Liberty Home Mortgage Corporation Rates, Fees & Info
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Tax ID: 46-3525878
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Mortgage Data
Review & Overview
Liberty Home Mortgage Corporation is a smaller mortgage company specializing in Home Purchase loans. They have a a high proportion of FHA loans. Liberty Home Mortgage Corporation has an average proportion of conventional loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Cleveland, Akron, Atlanta, Columbus, and Canton among others. We have data for 194 markets. (Some data included below & more in-depth data is available with an active subscription.)Liberty Home Mortgage Corporation has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Liberty Home Mortgage Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 7.03% | 4/18/24 |
| 30 Year Conventional Refi | 7.00% | 4/18/24 |
| 30 Year Cash-out Refi | 7.03% | 4/18/24 |
| 30 Year FHA Purchase | 7.57% | 4/18/24 |
| 30 Year FHA Refi | 7.47% | 4/18/24 |
| 30 Year VA Purchase | 6.61% | 4/18/24 |
| 30 Year VA Refi | 6.51% | 4/18/24 |
| 30 Year USDA Purchase | 6.92% | 4/18/24 |
| 15 Year Conventional Purchase | 6.59% | 4/18/24 |
| 15 Year Conventional Refi | 6.60% | 4/18/24 |
| 15 Year Cash-out Refi | 6.60% | 4/18/24 |
| 15 Year FHA Purchase | 8.13% | 4/18/24 |
| 15 Year VA Purchase | 6.59% | 4/18/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Liberty Home Mortgage Corporation Mortgage Calculator
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This is not an official calculator from Liberty Home Mortgage Corporation. It uses our SimulatedRate™
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,657Origination Dollar Volume (All Markets)
$283,205,000Awards
LIBERTY HOME MORTGAGE CORPORATION - 2019
LIBERTY HOME MORTGAGE CORPORATION is a 2019 , due to their low .
For 2019, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 476 | $74,960,000 | $157,479 | $6,489 | 4.45% |
| AKRON, OH (FHA|USDA|VA) | 219 | $35,065,000 | $160,114 | $6,527 | 4.45% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 79 | $15,765,000 | $199,557 | $7,682 | 4.41% |
| Outside of Metro Areas | 70 | $10,610,000 | $151,571 | $6,754 | 4.63% |
| COLUMBUS, OH (FHA|USDA|VA) | 53 | $10,175,000 | $191,981 | $8,057 | 4.54% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 51 | $7,515,000 | $147,353 | $6,934 | 4.39% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 41 | $7,015,000 | $171,098 | $7,318 | 4.36% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 41 | $5,345,000 | $130,366 | $6,366 | 4.48% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 24 | $5,150,000 | $214,583 | $8,268 | 4.62% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 30 | $4,950,000 | $165,000 | $7,565 | 4.55% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 12 | $3,480,000 | $290,000 | $13,209 | 4.50% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 16 | $3,470,000 | $216,875 | $8,142 | 4.61% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 11 | $3,205,000 | $291,364 | $12,497 | 4.39% |
| Zanesville, OH (FHA|USDA|VA) | 23 | $3,145,000 | $136,739 | $6,815 | 4.56% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 14 | $2,820,000 | $201,429 | $7,163 | 4.43% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 11 | $2,735,000 | $248,636 | $10,127 | 4.18% |
| PITTSBURGH, PA (FHA|USDA|VA) | 16 | $2,590,000 | $161,875 | $6,745 | 4.27% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 16 | $2,580,000 | $161,250 | $6,230 | 4.82% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 14 | $2,380,000 | $170,000 | $8,278 | 4.41% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 14 | $2,210,000 | $157,857 | $7,238 | 4.31% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 11 | $2,195,000 | $199,545 | $8,031 | 4.70% |
| Ashtabula, OH (FHA|USDA|VA) | 15 | $2,085,000 | $139,000 | $6,608 | 4.72% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 9 | $1,955,000 | $217,222 | $7,419 | 4.20% |
| TOLEDO, OH (FHA|USDA|VA) | 11 | $1,865,000 | $169,545 | $6,487 | 4.45% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 9 | $1,795,000 | $199,444 | $9,827 | 4.57% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 8 | $1,690,000 | $211,250 | $6,678 | 4.62% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $1,665,000 | $1,665,000 | $50,442 | 3.88% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 10 | $1,540,000 | $154,000 | $6,688 | 4.70% |
| GREELEY, CO (FHA|USDA|VA) | 5 | $1,535,000 | $307,000 | $9,267 | 4.38% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 8 | $1,480,000 | $185,000 | $9,374 | 4.59% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 7 | $1,415,000 | $202,143 | $9,461 | 4.49% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 7 | $1,365,000 | $195,000 | $7,807 | 4.76% |
| RICHMOND, VA (FHA|USDA|VA) | 6 | $1,340,000 | $223,333 | $8,933 | 4.04% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 6 | $1,340,000 | $223,333 | $7,350 | 4.98% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 4 | $1,290,000 | $322,500 | $11,938 | 4.96% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 8 | $1,140,000 | $142,500 | $5,933 | 4.55% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 6 | $1,070,000 | $178,333 | $8,226 | 4.23% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 7 | $1,055,000 | $150,714 | $6,910 | 4.40% |
| Chillicothe, OH (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $8,929 | 4.54% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $10,266 | 4.18% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $10,221 | 4.17% |
| Palatka, FL (FHA|USDA|VA) | 6 | $940,000 | $156,667 | $8,737 | 4.44% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $12,659 | 4.28% |
| Bay City, TX (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $7,948 | 4.33% |
| Salem, OH (FHA|USDA|VA) | 7 | $895,000 | $127,857 | $6,555 | 4.57% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $8,202 | 4.06% |
| MANSFIELD, OH (FHA|USDA|VA) | 5 | $795,000 | $159,000 | $8,586 | 4.34% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $8,433 | 5.04% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $9,562 | 4.42% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $8,198 | 4.60% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 5 | $745,000 | $149,000 | $7,506 | 4.67% |
| VALLEJO, CA (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $16,536 | 4.50% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $8,116 | 3.63% |
| Duncan, OK (FHA|USDA|VA) | 6 | $690,000 | $115,000 | $5,291 | 5.15% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 5 | $665,000 | $133,000 | $7,466 | 4.41% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $8,835 | 4.50% |
| Jefferson, GA (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $7,643 | 3.96% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $13,126 | 4.75% |
| OCALA, FL (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $9,350 | 4.25% |
| Sandusky, OH (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $6,736 | 3.77% |
| PANAMA CITY, FL (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $7,704 | 4.72% |
| Cambridge, OH (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $5,439 | 4.50% |
| Mount Vernon, OH (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $8,190 | 4.08% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $7,852 | 4.13% |
| ASHEVILLE, NC (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $11,693 | 3.84% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $18,804 | 4.63% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $6,241 | 4.25% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $12,183 | 4.44% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $9,991 | 5.38% |
| Norwalk, OH (FHA|USDA|VA) | 5 | $495,000 | $99,000 | $4,503 | 4.59% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $7,780 | 4.39% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $7,093 | 4.42% |
| Athens, OH (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $8,426 | 4.96% |
| Findlay, OH (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $5,049 | 5.06% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $4,666 | 4.56% |
| Ashland, OH (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $7,984 | 4.67% |
| CHARLESTON, WV (FHA|USDA|VA) | 5 | $445,000 | $89,000 | $4,791 | 4.35% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $5,007 | 4.06% |
| Wooster, OH (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $5,870 | 4.44% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $12,522 | 4.13% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $7,250 | 4.92% |
| Coshocton, OH (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $6,037 | 4.96% |
| HINESVILLE, GA (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $8,075 | 4.79% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $6,167 | 4.42% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $5,296 | 4.88% |
| WILMINGTON, NC (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $5,898 | 4.38% |
| ODESSA, TX (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $8,088 | 4.56% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,951 | 3.50% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $5,372 | 3.88% |
| ABILENE, TX (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $7,233 | 4.88% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $9,131 | 3.88% |
| GAINESVILLE, GA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $7,067 | 3.99% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,719 | 4.44% |
| Waycross, GA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,547 | 4.09% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $8,195 | 4.13% |
| ALTOONA, PA (FHA|USDA|VA) | 4 | $350,000 | $87,500 | $5,633 | 4.50% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $8,454 | 4.31% |
| Marion, OH (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $5,047 | 5.08% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $6,722 | 5.00% |
| MERCED, CA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $13,759 | 3.50% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $6,935 | 5.00% |
| JACKSON, MS (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $6,506 | 4.31% |
| Forest City, NC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $7,921 | 4.88% |
| LIMA, OH (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $7,910 | 4.50% |
| Somerset, PA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $9,491 | 4.63% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,868 | 5.13% |
| YUBA CITY, CA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $10,883 | 3.63% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $9,450 | 4.25% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $13,684 | 5.50% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $12,178 | 4.75% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $6,401 | 3.97% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,290 | 4.19% |
| Athens, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $10,743 | 4.05% |
| SAVANNAH, GA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,860 | 4.00% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,809 | 3.63% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,195 | 4.25% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,935 | 4.00% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $9,435 | 4.00% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,409 | 3.75% |
| Meadville, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,672 | 4.38% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,067 | 3.63% |
| New Castle, PA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $7,321 | 3.88% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,487 | 4.13% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,584 | 4.13% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $7,903 | 5.81% |
| WACO, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,126 | 3.38% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $675 | 4.13% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,975 | 4.13% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,075 | 5.88% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $10,220 | 4.63% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,953 | 4.13% |
| Cedartown, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,591 | 3.63% |
| Marietta, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,877 | 5.00% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,690 | 5.38% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,330 | 5.75% |
| Wauchula, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,578 | 5.50% |
| Jackson, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,769 | 4.25% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,239 | 5.00% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,475 | 3.95% |
| Borger, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,083 | 3.75% |
| ENID, OK (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,135 | 4.63% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,768 | 3.50% |
| FLINT, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,331 | 4.55% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,032 | 5.25% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,613 | 3.88% |
| Tiffin, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,941 | 4.38% |
| Washington, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,049 | 5.13% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $10,687 | 4.63% |
| MORGANTOWN, WV (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,091 | 3.63% |
| Rockport, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $9,142 | 4.13% |
| Sunbury, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,249 | 3.63% |
| Urbana, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $9,103 | 5.50% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,247 | 4.50% |
| Del Rio, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $9,522 | 4.13% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,733 | 3.63% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,785 | 3.88% |
| DALTON, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,778 | 4.63% |
| Dumas, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,381 | 3.88% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,269 | 3.63% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,345 | 4.38% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,044 | 5.05% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,247 | 3.99% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,865 | 4.13% |
| Defiance, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,170 | 4.13% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,964 | 4.05% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,823 | 5.20% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,737 | 5.85% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,848 | 5.13% |
| Indiana, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,612 | 5.50% |
| Hillsdale, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,152 | 3.75% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,646 | 4.88% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,536 | 4.63% |
| BECKLEY, WV (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,658 | 4.88% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,787 | 4.63% |
| Huntingdon, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,548 | 4.50% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,765 | 3.99% |
| Jesup, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,043 | 4.13% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,199 | 5.88% |
| WHEELING, WV-OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,505 | 5.88% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,742 | 4.88% |
| Van Wert, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,456 | 4.13% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,754 | 3.38% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,130 | 4.88% |
| Fremont, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,774 | 4.63% |
| Adrian, MI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,791 | 5.60% |
| Sturgis, MI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,440 | 5.00% |
| Granbury, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $7,584 | 4.75% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $7,304 | 5.13% |
| Middlesborough, KY (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,541 | 3.38% |
| Atmore, AL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,040 | 5.25% |
| Greenville, OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $6,461 | 3.95% |
| Laurinburg, NC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,435 | 4.25% |
| ERIE, PA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $6,428 | 5.25% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,057 | 4.13% |
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Product Mix
For 2019, Liberty Home Mortgage Corporation's most frequently originated type of loan was FHA, with 1,136 originations. Their 2nd most popular type was Conventional, with 360 originations.
Loan Reason
For 2019, Liberty Home Mortgage Corporation's most frequently cited loan purpose was Home Purchase, with 1,412 originations. The 2nd most popular reason was Refi, with 179 originations.
Loan Duration/Length
For 2019, Liberty Home Mortgage Corporation's most frequently cited loan duration was 30 Year, with 1,610 originations. The 2nd most popular length was Other, with 20 originations.
Origination Fees/Closing Costs
Liberty Home Mortgage Corporation's average total fees were $7,174, while their most frequently occuring range of origination fees (closing costs) were in the $2k-3k bucket, with 443 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 4-5% | 875 | $148,605,000 | $169,834 |
| 3-4% | 441 | $80,415,000 | $182,347 |
| 5-6% | 337 | $52,915,000 | $157,018 |
| 2.5-3% | 3 | $1,085,000 | $361,667 |
| 6-7% | 1 | $185,000 | $185,000 |
During 2019, Liberty Home Mortgage Corporation's average interest rate for loans was 4.47%, while their most frequently originated rate bucket for loans was 4-5%, with 875 originations.
Loan Sizing
2019 saw Liberty Home Mortgage Corporation place emphasis on $100k-200k loans with 927 originations, totaling $134,925,000 in origination value.
Applicant Income
Liberty Home Mortgage Corporation lent most frequently to those with incomes in the $50k or less range, with 675 originations. The second most popular income band? $50k-75k, with 472 originations.
Applicant Debt to Income Ratio
Liberty Home Mortgage Corporation lent most frequently to those with DTI ratios of 50-60%, with 284 originations. The next most common DTI ratio? 30-36%, with 236 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications89.62%
Liberty Home Mortgage Corporation has an average approval rate.
Pick Rate
Approvals leading to origination65.72%
Liberty Home Mortgage Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,657 | $283,205,000 | $170,914 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 88 | $11,340,000 | $128,864 |
| Single Family (1-4 Units):Site-Built | 1,569 | $271,865,000 | $173,273 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2019 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Liberty Finance Co., Inc. | Conventional home mortgage | Struggling to pay mortgage | 1 | 100.0% |