Us Mortgage Corporation Rates, Fees & Info
MELVILLE, NYLEI: 54930039IUN6515TBG78
Tax ID: 11-3198028
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Mortgage Data
Review & Overview
Us Mortgage Corporation is a small mortgage company specializing in Home Purchase and Refi loans. Us Mortgage Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: New York, Atlanta, Philadelphia, Tulsa, and Myrtle Beach among others. We have data for 180 markets. (Some data included below & more in-depth data is available with an active subscription.)Us Mortgage Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Us Mortgage Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.90% | 12/16/24 |
| 30 Year Conventional Refi | 6.63% | 12/16/24 |
| 30 Year Cash-out Refi | 6.80% | 12/16/24 |
| 30 Year FHA Purchase | 7.67% | 12/16/24 |
| 30 Year FHA Refi | 7.58% | 12/16/24 |
| 30 Year VA Purchase | 6.66% | 12/16/24 |
| 30 Year VA Refi | 6.08% | 12/16/24 |
| 30 Year USDA Purchase | 7.05% | 12/16/24 |
| 30 Year USDA Refi | 6.27% | 12/16/24 |
| 15 Year Conventional Purchase | 6.62% | 12/16/24 |
| 15 Year Conventional Refi | 6.16% | 12/16/24 |
| 15 Year Cash-out Refi | 6.16% | 12/16/24 |
| 15 Year FHA Purchase | 5.68% | 12/16/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Us Mortgage Corporation Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
3,871Origination Dollar Volume (All Markets)
$1,067,935,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 791 | $315,845,000 | $399,298 | $8,961 | 3.17% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 757 | $200,945,000 | $265,449 | $5,948 | 3.18% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 310 | $81,520,000 | $262,968 | $6,854 | 3.07% |
| TULSA, OK (FHA|USDA|VA) | 422 | $79,830,000 | $189,171 | $5,529 | 3.16% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 277 | $59,255,000 | $213,917 | $4,812 | 3.21% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 126 | $46,570,000 | $369,603 | $6,374 | 2.96% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 92 | $31,220,000 | $339,348 | $7,672 | 3.16% |
| WICHITA, KS (FHA|USDA|VA) | 116 | $20,270,000 | $174,741 | $5,296 | 3.14% |
| Outside of Metro Areas | 91 | $16,285,000 | $178,956 | $5,338 | 3.19% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 61 | $16,255,000 | $266,475 | $6,505 | 3.12% |
| GAINESVILLE, GA (FHA|USDA|VA) | 52 | $14,040,000 | $270,000 | $7,890 | 3.26% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 55 | $9,865,000 | $179,364 | $4,418 | 3.06% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 12 | $6,860,000 | $571,667 | $8,910 | 3.22% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 26 | $6,410,000 | $246,538 | $5,645 | 2.99% |
| BATON ROUGE, LA (FHA|USDA|VA) | 33 | $6,085,000 | $184,394 | $6,063 | 3.05% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 25 | $6,055,000 | $242,200 | $6,062 | 3.13% |
| Jefferson, GA (FHA|USDA|VA) | 20 | $5,790,000 | $289,500 | $7,739 | 3.26% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 21 | $5,495,000 | $261,667 | $5,538 | 3.08% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 14 | $5,480,000 | $391,429 | $11,600 | 3.20% |
| Georgetown, SC (FHA|USDA|VA) | 18 | $4,830,000 | $268,333 | $5,295 | 3.23% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 17 | $4,545,000 | $267,353 | $6,550 | 3.16% |
| COLUMBUS, OH (FHA|USDA|VA) | 23 | $4,535,000 | $197,174 | $7,450 | 3.73% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 20 | $4,360,000 | $218,000 | $6,061 | 3.27% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 13 | $4,225,000 | $325,000 | $6,191 | 3.30% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 22 | $3,280,000 | $149,091 | $5,618 | 3.69% |
| PITTSBURGH, PA (FHA|USDA|VA) | 15 | $3,215,000 | $214,333 | $3,946 | 2.87% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 9 | $3,105,000 | $345,000 | $7,435 | 2.87% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 9 | $2,965,000 | $329,444 | $5,619 | 3.03% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 16 | $2,850,000 | $178,125 | $7,088 | 3.45% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 10 | $2,760,000 | $276,000 | $7,980 | 3.10% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 7 | $2,655,000 | $379,286 | $10,465 | 3.18% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 10 | $2,590,000 | $259,000 | $5,549 | 3.21% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 12 | $2,530,000 | $210,833 | $4,762 | 3.23% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 9 | $2,345,000 | $260,556 | $6,410 | 3.04% |
| RICHMOND, VA (FHA|USDA|VA) | 9 | $2,185,000 | $242,778 | $3,849 | 2.79% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 9 | $2,145,000 | $238,333 | $3,445 | 3.00% |
| Bartlesville, OK (FHA|USDA|VA) | 15 | $2,085,000 | $139,000 | $5,338 | 3.19% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 9 | $1,945,000 | $216,111 | $5,286 | 3.01% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 7 | $1,865,000 | $266,429 | $5,104 | 2.70% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 5 | $1,855,000 | $371,000 | $3,761 | 3.08% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 2 | $1,640,000 | $820,000 | $7,619 | 3.25% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 8 | $1,640,000 | $205,000 | $6,981 | 3.22% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 4 | $1,610,000 | $402,500 | $6,797 | 2.78% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 7 | $1,555,000 | $222,143 | $6,805 | 2.98% |
| Ashtabula, OH (FHA|USDA|VA) | 8 | $1,480,000 | $185,000 | $5,986 | 3.48% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 6 | $1,470,000 | $245,000 | $6,531 | 3.04% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 8 | $1,460,000 | $182,500 | $3,578 | 2.75% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 9 | $1,435,000 | $159,444 | $4,420 | 2.96% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 6 | $1,420,000 | $236,667 | $6,454 | 3.21% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 8 | $1,340,000 | $167,500 | $6,422 | 3.81% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 7 | $1,335,000 | $190,714 | $4,206 | 3.14% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 5 | $1,325,000 | $265,000 | $7,065 | 3.10% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 4 | $1,310,000 | $327,500 | $4,679 | 3.25% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 6 | $1,300,000 | $216,667 | $9,452 | 3.35% |
| Sevierville, TN (FHA|USDA|VA) | 3 | $1,265,000 | $421,667 | $7,104 | 3.33% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 7 | $1,215,000 | $173,571 | $4,282 | 3.21% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $10,355 | 2.66% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 5 | $1,095,000 | $219,000 | $4,060 | 2.70% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 2 | $1,070,000 | $535,000 | $14,002 | 2.75% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $5,099 | 2.88% |
| FLORENCE, SC (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $5,540 | 3.17% |
| Stillwater, OK (FHA|USDA|VA) | 7 | $1,035,000 | $147,857 | $4,054 | 3.12% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $4,488 | 3.09% |
| WILMINGTON, NC (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $6,446 | 3.21% |
| Cornelia, GA (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $5,351 | 3.28% |
| Muskogee, OK (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $5,062 | 3.18% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $7,843 | 3.33% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $18,190 | 2.38% |
| READING, PA (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $6,069 | 2.91% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $3,559 | 2.83% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $12,104 | 2.69% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $7,689 | 3.67% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $7,539 | 3.00% |
| MONROE, LA (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $5,356 | 3.40% |
| PANAMA CITY, FL (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $8,431 | 3.25% |
| Lumberton, NC (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $4,262 | 3.13% |
| LANCASTER, PA (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $3,324 | 2.84% |
| SAVANNAH, GA (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $3,881 | 3.06% |
| GREELEY, CO (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $3,770 | 3.25% |
| KINGSTON, NY (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $7,537 | 3.69% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $10,029 | 3.31% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $13,741 | 3.00% |
| Calhoun, GA (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $5,620 | 3.13% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $6,770 | 3.00% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $4,935 | 3.63% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $7,318 | 3.31% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $8,544 | 3.00% |
| LaGrange, GA-AL (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,578 | 3.06% |
| GREEN BAY, WI (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $9,390 | 4.13% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $3,938 | 3.25% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $2,898 | 2.63% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $5,249 | 3.25% |
| DALTON, GA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $8,885 | 3.69% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $7,418 | 3.49% |
| Yankton, SD (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $9,853 | 3.38% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,895 | 3.00% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $7,235 | 2.50% |
| OCALA, FL (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,975 | 3.25% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $7,571 | 2.63% |
| THE VILLAGES, FL (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,139 | 3.25% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $10,994 | 3.13% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $9,225 | 3.00% |
| LINCOLN, NE (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,948 | 3.44% |
| Albertville, AL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,099 | 3.50% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $5,769 | 3.63% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $5,501 | 4.88% |
| FRESNO, CA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $12,739 | 3.25% |
| COLUMBIA, SC (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,132 | 3.00% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $8,675 | 3.25% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $11,949 | 2.88% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $1,937 | 2.25% |
| TOLEDO, OH (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $5,480 | 3.94% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,053 | 3.06% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $5,240 | 2.88% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $10,071 | 3.63% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $9,296 | 2.99% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,788 | 3.00% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $9,346 | 3.25% |
| BURLINGTON, NC (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $7,296 | 4.13% |
| ROME, GA (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $4,282 | 3.21% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $1,974 | 2.99% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $6,541 | 3.44% |
| Cedartown, GA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,774 | 3.44% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,560 | 4.00% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,230 | 3.25% |
| Toccoa, GA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $10,364 | 3.25% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,785 | 3.50% |
| STOCKTON, CA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,414 | 3.38% |
| Warren, PA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,750 | 2.63% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,879 | 2.88% |
| Washington Court House, OH (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,118 | 3.50% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,467 | 3.19% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $6,950 | 3.00% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,578 | 2.75% |
| FLINT, MI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,838 | 2.25% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,790 | 3.25% |
| McPherson, KS (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,323 | 2.88% |
| KNOXVILLE, TN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,588 | 3.00% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,026 | 2.88% |
| BINGHAMTON, NY (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $5,141 | 3.25% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,794 | 3.50% |
| Oxford, MS (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,241 | 3.13% |
| Wooster, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $10,284 | 4.50% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,734 | 2.00% |
| Sayre, PA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,157 | 2.25% |
| UTICA-ROME, NY (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $4,862 | 3.00% |
| Sanford, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,669 | 2.63% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,399 | 3.25% |
| DuBois, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,325 | 3.00% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,033 | 3.38% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,350 | 3.00% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,633 | 2.25% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,180 | 3.13% |
| Morgan City, LA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,024 | 3.00% |
| Bluefield, WV-VA (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $4,279 | 3.44% |
| Winfield, KS (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $2,885 | 3.19% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,337 | 3.25% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,851 | 3.38% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,743 | 4.13% |
| MANSFIELD, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,366 | 3.75% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,990 | 2.75% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,701 | 2.88% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,174 | 3.13% |
| MONROE, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,574 | 3.13% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,973 | 3.12% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,589 | 3.49% |
| AKRON, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,981 | 3.63% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,591 | 3.13% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,837 | 3.38% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,365 | 3.63% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,063 | 3.13% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,991 | 2.75% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,694 | 3.25% |
| Plattsburgh, NY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,462 | 3.63% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,129 | 2.63% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,334 | 2.75% |
| Batavia, NY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $8,731 | 3.25% |
| ELMIRA, NY (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,593 | 3.25% |
| Coffeyville, KS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,408 | 2.75% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,125 | 2.50% |
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Product Mix
For 2021, Us Mortgage Corporation's most frequently originated type of loan was Conventional, with 2,676 originations. Their 2nd most popular type was FHA, with 964 originations.
Loan Reason
For 2021, Us Mortgage Corporation's most frequently cited loan purpose was Home Purchase, with 2,444 originations. The 2nd most popular reason was Refi, with 868 originations.
Loan Duration/Length
For 2021, Us Mortgage Corporation's most frequently cited loan duration was 30 Year, with 3,531 originations. The 2nd most popular length was 15 Year, with 210 originations.
Origination Fees/Closing Costs
Us Mortgage Corporation's average total fees were $6,752, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 1,924 originations.
Interest Rates
During 2021, Us Mortgage Corporation's average interest rate for loans was 3.20%, while their most frequently originated rate bucket for loans was 3-4%, with 2,279 originations.
Loan Sizing
2021 saw Us Mortgage Corporation place emphasis on $200k-400k loans with 1,895 originations, totaling $537,615,000 in origination value.
Applicant Income
Us Mortgage Corporation lent most frequently to those with incomes in the $50k-75k range, with 1,019 originations. The second most popular income band? $100k-150k, with 769 originations.
Applicant Debt to Income Ratio
Us Mortgage Corporation lent most frequently to those with DTI ratios of 30-36%, with 618 originations. The next most common DTI ratio? 20-30%, with 575 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications94.77%
Us Mortgage Corporation has an average approval rate.
Pick Rate
Approvals leading to origination81.71%
Us Mortgage Corporation has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 3,871 | $1,067,935,000 | $275,881 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3,871 | $1,067,935,000 | $275,881 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| US MORTGAGE CORPORATION | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 100.0% |