Thrivent Federal Credit Union Mortgage Rates, Fees & Info
Appleton, WILEI: 549300WW4OBT30G5DK23
Tax ID: 46-1316895
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Mortgage Data
Review & Overview
Thrivent Federal Credit Union is a smaller credit union specializing in Home Purchase, Cash Out Refi, and Refi loans. Thrivent Federal Credit Union has a high proportion of conventional loans. Their top markets by origination volume include: Minneapolis, Phoenix, Appleton, Chicago, and Atlanta among others. We have data for 207 markets. (Some data included below & more in-depth data is available with an active subscription.)Thrivent Federal Credit Union has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Thrivent Federal Credit Union is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.46% | 12/16/24 |
| 30 Year Conventional Refi | 6.37% | 12/16/24 |
| 30 Year Cash-out Refi | 6.51% | 12/16/24 |
| 30 Year VA Purchase | 6.66% | 12/16/24 |
| 15 Year Conventional Purchase | 6.16% | 12/16/24 |
| 15 Year Conventional Refi | 6.05% | 12/16/24 |
| 15 Year Cash-out Refi | 6.05% | 12/16/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Thrivent Federal Credit Union Mortgage Calculator
Your Estimates
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This is not an official calculator from Thrivent Federal Credit Union. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
785Origination Dollar Volume (All Markets)
$129,875,000Awards
THRIVENT Federal Credit Union - 2019
THRIVENT Federal Credit Union is a 2019 , due to their low .
For 2019, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 137 | $28,945,000 | $211,277 | $2,423 | 4.47% |
| Outside of Metro Areas | 69 | $7,125,000 | $103,261 | $2,202 | 4.21% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 19 | $5,805,000 | $305,526 | $4,120 | 3.85% |
| APPLETON, WI (FHA|USDA|VA) | 42 | $5,490,000 | $130,714 | $2,273 | 4.21% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 33 | $4,465,000 | $135,303 | $2,064 | 4.53% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 13 | $3,315,000 | $255,000 | $3,942 | 3.99% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 11 | $2,985,000 | $271,364 | $5,158 | 4.08% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 6 | $2,380,000 | $396,667 | $3,688 | 4.14% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 10 | $2,040,000 | $204,000 | $2,728 | 3.89% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 7 | $2,025,000 | $289,286 | $4,049 | 4.32% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 16 | $1,960,000 | $122,500 | $2,192 | 4.37% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 7 | $1,615,000 | $230,714 | $3,435 | 3.91% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 10 | $1,580,000 | $158,000 | $2,169 | 4.30% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 2 | $1,570,000 | $785,000 | $4,258 | 3.38% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 7 | $1,525,000 | $217,857 | $3,019 | 4.30% |
| DULUTH, MN-WI (FHA|USDA|VA) | 10 | $1,450,000 | $145,000 | $2,193 | 4.52% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 4 | $1,290,000 | $322,500 | $4,731 | 3.62% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 8 | $1,260,000 | $157,500 | $2,452 | 4.64% |
| Brainerd, MN (FHA|USDA|VA) | 4 | $1,260,000 | $315,000 | $2,261 | 4.34% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $1,255,000 | $1,255,000 | $5,306 | 3.50% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 5 | $1,175,000 | $235,000 | $2,414 | 4.20% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $2,939 | 4.15% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $4,056 | 4.03% |
| Alexandria, MN (FHA|USDA|VA) | 7 | $985,000 | $140,714 | $3,172 | 4.07% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $2,172 | 4.62% |
| ROCHESTER, MN (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $2,569 | 4.05% |
| Breckenridge, CO (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $4,738 | 3.71% |
| GREEN BAY, WI (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $2,556 | 3.53% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 9 | $905,000 | $100,556 | $2,106 | 4.25% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 8 | $880,000 | $110,000 | $1,598 | 4.42% |
| RICHMOND, VA (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $3,643 | 3.88% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 10 | $850,000 | $85,000 | $1,393 | 5.01% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $3,252 | 4.19% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $2,748 | 4.22% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $3,076 | 3.90% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $775,000 | $775,000 | $6,046 | 3.50% |
| ANN ARBOR, MI (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $2,968 | 4.34% |
| COLUMBUS, OH (FHA|USDA|VA) | 5 | $745,000 | $149,000 | $3,337 | 4.35% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 6 | $730,000 | $121,667 | $2,303 | 4.91% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 5 | $725,000 | $145,000 | $2,236 | 4.67% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $8,427 | 2.75% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $2,733 | 4.96% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $2,377 | 5.43% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $3,309 | 3.94% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $2,250 | 4.46% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $3,943 | 3.67% |
| SAVANNAH, GA (FHA|USDA|VA) | 6 | $580,000 | $96,667 | $3,771 | 4.73% |
| FORT COLLINS, CO (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $3,003 | 4.91% |
| Shawano, WI (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $2,141 | 4.66% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $1,916 | 4.21% |
| OCALA, FL (FHA|USDA|VA) | 5 | $545,000 | $109,000 | $2,524 | 4.37% |
| RACINE, WI (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $2,399 | 3.94% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $5,544 | 4.38% |
| Albert Lea, MN (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $2,205 | 4.08% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $2,024 | 4.53% |
| PITTSBURGH, PA (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $2,465 | 3.84% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $3,186 | 3.83% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $3,451 | 4.16% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $2,999 | 3.96% |
| RAPID CITY, SD (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $4,091 | 4.04% |
| BOULDER, CO (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $2,252 | 3.87% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 6 | $400,000 | $66,667 | $1,714 | 4.12% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $2,191 | 3.87% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 5 | $375,000 | $75,000 | $2,314 | 5.52% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $3,807 | 3.75% |
| Whitewater, WI (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $2,918 | 3.56% |
| ST. CLOUD, MN (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $2,636 | 4.08% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $5,279 | 3.13% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $2,642 | 3.25% |
| MADISON, WI (FHA|USDA|VA) | 4 | $340,000 | $85,000 | $1,452 | 4.53% |
| COLUMBIA, SC (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,820 | 3.13% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $5,795 | 3.75% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 4 | $320,000 | $80,000 | $1,851 | 5.15% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $2,257 | 4.50% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,790 | 3.88% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,258 | 3.88% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,780 | 4.25% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,607 | 3.88% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $2,053 | 4.00% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $1,941 | 4.04% |
| BOISE CITY, ID (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,481 | 3.25% |
| KNOXVILLE, TN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $1,738 | 5.99% |
| COLUMBUS, IN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $1,383 | 6.24% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $992 | 4.37% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,226 | 4.75% |
| BILLINGS, MT (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $12,325 | 3.50% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,560 | 3.75% |
| TUCSON, AZ (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,030 | 3.50% |
| Fairmont, MN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,199 | 3.63% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,420 | 3.63% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $2,144 | 4.25% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,027 | 3.38% |
| BATON ROUGE, LA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $612 | 6.99% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,460 | 3.38% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,222 | 3.00% |
| Lake City, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,154 | 4.00% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $1,946 | 4.43% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,536 | 3.63% |
| Bardstown, KY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,190 | 2.75% |
| SYRACUSE, NY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,460 | 3.13% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,030 | 4.50% |
| Beaver Dam, WI (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $2,351 | 3.63% |
| Batesville, AR (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $2,020 | 4.68% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,765 | 3.25% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,123 | 3.25% |
| Granbury, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,902 | 3.63% |
| Owatonna, MN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,056 | 4.38% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $1,962 | 6.25% |
| Kearney, NE (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $1,240 | 4.93% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $2,111 | 4.50% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,250 | 3.88% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,535 | 5.13% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,591 | 3.63% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,022 | 5.00% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $1,634 | 4.68% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $1,965 | 4.81% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,422 | 3.88% |
| CHICO, CA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,825 | 3.25% |
| AMES, IA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,379 | 3.88% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,353 | 3.13% |
| Yankton, SD (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,150 | 5.13% |
| Sikeston, MO (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $1,830 | 3.44% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $1,884 | 3.31% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $2,296 | 4.62% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,268 | 3.63% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $946 | 5.99% |
| Marshalltown, IA (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $1,670 | 5.37% |
| Brookings, SD (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $1,737 | 4.93% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 4.95% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,657 | 3.13% |
| UTICA-ROME, NY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,101 | 4.25% |
| Oneonta, NY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,559 | 3.88% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $1,044 | 5.74% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 4.13% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,644 | 4.50% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,276 | 3.63% |
| LINCOLN, NE (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $1,417 | 4.25% |
| REDDING, CA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,181 | 3.50% |
| TYLER, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,284 | 3.00% |
| Maryville, MO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,461 | 3.50% |
| DANVILLE, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,018 | 3.75% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,429 | 3.50% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $1,687 | 4.25% |
| FOND DU LAC, WI (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $1,349 | 4.31% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,638 | 3.75% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,467 | 4.88% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,447 | 4.00% |
| LOUISVILLE, KY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,649 | 3.88% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,612 | 3.75% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,737 | 3.75% |
| MODESTO, CA (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $695 | 4.99% |
| ROCKFORD, IL (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $444 | 5.24% |
| WICHITA, KS (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $469 | 5.87% |
| Sandusky, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,562 | 3.88% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $901 | 4.49% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,301 | 4.99% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,852 | 4.75% |
| Sulphur Springs, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,129 | 3.25% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $940 | 4.99% |
| Lebanon, MO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,652 | 3.38% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $833 | 4.49% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $808 | 4.99% |
| Warrensburg, MO (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,925 | 3.75% |
| Bluefield, WV-VA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,396 | 4.50% |
| Manitowoc, WI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,092 | 3.88% |
| Freeport, IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,643 | 3.00% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,460 | 4.00% |
| ALTOONA, PA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $762 | 5.49% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,037 | 3.25% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 3.38% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $703 | 6.99% |
| Brenham, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,498 | 3.25% |
| Wooster, OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,305 | 4.25% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $708 | 4.99% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,370 | 3.38% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $708 | 4.99% |
| Borger, TX (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $415 | 4.74% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $1,158 | 5.99% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $1,490 | 2.88% |
| Newport, OR (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $700 | 4.49% |
| AKRON, OH (FHA|USDA|VA) | 2 | $50,000 | $25,000 | $230 | 5.47% |
| SALEM, OR (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $690 | 4.74% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $230 | 5.24% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $660 | 5.49% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $695 | 8.74% |
| Willmar, MN (FHA|USDA|VA) | 2 | $40,000 | $20,000 | $378 | 5.24% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $600 | 4.99% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $634 | 4.49% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $623 | 4.74% |
| New Ulm, MN (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $625 | 4.49% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $693 | 4.99% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $628 | 7.24% |
| Winona, MN (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $608 | 4.99% |
| MISSOULA, MT (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $583 | 4.49% |
| ROCHESTER, NY (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $238 | 7.24% |
| Hutchinson, MN (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $555 | 5.24% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $570 | 4.99% |
| FRESNO, CA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $488 | 5.49% |
| DuBois, PA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $458 | 6.74% |
| Taos, NM (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $230 | 6.74% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $560 | 4.24% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $230 | 5.99% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $230 | 3.74% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $508 | 4.24% |
| Wauchula, FL (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $540 | 3.99% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $238 | 4.99% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $532 | 5.74% |
Similar Lenders
We use machine learning to identify the top lenders compared against THRIVENT Federal Credit Union based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 772 | $127,520,000 | $165,181 | $2,457 | 4.35% |
| VA | 13 | $2,355,000 | $181,154 | $6,320 | 3.52% |
For 2019, Thrivent Federal Credit Union's most frequently originated type of loan was Conventional, with 772 originations. Their 2nd most popular type was VA, with 13 originations.
Loan Reason
For 2019, Thrivent Federal Credit Union's most frequently cited loan purpose was Home Purchase, with 238 originations. The 2nd most popular reason was Other, with 184 originations.
Loan Duration/Length
For 2019, Thrivent Federal Credit Union's most frequently cited loan duration was 30 Year, with 315 originations. The 2nd most popular length was 15 Year, with 297 originations.
Origination Fees/Closing Costs
Thrivent Federal Credit Union's average total fees were $3,795, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 328 originations.
Interest Rates
During 2019, Thrivent Federal Credit Union's average interest rate for loans was 3.81%, while their most frequently originated rate bucket for loans was 3-4%, with 372 originations.
Loan Sizing
2019 saw Thrivent Federal Credit Union place emphasis on $100,000 or less loans with 333 originations, totaling $16,595,000 in origination value.
Applicant Income
Thrivent Federal Credit Union lent most frequently to those with incomes in the $100k-150k range, with 187 originations. The second most popular income band? $50k-75k, with 173 originations.
Applicant Debt to Income Ratio
Thrivent Federal Credit Union lent most frequently to those with DTI ratios of 20-30%, with 185 originations. The next most common DTI ratio? 30-36%, with 144 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications90.48%
Thrivent Federal Credit Union has an average approval rate.
Pick Rate
Approvals leading to origination68.41%
Thrivent Federal Credit Union has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 785 | $129,875,000 | $165,446 |