Luxury Mortgage Corp. Rates, Fees & Info
Dover, DELEI: 254900V6GCDMRQZ34D96
Tax ID: 06-1461914
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Luxury Mortgage Corp. is a small mortgage company specializing in Home Purchase and Refi loans. Luxury Mortgage Corp. has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: New York, Los Angeles, Boston, Miami, and Detroit among others. We have data for 169 markets. (Some data included below & more in-depth data is available with an active subscription.)Luxury Mortgage Corp. has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Luxury Mortgage Corp. is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 7.50% | 12/16/24 |
| 30 Year Conventional Refi | 7.31% | 12/16/24 |
| 30 Year Cash-out Refi | 7.74% | 12/16/24 |
| 30 Year FHA Purchase | 7.21% | 12/16/24 |
| 30 Year FHA Refi | 6.27% | 12/16/24 |
| 30 Year VA Purchase | 6.48% | 12/16/24 |
| 30 Year USDA Purchase | 6.27% | 12/16/24 |
| 15 Year Conventional Purchase | 6.96% | 12/16/24 |
| 15 Year Conventional Refi | 5.63% | 12/16/24 |
| 15 Year Cash-out Refi | 5.63% | 12/16/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Luxury Mortgage Corp. Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Luxury Mortgage Corp.. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
2,991Origination Dollar Volume (All Markets)
$1,773,855,000Awards
Luxury Mortgage Corp. - 2021
Luxury Mortgage Corp. is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
Work for Luxury Mortgage Corp.?
Use this award on your own site. Either save and use the images below, or pass the provided image embed code to your development team.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 924 | $505,650,000 | $547,240 | $8,712 | 3.24% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 337 | $394,195,000 | $1,169,718 | $19,822 | 4.11% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 260 | $114,340,000 | $439,769 | $4,280 | 2.96% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 179 | $113,255,000 | $632,709 | $12,750 | 3.59% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 239 | $67,835,000 | $283,828 | $4,052 | 3.13% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 113 | $64,445,000 | $570,310 | $6,874 | 3.02% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 55 | $59,105,000 | $1,074,636 | $14,798 | 4.02% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 37 | $33,255,000 | $898,784 | $16,872 | 4.21% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 48 | $29,190,000 | $608,125 | $11,320 | 4.39% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 23 | $21,435,000 | $931,957 | $16,048 | 4.09% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 20 | $19,720,000 | $986,000 | $4,661 | 4.74% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 40 | $15,950,000 | $398,750 | $5,978 | 3.12% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 26 | $14,960,000 | $575,385 | $6,636 | 4.59% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 41 | $13,235,000 | $322,805 | $5,877 | 3.01% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 18 | $12,660,000 | $703,333 | $9,731 | 3.51% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 22 | $11,080,000 | $503,636 | $13,115 | 4.17% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 13 | $10,605,000 | $815,769 | $17,654 | 3.73% |
| Outside of Metro Areas | 30 | $9,880,000 | $329,333 | $6,260 | 3.39% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 16 | $8,810,000 | $550,625 | $11,556 | 4.26% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 17 | $8,505,000 | $500,294 | $11,456 | 3.73% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 15 | $8,455,000 | $563,667 | $15,235 | 4.35% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 9 | $8,195,000 | $910,556 | $18,826 | 3.83% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 6 | $7,980,000 | $1,330,000 | $21,666 | 3.75% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 21 | $7,445,000 | $354,524 | $10,183 | 4.40% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 15 | $7,445,000 | $496,333 | $11,121 | 3.74% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 21 | $7,385,000 | $351,667 | $3,486 | 2.93% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 12 | $7,080,000 | $590,000 | $12,482 | 3.47% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 17 | $6,635,000 | $390,294 | $11,215 | 3.80% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 18 | $6,020,000 | $334,444 | $5,185 | 2.90% |
| FRESNO, CA (FHA|USDA|VA) | 8 | $5,440,000 | $680,000 | $16,205 | 4.08% |
| Heber, UT (FHA|USDA|VA) | 3 | $5,215,000 | $1,738,333 | $16,609 | 4.17% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 7 | $5,165,000 | $737,857 | $14,052 | 4.16% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 11 | $5,125,000 | $465,909 | $11,807 | 3.47% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 15 | $4,925,000 | $328,333 | $9,441 | 4.51% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 14 | $4,920,000 | $351,429 | $4,533 | 3.23% |
| SALINAS, CA (FHA|USDA|VA) | 6 | $4,830,000 | $805,000 | $24,147 | 4.27% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 11 | $4,805,000 | $436,818 | $9,242 | 4.15% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 6 | $4,790,000 | $798,333 | $13,311 | 4.35% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 8 | $4,680,000 | $585,000 | $8,742 | 3.87% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 8 | $4,680,000 | $585,000 | $8,809 | 3.69% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 6 | $4,530,000 | $755,000 | $16,080 | 4.06% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 13 | $4,355,000 | $335,000 | $2,912 | 2.70% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 5 | $4,165,000 | $833,000 | $14,413 | 4.25% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 5 | $4,155,000 | $831,000 | $9,634 | 4.97% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 6 | $3,760,000 | $626,667 | $5,160 | 3.71% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 7 | $3,115,000 | $445,000 | $5,860 | 4.05% |
| KINGSTON, NY (FHA|USDA|VA) | 8 | $3,080,000 | $385,000 | $9,327 | 3.33% |
| ANN ARBOR, MI (FHA|USDA|VA) | 12 | $3,030,000 | $252,500 | $3,170 | 3.04% |
| GAINESVILLE, GA (FHA|USDA|VA) | 6 | $2,750,000 | $458,333 | $11,884 | 3.88% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 3 | $2,665,000 | $888,333 | $7,784 | 3.79% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 5 | $2,415,000 | $483,000 | $12,101 | 3.75% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 6 | $2,380,000 | $396,667 | $8,520 | 3.81% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 5 | $2,165,000 | $433,000 | $7,693 | 3.53% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 2 | $2,150,000 | $1,075,000 | $13,623 | 3.19% |
| WENATCHEE, WA (FHA|USDA|VA) | 2 | $2,110,000 | $1,055,000 | $9,422 | 4.75% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $2,085,000 | $2,085,000 | $46,605 | 3.75% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 5 | $2,035,000 | $407,000 | $6,046 | 3.75% |
| WILMINGTON, NC (FHA|USDA|VA) | 3 | $1,885,000 | $628,333 | $11,293 | 3.62% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 4 | $1,790,000 | $447,500 | $10,241 | 3.94% |
| SAVANNAH, GA (FHA|USDA|VA) | 6 | $1,770,000 | $295,000 | $4,457 | 4.94% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 6 | $1,770,000 | $295,000 | $4,848 | 3.04% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 4 | $1,660,000 | $415,000 | $10,583 | 4.68% |
| Hudson, NY (FHA|USDA|VA) | 5 | $1,625,000 | $325,000 | $7,704 | 3.00% |
| GLENS FALLS, NY (FHA|USDA|VA) | 1 | $1,425,000 | $1,425,000 | $28,751 | 4.38% |
| ROCHESTER, NY (FHA|USDA|VA) | 3 | $1,385,000 | $461,667 | $9,603 | 3.71% |
| FLINT, MI (FHA|USDA|VA) | 5 | $1,385,000 | $277,000 | $6,188 | 3.63% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 3 | $1,365,000 | $455,000 | $19,623 | 4.17% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 2 | $1,350,000 | $675,000 | $15,870 | 4.31% |
| Traverse City, MI (FHA|USDA|VA) | 5 | $1,295,000 | $259,000 | $3,889 | 3.13% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 4 | $1,290,000 | $322,500 | $4,012 | 4.34% |
| Torrington, CT (FHA|USDA|VA) | 4 | $1,260,000 | $315,000 | $4,966 | 3.25% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 5 | $1,255,000 | $251,000 | $5,082 | 4.47% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 3 | $1,225,000 | $408,333 | $11,966 | 3.83% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 2 | $1,220,000 | $610,000 | $14,995 | 3.13% |
| STOCKTON, CA (FHA|USDA|VA) | 2 | $1,220,000 | $610,000 | $7,568 | 3.75% |
| OCALA, FL (FHA|USDA|VA) | 7 | $1,175,000 | $167,857 | $4,475 | 2.82% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $5,935 | 4.10% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 1 | $1,125,000 | $1,125,000 | $21,797 | 3.13% |
| COLUMBUS, OH (FHA|USDA|VA) | 1 | $1,125,000 | $1,125,000 | $8,278 | 3.99% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $6,171 | 4.99% |
| PROVO-OREM, UT (FHA|USDA|VA) | 2 | $1,070,000 | $535,000 | $2,730 | 5.25% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $5,255 | 3.71% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $7,348 | 3.44% |
| BOULDER, CO (FHA|USDA|VA) | 2 | $1,020,000 | $510,000 | $9,578 | 3.56% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 2 | $1,010,000 | $505,000 | $13,411 | 4.94% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $1,005,000 | $1,005,000 | $3,409 | 3.63% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 2 | $1,000,000 | $500,000 | $2,836 | 4.75% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $945,000 | $945,000 | $33,428 | 3.13% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 2 | $940,000 | $470,000 | $4,577 | 4.19% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $0 | 4.94% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $10,863 | 4.37% |
| NAPA, CA (FHA|USDA|VA) | 1 | $855,000 | $855,000 | $9,030 | 2.88% |
| MERCED, CA (FHA|USDA|VA) | 1 | $845,000 | $845,000 | $0 | 3.50% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $6,867 | 3.92% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $845,000 | $845,000 | $28,999 | 4.13% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $3,253 | 4.21% |
| BEND, OR (FHA|USDA|VA) | 1 | $735,000 | $735,000 | $0 | 4.75% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $10,285 | 3.56% |
| PITTSBURGH, PA (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $9,181 | 4.62% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $11,469 | 3.69% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $1,115 | 3.88% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $20,406 | 4.13% |
| Alexander City, AL (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $16,874 | 3.63% |
| BINGHAMTON, NY (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $14,455 | 4.75% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $3,446 | 3.67% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $0 | 3.99% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $7,121 | 5.06% |
| TYLER, TX (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $19,847 | 4.99% |
| MODESTO, CA (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $0 | 3.88% |
| RICHMOND, VA (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $12,965 | 3.50% |
| READING, PA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $10,488 | 4.63% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $7,444 | 4.18% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $5,728 | 2.88% |
| Granbury, TX (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $0 | 3.25% |
| VALLEJO, CA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $12,587 | 3.38% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $3,812 | 2.50% |
| MONROE, MI (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $2,863 | 3.25% |
| Lebanon, NH-VT (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,040 | 2.50% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,487 | 3.31% |
| SALEM, OR (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $3,496 | 3.25% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $0 | 3.88% |
| Laconia, NH (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $2,328 | 3.00% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $18,472 | 4.75% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $15,329 | 5.13% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $16,486 | 5.99% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $15,945 | 3.38% |
| Hillsdale, MI (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,773 | 3.25% |
| MADERA, CA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $12,140 | 3.50% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $19,164 | 5.50% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 4.38% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,476 | 3.25% |
| Vineyard Haven, MA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $5,138 | 4.13% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,465 | 3.00% |
| UTICA-ROME, NY (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $10,649 | 3.00% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $13,030 | 4.88% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $9,755 | 7.00% |
| CHICO, CA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $9,826 | 3.25% |
| Boone, NC (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,858 | 3.88% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $13,449 | 3.88% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,155 | 2.63% |
| Oneonta, NY (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,283 | 3.00% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $8,958 | 4.75% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,190 | 5.63% |
| Thomasville, GA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,205 | 2.63% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,483 | 2.75% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 4.38% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $8,276 | 4.99% |
| Brookings, OR (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 5.13% |
| Concord, NH (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,467 | 3.00% |
| Lawrenceburg, TN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,805 | 2.63% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,722 | 2.75% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $11,721 | 4.88% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $7,025 | 4.63% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $13,430 | 5.25% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,569 | 5.50% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,047 | 3.50% |
| Berlin, NH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,870 | 3.38% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 5.50% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,496 | 3.63% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,935 | 4.13% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 4.38% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,160 | 5.38% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,947 | 3.38% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,143 | 4.88% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 6.13% |
| Statesboro, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,205 | 3.00% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,122 | 3.38% |
| Newport, TN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,576 | 6.13% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,030 | 5.99% |
Similar Lenders
We use machine learning to identify the top lenders compared against Luxury Mortgage Corp. based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Similarity Rank: 45
Similarity Rank: 87
Similarity Rank: 102
Similarity Rank: 153
Similarity Rank: 156
Similarity Rank: 167
Similarity Rank: 212
Similarity Rank: 304
Similarity Rank: 352
Similarity Rank: 354
Product Mix
For 2021, Luxury Mortgage Corp.'s most frequently originated type of loan was Conventional, with 2,918 originations. Their 2nd most popular type was FHA, with 64 originations.
Loan Reason
For 2021, Luxury Mortgage Corp.'s most frequently cited loan purpose was Home Purchase, with 1,507 originations. The 2nd most popular reason was Refi, with 978 originations.
Loan Duration/Length
For 2021, Luxury Mortgage Corp.'s most frequently cited loan duration was 30 Year, with 2,738 originations. The 2nd most popular length was 15 Year, with 142 originations.
Origination Fees/Closing Costs
Luxury Mortgage Corp.'s average total fees were $9,973, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 1,419 originations.
Interest Rates
During 2021, Luxury Mortgage Corp.'s average interest rate for loans was 3.59%, while their most frequently originated rate bucket for loans was 3-4%, with 1,135 originations.
Loan Sizing
2021 saw Luxury Mortgage Corp. place emphasis on $200k-400k loans with 953 originations, totaling $293,075,000 in origination value.
Applicant Income
Luxury Mortgage Corp. lent most frequently to those with incomes in the $250k+ range, with 774 originations. The second most popular income band? $100k-150k, with 588 originations.
Applicant Debt to Income Ratio
Luxury Mortgage Corp. lent most frequently to those with DTI ratios of <20%, with 582 originations. The next most common DTI ratio? 20-30%, with 531 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications88.27%
Luxury Mortgage Corp. has an average approval rate.
Pick Rate
Approvals leading to origination76.66%
Luxury Mortgage Corp. has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 2,991 | $1,773,855,000 | $593,064 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2,991 | $1,773,855,000 | $593,064 |