Bancorpsouth Mortgage Rates, Fees & Info
Tupelo, MSLEI: Q7C315HKI8VX0SSKBS64
Tax ID: 64-0117230
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Review & Overview
Bancorpsouth is a mid-sized mortgage company specializing in Home Purchase and Refi loans. Bancorpsouth has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Austin, Houston, Jackson, Dallas, and Memphis among others. We have data for 209 markets. (Some data included below & more in-depth data is available with an active subscription.)Bancorpsouth has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Bancorpsouth is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.27% | 4/22/24 |
| 30 Year Conventional Purchase | 6.62% | 4/22/24 |
| 30 Year Conventional Refi | 6.67% | 4/22/24 |
| 30 Year Cash-out Refi | 6.90% | 4/22/24 |
| 30 Year FHA Purchase | 7.27% | 4/22/24 |
| 30 Year FHA Refi | 7.32% | 4/22/24 |
| 30 Year VA Purchase | 6.37% | 4/22/24 |
| 30 Year VA Refi | 6.07% | 4/22/24 |
| 30 Year USDA Purchase | 6.77% | 4/22/24 |
| 30 Year USDA Refi | 7.14% | 4/22/24 |
| 15 Year Conventional Purchase | 6.14% | 4/22/24 |
| 15 Year Conventional Refi | 6.37% | 4/22/24 |
| 15 Year Cash-out Refi | 6.37% | 4/22/24 |
| 15 Year FHA Purchase | 5.68% | 4/22/24 |
| 15 Year FHA Refi | 7.70% | 4/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Bancorpsouth Mortgage Calculator
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This is not an official calculator from Bancorpsouth. It uses our SimulatedRate™
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
18,735Origination Dollar Volume (All Markets)
$4,281,855,000Employee count
4,596Awards
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BancorpSouth - 2020
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 526 | $384,190,000 | $730,399 | $5,156 | 3.37% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 1,109 | $326,255,000 | $294,188 | $5,098 | 3.44% |
| JACKSON, MS (FHA|USDA|VA) | 1,557 | $324,805,000 | $208,610 | $3,705 | 3.40% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 793 | $307,985,000 | $388,380 | $5,145 | 3.47% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1,577 | $303,575,000 | $192,502 | $3,965 | 3.61% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 759 | $198,975,000 | $262,154 | $3,386 | 3.75% |
| Outside of Metro Areas | 1,245 | $182,055,000 | $146,229 | $2,761 | 3.70% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 758 | $167,500,000 | $220,976 | $3,298 | 3.73% |
| Tupelo, MS (FHA|USDA|VA) | 914 | $139,800,000 | $152,954 | $3,204 | 3.53% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 656 | $134,950,000 | $205,716 | $3,207 | 3.54% |
| MOBILE, AL (FHA|USDA|VA) | 527 | $101,055,000 | $191,755 | $3,224 | 3.52% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 396 | $99,430,000 | $251,086 | $3,170 | 3.54% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 427 | $87,185,000 | $204,180 | $3,499 | 3.69% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 508 | $85,150,000 | $167,618 | $2,681 | 3.63% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 390 | $74,140,000 | $190,103 | $3,547 | 3.71% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 193 | $71,335,000 | $369,611 | $3,825 | 3.62% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 383 | $70,795,000 | $184,843 | $2,520 | 3.92% |
| HATTIESBURG, MS (FHA|USDA|VA) | 304 | $56,110,000 | $184,572 | $2,721 | 3.71% |
| BATON ROUGE, LA (FHA|USDA|VA) | 230 | $53,390,000 | $232,130 | $3,817 | 3.95% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 221 | $52,955,000 | $239,615 | $3,281 | 3.38% |
| Oxford, MS (FHA|USDA|VA) | 245 | $50,085,000 | $204,429 | $3,070 | 3.65% |
| Starkville, MS (FHA|USDA|VA) | 241 | $49,285,000 | $204,502 | $3,430 | 3.44% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 365 | $49,105,000 | $134,534 | $3,026 | 3.62% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 218 | $47,890,000 | $219,679 | $4,211 | 3.34% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 205 | $46,655,000 | $227,585 | $4,265 | 3.81% |
| TYLER, TX (FHA|USDA|VA) | 159 | $44,265,000 | $278,396 | $3,656 | 3.59% |
| LONGVIEW, TX (FHA|USDA|VA) | 213 | $40,325,000 | $189,319 | $3,186 | 3.70% |
| Nacogdoches, TX (FHA|USDA|VA) | 172 | $39,730,000 | $230,988 | $2,877 | 3.58% |
| JACKSON, TN (FHA|USDA|VA) | 268 | $37,660,000 | $140,522 | $2,412 | 3.86% |
| Columbus, MS (FHA|USDA|VA) | 224 | $35,970,000 | $160,580 | $3,748 | 3.67% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 84 | $35,500,000 | $422,619 | $4,128 | 3.50% |
| MONROE, LA (FHA|USDA|VA) | 226 | $34,810,000 | $154,027 | $3,082 | 3.81% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 134 | $34,640,000 | $258,507 | $4,819 | 3.56% |
| LAFAYETTE, LA (FHA|USDA|VA) | 139 | $32,105,000 | $230,971 | $3,820 | 3.64% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 130 | $24,180,000 | $186,000 | $3,552 | 3.82% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 149 | $21,565,000 | $144,732 | $2,737 | 3.98% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 108 | $20,510,000 | $189,907 | $3,449 | 3.70% |
| JONESBORO, AR (FHA|USDA|VA) | 150 | $19,040,000 | $126,933 | $2,513 | 3.83% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 58 | $17,990,000 | $310,172 | $3,533 | 3.62% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 40 | $17,270,000 | $431,750 | $4,860 | 3.38% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 46 | $17,170,000 | $373,261 | $3,993 | 3.77% |
| Lufkin, TX (FHA|USDA|VA) | 86 | $16,530,000 | $192,209 | $3,185 | 3.67% |
| PANAMA CITY, FL (FHA|USDA|VA) | 46 | $14,250,000 | $309,783 | $3,779 | 3.69% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 31 | $13,395,000 | $432,097 | $5,026 | 3.39% |
| Albertville, AL (FHA|USDA|VA) | 84 | $13,390,000 | $159,405 | $2,608 | 3.93% |
| CLEVELAND, TN (FHA|USDA|VA) | 71 | $12,545,000 | $176,690 | $3,988 | 3.29% |
| WACO, TX (FHA|USDA|VA) | 43 | $12,105,000 | $281,512 | $4,305 | 4.23% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 35 | $10,695,000 | $305,571 | $3,124 | 3.85% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 46 | $10,490,000 | $228,043 | $1,834 | 4.03% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 52 | $10,480,000 | $201,538 | $3,714 | 3.64% |
| Corinth, MS (FHA|USDA|VA) | 72 | $10,390,000 | $144,306 | $2,777 | 3.70% |
| MONTGOMERY, AL (FHA|USDA|VA) | 30 | $9,460,000 | $315,333 | $3,221 | 3.71% |
| Laurel, MS (FHA|USDA|VA) | 84 | $9,410,000 | $112,024 | $2,275 | 3.82% |
| Grenada, MS (FHA|USDA|VA) | 61 | $8,205,000 | $134,508 | $3,135 | 3.54% |
| Vicksburg, MS (FHA|USDA|VA) | 65 | $8,035,000 | $123,615 | $3,291 | 3.62% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 12 | $8,020,000 | $668,333 | $8,429 | 3.17% |
| Paragould, AR (FHA|USDA|VA) | 49 | $6,855,000 | $139,898 | $1,755 | 3.86% |
| West Point, MS (FHA|USDA|VA) | 71 | $6,745,000 | $95,000 | $2,744 | 3.74% |
| Cleveland, MS (FHA|USDA|VA) | 49 | $6,595,000 | $134,592 | $3,939 | 3.09% |
| Ruston, LA (FHA|USDA|VA) | 15 | $5,315,000 | $354,333 | $2,615 | 3.78% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 16 | $4,840,000 | $302,500 | $4,266 | 3.52% |
| Alexander City, AL (FHA|USDA|VA) | 13 | $4,285,000 | $329,615 | $2,963 | 3.51% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 5 | $4,275,000 | $855,000 | $4,612 | 3.78% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 6 | $4,040,000 | $673,333 | $4,267 | 3.92% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 12 | $3,980,000 | $331,667 | $5,793 | 3.52% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 9 | $3,905,000 | $433,889 | $4,188 | 3.58% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 15 | $3,825,000 | $255,000 | $3,089 | 3.23% |
| DECATUR, AL (FHA|USDA|VA) | 24 | $3,810,000 | $158,750 | $4,642 | 4.07% |
| El Dorado, AR (FHA|USDA|VA) | 31 | $3,605,000 | $116,290 | $1,804 | 3.85% |
| Sevierville, TN (FHA|USDA|VA) | 12 | $3,390,000 | $282,500 | $3,068 | 3.75% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 13 | $3,205,000 | $246,538 | $3,446 | 3.08% |
| Athens, TX (FHA|USDA|VA) | 11 | $3,135,000 | $285,000 | $5,117 | 3.67% |
| Bogalusa, LA (FHA|USDA|VA) | 1 | $2,955,000 | $2,955,000 | $0 | 5.50% |
| Bonham, TX (FHA|USDA|VA) | 12 | $2,690,000 | $224,167 | $4,203 | 3.78% |
| Camden, AR (FHA|USDA|VA) | 30 | $2,670,000 | $89,000 | $1,513 | 3.67% |
| Hope, AR (FHA|USDA|VA) | 28 | $2,570,000 | $91,786 | $1,401 | 3.47% |
| KNOXVILLE, TN (FHA|USDA|VA) | 6 | $2,380,000 | $396,667 | $3,422 | 3.88% |
| Fredericksburg, TX (FHA|USDA|VA) | 6 | $2,350,000 | $391,667 | $4,558 | 3.33% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 8 | $2,250,000 | $281,250 | $4,731 | 3.55% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 9 | $2,155,000 | $239,444 | $3,035 | 3.64% |
| Edwards, CO (FHA|USDA|VA) | 3 | $2,025,000 | $675,000 | $3,400 | 3.46% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 12 | $1,870,000 | $155,833 | $3,459 | 3.80% |
| Cullman, AL (FHA|USDA|VA) | 8 | $1,730,000 | $216,250 | $4,064 | 4.00% |
| Sulphur Springs, TX (FHA|USDA|VA) | 1 | $1,695,000 | $1,695,000 | $0 | 4.50% |
| Branson, MO (FHA|USDA|VA) | 9 | $1,685,000 | $187,222 | $3,163 | 3.75% |
| Minden, LA (FHA|USDA|VA) | 12 | $1,600,000 | $133,333 | $2,793 | 3.97% |
| Meridian, MS (FHA|USDA|VA) | 10 | $1,540,000 | $154,000 | $4,093 | 3.64% |
| Rockport, TX (FHA|USDA|VA) | 5 | $1,535,000 | $307,000 | $4,118 | 4.05% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 5 | $1,525,000 | $305,000 | $2,808 | 3.93% |
| GADSDEN, AL (FHA|USDA|VA) | 13 | $1,525,000 | $117,308 | $3,156 | 3.59% |
| Glenwood Springs, CO (FHA|USDA|VA) | 2 | $1,520,000 | $760,000 | $3,970 | 2.94% |
| Jacksonville, TX (FHA|USDA|VA) | 8 | $1,500,000 | $187,500 | $3,489 | 3.84% |
| Opelousas, LA (FHA|USDA|VA) | 8 | $1,480,000 | $185,000 | $4,981 | 3.83% |
| Greenwood, MS (FHA|USDA|VA) | 12 | $1,440,000 | $120,000 | $3,052 | 3.22% |
| Fort Payne, AL (FHA|USDA|VA) | 8 | $1,420,000 | $177,500 | $4,883 | 3.41% |
| MIDLAND, TX (FHA|USDA|VA) | 5 | $1,415,000 | $283,000 | $3,894 | 3.00% |
| Martin, TN (FHA|USDA|VA) | 15 | $1,415,000 | $94,333 | $2,525 | 3.64% |
| Bay City, TX (FHA|USDA|VA) | 8 | $1,400,000 | $175,000 | $6,067 | 3.02% |
| Athens, TN (FHA|USDA|VA) | 10 | $1,380,000 | $138,000 | $3,230 | 3.66% |
| Picayune, MS (FHA|USDA|VA) | 7 | $1,365,000 | $195,000 | $3,571 | 3.48% |
| Scottsboro, AL (FHA|USDA|VA) | 6 | $1,360,000 | $226,667 | $3,380 | 3.69% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 4 | $1,340,000 | $335,000 | $3,665 | 3.59% |
| Mountain Home, AR (FHA|USDA|VA) | 9 | $1,315,000 | $146,111 | $2,471 | 3.33% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $1,305,000 | $1,305,000 | $0 | 3.99% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 4 | $1,290,000 | $322,500 | $2,686 | 3.72% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 4 | $1,260,000 | $315,000 | $4,257 | 3.13% |
| Lewisburg, TN (FHA|USDA|VA) | 5 | $1,235,000 | $247,000 | $4,186 | 3.23% |
| DALTON, GA (FHA|USDA|VA) | 7 | $1,225,000 | $175,000 | $3,590 | 3.09% |
| Mount Pleasant, TX (FHA|USDA|VA) | 4 | $1,190,000 | $297,500 | $3,650 | 3.16% |
| LUBBOCK, TX (FHA|USDA|VA) | 3 | $1,075,000 | $358,333 | $5,302 | 3.67% |
| Gainesville, TX (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $4,467 | 3.21% |
| GAINESVILLE, FL (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $3,873 | 3.50% |
| Clarksdale, MS (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $2,863 | 3.16% |
| JOPLIN, MO (FHA|USDA|VA) | 7 | $955,000 | $136,429 | $2,948 | 3.86% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $955,000 | $955,000 | $4,653 | 3.25% |
| COLUMBIA, MO (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $1,928 | 3.13% |
| SAVANNAH, GA (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $4,726 | 3.13% |
| TULSA, OK (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $3,663 | 3.50% |
| VICTORIA, TX (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $4,613 | 3.65% |
| Indianola, MS (FHA|USDA|VA) | 7 | $795,000 | $113,571 | $4,203 | 3.23% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 5 | $795,000 | $159,000 | $2,218 | 3.85% |
| Russellville, AR (FHA|USDA|VA) | 5 | $795,000 | $159,000 | $3,486 | 3.53% |
| El Campo, TX (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $7,969 | 3.00% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 6 | $760,000 | $126,667 | $3,143 | 3.81% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $5,887 | 3.50% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $2,965 | 3.06% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $3,345 | 3.44% |
| LAREDO, TX (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $5,406 | 3.13% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $3,624 | 3.75% |
| Arkadelphia, AR (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $2,782 | 3.67% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $3,424 | 3.38% |
| Corsicana, TX (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $7,564 | 2.88% |
| Brenham, TX (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $4,899 | 3.04% |
| Dyersburg, TN (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $4,356 | 3.21% |
| Natchitoches, LA (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $0 | 4.50% |
| Palestine, TX (FHA|USDA|VA) | 6 | $630,000 | $105,000 | $2,599 | 3.79% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $4,491 | 3.25% |
| Kalispell, MT (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $0 | 4.50% |
| Magnolia, AR (FHA|USDA|VA) | 9 | $605,000 | $67,222 | $1,396 | 4.05% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $6,273 | 4.00% |
| Batesville, AR (FHA|USDA|VA) | 9 | $605,000 | $67,222 | $1,716 | 3.93% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $3,906 | 3.42% |
| Searcy, AR (FHA|USDA|VA) | 5 | $565,000 | $113,000 | $1,460 | 4.40% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $4,593 | 3.69% |
| OCALA, FL (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $3,371 | 3.38% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $4,198 | 3.44% |
| Blytheville, AR (FHA|USDA|VA) | 6 | $530,000 | $88,333 | $1,291 | 3.87% |
| McComb, MS (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $4,441 | 3.18% |
| Malvern, AR (FHA|USDA|VA) | 5 | $525,000 | $105,000 | $2,165 | 4.20% |
| Granbury, TX (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $4,261 | 2.75% |
| Jennings, LA (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $6,551 | 2.75% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $3,351 | 3.63% |
| DOTHAN, AL (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $3,470 | 3.63% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $6,154 | 3.13% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $3,090 | 3.13% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $4,114 | 2.75% |
| Paris, TN (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $3,532 | 4.06% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $2,416 | 4.50% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $4,552 | 2.25% |
| Kerrville, TX (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,771 | 3.50% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $0 | 4.25% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,440 | 2.63% |
| HAMMOND, LA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,298 | 3.06% |
| Tahlequah, OK (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,139 | 2.88% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,898 | 2.88% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 4.25% |
| PINE BLUFF, AR (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $2,445 | 2.69% |
| LaGrange, GA-AL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $5,959 | 3.19% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,680 | 3.88% |
| Kirksville, MO (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,582 | 3.25% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,080 | 3.00% |
| Shelbyville, TN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,702 | 2.38% |
| Thomasville, GA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,245 | 3.88% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,178 | 3.63% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,434 | 3.00% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,898 | 3.25% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,360 | 3.25% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 4.25% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,887 | 3.25% |
| Crossville, TN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,594 | 4.00% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,251 | 3.38% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,843 | 3.25% |
| Jasper, AL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,470 | 3.50% |
| Durango, CO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,448 | 3.38% |
| Morgan City, LA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,884 | 3.75% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,005 | 3.50% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,584 | 3.25% |
| Brookhaven, MS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,729 | 3.63% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 4.50% |
| Natchez, MS-LA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 5.00% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,145 | 3.88% |
| West Plains, MO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 5.00% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,209 | 3.38% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,344 | 3.25% |
| Eufaula, AL-GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 4.75% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,251 | 3.38% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,415 | 3.25% |
| Durant, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,068 | 3.38% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,493 | 2.75% |
| ROME, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,381 | 4.00% |
| Rolla, MO (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,255 | 5.63% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 4.50% |
| Lawrenceburg, TN (FHA|USDA|VA) | 2 | $50,000 | $25,000 | $0 | 4.38% |
| Brownsville, TN (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 4.25% |
| Troy, AL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $519 | 5.25% |
| Greenville, MS (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $73 | 4.75% |
| Atmore, AL (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 4.25% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $999 | 3.99% |
| Poplar Bluff, MO (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $423 | 4.25% |
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Product Mix
For 2020, Bancorpsouth's most frequently originated type of loan was Conventional, with 13,146 originations. Their 2nd most popular type was HELOC, with 2,890 originations.
Loan Reason
For 2020, Bancorpsouth's most frequently cited loan purpose was Home Purchase, with 9,368 originations. The 2nd most popular reason was Refi, with 5,632 originations.
Loan Duration/Length
For 2020, Bancorpsouth's most frequently cited loan duration was 30 Year, with 10,102 originations. The 2nd most popular length was 5 Year, with 2,479 originations.
Origination Fees/Closing Costs
Bancorpsouth's average total fees were $4,104, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 10,584 originations.
Interest Rates
During 2020, Bancorpsouth's average interest rate for loans was 3.35%, while their most frequently originated rate bucket for loans was 3-4%, with 9,086 originations.
Loan Sizing
2020 saw Bancorpsouth place emphasis on $100k-200k loans with 6,262 originations, totaling $931,420,000 in origination value.
Applicant Income
Bancorpsouth lent most frequently to those with incomes in the $50k-75k range, with 3,509 originations. The second most popular income band? $100k-150k, with 3,403 originations.
Applicant Debt to Income Ratio
Bancorpsouth lent most frequently to those with DTI ratios of 20-30%, with 4,660 originations. The next most common DTI ratio? 30-36%, with 3,323 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications90.64%
Bancorpsouth has an average approval rate.
Pick Rate
Approvals leading to origination75.04%
Bancorpsouth has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 18,735 | $4,281,855,000 | $228,548 |
Occupancy Type Mix
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2020 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| BANCORPSOUTH BANK | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 2 | 33.3% |
| BANCORPSOUTH BANK | Conventional home mortgage | Trouble during payment process | 2 | 33.3% |
| BANCORPSOUTH BANK | FHA mortgage | Closing on a mortgage | 1 | 16.7% |
| BANCORPSOUTH BANK | Home equity loan or line of credit (HELOC) | Trouble during payment process | 1 | 16.7% |
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| Bancorpsouth Bank | 1301 Gunter Ave Guntersville, AL 35976 | Full Service B&M | $106,270 |
| Bancorpsouth Bank | 1721 S Beckham Ave Tyler, TX 75701 | Full Service B&M | $28,292 |
| Bancorpsouth Bank | 2400 North St Nacogdoches, TX 75965 | Full Service B&M | $386,031 |
| Bancorpsouth Bank | 326 West 3rd Street Forest, MS 39074 | Full Service B&M | $30,965 |
| Bancorpsouth Bank | 420 N Brindlee Mountain Pkwy Arab, AL 35016 | Full Service B&M | $39,629 |
| Bancorpsouth Bank | 430 South Gloster Street Tupelo, MS 38801 | Full Service B&M | $9,282 |
| Bancorpsouth Bank | 4359 Mall Drive Tupelo, MS 38801 | Full Service B&M | $47,217 |
| Bancorpsouth Bank | 66 E Main St Sherman, MS 38828 | Full Service B&M | $34,460 |
| Bancorpsouth Bank | 10149 Central Ave Diberville, MS 39540 | Full Service B&M | $35,049 |
| Bancorpsouth Bank | 1101 E Pinecrest Dr Marshall, TX 75670 | Full Service B&M | $34,291 |
| Bancorpsouth Bank | 1107 N 2nd St Booneville, MS 38829 | Full Service B&M | $25,767 |
| Bancorpsouth Bank | 111 6th St Chilton, TX 76632 | Limited, Drive-thru | $8,238 |
| Bancorpsouth Bank | 1215 South Gloster Street Tupelo, MS 38801 | Full Service B&M | $38,304 |
| Bancorpsouth Bank | 1410 Mormon Mill Rd Marble Falls, TX 78654 | Full Service B&M | $100,606 |
| Bancorpsouth Bank | 1411 Highway 67 S Pocahontas, AR 72455 | Full Service B&M | $18,614 |
| Bancorpsouth Bank | 201 South Spring Street Tupelo, MS 38804 | Full Service B&M | $589,564 |
| Bancorpsouth Bank | 2541 Highway 145 Saltillo, MS 38866 | Full Service B&M | $39,063 |
| Bancorpsouth Bank | 2918 Brentwood Dr Lufkin, TX 75901 | Full Service B&M | $100,692 |
| Bancorpsouth Bank | 300 N Jackson St Magnolia, AR 71753 | Full Service B&M | $94,967 |
| Bancorpsouth Bank | 300 N Trenton St Ruston, LA 71270 | Full Service B&M | $26,981 |
| Bancorpsouth Bank | 3000 New Boston Rd Texarkana, TX 75501 | Full Service B&M | $64,699 |
| Bancorpsouth Bank | 33440 Highway 43 Thomasville, AL 36784 | Full Service B&M | $21,931 |
| Bancorpsouth Bank | 402 N Main St Temple, TX 76501 | Full Service B&M | $11,733 |
| Bancorpsouth Bank | 456 S Coley Rd Tupelo, MS 38801 | Full Service B&M | $97,644 |
| Bancorpsouth Bank | 4600 Jackson St Alexandria, LA 71303 | Full Service B&M | $29,165 |
| Bancorpsouth Bank | 515 Mulberry Ave Selmer, TN 38375 | Full Service B&M | $77,778 |
| Bancorpsouth Bank | 517 South Lamar Boulevard Oxford, MS 38655 | Full Service B&M | $297,145 |
| Bancorpsouth Bank | 10 Commerce St Hayneville, AL 36040 | Full Service B&M | $22,228 |
| Bancorpsouth Bank | 100 Hardy Street Hattiesburg, MS 39401 | Full Service B&M | $310,428 |
| Bancorpsouth Bank | 100 N Veterans Blvd Tupelo, MS 38801 | Full Service B&M | $26,631 |
| Bancorpsouth Bank | 100 Primos Rd Flowood, MS 39232 | Full Service B&M | $35,413 |
| Bancorpsouth Bank | 1000 Union University Drive Jackson, TN 38305 | Full Service B&M | $145,330 |
| Bancorpsouth Bank | 1003 Washington Avenue Ocean Springs, MS 39564 | Full Service B&M | $70,264 |
| Bancorpsouth Bank | 101 E Polk St Burnet, TX 78611 | Full Service B&M | $43,150 |
| Bancorpsouth Bank | 101 Gene Autry Dr. Tioga, TX 76271 | Full Service B&M | $15,097 |
| Bancorpsouth Bank | 101 N 4th St Lometa, TX 76853 | Full Service B&M | $24,142 |
| Bancorpsouth Bank | 101 N Chester St Hazen, AR 72064 | Full Service B&M | $23,757 |
| Bancorpsouth Bank | 101 Rock Creek Pkwy Fairhope, AL 36532 | Full Service B&M | $29,832 |
| Bancorpsouth Bank | 101 Santa Fe Drive Woodway, TX 76712 | Full Service B&M | $39,937 |
| Bancorpsouth Bank | 101 W Main Street El Dorado, AR 71730 | Full Service B&M | $168,466 |
| Bancorpsouth Bank | 101 West 23rd St. Panama City, FL 32405 | Full Service B&M | $318,631 |
| Bancorpsouth Bank | 1011 W Collin Raye Dr De Queen, AR 71832 | Full Service B&M | $15,726 |
| Bancorpsouth Bank | 1020 Highway 49 South Richland, MS 39218 | Full Service B&M | $54,320 |
| Bancorpsouth Bank | 1026 College St Milan, TN 38358 | Full Service B&M | $73,122 |
| Bancorpsouth Bank | 1028 Fort Dale Road Greenville, AL 36037 | Full Service B&M | $20,526 |
| Bancorpsouth Bank | 103 Commerce St Horseshoe Bend, AR 72512 | Full Service B&M | $16,284 |
| Bancorpsouth Bank | 103 Main St Grove Hill, AL 36451 | Full Service B&M | $33,636 |
| Bancorpsouth Bank | 103 Mccord Rd Pontotoc, MS 38863 | Full Service B&M | $31,346 |
| Bancorpsouth Bank | 1035 Mcingvale Rd Hernando, MS 38632 | Full Service B&M | $41,166 |
| Bancorpsouth Bank | 1046 Church Rd W Ste 101 Southaven, MS 38671 | Full Service B&M | $29,776 |
| Bancorpsouth Bank | 1049 Highland Colony Pkwy Ridgeland, MS 39157 | Full Service B&M | $74,123 |
| Bancorpsouth Bank | 1057 Schillinger Road S Mobile, AL 36695 | Full Service B&M | $18,013 |
| Bancorpsouth Bank | 107 Glenda St Rayville, LA 71269 | Full Service B&M | $65,320 |
| Bancorpsouth Bank | 107 Highway 145 N Aberdeen, MS 39730 | Full Service B&M | $95,903 |
| Bancorpsouth Bank | 107 N Main St Ridgely, TN 38080 | Full Service B&M | $21,484 |
| Bancorpsouth Bank | 109 Main St Hooks, TX 75561 | Full Service B&M | $14,872 |
| Bancorpsouth Bank | 110 South 16th Avenue Laurel, MS 39440 | Full Service B&M | $54,825 |
| Bancorpsouth Bank | 111 East Main Street Florence, MS 39073 | Full Service B&M | $45,186 |
| Bancorpsouth Bank | 1115a Main St Buda, TX 78610 | Full Service B&M | $15,856 |
| Bancorpsouth Bank | 112 W Pine St Taylor, AR 71861 | Full Service B&M | $10,223 |
| Bancorpsouth Bank | 1137 W Washington St Camden, AR 71701 | Full Service B&M | $6,459 |
| Bancorpsouth Bank | 115 East Washington Street Houston, MS 38851 | Full Service B&M | $153,158 |
| Bancorpsouth Bank | 115 Public Sq Bruce, MS 38915 | Full Service B&M | $55,524 |
| Bancorpsouth Bank | 1150 Canyon Creek Dr Temple, TX 76502 | Full Service B&M | $3,361 |
| Bancorpsouth Bank | 11525 Highway 49 N Marmaduke, AR 72443 | Full Service B&M | $14,690 |
| Bancorpsouth Bank | 118 N Court St Carlisle, AR 72024 | Full Service B&M | $39,414 |
| Bancorpsouth Bank | 120 Colony Crossing Way Madison, MS 39110 | Full Service B&M | $73,698 |
| Bancorpsouth Bank | 120 Ed Schmidt Blvd, Suite A Hutto, TX 78634 | Full Service B&M | $6,489 |
| Bancorpsouth Bank | 120 N Lehmberg Rd Columbus, MS 39702 | Full Service B&M | $18,902 |
| Bancorpsouth Bank | 120 Service Drive Brandon, MS 39042 | Full Service B&M | $45,086 |
| Bancorpsouth Bank | 121 E Main St Melbourne, AR 72556 | Full Service B&M | $32,717 |
| Bancorpsouth Bank | 1211 S Shackleford Rd Little Rock, AR 72211 | Full Service B&M | $23,542 |
| Bancorpsouth Bank | 1222 Rogers Ave Fort Smith, AR 72901 | Full Service B&M | $250,931 |
| Bancorpsouth Bank | 123 Washington St Ne Camden, AR 71701 | Full Service B&M | $83,345 |
| Bancorpsouth Bank | 1240 Highway 61 North Vicksburg, MS 39183 | Full Service B&M | $39,650 |
| Bancorpsouth Bank | 1263 N Market St Shreveport, LA 71107 | Full Service B&M | $50,394 |
| Bancorpsouth Bank | 12655 N Central Expy, Suite 100 Dallas, TX 75243 | Full Service B&M | $69,785 |
| Bancorpsouth Bank | 127 E Front St Iuka, MS 38852 | Full Service B&M | $113,219 |
| Bancorpsouth Bank | 1284 Main Street Tishomingo, MS 38873 | Full Service B&M | $20,135 |
| Bancorpsouth Bank | 1301 Fisher St Goldthwaite, TX 76844 | Full Service B&M | $36,485 |
| Bancorpsouth Bank | 1309 Main Street Conway, AR 72034 | Full Service B&M | $6,085 |
| Bancorpsouth Bank | 13331 Emerald Coast Pkwy Miramar Beach, FL 32550 | Full Service B&M | $39,581 |
| Bancorpsouth Bank | 134 N Marcus St Alto, TX 75925 | Full Service B&M | $21,885 |
| Bancorpsouth Bank | 13423 La-73 Prairieville, LA 70769 | Full Service B&M | $23,666 |
| Bancorpsouth Bank | 1353 Cody Rd S Mobile, AL 36695 | Full Service B&M | $16,754 |
| Bancorpsouth Bank | 139 N Poplar St Dresden, TN 38225 | Full Service B&M | $35,357 |
| Bancorpsouth Bank | 1411 N Highland Ave Jackson, TN 38301 | Full Service B&M | $44,930 |
| Bancorpsouth Bank | 143 W Central Ave Petal, MS 39465 | Full Service B&M | $77,329 |
| Bancorpsouth Bank | 1434 South Highland Avenue Jackson, TN 38301 | Full Service B&M | $59,712 |
| Bancorpsouth Bank | 1451 Canton Mart Road Jackson, MS 39211 | Full Service B&M | $38,900 |
| Bancorpsouth Bank | 14550 W Fm 1431 Kingsland, TX 78639 | Full Service B&M | $26,793 |
| Bancorpsouth Bank | 150 E Metro Dr Flowood, MS 39232 | Full Service B&M | $31,436 |
| Bancorpsouth Bank | 1500 E Main Street Humboldt, TN 38343 | Full Service B&M | $54,208 |
| Bancorpsouth Bank | 1501 Lakeland Drive Jackson, MS 39216 | Full Service B&M | $66,905 |
| Bancorpsouth Bank | 1503 E Madison Ave Bastrop, LA 71220 | Full Service B&M | $65,463 |
| Bancorpsouth Bank | 1510 N West Ave El Dorado, AR 71730 | Full Service B&M | $6,110 |
| Bancorpsouth Bank | 15410 5th Street Gulfport, MS 39503 | Full Service B&M | $39,373 |
| Bancorpsouth Bank | 1562 Goodman Rd W Horn Lake, MS 38637 | Full Service B&M | $24,270 |
| Bancorpsouth Bank | 1620 Grand Avenue Pkwy, Ste 100 Pflugerville, TX 78660 | Full Service B&M | $10,403 |
| Bancorpsouth Bank | 16225 Us-64 Somerville, TN 38068 | Full Service B&M | $34,098 |
| Bancorpsouth Bank | 1624 Highway 51 South Covington, TN 38019 | Full Service B&M | $17,601 |
| Bancorpsouth Bank | 164 Live Oak St Marlin, TX 76661 | Full Service B&M | $53,121 |
| Bancorpsouth Bank | 16550 W Main St Louisville, MS 39339 | Full Service B&M | $98,121 |
| Bancorpsouth Bank | 16610 Highway 3 Webster, TX 77598 | Full Service B&M | $91,267 |
| Bancorpsouth Bank | 1671 Simpson Highway 49 Magee, MS 39111 | Full Service B&M | $23,866 |
| Bancorpsouth Bank | 16744 Southwest Fwy Sugar Land, TX 77479 | Full Service B&M | $40,336 |
| Bancorpsouth Bank | 17 Highway 64 E Alma, AR 72921 | Full Service B&M | $35,319 |
| Bancorpsouth Bank | 170 N Us Highway 59 Garrison, TX 75946 | Full Service B&M | $44,169 |
| Bancorpsouth Bank | 177 East Jefferson Street Van Alstyne, TX 75495 | Full Service B&M | $81,986 |
| Bancorpsouth Bank | 17703 Cantrell Rd Little Rock, AR 72223 | Full Service B&M | $15,269 |
| Bancorpsouth Bank | 1778 Popps Ferry Rd Biloxi, MS 39532 | Full Service B&M | $28,873 |
| Bancorpsouth Bank | 178 Commerce Street Batesville, MS 38606 | Full Service B&M | $33,400 |
| Bancorpsouth Bank | 181 West Us 190, Suite 2 Copperas Cove, TX 76522 | Full Service B&M | $6,042 |
| Bancorpsouth Bank | 18111 Katy Fwy Houston, TX 77094 | Full Service B&M | $125,790 |
| Bancorpsouth Bank | 1833 Linwood Dr Paragould, AR 72450 | Full Service B&M | $50,145 |
| Bancorpsouth Bank | 1851 North Gloster Street Tupelo, MS 38804 | Full Service B&M | $48,512 |
| Bancorpsouth Bank | 1901 College Ave Jackson, AL 36545 | Full Service B&M | $125,558 |
| Bancorpsouth Bank | 1901 W Parker Rd Jonesboro, AR 72401 | Full Service B&M | $18,475 |
| Bancorpsouth Bank | 1906 S Harper Rd Corinth, MS 38834 | Full Service B&M | $37,713 |
| Bancorpsouth Bank | 1929 Jackson Avenue West Oxford, MS 38655 | Full Service B&M | $34,347 |
| Bancorpsouth Bank | 200 S Bell St Hamilton, TX 76531 | Full Service B&M | $77,413 |
| Bancorpsouth Bank | 200 S Elm St Hope, AR 71801 | Full Service B&M | $102,062 |
| Bancorpsouth Bank | 200 South 28 Avenue Hattiesburg, MS 39401 | Full Service B&M | $22,612 |
| Bancorpsouth Bank | 2002 N 7th St West Monroe, LA 71291 | Full Service B&M | $61,934 |
| Bancorpsouth Bank | 2006 Highway 56 E Calico Rock, AR 72519 | Full Service B&M | $12,975 |
| Bancorpsouth Bank | 2006 S Main St Stuttgart, AR 72160 | Full Service B&M | $5,030 |
| Bancorpsouth Bank | 2009 S Church Ave Louisville, MS 39339 | Full Service B&M | $25,428 |
| Bancorpsouth Bank | 201 E Davilla St Granger, TX 76530 | Full Service B&M | $17,762 |
| Bancorpsouth Bank | 201 St Nazaire Rd Broussard, LA 70518 | Full Service B&M | $19,602 |
| Bancorpsouth Bank | 201 W Main Ave Lumberton, MS 39455 | Full Service B&M | $24,369 |
| Bancorpsouth Bank | 2040 Us Highway 45 Byp S Trenton, TN 38382 | Full Service B&M | $31,136 |
| Bancorpsouth Bank | 205 W Sweet Potato Street Vardaman, MS 38878 | Full Service B&M | $51,059 |
| Bancorpsouth Bank | 206 S Dalton St Bartlett, TX 76511 | Full Service B&M | $23,794 |
| Bancorpsouth Bank | 206 S Key Ave Lampasas, TX 76550 | Full Service B&M | $71,090 |
| Bancorpsouth Bank | 207 N Main St Elgin, TX 78621 | Full Service B&M | $13,735 |
| Bancorpsouth Bank | 207 S 1st St Booneville, MS 38829 | Full Service B&M | $68,321 |
| Bancorpsouth Bank | 2144 E Kearney St Springfield, MO 65803 | Full Service B&M | $30,891 |
| Bancorpsouth Bank | 215 Westmoreland St Mason, TX 76856 | Full Service B&M | $20,895 |
| Bancorpsouth Bank | 2174 Main Street Madison, MS 39110 | Full Service B&M | $50,721 |
| Bancorpsouth Bank | 219 Main Street Nettleton, MS 38858 | Full Service B&M | $55,170 |
| Bancorpsouth Bank | 2200 N State Line Ave Texarkana, AR 71854 | Full Service B&M | $40,419 |
| Bancorpsouth Bank | 2201 Fair Park Blvd Jonesboro, AR 72401 | Full Service B&M | $73,366 |
| Bancorpsouth Bank | 2201 N Rodney Parham Rd Little Rock, AR 72212 | Full Service B&M | $20,107 |
| Bancorpsouth Bank | 2211 Highland Avenue South Birmingham, AL 35205 | Full Service B&M | $113,381 |
| Bancorpsouth Bank | 2220 Highway 45 N Columbus, MS 39705 | Full Service B&M | $98,884 |
| Bancorpsouth Bank | 2300 Eldorado Pkwy Mckinney, TX 75070 | Full Service B&M | $32,464 |
| Bancorpsouth Bank | 2301 Highway 80 East Pearl, MS 39208 | Full Service B&M | $76,014 |
| Bancorpsouth Bank | 23123 Cinco Ranch Blvd Katy, TX 77494 | Full Service B&M | $85,314 |
| Bancorpsouth Bank | 2333 Us-431 S Boaz, AL 35957 | Full Service B&M | $19,181 |
| Bancorpsouth Bank | 2364 Pass Road Biloxi, MS 39531 | Full Service B&M | $40,456 |
| Bancorpsouth Bank | 2405 S Mckenzie St Foley, AL 36535 | Full Service B&M | $21,170 |
| Bancorpsouth Bank | 2420 Pepperell Parkway Opelika, AL 36801 | Full Service B&M | $36,903 |
| Bancorpsouth Bank | 2450 Moody Parkway Moody, AL 35004 | Full Service B&M | $23,908 |
| Bancorpsouth Bank | 2501 South Highway 36 Gatesville, TX 76528 | Full Service B&M | $69,012 |
| Bancorpsouth Bank | 25303 Kukykendahl Rd Tomball, TX 77375 | Full Service B&M | $101,054 |
| Bancorpsouth Bank | 2600 North State Street Jackson, MS 39216 | Full Service B&M | $43,817 |
| Bancorpsouth Bank | 2601 South St Nacogdoches, TX 75964 | Full Service B&M | $47,362 |
| Bancorpsouth Bank | 2620 E Sunshine St Springfield, MO 65804 | Full Service B&M | $51,185 |
| Bancorpsouth Bank | 2651 N Harwood St Dallas, TX 75201 | Full Service B&M | $6,594 |
| Bancorpsouth Bank | 27 Byrd Blvd Petal, MS 39465 | Full Service B&M | $45,430 |
| Bancorpsouth Bank | 27200 Fm 1093 Fulshear, TX 77441 | Full Service B&M | $0 |
| Bancorpsouth Bank | 2721 Alma Hwy Van Buren, AR 72956 | Full Service B&M | $27,841 |
| Bancorpsouth Bank | 2796 Highway 15 Bay Springs, MS 39422 | Full Service B&M | $17,977 |
| Bancorpsouth Bank | 2800 Cantrell Rd Little Rock, AR 72202 | Full Service B&M | $72,026 |
| Bancorpsouth Bank | 2800 Virginia Pkwy Mckinney, TX 75071 | Full Service B&M | $75,189 |
| Bancorpsouth Bank | 2850 N Highland Ave Jackson, TN 38305 | Full Service B&M | $62,995 |
| Bancorpsouth Bank | 2855 N Main Street Belton, TX 76513 | Full Service B&M | $29,442 |
| Bancorpsouth Bank | 2866 Mcdowell Rd Ext Jackson, MS 39204 | Full Service B&M | $22,413 |
| Bancorpsouth Bank | 2909 13th Street Gulfport, MS 39501 | Full Service B&M | $71,366 |
| Bancorpsouth Bank | 3003 Airline Dr Bossier City, LA 71111 | Full Service B&M | $72,857 |
| Bancorpsouth Bank | 301 East Main Street Jackson, TN 38301 | Full Service B&M | $271,924 |
| Bancorpsouth Bank | 301 Hill Street Ellisville, MS 39437 | Full Service B&M | $50,856 |
| Bancorpsouth Bank | 301 W Wiygul St Fulton, MS 38843 | Full Service B&M | $143,279 |
| Bancorpsouth Bank | 305 E Colorado Blvd Dallas, TX 75203 | Full Service B&M | $110,452 |
| Bancorpsouth Bank | 305 Oak St Oakland, MS 38948 | Full Service B&M | $15,942 |
| Bancorpsouth Bank | 30585 Al-225 Spanish Fort, AL 36527 | Full Service B&M | $22,982 |
| Bancorpsouth Bank | 307 E Jones Street Fort Deposit, AL 36032 | Full Service B&M | $14,909 |
| Bancorpsouth Bank | 307 Spruce St Lewisville, AR 71845 | Full Service B&M | $18,427 |
| Bancorpsouth Bank | 3101 Central Ave Hot Springs, AR 71913 | Full Service B&M | $23,210 |
| Bancorpsouth Bank | 3101 Hardy Street Hattiesburg, MS 39401 | Full Service B&M | $36,815 |
| Bancorpsouth Bank | 3113 Richmond Rd Texarkana, TX 75503 | Full Service B&M | $46,538 |
| Bancorpsouth Bank | 3117 Grand Ave Fort Smith, AR 72904 | Full Service B&M | $38,161 |
| Bancorpsouth Bank | 3120 H G Mosley Pkwy Longview, TX 75605 | Full Service B&M | $117,445 |
| Bancorpsouth Bank | 3134 Indiana Ave Vicksburg, MS 39180 | Full Service B&M | $59,972 |
| Bancorpsouth Bank | 315 Settlers Trace Blvd Lafayette, LA 70508 | Full Service B&M | $29,718 |
| Bancorpsouth Bank | 317 North 5th Avenue Laurel, MS 39440 | Full Service B&M | $56,853 |
| Bancorpsouth Bank | 32 Beal Parkway, Nw Fort Walton Beach, FL 32548 | Full Service B&M | $28,272 |
| Bancorpsouth Bank | 320 N Mccoy Blvd New Boston, TX 75570 | Full Service B&M | $51,971 |
| Bancorpsouth Bank | 320 South Preston Road Celina, TX 75009 | Full Service B&M | $31,148 |
| Bancorpsouth Bank | 3211 E Battlefield St Springfield, MO 65804 | Full Service B&M | $83,626 |
| Bancorpsouth Bank | 3230 Highway 371 N Mantachie, MS 38855 | Full Service B&M | $37,402 |
| Bancorpsouth Bank | 32330 La Highway 16 Denham Springs, LA 70726 | Full Service B&M | $29,184 |
| Bancorpsouth Bank | 3290 Dauphin St Mobile, AL 36606 | Full Service B&M | $94,485 |
| Bancorpsouth Bank | 3301 E Central Texas Expy, Ste 209 Killeen, TX 76543 | Full Service B&M | $8,732 |
| Bancorpsouth Bank | 3312 Pemberton Square Boulevard Vicksburg, MS 39180 | Full Service B&M | $28,106 |
| Bancorpsouth Bank | 332 S. Highland Avenue Jackson, TN 38301 | Full Service B&M | $0 |
| Bancorpsouth Bank | 3345 S Campbell Ave Springfield, MO 65807 | Full Service B&M | $36,956 |
| Bancorpsouth Bank | 3390 N Futrall Dr Fayetteville, AR 72703 | Full Service B&M | $18,617 |
| Bancorpsouth Bank | 3401 Colonnnade Parkway Birmingham, AL 35243 | Full Service B&M | $23,394 |
| Bancorpsouth Bank | 3500 Ranch Road 620 S, Building D Austin, TX 78738 | Full Service B&M | $13,172 |
| Bancorpsouth Bank | 3501 Cypress St West Monroe, LA 71291 | Full Service B&M | $63,684 |
| Bancorpsouth Bank | 3524 Highway 28 E Pineville, LA 71360 | Full Service B&M | $13,885 |
| Bancorpsouth Bank | 3694 S Houston Levee Rd Collierville, TN 38017 | Full Service B&M | $74,629 |
| Bancorpsouth Bank | 3704 North St Nacogdoches, TX 75965 | Limited, Drive-thru | $0 |
| Bancorpsouth Bank | 3939 S Fremont Ave Springfield, MO 65804 | Full Service B&M | $47,232 |
| Bancorpsouth Bank | 3951 W Parmer Ln, Ste 100 Austin, TX 78727 | Full Service B&M | $41,688 |
| Bancorpsouth Bank | 40 North Pauline Street Memphis, TN 38105 | Full Service B&M | $9,979 |
| Bancorpsouth Bank | 400 South Highway 6 Riesel, TX 76682 | Full Service B&M | $30,449 |
| Bancorpsouth Bank | 400 University Drive Starkville, MS 39759 | Full Service B&M | $78,660 |
| Bancorpsouth Bank | 401 Franklin Street Se Huntsville, AL 35801 | Full Service B&M | $70,389 |
| Bancorpsouth Bank | 402 West White Street Anna, TX 75409 | Full Service B&M | $47,576 |
| Bancorpsouth Bank | 4039 S Kansas Expy Springfield, MO 65807 | Full Service B&M | $164,867 |
| Bancorpsouth Bank | 407 Hwy 80 East Clinton, MS 39056 | Full Service B&M | $86,159 |
| Bancorpsouth Bank | 4094 Sterlington Rd Monroe, LA 71203 | Full Service B&M | $40,275 |
| Bancorpsouth Bank | 41 Hughes Rd Madison, AL 35758 | Full Service B&M | $47,475 |
| Bancorpsouth Bank | 410 Sutton Rd Se, Ste A Owens Cross Roads, AL 35763 | Full Service B&M | $11,964 |
| Bancorpsouth Bank | 412 S Main St Stuttgart, AR 72160 | Full Service B&M | $102,777 |
| Bancorpsouth Bank | 414 South Seventh Street Opelika, AL 36801 | Full Service B&M | $127,342 |
| Bancorpsouth Bank | 416 Ms-15 S New Albany, MS 38652 | Full Service B&M | $29,265 |
| Bancorpsouth Bank | 418 Travis St Shreveport, LA 71101 | Full Service B&M | $52,596 |
| Bancorpsouth Bank | 450 N Highway 95 Little River Academy, TX 76554 | Full Service B&M | $15,287 |
| Bancorpsouth Bank | 4650 Hardy Street Hattiesburg, MS 39402 | Full Service B&M | $58,320 |
| Bancorpsouth Bank | 4652 Lake Street Lake Charles, LA 70605 | Full Service B&M | $32,152 |
| Bancorpsouth Bank | 4680 Highway 280 Birmingham, AL 35242 | Full Service B&M | $65,798 |
| Bancorpsouth Bank | 475 Southland Drive Hoover, AL 35226 | Full Service B&M | $65,422 |
| Bancorpsouth Bank | 4890 Bayou Blvd Pensacola, FL 32503 | Full Service B&M | $26,796 |
| Bancorpsouth Bank | 4901 Bosque Blvd Waco, TX 76710 | Full Service B&M | $175,192 |
| Bancorpsouth Bank | 4920 San Felipe St Houston, TX 77056 | Full Service B&M | $105,777 |
| Bancorpsouth Bank | 50 S Main St Salado, TX 76571 | Full Service B&M | $89,680 |
| Bancorpsouth Bank | 500 North Sam Rayburn Freeway Sherman, TX 75090 | Full Service B&M | $74,021 |
| Bancorpsouth Bank | 500 S John Redditt Dr Lufkin, TX 75904 | Full Service B&M | $32,873 |
| Bancorpsouth Bank | 501 S Washington Ave Marshall, TX 75670 | Full Service B&M | $97,498 |
| Bancorpsouth Bank | 505 E Palm Valley Blvd, Suite 100 Round Rock, TX 78664 | Full Service B&M | $18,898 |
| Bancorpsouth Bank | 5100 Highway 51 North Senatobia, MS 38668 | Full Service B&M | $41,189 |
| Bancorpsouth Bank | 5122 Cypress St West Monroe, LA 71291 | Full Service B&M | $22,327 |
| Bancorpsouth Bank | 5217 Maryland Way Brentwood, TN 37027 | Full Service B&M | $160,423 |
| Bancorpsouth Bank | 524 Courthouse Rd Gulfport, MS 39507 | Full Service B&M | $15,436 |
| Bancorpsouth Bank | 525 East Capitol Street Jackson, MS 39201 | Full Service B&M | $442,259 |
| Bancorpsouth Bank | 5253 Hollister St Houston, TX 77040 | Full Service B&M | $13,875 |
| Bancorpsouth Bank | 526 S Bells St Alamo, TN 38001 | Full Service B&M | $33,793 |
| Bancorpsouth Bank | 530 S. Carrier Parkway Grand Prairie, TX 75051 | Full Service B&M | $120,541 |
| Bancorpsouth Bank | 5501 W Highway 290, Suite A Austin, TX 78735 | Full Service B&M | $101,966 |
| Bancorpsouth Bank | 5550 Sw H K Dodgen Loop Temple, TX 76504 | Full Service B&M | $93,092 |
| Bancorpsouth Bank | 5702 Richmond Rd Texarkana, TX 75503 | Full Service B&M | $64,215 |
| Bancorpsouth Bank | 5767 Terry Rd Byram, MS 39272 | Full Service B&M | $47,740 |
| Bancorpsouth Bank | 5800 Highway 71 S Fort Smith, AR 72908 | Full Service B&M | $56,251 |
| Bancorpsouth Bank | 5900 Riley Park Dr Fort Smith, AR 72916 | Full Service B&M | $21,983 |
| Bancorpsouth Bank | 5902 E Johnson Ave Jonesboro, AR 72401 | Full Service B&M | $11,169 |
| Bancorpsouth Bank | 5905 Trussville Crossings Blvd Birmingham, AL 35235 | Full Service B&M | $20,106 |
| Bancorpsouth Bank | 5980 Getwell Rd Southaven, MS 38672 | Full Service B&M | $91,590 |
| Bancorpsouth Bank | 60 East Commerce Street Hernando, MS 38632 | Full Service B&M | $130,950 |
| Bancorpsouth Bank | 600 Azalea Drive Waynesboro, MS 39367 | Full Service B&M | $28,188 |
| Bancorpsouth Bank | 600 Grand Panama Blvd, Suite 101 Panama City Beach, FL 32407 | Full Service B&M | $76,838 |
| Bancorpsouth Bank | 601 N Fillmore Street Corinth, MS 38834 | Full Service B&M | $202,274 |
| Bancorpsouth Bank | 6025 Line Ave Shreveport, LA 71106 | Full Service B&M | $224,979 |
| Bancorpsouth Bank | 6051 Jones Creek Rd Baton Rouge, LA 70817 | Full Service B&M | $19,939 |
| Bancorpsouth Bank | 6100 Corporate Blvd Baton Rouge, LA 70808 | Full Service B&M | $201,523 |
| Bancorpsouth Bank | 611 E Wood St Ashdown, AR 71822 | Full Service B&M | $13,134 |
| Bancorpsouth Bank | 631 Broad St, Ste 150 Chattanooga, TN 37402 | Full Service B&M | $10,148 |
| Bancorpsouth Bank | 6363 Poplar Avenue, Suite 125 Memphis, TN 38119 | Full Service B&M | $118,302 |
| Bancorpsouth Bank | 6471 Us Highway 98 Hattiesburg, MS 39402 | Full Service B&M | $95,957 |
| Bancorpsouth Bank | 6500 N Mo Pac Expy, Building One, Suite 1101 Austin, TX 78731 | Full Service B&M | $85,464 |
| Bancorpsouth Bank | 661 W Central Texas Expy Harker Heights, TX 76548 | Full Service B&M | $102,972 |
| Bancorpsouth Bank | 662 E Broad St West Point, MS 39773 | Full Service B&M | $70,716 |
| Bancorpsouth Bank | 6675 Stage Road Bartlett, TN 38134 | Full Service B&M | $76,487 |
| Bancorpsouth Bank | 6677 Siegen Lane Baton Rouge, LA 70809 | Full Service B&M | $0 |
| Bancorpsouth Bank | 6677 Siegen Ln Baton Rouge, LA 70809 | Full Service B&M | $23,872 |
| Bancorpsouth Bank | 6800 Highway 64 Oakland, TN 38060 | Full Service B&M | $27,302 |
| Bancorpsouth Bank | 6832 Pines Rd Shreveport, LA 71129 | Full Service B&M | $17,859 |
| Bancorpsouth Bank | 6955 Goodman Rd Olive Branch, MS 38654 | Full Service B&M | $106,980 |
| Bancorpsouth Bank | 699 S Friendswood Dr, Suite 101 Friendswood, TX 77546 | Full Service B&M | $4,217 |
| Bancorpsouth Bank | 700 S Main St Jonesboro, AR 72401 | Full Service B&M | $26,699 |
| Bancorpsouth Bank | 7000 Rogers Ave Fort Smith, AR 72903 | Full Service B&M | $96,105 |
| Bancorpsouth Bank | 701 South 52nd Street Rogers, AR 72758 | Full Service B&M | $15,779 |
| Bancorpsouth Bank | 7100 Hacks Cross Rd Olive Branch, MS 38654 | Full Service B&M | $32,515 |
| Bancorpsouth Bank | 7100 Us Highway 431 Albertville, AL 35950 | Full Service B&M | $59,661 |
| Bancorpsouth Bank | 711 San Gabriel Village Blvd, Suite 100 Georgetown, TX 78626 | Full Service B&M | $49,189 |
| Bancorpsouth Bank | 7125 Airways Blvd Southaven, MS 38671 | Full Service B&M | $152,148 |
| Bancorpsouth Bank | 713 Broadway Drive Hattiesburg, MS 39401 | Full Service B&M | $28,582 |
| Bancorpsouth Bank | 7285 W Adams Ave Temple, TX 76502 | Full Service B&M | $37,013 |
| Bancorpsouth Bank | 7302 Highway 72 W Madison, AL 35758 | Full Service B&M | $37,994 |
| Bancorpsouth Bank | 749 W Keiser Ave Osceola, AR 72370 | Full Service B&M | $59,866 |
| Bancorpsouth Bank | 750 Sunset Dr Grenada, MS 38901 | Full Service B&M | $67,603 |
| Bancorpsouth Bank | 758 S Pear Orchard Rd Ridgeland, MS 39157 | Full Service B&M | $29,196 |
| Bancorpsouth Bank | 760 Howard Avenue Biloxi, MS 39530 | Full Service B&M | $144,828 |
| Bancorpsouth Bank | 7600 S Broadway Ave Tyler, TX 75703 | Full Service B&M | $76,902 |
| Bancorpsouth Bank | 7800 Winchester Rd Memphis, TN 38125 | Full Service B&M | $31,595 |
| Bancorpsouth Bank | 7890 West Highway 11 Tom Bean, TX 75489 | Full Service B&M | $36,141 |
| Bancorpsouth Bank | 7906 N Sam Houston Pkwy W Ste 100 Houston, TX 77064 | Full Service B&M | $108,842 |
| Bancorpsouth Bank | 7950 Desiard St Monroe, LA 71203 | Full Service B&M | $33,130 |
| Bancorpsouth Bank | 800 Garrett Dr Bossier City, LA 71111 | Full Service B&M | $28,579 |
| Bancorpsouth Bank | 800 N Main St Brinkley, AR 72021 | Full Service B&M | $22,358 |
| Bancorpsouth Bank | 802 Highway 12 West Starkville, MS 39759 | Full Service B&M | $93,789 |
| Bancorpsouth Bank | 803 W Center St Greenwood, AR 72936 | Full Service B&M | $43,811 |
| Bancorpsouth Bank | 807 E Glenn Ave Auburn, AL 36830 | Full Service B&M | $43,017 |
| Bancorpsouth Bank | 813 N Main St Taylor, TX 76574 | Full Service B&M | $28,522 |
| Bancorpsouth Bank | 8146 Us-51 N Millington, TN 38053 | Full Service B&M | $27,106 |
| Bancorpsouth Bank | 815 Highway 51 N Covington, TN 38019 | Full Service B&M | $102,746 |
| Bancorpsouth Bank | 820 South Street Vicksburg, MS 39180 | Full Service B&M | $150,415 |
| Bancorpsouth Bank | 821 N Jackson St Houston, MS 38851 | Limited, Drive-thru | $13,960 |
| Bancorpsouth Bank | 8235 Forsyth Blvd, Suite 100 Clayton, MO 63105 | Full Service B&M | $25,146 |
| Bancorpsouth Bank | 8340 Us Highway 64, Suite 102 Bartlett, TN 38133 | Full Service B&M | $19,756 |
| Bancorpsouth Bank | 8410 Highway 90a, Suite 100 Sugar Land, TX 77478 | Full Service B&M | $100,988 |
| Bancorpsouth Bank | 8433 1st Ave Leeds, AL 35094 | Full Service B&M | $28,735 |
| Bancorpsouth Bank | 8585 Fern Avenue Shreveport, LA 71105 | Full Service B&M | $267,054 |
| Bancorpsouth Bank | 8848 Northwest Drive Southaven, MS 38671 | Full Service B&M | $56,112 |
| Bancorpsouth Bank | 8966 Goodman Rd Olive Branch, MS 38654 | Full Service B&M | $208,904 |
| Bancorpsouth Bank | 9010 Ellerbe Rd Shreveport, LA 71106 | Full Service B&M | $52,786 |
| Bancorpsouth Bank | 9030 Moffett Road Semmes, AL 36575 | Full Service B&M | $5,404 |
| Bancorpsouth Bank | 904 E Hawkins Pkwy Longview, TX 75605 | Full Service B&M | $41,511 |
| Bancorpsouth Bank | 905 Cowan Rd Gulfport, MS 39507 | Full Service B&M | $24,110 |
| Bancorpsouth Bank | 907 Ford St Llano, TX 78643 | Full Service B&M | $32,719 |
| Bancorpsouth Bank | 909 N 18th St Monroe, LA 71201 | Full Service B&M | $152,457 |
| Bancorpsouth Bank | 914 Murfreesboro Rd Franklin, TN 37064 | Full Service B&M | $59,543 |
| Bancorpsouth Bank | 9200 Mansfield Rd Shreveport, LA 71118 | Full Service B&M | $39,322 |
| Bancorpsouth Bank | 9650 W Fm 2147 Horseshoe Bay, TX 78657 | Full Service B&M | $50,611 |
For 2020, Bancorpsouth had 316 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $800,924 |
| Net interest income | $692,326 |
| Total noninterest income | $333,966 |
| Gross Fiduciary activities income | $16,025 |
| Service charges on deposit accounts | $41,804 |
| Trading account gains and fees | $0 |
| Additional Noninterest Income | $276,137 |
| Pre-tax net operating income | $287,486 |
| Securities gains (or losses, -) | $59 |
| Income before extraordinary items | $228,051 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $228,051 |
| Minority interest net income | $0 |
| Net income | $228,051 |
| Sale, conversion, retirement of capital stock, net | $-78,363 |
| Net operating income | $228,004 |
Bancorpsouth's gross interest income from loans was $800,924,000.
Bancorpsouth's net interest income from loans was $692,326,000.
Bancorpsouth's fee based income from loans was $41,804,000.
Bancorpsouth's net income from loans was $228,051,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $108,598 |
| Provision for credit losses | $86,000 |
| Total noninterest expense | $652,806 |
| Salaries and employee benefits | $424,032 |
| Premises and equipment expense | $70,341 |
| Additional noninterest expense | $158,433 |
| Applicable income taxes | $59,494 |
| Net charge-offs | $27,504 |
| Cash dividends | $85,957 |
Bancorpsouth's interest expense for loans was $108,598,000.
Bancorpsouth's payroll and benefits expense were $424,032,000.
Bancorpsouth's property, plant and equipment expenses $70,341,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 0.0% |
| Real Estate loans | 0.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 0.0% |
| 1-4 family residential loans | 1.0% |
| HELOC loans | 0.0% |
| All other family | 1.0% |
| Commercial & industrial loans | 0.0% |
| Personal loans | 0.0% |
| Credit card loans | 0.6% |
| Other individual loans | 0.0% |
| Auto loans | 0.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $19,631,064 |
| Deposits held in domestic offices | $19,631,064 |
| Deposits by Individuals, partnerships, and corporations | $17,326,747 |
| Deposits by U.S. Government | $11,592 |
| Deposits by States and political subdivisions in the U.S. | $2,281,688 |
| Deposits by Commercial banks and other depository institutions in U.S. | $11,037 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $2,086,109 |
| Demand deposits | $2,086,103 |
| Nontransaction accounts | $17,544,955 |
| Money market deposit accounts (MMDAs) | $7,514,298 |
| Other savings deposits (excluding MMDAs) | $7,502,103 |
| Total time deposits | $2,528,555 |
| Total time and savings deposits | $17,544,961 |
| Noninterest-bearing deposits | $6,126,441 |
| Interest-bearing deposits | $13,504,623 |
| Retail deposits | $18,803,181 |
| IRAs and Keogh plan accounts | $436,271 |
| Brokered deposits | $75,022 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $24,094,996 |
| Cash & Balances due from depository institutions | $417,368 |
| Interest-bearing balances | $133,273 |
| Total securities | $6,231,906 |
| Federal funds sold & reverse repurchase | $0 |
| Net loans and leases | $15,193,535 |
| Loan and leases loss allowance | $244,422 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $481,974 |
| Other real estate owned | $11,395 |
| Goodwill and other intangibles | $955,082 |
| All other assets | $803,736 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $24,094,996 |
| Total Liabilities | $21,272,519 |
| Total deposits | $19,631,064 |
| Interest-bearing deposits | $13,504,623 |
| Deposits held in domestic offices | $19,631,064 |
| % insured (estimated) | $69 |
| Federal funds purchased and repurchase agreements | $637,715 |
| Trading liabilities | $0 |
| Other borrowed funds | $154,408 |
| Subordinated debt | $297,250 |
| All other liabilities | $552,082 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $15,193,535 |
| Loan and leases loss allowance | $244,422 |
| Total loans and leases (domestic) | $15,437,957 |
| All real estate loans | $12,310,825 |
| Real estate loans in domestic offices | $12,310,825 |
| Construction and development loans | $1,728,675 |
| Residential 1-4 family construction | $387,462 |
| Other construction, all land development and other land | $1,341,213 |
| Loans secured by nonfarm nonresidential properties | $5,155,494 |
| Nonfarm nonresidential secured by owner-occupied properties | $2,281,119 |
| Commercial real estate & other non-farm, non-residential | $2,874,375 |
| Multifamily residential real estate | $337,046 |
| 1-4 family residential loans | $4,771,617 |
| Farmland loans | $317,993 |
| Loans held in foreign offices | $0 |
| Farm loans | $105,198 |
| Commercial and industrial loans | $2,572,452 |
| To non-U.S. addressees | $0 |
| Loans to individuals | $205,435 |
| Credit card loans | $69,806 |
| Related Plans | $46,127 |
| Consumer Auto Loans | $32,721 |
| Other loans to individuals | $56,781 |
| All other loans & leases | $244,047 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $101,600 |
| Loans to depository institutions and acceptances of other banks | $0 |
| Loans not secured by real estate | $8,255 |
| Loans secured by real estate to non-U.S. addressees | $575 |
| Restructured Loans & leases | $10,180 |
| Non 1-4 family restructured loans & leases | $7,321 |
| Total loans and leases (foreign) | $0 |
BancorpSouth had $15,193,535,000 of loans outstanding in 2020. $12,310,825,000 of loans were in real estate loans. $1,728,675,000 of loans were in development loans. $337,046,000 of loans were in multifamily mortgage loans. $4,771,617,000 of loans were in 1-4 family mortgage loans. $105,198,000 of loans were in farm loans. $69,806,000 of loans were in credit card loans. $32,721,000 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 6,238 | $988,775 | $158,508 |
| Nonfarm, nonresidential loans - <$100k | 2,668 | $115,008 | $43,106 |
| Nonfarm, nonresidential loans - $100-250k | 2,085 | $342,876 | $164,449 |
| Nonfarm, nonresidential loans - $250k-1MM | 1,485 | $530,891 | $357,502 |
| Commercial & Industrial, US addressed loans - <$1MM | 33,648 | $1,216,503 | $36,154 |
| Commercial & Industrial, US addressed loans - <$100k | 30,182 | $510,393 | $16,911 |
| Commercial & Industrial, US addressed loans - $100-250k | 2,559 | $392,212 | $153,268 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 907 | $313,898 | $346,084 |
| Farmland loans - <$1MM | 1,997 | $188,070 | $94,176 |
| Farmland loans - <$100k | 1,378 | $55,621 | $40,364 |
| Farmland loans - $100-250k | 430 | $67,134 | $156,126 |
| Farmland loans - $250k-1MM | 189 | $65,315 | $345,582 |
| Agriculture operations loans - <$1MM | 2,042 | $73,223 | $35,858 |
| Agriculture operations loans - <$100k | 1,862 | $34,023 | $18,272 |
| Agriculture operations loans - $100-250k | 126 | $20,057 | $159,183 |
| Agriculture operations loans - $250k-1MM | 54 | $19,143 | $354,500 |