Dhi Mortgage Company Ltd. Rates, Fees & Info

DALLAS, TX

LEI: 5493001SXWZ4OFP8Z903

Tax ID: 74-2853239

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Dhi Mortgage Company Ltd. is a large mortgage company specializing in Home Purchase loans. Dhi Mortgage Company Ltd. has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Dallas, Houston, Atlanta, Austin, and San Antonio among others. We have data for 162 markets. (Some data included below & more in-depth data is available with an active subscription.)

Dhi Mortgage Company Ltd. has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Dhi Mortgage Company Ltd. is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.05% 4/22/24
30 Year Conventional Refi 6.43% 4/22/24
30 Year Cash-out Refi 6.79% 4/22/24
30 Year FHA Purchase 6.72% 4/22/24
30 Year FHA Refi 6.27% 4/22/24
30 Year VA Purchase 5.75% 4/22/24
30 Year USDA Purchase 6.15% 4/22/24
15 Year Conventional Purchase 5.75% 4/22/24
15 Year Conventional Refi 6.01% 4/22/24
15 Year Cash-out Refi 6.01% 4/22/24
15 Year FHA Purchase 6.70% 4/22/24
15 Year VA Purchase 5.82% 4/22/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Dhi Mortgage Company Ltd. Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Dhi Mortgage Company Ltd.. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

36,654

Origination Dollar Volume (All Markets)

$9,315,630,000
Show all (214) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 4,089 $948,025,000 $231,848 $6,374 4.03%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 2,758 $564,090,000 $204,529 $6,539 4.11%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1,666 $440,460,000 $264,382 $5,469 4.08%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 1,719 $363,665,000 $211,556 $6,123 4.18%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 1,466 $347,510,000 $237,046 $7,151 3.87%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 759 $336,295,000 $443,076 $6,578 3.96%
JACKSONVILLE, FL (FHA|USDA|VA) 1,236 $283,670,000 $229,506 $4,677 4.00%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 1,301 $281,635,000 $216,476 $5,845 4.18%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 1,178 $259,120,000 $219,966 $5,095 4.11%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 996 $254,070,000 $255,090 $1,728 4.04%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 692 $242,200,000 $350,000 $7,584 3.95%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 760 $224,660,000 $295,605 $6,029 4.00%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 784 $204,600,000 $260,969 $5,890 3.96%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 480 $159,820,000 $332,958 $1,573 3.97%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 425 $143,575,000 $337,824 $5,541 3.96%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 457 $129,145,000 $282,593 $5,793 3.83%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 325 $128,895,000 $396,600 $7,518 3.95%
URBAN HONOLULU, HI (FHA|USDA|VA) 219 $123,095,000 $562,078 $10,716 3.94%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 556 $121,980,000 $219,388 $6,082 3.88%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 546 $116,940,000 $214,176 $5,569 3.78%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 484 $113,650,000 $234,814 $5,132 4.16%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 529 $108,515,000 $205,132 $5,166 4.07%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 425 $102,385,000 $240,906 $5,171 3.84%
TUCSON, AZ (FHA|USDA|VA) 395 $94,265,000 $238,646 $5,516 4.03%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 392 $94,010,000 $239,821 $1,719 4.05%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 249 $89,235,000 $358,373 $7,049 3.96%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 319 $87,515,000 $274,342 $5,254 4.04%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 250 $87,350,000 $349,400 $4,298 4.13%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 185 $87,235,000 $471,541 $9,958 3.88%
GREELEY, CO (FHA|USDA|VA) 264 $86,120,000 $326,212 $7,860 3.97%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 442 $84,570,000 $191,335 $3,904 4.07%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 393 $83,155,000 $211,590 $4,879 4.07%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 355 $81,815,000 $230,465 $4,955 4.08%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 412 $80,670,000 $195,801 $3,722 4.08%
PANAMA CITY, FL (FHA|USDA|VA) 340 $79,490,000 $233,794 $6,287 4.07%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 344 $78,380,000 $227,849 $4,255 4.09%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 284 $73,200,000 $257,746 $4,798 4.13%
PROVO-OREM, UT (FHA|USDA|VA) 236 $71,320,000 $302,203 $3,819 4.03%
SALT LAKE CITY, UT (FHA|USDA|VA) 218 $61,420,000 $281,743 $3,843 4.05%
RENO, NV (FHA|USDA|VA) 181 $61,205,000 $338,149 $4,982 3.99%
ALBUQUERQUE, NM (FHA|USDA|VA) 291 $60,085,000 $206,478 $5,504 4.39%
COLUMBIA, SC (FHA|USDA|VA) 244 $58,110,000 $238,156 $4,246 3.77%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 273 $55,545,000 $203,462 $3,861 4.06%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 139 $54,545,000 $392,410 $9,085 4.09%
PORT ST. LUCIE, FL (FHA|USDA|VA) 222 $54,350,000 $244,820 $5,618 3.97%
MIDLAND, TX (FHA|USDA|VA) 187 $50,975,000 $272,594 $7,056 4.17%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 67 $50,845,000 $758,881 $8,060 3.80%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 153 $50,325,000 $328,922 $8,131 4.17%
HUNTSVILLE, AL (FHA|USDA|VA) 248 $49,900,000 $201,210 $4,029 3.96%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 214 $49,000,000 $228,972 $4,660 3.92%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 67 $48,155,000 $718,731 $7,799 3.75%
RALEIGH-CARY, NC (FHA|USDA|VA) 194 $47,160,000 $243,093 $4,434 4.10%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 198 $46,450,000 $234,596 $4,224 4.10%
BATON ROUGE, LA (FHA|USDA|VA) 198 $43,810,000 $221,263 $5,897 4.03%
VISALIA, CA (FHA|USDA|VA) 169 $42,245,000 $249,970 $7,044 3.86%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 129 $42,095,000 $326,318 $6,410 3.87%
SPARTANBURG, SC (FHA|USDA|VA) 202 $41,370,000 $204,802 $4,204 4.12%
ODESSA, TX (FHA|USDA|VA) 156 $40,410,000 $259,038 $7,405 4.26%
FRESNO, CA (FHA|USDA|VA) 147 $39,215,000 $266,769 $6,914 3.97%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 162 $35,710,000 $220,432 $3,548 3.79%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 134 $35,190,000 $262,612 $5,494 3.84%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 100 $32,470,000 $324,700 $6,459 3.84%
Kapaa, HI (FHA|USDA|VA) 65 $31,635,000 $486,692 $10,127 4.22%
SALEM, OR (FHA|USDA|VA) 110 $31,110,000 $282,818 $6,120 3.98%
OCALA, FL (FHA|USDA|VA) 159 $31,005,000 $195,000 $4,420 4.07%
MOBILE, AL (FHA|USDA|VA) 145 $30,885,000 $213,000 $4,025 4.03%
WACO, TX (FHA|USDA|VA) 146 $29,880,000 $204,658 $4,984 3.96%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 79 $28,885,000 $365,633 $6,871 3.97%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 96 $28,740,000 $299,375 $5,195 4.16%
PUNTA GORDA, FL (FHA|USDA|VA) 155 $28,015,000 $180,742 $4,244 4.12%
MADERA, CA (FHA|USDA|VA) 90 $27,500,000 $305,556 $5,967 4.02%
WINSTON-SALEM, NC (FHA|USDA|VA) 138 $25,600,000 $185,507 $3,882 4.26%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 106 $24,470,000 $230,849 $6,119 3.84%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 111 $24,445,000 $220,225 $4,285 3.88%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 45 $24,025,000 $533,889 $7,655 3.62%
LAKE CHARLES, LA (FHA|USDA|VA) 117 $23,775,000 $203,205 $5,310 4.15%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 40 $22,510,000 $562,750 $5,475 4.17%
BAKERSFIELD, CA (FHA|USDA|VA) 82 $22,370,000 $272,805 $6,713 3.71%
FORT COLLINS, CO (FHA|USDA|VA) 54 $22,310,000 $413,148 $6,290 3.80%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 95 $21,355,000 $224,789 $3,752 4.12%
SALISBURY, MD-DE (FHA|USDA|VA) 89 $21,065,000 $236,685 $4,446 4.05%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 83 $19,985,000 $240,783 $5,621 3.42%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 88 $19,940,000 $226,591 $2,828 3.71%
HAMMOND, LA (FHA|USDA|VA) 102 $18,070,000 $177,157 $5,246 4.10%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 33 $17,685,000 $535,909 $5,922 3.84%
DOVER, DE (FHA|USDA|VA) 64 $17,060,000 $266,563 $6,794 3.85%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 45 $14,935,000 $331,889 $4,924 3.69%
LAFAYETTE, LA (FHA|USDA|VA) 71 $14,315,000 $201,620 $5,456 4.27%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 48 $13,800,000 $287,500 $5,223 3.55%
GAINESVILLE, GA (FHA|USDA|VA) 53 $13,125,000 $247,642 $4,491 4.16%
OKLAHOMA CITY, OK (FHA|USDA|VA) 56 $12,570,000 $224,464 $4,835 3.94%
Outside of Metro Areas 48 $11,650,000 $242,708 $5,129 4.02%
WILMINGTON, NC (FHA|USDA|VA) 43 $10,455,000 $243,140 $3,797 3.92%
Hilo, HI (FHA|USDA|VA) 21 $10,385,000 $494,524 $6,711 3.87%
COLUMBUS, OH (FHA|USDA|VA) 38 $10,070,000 $265,000 $4,375 3.60%
SAVANNAH, GA (FHA|USDA|VA) 47 $9,875,000 $210,106 $4,845 3.73%
GAINESVILLE, FL (FHA|USDA|VA) 45 $9,385,000 $208,556 $4,544 3.92%
STOCKTON, CA (FHA|USDA|VA) 26 $9,250,000 $355,769 $4,684 4.13%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 55 $9,165,000 $166,636 $4,622 4.03%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 32 $8,300,000 $259,375 $7,325 3.84%
NEW BERN, NC (FHA|USDA|VA) 45 $8,255,000 $183,444 $4,024 3.98%
TUSCALOOSA, AL (FHA|USDA|VA) 51 $8,215,000 $161,078 $3,683 4.18%
ROCKY MOUNT, NC (FHA|USDA|VA) 49 $8,195,000 $167,245 $3,800 4.40%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 38 $7,980,000 $210,000 $1,644 4.10%
RICHMOND, VA (FHA|USDA|VA) 24 $7,800,000 $325,000 $4,774 4.03%
Shelton, WA (FHA|USDA|VA) 32 $7,790,000 $243,438 $4,987 4.36%
VALLEJO, CA (FHA|USDA|VA) 18 $7,700,000 $427,778 $10,459 3.52%
CHICO, CA (FHA|USDA|VA) 32 $7,290,000 $227,813 $4,286 3.95%
MERCED, CA (FHA|USDA|VA) 21 $6,755,000 $321,667 $4,623 4.05%
St. Marys, GA (FHA|USDA|VA) 35 $6,405,000 $183,000 $4,402 4.10%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 25 $6,215,000 $248,600 $6,196 3.61%
Ellensburg, WA (FHA|USDA|VA) 21 $6,025,000 $286,905 $5,286 3.83%
BURLINGTON, NC (FHA|USDA|VA) 28 $5,960,000 $212,857 $5,711 4.17%
JACKSONVILLE, NC (FHA|USDA|VA) 33 $5,935,000 $179,848 $5,805 3.86%
MONTGOMERY, AL (FHA|USDA|VA) 28 $5,590,000 $199,643 $3,764 4.09%
BEND, OR (FHA|USDA|VA) 17 $5,255,000 $309,118 $5,973 3.92%
FORT WAYNE, IN (FHA|USDA|VA) 26 $4,770,000 $183,462 $3,208 3.61%
Sevierville, TN (FHA|USDA|VA) 21 $4,295,000 $204,524 $4,424 3.80%
Opelousas, LA (FHA|USDA|VA) 18 $3,530,000 $196,111 $5,760 4.27%
Jefferson, GA (FHA|USDA|VA) 16 $3,180,000 $198,750 $4,193 3.72%
KNOXVILLE, TN (FHA|USDA|VA) 12 $2,780,000 $231,667 $4,687 3.80%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 18 $2,680,000 $148,889 $4,622 4.23%
Cullman, AL (FHA|USDA|VA) 13 $2,645,000 $203,462 $4,043 3.69%
THE VILLAGES, FL (FHA|USDA|VA) 14 $2,570,000 $183,571 $5,074 4.34%
SANTA FE, NM (FHA|USDA|VA) 9 $2,435,000 $270,556 $6,252 3.88%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 10 $1,620,000 $162,000 $4,563 4.48%
Wilson, NC (FHA|USDA|VA) 9 $1,605,000 $178,333 $5,299 4.64%
Georgetown, SC (FHA|USDA|VA) 7 $1,545,000 $220,714 $4,101 4.27%
SHERMAN-DENISON, TX (FHA|USDA|VA) 6 $1,400,000 $233,333 $5,205 4.46%
COLORADO SPRINGS, CO (FHA|USDA|VA) 4 $1,320,000 $330,000 $11,083 3.94%
BOULDER, CO (FHA|USDA|VA) 4 $1,320,000 $330,000 $2,278 3.47%
GREENVILLE, NC (FHA|USDA|VA) 5 $975,000 $195,000 $3,052 3.32%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 3 $795,000 $265,000 $3,094 3.50%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 4 $680,000 $170,000 $3,740 3.90%
ASHEVILLE, NC (FHA|USDA|VA) 2 $630,000 $315,000 $0 3.81%
Heber, UT (FHA|USDA|VA) 1 $605,000 $605,000 $9,826 3.25%
AMES, IA (FHA|USDA|VA) 3 $605,000 $201,667 $2,990 3.71%
Albertville, AL (FHA|USDA|VA) 2 $550,000 $275,000 $1,980 4.81%
Morehead City, NC (FHA|USDA|VA) 2 $450,000 $225,000 $5,188 3.38%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 1 $365,000 $365,000 $5,467 3.13%
TYLER, TX (FHA|USDA|VA) 1 $355,000 $355,000 $9,121 4.50%
YUBA CITY, CA (FHA|USDA|VA) 1 $325,000 $325,000 $11,448 3.88%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $315,000 $315,000 $3,493 4.63%
Moses Lake, WA (FHA|USDA|VA) 1 $305,000 $305,000 $1,985 4.50%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $305,000 $305,000 $7,303 4.38%
Scottsboro, AL (FHA|USDA|VA) 1 $295,000 $295,000 $3,252 5.00%
Thomaston, GA (FHA|USDA|VA) 1 $295,000 $295,000 $5,590 4.50%
Ruidoso, NM (FHA|USDA|VA) 1 $285,000 $285,000 $4,086 3.88%
ST. GEORGE, UT (FHA|USDA|VA) 1 $275,000 $275,000 $3,061 3.75%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 1 $195,000 $195,000 $2,440 3.50%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $175,000 $175,000 $4,836 4.38%
CORPUS CHRISTI, TX (FHA|USDA|VA) 2 $170,000 $85,000 $7,044 4.50%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 1 $165,000 $165,000 $2,058 3.13%
WICHITA FALLS, TX (FHA|USDA|VA) 2 $160,000 $80,000 $0 4.56%
LAWTON, OK (FHA|USDA|VA) 1 $115,000 $115,000 $2,161 4.50%
Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $115,000 $115,000 $4,315 3.88%
EL PASO, TX (FHA|USDA|VA) 1 $105,000 $105,000 $2,310 3.88%
Starkville, MS (FHA|USDA|VA) 1 $105,000 $105,000 $4,502 4.63%
Pecos, TX (FHA|USDA|VA) 1 $105,000 $105,000 $6,415 5.63%
Huntsville, TX (FHA|USDA|VA) 1 $105,000 $105,000 $3,072 3.75%
Brownwood, TX (FHA|USDA|VA) 1 $75,000 $75,000 $3,528 4.63%
Port Lavaca, TX (FHA|USDA|VA) 1 $55,000 $55,000 $3,187 5.50%
Dhi Mortgage Company Ltd.'s top markets include Dallas, Houston, Atlanta, Austin, and San Antonio among others.

Their top states include:
  • Texas (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • South Carolina (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 19,092 $4,755,040,000 $249,059 $3,661 4.10%
    FHA 10,076 $2,493,220,000 $247,441 $7,955 4.06%
    VA 6,905 $1,938,275,000 $280,706 $7,016 3.80%
    USDA 581 $129,095,000 $222,194 $5,610 3.76%

    For 2019, Dhi Mortgage Company Ltd.'s most frequently originated type of loan was Conventional, with 19,092 originations. Their 2nd most popular type was FHA, with 10,076 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 36,471 $9,256,515,000 $253,805 $5,591 4.03%
    Refi 126 $42,380,000 $336,349 $3,835 3.79%
    Cash Out Refi 57 $16,735,000 $293,596 $3,761 4.28%

    For 2019, Dhi Mortgage Company Ltd.'s most frequently cited loan purpose was Home Purchase, with 36,471 originations. The 2nd most popular reason was Refi, with 126 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 35,013 $9,080,505,000 $259,347 $5,673 4.04%
    15 Year 865 $167,495,000 $193,636 $3,308 3.66%
    10 Year 343 $12,895,000 $37,595 $1,289 3.80%
    20 Year 239 $52,365,000 $219,100 $3,276 3.95%
    3 Year 101 $655,000 $6,485 $0 0.00%
    Other 47 $1,235,000 $26,277 $1,947 4.09%
    5 Year 24 $300,000 $12,500 $103 0.00%
    30+ year 22 $180,000 $8,182 $25 4.56%

    For 2019, Dhi Mortgage Company Ltd.'s most frequently cited loan duration was 30 Year, with 35,013 originations. The 2nd most popular length was 15 Year, with 865 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 25,071 $6,324,685,000 $252,271
    $1k-2k 4,149 $1,054,635,000 $254,190
    $2k-3k 2,927 $776,695,000 $265,355
    $3k-4k 1,411 $407,905,000 $289,089
    $5k+ 834 $312,650,000 $374,880
    $4k-5k 759 $232,435,000 $306,238

    Dhi Mortgage Company Ltd.'s average total fees were $5,673, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 25,071 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 17,257 $4,601,335,000 $266,636
    4-5% 14,019 $3,526,275,000 $251,535
    2.5-3% 2,678 $695,090,000 $259,556
    5-6% 2,009 $463,635,000 $230,779
    6-7% 107 $23,645,000 $220,981
    7-8% 8 $130,000 $16,250
    <2.5% 2 $1,800,000 $900,000

    During 2019, Dhi Mortgage Company Ltd.'s average interest rate for loans was 4.04%, while their most frequently originated rate bucket for loans was 3-4%, with 17,257 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 25,129 $6,643,045,000 $264,358 $5,911 3.99%
    $100k-200k 7,569 $1,295,815,000 $171,200 $4,084 4.15%
    $400k-600k 2,262 $1,043,910,000 $461,499 $7,235 3.93%
    $100,000 or less 1,304 $49,340,000 $37,837 $1,726 4.21%
    $600k-1MM 371 $260,645,000 $702,547 $9,849 3.85%
    $1MM+ 19 $22,875,000 $1,203,947 $9,398 3.52%

    2019 saw Dhi Mortgage Company Ltd. place emphasis on $200k-400k loans with 25,129 originations, totaling $6,643,045,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 12,145 $2,669,885,000 $219,834 $5,534 4.00%
    $75k-100k 9,053 $2,322,585,000 $256,554 $5,911 4.05%
    $100k-150k 8,058 $2,391,750,000 $296,817 $5,822 4.04%
    $50k or less 3,502 $629,000,000 $179,612 $4,544 3.95%
    $150k-250k 2,923 $982,455,000 $336,112 $5,468 4.08%
    $250k+ 652 $232,590,000 $356,733 $5,288 4.15%

    Dhi Mortgage Company Ltd. lent most frequently to those with incomes in the $50k-75k range, with 12,145 originations. The second most popular income band? $75k-100k, with 9,053 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    50-60% 5,878 $1,490,250,000 $253,530 $7,804 4.00%
    30-36% 5,199 $1,340,995,000 $257,933 $4,917 4.01%
    20-30% 4,420 $1,109,860,000 $251,100 $4,292 3.95%
    49% 1,854 $463,140,000 $249,806 $5,491 4.07%
    44% 1,682 $422,320,000 $251,082 $5,396 4.11%
    43% 1,511 $381,915,000 $252,756 $5,338 4.09%
    42% 1,501 $388,375,000 $258,744 $5,395 4.06%
    48% 1,496 $374,310,000 $250,207 $5,599 4.09%
    45% 1,470 $370,990,000 $252,374 $5,495 4.07%
    46% 1,455 $378,115,000 $259,873 $5,729 4.07%
    47% 1,417 $359,515,000 $253,716 $5,865 4.09%
    41% 1,415 $360,855,000 $255,021 $5,537 4.02%
    40% 1,378 $356,060,000 $258,389 $5,275 4.07%
    39% 1,239 $319,655,000 $257,994 $5,237 4.07%
    38% 1,207 $310,605,000 $257,336 $5,233 4.04%
    37% 1,172 $307,070,000 $262,005 $5,310 4.04%
    36% 1,063 $276,725,000 $260,325 $5,272 4.01%
    <20% 976 $210,520,000 $215,697 $3,498 3.91%
    >60% 313 $90,805,000 $290,112 $7,535 3.82%

    Dhi Mortgage Company Ltd. lent most frequently to those with DTI ratios of 50-60%, with 5,878 originations. The next most common DTI ratio? 30-36%, with 5,199 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 20,700 $5,088,100,000 $245,802 $5,406 4.03%
    Not provided 7,471 $1,908,495,000 $255,454 $5,708 4.01%
    Black 5,042 $1,240,270,000 $245,988 $6,095 4.04%
    Asian 2,966 $947,220,000 $319,359 $5,521 4.01%
    American Indian 218 $53,090,000 $243,532 $6,188 4.07%
    Native Hawaiian or Islander 107 $38,755,000 $362,196 $8,079 3.93%
    Asian Indian 75 $19,815,000 $264,200 $4,811 4.07%
    Other Asian 25 $6,955,000 $278,200 $4,498 3.92%
    Filipino 14 $3,760,000 $268,571 $5,842 3.95%
    Other Pacific Islander 14 $3,700,000 $264,286 $6,258 3.86%
    Chinese 9 $2,265,000 $251,667 $5,936 3.86%
    Vietnamese 5 $1,025,000 $205,000 $3,934 3.87%
    Korean 3 $635,000 $211,667 $4,150 4.46%
    Native Hawaiian 2 $490,000 $245,000 $5,975 3.12%
    Guamanian 1 $485,000 $485,000 $3,458 4.50%
    Japanese 1 $325,000 $325,000 $3,249 4.38%
    Samoan 1 $245,000 $245,000 $4,992 4.00%

    Approval Rates

    Total approvals of all applications
    87.79%

    Dhi Mortgage Company Ltd. has an average approval rate.

    Pick Rate

    Approvals leading to origination
    71.85%

    Dhi Mortgage Company Ltd. has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    0.0 518 $3,320,000 $6,409
    NA 36,136 $9,312,310,000 $257,702

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Site-Built 36,654 $9,315,630,000 $254,150

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 678 $69,700,000 $102,802 $2,645 3.97%
    40-60% 1,375 $236,845,000 $172,251 $3,116 3.97%
    60-80% 5,657 $1,432,435,000 $253,215 $3,842 4.10%
    80-100% 25,797 $6,867,625,000 $266,218 $5,681 4.03%
    Over 100% 2,358 $698,570,000 $296,255 $10,846 3.81%
    Under 20% 789 $10,455,000 $13,251 $719 4.51%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    DHI Mortgage Company Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 2 16.7%
    DHI Mortgage Company Conventional home mortgage Closing on a mortgage 1 8.3%
    DHI Mortgage Company Conventional home mortgage Struggling to pay mortgage 1 8.3%
    DHI Mortgage Company FHA mortgage Applying for a mortgage or refinancing an existing mortgage 6 50.0%
    DHI Mortgage Company Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 1 8.3%
    DHI Mortgage Company VA mortgage Applying for a mortgage or refinancing an existing mortgage 1 8.3%