Bethpage Federal Credit Union Mortgage Rates, Fees & Info
Bethpage, NYLEI: 549300KTR1JGH3K6LU06
Tax ID: 11-1525965
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Bethpage Federal Credit Union is a small credit union specializing in Cash Out Refi and Home Purchase loans. Bethpage Federal Credit Union has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: New York, Washington, Bridgeport, Philadelphia, and Los Angeles among others. We have data for 177 markets. (Some data included below & more in-depth data is available with an active subscription.)Bethpage Federal Credit Union has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Bethpage Federal Credit Union is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.28% | 4/21/24 |
| 30 Year Conventional Purchase | 6.33% | 4/21/24 |
| 30 Year Conventional Refi | 6.23% | 4/21/24 |
| 30 Year Cash-out Refi | 6.33% | 4/21/24 |
| 30 Year FHA Purchase | 7.26% | 4/21/24 |
| 30 Year FHA Refi | 7.63% | 4/21/24 |
| 30 Year VA Purchase | 6.36% | 4/21/24 |
| 15 Year Conventional Purchase | 5.65% | 4/21/24 |
| 15 Year Conventional Refi | 5.97% | 4/21/24 |
| 15 Year Cash-out Refi | 5.97% | 4/21/24 |
| 15 Year FHA Purchase | 5.68% | 4/21/24 |
| 15 Year FHA Refi | 5.68% | 4/21/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Bethpage Federal Credit Union Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Bethpage Federal Credit Union. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
8,550Origination Dollar Volume (All Markets)
$2,106,130,000Awards
Bethpage Federal Credit Union - 2019
Bethpage Federal Credit Union is a 2019 , due to their low .
For 2019, less than of lenders were eligible for this award.
Work for Bethpage Federal Credit Union?
Use this award on your own site. Either save and use the images below, or pass the provided image embed code to your development team.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 7,543 | $1,832,995,000 | $243,006 | $5,584 | 4.96% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 22 | $33,170,000 | $1,507,727 | $5,265 | 5.02% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 45 | $32,625,000 | $725,000 | $5,787 | 4.04% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 25 | $23,595,000 | $943,800 | $4,365 | 4.41% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 59 | $17,225,000 | $291,949 | $6,249 | 5.48% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 65 | $14,445,000 | $222,231 | $5,451 | 4.46% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 31 | $9,675,000 | $312,097 | $4,717 | 4.58% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 31 | $9,495,000 | $306,290 | $4,903 | 5.25% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 18 | $6,130,000 | $340,556 | $3,599 | 4.72% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 46 | $5,820,000 | $126,522 | $4,603 | 5.14% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 32 | $5,280,000 | $165,000 | $4,951 | 4.84% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 5 | $4,415,000 | $883,000 | $3,343 | 4.63% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 8 | $4,310,000 | $538,750 | $6,025 | 5.14% |
| Outside of Metro Areas | 28 | $4,290,000 | $153,214 | $4,381 | 4.49% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 16 | $3,770,000 | $235,625 | $3,463 | 5.53% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 22 | $3,560,000 | $161,818 | $5,034 | 4.96% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 14 | $3,500,000 | $250,000 | $6,137 | 4.86% |
| Vineyard Haven, MA (FHA|USDA|VA) | 4 | $3,470,000 | $867,500 | $6,275 | 4.78% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 24 | $3,430,000 | $142,917 | $4,688 | 4.60% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 11 | $2,985,000 | $271,364 | $5,326 | 4.49% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 17 | $2,815,000 | $165,588 | $5,195 | 4.90% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 16 | $2,740,000 | $171,250 | $5,206 | 4.66% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 20 | $2,600,000 | $130,000 | $5,301 | 4.58% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 16 | $2,410,000 | $150,625 | $3,377 | 5.19% |
| TYLER, TX (FHA|USDA|VA) | 1 | $2,405,000 | $2,405,000 | $0 | 4.38% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 13 | $2,155,000 | $165,769 | $4,456 | 5.33% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 9 | $2,115,000 | $235,000 | $5,470 | 4.32% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 9 | $2,015,000 | $223,889 | $5,954 | 4.74% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 12 | $1,990,000 | $165,833 | $4,048 | 4.02% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 8 | $1,890,000 | $236,250 | $6,947 | 5.55% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 9 | $1,885,000 | $209,444 | $5,845 | 4.49% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 13 | $1,785,000 | $137,308 | $4,794 | 4.34% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 9 | $1,765,000 | $196,111 | $4,084 | 4.29% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 15 | $1,695,000 | $113,000 | $0 | 5.82% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 5 | $1,665,000 | $333,000 | $6,170 | 4.33% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 11 | $1,655,000 | $150,455 | $4,488 | 4.05% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 9 | $1,645,000 | $182,778 | $0 | 5.81% |
| PITTSBURGH, PA (FHA|USDA|VA) | 7 | $1,605,000 | $229,286 | $5,603 | 4.63% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 9 | $1,535,000 | $170,556 | $3,381 | 5.19% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 13 | $1,525,000 | $117,308 | $6,490 | 5.95% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 3 | $1,525,000 | $508,333 | $6,965 | 3.75% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 2 | $1,180,000 | $590,000 | $4,766 | 3.25% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 13 | $1,155,000 | $88,846 | $3,999 | 5.54% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 3 | $1,125,000 | $375,000 | $4,755 | 3.46% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 11 | $1,095,000 | $99,545 | $3,616 | 4.84% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $5,488 | 3.83% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 6 | $980,000 | $163,333 | $3,232 | 4.67% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 10 | $960,000 | $96,000 | $3,596 | 5.08% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $4,298 | 4.75% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $4,344 | 4.28% |
| FORT COLLINS, CO (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $3,099 | 4.63% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 7 | $925,000 | $132,143 | $0 | 5.79% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 6 | $890,000 | $148,333 | $6,573 | 5.27% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 6 | $850,000 | $141,667 | $4,595 | 4.56% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $3,587 | 3.38% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $5,195 | 4.79% |
| KINGSTON, NY (FHA|USDA|VA) | 5 | $685,000 | $137,000 | $3,281 | 4.75% |
| Lebanon, NH-VT (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $4,771 | 3.71% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $3,970 | 4.50% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $13,918 | 5.17% |
| TUCSON, AZ (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $0 | 5.63% |
| BOISE CITY, ID (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $5,334 | 4.46% |
| COLUMBUS, OH (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $4,145 | 4.08% |
| Kalispell, MT (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $6,807 | 4.56% |
| PITTSFIELD, MA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $8,361 | 4.38% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $0 | 5.75% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $3,615 | 3.50% |
| Key West, FL (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $6,623 | 5.44% |
| ROCHESTER, NY (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $4,929 | 4.29% |
| LANCASTER, PA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $5,934 | 3.94% |
| Hudson, NY (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $3,326 | 3.50% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $4,247 | 4.13% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $0 | 5.67% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,964 | 4.13% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $0 | 5.25% |
| Torrington, CT (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $4,511 | 5.71% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $6,325 | 3.88% |
| WILMINGTON, NC (FHA|USDA|VA) | 4 | $390,000 | $97,500 | $3,925 | 5.38% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,298 | 3.00% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,558 | 3.88% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $5,322 | 4.00% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $7,595 | 3.88% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,436 | 3.13% |
| ITHACA, NY (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $0 | 5.50% |
| READING, PA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $5,094 | 3.50% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,134 | 2.63% |
| PROVO-OREM, UT (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 5.50% |
| Tahlequah, OK (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 7.00% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 4 | $290,000 | $72,500 | $3,640 | 5.47% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,621 | 3.38% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 6 | $280,000 | $46,667 | $4,315 | 4.06% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 4 | $270,000 | $67,500 | $0 | 5.44% |
| Sevierville, TN (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,750 | 4.81% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 5.75% |
| STOCKTON, CA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $0 | 5.25% |
| OCALA, FL (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $4,421 | 4.46% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $9,508 | 4.38% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $0 | 5.92% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 5.75% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,448 | 3.00% |
| GLENS FALLS, NY (FHA|USDA|VA) | 4 | $210,000 | $52,500 | $3,614 | 5.56% |
| DeRidder, LA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,046 | 3.88% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 5.50% |
| BILLINGS, MT (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 5.63% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 3 | $195,000 | $65,000 | $2,990 | 4.79% |
| VALLEJO, CA (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 4.75% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $2,753 | 4.13% |
| SYRACUSE, NY (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $2,914 | 4.75% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $5,807 | 4.69% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $3,197 | 5.19% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,668 | 4.13% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 3 | $175,000 | $58,333 | $0 | 5.75% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 3 | $175,000 | $58,333 | $3,272 | 4.92% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,618 | 3.50% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,597 | 4.50% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $4,574 | 5.25% |
| ROME, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,264 | 3.88% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,181 | 3.88% |
| DOVER, DE (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,500 | 4.38% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 4.75% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 5.25% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,793 | 4.50% |
| KNOXVILLE, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,075 | 3.88% |
| THE VILLAGES, FL (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 5.63% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 6.00% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 6.00% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,474 | 4.13% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 5.50% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 7.75% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 2.75% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 4.75% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 5.75% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 5.75% |
| BINGHAMTON, NY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,945 | 4.25% |
| UTICA-ROME, NY (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 5.63% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.50% |
| Los Alamos, NM (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.50% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.25% |
| NAPA, CA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.75% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 6.50% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.50% |
| COLUMBIA, SC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,658 | 3.38% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 5.25% |
| Palatka, FL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,085 | 3.00% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 5.50% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 6.75% |
| Batavia, NY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 5.75% |
| Vidalia, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 5.00% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 6.00% |
| BEND, OR (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 5.75% |
| Hood River, OR (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 5.50% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 5.50% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 5.50% |
| FRESNO, CA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 5.25% |
| YUBA CITY, CA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 6.50% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 5.00% |
| Salem, OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 7.50% |
| Waycross, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,339 | 4.38% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 5.50% |
| ANCHORAGE, AK (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.50% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 5.75% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 6.00% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 5.00% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 5.75% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 6.00% |
| RENO, NV (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 5.50% |
| RICHMOND, VA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 5.00% |
| Bardstown, KY (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 7.50% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 7.50% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 5.75% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 6.50% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 5.50% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 6.50% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 6.75% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 6.00% |
| ERIE, PA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 7.00% |
| Oneonta, NY (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 5.50% |
Similar Lenders
We use machine learning to identify the top lenders compared against Bethpage Federal Credit Union based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Similarity Rank: 54
Similarity Rank: 56
Similarity Rank: 104
Similarity Rank: 114
Similarity Rank: 115
Similarity Rank: 118
Similarity Rank: 120
Similarity Rank: 122
Similarity Rank: 139
Similarity Rank: 140
Product Mix
For 2019, Bethpage Federal Credit Union's most frequently originated type of loan was HELOC, with 5,078 originations. Their 2nd most popular type was Conventional, with 3,358 originations.
Loan Reason
For 2019, Bethpage Federal Credit Union's most frequently cited loan purpose was Cash Out Refi, with 2,625 originations. The 2nd most popular reason was Home Purchase, with 1,910 originations.
Loan Duration/Length
For 2019, Bethpage Federal Credit Union's most frequently cited loan duration was 20 Year, with 5,206 originations. The 2nd most popular length was 30 Year, with 2,817 originations.
Origination Fees/Closing Costs
Bethpage Federal Credit Union's average total fees were $5,679, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,695 originations.
Interest Rates
During 2019, Bethpage Federal Credit Union's average interest rate for loans was 3.78%, while their most frequently originated rate bucket for loans was 5-6%, with 3,234 originations.
Loan Sizing
2019 saw Bethpage Federal Credit Union place emphasis on $100,000 or less loans with 2,549 originations, totaling $148,055,000 in origination value.
Applicant Income
Bethpage Federal Credit Union lent most frequently to those with incomes in the $100k-150k range, with 2,605 originations. The second most popular income band? $150k-250k, with 2,523 originations.
Applicant Debt to Income Ratio
Bethpage Federal Credit Union lent most frequently to those with DTI ratios of 20-30%, with 1,676 originations. The next most common DTI ratio? 30-36%, with 1,539 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications66.40%
Bethpage Federal Credit Union has a low approval rate. They may have poor market targeting or stringent lending standards.
Pick Rate
Approvals leading to origination75.54%
Bethpage Federal Credit Union has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 0.0 | 5 | $305,000 | $61,000 |
| NA | 8,545 | $2,105,825,000 | $246,439 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Multifamily:Site-Built | 9 | $78,075,000 | $8,675,000 |
| Single Family (1-4 Units):Site-Built | 8,541 | $2,028,055,000 | $237,449 |