Dhi Mortgage Company Ltd. Rates, Fees & Info
DALLAS, TXLEI: 5493001SXWZ4OFP8Z903
Tax ID: 74-2853239
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Mortgage Data
Review & Overview
Dhi Mortgage Company Ltd. is a large mortgage company specializing in Home Purchase loans. Dhi Mortgage Company Ltd. has a high proportion of conventional loans. They have a a high proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Dallas, Houston, Atlanta, San Antonio, and Austin among others. We have data for 186 markets. (Some data included below & more in-depth data is available with an active subscription.)Dhi Mortgage Company Ltd. has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Dhi Mortgage Company Ltd. is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.05% | 4/22/24 |
| 30 Year Conventional Refi | 6.43% | 4/22/24 |
| 30 Year Cash-out Refi | 6.79% | 4/22/24 |
| 30 Year FHA Purchase | 6.72% | 4/22/24 |
| 30 Year FHA Refi | 6.27% | 4/22/24 |
| 30 Year VA Purchase | 5.75% | 4/22/24 |
| 30 Year USDA Purchase | 6.15% | 4/22/24 |
| 15 Year Conventional Purchase | 5.75% | 4/22/24 |
| 15 Year Conventional Refi | 6.01% | 4/22/24 |
| 15 Year Cash-out Refi | 6.01% | 4/22/24 |
| 15 Year FHA Purchase | 6.70% | 4/22/24 |
| 15 Year VA Purchase | 5.82% | 4/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Dhi Mortgage Company Ltd. Mortgage Calculator
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This is not an official calculator from Dhi Mortgage Company Ltd.. It uses our SimulatedRate™
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
51,243Origination Dollar Volume (All Markets)
$13,496,675,000Awards
DHI MORTGAGE COMPANY LTD. - 2020
DHI MORTGAGE COMPANY LTD. is a 2020 , due to their low .
For 2020, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 5,789 | $1,359,015,000 | $234,758 | $6,357 | 2.98% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 4,155 | $928,795,000 | $223,537 | $6,378 | 2.92% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 2,104 | $563,020,000 | $267,595 | $5,295 | 2.99% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 2,361 | $547,595,000 | $231,934 | $6,587 | 2.86% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 2,386 | $538,120,000 | $225,532 | $6,181 | 3.05% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 907 | $421,355,000 | $464,559 | $6,187 | 3.01% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 1,282 | $388,100,000 | $302,730 | $6,537 | 2.95% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 1,530 | $374,980,000 | $245,085 | $5,443 | 3.08% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 1,568 | $370,910,000 | $236,550 | $5,180 | 2.94% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 1,337 | $358,745,000 | $268,321 | $1,970 | 3.08% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 1,437 | $343,765,000 | $239,224 | $5,806 | 3.09% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 923 | $339,535,000 | $367,860 | $7,885 | 2.95% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 967 | $270,285,000 | $279,509 | $5,919 | 2.88% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 649 | $225,325,000 | $347,188 | $1,383 | 3.01% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 334 | $186,730,000 | $559,072 | $11,215 | 3.02% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 520 | $174,480,000 | $335,538 | $5,427 | 3.08% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 825 | $173,645,000 | $210,479 | $4,005 | 3.03% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 598 | $169,940,000 | $284,181 | $6,065 | 2.94% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 430 | $167,620,000 | $389,814 | $6,811 | 3.05% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 741 | $167,075,000 | $225,472 | $6,177 | 2.86% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 651 | $145,525,000 | $223,541 | $3,449 | 2.98% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 663 | $145,345,000 | $219,223 | $5,001 | 3.09% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 578 | $143,270,000 | $247,872 | $5,447 | 2.96% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 570 | $140,120,000 | $245,825 | $1,911 | 2.99% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 583 | $138,085,000 | $236,852 | $5,426 | 2.97% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 567 | $136,765,000 | $241,208 | $5,200 | 2.99% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 548 | $130,480,000 | $238,102 | $6,623 | 2.78% |
| PROVO-OREM, UT (FHA|USDA|VA) | 462 | $129,330,000 | $279,935 | $3,867 | 3.04% |
| TUCSON, AZ (FHA|USDA|VA) | 517 | $129,325,000 | $250,145 | $5,152 | 3.00% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 315 | $127,755,000 | $405,571 | $7,420 | 2.97% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 543 | $124,385,000 | $229,070 | $5,061 | 2.93% |
| GREELEY, CO (FHA|USDA|VA) | 359 | $122,755,000 | $341,936 | $6,075 | 3.12% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 455 | $117,435,000 | $258,099 | $5,077 | 3.12% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 440 | $115,060,000 | $261,500 | $4,363 | 3.05% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 320 | $106,210,000 | $331,906 | $7,474 | 2.90% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 405 | $101,795,000 | $251,346 | $3,634 | 2.96% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 292 | $100,590,000 | $344,486 | $5,119 | 3.07% |
| COLUMBUS, OH (FHA|USDA|VA) | 339 | $95,325,000 | $281,195 | $5,591 | 2.94% |
| PANAMA CITY, FL (FHA|USDA|VA) | 395 | $92,895,000 | $235,177 | $5,731 | 2.87% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 173 | $90,015,000 | $520,318 | $8,880 | 2.95% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 214 | $89,900,000 | $420,093 | $7,272 | 2.93% |
| RENO, NV (FHA|USDA|VA) | 277 | $89,695,000 | $323,809 | $5,825 | 3.01% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 366 | $86,370,000 | $235,984 | $5,227 | 3.24% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 386 | $80,960,000 | $209,741 | $3,822 | 3.08% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 333 | $79,665,000 | $239,234 | $5,276 | 2.83% |
| MIDLAND, TX (FHA|USDA|VA) | 254 | $74,210,000 | $292,165 | $7,394 | 3.17% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 287 | $73,535,000 | $256,220 | $4,755 | 2.96% |
| COLUMBIA, SC (FHA|USDA|VA) | 293 | $72,935,000 | $248,925 | $5,435 | 2.90% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 225 | $72,465,000 | $322,067 | $6,089 | 3.00% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 275 | $70,745,000 | $257,255 | $5,497 | 3.01% |
| BATON ROUGE, LA (FHA|USDA|VA) | 287 | $67,475,000 | $235,105 | $5,669 | 2.84% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 266 | $65,030,000 | $244,474 | $5,658 | 2.86% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 256 | $63,870,000 | $249,492 | $6,554 | 2.96% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 245 | $62,735,000 | $256,061 | $4,905 | 3.12% |
| KNOXVILLE, TN (FHA|USDA|VA) | 276 | $60,220,000 | $218,188 | $4,239 | 3.08% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 192 | $54,320,000 | $282,917 | $5,898 | 3.06% |
| SALEM, OR (FHA|USDA|VA) | 175 | $53,095,000 | $303,400 | $6,119 | 3.01% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 196 | $52,510,000 | $267,908 | $5,443 | 3.01% |
| FORT COLLINS, CO (FHA|USDA|VA) | 136 | $51,230,000 | $376,691 | $6,283 | 3.02% |
| VISALIA, CA (FHA|USDA|VA) | 179 | $50,325,000 | $281,145 | $6,747 | 2.94% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 206 | $50,180,000 | $243,592 | $4,948 | 2.96% |
| GAINESVILLE, GA (FHA|USDA|VA) | 210 | $50,100,000 | $238,571 | $4,710 | 2.96% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 220 | $49,530,000 | $225,136 | $2,778 | 2.96% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 79 | $48,945,000 | $619,557 | $10,463 | 2.93% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 147 | $48,605,000 | $330,646 | $5,851 | 3.06% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 143 | $46,925,000 | $328,147 | $5,168 | 3.09% |
| FRESNO, CA (FHA|USDA|VA) | 166 | $46,520,000 | $280,241 | $7,041 | 3.01% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 79 | $46,475,000 | $588,291 | $6,789 | 3.08% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 143 | $45,665,000 | $319,336 | $4,582 | 2.85% |
| MERCED, CA (FHA|USDA|VA) | 149 | $44,705,000 | $300,034 | $6,351 | 2.98% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 107 | $44,115,000 | $412,290 | $7,983 | 2.95% |
| VALLEJO, CA (FHA|USDA|VA) | 93 | $43,625,000 | $469,086 | $9,473 | 2.95% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 194 | $43,020,000 | $221,753 | $4,126 | 3.11% |
| OCALA, FL (FHA|USDA|VA) | 200 | $39,980,000 | $199,900 | $4,730 | 3.12% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 145 | $39,775,000 | $274,310 | $4,181 | 3.35% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 206 | $39,430,000 | $191,408 | $4,232 | 3.10% |
| SAVANNAH, GA (FHA|USDA|VA) | 173 | $39,415,000 | $227,832 | $5,826 | 2.97% |
| SPARTANBURG, SC (FHA|USDA|VA) | 177 | $38,955,000 | $220,085 | $5,181 | 2.97% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 118 | $38,430,000 | $325,678 | $4,239 | 3.02% |
| ODESSA, TX (FHA|USDA|VA) | 152 | $37,230,000 | $244,934 | $7,646 | 2.99% |
| MOBILE, AL (FHA|USDA|VA) | 155 | $37,005,000 | $238,742 | $4,250 | 2.95% |
| DOVER, DE (FHA|USDA|VA) | 141 | $35,675,000 | $253,014 | $7,246 | 2.92% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 155 | $33,575,000 | $216,613 | $5,616 | 2.99% |
| BURLINGTON, NC (FHA|USDA|VA) | 125 | $31,805,000 | $254,440 | $4,410 | 2.97% |
| RICHMOND, VA (FHA|USDA|VA) | 91 | $28,875,000 | $317,308 | $5,498 | 2.92% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 126 | $28,220,000 | $223,968 | $4,675 | 3.15% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 123 | $27,435,000 | $223,049 | $4,261 | 2.97% |
| WACO, TX (FHA|USDA|VA) | 127 | $27,115,000 | $213,504 | $5,297 | 3.02% |
| Outside of Metro Areas | 102 | $24,890,000 | $244,020 | $5,104 | 3.05% |
| GAINESVILLE, FL (FHA|USDA|VA) | 105 | $24,345,000 | $231,857 | $5,134 | 3.07% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 83 | $22,385,000 | $269,699 | $6,934 | 3.05% |
| HAMMOND, LA (FHA|USDA|VA) | 107 | $20,655,000 | $193,037 | $5,243 | 2.92% |
| WILMINGTON, NC (FHA|USDA|VA) | 76 | $19,450,000 | $255,921 | $4,323 | 2.92% |
| LAFAYETTE, LA (FHA|USDA|VA) | 91 | $19,115,000 | $210,055 | $5,286 | 2.98% |
| FORT WAYNE, IN (FHA|USDA|VA) | 85 | $18,885,000 | $222,176 | $3,330 | 3.02% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 71 | $18,465,000 | $260,070 | $7,039 | 2.91% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 29 | $17,765,000 | $612,586 | $10,979 | 3.27% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 78 | $17,310,000 | $221,923 | $5,288 | 2.80% |
| BEND, OR (FHA|USDA|VA) | 49 | $17,235,000 | $351,735 | $4,875 | 2.97% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 68 | $16,570,000 | $243,676 | $5,143 | 2.82% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 59 | $15,735,000 | $266,695 | $5,068 | 3.00% |
| Jefferson, GA (FHA|USDA|VA) | 60 | $14,490,000 | $241,500 | $5,359 | 2.96% |
| YUBA CITY, CA (FHA|USDA|VA) | 41 | $13,695,000 | $334,024 | $7,403 | 2.94% |
| MODESTO, CA (FHA|USDA|VA) | 40 | $13,400,000 | $335,000 | $5,396 | 3.31% |
| STOCKTON, CA (FHA|USDA|VA) | 29 | $11,515,000 | $397,069 | $7,159 | 3.16% |
| MADERA, CA (FHA|USDA|VA) | 30 | $11,340,000 | $378,000 | $6,535 | 2.95% |
| Sevierville, TN (FHA|USDA|VA) | 43 | $9,615,000 | $223,605 | $4,296 | 3.39% |
| NEW BERN, NC (FHA|USDA|VA) | 45 | $9,485,000 | $210,778 | $5,852 | 2.94% |
| Morehead City, NC (FHA|USDA|VA) | 39 | $9,425,000 | $241,667 | $5,802 | 2.93% |
| ASHEVILLE, NC (FHA|USDA|VA) | 32 | $8,920,000 | $278,750 | $1,837 | 2.87% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 35 | $8,245,000 | $235,571 | $5,077 | 3.15% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 39 | $7,965,000 | $204,231 | $3,924 | 2.93% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 33 | $6,235,000 | $188,939 | $5,009 | 3.11% |
| SANTA FE, NM (FHA|USDA|VA) | 22 | $6,090,000 | $276,818 | $5,639 | 3.15% |
| GREENVILLE, NC (FHA|USDA|VA) | 27 | $6,005,000 | $222,407 | $4,355 | 2.94% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 24 | $5,870,000 | $244,583 | $7,590 | 3.02% |
| THE VILLAGES, FL (FHA|USDA|VA) | 28 | $5,670,000 | $202,500 | $4,843 | 2.83% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 18 | $5,060,000 | $281,111 | $4,134 | 3.13% |
| Ellensburg, WA (FHA|USDA|VA) | 15 | $4,915,000 | $327,667 | $4,929 | 2.91% |
| MONTGOMERY, AL (FHA|USDA|VA) | 20 | $4,600,000 | $230,000 | $4,936 | 2.77% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 25 | $4,465,000 | $178,600 | $4,764 | 3.27% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 19 | $4,315,000 | $227,105 | $3,576 | 3.01% |
| MORRISTOWN, TN (FHA|USDA|VA) | 23 | $4,265,000 | $185,435 | $3,514 | 2.93% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 19 | $4,235,000 | $222,895 | $6,132 | 2.97% |
| Georgetown, SC (FHA|USDA|VA) | 16 | $4,050,000 | $253,125 | $4,410 | 2.93% |
| Cullman, AL (FHA|USDA|VA) | 20 | $3,820,000 | $191,000 | $4,229 | 3.16% |
| Opelousas, LA (FHA|USDA|VA) | 19 | $3,685,000 | $193,947 | $5,932 | 3.11% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 21 | $3,685,000 | $175,476 | $4,476 | 3.04% |
| St. Marys, GA (FHA|USDA|VA) | 15 | $3,095,000 | $206,333 | $4,624 | 2.97% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 6 | $2,820,000 | $470,000 | $3,707 | 3.35% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 11 | $2,725,000 | $247,727 | $6,684 | 2.68% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 12 | $2,550,000 | $212,500 | $3,308 | 2.96% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 6 | $2,530,000 | $421,667 | $6,501 | 2.96% |
| Lewisburg, TN (FHA|USDA|VA) | 8 | $2,130,000 | $266,250 | $5,391 | 2.59% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 7 | $1,655,000 | $236,429 | $7,066 | 3.77% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 5 | $1,635,000 | $327,000 | $10,989 | 2.53% |
| Heber, UT (FHA|USDA|VA) | 3 | $1,595,000 | $531,667 | $2,799 | 3.25% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 6 | $1,490,000 | $248,333 | $4,007 | 3.19% |
| Granbury, TX (FHA|USDA|VA) | 7 | $1,445,000 | $206,429 | $4,703 | 2.84% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 9 | $1,415,000 | $157,222 | $3,438 | 3.32% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 2 | $1,330,000 | $665,000 | $5,095 | 3.63% |
| BOULDER, CO (FHA|USDA|VA) | 4 | $1,200,000 | $300,000 | $1,600 | 3.06% |
| AMES, IA (FHA|USDA|VA) | 5 | $1,035,000 | $207,000 | $1,413 | 2.90% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 5 | $1,015,000 | $203,000 | $4,246 | 2.67% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 2 | $990,000 | $495,000 | $4,140 | 2.94% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $5,839 | 2.81% |
| Hilo, HI (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $5,301 | 3.38% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $4,255 | 3.09% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $4,513 | 3.13% |
| TYLER, TX (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $8,319 | 2.91% |
| Huntsville, TX (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $7,079 | 2.67% |
| CHICO, CA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $2,615 | 3.63% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $3,137 | 3.25% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $2,549 | 3.25% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $14,307 | 3.75% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $10,286 | 3.88% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,692 | 2.63% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $5,231 | 2.63% |
| LAREDO, TX (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $17,761 | 3.13% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $9,175 | 3.38% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,513 | 3.50% |
| Starkville, MS (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,465 | 2.63% |
| EL PASO, TX (FHA|USDA|VA) | 4 | $300,000 | $75,000 | $5,906 | 3.00% |
| Shelton, WA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $1,040 | 2.88% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $8,598 | 3.00% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,812 | 3.00% |
| Toccoa, GA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,135 | 3.63% |
| ST. GEORGE, UT (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,656 | 2.50% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,700 | 2.88% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,117 | 3.13% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,347 | 3.13% |
| Shelbyville, TN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,809 | 3.00% |
| Rockport, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,423 | 3.00% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,709 | 2.50% |
| Pearsall, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,985 | 3.50% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,108 | 2.50% |
| Bogalusa, LA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,410 | 3.25% |
| Angola, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,141 | 3.63% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,897 | 2.88% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,309 | 3.25% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,033 | 3.13% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,453 | 3.63% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,881 | 3.00% |
| Port Lavaca, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,482 | 3.50% |
| Huntington, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,607 | 3.50% |
| Burlington, IA-IL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $2,347 | 2.88% |
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Product Mix
For 2020, Dhi Mortgage Company Ltd.'s most frequently originated type of loan was Conventional, with 24,066 originations. Their 2nd most popular type was FHA, with 16,375 originations.
Loan Reason
For 2020, Dhi Mortgage Company Ltd.'s most frequently cited loan purpose was Home Purchase, with 50,793 originations. The 2nd most popular reason was Refi, with 336 originations.
Loan Duration/Length
For 2020, Dhi Mortgage Company Ltd.'s most frequently cited loan duration was 30 Year, with 49,665 originations. The 2nd most popular length was 15 Year, with 994 originations.
Origination Fees/Closing Costs
Dhi Mortgage Company Ltd.'s average total fees were $5,704, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 40,501 originations.
Interest Rates
During 2020, Dhi Mortgage Company Ltd.'s average interest rate for loans was 2.99%, while their most frequently originated rate bucket for loans was 2.5-3%, with 26,617 originations.
Loan Sizing
2020 saw Dhi Mortgage Company Ltd. place emphasis on $200k-400k loans with 38,228 originations, totaling $10,240,850,000 in origination value.
Applicant Income
Dhi Mortgage Company Ltd. lent most frequently to those with incomes in the $50k-75k range, with 17,882 originations. The second most popular income band? $75k-100k, with 12,470 originations.
Applicant Debt to Income Ratio
Dhi Mortgage Company Ltd. lent most frequently to those with DTI ratios of 50-60%, with 8,400 originations. The next most common DTI ratio? 30-36%, with 7,533 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications69.71%
Dhi Mortgage Company Ltd. has a low approval rate. They may have poor market targeting or stringent lending standards.
Pick Rate
Approvals leading to origination45.84%
Dhi Mortgage Company Ltd. has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 0.0 | 824 | $5,480,000 | $6,650 |
| NA | 50,419 | $13,491,195,000 | $267,582 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Site-Built | 51,243 | $13,496,675,000 | $263,386 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2020 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| DHI Mortgage Company | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 2 | 20.0% |
| DHI Mortgage Company | Conventional home mortgage | Closing on a mortgage | 1 | 10.0% |
| DHI Mortgage Company | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 10.0% |
| DHI Mortgage Company | FHA mortgage | Closing on a mortgage | 2 | 20.0% |
| DHI Mortgage Company | VA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 10.0% |
| DHI Mortgage Company | VA mortgage | Closing on a mortgage | 2 | 20.0% |
| DHI Mortgage Company | VA mortgage | Trouble during payment process | 1 | 10.0% |