Liberty Home Mortgage Corporation Rates, Fees & Info

ST MARYS, OH

LEI: 549300B2JJHSM77T5Y41

Tax ID: 46-3525878

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Mortgage Data

Review & Overview

Liberty Home Mortgage Corporation is a smaller mortgage company specializing in Home Purchase loans. They have a a high proportion of FHA loans. Liberty Home Mortgage Corporation has a high proportion of conventional loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Cleveland, Akron, Atlanta, Youngstown, and Charlotte among others. We have data for 280 markets. (Some data included below & more in-depth data is available with an active subscription.)

Liberty Home Mortgage Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Liberty Home Mortgage Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 7.03% 4/21/24
30 Year Conventional Refi 7.00% 4/21/24
30 Year Cash-out Refi 7.03% 4/21/24
30 Year FHA Purchase 7.57% 4/21/24
30 Year FHA Refi 7.47% 4/21/24
30 Year VA Purchase 6.61% 4/21/24
30 Year VA Refi 6.51% 4/21/24
30 Year USDA Purchase 6.92% 4/21/24
15 Year Conventional Purchase 6.59% 4/21/24
15 Year Conventional Refi 6.60% 4/21/24
15 Year Cash-out Refi 6.60% 4/21/24
15 Year FHA Purchase 8.13% 4/21/24
15 Year VA Purchase 6.59% 4/21/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Liberty Home Mortgage Corporation Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Liberty Home Mortgage Corporation. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

1,885

Origination Dollar Volume (All Markets)

$375,405,000

Awards

LIBERTY HOME MORTGAGE CORPORATION FHA Loans gold LIBERTY HOME MORTGAGE CORPORATION 30 Year Conventional Loans silver LIBERTY HOME MORTGAGE CORPORATION 30 Year Conventional Loans silver
Show all (3) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 562 $110,100,000 $195,907 $6,890 5.40%
AKRON, OH (FHA|USDA|VA) 166 $30,420,000 $183,253 $6,883 5.25%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 94 $25,460,000 $270,851 $9,682 5.27%
Outside of Metro Areas 74 $11,320,000 $152,973 $7,458 5.40%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 72 $10,430,000 $144,861 $6,366 5.06%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 26 $7,200,000 $276,923 $8,830 4.51%
CANTON-MASSILLON, OH (FHA|USDA|VA) 41 $7,025,000 $171,341 $6,740 5.38%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 32 $6,540,000 $204,375 $8,071 5.52%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 21 $5,775,000 $275,000 $13,764 5.35%
COLUMBUS, OH (FHA|USDA|VA) 25 $5,355,000 $214,200 $9,287 5.18%
Ashtabula, OH (FHA|USDA|VA) 33 $5,025,000 $152,273 $6,719 5.14%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 15 $5,015,000 $334,333 $14,449 5.48%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 13 $4,165,000 $320,385 $14,220 5.09%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 20 $4,090,000 $204,500 $9,679 5.55%
DAYTON-KETTERING, OH (FHA|USDA|VA) 24 $3,780,000 $157,500 $6,320 5.79%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 15 $3,735,000 $249,000 $10,023 5.29%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 12 $3,510,000 $292,500 $12,239 5.46%
TOLEDO, OH (FHA|USDA|VA) 23 $3,435,000 $149,348 $6,944 5.30%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 6 $3,370,000 $561,667 $12,849 3.69%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 16 $3,350,000 $209,375 $10,426 4.57%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 13 $2,685,000 $206,538 $10,187 5.68%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 8 $2,540,000 $317,500 $13,678 5.48%
JACKSONVILLE, FL (FHA|USDA|VA) 8 $2,340,000 $292,500 $12,729 4.39%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 11 $2,235,000 $203,182 $11,656 5.48%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 8 $1,930,000 $241,250 $9,016 4.55%
Wooster, OH (FHA|USDA|VA) 11 $1,875,000 $170,455 $6,321 4.82%
CHARLESTON, WV (FHA|USDA|VA) 13 $1,795,000 $138,077 $4,946 5.16%
PITTSBURGH, PA (FHA|USDA|VA) 10 $1,790,000 $179,000 $8,016 5.20%
Zanesville, OH (FHA|USDA|VA) 15 $1,765,000 $117,667 $5,224 5.53%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 6 $1,740,000 $290,000 $13,661 5.25%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 4 $1,600,000 $400,000 $10,924 5.94%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 8 $1,490,000 $186,250 $12,869 5.11%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 7 $1,455,000 $207,857 $7,029 5.82%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 5 $1,385,000 $277,000 $17,467 5.63%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 7 $1,365,000 $195,000 $9,464 4.46%
KANSAS CITY, MO-KS (FHA|USDA|VA) 6 $1,350,000 $225,000 $9,466 6.08%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 2 $1,320,000 $660,000 $8,355 6.00%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 4 $1,280,000 $320,000 $15,701 5.28%
New Philadelphia-Dover, OH (FHA|USDA|VA) 7 $1,265,000 $180,714 $7,809 5.18%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 5 $1,195,000 $239,000 $11,431 4.78%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 4 $1,170,000 $292,500 $10,868 5.38%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 4 $1,160,000 $290,000 $14,199 5.41%
COLUMBIA, SC (FHA|USDA|VA) 5 $1,145,000 $229,000 $14,380 5.58%
HUNTSVILLE, AL (FHA|USDA|VA) 5 $1,135,000 $227,000 $14,470 5.18%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 4 $1,090,000 $272,500 $10,159 4.38%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 4 $1,050,000 $262,500 $12,366 5.69%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 5 $1,045,000 $209,000 $5,938 5.63%
OCALA, FL (FHA|USDA|VA) 6 $1,030,000 $171,667 $10,161 4.83%
KNOXVILLE, TN (FHA|USDA|VA) 5 $995,000 $199,000 $12,654 5.50%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 3 $955,000 $318,333 $5,894 6.58%
ASHEVILLE, NC (FHA|USDA|VA) 4 $920,000 $230,000 $12,895 6.16%
HATTIESBURG, MS (FHA|USDA|VA) 4 $910,000 $227,500 $9,136 5.09%
BRUNSWICK, GA (FHA|USDA|VA) 6 $900,000 $150,000 $6,053 5.94%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 6 $900,000 $150,000 $8,728 5.67%
WARNER ROBINS, GA (FHA|USDA|VA) 4 $850,000 $212,500 $11,898 5.44%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 4 $830,000 $207,500 $14,762 5.78%
SPARTANBURG, SC (FHA|USDA|VA) 5 $825,000 $165,000 $9,464 5.63%
OKLAHOMA CITY, OK (FHA|USDA|VA) 5 $825,000 $165,000 $8,134 4.05%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 2 $800,000 $400,000 $27,577 6.56%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 3 $795,000 $265,000 $8,987 4.71%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 5 $795,000 $159,000 $8,495 5.90%
RALEIGH-CARY, NC (FHA|USDA|VA) 3 $785,000 $261,667 $9,725 4.79%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 3 $765,000 $255,000 $9,025 6.58%
WILMINGTON, NC (FHA|USDA|VA) 5 $765,000 $153,000 $7,425 6.35%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 3 $765,000 $255,000 $16,809 5.04%
SPRINGFIELD, OH (FHA|USDA|VA) 5 $735,000 $147,000 $5,757 5.85%
LOUISVILLE, KY (FHA|USDA|VA) 4 $730,000 $182,500 $7,350 3.84%
COLORADO SPRINGS, CO (FHA|USDA|VA) 3 $725,000 $241,667 $5,605 7.54%
Stevens Point, WI (FHA|USDA|VA) 4 $720,000 $180,000 $9,549 4.94%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 3 $715,000 $238,333 $16,090 5.83%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 3 $715,000 $238,333 $13,211 5.92%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 4 $680,000 $170,000 $8,153 5.69%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 3 $675,000 $225,000 $10,234 4.00%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 4 $660,000 $165,000 $6,553 4.88%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 1 $645,000 $645,000 $25,046 3.25%
Salem, OH (FHA|USDA|VA) 4 $630,000 $157,500 $3,229 5.53%
Marietta, OH (FHA|USDA|VA) 3 $605,000 $201,667 $7,879 5.46%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 3 $605,000 $201,667 $11,466 5.71%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 5 $595,000 $119,000 $5,344 4.73%
Cambridge, OH (FHA|USDA|VA) 2 $590,000 $295,000 $13,863 4.88%
DECATUR, AL (FHA|USDA|VA) 2 $590,000 $295,000 $21,170 5.13%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 2 $580,000 $290,000 $11,832 5.63%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 2 $580,000 $290,000 $24,196 5.25%
TULSA, OK (FHA|USDA|VA) 4 $570,000 $142,500 $8,521 2.94%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 1 $555,000 $555,000 $7,968 2.25%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 3 $555,000 $185,000 $12,865 5.42%
LIMA, OH (FHA|USDA|VA) 3 $545,000 $181,667 $4,100 5.71%
WINCHESTER, VA-WV (FHA|USDA|VA) 2 $540,000 $270,000 $12,627 6.06%
FOND DU LAC, WI (FHA|USDA|VA) 3 $535,000 $178,333 $11,345 5.13%
Ashland, OH (FHA|USDA|VA) 3 $535,000 $178,333 $7,950 4.04%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 2 $530,000 $265,000 $8,659 6.56%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 3 $525,000 $175,000 $11,238 3.58%
Madison, IN (FHA|USDA|VA) 2 $520,000 $260,000 $12,345 5.00%
EAST STROUDSBURG, PA (FHA|USDA|VA) 3 $515,000 $171,667 $10,111 5.96%
Sandusky, OH (FHA|USDA|VA) 5 $505,000 $101,000 $4,379 6.35%
WORCESTER, MA-CT (FHA|USDA|VA) 2 $500,000 $250,000 $15,854 6.13%
BECKLEY, WV (FHA|USDA|VA) 4 $500,000 $125,000 $6,055 5.25%
PORT ST. LUCIE, FL (FHA|USDA|VA) 3 $495,000 $165,000 $3,812 5.71%
SALT LAKE CITY, UT (FHA|USDA|VA) 2 $480,000 $240,000 $9,968 6.25%
RICHMOND, VA (FHA|USDA|VA) 2 $480,000 $240,000 $16,725 6.06%
MORGANTOWN, WV (FHA|USDA|VA) 2 $460,000 $230,000 $12,111 5.75%
SAVANNAH, GA (FHA|USDA|VA) 1 $455,000 $455,000 $16,546 5.13%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 3 $455,000 $151,667 $9,169 5.79%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 2 $450,000 $225,000 $12,274 6.50%
TALLAHASSEE, FL (FHA|USDA|VA) 3 $445,000 $148,333 $5,727 4.83%
Shelbyville, TN (FHA|USDA|VA) 1 $425,000 $425,000 $21,062 4.75%
WINSTON-SALEM, NC (FHA|USDA|VA) 1 $415,000 $415,000 $2,409 4.75%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 3 $415,000 $138,333 $6,817 4.29%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 2 $410,000 $205,000 $15,085 6.63%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 2 $390,000 $195,000 $11,560 4.38%
YORK-HANOVER, PA (FHA|USDA|VA) 2 $390,000 $195,000 $9,224 5.25%
Adrian, MI (FHA|USDA|VA) 2 $390,000 $195,000 $13,978 6.25%
Meadville, PA (FHA|USDA|VA) 3 $385,000 $128,333 $3,360 6.13%
YAKIMA, WA (FHA|USDA|VA) 1 $385,000 $385,000 $18,258 3.88%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 2 $380,000 $190,000 $14,282 6.06%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 1 $375,000 $375,000 $4,810 4.13%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $375,000 $375,000 $13,109 5.25%
MANSFIELD, OH (FHA|USDA|VA) 2 $370,000 $185,000 $6,449 6.25%
Augusta-Waterville, ME (FHA|USDA|VA) 2 $370,000 $185,000 $13,609 5.38%
Selinsgrove, PA (FHA|USDA|VA) 1 $365,000 $365,000 $12,847 5.25%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 2 $360,000 $180,000 $7,208 6.19%
JACKSON, MS (FHA|USDA|VA) 2 $360,000 $180,000 $7,111 4.00%
MONTGOMERY, AL (FHA|USDA|VA) 2 $350,000 $175,000 $6,642 6.94%
IDAHO FALLS, ID (FHA|USDA|VA) 1 $345,000 $345,000 $25,556 6.13%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 1 $345,000 $345,000 $16,332 5.13%
MOBILE, AL (FHA|USDA|VA) 2 $340,000 $170,000 $7,964 4.88%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 2 $340,000 $170,000 $5,653 6.13%
ALBUQUERQUE, NM (FHA|USDA|VA) 1 $335,000 $335,000 $10,459 5.88%
WHEELING, WV-OH (FHA|USDA|VA) 2 $330,000 $165,000 $5,924 4.44%
Wapakoneta, OH (FHA|USDA|VA) 2 $330,000 $165,000 $7,428 5.06%
RACINE, WI (FHA|USDA|VA) 1 $325,000 $325,000 $22,700 5.50%
ERIE, PA (FHA|USDA|VA) 2 $320,000 $160,000 $5,847 4.00%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 2 $320,000 $160,000 $7,584 6.50%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 2 $310,000 $155,000 $7,491 3.50%
Bellefontaine, OH (FHA|USDA|VA) 2 $310,000 $155,000 $5,016 4.38%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 2 $310,000 $155,000 $12,215 4.75%
VALDOSTA, GA (FHA|USDA|VA) 1 $305,000 $305,000 $1,111 5.50%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $305,000 $305,000 $6,101 4.25%
HOT SPRINGS, AR (FHA|USDA|VA) 1 $295,000 $295,000 $21,895 6.50%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 1 $295,000 $295,000 $9,039 5.75%
Dublin, GA (FHA|USDA|VA) 2 $290,000 $145,000 $6,183 4.50%
Oak Harbor, WA (FHA|USDA|VA) 1 $285,000 $285,000 $4,638 6.00%
Clearlake, CA (FHA|USDA|VA) 1 $285,000 $285,000 $17,101 6.50%
Sidney, OH (FHA|USDA|VA) 2 $280,000 $140,000 $10,513 4.81%
FLORENCE, SC (FHA|USDA|VA) 2 $280,000 $140,000 $8,352 5.81%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 2 $270,000 $135,000 $6,381 4.19%
Milledgeville, GA (FHA|USDA|VA) 2 $270,000 $135,000 $5,120 6.00%
WILLIAMSPORT, PA (FHA|USDA|VA) 2 $270,000 $135,000 $5,180 5.75%
Atmore, AL (FHA|USDA|VA) 2 $270,000 $135,000 $10,457 5.31%
Point Pleasant, WV-OH (FHA|USDA|VA) 2 $270,000 $135,000 $4,091 6.19%
Burley, ID (FHA|USDA|VA) 1 $255,000 $255,000 $5,784 4.25%
LANCASTER, PA (FHA|USDA|VA) 1 $255,000 $255,000 $13,534 4.25%
VICTORIA, TX (FHA|USDA|VA) 1 $255,000 $255,000 $5,997 4.25%
DULUTH, MN-WI (FHA|USDA|VA) 2 $250,000 $125,000 $6,994 6.13%
MONROE, MI (FHA|USDA|VA) 2 $250,000 $125,000 $9,871 5.38%
Wilmington, OH (FHA|USDA|VA) 1 $235,000 $235,000 $6,870 7.13%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 1 $235,000 $235,000 $11,083 6.00%
CHEYENNE, WY (FHA|USDA|VA) 1 $235,000 $235,000 $11,776 5.88%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $235,000 $235,000 $7,641 3.75%
JACKSON, TN (FHA|USDA|VA) 1 $235,000 $235,000 $4,678 4.63%
Norwalk, OH (FHA|USDA|VA) 2 $230,000 $115,000 $7,736 5.06%
GETTYSBURG, PA (FHA|USDA|VA) 1 $225,000 $225,000 $0 4.63%
Oil City, PA (FHA|USDA|VA) 1 $225,000 $225,000 $9,583 2.25%
ALBANY, GA (FHA|USDA|VA) 2 $220,000 $110,000 $3,071 5.19%
Greenville, OH (FHA|USDA|VA) 2 $220,000 $110,000 $3,724 4.69%
WICHITA, KS (FHA|USDA|VA) 1 $215,000 $215,000 $11,618 5.88%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $215,000 $215,000 $15,279 4.50%
LEBANON, PA (FHA|USDA|VA) 1 $215,000 $215,000 $8,827 5.63%
Russellville, AR (FHA|USDA|VA) 1 $215,000 $215,000 $7,030 4.75%
Greensburg, IN (FHA|USDA|VA) 1 $215,000 $215,000 $7,057 6.25%
BURLINGTON, NC (FHA|USDA|VA) 1 $215,000 $215,000 $16,578 5.50%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 1 $215,000 $215,000 $9,331 7.13%
JACKSON, MI (FHA|USDA|VA) 2 $210,000 $105,000 $5,973 5.63%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $205,000 $205,000 $14,838 5.63%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 1 $205,000 $205,000 $14,006 4.13%
LUBBOCK, TX (FHA|USDA|VA) 1 $205,000 $205,000 $11,229 4.00%
READING, PA (FHA|USDA|VA) 1 $205,000 $205,000 $16,412 5.38%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $205,000 $205,000 $11,464 3.38%
Bartlesville, OK (FHA|USDA|VA) 1 $205,000 $205,000 $10,181 2.25%
St. Marys, GA (FHA|USDA|VA) 1 $205,000 $205,000 $12,389 5.25%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 1 $205,000 $205,000 $10,016 3.88%
Ottawa, IL (FHA|USDA|VA) 2 $200,000 $100,000 $4,831 5.19%
MORRISTOWN, TN (FHA|USDA|VA) 1 $195,000 $195,000 $6,426 5.75%
Peru, IN (FHA|USDA|VA) 1 $195,000 $195,000 $3,252 3.00%
THE VILLAGES, FL (FHA|USDA|VA) 1 $195,000 $195,000 $3,985 4.38%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $195,000 $195,000 $11,466 5.75%
GREENVILLE, NC (FHA|USDA|VA) 1 $185,000 $185,000 $12,756 5.13%
Natchitoches, LA (FHA|USDA|VA) 1 $185,000 $185,000 $3,980 5.25%
Tifton, GA (FHA|USDA|VA) 1 $185,000 $185,000 $6,085 5.50%
Pontiac, IL (FHA|USDA|VA) 1 $185,000 $185,000 $10,927 7.00%
Crossville, TN (FHA|USDA|VA) 1 $185,000 $185,000 $9,424 2.75%
Price, UT (FHA|USDA|VA) 1 $175,000 $175,000 $12,688 4.63%
GOLDSBORO, NC (FHA|USDA|VA) 1 $175,000 $175,000 $6,941 4.25%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $175,000 $175,000 $9,763 5.25%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $175,000 $175,000 $6,569 5.63%
FRESNO, CA (FHA|USDA|VA) 1 $175,000 $175,000 $9,664 5.00%
Toccoa, GA (FHA|USDA|VA) 1 $175,000 $175,000 $2,389 5.50%
LONGVIEW, TX (FHA|USDA|VA) 1 $175,000 $175,000 $9,357 6.75%
ABILENE, TX (FHA|USDA|VA) 1 $175,000 $175,000 $8,810 3.38%
McMinnville, TN (FHA|USDA|VA) 1 $175,000 $175,000 $6,434 5.75%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $175,000 $175,000 $9,323 5.75%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 1 $175,000 $175,000 $13,548 5.63%
Fairmont, WV (FHA|USDA|VA) 2 $170,000 $85,000 $2,685 5.00%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 1 $165,000 $165,000 $3,621 5.75%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $165,000 $165,000 $8,285 3.25%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $165,000 $165,000 $10,220 3.63%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 1 $165,000 $165,000 $7,526 7.50%
FLINT, MI (FHA|USDA|VA) 1 $165,000 $165,000 $3,429 6.25%
ANN ARBOR, MI (FHA|USDA|VA) 1 $165,000 $165,000 $8,824 3.13%
Washington Court House, OH (FHA|USDA|VA) 1 $165,000 $165,000 $7,495 3.75%
Vicksburg, MS (FHA|USDA|VA) 1 $165,000 $165,000 $4,297 6.75%
Dodge City, KS (FHA|USDA|VA) 1 $165,000 $165,000 $7,853 5.88%
Forest City, NC (FHA|USDA|VA) 1 $165,000 $165,000 $6,557 3.75%
El Campo, TX (FHA|USDA|VA) 1 $165,000 $165,000 $7,270 4.25%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $155,000 $155,000 $10,075 5.63%
Clinton, IA (FHA|USDA|VA) 1 $155,000 $155,000 $8,006 2.88%
ODESSA, TX (FHA|USDA|VA) 1 $155,000 $155,000 $5,073 2.75%
Mount Pleasant, MI (FHA|USDA|VA) 1 $155,000 $155,000 $2,069 6.63%
ROANOKE, VA (FHA|USDA|VA) 1 $155,000 $155,000 $6,456 5.75%
FORT WAYNE, IN (FHA|USDA|VA) 1 $155,000 $155,000 $11,359 5.50%
AMARILLO, TX (FHA|USDA|VA) 1 $155,000 $155,000 $6,797 4.13%
EL PASO, TX (FHA|USDA|VA) 1 $155,000 $155,000 $6,915 2.88%
Ozark, AL (FHA|USDA|VA) 1 $155,000 $155,000 $3,414 5.75%
COLUMBUS, IN (FHA|USDA|VA) 1 $155,000 $155,000 $12,116 5.50%
Pampa, TX (FHA|USDA|VA) 1 $155,000 $155,000 $0 6.00%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $155,000 $155,000 $6,688 5.75%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 1 $155,000 $155,000 $10,749 6.00%
DOVER, DE (FHA|USDA|VA) 1 $155,000 $155,000 $12,044 6.88%
Shawnee, OK (FHA|USDA|VA) 1 $145,000 $145,000 $11,954 6.50%
GAINESVILLE, FL (FHA|USDA|VA) 1 $145,000 $145,000 $10,354 4.25%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $145,000 $145,000 $7,911 5.00%
Albertville, AL (FHA|USDA|VA) 1 $145,000 $145,000 $11,153 5.63%
Orangeburg, SC (FHA|USDA|VA) 1 $145,000 $145,000 $1,245 6.63%
NILES, MI (FHA|USDA|VA) 1 $145,000 $145,000 $7,484 5.63%
Rockport, TX (FHA|USDA|VA) 1 $135,000 $135,000 $9,072 3.38%
Danville, VA (FHA|USDA|VA) 1 $135,000 $135,000 $10,435 5.63%
EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $135,000 $135,000 $5,682 5.63%
Pottsville, PA (FHA|USDA|VA) 1 $135,000 $135,000 $5,040 5.75%
Athens, OH (FHA|USDA|VA) 1 $135,000 $135,000 $3,427 5.13%
Tiffin, OH (FHA|USDA|VA) 1 $135,000 $135,000 $4,401 5.63%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $135,000 $135,000 $10,095 5.25%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 1 $135,000 $135,000 $7,703 6.50%
Muskogee, OK (FHA|USDA|VA) 1 $125,000 $125,000 $2,952 4.75%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $125,000 $125,000 $8,473 5.75%
Cadillac, MI (FHA|USDA|VA) 1 $125,000 $125,000 $4,986 5.75%
Washington, IN (FHA|USDA|VA) 1 $125,000 $125,000 $7,384 6.75%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $125,000 $125,000 $13,115 5.63%
MUSKEGON, MI (FHA|USDA|VA) 1 $115,000 $115,000 $9,011 6.75%
Pittsburg, KS (FHA|USDA|VA) 1 $115,000 $115,000 $3,433 7.00%
Brookings, SD (FHA|USDA|VA) 1 $115,000 $115,000 $9,703 7.00%
Moultrie, GA (FHA|USDA|VA) 1 $115,000 $115,000 $6,085 6.75%
APPLETON, WI (FHA|USDA|VA) 1 $115,000 $115,000 $9,582 6.13%
Mount Vernon, OH (FHA|USDA|VA) 1 $115,000 $115,000 $7,486 5.63%
Fremont, OH (FHA|USDA|VA) 1 $115,000 $115,000 $2,503 5.25%
Georgetown, SC (FHA|USDA|VA) 1 $115,000 $115,000 $8,885 5.63%
Urbana, OH (FHA|USDA|VA) 1 $105,000 $105,000 $6,845 5.25%
Big Rapids, MI (FHA|USDA|VA) 1 $105,000 $105,000 $7,607 5.63%
Tupelo, MS (FHA|USDA|VA) 1 $105,000 $105,000 $8,921 6.50%
Somerset, PA (FHA|USDA|VA) 1 $105,000 $105,000 $2,465 4.75%
Dixon, IL (FHA|USDA|VA) 1 $105,000 $105,000 $5,822 5.50%
Lewisburg, TN (FHA|USDA|VA) 1 $105,000 $105,000 $4,321 6.75%
New Ulm, MN (FHA|USDA|VA) 1 $105,000 $105,000 $9,051 5.63%
Mason City, IA (FHA|USDA|VA) 2 $100,000 $50,000 $2,610 2.63%
Rockingham, NC (FHA|USDA|VA) 1 $95,000 $95,000 $7,495 5.75%
Van Wert, OH (FHA|USDA|VA) 1 $95,000 $95,000 $6,388 4.75%
Richmond, IN (FHA|USDA|VA) 1 $95,000 $95,000 $8,796 6.50%
Indianola, MS (FHA|USDA|VA) 1 $95,000 $95,000 $5,525 5.25%
ROCKFORD, IL (FHA|USDA|VA) 1 $95,000 $95,000 $2,184 5.00%
DECATUR, IL (FHA|USDA|VA) 1 $95,000 $95,000 $4,098 4.63%
PEORIA, IL (FHA|USDA|VA) 1 $85,000 $85,000 $5,412 4.75%
Athens, TN (FHA|USDA|VA) 1 $85,000 $85,000 $3,068 5.50%
Bucyrus-Galion, OH (FHA|USDA|VA) 1 $85,000 $85,000 $5,563 5.25%
Thomaston, GA (FHA|USDA|VA) 1 $85,000 $85,000 $6,791 5.25%
Marion, OH (FHA|USDA|VA) 1 $75,000 $75,000 $2,488 4.13%
Marion, IN (FHA|USDA|VA) 1 $75,000 $75,000 $7,804 4.50%
ROME, GA (FHA|USDA|VA) 1 $75,000 $75,000 $5,371 6.75%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $75,000 $75,000 $5,779 5.25%
Coshocton, OH (FHA|USDA|VA) 1 $75,000 $75,000 $2,434 5.75%
Burlington, IA-IL (FHA|USDA|VA) 1 $65,000 $65,000 $4,088 5.25%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $55,000 $55,000 $3,297 6.63%
Liberty Home Mortgage Corporation's top markets include Cleveland, Akron, Atlanta, Youngstown, and Charlotte among others.

Their top states include:
  • Ohio (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Pennsylvania (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    FHA 984 $185,190,000 $188,201 $9,525 5.38%
    Conventional 765 $157,395,000 $205,745 $6,223 5.26%
    VA 94 $27,070,000 $287,979 $10,217 4.93%
    USDA 42 $5,750,000 $136,905 $5,443 5.29%

    For 2022, Liberty Home Mortgage Corporation's most frequently originated type of loan was FHA, with 984 originations. Their 2nd most popular type was Conventional, with 765 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 1,436 $282,720,000 $196,880 $7,044 5.36%
    Refi 211 $42,595,000 $201,872 $10,879 5.03%
    Cash Out Refi 201 $42,335,000 $210,622 $12,560 5.23%
    Home Improvement 37 $7,755,000 $209,595 $12,149 5.17%

    For 2022, Liberty Home Mortgage Corporation's most frequently cited loan purpose was Home Purchase, with 1,436 originations. The 2nd most popular reason was Refi, with 211 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,755 $353,985,000 $201,701 $8,256 5.31%
    Other 61 $10,445,000 $171,230 $8,124 5.74%
    15 Year 31 $5,585,000 $180,161 $5,958 3.86%
    20 Year 30 $5,210,000 $173,667 $6,373 5.05%
    10 Year 8 $180,000 $22,500 $761 8.25%

    For 2022, Liberty Home Mortgage Corporation's most frequently cited loan duration was 30 Year, with 1,755 originations. The 2nd most popular length was Other, with 61 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 576 $141,930,000 $246,406
    $<1k 363 $63,985,000 $176,267
    $3k-4k 283 $49,925,000 $176,413
    $2k-3k 274 $49,870,000 $182,007
    $4k-5k 187 $35,535,000 $190,027
    $1k-2k 174 $30,250,000 $173,851

    Liberty Home Mortgage Corporation's average total fees were $8,256, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 576 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    5-6% 734 $140,490,000 $191,403
    4-5% 390 $80,310,000 $205,923
    6-7% 366 $74,890,000 $204,617
    3-4% 245 $50,275,000 $205,204
    7-8% 103 $20,975,000 $203,641
    2.5-3% 22 $6,040,000 $274,545
    <2.5% 18 $2,370,000 $131,667
    Over 8% 7 $55,000 $7,857

    During 2022, Liberty Home Mortgage Corporation's average interest rate for loans was 5.31%, while their most frequently originated rate bucket for loans was 5-6%, with 734 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 980 $146,670,000 $149,663 $6,920 5.33%
    $200k-400k 635 $170,665,000 $268,764 $10,514 5.37%
    $100,000 or less 181 $13,245,000 $73,177 $4,037 5.11%
    $400k-600k 70 $32,340,000 $462,000 $11,862 4.84%
    $600k-1MM 19 $12,485,000 $657,105 $16,260 5.40%

    2022 saw Liberty Home Mortgage Corporation place emphasis on $100k-200k loans with 980 originations, totaling $146,670,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 613 $110,005,000 $179,454 $7,766 5.30%
    $50k or less 560 $78,480,000 $140,143 $6,395 5.19%
    $75k-100k 321 $73,315,000 $228,396 $9,415 5.34%
    $100k-150k 272 $72,970,000 $268,272 $10,045 5.50%
    $150k-250k 99 $32,745,000 $330,758 $10,863 5.38%
    $250k+ 19 $7,745,000 $407,632 $11,284 5.45%

    Liberty Home Mortgage Corporation lent most frequently to those with incomes in the $50k-75k range, with 613 originations. The second most popular income band? $50k or less, with 560 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    50-60% 313 $63,235,000 $202,029 $9,035 5.36%
    30-36% 311 $61,065,000 $196,350 $7,659 5.32%
    20-30% 229 $42,435,000 $185,306 $7,152 5.28%
    43% 87 $18,625,000 $214,080 $8,538 5.22%
    49% 83 $17,955,000 $216,325 $9,468 5.29%
    44% 80 $16,260,000 $203,250 $8,282 5.22%
    45% 80 $15,440,000 $193,000 $7,137 5.11%
    40% 73 $14,095,000 $193,082 $8,494 5.26%
    41% 68 $14,670,000 $215,735 $8,164 5.40%
    42% 68 $14,760,000 $217,059 $8,927 5.45%
    38% 67 $13,195,000 $196,940 $7,947 5.10%
    46% 67 $12,785,000 $190,821 $8,982 5.47%
    47% 67 $12,685,000 $189,328 $7,613 5.50%
    48% 63 $13,245,000 $210,238 $9,912 5.40%
    36% 62 $10,640,000 $171,613 $7,147 5.29%
    39% 56 $11,430,000 $204,107 $7,606 5.45%
    37% 55 $10,435,000 $189,727 $8,273 5.46%
    <20% 46 $8,730,000 $189,783 $6,540 5.02%
    >60% 5 $1,695,000 $339,000 $10,222 4.68%

    Liberty Home Mortgage Corporation lent most frequently to those with DTI ratios of 50-60%, with 313 originations. The next most common DTI ratio? 30-36%, with 311 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,337 $265,505,000 $198,583 $7,994 5.30%
    Not provided 260 $51,730,000 $198,962 $8,968 5.37%
    Black 252 $50,450,000 $200,198 $8,157 5.27%
    Asian 22 $5,360,000 $243,636 $8,114 5.43%
    American Indian 9 $1,405,000 $156,111 $8,812 4.96%
    Native Hawaiian or Islander 3 $455,000 $151,667 $6,452 5.29%
    Filipino 1 $295,000 $295,000 $9,039 5.75%
    Other Pacific Islander 1 $205,000 $205,000 $11,439 4.13%

    Approval Rates

    Total approvals of all applications
    92.08%

    Liberty Home Mortgage Corporation has an average approval rate.

    Pick Rate

    Approvals leading to origination
    40.37%

    Liberty Home Mortgage Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 1,885 $375,405,000 $199,154

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    1,885 $375,405,000 $199,154

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 33 $4,325,000 $131,061 $8,270 5.71%
    40-60% 110 $19,000,000 $172,727 $9,369 5.19%
    60-80% 350 $70,030,000 $200,086 $10,134 5.33%
    80-100% 1,356 $277,500,000 $204,646 $7,632 5.33%
    Over 100% 13 $3,985,000 $306,538 $13,420 5.21%
    Under 20% 23 $565,000 $24,565 $1,278 3.71%