Dhi Mortgage Company Ltd. Rates, Fees & Info

DALLAS, TX

LEI: 5493001SXWZ4OFP8Z903

Tax ID: 74-2853239

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Dhi Mortgage Company Ltd. is a large mortgage company specializing in Home Purchase loans. Dhi Mortgage Company Ltd. has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Dallas, Houston, Austin, Atlanta, and San Antonio among others. We have data for 195 markets. (Some data included below & more in-depth data is available with an active subscription.)

Dhi Mortgage Company Ltd. has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Dhi Mortgage Company Ltd. is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.05% 11/18/24
30 Year Conventional Refi 6.43% 11/18/24
30 Year Cash-out Refi 6.79% 11/18/24
30 Year FHA Purchase 6.72% 11/18/24
30 Year FHA Refi 6.27% 11/18/24
30 Year VA Purchase 5.75% 11/18/24
30 Year USDA Purchase 6.15% 11/18/24
15 Year Conventional Purchase 5.75% 11/18/24
15 Year Conventional Refi 6.01% 11/18/24
15 Year Cash-out Refi 6.01% 11/18/24
15 Year FHA Purchase 6.70% 11/18/24
15 Year VA Purchase 5.82% 11/18/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Dhi Mortgage Company Ltd. Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Dhi Mortgage Company Ltd.. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

56,404

Origination Dollar Volume (All Markets)

$16,400,720,000
Show all (332) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 5,832 $1,489,290,000 $255,365 $6,288 2.90%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 4,078 $1,007,750,000 $247,119 $6,469 2.90%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 2,469 $656,585,000 $265,932 $5,886 2.91%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1,988 $609,960,000 $306,821 $5,531 2.86%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 2,466 $605,490,000 $245,535 $6,793 2.84%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 1,756 $501,500,000 $285,592 $5,797 2.97%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 1,880 $494,650,000 $263,112 $6,147 3.03%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 1,101 $453,645,000 $412,030 $8,083 2.86%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 1,355 $426,355,000 $314,653 $6,224 2.90%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 768 $424,250,000 $552,409 $5,789 2.81%
JACKSONVILLE, FL (FHA|USDA|VA) 1,600 $410,730,000 $256,706 $5,511 2.96%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 1,134 $388,170,000 $342,302 $6,972 2.79%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 1,168 $354,220,000 $303,271 $2,383 2.84%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 645 $232,105,000 $359,853 $1,255 2.76%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 816 $215,860,000 $264,534 $6,660 2.90%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 726 $215,790,000 $297,231 $5,323 2.98%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 828 $208,870,000 $252,258 $5,534 2.97%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 435 $198,565,000 $456,471 $7,547 2.79%
GREELEY, CO (FHA|USDA|VA) 511 $198,215,000 $387,896 $6,034 2.87%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 482 $190,320,000 $394,855 $7,573 2.85%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 782 $186,980,000 $239,105 $4,005 2.88%
PROVO-OREM, UT (FHA|USDA|VA) 563 $185,985,000 $330,346 $3,894 2.95%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 566 $178,210,000 $314,859 $6,243 2.85%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 600 $175,170,000 $291,950 $4,566 2.88%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 706 $174,420,000 $247,054 $3,878 2.85%
URBAN HONOLULU, HI (FHA|USDA|VA) 306 $172,890,000 $565,000 $10,984 2.73%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 571 $171,695,000 $300,692 $6,679 2.76%
COLUMBUS, OH (FHA|USDA|VA) 492 $163,350,000 $332,012 $6,130 2.78%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 576 $161,050,000 $279,601 $1,757 2.93%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 618 $150,090,000 $242,864 $4,763 2.97%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 418 $145,340,000 $347,703 $7,471 2.85%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 557 $143,535,000 $257,693 $5,292 2.93%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 524 $142,120,000 $271,221 $3,510 2.89%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 376 $134,000,000 $356,383 $4,876 2.89%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 618 $129,730,000 $209,919 $6,239 2.80%
RENO, NV (FHA|USDA|VA) 353 $128,935,000 $365,255 $5,847 2.93%
TUCSON, AZ (FHA|USDA|VA) 479 $128,515,000 $268,299 $5,490 2.80%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 506 $125,050,000 $247,134 $4,866 2.85%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 311 $123,855,000 $398,248 $5,653 2.88%
KNOXVILLE, TN (FHA|USDA|VA) 480 $122,280,000 $254,750 $4,686 2.82%
HUNTSVILLE, AL (FHA|USDA|VA) 499 $120,005,000 $240,491 $3,966 2.84%
PANAMA CITY, FL (FHA|USDA|VA) 388 $110,660,000 $285,206 $7,265 2.81%
MERCED, CA (FHA|USDA|VA) 302 $107,950,000 $357,450 $5,843 2.97%
BATON ROUGE, LA (FHA|USDA|VA) 414 $103,610,000 $250,266 $6,347 2.85%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 266 $103,440,000 $388,872 $5,592 2.84%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 312 $101,820,000 $326,346 $7,432 2.88%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 391 $98,275,000 $251,343 $4,937 2.75%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 238 $91,190,000 $383,151 $6,415 2.70%
SALISBURY, MD-DE (FHA|USDA|VA) 324 $90,790,000 $280,216 $5,963 2.91%
PORT ST. LUCIE, FL (FHA|USDA|VA) 326 $89,950,000 $275,920 $5,730 2.93%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 320 $89,480,000 $279,625 $4,841 2.83%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 175 $88,485,000 $505,629 $7,835 2.77%
MIDLAND, TX (FHA|USDA|VA) 275 $85,035,000 $309,218 $7,455 2.93%
ALBUQUERQUE, NM (FHA|USDA|VA) 301 $84,725,000 $281,478 $5,792 2.98%
COLUMBIA, SC (FHA|USDA|VA) 302 $83,750,000 $277,318 $5,041 2.69%
OCALA, FL (FHA|USDA|VA) 314 $75,890,000 $241,688 $5,329 2.94%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 276 $73,640,000 $266,812 $4,753 2.80%
VALLEJO, CA (FHA|USDA|VA) 137 $69,415,000 $506,679 $9,135 2.78%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 254 $68,490,000 $269,646 $5,688 2.80%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 252 $67,710,000 $268,690 $6,525 2.87%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 258 $66,760,000 $258,760 $3,199 2.82%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 107 $65,765,000 $614,626 $8,697 2.77%
SPARTANBURG, SC (FHA|USDA|VA) 262 $62,910,000 $240,115 $5,038 2.83%
SAVANNAH, GA (FHA|USDA|VA) 245 $61,435,000 $250,755 $6,200 2.81%
MOBILE, AL (FHA|USDA|VA) 220 $58,860,000 $267,545 $4,689 2.80%
RICHMOND, VA (FHA|USDA|VA) 162 $58,840,000 $363,210 $7,229 2.75%
FORT COLLINS, CO (FHA|USDA|VA) 141 $58,205,000 $412,801 $6,463 2.76%
GAINESVILLE, GA (FHA|USDA|VA) 205 $57,655,000 $281,244 $4,962 2.98%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 104 $57,300,000 $550,962 $7,842 2.82%
SALEM, OR (FHA|USDA|VA) 153 $57,145,000 $373,497 $5,709 2.86%
SALT LAKE CITY, UT (FHA|USDA|VA) 186 $57,060,000 $306,774 $4,013 3.14%
Outside of Metro Areas 187 $55,665,000 $297,674 $6,074 2.78%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 140 $53,480,000 $382,000 $4,048 2.76%
LAFAYETTE, LA (FHA|USDA|VA) 249 $52,855,000 $212,269 $5,568 2.94%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 208 $50,650,000 $243,510 $4,449 2.94%
Jefferson, GA (FHA|USDA|VA) 182 $49,640,000 $272,747 $5,491 2.86%
GAINESVILLE, FL (FHA|USDA|VA) 187 $49,245,000 $263,342 $5,364 2.93%
LAKE CHARLES, LA (FHA|USDA|VA) 215 $47,295,000 $219,977 $5,299 2.90%
DOVER, DE (FHA|USDA|VA) 171 $46,915,000 $274,357 $7,165 2.90%
VISALIA, CA (FHA|USDA|VA) 138 $45,110,000 $326,884 $7,079 2.78%
WACO, TX (FHA|USDA|VA) 198 $44,950,000 $227,020 $5,537 2.86%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 124 $41,270,000 $332,823 $4,970 2.86%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 123 $41,115,000 $334,268 $4,875 2.94%
CORPUS CHRISTI, TX (FHA|USDA|VA) 167 $40,885,000 $244,820 $6,731 2.97%
ODESSA, TX (FHA|USDA|VA) 148 $38,090,000 $257,365 $7,516 3.02%
WINSTON-SALEM, NC (FHA|USDA|VA) 148 $37,760,000 $255,135 $4,062 2.84%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 179 $37,595,000 $210,028 $5,316 2.98%
STOCKTON, CA (FHA|USDA|VA) 78 $37,580,000 $481,795 $5,866 3.03%
WILMINGTON, NC (FHA|USDA|VA) 138 $36,540,000 $264,783 $4,740 2.81%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 107 $35,755,000 $334,159 $3,685 2.82%
COLORADO SPRINGS, CO (FHA|USDA|VA) 92 $35,640,000 $387,391 $10,496 2.62%
PUNTA GORDA, FL (FHA|USDA|VA) 172 $35,420,000 $205,930 $4,164 2.98%
BAKERSFIELD, CA (FHA|USDA|VA) 99 $34,725,000 $350,758 $6,947 2.88%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 113 $34,125,000 $301,991 $5,617 2.84%
HAMMOND, LA (FHA|USDA|VA) 153 $33,105,000 $216,373 $5,285 2.87%
OKLAHOMA CITY, OK (FHA|USDA|VA) 161 $32,945,000 $204,627 $4,458 2.92%
BEND, OR (FHA|USDA|VA) 82 $32,080,000 $391,220 $4,718 2.85%
RALEIGH-CARY, NC (FHA|USDA|VA) 94 $28,670,000 $305,000 $4,594 2.80%
NEW BERN, NC (FHA|USDA|VA) 114 $25,280,000 $221,754 $5,362 2.82%
ASHEVILLE, NC (FHA|USDA|VA) 88 $23,940,000 $272,045 $1,774 2.85%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 35 $22,445,000 $641,286 $7,401 2.90%
THE VILLAGES, FL (FHA|USDA|VA) 96 $21,590,000 $224,896 $4,867 2.96%
FORT WAYNE, IN (FHA|USDA|VA) 82 $21,030,000 $256,463 $3,382 2.89%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 76 $17,340,000 $228,158 $3,796 2.83%
BURLINGTON, NC (FHA|USDA|VA) 60 $16,400,000 $273,333 $4,234 2.88%
TUSCALOOSA, AL (FHA|USDA|VA) 57 $16,205,000 $284,298 $5,643 2.91%
Granbury, TX (FHA|USDA|VA) 60 $15,600,000 $260,000 $5,706 2.78%
Heber, UT (FHA|USDA|VA) 30 $15,280,000 $509,333 $3,208 2.86%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 48 $15,130,000 $315,208 $6,269 2.79%
ROCKY MOUNT, NC (FHA|USDA|VA) 51 $13,525,000 $265,196 $5,400 2.83%
St. Marys, GA (FHA|USDA|VA) 55 $12,595,000 $229,000 $5,577 2.90%
Georgetown, SC (FHA|USDA|VA) 50 $12,180,000 $243,600 $3,665 2.90%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 46 $11,550,000 $251,087 $6,061 2.72%
Ellensburg, WA (FHA|USDA|VA) 28 $11,530,000 $411,786 $3,248 2.78%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 43 $11,275,000 $262,209 $5,400 2.94%
GREENVILLE, NC (FHA|USDA|VA) 44 $10,970,000 $249,318 $4,752 2.87%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 36 $10,940,000 $303,889 $5,525 2.84%
MORRISTOWN, TN (FHA|USDA|VA) 48 $10,570,000 $220,208 $4,227 2.78%
Morehead City, NC (FHA|USDA|VA) 32 $8,900,000 $278,125 $5,404 2.78%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 22 $8,840,000 $401,818 $10,415 2.53%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 31 $8,735,000 $281,774 $3,890 2.91%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 29 $8,605,000 $296,724 $6,675 2.75%
Huntsville, TX (FHA|USDA|VA) 45 $8,375,000 $186,111 $4,928 2.98%
YORK-HANOVER, PA (FHA|USDA|VA) 25 $7,695,000 $307,800 $8,829 2.81%
MONTGOMERY, AL (FHA|USDA|VA) 27 $7,185,000 $266,111 $4,755 2.86%
FAYETTEVILLE, NC (FHA|USDA|VA) 21 $6,715,000 $319,762 $5,917 2.94%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 18 $6,600,000 $366,667 $4,222 2.90%
ST. GEORGE, UT (FHA|USDA|VA) 14 $6,340,000 $452,857 $2,724 2.93%
FRESNO, CA (FHA|USDA|VA) 18 $6,250,000 $347,222 $7,854 2.99%
MODESTO, CA (FHA|USDA|VA) 16 $5,840,000 $365,000 $5,517 3.00%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 23 $5,765,000 $250,652 $7,577 3.09%
YUBA CITY, CA (FHA|USDA|VA) 14 $4,900,000 $350,000 $8,134 2.76%
CLEVELAND, TN (FHA|USDA|VA) 19 $4,705,000 $247,632 $3,337 2.85%
Sevierville, TN (FHA|USDA|VA) 20 $4,540,000 $227,000 $3,212 2.90%
Lewisburg, TN (FHA|USDA|VA) 17 $4,265,000 $250,882 $3,206 2.75%
Jennings, LA (FHA|USDA|VA) 22 $4,250,000 $193,182 $4,703 2.90%
Brenham, TX (FHA|USDA|VA) 18 $4,180,000 $232,222 $5,716 2.98%
JACKSONVILLE, NC (FHA|USDA|VA) 15 $3,905,000 $260,333 $8,517 2.66%
Opelousas, LA (FHA|USDA|VA) 20 $3,860,000 $193,000 $5,455 2.78%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 9 $3,855,000 $428,333 $4,675 2.42%
Cookeville, TN (FHA|USDA|VA) 9 $3,475,000 $386,111 $3,999 2.75%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 9 $3,315,000 $368,333 $8,448 2.78%
Wilson, NC (FHA|USDA|VA) 12 $2,820,000 $235,000 $5,362 2.89%
MADERA, CA (FHA|USDA|VA) 8 $2,780,000 $347,500 $7,094 2.61%
Clewiston, FL (FHA|USDA|VA) 14 $2,720,000 $194,286 $5,161 2.86%
JOHNSON CITY, TN (FHA|USDA|VA) 12 $2,700,000 $225,000 $3,571 2.84%
TULSA, OK (FHA|USDA|VA) 11 $2,535,000 $230,455 $5,072 3.00%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 9 $2,505,000 $278,333 $5,463 2.92%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 4 $2,280,000 $570,000 $10,605 3.06%
Greenwood, SC (FHA|USDA|VA) 10 $2,240,000 $224,000 $6,373 2.86%
LOUISVILLE, KY (FHA|USDA|VA) 7 $1,985,000 $283,571 $5,844 2.71%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 5 $1,585,000 $317,000 $7,006 2.70%
AMES, IA (FHA|USDA|VA) 5 $1,445,000 $289,000 $2,811 2.82%
DAYTON-KETTERING, OH (FHA|USDA|VA) 5 $1,105,000 $221,000 $3,745 2.70%
Shelton, WA (FHA|USDA|VA) 2 $1,080,000 $540,000 $3,137 2.88%
TALLAHASSEE, FL (FHA|USDA|VA) 3 $1,005,000 $335,000 $5,997 3.21%
Oak Harbor, WA (FHA|USDA|VA) 2 $930,000 $465,000 $2,907 3.13%
LUBBOCK, TX (FHA|USDA|VA) 4 $880,000 $220,000 $5,420 3.25%
Fredericksburg, TX (FHA|USDA|VA) 2 $850,000 $425,000 $14,217 3.25%
DECATUR, AL (FHA|USDA|VA) 3 $785,000 $261,667 $4,321 2.96%
BELLINGHAM, WA (FHA|USDA|VA) 2 $740,000 $370,000 $2,306 3.00%
ALBANY-LEBANON, OR (FHA|USDA|VA) 2 $700,000 $350,000 $4,221 3.06%
EL PASO, TX (FHA|USDA|VA) 3 $545,000 $181,667 $7,364 3.16%
Vernal, UT (FHA|USDA|VA) 1 $525,000 $525,000 $3,809 2.63%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $525,000 $525,000 $4,694 3.00%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $505,000 $505,000 $3,138 2.88%
Cullman, AL (FHA|USDA|VA) 3 $505,000 $168,333 $4,484 2.96%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 2 $460,000 $230,000 $4,155 2.81%
Spirit Lake, IA (FHA|USDA|VA) 1 $425,000 $425,000 $1,936 2.75%
LONGVIEW, TX (FHA|USDA|VA) 1 $385,000 $385,000 $17,763 3.13%
Forest City, NC (FHA|USDA|VA) 1 $385,000 $385,000 $9,231 2.88%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $345,000 $345,000 $5,525 2.75%
Centralia, WA (FHA|USDA|VA) 1 $345,000 $345,000 $8,021 2.99%
Brownwood, TX (FHA|USDA|VA) 1 $345,000 $345,000 $5,781 2.75%
Aberdeen, WA (FHA|USDA|VA) 2 $330,000 $165,000 $1,219 2.44%
Carlsbad-Artesia, NM (FHA|USDA|VA) 1 $325,000 $325,000 $9,167 3.50%
MONROE, LA (FHA|USDA|VA) 1 $305,000 $305,000 $9,006 2.88%
Calhoun, GA (FHA|USDA|VA) 1 $305,000 $305,000 $7,348 3.25%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $265,000 $265,000 $4,495 3.25%
Cedar City, UT (FHA|USDA|VA) 1 $265,000 $265,000 $3,146 3.25%
ABILENE, TX (FHA|USDA|VA) 1 $265,000 $265,000 $8,660 3.38%
SAN ANGELO, TX (FHA|USDA|VA) 1 $255,000 $255,000 $8,506 2.99%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $255,000 $255,000 $9,169 3.00%
Athens, TX (FHA|USDA|VA) 1 $255,000 $255,000 $4,836 3.00%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $225,000 $225,000 $4,740 3.25%
MUNCIE, IN (FHA|USDA|VA) 1 $215,000 $215,000 $1,387 2.88%
Wabash, IN (FHA|USDA|VA) 1 $195,000 $195,000 $2,010 2.25%
Celina, OH (FHA|USDA|VA) 1 $165,000 $165,000 $8,249 3.00%
Snyder, TX (FHA|USDA|VA) 2 $150,000 $75,000 $7,287 3.25%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 1 $145,000 $145,000 $6,809 3.75%
Lamesa, TX (FHA|USDA|VA) 1 $135,000 $135,000 $6,871 2.99%
DULUTH, MN-WI (FHA|USDA|VA) 1 $105,000 $105,000 $1,654 2.38%
Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $95,000 $95,000 $4,392 3.13%
Mason City, IA (FHA|USDA|VA) 1 $85,000 $85,000 $0 3.00%
Cornelia, GA (FHA|USDA|VA) 1 $75,000 $75,000 $3,033 2.75%
Dhi Mortgage Company Ltd.'s top markets include Dallas, Houston, Austin, Atlanta, and San Antonio among others.

Their top states include:
  • Texas (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • South Carolina (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 29,927 $8,510,085,000 $284,361 $3,539 2.95%
    FHA 16,109 $4,595,625,000 $285,283 $8,421 2.88%
    VA 8,897 $2,913,815,000 $327,505 $7,835 2.70%
    USDA 1,471 $381,195,000 $259,140 $5,707 2.69%

    For 2021, Dhi Mortgage Company Ltd.'s most frequently originated type of loan was Conventional, with 29,927 originations. Their 2nd most popular type was FHA, with 16,109 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 56,115 $16,310,675,000 $290,665 $5,762 2.88%
    Refi 196 $58,750,000 $299,745 $3,130 2.83%
    Cash Out Refi 93 $31,295,000 $336,505 $3,301 3.00%

    For 2021, Dhi Mortgage Company Ltd.'s most frequently cited loan purpose was Home Purchase, with 56,115 originations. The 2nd most popular reason was Refi, with 196 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 54,326 $15,999,970,000 $294,518 $5,831 2.90%
    15 Year 1,265 $287,995,000 $227,664 $3,018 2.38%
    20 Year 371 $101,075,000 $272,439 $3,323 2.60%
    3 Year 302 $3,130,000 $10,364 $225 0.00%
    10 Year 103 $7,345,000 $71,311 $1,686 2.77%
    Other 34 $1,170,000 $34,412 $3,440 2.78%
    5 Year 3 $35,000 $11,667 $152 0.00%

    For 2021, Dhi Mortgage Company Ltd.'s most frequently cited loan duration was 30 Year, with 54,326 originations. The 2nd most popular length was 15 Year, with 1,265 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 44,742 $13,001,580,000 $290,590
    $1k-2k 4,858 $1,477,540,000 $304,146
    $2k-3k 2,400 $753,220,000 $313,842
    $3k-4k 1,095 $375,225,000 $342,671
    $5k+ 649 $273,905,000 $422,042
    $4k-5k 579 $216,715,000 $374,292

    Dhi Mortgage Company Ltd.'s average total fees were $5,831, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 44,742 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 33,247 $9,948,705,000 $299,236
    3-4% 11,365 $3,306,605,000 $290,946
    <2.5% 10,476 $3,075,010,000 $293,529
    4-5% 271 $60,835,000 $224,483
    5-6% 31 $475,000 $15,323

    During 2021, Dhi Mortgage Company Ltd.'s average interest rate for loans was 2.90%, while their most frequently originated rate bucket for loans was 2.5-3%, with 33,247 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 43,324 $12,290,510,000 $283,688 $5,811 2.88%
    $400k-600k 5,871 $2,730,575,000 $465,095 $7,038 2.85%
    $100k-200k 4,934 $833,220,000 $168,873 $3,567 2.89%
    $100,000 or less 1,572 $45,390,000 $28,874 $1,556 3.10%
    $600k-1MM 683 $476,445,000 $697,577 $9,366 2.76%
    $1MM+ 20 $24,580,000 $1,229,000 $13,967 2.68%

    2021 saw Dhi Mortgage Company Ltd. place emphasis on $200k-400k loans with 43,324 originations, totaling $12,290,510,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 18,850 $4,851,900,000 $257,395 $5,912 2.87%
    $75k-100k 14,458 $4,273,200,000 $295,560 $6,066 2.89%
    $100k-150k 12,602 $4,221,000,000 $334,947 $5,794 2.88%
    $50k or less 4,589 $950,455,000 $207,116 $4,712 2.83%
    $150k-250k 4,393 $1,599,395,000 $364,078 $5,165 2.93%
    $250k+ 1,032 $359,030,000 $347,897 $4,730 3.08%

    Dhi Mortgage Company Ltd. lent most frequently to those with incomes in the $50k-75k range, with 18,850 originations. The second most popular income band? $75k-100k, with 14,458 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 8,704 $2,582,300,000 $296,680 $5,000 2.89%
    50-60% 8,121 $2,405,015,000 $296,148 $8,340 2.81%
    20-30% 7,665 $2,205,875,000 $287,785 $4,343 2.86%
    49% 2,518 $712,830,000 $283,094 $6,088 2.91%
    44% 2,456 $700,900,000 $285,383 $5,753 2.94%
    43% 2,336 $685,340,000 $293,382 $5,752 2.90%
    42% 2,230 $656,080,000 $294,206 $5,663 2.91%
    48% 2,168 $615,700,000 $283,994 $6,075 2.90%
    41% 2,147 $623,195,000 $290,263 $5,599 2.91%
    45% 2,141 $625,385,000 $292,099 $5,710 2.91%
    40% 2,092 $607,860,000 $290,564 $5,472 2.90%
    46% 2,066 $587,790,000 $284,506 $5,920 2.90%
    39% 2,023 $594,115,000 $293,680 $5,438 2.90%
    47% 2,020 $574,960,000 $284,634 $6,131 2.90%
    38% 1,929 $567,815,000 $294,357 $5,393 2.91%
    <20% 1,907 $486,905,000 $255,325 $3,476 2.84%
    37% 1,782 $525,970,000 $295,157 $5,374 2.89%
    36% 1,722 $509,390,000 $295,813 $5,321 2.90%
    >60% 377 $133,295,000 $353,568 $8,962 2.73%

    Dhi Mortgage Company Ltd. lent most frequently to those with DTI ratios of 30-36%, with 8,704 originations. The next most common DTI ratio? 50-60%, with 8,121 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 31,550 $8,892,500,000 $281,854 $5,483 2.88%
    Black 9,719 $2,804,335,000 $288,542 $6,576 2.86%
    Not provided 8,098 $2,362,750,000 $291,770 $6,193 2.90%
    Asian 4,384 $1,470,550,000 $335,436 $5,122 2.88%
    Asian Indian 959 $339,715,000 $354,239 $3,977 2.90%
    American Indian 771 $221,145,000 $286,829 $6,527 2.89%
    Filipino 242 $94,620,000 $390,992 $6,332 2.85%
    Other Asian 204 $61,400,000 $300,980 $4,851 2.87%
    Native Hawaiian or Islander 165 $56,915,000 $344,939 $8,149 2.81%
    Chinese 96 $31,280,000 $325,833 $4,717 2.89%
    Vietnamese 75 $20,125,000 $268,333 $5,157 2.91%
    Other Pacific Islander 61 $18,785,000 $307,951 $6,735 2.87%
    Korean 37 $12,485,000 $337,432 $4,335 2.86%
    Japanese 17 $5,245,000 $308,529 $4,181 2.92%
    Guamanian 12 $4,090,000 $340,833 $7,178 2.87%
    Samoan 8 $3,100,000 $387,500 $9,662 2.76%
    Native Hawaiian 6 $1,680,000 $280,000 $9,632 3.15%

    Approval Rates

    Total approvals of all applications
    88.30%

    Dhi Mortgage Company Ltd. has an average approval rate.

    Pick Rate

    Approvals leading to origination
    71.29%

    Dhi Mortgage Company Ltd. has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    0.0 909 $7,675,000 $8,443
    NA 55,495 $16,393,045,000 $295,397

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    56,404 $16,400,720,000 $290,772

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 851 $97,855,000 $114,988 $2,407 2.79%
    40-60% 1,773 $343,765,000 $193,889 $2,886 2.82%
    60-80% 8,108 $2,258,990,000 $278,612 $3,666 2.97%
    80-100% 40,990 $12,504,640,000 $305,066 $5,773 2.88%
    Over 100% 3,483 $1,179,135,000 $338,540 $12,362 2.69%
    Under 20% 1,199 $16,335,000 $13,624 $659 3.63%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    DHI Mortgage Company Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 7 46.7%
    DHI Mortgage Company Conventional home mortgage Closing on a mortgage 3 20.0%
    DHI Mortgage Company FHA mortgage Applying for a mortgage or refinancing an existing mortgage 2 13.3%
    DHI Mortgage Company FHA mortgage Closing on a mortgage 2 13.3%
    DHI Mortgage Company Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 1 6.7%