Dhi Mortgage Company Ltd. Rates, Fees & Info

DALLAS, TX

LEI: 5493001SXWZ4OFP8Z903

Tax ID: 74-2853239

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Dhi Mortgage Company Ltd. is a large mortgage company specializing in Home Purchase loans. Dhi Mortgage Company Ltd. has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Dallas, Houston, Austin, San Antonio, and Atlanta among others. We have data for 216 markets. (Some data included below & more in-depth data is available with an active subscription.)

Dhi Mortgage Company Ltd. has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Dhi Mortgage Company Ltd. is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.05% 5/5/24
30 Year Conventional Refi 6.43% 5/5/24
30 Year Cash-out Refi 6.79% 5/5/24
30 Year FHA Purchase 6.72% 5/5/24
30 Year FHA Refi 6.27% 5/5/24
30 Year VA Purchase 5.75% 5/5/24
30 Year USDA Purchase 6.15% 5/5/24
15 Year Conventional Purchase 5.75% 5/5/24
15 Year Conventional Refi 6.01% 5/5/24
15 Year Cash-out Refi 6.01% 5/5/24
15 Year FHA Purchase 6.70% 5/5/24
15 Year VA Purchase 5.82% 5/5/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Dhi Mortgage Company Ltd. Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Dhi Mortgage Company Ltd.. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

59,542

Origination Dollar Volume (All Markets)

$20,130,450,000
Show all (502) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 6,913 $2,155,575,000 $311,815 $7,696 4.50%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 3,997 $1,187,015,000 $296,976 $7,408 4.24%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 2,497 $852,825,000 $341,540 $8,120 4.44%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 2,808 $807,890,000 $287,710 $8,167 4.28%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1,928 $733,530,000 $380,462 $7,800 4.36%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 1,920 $703,550,000 $366,432 $7,685 4.51%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 1,231 $600,715,000 $487,989 $9,286 4.13%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 1,730 $594,550,000 $343,671 $7,449 4.45%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 1,297 $459,655,000 $354,399 $7,326 4.59%
JACKSONVILLE, FL (FHA|USDA|VA) 1,586 $458,600,000 $289,155 $6,709 4.50%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 1,022 $416,130,000 $407,172 $6,867 4.22%
PROVO-OREM, UT (FHA|USDA|VA) 887 $355,815,000 $401,144 $4,042 4.43%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 1,235 $335,785,000 $271,891 $4,862 4.20%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 788 $309,140,000 $392,310 $3,716 4.27%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 886 $281,420,000 $317,630 $8,263 4.52%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 420 $261,360,000 $622,286 $7,898 4.44%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 630 $260,190,000 $413,000 $2,164 4.18%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 768 $257,860,000 $335,755 $6,079 4.18%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 773 $239,315,000 $309,592 $3,134 4.24%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 640 $236,840,000 $370,063 $7,567 4.17%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 437 $227,465,000 $520,515 $8,886 4.05%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 480 $222,660,000 $463,875 $7,880 4.07%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 599 $218,205,000 $364,282 $6,989 4.67%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 719 $218,075,000 $303,303 $6,738 4.49%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 780 $217,480,000 $278,821 $4,239 4.22%
URBAN HONOLULU, HI (FHA|USDA|VA) 361 $208,075,000 $576,385 $11,923 4.11%
GREELEY, CO (FHA|USDA|VA) 460 $203,150,000 $441,630 $7,952 4.01%
COLUMBUS, OH (FHA|USDA|VA) 515 $198,275,000 $385,000 $5,627 3.95%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 501 $193,465,000 $386,158 $7,821 4.10%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 619 $192,285,000 $310,638 $5,412 4.52%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 623 $187,405,000 $300,811 $6,958 4.47%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 570 $170,500,000 $299,123 $8,340 4.50%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 521 $168,295,000 $323,023 $7,445 4.58%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 522 $159,670,000 $305,881 $4,979 4.24%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 386 $158,110,000 $409,611 $9,343 4.04%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 375 $143,915,000 $383,773 $8,164 4.13%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 316 $142,670,000 $451,487 $7,372 4.32%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 372 $141,450,000 $380,242 $4,835 3.96%
HUNTSVILLE, AL (FHA|USDA|VA) 438 $131,510,000 $300,251 $4,915 4.19%
TUCSON, AZ (FHA|USDA|VA) 386 $125,240,000 $324,456 $7,630 4.27%
SAVANNAH, GA (FHA|USDA|VA) 392 $118,110,000 $301,301 $7,282 4.11%
PORT ST. LUCIE, FL (FHA|USDA|VA) 357 $115,305,000 $322,983 $7,689 4.21%
SPARTANBURG, SC (FHA|USDA|VA) 385 $108,675,000 $282,273 $5,759 4.18%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 371 $107,615,000 $290,067 $6,304 4.02%
RENO, NV (FHA|USDA|VA) 256 $106,300,000 $415,234 $7,576 4.15%
KNOXVILLE, TN (FHA|USDA|VA) 379 $105,665,000 $278,799 $5,576 4.56%
STOCKTON, CA (FHA|USDA|VA) 215 $104,615,000 $486,581 $7,928 4.57%
PANAMA CITY, FL (FHA|USDA|VA) 314 $103,770,000 $330,478 $8,051 4.14%
CORPUS CHRISTI, TX (FHA|USDA|VA) 364 $103,770,000 $285,082 $7,424 4.25%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 328 $100,590,000 $306,677 $7,633 4.29%
Outside of Metro Areas 319 $100,055,000 $313,652 $7,998 4.38%
BATON ROUGE, LA (FHA|USDA|VA) 372 $98,480,000 $264,731 $6,866 4.33%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 350 $95,740,000 $273,543 $5,303 4.02%
ALBUQUERQUE, NM (FHA|USDA|VA) 307 $95,645,000 $311,547 $7,541 4.45%
MERCED, CA (FHA|USDA|VA) 250 $95,630,000 $382,520 $6,228 3.85%
MIDLAND, TX (FHA|USDA|VA) 277 $95,295,000 $344,025 $8,409 4.35%
RALEIGH-CARY, NC (FHA|USDA|VA) 245 $92,515,000 $377,612 $5,364 4.58%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 288 $83,390,000 $289,549 $3,846 4.08%
SALT LAKE CITY, UT (FHA|USDA|VA) 231 $82,675,000 $357,900 $5,491 4.35%
BAKERSFIELD, CA (FHA|USDA|VA) 218 $81,600,000 $374,312 $7,599 4.34%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 281 $78,935,000 $280,907 $6,544 4.15%
MOBILE, AL (FHA|USDA|VA) 279 $78,365,000 $280,878 $5,200 4.15%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 237 $78,095,000 $329,515 $6,254 4.03%
OCALA, FL (FHA|USDA|VA) 276 $77,770,000 $281,775 $6,671 4.42%
SALISBURY, MD-DE (FHA|USDA|VA) 251 $76,685,000 $305,518 $6,572 4.05%
COLUMBIA, SC (FHA|USDA|VA) 266 $74,700,000 $280,827 $5,877 3.87%
LAFAYETTE, LA (FHA|USDA|VA) 295 $70,535,000 $239,102 $6,204 4.36%
ODESSA, TX (FHA|USDA|VA) 238 $67,410,000 $283,235 $8,413 4.29%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 207 $65,345,000 $315,676 $6,323 4.13%
SALEM, OR (FHA|USDA|VA) 159 $63,075,000 $396,698 $6,803 4.37%
WINSTON-SALEM, NC (FHA|USDA|VA) 205 $58,635,000 $286,024 $6,408 4.10%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 147 $58,505,000 $397,993 $4,854 4.11%
GAINESVILLE, FL (FHA|USDA|VA) 171 $56,575,000 $330,848 $7,600 4.42%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 146 $55,930,000 $383,082 $7,111 3.88%
FORT COLLINS, CO (FHA|USDA|VA) 104 $49,610,000 $477,019 $8,175 4.11%
Jefferson, GA (FHA|USDA|VA) 149 $46,885,000 $314,664 $7,175 4.21%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 176 $46,860,000 $266,250 $6,882 4.28%
OKLAHOMA CITY, OK (FHA|USDA|VA) 183 $45,435,000 $248,279 $5,584 4.16%
RICHMOND, VA (FHA|USDA|VA) 109 $45,165,000 $414,358 $11,326 3.83%
ASHEVILLE, NC (FHA|USDA|VA) 157 $44,835,000 $285,573 $2,711 4.51%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 120 $40,770,000 $339,750 $6,389 4.77%
WILMINGTON, NC (FHA|USDA|VA) 130 $40,660,000 $312,769 $5,286 3.92%
NEW BERN, NC (FHA|USDA|VA) 146 $40,040,000 $274,247 $6,201 4.26%
Huntsville, TX (FHA|USDA|VA) 125 $39,635,000 $317,080 $6,968 4.20%
TUSCALOOSA, AL (FHA|USDA|VA) 128 $39,190,000 $306,172 $6,591 4.11%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 135 $38,625,000 $286,111 $6,199 4.46%
Lewisburg, TN (FHA|USDA|VA) 128 $38,150,000 $298,047 $4,641 4.19%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 74 $37,680,000 $509,189 $7,321 4.45%
GAINESVILLE, GA (FHA|USDA|VA) 110 $37,050,000 $336,818 $6,907 4.19%
WACO, TX (FHA|USDA|VA) 129 $36,215,000 $280,736 $6,563 4.08%
BURLINGTON, NC (FHA|USDA|VA) 98 $35,370,000 $360,918 $5,854 4.17%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 71 $33,835,000 $476,549 $6,637 4.73%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 86 $33,720,000 $392,093 $5,742 3.93%
FORT WAYNE, IN (FHA|USDA|VA) 123 $33,695,000 $273,943 $3,376 4.08%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 118 $32,910,000 $278,898 $5,729 3.97%
MORRISTOWN, TN (FHA|USDA|VA) 128 $32,900,000 $257,031 $5,357 4.44%
VISALIA, CA (FHA|USDA|VA) 86 $32,140,000 $373,721 $8,156 4.76%
COLORADO SPRINGS, CO (FHA|USDA|VA) 66 $31,760,000 $481,212 $9,306 4.38%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 101 $31,325,000 $310,149 $4,397 3.98%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 49 $30,455,000 $621,531 $10,178 3.88%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 86 $29,210,000 $339,651 $6,830 4.21%
THE VILLAGES, FL (FHA|USDA|VA) 110 $28,940,000 $263,091 $6,043 4.48%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 83 $28,065,000 $338,133 $5,846 4.40%
DOVER, DE (FHA|USDA|VA) 88 $27,640,000 $314,091 $8,059 4.14%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 34 $27,550,000 $810,294 $7,939 3.67%
Albemarle, NC (FHA|USDA|VA) 76 $27,080,000 $356,316 $4,569 4.35%
YUBA CITY, CA (FHA|USDA|VA) 64 $26,440,000 $413,125 $7,689 4.14%
MODESTO, CA (FHA|USDA|VA) 65 $26,125,000 $401,923 $7,077 3.89%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 65 $26,015,000 $400,231 $4,883 3.82%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 79 $24,795,000 $313,861 $5,830 3.83%
Cookeville, TN (FHA|USDA|VA) 79 $24,705,000 $312,722 $5,245 4.01%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 50 $24,490,000 $489,800 $5,087 4.13%
FAYETTEVILLE, NC (FHA|USDA|VA) 71 $24,405,000 $343,732 $6,637 4.05%
BEND, OR (FHA|USDA|VA) 45 $23,545,000 $523,222 $5,958 4.35%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 36 $23,330,000 $648,056 $13,078 3.41%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 66 $22,780,000 $345,152 $7,256 4.00%
LAKE CHARLES, LA (FHA|USDA|VA) 93 $22,385,000 $240,699 $6,322 3.97%
JACKSONVILLE, NC (FHA|USDA|VA) 73 $21,725,000 $297,603 $9,124 4.46%
FRESNO, CA (FHA|USDA|VA) 57 $21,345,000 $374,474 $7,736 4.17%
CLEVELAND, TN (FHA|USDA|VA) 69 $21,075,000 $305,435 $6,354 4.66%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 78 $21,020,000 $269,487 $4,542 4.58%
PUNTA GORDA, FL (FHA|USDA|VA) 74 $20,450,000 $276,351 $6,625 4.35%
VALLEJO, CA (FHA|USDA|VA) 37 $20,085,000 $542,838 $10,686 4.71%
YORK-HANOVER, PA (FHA|USDA|VA) 72 $18,410,000 $255,694 $8,373 3.99%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 49 $18,335,000 $374,184 $6,952 3.76%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 28 $17,520,000 $625,714 $8,837 4.81%
MONTGOMERY, AL (FHA|USDA|VA) 57 $16,615,000 $291,491 $5,312 4.32%
Fallon, NV (FHA|USDA|VA) 54 $16,020,000 $296,667 $7,462 4.68%
Brenham, TX (FHA|USDA|VA) 65 $15,765,000 $242,538 $7,008 4.02%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 54 $15,390,000 $285,000 $7,906 4.11%
SHERMAN-DENISON, TX (FHA|USDA|VA) 54 $15,360,000 $284,444 $7,331 5.06%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 31 $14,785,000 $476,935 $9,827 4.54%
St. Marys, GA (FHA|USDA|VA) 50 $14,540,000 $290,800 $6,551 4.08%
Fernley, NV (FHA|USDA|VA) 40 $13,700,000 $342,500 $7,700 3.94%
GREENVILLE, NC (FHA|USDA|VA) 46 $12,520,000 $272,174 $4,524 4.29%
ROCKY MOUNT, NC (FHA|USDA|VA) 44 $12,200,000 $277,273 $5,859 3.82%
DAYTON-KETTERING, OH (FHA|USDA|VA) 37 $11,665,000 $315,270 $6,711 4.22%
Cedar City, UT (FHA|USDA|VA) 39 $11,545,000 $296,026 $4,262 5.07%
Ellensburg, WA (FHA|USDA|VA) 22 $11,060,000 $502,727 $4,907 3.70%
JOHNSON CITY, TN (FHA|USDA|VA) 44 $10,820,000 $245,909 $4,711 4.62%
LUBBOCK, TX (FHA|USDA|VA) 46 $10,430,000 $226,739 $5,234 4.27%
HAMMOND, LA (FHA|USDA|VA) 43 $10,305,000 $239,651 $6,980 4.54%
TALLAHASSEE, FL (FHA|USDA|VA) 31 $9,895,000 $319,194 $4,841 4.26%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 26 $9,890,000 $380,385 $7,894 4.19%
LOUISVILLE, KY (FHA|USDA|VA) 30 $9,200,000 $306,667 $4,868 4.11%
Jennings, LA (FHA|USDA|VA) 40 $9,140,000 $228,500 $6,355 4.46%
TULSA, OK (FHA|USDA|VA) 31 $9,025,000 $291,129 $5,699 4.92%
Heber, UT (FHA|USDA|VA) 14 $8,280,000 $591,429 $6,866 3.08%
ST. GEORGE, UT (FHA|USDA|VA) 17 $8,125,000 $477,941 $4,252 3.65%
GETTYSBURG, PA (FHA|USDA|VA) 23 $7,475,000 $325,000 $6,423 4.30%
Bartlesville, OK (FHA|USDA|VA) 33 $7,455,000 $225,909 $4,820 4.05%
Clewiston, FL (FHA|USDA|VA) 31 $7,235,000 $233,387 $6,612 4.71%
Greenwood, SC (FHA|USDA|VA) 26 $6,720,000 $258,462 $6,711 3.82%
Cullman, AL (FHA|USDA|VA) 27 $6,495,000 $240,556 $3,826 4.41%
Morehead City, NC (FHA|USDA|VA) 19 $6,445,000 $339,211 $6,553 4.29%
Pahrump, NV (FHA|USDA|VA) 20 $6,110,000 $305,500 $4,946 5.05%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 19 $5,915,000 $311,316 $7,149 5.12%
Sevierville, TN (FHA|USDA|VA) 20 $5,840,000 $292,000 $5,539 4.86%
Newberry, SC (FHA|USDA|VA) 23 $5,625,000 $244,565 $4,639 4.50%
Athens, TN (FHA|USDA|VA) 21 $5,605,000 $266,905 $6,083 5.03%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 21 $5,575,000 $265,476 $6,475 4.22%
Wilson, NC (FHA|USDA|VA) 16 $4,790,000 $299,375 $6,017 4.83%
WARNER ROBINS, GA (FHA|USDA|VA) 16 $4,510,000 $281,875 $6,029 4.19%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 15 $4,505,000 $300,333 $2,298 4.75%
REDDING, CA (FHA|USDA|VA) 12 $4,180,000 $348,333 $5,368 5.06%
BOWLING GREEN, KY (FHA|USDA|VA) 15 $3,945,000 $263,000 $4,483 4.80%
Cambridge, MD (FHA|USDA|VA) 19 $3,905,000 $205,526 $7,022 5.40%
GADSDEN, AL (FHA|USDA|VA) 17 $3,795,000 $223,235 $5,026 5.16%
Georgetown, SC (FHA|USDA|VA) 16 $3,590,000 $224,375 $3,719 4.40%
READING, PA (FHA|USDA|VA) 9 $3,405,000 $378,333 $10,711 4.72%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 14 $3,250,000 $232,143 $6,346 4.33%
IOWA CITY, IA (FHA|USDA|VA) 9 $2,955,000 $328,333 $4,850 4.41%
Seneca, SC (FHA|USDA|VA) 14 $2,820,000 $201,429 $4,215 4.68%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 8 $2,490,000 $311,250 $9,366 3.51%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 10 $2,310,000 $231,000 $6,057 4.80%
Granbury, TX (FHA|USDA|VA) 6 $1,870,000 $311,667 $8,658 3.17%
Orangeburg, SC (FHA|USDA|VA) 6 $1,510,000 $251,667 $4,138 5.04%
DECATUR, AL (FHA|USDA|VA) 7 $1,505,000 $215,000 $3,641 3.34%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 6 $1,460,000 $243,333 $3,654 4.97%
Prineville, OR (FHA|USDA|VA) 3 $1,325,000 $441,667 $6,557 5.16%
Opelousas, LA (FHA|USDA|VA) 5 $1,285,000 $257,000 $7,299 4.60%
CEDAR RAPIDS, IA (FHA|USDA|VA) 3 $945,000 $315,000 $7,966 4.91%
Hermiston-Pendleton, OR (FHA|USDA|VA) 4 $920,000 $230,000 $0 3.94%
CHICO, CA (FHA|USDA|VA) 2 $890,000 $445,000 $2,803 5.75%
ABILENE, TX (FHA|USDA|VA) 3 $885,000 $295,000 $6,862 4.50%
Fredericksburg, TX (FHA|USDA|VA) 2 $850,000 $425,000 $7,110 5.31%
VALDOSTA, GA (FHA|USDA|VA) 3 $845,000 $281,667 $9,177 4.92%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 3 $815,000 $271,667 $8,109 2.92%
ALEXANDRIA, LA (FHA|USDA|VA) 3 $725,000 $241,667 $6,544 5.54%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 2 $690,000 $345,000 $11,839 5.50%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 2 $580,000 $290,000 $6,505 4.31%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 1 $415,000 $415,000 $17,227 5.50%
Sanford, NC (FHA|USDA|VA) 1 $415,000 $415,000 $12,233 4.75%
SANTA FE, NM (FHA|USDA|VA) 1 $405,000 $405,000 $22,887 3.88%
Andrews, TX (FHA|USDA|VA) 1 $365,000 $365,000 $11,767 5.50%
Snyder, TX (FHA|USDA|VA) 1 $295,000 $295,000 $19,032 3.88%
Cornelia, GA (FHA|USDA|VA) 1 $285,000 $285,000 $3,717 4.50%
Bluffton, IN (FHA|USDA|VA) 2 $280,000 $140,000 $1,376 4.68%
Nogales, AZ (FHA|USDA|VA) 1 $275,000 $275,000 $2,789 2.88%
Troy, AL (FHA|USDA|VA) 1 $275,000 $275,000 $7,241 5.50%
McMinnville, TN (FHA|USDA|VA) 1 $245,000 $245,000 $3,700 3.88%
Taos, NM (FHA|USDA|VA) 1 $245,000 $245,000 $6,641 3.25%
Bainbridge, GA (FHA|USDA|VA) 1 $235,000 $235,000 $7,344 5.25%
STAUNTON, VA (FHA|USDA|VA) 1 $225,000 $225,000 $6,210 5.25%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $225,000 $225,000 $6,352 5.88%
EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $225,000 $225,000 $4,265 3.75%
Centralia, WA (FHA|USDA|VA) 1 $215,000 $215,000 $2,141 4.25%
AMARILLO, TX (FHA|USDA|VA) 1 $205,000 $205,000 $8,892 5.00%
Nacogdoches, TX (FHA|USDA|VA) 1 $205,000 $205,000 $12,346 7.00%
Ruidoso, NM (FHA|USDA|VA) 1 $185,000 $185,000 $5,987 5.38%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $165,000 $165,000 $6,099 7.13%
Natchitoches, LA (FHA|USDA|VA) 1 $155,000 $155,000 $5,801 5.00%
Grants, NM (FHA|USDA|VA) 1 $155,000 $155,000 $6,742 4.63%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $145,000 $145,000 $4,338 2.88%
Crossville, TN (FHA|USDA|VA) 1 $125,000 $125,000 $4,003 5.50%
Alexander City, AL (FHA|USDA|VA) 1 $125,000 $125,000 $5,650 5.50%
Dhi Mortgage Company Ltd.'s top markets include Dallas, Houston, Austin, San Antonio, and Atlanta among others.

Their top states include:
  • Texas (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • South Carolina (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 33,978 $11,269,540,000 $331,672 $4,814 4.38%
    FHA 15,127 $5,058,515,000 $334,403 $10,357 4.32%
    VA 9,907 $3,647,335,000 $368,157 $8,844 4.14%
    USDA 530 $155,060,000 $292,566 $6,879 3.80%

    For 2022, Dhi Mortgage Company Ltd.'s most frequently originated type of loan was Conventional, with 33,978 originations. Their 2nd most popular type was FHA, with 15,127 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 59,496 $20,117,240,000 $338,128 $6,984 4.32%
    Cash Out Refi 33 $9,005,000 $272,879 $7,034 4.41%
    Refi 13 $4,205,000 $323,462 $4,445 3.75%

    For 2022, Dhi Mortgage Company Ltd.'s most frequently cited loan purpose was Home Purchase, with 59,496 originations. The 2nd most popular reason was Cash Out Refi, with 33 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 58,357 $19,851,775,000 $340,178 $7,028 4.34%
    15 Year 937 $246,235,000 $262,791 $4,416 3.50%
    3 Year 105 $1,105,000 $10,524 $350 0.00%
    20 Year 86 $24,780,000 $288,140 $5,299 3.74%
    10 Year 52 $5,870,000 $112,885 $2,905 3.89%
    Other 4 $670,000 $167,500 $5,881 3.58%
    5 Year 1 $15,000 $15,000 $0 0.00%

    For 2022, Dhi Mortgage Company Ltd.'s most frequently cited loan duration was 30 Year, with 58,357 originations. The 2nd most popular length was 15 Year, with 937 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 35,214 $11,734,830,000 $333,243
    $1k-2k 7,516 $2,522,070,000 $335,560
    $2k-3k 5,085 $1,726,235,000 $339,476
    $5k+ 4,023 $1,606,035,000 $399,213
    $3k-4k 3,550 $1,259,840,000 $354,885
    $4k-5k 2,159 $796,845,000 $369,081

    Dhi Mortgage Company Ltd.'s average total fees were $7,028, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 35,214 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 27,696 $9,520,150,000 $343,737
    3-4% 16,900 $5,697,150,000 $337,109
    5-6% 7,252 $2,412,080,000 $332,609
    2.5-3% 6,311 $2,152,355,000 $341,048
    6-7% 599 $182,625,000 $304,883
    <2.5% 399 $132,915,000 $333,120
    7-8% 100 $30,010,000 $300,100
    Over 8% 6 $90,000 $15,000

    During 2022, Dhi Mortgage Company Ltd.'s average interest rate for loans was 4.34%, while their most frequently originated rate bucket for loans was 4-5%, with 27,696 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 42,913 $13,264,315,000 $309,098 $6,840 4.32%
    $400k-600k 11,855 $5,491,025,000 $463,182 $8,113 4.30%
    $100k-200k 2,750 $437,840,000 $159,215 $3,392 4.34%
    $600k-1MM 1,268 $866,130,000 $683,068 $9,911 4.28%
    $100,000 or less 724 $34,160,000 $47,182 $1,887 4.65%
    $1MM+ 32 $36,980,000 $1,155,625 $18,094 3.75%

    2022 saw Dhi Mortgage Company Ltd. place emphasis on $200k-400k loans with 42,913 originations, totaling $13,264,315,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 18,322 $6,770,360,000 $369,521 $7,246 4.40%
    $75k-100k 16,591 $5,480,155,000 $330,309 $7,391 4.32%
    $50k-75k 13,660 $3,883,750,000 $284,316 $6,628 4.16%
    $150k-250k 7,026 $2,822,270,000 $401,689 $6,808 4.45%
    $50k or less 1,898 $389,060,000 $204,984 $4,471 4.04%
    $250k+ 1,580 $625,010,000 $395,576 $6,460 4.57%

    Dhi Mortgage Company Ltd. lent most frequently to those with incomes in the $100k-150k range, with 18,322 originations. The second most popular income band? $75k-100k, with 16,591 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    50-60% 9,916 $3,422,220,000 $345,121 $10,057 4.32%
    30-36% 7,877 $2,663,415,000 $338,126 $5,901 4.29%
    20-30% 6,581 $2,119,275,000 $322,029 $5,204 4.24%
    49% 3,752 $1,278,600,000 $340,778 $6,746 4.43%
    48% 2,873 $975,945,000 $339,695 $6,988 4.40%
    47% 2,637 $902,135,000 $342,107 $7,027 4.37%
    44% 2,623 $887,645,000 $338,408 $6,690 4.36%
    45% 2,531 $858,305,000 $339,117 $6,795 4.36%
    46% 2,426 $819,720,000 $337,890 $6,954 4.37%
    43% 2,378 $814,840,000 $342,658 $6,684 4.35%
    42% 2,241 $760,455,000 $339,337 $6,617 4.34%
    41% 2,231 $766,045,000 $343,364 $6,666 4.31%
    40% 2,041 $696,375,000 $341,193 $6,412 4.33%
    39% 2,002 $684,230,000 $341,773 $6,552 4.29%
    38% 1,906 $655,180,000 $343,746 $6,436 4.34%
    37% 1,791 $615,545,000 $343,688 $6,429 4.36%
    36% 1,652 $560,490,000 $339,280 $6,266 4.31%
    <20% 1,503 $417,735,000 $277,934 $4,308 4.19%
    >60% 581 $232,295,000 $399,819 $10,461 4.17%

    Dhi Mortgage Company Ltd. lent most frequently to those with DTI ratios of 50-60%, with 9,916 originations. The next most common DTI ratio? 30-36%, with 7,877 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 32,326 $10,562,220,000 $326,741 $6,703 4.32%
    Black 9,832 $3,306,040,000 $336,253 $8,026 4.30%
    Not provided 8,187 $2,771,135,000 $338,480 $7,338 4.33%
    Asian 5,886 $2,232,610,000 $379,309 $6,443 4.33%
    Asian Indian 1,479 $599,185,000 $405,128 $5,681 4.38%
    American Indian 730 $249,310,000 $341,521 $7,665 4.29%
    Filipino 240 $98,450,000 $410,208 $7,845 4.35%
    Other Asian 274 $98,000,000 $357,664 $6,058 4.37%
    Native Hawaiian or Islander 156 $61,980,000 $397,308 $8,148 4.29%
    Chinese 147 $51,815,000 $352,483 $6,188 4.30%
    Vietnamese 103 $32,285,000 $313,447 $6,209 4.36%
    57 $20,015,000 $351,140 $8,654 4.41%
    Korean 48 $16,910,000 $352,292 $5,572 4.29%
    Other Pacific Islander 36 $14,790,000 $410,833 $8,780 4.36%
    Japanese 18 $7,130,000 $396,111 $7,014 4.23%
    Guamanian 14 $5,310,000 $379,286 $9,227 4.00%
    Samoan 8 $2,750,000 $343,750 $7,245 4.32%
    Native Hawaiian 1 $515,000 $515,000 $4,176 3.50%

    Approval Rates

    Total approvals of all applications
    91.85%

    Dhi Mortgage Company Ltd. has an average approval rate.

    Pick Rate

    Approvals leading to origination
    71.22%

    Dhi Mortgage Company Ltd. has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    0.0 231 $2,345,000 $10,152
    NA 59,311 $20,128,105,000 $339,365

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    59,542 $20,130,450,000 $338,088

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 1,239 $166,475,000 $134,362 $2,924 4.38%
    40-60% 2,381 $526,715,000 $221,216 $3,860 4.33%
    60-80% 9,576 $3,048,810,000 $318,380 $5,111 4.39%
    80-100% 42,244 $15,007,580,000 $355,259 $7,031 4.32%
    Over 100% 3,629 $1,366,225,000 $376,474 $14,344 4.08%
    Under 20% 473 $14,645,000 $30,962 $1,427 4.86%