Liberty Home Mortgage Corporation Rates, Fees & Info

ST MARYS, OH

LEI: 549300B2JJHSM77T5Y41

Tax ID: 46-3525878

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

Mortgage Data

Review & Overview

Liberty Home Mortgage Corporation is a smaller mortgage company specializing in Home Purchase loans. They have a a high proportion of FHA loans. Liberty Home Mortgage Corporation has an average proportion of conventional loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Cleveland, Akron, Atlanta, Columbus, and Canton among others. We have data for 194 markets. (Some data included below & more in-depth data is available with an active subscription.)

Liberty Home Mortgage Corporation has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Liberty Home Mortgage Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 7.03% 12/17/24
30 Year Conventional Refi 7.00% 12/17/24
30 Year Cash-out Refi 7.03% 12/17/24
30 Year FHA Purchase 7.57% 12/17/24
30 Year FHA Refi 7.47% 12/17/24
30 Year VA Purchase 6.61% 12/17/24
30 Year VA Refi 6.51% 12/17/24
30 Year USDA Purchase 6.92% 12/17/24
15 Year Conventional Purchase 6.59% 12/17/24
15 Year Conventional Refi 6.60% 12/17/24
15 Year Cash-out Refi 6.60% 12/17/24
15 Year FHA Purchase 8.13% 12/17/24
15 Year VA Purchase 6.59% 12/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Liberty Home Mortgage Corporation Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Liberty Home Mortgage Corporation. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

1,657

Origination Dollar Volume (All Markets)

$283,205,000

Awards

LIBERTY HOME MORTGAGE CORPORATION VA Loans gold
Show all (1) awards

Top Markets

Hover a geography to see attributes.
  • >$0
  • $10mm
  • $25mm
  • $100mm
  • $250mm
  • $500mm
  • Leaflet | Map data © OpenStreetMap contributors| Map style: © OpenTopoMap (CC-BY-SA)

    Click or Hover to activate map

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 476 $74,960,000 $157,479 $6,489 4.45%
    AKRON, OH (FHA|USDA|VA) 219 $35,065,000 $160,114 $6,527 4.45%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 79 $15,765,000 $199,557 $7,682 4.41%
    Outside of Metro Areas 70 $10,610,000 $151,571 $6,754 4.63%
    COLUMBUS, OH (FHA|USDA|VA) 53 $10,175,000 $191,981 $8,057 4.54%
    CANTON-MASSILLON, OH (FHA|USDA|VA) 51 $7,515,000 $147,353 $6,934 4.39%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 41 $7,015,000 $171,098 $7,318 4.36%
    YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 41 $5,345,000 $130,366 $6,366 4.48%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 24 $5,150,000 $214,583 $8,268 4.62%
    DAYTON-KETTERING, OH (FHA|USDA|VA) 30 $4,950,000 $165,000 $7,565 4.55%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 12 $3,480,000 $290,000 $13,209 4.50%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 16 $3,470,000 $216,875 $8,142 4.61%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 11 $3,205,000 $291,364 $12,497 4.39%
    Zanesville, OH (FHA|USDA|VA) 23 $3,145,000 $136,739 $6,815 4.56%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 14 $2,820,000 $201,429 $7,163 4.43%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 11 $2,735,000 $248,636 $10,127 4.18%
    PITTSBURGH, PA (FHA|USDA|VA) 16 $2,590,000 $161,875 $6,745 4.27%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 16 $2,580,000 $161,250 $6,230 4.82%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 14 $2,380,000 $170,000 $8,278 4.41%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 14 $2,210,000 $157,857 $7,238 4.31%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 11 $2,195,000 $199,545 $8,031 4.70%
    Ashtabula, OH (FHA|USDA|VA) 15 $2,085,000 $139,000 $6,608 4.72%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 9 $1,955,000 $217,222 $7,419 4.20%
    TOLEDO, OH (FHA|USDA|VA) 11 $1,865,000 $169,545 $6,487 4.45%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 9 $1,795,000 $199,444 $9,827 4.57%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 8 $1,690,000 $211,250 $6,678 4.62%
    SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 1 $1,665,000 $1,665,000 $50,442 3.88%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 10 $1,540,000 $154,000 $6,688 4.70%
    GREELEY, CO (FHA|USDA|VA) 5 $1,535,000 $307,000 $9,267 4.38%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 8 $1,480,000 $185,000 $9,374 4.59%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 7 $1,415,000 $202,143 $9,461 4.49%
    JACKSONVILLE, FL (FHA|USDA|VA) 7 $1,365,000 $195,000 $7,807 4.76%
    RICHMOND, VA (FHA|USDA|VA) 6 $1,340,000 $223,333 $8,933 4.04%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 6 $1,340,000 $223,333 $7,350 4.98%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 4 $1,290,000 $322,500 $11,938 4.96%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 8 $1,140,000 $142,500 $5,933 4.55%
    FAYETTEVILLE, NC (FHA|USDA|VA) 6 $1,070,000 $178,333 $8,226 4.23%
    New Philadelphia-Dover, OH (FHA|USDA|VA) 7 $1,055,000 $150,714 $6,910 4.40%
    Chillicothe, OH (FHA|USDA|VA) 4 $1,010,000 $252,500 $8,929 4.54%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 3 $995,000 $331,667 $10,266 4.18%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 3 $945,000 $315,000 $10,221 4.17%
    Palatka, FL (FHA|USDA|VA) 6 $940,000 $156,667 $8,737 4.44%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 3 $915,000 $305,000 $12,659 4.28%
    Bay City, TX (FHA|USDA|VA) 5 $915,000 $183,000 $7,948 4.33%
    Salem, OH (FHA|USDA|VA) 7 $895,000 $127,857 $6,555 4.57%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 2 $870,000 $435,000 $8,202 4.06%
    MANSFIELD, OH (FHA|USDA|VA) 5 $795,000 $159,000 $8,586 4.34%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 3 $775,000 $258,333 $8,433 5.04%
    BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 3 $765,000 $255,000 $9,562 4.42%
    NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 3 $765,000 $255,000 $8,198 4.60%
    WINSTON-SALEM, NC (FHA|USDA|VA) 5 $745,000 $149,000 $7,506 4.67%
    VALLEJO, CA (FHA|USDA|VA) 2 $740,000 $370,000 $16,536 4.50%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 2 $720,000 $360,000 $8,116 3.63%
    Duncan, OK (FHA|USDA|VA) 6 $690,000 $115,000 $5,291 5.15%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 5 $665,000 $133,000 $7,466 4.41%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 4 $660,000 $165,000 $8,835 4.50%
    Jefferson, GA (FHA|USDA|VA) 3 $645,000 $215,000 $7,643 3.96%
    TRENTON-PRINCETON, NJ (FHA|USDA|VA) 2 $620,000 $310,000 $13,126 4.75%
    OCALA, FL (FHA|USDA|VA) 4 $610,000 $152,500 $9,350 4.25%
    Sandusky, OH (FHA|USDA|VA) 3 $605,000 $201,667 $6,736 3.77%
    PANAMA CITY, FL (FHA|USDA|VA) 4 $590,000 $147,500 $7,704 4.72%
    Cambridge, OH (FHA|USDA|VA) 3 $585,000 $195,000 $5,439 4.50%
    Mount Vernon, OH (FHA|USDA|VA) 3 $585,000 $195,000 $8,190 4.08%
    BAKERSFIELD, CA (FHA|USDA|VA) 2 $570,000 $285,000 $7,852 4.13%
    ASHEVILLE, NC (FHA|USDA|VA) 2 $570,000 $285,000 $11,693 3.84%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 1 $545,000 $545,000 $18,804 4.63%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 2 $540,000 $270,000 $6,241 4.25%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 2 $530,000 $265,000 $12,183 4.44%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 3 $515,000 $171,667 $9,991 5.38%
    Norwalk, OH (FHA|USDA|VA) 5 $495,000 $99,000 $4,503 4.59%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 3 $485,000 $161,667 $7,780 4.39%
    PUNTA GORDA, FL (FHA|USDA|VA) 3 $475,000 $158,333 $7,093 4.42%
    Athens, OH (FHA|USDA|VA) 3 $475,000 $158,333 $8,426 4.96%
    Findlay, OH (FHA|USDA|VA) 4 $470,000 $117,500 $5,049 5.06%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 3 $465,000 $155,000 $4,666 4.56%
    Ashland, OH (FHA|USDA|VA) 3 $455,000 $151,667 $7,984 4.67%
    CHARLESTON, WV (FHA|USDA|VA) 5 $445,000 $89,000 $4,791 4.35%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) 2 $440,000 $220,000 $5,007 4.06%
    Wooster, OH (FHA|USDA|VA) 4 $440,000 $110,000 $5,870 4.44%
    BOULDER, CO (FHA|USDA|VA) 1 $425,000 $425,000 $12,522 4.13%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 3 $425,000 $141,667 $7,250 4.92%
    Coshocton, OH (FHA|USDA|VA) 3 $415,000 $138,333 $6,037 4.96%
    HINESVILLE, GA (FHA|USDA|VA) 3 $415,000 $138,333 $8,075 4.79%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) 3 $415,000 $138,333 $6,167 4.42%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 1 $405,000 $405,000 $5,296 4.88%
    WILMINGTON, NC (FHA|USDA|VA) 2 $400,000 $200,000 $5,898 4.38%
    ODESSA, TX (FHA|USDA|VA) 2 $400,000 $200,000 $8,088 4.56%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 1 $395,000 $395,000 $3,951 3.50%
    HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 2 $390,000 $195,000 $5,372 3.88%
    ABILENE, TX (FHA|USDA|VA) 2 $390,000 $195,000 $7,233 4.88%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 2 $380,000 $190,000 $9,131 3.88%
    GAINESVILLE, GA (FHA|USDA|VA) 2 $380,000 $190,000 $7,067 3.99%
    WARNER ROBINS, GA (FHA|USDA|VA) 2 $370,000 $185,000 $5,719 4.44%
    Waycross, GA (FHA|USDA|VA) 2 $360,000 $180,000 $4,547 4.09%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 2 $350,000 $175,000 $8,195 4.13%
    ALTOONA, PA (FHA|USDA|VA) 4 $350,000 $87,500 $5,633 4.50%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 2 $350,000 $175,000 $8,454 4.31%
    Marion, OH (FHA|USDA|VA) 3 $345,000 $115,000 $5,047 5.08%
    CARBONDALE-MARION, IL (FHA|USDA|VA) 3 $345,000 $115,000 $6,722 5.00%
    MERCED, CA (FHA|USDA|VA) 1 $335,000 $335,000 $13,759 3.50%
    MIDLAND, TX (FHA|USDA|VA) 1 $315,000 $315,000 $6,935 5.00%
    JACKSON, MS (FHA|USDA|VA) 2 $310,000 $155,000 $6,506 4.31%
    Forest City, NC (FHA|USDA|VA) 1 $305,000 $305,000 $7,921 4.88%
    LIMA, OH (FHA|USDA|VA) 2 $300,000 $150,000 $7,910 4.50%
    Somerset, PA (FHA|USDA|VA) 2 $290,000 $145,000 $9,491 4.63%
    LAWTON, OK (FHA|USDA|VA) 1 $285,000 $285,000 $3,868 5.13%
    YUBA CITY, CA (FHA|USDA|VA) 1 $285,000 $285,000 $10,883 3.63%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 1 $275,000 $275,000 $9,450 4.25%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $275,000 $275,000 $13,684 5.50%
    STATE COLLEGE, PA (FHA|USDA|VA) 1 $275,000 $275,000 $12,178 4.75%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 2 $270,000 $135,000 $6,401 3.97%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 2 $270,000 $135,000 $4,290 4.19%
    Athens, TX (FHA|USDA|VA) 1 $265,000 $265,000 $10,743 4.05%
    SAVANNAH, GA (FHA|USDA|VA) 2 $250,000 $125,000 $4,860 4.00%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 1 $245,000 $245,000 $2,809 3.63%
    LONGVIEW, TX (FHA|USDA|VA) 1 $245,000 $245,000 $9,195 4.25%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $245,000 $245,000 $9,935 4.00%
    Kill Devil Hills, NC (FHA|USDA|VA) 1 $235,000 $235,000 $9,435 4.00%
    SPARTANBURG, SC (FHA|USDA|VA) 1 $235,000 $235,000 $6,409 3.75%
    Meadville, PA (FHA|USDA|VA) 1 $225,000 $225,000 $10,672 4.38%
    WINCHESTER, VA-WV (FHA|USDA|VA) 1 $225,000 $225,000 $9,067 3.63%
    New Castle, PA (FHA|USDA|VA) 2 $220,000 $110,000 $7,321 3.88%
    HUNTSVILLE, AL (FHA|USDA|VA) 1 $205,000 $205,000 $8,487 4.13%
    HARRISONBURG, VA (FHA|USDA|VA) 1 $205,000 $205,000 $4,584 4.13%
    TALLAHASSEE, FL (FHA|USDA|VA) 2 $200,000 $100,000 $7,903 5.81%
    WACO, TX (FHA|USDA|VA) 1 $195,000 $195,000 $5,126 3.38%
    JACKSONVILLE, NC (FHA|USDA|VA) 1 $195,000 $195,000 $675 4.13%
    Orangeburg, SC (FHA|USDA|VA) 1 $195,000 $195,000 $8,975 4.13%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 1 $185,000 $185,000 $7,075 5.88%
    TUSCALOOSA, AL (FHA|USDA|VA) 1 $185,000 $185,000 $10,220 4.63%
    WICHITA FALLS, TX (FHA|USDA|VA) 1 $175,000 $175,000 $6,953 4.13%
    Cedartown, GA (FHA|USDA|VA) 1 $175,000 $175,000 $4,591 3.63%
    Marietta, OH (FHA|USDA|VA) 1 $175,000 $175,000 $9,877 5.00%
    BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $165,000 $165,000 $7,690 5.38%
    ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $165,000 $165,000 $9,330 5.75%
    Wauchula, FL (FHA|USDA|VA) 1 $165,000 $165,000 $7,578 5.50%
    Jackson, OH (FHA|USDA|VA) 1 $165,000 $165,000 $5,769 4.25%
    Cornelia, GA (FHA|USDA|VA) 1 $165,000 $165,000 $5,239 5.00%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 1 $165,000 $165,000 $3,475 3.95%
    Borger, TX (FHA|USDA|VA) 1 $155,000 $155,000 $8,083 3.75%
    ENID, OK (FHA|USDA|VA) 1 $155,000 $155,000 $5,135 4.63%
    SPRINGFIELD, OH (FHA|USDA|VA) 1 $155,000 $155,000 $9,768 3.50%
    FLINT, MI (FHA|USDA|VA) 1 $155,000 $155,000 $7,331 4.55%
    FLAGSTAFF, AZ (FHA|USDA|VA) 1 $155,000 $155,000 $7,032 5.25%
    Mount Airy, NC (FHA|USDA|VA) 1 $155,000 $155,000 $7,613 3.88%
    Tiffin, OH (FHA|USDA|VA) 1 $155,000 $155,000 $7,941 4.38%
    Washington, NC (FHA|USDA|VA) 1 $155,000 $155,000 $8,049 5.13%
    VICTORIA, TX (FHA|USDA|VA) 1 $145,000 $145,000 $10,687 4.63%
    MORGANTOWN, WV (FHA|USDA|VA) 1 $145,000 $145,000 $7,091 3.63%
    Rockport, TX (FHA|USDA|VA) 1 $145,000 $145,000 $9,142 4.13%
    Sunbury, PA (FHA|USDA|VA) 1 $145,000 $145,000 $7,249 3.63%
    Urbana, OH (FHA|USDA|VA) 1 $145,000 $145,000 $9,103 5.50%
    WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $145,000 $145,000 $8,247 4.50%
    Del Rio, TX (FHA|USDA|VA) 1 $135,000 $135,000 $9,522 4.13%
    BANGOR, ME (FHA|USDA|VA) 1 $135,000 $135,000 $8,733 3.63%
    SAN ANGELO, TX (FHA|USDA|VA) 1 $135,000 $135,000 $4,785 3.88%
    DALTON, GA (FHA|USDA|VA) 1 $135,000 $135,000 $3,778 4.63%
    Dumas, TX (FHA|USDA|VA) 1 $135,000 $135,000 $5,381 3.88%
    JOHNSON CITY, TN (FHA|USDA|VA) 1 $135,000 $135,000 $6,269 3.63%
    EL PASO, TX (FHA|USDA|VA) 1 $135,000 $135,000 $6,345 4.38%
    Morehead City, NC (FHA|USDA|VA) 1 $135,000 $135,000 $7,044 5.05%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $135,000 $135,000 $8,247 3.99%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $125,000 $125,000 $5,865 4.13%
    Defiance, OH (FHA|USDA|VA) 1 $125,000 $125,000 $8,170 4.13%
    Stevens Point, WI (FHA|USDA|VA) 1 $125,000 $125,000 $6,964 4.05%
    LANCASTER, PA (FHA|USDA|VA) 1 $125,000 $125,000 $7,823 5.20%
    Jacksonville, TX (FHA|USDA|VA) 1 $115,000 $115,000 $5,737 5.85%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 1 $115,000 $115,000 $6,848 5.13%
    Indiana, PA (FHA|USDA|VA) 1 $115,000 $115,000 $2,612 5.50%
    Hillsdale, MI (FHA|USDA|VA) 1 $115,000 $115,000 $7,152 3.75%
    North Wilkesboro, NC (FHA|USDA|VA) 1 $115,000 $115,000 $5,646 4.88%
    Clewiston, FL (FHA|USDA|VA) 1 $105,000 $105,000 $7,536 4.63%
    BECKLEY, WV (FHA|USDA|VA) 1 $105,000 $105,000 $5,658 4.88%
    ROCKY MOUNT, NC (FHA|USDA|VA) 1 $105,000 $105,000 $6,787 4.63%
    Huntingdon, PA (FHA|USDA|VA) 1 $105,000 $105,000 $4,548 4.50%
    Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 1 $95,000 $95,000 $5,765 3.99%
    Jesup, GA (FHA|USDA|VA) 1 $95,000 $95,000 $6,043 4.13%
    NEW BERN, NC (FHA|USDA|VA) 1 $95,000 $95,000 $2,199 5.88%
    WHEELING, WV-OH (FHA|USDA|VA) 1 $85,000 $85,000 $3,505 5.88%
    VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 1 $85,000 $85,000 $4,742 4.88%
    Van Wert, OH (FHA|USDA|VA) 1 $85,000 $85,000 $6,456 4.13%
    GOLDSBORO, NC (FHA|USDA|VA) 1 $85,000 $85,000 $3,754 3.38%
    Okeechobee, FL (FHA|USDA|VA) 1 $75,000 $75,000 $6,130 4.88%
    Fremont, OH (FHA|USDA|VA) 1 $75,000 $75,000 $5,774 4.63%
    Adrian, MI (FHA|USDA|VA) 1 $75,000 $75,000 $3,791 5.60%
    Sturgis, MI (FHA|USDA|VA) 1 $75,000 $75,000 $5,440 5.00%
    Granbury, TX (FHA|USDA|VA) 1 $75,000 $75,000 $7,584 4.75%
    AMARILLO, TX (FHA|USDA|VA) 1 $75,000 $75,000 $7,304 5.13%
    Middlesborough, KY (FHA|USDA|VA) 1 $75,000 $75,000 $5,541 3.38%
    Atmore, AL (FHA|USDA|VA) 1 $75,000 $75,000 $4,040 5.25%
    Greenville, OH (FHA|USDA|VA) 1 $65,000 $65,000 $6,461 3.95%
    Laurinburg, NC (FHA|USDA|VA) 1 $65,000 $65,000 $5,435 4.25%
    ERIE, PA (FHA|USDA|VA) 1 $65,000 $65,000 $6,428 5.25%
    BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $55,000 $55,000 $3,057 4.13%
    Liberty Home Mortgage Corporation's top markets include Cleveland, Akron, Atlanta, Columbus, and Canton among others.

    Their top states include:
  • Ohio (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against LIBERTY HOME MORTGAGE CORPORATION based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Bay Area Credit Union, Inc.
    Similarity Rank: 13
    Cleveland Selfreliance FCU
    Similarity Rank: 33
    US COMMUNITY
    Similarity Rank: 64
    JEEP COUNTRY
    Similarity Rank: 78
    BIRMINGHAM-BLOOMFIELD Credit Union
    Similarity Rank: 159
    CINFED Federal Credit Union
    Similarity Rank: 162
    Dort Financial Credit Union
    Similarity Rank: 222
    LAUNCH FEDERAL CREDIT UNION
    Similarity Rank: 225

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    FHA 1,136 $186,590,000 $164,252 $7,622 4.43%
    Conventional 360 $65,270,000 $181,306 $6,009 4.67%
    VA 118 $25,320,000 $214,576 $6,120 4.45%
    USDA 43 $6,025,000 $140,116 $6,747 4.15%

    For 2019, Liberty Home Mortgage Corporation's most frequently originated type of loan was FHA, with 1,136 originations. Their 2nd most popular type was Conventional, with 360 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 1,412 $236,890,000 $167,769 $7,351 4.53%
    Refi 179 $35,375,000 $197,626 $5,566 4.01%
    Home Improvement 48 $7,860,000 $163,750 $7,072 4.41%
    Cash Out Refi 18 $3,080,000 $171,111 $6,502 4.76%

    For 2019, Liberty Home Mortgage Corporation's most frequently cited loan purpose was Home Purchase, with 1,412 originations. The 2nd most popular reason was Refi, with 179 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,610 $275,990,000 $171,422 $7,174 4.47%
    Other 20 $3,700,000 $185,000 $6,141 4.68%
    15 Year 17 $1,895,000 $111,471 $5,766 4.21%
    20 Year 8 $1,320,000 $165,000 $5,664 4.26%
    30+ year 2 $300,000 $150,000 $8,833 5.00%

    For 2019, Liberty Home Mortgage Corporation's most frequently cited loan duration was 30 Year, with 1,610 originations. The 2nd most popular length was Other, with 20 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $2k-3k 443 $69,735,000 $157,415
    $3k-4k 377 $57,755,000 $153,196
    $<1k 366 $59,140,000 $161,585
    $1k-2k 193 $32,655,000 $169,197
    $4k-5k 141 $26,015,000 $184,504
    $5k+ 135 $37,645,000 $278,852

    Liberty Home Mortgage Corporation's average total fees were $7,174, while their most frequently occuring range of origination fees (closing costs) were in the $2k-3k bucket, with 443 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 875 $148,605,000 $169,834
    3-4% 441 $80,415,000 $182,347
    5-6% 337 $52,915,000 $157,018
    2.5-3% 3 $1,085,000 $361,667
    6-7% 1 $185,000 $185,000

    During 2019, Liberty Home Mortgage Corporation's average interest rate for loans was 4.47%, while their most frequently originated rate bucket for loans was 4-5%, with 875 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 927 $134,925,000 $145,550 $6,609 4.46%
    $200k-400k 433 $111,675,000 $257,910 $8,979 4.39%
    $100,000 or less 265 $20,935,000 $79,000 $5,162 4.67%
    $400k-600k 31 $14,005,000 $451,774 $12,978 4.47%
    $1MM+ 1 $1,665,000 $1,665,000 $50,442 3.88%

    2019 saw Liberty Home Mortgage Corporation place emphasis on $100k-200k loans with 927 originations, totaling $134,925,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 675 $93,015,000 $137,800 $6,146 4.36%
    $50k-75k 472 $75,050,000 $159,004 $7,207 4.53%
    $75k-100k 265 $51,065,000 $192,698 $7,808 4.57%
    $100k-150k 178 $42,190,000 $237,022 $8,532 4.62%
    $150k-250k 55 $16,435,000 $298,818 $9,803 4.51%
    $250k+ 9 $4,865,000 $540,556 $15,837 4.58%

    Liberty Home Mortgage Corporation lent most frequently to those with incomes in the $50k or less range, with 675 originations. The second most popular income band? $50k-75k, with 472 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    50-60% 284 $50,900,000 $179,225 $8,537 4.45%
    30-36% 236 $37,350,000 $158,263 $6,945 4.53%
    20-30% 216 $31,600,000 $146,296 $6,402 4.59%
    40% 78 $13,970,000 $179,103 $7,070 4.55%
    42% 60 $11,510,000 $191,833 $7,666 4.52%
    37% 58 $9,840,000 $169,655 $6,922 4.55%
    43% 55 $9,575,000 $174,091 $7,431 4.59%
    44% 54 $9,360,000 $173,333 $7,408 4.53%
    39% 52 $8,180,000 $157,308 $6,936 4.55%
    45% 50 $8,570,000 $171,400 $7,178 4.52%
    49% 49 $8,655,000 $176,633 $7,461 4.58%
    38% 49 $7,885,000 $160,918 $6,577 4.50%
    41% 49 $9,025,000 $184,184 $7,290 4.63%
    47% 47 $7,925,000 $168,617 $7,263 4.50%
    <20% 46 $6,780,000 $147,391 $6,441 4.41%
    48% 44 $7,800,000 $177,273 $7,667 4.41%
    36% 42 $7,580,000 $180,476 $7,350 4.64%
    46% 36 $6,850,000 $190,278 $8,095 4.60%
    >60% 4 $890,000 $222,500 $10,448 4.38%

    Liberty Home Mortgage Corporation lent most frequently to those with DTI ratios of 50-60%, with 284 originations. The next most common DTI ratio? 30-36%, with 236 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,353 $229,155,000 $169,368 $7,065 4.47%
    Black 195 $33,265,000 $170,590 $7,081 4.46%
    Not provided 85 $16,045,000 $188,765 $8,004 4.50%
    Asian 21 $4,285,000 $204,048 $9,131 4.63%
    American Indian 3 $455,000 $151,667 $7,279 4.54%

    Approval Rates

    Total approvals of all applications
    89.62%

    Liberty Home Mortgage Corporation has an average approval rate.

    Pick Rate

    Approvals leading to origination
    65.72%

    Liberty Home Mortgage Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 1,657 $283,205,000 $170,914

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 88 $11,340,000 $128,864
    Single Family (1-4 Units):Site-Built 1,569 $271,865,000 $173,273

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 3 $345,000 $115,000 $7,189 4.42%
    40-60% 18 $3,370,000 $187,222 $6,626 4.45%
    60-80% 121 $20,615,000 $170,372 $6,363 4.62%
    80-100% 1,483 $251,285,000 $169,444 $7,153 4.46%
    Over 100% 30 $7,060,000 $235,333 $10,158 4.47%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    Liberty Finance Co., Inc. Conventional home mortgage Struggling to pay mortgage 1 100.0%