmland loans - $250k-1MM | 217 | $77,548 | $357,364 |
Agriculture operations loans - <$1MM | 2,261 | $126,391 | $55,900 |
Agriculture operations loans - <$100k | 1,933 | $51,687 | $26,739 |
Agriculture operations loans - $100-250k | 217 | $34,545 | $159,194 |
Agriculture operations loans - $250k-1MM | 111 | $40,159 | $361,793 |