Bancorpsouth Mortgage Rates, Fees & Info

Tupelo, MS

LEI: Q7C315HKI8VX0SSKBS64

Tax ID: 64-0117230

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Mortgage Data

Bank Data

Review & Overview

Bancorpsouth is a small mortgage company specializing in Home Purchase and Refi loans. Bancorpsouth has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Memphis, Jackson, Birmingham, Houston, and Nashville among others. We have data for 183 markets. (Some data included below & more in-depth data is available with an active subscription.)

Bancorpsouth has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Bancorpsouth is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.27% 5/5/24
30 Year Conventional Purchase 6.62% 5/5/24
30 Year Conventional Refi 6.67% 5/5/24
30 Year Cash-out Refi 6.90% 5/5/24
30 Year FHA Purchase 7.27% 5/5/24
30 Year FHA Refi 7.32% 5/5/24
30 Year VA Purchase 6.37% 5/5/24
30 Year VA Refi 6.07% 5/5/24
30 Year USDA Purchase 6.77% 5/5/24
30 Year USDA Refi 7.14% 5/5/24
15 Year Conventional Purchase 6.14% 5/5/24
15 Year Conventional Refi 6.37% 5/5/24
15 Year Cash-out Refi 6.37% 5/5/24
15 Year FHA Purchase 5.68% 5/5/24
15 Year FHA Refi 7.70% 5/5/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Bancorpsouth Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Bancorpsouth. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

14,618

Origination Dollar Volume (All Markets)

$2,309,300,000

Employee count

4,445 Show all (105) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 1,493 $214,345,000 $143,567 $3,142 4.84%
JACKSON, MS (FHA|USDA|VA) 1,175 $173,425,000 $147,596 $1,984 4.80%
Outside of Metro Areas 1,263 $118,965,000 $94,192 $1,672 4.83%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 598 $112,220,000 $187,659 $1,891 4.84%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 459 $111,735,000 $243,431 $3,944 4.85%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 535 $110,655,000 $206,832 $2,365 4.94%
Tupelo, MS (FHA|USDA|VA) 888 $98,210,000 $110,597 $1,939 4.77%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 564 $89,950,000 $159,486 $1,947 4.87%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 223 $79,865,000 $358,139 $4,915 4.85%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 422 $76,480,000 $181,232 $2,148 4.86%
SPRINGFIELD, MO (FHA|USDA|VA) 323 $63,145,000 $195,495 $1,497 5.05%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 142 $55,270,000 $389,225 $3,854 4.80%
HUNTSVILLE, AL (FHA|USDA|VA) 317 $51,375,000 $162,066 $1,774 4.99%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 314 $50,210,000 $159,904 $1,493 5.07%
MONROE, LA (FHA|USDA|VA) 330 $48,220,000 $146,121 $2,654 5.01%
Oxford, MS (FHA|USDA|VA) 229 $46,885,000 $204,738 $2,329 4.87%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 208 $45,160,000 $217,115 $2,293 4.93%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 153 $45,065,000 $294,542 $2,753 4.78%
JACKSON, TN (FHA|USDA|VA) 428 $41,380,000 $96,682 $1,611 4.98%
BATON ROUGE, LA (FHA|USDA|VA) 222 $39,900,000 $179,730 $1,952 4.98%
HATTIESBURG, MS (FHA|USDA|VA) 343 $38,395,000 $111,939 $1,610 4.83%
FORT SMITH, AR-OK (FHA|USDA|VA) 366 $38,320,000 $104,699 $1,596 4.93%
Starkville, MS (FHA|USDA|VA) 217 $33,725,000 $155,415 $2,218 4.85%
MOBILE, AL (FHA|USDA|VA) 209 $32,245,000 $154,282 $1,612 5.00%
LAFAYETTE, LA (FHA|USDA|VA) 161 $27,375,000 $170,031 $2,765 4.87%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 75 $23,185,000 $309,133 $3,672 4.99%
Nacogdoches, TX (FHA|USDA|VA) 155 $20,715,000 $133,645 $2,199 4.79%
TUSCALOOSA, AL (FHA|USDA|VA) 118 $20,610,000 $174,661 $2,025 4.62%
LONGVIEW, TX (FHA|USDA|VA) 135 $20,075,000 $148,704 $2,342 4.93%
TYLER, TX (FHA|USDA|VA) 76 $19,500,000 $256,579 $3,053 4.88%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 48 $19,100,000 $397,917 $2,329 4.47%
TEXARKANA, TX-AR (FHA|USDA|VA) 107 $18,195,000 $170,047 $2,273 5.00%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 51 $16,845,000 $330,294 $2,203 4.69%
Columbus, MS (FHA|USDA|VA) 130 $16,590,000 $127,615 $2,273 4.92%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 78 $14,180,000 $181,795 $2,059 4.77%
JONESBORO, AR (FHA|USDA|VA) 138 $14,100,000 $102,174 $1,209 4.93%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 91 $14,095,000 $154,890 $2,092 4.91%
Albertville, AL (FHA|USDA|VA) 160 $13,110,000 $81,938 $1,543 5.01%
Vicksburg, MS (FHA|USDA|VA) 109 $12,215,000 $112,064 $1,932 4.81%
Laurel, MS (FHA|USDA|VA) 147 $11,755,000 $79,966 $1,244 4.86%
ST. LOUIS, MO-IL (FHA|USDA|VA) 27 $9,965,000 $369,074 $2,064 4.91%
Lufkin, TX (FHA|USDA|VA) 69 $9,915,000 $143,696 $2,713 4.86%
Corinth, MS (FHA|USDA|VA) 97 $9,505,000 $97,990 $1,702 4.82%
ALEXANDRIA, LA (FHA|USDA|VA) 57 $8,625,000 $151,316 $2,711 5.03%
LAKE CHARLES, LA (FHA|USDA|VA) 38 $8,010,000 $210,789 $4,735 4.63%
Grenada, MS (FHA|USDA|VA) 66 $7,840,000 $118,788 $1,880 4.90%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 29 $7,025,000 $242,241 $3,118 4.86%
CLEVELAND, TN (FHA|USDA|VA) 50 $6,800,000 $136,000 $2,354 4.64%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 20 $6,770,000 $338,500 $3,439 4.38%
Paragould, AR (FHA|USDA|VA) 69 $6,715,000 $97,319 $1,033 4.94%
Edwards, CO (FHA|USDA|VA) 1 $6,245,000 $6,245,000 $0 4.50%
West Point, MS (FHA|USDA|VA) 51 $5,515,000 $108,137 $1,726 4.89%
DECATUR, AL (FHA|USDA|VA) 26 $4,980,000 $191,538 $1,324 5.22%
El Dorado, AR (FHA|USDA|VA) 42 $4,410,000 $105,000 $1,255 4.80%
MONTGOMERY, AL (FHA|USDA|VA) 25 $4,055,000 $162,200 $1,099 4.98%
PANAMA CITY, FL (FHA|USDA|VA) 19 $3,975,000 $209,211 $2,239 4.57%
Ruston, LA (FHA|USDA|VA) 29 $3,955,000 $136,379 $2,574 4.88%
Hope, AR (FHA|USDA|VA) 65 $3,835,000 $59,000 $693 4.93%
Camden, AR (FHA|USDA|VA) 59 $3,665,000 $62,119 $858 4.93%
HOT SPRINGS, AR (FHA|USDA|VA) 26 $3,650,000 $140,385 $1,995 4.97%
OKLAHOMA CITY, OK (FHA|USDA|VA) 9 $3,415,000 $379,444 $1,729 4.14%
Cleveland, MS (FHA|USDA|VA) 23 $3,355,000 $145,870 $2,469 4.57%
Batesville, AR (FHA|USDA|VA) 28 $3,160,000 $112,857 $2,935 4.70%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 9 $2,865,000 $318,333 $2,967 4.51%
GADSDEN, AL (FHA|USDA|VA) 20 $2,660,000 $133,000 $1,735 4.78%
CORPUS CHRISTI, TX (FHA|USDA|VA) 8 $2,590,000 $323,750 $3,802 4.91%
Jacksonville, TX (FHA|USDA|VA) 12 $2,050,000 $170,833 $3,230 5.06%
Magnolia, AR (FHA|USDA|VA) 44 $1,990,000 $45,227 $494 4.75%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 4 $1,960,000 $490,000 $3,608 3.91%
Martin, TN (FHA|USDA|VA) 35 $1,955,000 $55,857 $1,166 4.95%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 4 $1,650,000 $412,500 $2,569 4.09%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 12 $1,590,000 $132,500 $1,916 4.86%
KANSAS CITY, MO-KS (FHA|USDA|VA) 6 $1,590,000 $265,000 $1,032 4.46%
McComb, MS (FHA|USDA|VA) 3 $1,535,000 $511,667 $2,661 4.96%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 6 $1,460,000 $243,333 $3,443 5.23%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 6 $1,420,000 $236,667 $2,413 4.54%
Picayune, MS (FHA|USDA|VA) 11 $1,235,000 $112,273 $2,188 4.70%
Opelousas, LA (FHA|USDA|VA) 7 $1,215,000 $173,571 $3,386 4.75%
Meridian, MS (FHA|USDA|VA) 10 $1,180,000 $118,000 $1,528 4.88%
SHERMAN-DENISON, TX (FHA|USDA|VA) 5 $1,175,000 $235,000 $2,997 4.83%
Greenwood, MS (FHA|USDA|VA) 8 $1,150,000 $143,750 $2,570 4.72%
WACO, TX (FHA|USDA|VA) 3 $1,135,000 $378,333 $3,120 4.63%
Fort Payne, AL (FHA|USDA|VA) 12 $1,110,000 $92,500 $554 4.95%
Sevierville, TN (FHA|USDA|VA) 4 $1,080,000 $270,000 $1,962 4.91%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 2 $1,080,000 $540,000 $1,671 5.31%
Blytheville, AR (FHA|USDA|VA) 20 $1,050,000 $52,500 $578 5.16%
Lewisburg, TN (FHA|USDA|VA) 5 $1,045,000 $209,000 $2,982 4.25%
PINE BLUFF, AR (FHA|USDA|VA) 10 $1,030,000 $103,000 $3,420 4.80%
Minden, LA (FHA|USDA|VA) 5 $1,025,000 $205,000 $3,607 5.13%
Key West, FL (FHA|USDA|VA) 1 $1,005,000 $1,005,000 $4,595 4.63%
KNOXVILLE, TN (FHA|USDA|VA) 4 $990,000 $247,500 $739 3.75%
Searcy, AR (FHA|USDA|VA) 5 $935,000 $187,000 $1,833 4.43%
GAINESVILLE, FL (FHA|USDA|VA) 4 $920,000 $230,000 $1,897 3.75%
ROANOKE, VA (FHA|USDA|VA) 2 $910,000 $455,000 $2,637 3.75%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 2 $870,000 $435,000 $1,682 4.19%
PORT ST. LUCIE, FL (FHA|USDA|VA) 2 $850,000 $425,000 $2,357 3.88%
Athens, TX (FHA|USDA|VA) 5 $845,000 $169,000 $1,610 5.15%
Cullman, AL (FHA|USDA|VA) 10 $840,000 $84,000 $2,407 4.68%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 5 $795,000 $159,000 $2,707 4.55%
JOHNSON CITY, TN (FHA|USDA|VA) 2 $790,000 $395,000 $3,001 4.06%
LaGrange, GA-AL (FHA|USDA|VA) 7 $785,000 $112,143 $3,467 5.03%
ALBUQUERQUE, NM (FHA|USDA|VA) 2 $780,000 $390,000 $2,152 3.75%
Talladega-Sylacauga, AL (FHA|USDA|VA) 5 $775,000 $155,000 $1,443 4.55%
PUNTA GORDA, FL (FHA|USDA|VA) 1 $775,000 $775,000 $5,124 4.63%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 2 $760,000 $380,000 $2,194 4.50%
JOPLIN, MO (FHA|USDA|VA) 5 $755,000 $151,000 $3,960 4.60%
Bay City, TX (FHA|USDA|VA) 4 $710,000 $177,500 $5,148 4.97%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 4 $700,000 $175,000 $2,601 4.69%
Indianola, MS (FHA|USDA|VA) 7 $695,000 $99,286 $1,964 4.50%
Athens, TN (FHA|USDA|VA) 5 $685,000 $137,000 $1,691 4.70%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 2 $630,000 $315,000 $0 5.88%
Natchez, MS-LA (FHA|USDA|VA) 3 $595,000 $198,333 $2,822 5.21%
Sulphur Springs, TX (FHA|USDA|VA) 1 $595,000 $595,000 $0 5.75%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 6 $580,000 $96,667 $2,279 4.96%
Palestine, TX (FHA|USDA|VA) 7 $575,000 $82,143 $1,722 5.32%
Arkadelphia, AR (FHA|USDA|VA) 4 $550,000 $137,500 $4,660 4.84%
Russellville, AR (FHA|USDA|VA) 4 $520,000 $130,000 $3,227 4.78%
Port Lavaca, TX (FHA|USDA|VA) 1 $505,000 $505,000 $0 6.25%
HAMMOND, LA (FHA|USDA|VA) 5 $505,000 $101,000 $699 5.95%
Marshall, MO (FHA|USDA|VA) 1 $505,000 $505,000 $0 5.75%
Mountain Home, AR (FHA|USDA|VA) 5 $475,000 $95,000 $1,878 4.85%
DeRidder, LA (FHA|USDA|VA) 2 $470,000 $235,000 $7,723 4.75%
FLORENCE, SC (FHA|USDA|VA) 1 $435,000 $435,000 $3,379 5.00%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 2 $420,000 $210,000 $1,712 4.25%
COLUMBUS, GA-AL (FHA|USDA|VA) 4 $410,000 $102,500 $1,068 5.16%
Natchitoches, LA (FHA|USDA|VA) 5 $405,000 $81,000 $960 5.08%
MEDFORD, OR (FHA|USDA|VA) 1 $405,000 $405,000 $4,398 4.25%
Brookhaven, MS (FHA|USDA|VA) 4 $400,000 $100,000 $2,711 4.56%
WINSTON-SALEM, NC (FHA|USDA|VA) 2 $400,000 $200,000 $1,255 3.75%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 1 $395,000 $395,000 $13,405 4.88%
MIDLAND, TX (FHA|USDA|VA) 2 $390,000 $195,000 $3,837 4.63%
Alexander City, AL (FHA|USDA|VA) 4 $380,000 $95,000 $1,778 4.72%
Stillwater, OK (FHA|USDA|VA) 2 $370,000 $185,000 $2,493 4.69%
Harrison, AR (FHA|USDA|VA) 2 $370,000 $185,000 $3,173 4.63%
Brownsville, TN (FHA|USDA|VA) 4 $350,000 $87,500 $3,661 4.75%
LUBBOCK, TX (FHA|USDA|VA) 2 $350,000 $175,000 $2,216 4.38%
Dyersburg, TN (FHA|USDA|VA) 3 $335,000 $111,667 $1,294 4.71%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 1 $325,000 $325,000 $0 5.75%
Bogalusa, LA (FHA|USDA|VA) 2 $300,000 $150,000 $5,521 5.13%
Durango, CO (FHA|USDA|VA) 1 $295,000 $295,000 $2,776 4.75%
Crossville, TN (FHA|USDA|VA) 2 $290,000 $145,000 $1,098 5.44%
MORGANTOWN, WV (FHA|USDA|VA) 1 $275,000 $275,000 $1,898 3.75%
Georgetown, SC (FHA|USDA|VA) 1 $275,000 $275,000 $4,041 3.88%
Huntsville, TX (FHA|USDA|VA) 2 $270,000 $135,000 $2,989 4.44%
Steamboat Springs, CO (FHA|USDA|VA) 1 $255,000 $255,000 $0 4.50%
RICHMOND, VA (FHA|USDA|VA) 1 $235,000 $235,000 $290 3.75%
NEW BERN, NC (FHA|USDA|VA) 1 $235,000 $235,000 $6,043 4.38%
Greenville, MS (FHA|USDA|VA) 2 $230,000 $115,000 $1,840 4.32%
Jennings, LA (FHA|USDA|VA) 2 $230,000 $115,000 $4,732 5.06%
Scottsboro, AL (FHA|USDA|VA) 1 $215,000 $215,000 $7,950 4.88%
Jasper, AL (FHA|USDA|VA) 3 $205,000 $68,333 $1,623 5.29%
SAVANNAH, GA (FHA|USDA|VA) 1 $195,000 $195,000 $2,573 4.75%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 2 $190,000 $95,000 $2,493 5.31%
ODESSA, TX (FHA|USDA|VA) 1 $185,000 $185,000 $7,494 3.88%
COLUMBIA, SC (FHA|USDA|VA) 1 $185,000 $185,000 $2,129 3.75%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 1 $185,000 $185,000 $1,922 3.75%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 1 $175,000 $175,000 $0 5.50%
RALEIGH-CARY, NC (FHA|USDA|VA) 1 $175,000 $175,000 $810 4.50%
Cullowhee, NC (FHA|USDA|VA) 1 $175,000 $175,000 $0 5.75%
AMARILLO, TX (FHA|USDA|VA) 1 $165,000 $165,000 $3,340 4.38%
Rockport, TX (FHA|USDA|VA) 1 $155,000 $155,000 $1,886 5.25%
ST. GEORGE, UT (FHA|USDA|VA) 1 $155,000 $155,000 $1,895 4.88%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $155,000 $155,000 $5,591 4.50%
ROME, GA (FHA|USDA|VA) 1 $145,000 $145,000 $850 4.00%
Hereford, TX (FHA|USDA|VA) 1 $145,000 $145,000 $5,131 4.75%
DALTON, GA (FHA|USDA|VA) 1 $135,000 $135,000 $2,322 4.25%
CHARLESTON, WV (FHA|USDA|VA) 1 $135,000 $135,000 $908 5.00%
Atmore, AL (FHA|USDA|VA) 1 $125,000 $125,000 $2,670 4.63%
TULSA, OK (FHA|USDA|VA) 1 $125,000 $125,000 $4,340 4.75%
Branson, MO (FHA|USDA|VA) 1 $125,000 $125,000 $0 3.75%
ABILENE, TX (FHA|USDA|VA) 1 $125,000 $125,000 $0 4.99%
Paris, TN (FHA|USDA|VA) 2 $120,000 $60,000 $2,346 4.88%
LINCOLN, NE (FHA|USDA|VA) 1 $115,000 $115,000 $0 5.75%
Durant, OK (FHA|USDA|VA) 1 $115,000 $115,000 $2,002 3.75%
JACKSONVILLE, FL (FHA|USDA|VA) 1 $115,000 $115,000 $208 4.75%
Kennett, MO (FHA|USDA|VA) 2 $110,000 $55,000 $219 4.50%
Union City, TN (FHA|USDA|VA) 3 $95,000 $31,667 $500 4.50%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $95,000 $95,000 $0 5.50%
Selma, AL (FHA|USDA|VA) 1 $85,000 $85,000 $1,503 4.25%
Stephenville, TX (FHA|USDA|VA) 1 $45,000 $45,000 $0 6.00%
Shelbyville, TN (FHA|USDA|VA) 1 $45,000 $45,000 $0 5.25%
Brownwood, TX (FHA|USDA|VA) 1 $45,000 $45,000 $0 5.00%
Forrest City, AR (FHA|USDA|VA) 1 $35,000 $35,000 $0 6.00%
Bancorpsouth's top markets include Memphis, Jackson, Birmingham, Houston, and Nashville among others.

Their top states include:
  • Mississippi (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Tennessee (FHA|USDA|VA)
  • Alabama (FHA|USDA|VA)
  • Louisiana (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 8,313 $1,613,525,000 $194,097 $1,787 4.90%
    HELOC 4,392 $387,610,000 $88,254 n/a 4.97%
    FHA 1,392 $220,380,000 $158,319 $4,178 4.51%
    USDA 306 $38,300,000 $125,163 $2,438 4.51%
    VA 215 $49,485,000 $230,163 $4,889 4.42%

    For 2018, Bancorpsouth's most frequently originated type of loan was Conventional, with 8,313 originations. Their 2nd most popular type was HELOC, with 4,392 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 6,809 $1,388,155,000 $203,871 $2,563 4.74%
    Refi 4,241 $555,725,000 $131,036 $1,183 4.99%
    Other 2,896 $240,670,000 $83,104 $1,402 4.97%
    Cash Out Refi 431 $98,705,000 $229,014 $3,577 4.71%
    Home Improvement 241 $26,045,000 $108,071 $828 5.27%

    For 2018, Bancorpsouth's most frequently cited loan purpose was Home Purchase, with 6,809 originations. The 2nd most popular reason was Refi, with 4,241 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 5,611 $1,159,175,000 $206,590 $2,795 4.67%
    5 Year 4,460 $360,680,000 $80,870 $357 4.95%
    Other 1,491 $331,675,000 $222,451 $1,353 4.86%
    15 Year 986 $130,950,000 $132,809 $1,770 4.93%
    10 Year 833 $54,935,000 $65,948 $664 5.05%
    20 Year 801 $167,095,000 $208,608 $1,921 5.39%
    1 Year 389 $98,185,000 $252,404 $1,502 5.22%
    3 Year 47 $6,605,000 $140,532 $312 5.16%

    For 2018, Bancorpsouth's most frequently cited loan duration was 30 Year, with 5,611 originations. The 2nd most popular length was 5 Year, with 4,460 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 7,590 $1,368,760,000 $180,337
    $1k-2k 649 $122,135,000 $188,190
    $2k-3k 185 $35,235,000 $190,459
    $3k-4k 69 $15,635,000 $226,594
    $5k+ 30 $10,480,000 $349,333
    $4k-5k 20 $5,380,000 $269,000

    Bancorpsouth's average total fees were $2,795, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 7,590 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 8,858 $1,369,900,000 $154,651
    5-6% 4,008 $551,260,000 $137,540
    3-4% 1,336 $354,140,000 $265,075
    6-7% 342 $31,830,000 $93,070
    7-8% 10 $1,150,000 $115,000
    2.5-3% 3 $195,000 $65,000
    <2.5% 1 $55,000 $55,000

    During 2018, Bancorpsouth's average interest rate for loans was 4.67%, while their most frequently originated rate bucket for loans was 4-5%, with 8,858 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 6,664 $323,620,000 $48,562 $1,144 5.03%
    $100k-200k 4,438 $638,150,000 $143,792 $2,383 4.82%
    $200k-400k 2,675 $724,275,000 $270,757 $3,124 4.64%
    $400k-600k 520 $243,790,000 $468,827 $3,262 4.63%
    $600k-1MM 217 $164,125,000 $756,336 $3,737 4.46%
    $1MM+ 104 $215,340,000 $2,070,577 $5,502 4.68%

    2018 saw Bancorpsouth place emphasis on $100,000 or less loans with 6,664 originations, totaling $323,620,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 2,991 $249,175,000 $83,308 $1,642 4.83%
    $50k-75k 2,860 $334,660,000 $117,014 $2,415 4.74%
    $100k-150k 2,407 $355,585,000 $147,730 $2,520 4.85%
    $75k-100k 2,032 $259,170,000 $127,544 $2,581 4.84%
    $150k-250k 1,698 $323,940,000 $190,777 $2,556 4.85%
    $250k+ 1,269 $419,715,000 $330,745 $2,834 4.77%

    Bancorpsouth lent most frequently to those with incomes in the $50k or less range, with 2,991 originations. The second most popular income band? $50k-75k, with 2,860 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 3,731 $506,475,000 $135,748 $2,087 4.80%
    <20% 2,528 $324,080,000 $128,196 $1,809 4.86%
    30-36% 2,516 $369,120,000 $146,709 $2,084 4.81%
    39% 541 $90,565,000 $167,403 $2,295 4.85%
    38% 500 $79,310,000 $158,620 $2,177 4.83%
    37% 451 $70,305,000 $155,887 $2,453 4.82%
    36% 427 $72,055,000 $168,747 $2,214 4.76%
    40% 363 $60,005,000 $165,303 $2,525 4.81%
    50-60% 352 $54,200,000 $153,977 $3,371 4.65%
    41% 315 $50,855,000 $161,444 $2,445 4.79%
    44% 303 $50,665,000 $167,211 $2,985 4.76%
    42% 299 $48,055,000 $160,719 $2,553 4.85%
    43% 236 $42,590,000 $180,466 $2,917 4.80%
    >60% 200 $17,390,000 $86,950 $510 4.97%
    45% 189 $35,605,000 $188,386 $3,362 4.68%
    49% 158 $30,630,000 $193,861 $3,268 4.70%
    47% 154 $27,910,000 $181,234 $3,110 4.68%
    46% 134 $23,010,000 $171,716 $2,904 4.74%
    48% 110 $21,220,000 $192,909 $3,346 4.73%

    Bancorpsouth lent most frequently to those with DTI ratios of 20-30%, with 3,731 originations. The next most common DTI ratio? <20%, with 2,528 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 11,255 $1,643,645,000 $146,037 $2,207 4.82%
    Not applicable 1,069 $327,975,000 $306,805 $1,856 5.56%
    Black 1,574 $194,470,000 $123,551 $2,504 4.79%
    Not provided 378 $79,200,000 $209,524 $2,934 4.70%
    Asian 213 $45,635,000 $214,249 $2,374 4.72%
    American Indian 54 $6,880,000 $127,407 $1,850 4.90%
    Asian Indian 22 $4,780,000 $217,273 $467 5.02%
    Native Hawaiian or Islander 17 $2,835,000 $166,765 $2,523 4.90%
    Other Asian 22 $2,720,000 $123,636 $1,250 5.07%
    Vietnamese 7 $655,000 $93,571 $0 5.04%
    Chinese 3 $345,000 $115,000 $0 5.00%
    Other Pacific Islander 1 $65,000 $65,000 $0 5.50%
    Guamanian 1 $35,000 $35,000 $13 5.00%
    Native Hawaiian 1 $35,000 $35,000 $0 5.25%
    Korean 1 $25,000 $25,000 $925 5.38%

    Approval Rates

    Total approvals of all applications
    87.87%

    Bancorpsouth has an average approval rate.

    Pick Rate

    Approvals leading to origination
    81.70%

    Bancorpsouth has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    0.0 2 $20,000 $10,000
    NA 14,616 $2,309,280,000 $157,997

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Manufactured 13 $7,015,000 $539,615
    Multifamily:Site-Built 201 $167,975,000 $835,697
    Single Family (1-4 Units):Manufactured 70 $2,290,000 $32,714
    Single Family (1-4 Units):Site-Built 14,334 $2,132,020,000 $148,739

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 2,275 $189,235,000 $83,180 $944 5.00%
    40-60% 1,503 $242,295,000 $161,208 $1,735 4.89%
    60-80% 2,912 $625,850,000 $214,921 $2,414 4.95%
    80-100% 5,367 $1,121,725,000 $209,004 $2,597 4.70%
    Over 100% 136 $33,020,000 $242,794 $4,564 4.25%
    Under 20% 2,417 $96,235,000 $39,816 $305 5.03%

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    BANCORPSOUTH BANK Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 2 33.3%
    BANCORPSOUTH BANK FHA mortgage Applying for a mortgage or refinancing an existing mortgage 1 16.7%
    BANCORPSOUTH BANK FHA mortgage Trouble during payment process 1 16.7%
    BANCORPSOUTH BANK Other type of mortgage Struggling to pay mortgage 1 16.7%
    BANCORPSOUTH BANK Other type of mortgage Trouble during payment process 1 16.7%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    BancorpSouth Bank 1011 West Collin Raye Drive De Queen, AR 71832 Full Service B&M $12,694
    BancorpSouth Bank 109 Main Street Hooks, TX 75561 Full Service B&M $13,903
    BancorpSouth Bank 110 South 16th Avenue Laurel, MS 39440 Full Service B&M $52,447
    BancorpSouth Bank 120 Lehmberg Road Columbus, MS 39702 Full Service B&M $13,682
    BancorpSouth Bank 1309 Main Street Conway, AR 72034 Full Service B&M $1,284
    BancorpSouth Bank 131 North Chester Street Hazen, AR 72064 Full Service B&M $21,380
    BancorpSouth Bank 1318 Pass Road Gulfport, MS 39501 Full Service B&M $19,853
    BancorpSouth Bank 1510 North West Avenue El Dorado, AR 71730 Full Service B&M $4,574
    BancorpSouth Bank 201 West Main Street Lumberton, MS 39455 Full Service B&M $24,873
    BancorpSouth Bank 203 North Railroad, Suite 3b Buda, TX 78610 Full Service B&M $14,501
    BancorpSouth Bank 204 Westmoreland Mason, TX 76856 Full Service B&M $17,795
    BancorpSouth Bank 2040 Us 45-Bypass South Trenton, TN 38382 Full Service B&M $28,787
    BancorpSouth Bank 205 W Sweet Potato Street Vardaman, MS 38878 Full Service B&M $40,911
    BancorpSouth Bank 206 South Dalton Bartlett, TX 76511 Full Service B&M $20,314
    BancorpSouth Bank 206 South Key Avenue Lampasas, TX 76550 Full Service B&M $58,172
    BancorpSouth Bank 207 North Main Street Elgin, TX 78621 Full Service B&M $13,496
    BancorpSouth Bank 207 S First Street Booneville, MS 38829 Full Service B&M $57,161
    BancorpSouth Bank 2400 North Street Nacogdoches, TX 75965 Full Service B&M $283,418
    BancorpSouth Bank 450 North Hwy 95 Academy, TX 76554 Full Service B&M $12,604
    BancorpSouth Bank 456 South Coley Road Tupelo, MS 38802 Full Service B&M $67,894
    BancorpSouth Bank 4600 Jackson Street Alexandria, LA 71303 Full Service B&M $21,159
    BancorpSouth Bank 4650 Hardy Street Hattiesburg, MS 39402 Full Service B&M $44,203
    BancorpSouth Bank 6832 Pines Road Shreveport, LA 71129 Full Service B&M $13,703
    BancorpSouth Bank 821 North Jackson Street Houston, MS 38851 Full Service B&M $12,182
    BancorpSouth Bank One Mississippi Plaza Tupelo, MS 38804 Full Service B&M $315,375
    BancorpSouth Bank U.S. Highway 45 North Aberdeen, MS 39730 Full Service B&M $68,771
    BancorpSouth Bank 10 Commerce Street Hayneville, AL 36040 Full Service B&M $18,943
    BancorpSouth Bank 100 Hardy Street Hattiesburg, MS 39401 Full Service B&M $260,505
    BancorpSouth Bank 100 North Veterans Boulevard Tupelo, MS 38801 Full Service B&M $22,256
    BancorpSouth Bank 100 Primos Road Flowood, MS 39232 Full Service B&M $28,391
    BancorpSouth Bank 1000 Union University Drive Jackson, TN 38305 Full Service B&M $102,621
    BancorpSouth Bank 1003 Washington Avenue Ocean Springs, MS 39564 Full Service B&M $55,117
    BancorpSouth Bank 101 East Polk Burnet, TX 78611 Full Service B&M $35,470
    BancorpSouth Bank 101 N 4th St Lometa, TX 76853 Full Service B&M $24,751
    BancorpSouth Bank 101 Rock Creek Parkway Fairhope, AL 36532 Full Service B&M $20,631
    BancorpSouth Bank 101 W. Main Street El Dorado, AR 71730 Full Service B&M $178,491
    BancorpSouth Bank 10149 Central Avenue North Biloxi, MS 39532 Full Service B&M $0
    BancorpSouth Bank 10149 Central Avenue Diberville, MS 39540 Full Service B&M $43,348
    BancorpSouth Bank 1020 Highway 49 South Richland, MS 39218 Full Service B&M $48,702
    BancorpSouth Bank 1026 College Street Milan, TN 38358 Full Service B&M $55,972
    BancorpSouth Bank 1028 Fort Dale Road Greenville, AL 36037 Full Service B&M $16,199
    BancorpSouth Bank 103 Commerce Street Horseshoe Bend, AR 72512 Full Service B&M $15,395
    BancorpSouth Bank 103 Mccord Road Pontotoc, MS 38863 Full Service B&M $24,989
    BancorpSouth Bank 1035 Mcingvale Road Hernando, MS 38632 Full Service B&M $32,329
    BancorpSouth Bank 1046 Church Road West, Suite 101 Southaven, MS 38671 Full Service B&M $21,553
    BancorpSouth Bank 1049 Highland Colony Parkway Ridgeland, MS 39157 Full Service B&M $35,673
    BancorpSouth Bank 1057 Schillinger Road South Mobile, AL 36695 Full Service B&M $88,838
    BancorpSouth Bank 106 South Fulton Street Iuka, MS 38852 Limited, Drive-thru $0
    BancorpSouth Bank 107 Glenda Street Rayville, LA 71269 Full Service B&M $56,126
    BancorpSouth Bank 107 North Main Street Ridgely, TN 38080 Full Service B&M $18,029
    BancorpSouth Bank 1101 Pinecrest Drive East Marshall, TX 75670 Full Service B&M $22,404
    BancorpSouth Bank 1107 North Second Street Booneville, MS 38829 Full Service B&M $20,575
    BancorpSouth Bank 111 6th Street Chilton, TX 76632 Full Service B&M $7,272
    BancorpSouth Bank 111 East Main Street Florence, MS 39073 Full Service B&M $36,794
    BancorpSouth Bank 111 Rue Jean Lafitte, Vermilion Oaks Building, Suite 102 Lafayette, LA 70508 Full Service B&M $17,197
    BancorpSouth Bank 112 W. Pine Street Taylor, AR 71861 Full Service B&M $10,945
    BancorpSouth Bank 1137 Washington Street, N.W. Camden, AR 71701 Full Service B&M $6,374
    BancorpSouth Bank 115 East Washington Street Houston, MS 38851 Full Service B&M $123,295
    BancorpSouth Bank 115 Town Square Bruce, MS 38915 Full Service B&M $48,392
    BancorpSouth Bank 1150 Canyon Creek Drive Temple, TX 76502 Full Service B&M $3,058
    BancorpSouth Bank 11525 Hwy 49 N Marmaduke, AR 72443 Full Service B&M $13,410
    BancorpSouth Bank 118 North Court Carlisle, AR 72024 Full Service B&M $38,708
    BancorpSouth Bank 120 Colony Crossing Madison, MS 39110 Full Service B&M $51,989
    BancorpSouth Bank 120 Cr 119, Suite 100 Hutto, TX 78634 Full Service B&M $6,367
    BancorpSouth Bank 120 Service Drive Brandon, MS 39042 Full Service B&M $35,026
    BancorpSouth Bank 121 East Main Street Melbourne, AR 72556 Full Service B&M $29,615
    BancorpSouth Bank 1211 South Shackleford Road Little Rock, AR 72211 Full Service B&M $21,233
    BancorpSouth Bank 1215 South Gloster Street Tupelo, MS 38801 Full Service B&M $26,996
    BancorpSouth Bank 1222 Rogers Avenue Fort Smith, AR 72901 Full Service B&M $244,567
    BancorpSouth Bank 123 Washington Street Camden, AR 71701 Full Service B&M $74,953
    BancorpSouth Bank 1240 Highway 61 North Vicksburg, MS 39183 Full Service B&M $35,302
    BancorpSouth Bank 1263 North Market Street Shreveport, LA 71107 Full Service B&M $44,014
    BancorpSouth Bank 12655 North Central Expressway Dallas, TX 75243 Full Service B&M $39,403
    BancorpSouth Bank 127 E Front St Iuka, MS 38852 Full Service B&M $102,528
    BancorpSouth Bank 12716 Perkins Road Baton Rouge, LA 70810 Full Service B&M $15,056
    BancorpSouth Bank 1284 Main Street Tishomingo, MS 38873 Full Service B&M $17,835
    BancorpSouth Bank 1301 Fisher Street Goldthwaite, TX 76844 Full Service B&M $29,130
    BancorpSouth Bank 1301 Gunter Avenue Guntersville, AL 35976 Full Service B&M $88,331
    BancorpSouth Bank 13331 Emerald Coast Parkway Miramar Beach, FL 32550 Full Service B&M $32,423
    BancorpSouth Bank 134 North Marcus Street Alto, TX 75925 Full Service B&M $19,704
    BancorpSouth Bank 13423 Highway 73 Prairieville, LA 70769 Full Service B&M $12,061
    BancorpSouth Bank 139 North Poplar Street Dresden, TN 38225 Full Service B&M $32,699
    BancorpSouth Bank 1411 Highland Avenue Jackson, TN 38301 Full Service B&M $37,196
    BancorpSouth Bank 1411 Highway 67 South Pocahontas, AR 72455 Full Service B&M $13,507
    BancorpSouth Bank 143 Central Avenue West Petal, MS 39465 Full Service B&M $64,048
    BancorpSouth Bank 1434 South Highland Avenue Jackson, TN 38301 Full Service B&M $52,611
    BancorpSouth Bank 1451 Canton Mart Road Jackson, MS 39211 Full Service B&M $34,245
    BancorpSouth Bank 14550 Fm 1431 West Kingsland, TX 78639 Full Service B&M $29,957
    BancorpSouth Bank 150 E. Metro Boulevard Flowood, MS 39232 Full Service B&M $18,911
    BancorpSouth Bank 1500 Main Street Humboldt, TN 38343 Full Service B&M $53,724
    BancorpSouth Bank 1501 Lakeland Drive Jackson, MS 39216 Full Service B&M $36,788
    BancorpSouth Bank 1503 East Madison Street Bastrop, LA 71220 Full Service B&M $61,979
    BancorpSouth Bank 15410 5th Street Gulfport, MS 39503 Full Service B&M $31,665
    BancorpSouth Bank 1562 Goodman Road Horn Lake, MS 38637 Full Service B&M $18,417
    BancorpSouth Bank 1620 Grand Avenue Parkway, Suite 100 Pflugerville, TX 78660 Full Service B&M $7,088
    BancorpSouth Bank 16225 Highway 64 Somerville, TN 38068 Full Service B&M $22,407
    BancorpSouth Bank 1624 Highway 51 South Covington, TN 38019 Full Service B&M $15,947
    BancorpSouth Bank 164 Live Oak Street Marlin, TX 76661 Full Service B&M $47,879
    BancorpSouth Bank 16550 West Main Street Louisville, MS 39339 Full Service B&M $76,042
    BancorpSouth Bank 1671 Simpson, Highway 49 Magee, MS 39111 Full Service B&M $20,113
    BancorpSouth Bank 17 Hwy 64 E Alma, AR 72921 Full Service B&M $34,416
    BancorpSouth Bank 170 South Us Highway 59 Garrison, TX 75946 Full Service B&M $42,902
    BancorpSouth Bank 1721 South Beckham Tyler, TX 75701 Full Service B&M $21,711
    BancorpSouth Bank 17703 Cantrell Road Little Rock, AR 72223 Full Service B&M $10,670
    BancorpSouth Bank 1778 Popps Ferry Road Biloxi, MS 39532 Full Service B&M $22,810
    BancorpSouth Bank 178 Commerce Street Batesville, MS 38606 Full Service B&M $26,774
    BancorpSouth Bank 181 West Us 190, Suite 2 Copperas Cove, TX 76522 Full Service B&M $4,617
    BancorpSouth Bank 1833 Linwood Drive Paragould, AR 72450 Full Service B&M $32,879
    BancorpSouth Bank 1851 North Gloster Street Tupelo, MS 38804 Full Service B&M $36,517
    BancorpSouth Bank 1901 West Parker Road Jonesboro, AR 72401 Full Service B&M $17,502
    BancorpSouth Bank 1929 Jackson Avenue West Oxford, MS 38655 Limited, Drive-thru $23,466
    BancorpSouth Bank 200 South 28 Avenue Hattiesburg, MS 39401 Full Service B&M $20,491
    BancorpSouth Bank 200 South Bell Avenue Hamilton, TX 76531 Full Service B&M $70,864
    BancorpSouth Bank 200 South Elm Street Hope, AR 71801 Full Service B&M $91,169
    BancorpSouth Bank 2002 North 7th Street West Monroe, LA 71291 Full Service B&M $58,733
    BancorpSouth Bank 2006 Hwy 56 East Calico Rock, AR 72519 Full Service B&M $10,119
    BancorpSouth Bank 2006 South Main Street Stuttgart, AR 72160 Full Service B&M $1,072
    BancorpSouth Bank 201 East Davilla Granger, TX 76530 Full Service B&M $17,009
    BancorpSouth Bank 201 St. Nazaire Road Broussard, LA 70518 Full Service B&M $7,273
    BancorpSouth Bank 201 Washington Street, S.E. Camden, AR 71701 Limited, Drive-thru $0
    BancorpSouth Bank 2144 East Kearney Street Springfield, MO 65803 Full Service B&M $26,284
    BancorpSouth Bank 2173 Highway 72 East Corinth, MS 38834 Full Service B&M $29,853
    BancorpSouth Bank 2174 Main Street Madison, MS 39110 Full Service B&M $34,263
    BancorpSouth Bank 219 Main Street Nettleton, MS 38858 Full Service B&M $48,855
    BancorpSouth Bank 2200 North State Line Avenue Texarkana, AR 71854 Full Service B&M $24,039
    BancorpSouth Bank 2201 Fair Park Blvd Jonesboro, AR 72401 Full Service B&M $53,263
    BancorpSouth Bank 2201 Rodney Parham Road Little Rock, AR 72212 Full Service B&M $18,879
    BancorpSouth Bank 2211 Highland Avenue South Birmingham, AL 35205 Full Service B&M $77,383
    BancorpSouth Bank 2220 Hwy 45 North Columbus, MS 39701 Full Service B&M $71,889
    BancorpSouth Bank 230 West Main Street New Iberia, LA 70560 Full Service B&M $6,453
    BancorpSouth Bank 2300 Eldorado Parkway Mckinney, TX 75070 Full Service B&M $4,359
    BancorpSouth Bank 2301 Highway 80 East Pearl, MS 39208 Full Service B&M $61,791
    BancorpSouth Bank 2333 U.S. Highway 431 S. Boaz, AL 35957 Full Service B&M $14,924
    BancorpSouth Bank 2364 Pass Road Biloxi, MS 39531 Full Service B&M $41,722
    BancorpSouth Bank 2405 South Mckenzie Street Foley, AL 36535 Full Service B&M $26,359
    BancorpSouth Bank 2420 Pepperell Parkway Opelika, AL 36801 Full Service B&M $23,275
    BancorpSouth Bank 2450 Moody Parkway Moody, AL 35004 Full Service B&M $18,918
    BancorpSouth Bank 2516 North St Nacogdoches, TX 75965 Limited, Administrative $0
    BancorpSouth Bank 2541 Highway 145 Saltillo, MS 38866 Full Service B&M $25,513
    BancorpSouth Bank 2600 North State Street Jackson, MS 39216 Full Service B&M $27,306
    BancorpSouth Bank 2601 South Street Nacogdoches, TX 75964 Full Service B&M $35,315
    BancorpSouth Bank 2620 East Sunshine Street Springfield, MO 65804 Full Service B&M $48,111
    BancorpSouth Bank 27 Byrd Blvd Petal, MS 39465 Full Service B&M $37,804
    BancorpSouth Bank 2721 Alma Highway Van Buren, AR 72956 Full Service B&M $26,096
    BancorpSouth Bank 2796 Highway 15 North Bay Springs, MS 39422 Full Service B&M $15,416
    BancorpSouth Bank 2800 Cantrell Road Little Rock, AR 72202 Full Service B&M $99,367
    BancorpSouth Bank 2850 North Highland Avenue Jackson, TN 38305 Full Service B&M $52,594
    BancorpSouth Bank 2855 N Main Street Belton, TX 76513 Full Service B&M $42,485
    BancorpSouth Bank 2866 Mcdowell Road Jackson, MS 39204 Full Service B&M $20,042
    BancorpSouth Bank 2909 13th Street Gulfport, MS 39501 Full Service B&M $112,809
    BancorpSouth Bank 2918 Brentwood Drive Lufkin, TX 75901 Full Service B&M $74,073
    BancorpSouth Bank 300 North Jackson Street Magnolia, AR 71753 Full Service B&M $87,646
    BancorpSouth Bank 300 North Trenton Street Ruston, LA 71270 Full Service B&M $33,632
    BancorpSouth Bank 3000 New Boston Road Texarkana, TX 75501 Limited, Drive-thru $0
    BancorpSouth Bank 3000 New Boston Road Texarkana, TX 75501 Full Service B&M $61,761
    BancorpSouth Bank 3003 Airline Drive Bossier City, LA 71111 Full Service B&M $59,240
    BancorpSouth Bank 301 East Main Street Jackson, TN 38301 Full Service B&M $204,511
    BancorpSouth Bank 301 Hill Street Ellisville, MS 39437 Full Service B&M $47,399
    BancorpSouth Bank 301 West Wiygul Street Fulton, MS 38843 Full Service B&M $141,365
    BancorpSouth Bank 305 Oak Street Oakland, MS 38948 Full Service B&M $14,172
    BancorpSouth Bank 30585 Highway 225 Spanish Fort, AL 36527 Full Service B&M $25,620
    BancorpSouth Bank 307 Jones Street Fort Deposit, AL 36032 Full Service B&M $14,981
    BancorpSouth Bank 307 Spruce Street Lewisville, AR 71845 Full Service B&M $20,745
    BancorpSouth Bank 3101 Central Avenue Hot Springs, AR 71913 Full Service B&M $9,460
    BancorpSouth Bank 3101 Hardy Street Hattiesburg, MS 39401 Full Service B&M $28,813
    BancorpSouth Bank 3113 Richmond Road Texarkana, TX 75503 Full Service B&M $35,166
    BancorpSouth Bank 3117 Grand Avenue Fort Smith, AR 72904 Full Service B&M $35,538
    BancorpSouth Bank 3120 H. G. Mosley Parkway Longview, TX 75605 Full Service B&M $92,494
    BancorpSouth Bank 3134 Indiana Avenue Vicksburg, MS 39180 Full Service B&M $52,870
    BancorpSouth Bank 315 Settlers Trace Boulevard Lafayette, LA 70508 Full Service B&M $0
    BancorpSouth Bank 317 North 5th Avenue Laurel, MS 39440 Full Service B&M $46,747
    BancorpSouth Bank 320 N. Mccoy Blvd New Boston, TX 75570 Full Service B&M $48,104
    BancorpSouth Bank 3211 East Battlefield Road Springfield, MO 65804 Full Service B&M $52,395
    BancorpSouth Bank 3230 Highway 371 North Mantachie, MS 38855 Full Service B&M $32,632
    BancorpSouth Bank 32330 Highway 16 Denham Springs, LA 70726 Full Service B&M $11,944
    BancorpSouth Bank 326 West 3rd Street Forest, MS 39074 Full Service B&M $23,979
    BancorpSouth Bank 3290-B Dauphin Street Mobile, AL 36606 Full Service B&M $0
    BancorpSouth Bank 3312 Pemberton Square Boulevard Vicksburg, MS 39180 Full Service B&M $23,670
    BancorpSouth Bank 332 S. Highland Avenue Jackson, TN 38301 Limited, Drive-thru $0
    BancorpSouth Bank 3345 South Campbell Springfield, MO 65807 Full Service B&M $37,492
    BancorpSouth Bank 3390 North Futrall Drive Fayetteville, AR 72703 Full Service B&M $10,689
    BancorpSouth Bank 3401 Colonnnade Parkway Birmingham, AL 35243 Full Service B&M $22,786
    BancorpSouth Bank 3500 Ranch Road 620 South, Bldg D Austin, TX 78738 Full Service B&M $9,120
    BancorpSouth Bank 3501 Cypress Street West Monroe, LA 71291 Full Service B&M $64,793
    BancorpSouth Bank 3524 Highway 28 East Pineville, LA 71360 Full Service B&M $12,577
    BancorpSouth Bank 3694 South Houston Levee Road Collierville, TN 38017 Full Service B&M $19,413
    BancorpSouth Bank 3704 North Street Nacogdoches, TX 75965 Limited, Drive-thru $0
    BancorpSouth Bank 3939 South Fremont Avenue Springfield, MO 65804 Full Service B&M $37,492
    BancorpSouth Bank 3951 Parmer Lane Austin, TX 78729 Full Service B&M $36,023
    BancorpSouth Bank 40 North Pauline Street Memphis, TN 38105 Full Service B&M $5,315
    BancorpSouth Bank 400 University Drive Starkville, MS 39759 Full Service B&M $84,108
    BancorpSouth Bank 401 Franklin Street Se Huntsville, AL 35801 Full Service B&M $58,196
    BancorpSouth Bank 402 North Main Street Temple, TX 76503 Full Service B&M $11,986
    BancorpSouth Bank 4039 South Kansas Expressway Springfield, MO 65807 Full Service B&M $55,577
    BancorpSouth Bank 407 Hwy 80 East Clinton, MS 39056 Full Service B&M $72,077
    BancorpSouth Bank 4094 Highway 165 North Monroe, LA 71203 Full Service B&M $36,451
    BancorpSouth Bank 41 Hughes Road Madison, AL 35758 Full Service B&M $20,975
    BancorpSouth Bank 410 Sutton Road, Suite A Owens Cross Roads, AL 35763 Full Service B&M $8,756
    BancorpSouth Bank 412 South Main Street Stuttgart, AR 72160 Full Service B&M $92,262
    BancorpSouth Bank 414 South Seventh Street Opelika, AL 36801 Full Service B&M $101,367
    BancorpSouth Bank 415 Highway 15 South New Albany, MS 38652 Full Service B&M $23,254
    BancorpSouth Bank 418 Travis Street Shreveport, LA 71101 Full Service B&M $42,518
    BancorpSouth Bank 420 Brindlee Mountain Parkway Arab, AL 35016 Full Service B&M $31,033
    BancorpSouth Bank 430 South Gloster Street Tupelo, MS 38801 Full Service B&M $8,620
    BancorpSouth Bank 4359 Mall Drive Tupelo, MS 38804 Full Service B&M $40,180
    BancorpSouth Bank 4652 Lake Street Lake Charles, LA 70605 Full Service B&M $11,713
    BancorpSouth Bank 4680 Hwy 280 East Birmingham, AL 35242 Full Service B&M $40,390
    BancorpSouth Bank 475 Southland Drive Hoover, AL 35226 Full Service B&M $47,761
    BancorpSouth Bank 50 S Main St Salado, TX 76571 Full Service B&M $74,745
    BancorpSouth Bank 500 South John Redditt Drive Lufkin, TX 75904 Full Service B&M $20,162
    BancorpSouth Bank 501 South Washington Avenue Marshall, TX 75670 Full Service B&M $81,767
    BancorpSouth Bank 505 Palm Valley Boulevard Round Rock, TX 78664 Full Service B&M $24,342
    BancorpSouth Bank 5100 Highway 51 North Senatobia, MS 38668 Full Service B&M $32,632
    BancorpSouth Bank 5122 Cypress Street West Monroe, LA 71291 Full Service B&M $15,559
    BancorpSouth Bank 515 Mulberry Avenue Selmer, TN 38375 Full Service B&M $61,778
    BancorpSouth Bank 517 South Lamar Boulevard Oxford, MS 38655 Full Service B&M $158,019
    BancorpSouth Bank 5217 Maryland Way Brentwood, TN 37027 Full Service B&M $118,155
    BancorpSouth Bank 524 Courthouse Road Gulfport, MS 39501 Full Service B&M $13,398
    BancorpSouth Bank 525 East Capitol Street Jackson, MS 39201 Full Service B&M $414,318
    BancorpSouth Bank 526 South Bells Street Alamo, TN 38001 Full Service B&M $29,667
    BancorpSouth Bank 5501-A Highway 290 West Austin, TX 78735 Full Service B&M $88,494
    BancorpSouth Bank 5550 Sw H.K. Dodgen Loop Temple, TX 76504 Full Service B&M $103,739
    BancorpSouth Bank 5702 Richmond Rd Texarkana, TX 75503 Full Service B&M $43,375
    BancorpSouth Bank 5767 Terry Road Jackson, MS 39272 Full Service B&M $41,420
    BancorpSouth Bank 5800 Hwy 71 Fort Smith, AR 72901 Full Service B&M $54,071
    BancorpSouth Bank 5900 Riley Park Drive Fort Smith, AR 72916 Full Service B&M $19,950
    BancorpSouth Bank 5902 East Johnson Jonesboro, AR 72401 Full Service B&M $6,637
    BancorpSouth Bank 5905 Trussville Crossing Boulevard Birmingham, AL 35235 Full Service B&M $28,314
    BancorpSouth Bank 5980 Getwell Road Southaven, MS 38672 Full Service B&M $73,062
    BancorpSouth Bank 60 East Commerce Street Hernando, MS 38632 Full Service B&M $95,956
    BancorpSouth Bank 600 Azalea Drive Waynesboro, MS 39367 Full Service B&M $23,717
    BancorpSouth Bank 601 N Fillmore Street Corinth, MS 38834 Full Service B&M $138,657
    BancorpSouth Bank 6025 Line Avenue Shreveport, LA 71106 Full Service B&M $174,672
    BancorpSouth Bank 604 West Poplar Avenue Collierville, TN 38017 Full Service B&M $31,223
    BancorpSouth Bank 6051 Jones Creek Road Baton Rouge, LA 70817 Full Service B&M $11,268
    BancorpSouth Bank 608 South Church Street Louisville, MS 39339 Full Service B&M $18,856
    BancorpSouth Bank 609 West Main Street West Point, MS 39773 Full Service B&M $59,777
    BancorpSouth Bank 6100 Corporate Boulevard, Suite 100 Baton Rouge, LA 70808 Full Service B&M $167,412
    BancorpSouth Bank 611 East Wood Street Ashdown, AR 71822 Full Service B&M $8,549
    BancorpSouth Bank 631 Broad Street, Suite 310 Chattanooga, TN 37402 Full Service B&M $3,195
    BancorpSouth Bank 6363 Poplar Avenue, Suite 125 Germantown, TN 38119 Full Service B&M $80,767
    BancorpSouth Bank 6471 Us Highway 98 Hattiesburg, MS 39402 Full Service B&M $80,753
    BancorpSouth Bank 6500 North Mo Pac Expressway Austin, TX 78731 Full Service B&M $78,443
    BancorpSouth Bank 66 E Main Street Sherman, MS 38869 Full Service B&M $28,789
    BancorpSouth Bank 661 W Central Texas Expressway, #100 Harker Heights, TX 76548 Full Service B&M $71,866
    BancorpSouth Bank 6675 Stage Road Bartlett, TN 38134 Full Service B&M $53,423
    BancorpSouth Bank 6800 Highway 64 Oakland, TN 38060 Full Service B&M $17,261
    BancorpSouth Bank 6955 Goodman Road Olive Branch, MS 38654 Full Service B&M $84,870
    BancorpSouth Bank 699 South Friendswood Drive, Suite 107 Friendswood, TX 77546 Full Service B&M $2,266
    BancorpSouth Bank 700 South Main Jonesboro, AR 72401 Full Service B&M $27,736
    BancorpSouth Bank 7000 Rogers Avenue Fort Smith, AR 72903 Full Service B&M $96,705
    BancorpSouth Bank 701 South 52nd Street Rogers, AR 72758 Full Service B&M $7,218
    BancorpSouth Bank 702 Seventh Street Marble Falls, TX 78654 Full Service B&M $49,937
    BancorpSouth Bank 7100 Hacks Cross Road Olive Branch, MS 38654 Full Service B&M $30,321
    BancorpSouth Bank 7100 U.S. Hwy 431 Albertville, AL 35950 Full Service B&M $46,477
    BancorpSouth Bank 711 San Gabriel Village Blvd Georgetown, TX 78626 Full Service B&M $57,960
    BancorpSouth Bank 7125 Airways Blvd Southaven, MS 38671 Full Service B&M $71,002
    BancorpSouth Bank 713 Broadway Drive Hattiesburg, MS 39401 Full Service B&M $26,777
    BancorpSouth Bank 7302 Highway 72 West Madison, AL 35758 Full Service B&M $25,232
    BancorpSouth Bank 749 West Keiser Street Osceola, AR 72370 Full Service B&M $51,289
    BancorpSouth Bank 750 Sunset Dr Grenada, MS 38901 Full Service B&M $60,448
    BancorpSouth Bank 758 Pear Orchard Road Ridgeland, MS 39157 Full Service B&M $23,942
    BancorpSouth Bank 760 Howard Avenue Biloxi, MS 39530 Full Service B&M $119,215
    BancorpSouth Bank 7600 South Broadway Avenue Tyler, TX 75703 Full Service B&M $55,858
    BancorpSouth Bank 7800 Winchester Memphis, TN 38125 Full Service B&M $32,922
    BancorpSouth Bank 7950 Desiard Street Monroe, LA 71203 Full Service B&M $30,661
    BancorpSouth Bank 800 Garrett Drive Bossier City, LA 71111 Full Service B&M $27,467
    BancorpSouth Bank 800 North Main Street Brinkley, AR 72021 Full Service B&M $22,036
    BancorpSouth Bank 802 Highway 12 West Starkville, MS 39759 Full Service B&M $70,595
    BancorpSouth Bank 803 West Center Street Greenwood, AR 72936 Full Service B&M $41,510
    BancorpSouth Bank 807 E Glenn Ave Auburn, AL 36830 Full Service B&M $32,944
    BancorpSouth Bank 813 North Main Taylor, TX 76574 Full Service B&M $27,976
    BancorpSouth Bank 8146 Highway 51 N Millington, TN 38053 Full Service B&M $19,984
    BancorpSouth Bank 815 Highway 51 North Covington, TN 38019 Full Service B&M $77,568
    BancorpSouth Bank 820 South Street Vicksburg, MS 39180 Full Service B&M $142,286
    BancorpSouth Bank 8235 Forsyth Blvd Clayton, MO 63105 Full Service B&M $16,158
    BancorpSouth Bank 8340 Stage Road Bartlett, TN 38134 Full Service B&M $17,241
    BancorpSouth Bank 8410 Highway 90a Sugar Land, TX 77478 Full Service Retail $53,227
    BancorpSouth Bank 8433 First Avenue Southeast Leeds, AL 35094 Full Service B&M $25,165
    BancorpSouth Bank 8585 Fern Avenue Shreveport, LA 71105 Full Service B&M $242,655
    BancorpSouth Bank 8848 Northwest Drive Southaven, MS 38671 Full Service B&M $49,380
    BancorpSouth Bank 8966 Goodman Avenue Olive Branch, MS 38654 Full Service B&M $122,258
    BancorpSouth Bank 9010 Ellerbe Rd Shreveport, LA 71106 Full Service B&M $61,410
    BancorpSouth Bank 904 East Hawkins Parkway Longview, TX 75605 Full Service B&M $34,959
    BancorpSouth Bank 907 Ford Llano, TX 78643 Full Service B&M $28,549
    BancorpSouth Bank 909 North 18th Street Monroe, LA 71201 Full Service B&M $156,261
    BancorpSouth Bank 914 Murfreesboro Road Franklin, TN 37064 Full Service B&M $46,778
    BancorpSouth Bank 9200 Mansfield Road Shreveport, LA 71118 Full Service B&M $34,062
    BancorpSouth Bank Highways 72 And 25 Iuka, MS 38852 Limited, Drive-thru $0

    For 2018, Bancorpsouth had 289 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $655,419
    Net interest income $577,017
    Total noninterest income $278,378
    Gross Fiduciary activities income $15,121
    Service charges on deposit accounts $48,913
    Trading account gains and fees $0
    Additional Noninterest Income $214,344
    Pre-tax net operating income $264,992
    Securities gains (or losses, -) $133
    Income before extraordinary items $221,317
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $221,317
    Minority interest net income $0
    Net income $221,317
    Sale, conversion, retirement of capital stock, net $-181,759
    Net operating income $221,206

    Bancorpsouth's gross interest income from loans was $655,419,000.
    Bancorpsouth's net interest income from loans was $577,017,000.
    Bancorpsouth's fee based income from loans was $48,913,000.
    Bancorpsouth's net income from loans was $221,317,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $78,402
    Provision for credit losses $4,500
    Total noninterest expense $585,903
    Salaries and employee benefits $364,379
    Premises and equipment expense $61,093
    Additional noninterest expense $160,431
    Applicable income taxes $43,808
    Net charge-offs $2,630
    Cash dividends $61,583

    Bancorpsouth's interest expense for loans was $78,402,000.
    Bancorpsouth's payroll and benefits expense were $364,379,000.
    Bancorpsouth's property, plant and equipment expenses $61,093,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 1.0%
    Personal loans 0.0%
    Credit card loans 0.6%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $13,971,854
    Deposits held in domestic offices $13,971,854
    Deposits by Individuals, partnerships, and corporations $12,703,059
    Deposits by U.S. Government $22,106
    Deposits by States and political subdivisions in the U.S. $1,240,134
    Deposits by Commercial banks and other depository institutions in U.S. $6,555
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $1,632,342
    Demand deposits $1,632,342
    Nontransaction accounts $12,339,512
    Money market deposit accounts (MMDAs) $5,094,560
    Other savings deposits (excluding MMDAs) $5,037,005
    Total time deposits $2,207,946
    Total time and savings deposits $12,339,512
    Noninterest-bearing deposits $4,028,890
    Interest-bearing deposits $9,942,964
    Retail deposits $13,430,290
    IRAs and Keogh plan accounts $375,737
    Brokered deposits $0
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $18,008,424
    Cash & Balances due from depository institutions $332,436
    Interest-bearing balances $92,476
    Total securities $2,750,648
    Federal funds sold & reverse repurchase $0
    Net loans and leases $13,134,378
    Loan and leases loss allowance $120,070
    Trading account assets $0
    Bank premises and fixed assets $346,146
    Other real estate owned $9,276
    Goodwill and other intangibles $816,438
    All other assets $619,102

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $18,008,425
    Total Liabilities $15,802,688
    Total deposits $13,971,854
    Interest-bearing deposits $9,942,964
    Deposits held in domestic offices $13,971,854
    % insured (estimated) $73
    Federal funds purchased and repurchase agreements $521,008
    Trading liabilities $0
    Other borrowed funds $1,024,259
    Subordinated debt $0
    All other liabilities $285,567

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $13,134,378
    Loan and leases loss allowance $120,070
    Total loans and leases (domestic) $13,254,448
    All real estate loans $10,967,482
    Real estate loans in domestic offices $10,967,482
    Construction and development loans $1,286,782
    Residential 1-4 family construction $363,712
    Other construction, all land development and other land $923,070
    Loans secured by nonfarm nonresidential properties $4,873,270
    Nonfarm nonresidential secured by owner-occupied properties $2,267,896
    Commercial real estate & other non-farm, non-residential $2,605,374
    Multifamily residential real estate $420,832
    1-4 family residential loans $4,068,561
    Farmland loans $318,037
    Loans held in foreign offices $0
    Farm loans $130,007
    Commercial and industrial loans $1,624,402
    To non-U.S. addressees $0
    Loans to individuals $247,795
    Credit card loans $84,083
    Related Plans $59,264
    Consumer Auto Loans $29,039
    Other loans to individuals $75,409
    All other loans & leases $284,762
    Loans to foreign governments and official institutions $0
    Other loans $120,926
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $19,436
    Loans secured by real estate to non-U.S. addressees $677
    Restructured Loans & leases $6,675
    Non 1-4 family restructured loans & leases $4,502
    Total loans and leases (foreign) $0

    BancorpSouth had $13,134,378,000 of loans outstanding in 2018. $10,967,482,000 of loans were in real estate loans. $1,286,782,000 of loans were in development loans. $420,832,000 of loans were in multifamily mortgage loans. $4,068,561,000 of loans were in 1-4 family mortgage loans. $130,007,000 of loans were in farm loans. $84,083,000 of loans were in credit card loans. $29,039,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 6,434 $1,929,155 $299,838
    Nonfarm, nonresidential loans - <$100k 1,478 $89,041 $60,244
    Nonfarm, nonresidential loans - $100-250k 2,127 $366,884 $172,489
    Nonfarm, nonresidential loans - $250k-1MM 2,829 $1,473,230 $520,760
    Commercial & Industrial, US addressed loans - <$1MM 12,679 $1,257,741 $99,199
    Commercial & Industrial, US addressed loans - <$100k 9,527 $338,581 $35,539
    Commercial & Industrial, US addressed loans - $100-250k 1,936 $322,601 $166,633
    Commercial & Industrial, US addressed loans - $250k-1MM 1,216 $596,559 $490,591
    Farmland loans - <$1MM 1,882 $229,516 $121,953
    Farmland loans - <$100k 1,081 $56,290 $52,072
    Farmland loans - $100-250k 584 $95,678 $163,832
    Farmland loans - $250k-1MM 217 $77,548 $357,364
    Agriculture operations loans - <$1MM 2,261 $126,391 $55,900
    Agriculture operations loans - <$100k 1,933 $51,687 $26,739
    Agriculture operations loans - $100-250k 217 $34,545 $159,194
    Agriculture operations loans - $250k-1MM 111 $40,159 $361,793