Lima One Capital Mortgage Rates, Fees & Info
Atlanta, GALEI: 254900FBWEZ3YUPOBN33
Tax ID: 27-2056826
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Review & Overview
Lima One Capital is a smaller mortgage company specializing in Home Purchase and Cash Out Refi loans. Lima One Capital has a high proportion of conventional loans. Their top markets by origination volume include: Atlanta, Chicago, New York, Charlotte, and Miami among others. We have data for 195 markets. (Some data included below & more in-depth data is available with an active subscription.)Lima One Capital has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders. They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.27% | 4/18/24 |
| 30 Year Conventional Refi | 6.27% | 4/18/24 |
| 30 Year Cash-out Refi | 6.27% | 4/18/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Lima One Capital Mortgage Calculator
Your Estimates
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This is not an official calculator from Lima One Capital. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
2,672Origination Dollar Volume (All Markets)
$554,250,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 290 | $91,400,000 | $315,172 | $0 | 9.96% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 364 | $59,070,000 | $162,280 | $0 | 10.25% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 171 | $44,835,000 | $262,193 | $0 | 10.01% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 150 | $29,540,000 | $196,933 | $0 | 9.31% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 56 | $19,420,000 | $346,786 | $0 | 9.45% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 137 | $18,155,000 | $132,518 | $0 | 10.09% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 60 | $16,910,000 | $281,833 | $0 | 10.17% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 113 | $16,875,000 | $149,336 | $0 | 9.17% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 33 | $14,045,000 | $425,606 | $0 | 9.91% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 30 | $13,840,000 | $461,333 | $0 | 8.67% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 64 | $13,740,000 | $214,688 | $0 | 8.97% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 102 | $11,060,000 | $108,431 | $0 | 9.87% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 29 | $10,965,000 | $378,103 | $0 | 8.98% |
| COLUMBUS, OH (FHA|USDA|VA) | 65 | $7,275,000 | $111,923 | $0 | 9.42% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 44 | $6,990,000 | $158,864 | $0 | 11.00% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 49 | $6,815,000 | $139,082 | $0 | 10.35% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 7 | $6,405,000 | $915,000 | $0 | 8.61% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 6 | $5,950,000 | $991,667 | $0 | 11.00% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 40 | $5,540,000 | $138,500 | $0 | 10.68% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 39 | $5,425,000 | $139,103 | $0 | 8.41% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 13 | $5,375,000 | $413,462 | $0 | 8.38% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 23 | $4,405,000 | $191,522 | $0 | 9.04% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 13 | $4,195,000 | $322,692 | $0 | 9.92% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 17 | $3,875,000 | $227,941 | $0 | 9.12% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 30 | $3,850,000 | $128,333 | $0 | 10.17% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 14 | $3,790,000 | $270,714 | $0 | 8.29% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 18 | $3,700,000 | $205,556 | $0 | 10.33% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 6 | $3,630,000 | $605,000 | $0 | 8.00% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 14 | $3,620,000 | $258,571 | $0 | 10.00% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 31 | $3,145,000 | $101,452 | $0 | 10.06% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 6 | $3,110,000 | $518,333 | $0 | 9.00% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 13 | $3,095,000 | $238,077 | $0 | 9.23% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 15 | $2,935,000 | $195,667 | $0 | 11.07% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 11 | $2,905,000 | $264,091 | $0 | 9.89% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 8 | $2,860,000 | $357,500 | $0 | 9.87% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 12 | $2,740,000 | $228,333 | $0 | 9.83% |
| Outside of Metro Areas | 8 | $2,410,000 | $301,250 | $0 | 9.00% |
| MONTGOMERY, AL (FHA|USDA|VA) | 11 | $2,375,000 | $215,909 | $0 | 9.64% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 21 | $2,355,000 | $112,143 | $0 | 10.19% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 14 | $2,280,000 | $162,857 | $0 | 11.07% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 17 | $2,195,000 | $129,118 | $0 | 8.12% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 9 | $2,195,000 | $243,889 | $0 | 10.33% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 9 | $2,125,000 | $236,111 | $0 | 10.33% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 12 | $2,040,000 | $170,000 | $0 | 8.33% |
| RICHMOND, VA (FHA|USDA|VA) | 11 | $1,975,000 | $179,545 | $0 | 10.45% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 14 | $1,930,000 | $137,857 | $0 | 9.21% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 5 | $1,895,000 | $379,000 | $0 | 10.20% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 11 | $1,875,000 | $170,455 | $0 | 8.91% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 10 | $1,850,000 | $185,000 | $0 | 11.10% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 15 | $1,825,000 | $121,667 | $0 | 10.00% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 9 | $1,815,000 | $201,667 | $0 | 9.89% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 12 | $1,450,000 | $120,833 | $0 | 10.42% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 3 | $1,395,000 | $465,000 | $0 | 9.33% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 7 | $1,395,000 | $199,286 | $0 | 8.14% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 11 | $1,325,000 | $120,455 | $0 | 8.82% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 6 | $1,300,000 | $216,667 | $0 | 10.00% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $1,255,000 | $1,255,000 | $0 | 8.50% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 12 | $1,240,000 | $103,333 | $0 | 9.33% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 6 | $1,230,000 | $205,000 | $0 | 9.83% |
| ROME, GA (FHA|USDA|VA) | 2 | $1,180,000 | $590,000 | $0 | 9.00% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 7 | $1,175,000 | $167,857 | $0 | 8.86% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 9 | $1,175,000 | $130,556 | $0 | 7.78% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 4 | $1,160,000 | $290,000 | $0 | 9.00% |
| SAVANNAH, GA (FHA|USDA|VA) | 8 | $1,100,000 | $137,500 | $0 | 10.88% |
| PITTSBURGH, PA (FHA|USDA|VA) | 12 | $1,090,000 | $90,833 | $0 | 10.75% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 8 | $1,080,000 | $135,000 | $0 | 8.38% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $0 | 9.80% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $0 | 7.67% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $0 | 10.00% |
| GAINESVILLE, GA (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $0 | 9.00% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $0 | 10.25% |
| COLUMBIA, SC (FHA|USDA|VA) | 8 | $950,000 | $118,750 | $0 | 10.13% |
| WILMINGTON, NC (FHA|USDA|VA) | 6 | $930,000 | $155,000 | $0 | 11.00% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $0 | 10.50% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 7 | $905,000 | $129,286 | $0 | 10.14% |
| BATON ROUGE, LA (FHA|USDA|VA) | 8 | $870,000 | $108,750 | $0 | 10.88% |
| TUCSON, AZ (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $0 | 8.00% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 8 | $830,000 | $103,750 | $0 | 10.63% |
| STOCKTON, CA (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $0 | 10.75% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $0 | 11.00% |
| VALLEJO, CA (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $0 | 11.00% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 5 | $715,000 | $143,000 | $0 | 10.60% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 7 | $695,000 | $99,286 | $0 | 9.71% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $0 | 11.00% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $0 | 10.25% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $0 | 8.10% |
| SYRACUSE, NY (FHA|USDA|VA) | 6 | $640,000 | $106,667 | $0 | 9.67% |
| Lake City, FL (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $0 | 8.10% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 6 | $620,000 | $103,333 | $0 | 10.83% |
| KNOXVILLE, TN (FHA|USDA|VA) | 5 | $615,000 | $123,000 | $0 | 10.40% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 6 | $600,000 | $100,000 | $0 | 8.00% |
| PUEBLO, CO (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $0 | 6.33% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $0 | 10.17% |
| TULSA, OK (FHA|USDA|VA) | 5 | $575,000 | $115,000 | $0 | 8.40% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $0 | 6.00% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 5 | $555,000 | $111,000 | $0 | 11.00% |
| AKRON, OH (FHA|USDA|VA) | 5 | $535,000 | $107,000 | $0 | 10.20% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $0 | 8.99% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $0 | 12.00% |
| Concord, NH (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $0 | 10.67% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $0 | 9.00% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $0 | 11.67% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $0 | 6.00% |
| DOVER, DE (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $0 | 8.00% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $0 | 10.75% |
| TOLEDO, OH (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $0 | 9.00% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 4 | $410,000 | $102,500 | $0 | 11.00% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $0 | 12.00% |
| READING, PA (FHA|USDA|VA) | 4 | $390,000 | $97,500 | $0 | 10.75% |
| ROCKFORD, IL (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $0 | 5.67% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 4 | $380,000 | $95,000 | $0 | 9.00% |
| Key West, FL (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $0 | 11.00% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $0 | 9.50% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $0 | 8.33% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 4 | $320,000 | $80,000 | $0 | 11.00% |
| NEW BERN, NC (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $0 | 10.00% |
| RACINE, WI (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $0 | 9.33% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $0 | 9.00% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $0 | 6.00% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 4 | $310,000 | $77,500 | $0 | 10.75% |
| OCALA, FL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 6.00% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $0 | 9.67% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 5.00% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $0 | 9.33% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 10.00% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $0 | 11.67% |
| NILES, MI (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $0 | 11.00% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $0 | 6.00% |
| Torrington, CT (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 11.00% |
| LANCASTER, PA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 11.50% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 6.00% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 9.00% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 10.00% |
| Roswell, NM (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 12.00% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 10.00% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 11.00% |
| SPARTANBURG, SC (FHA|USDA|VA) | 3 | $195,000 | $65,000 | $0 | 9.00% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 12.00% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 5.00% |
| MODESTO, CA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 10.00% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 11.50% |
| UTICA-ROME, NY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 7.00% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 11.00% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 12.00% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 11.00% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 11.00% |
| Sonora, CA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 10.00% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 7.00% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 12.00% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 12.00% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 8.00% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 8.00% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 8.00% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 11.00% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 8.00% |
| Norwalk, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 6.00% |
| Portsmouth, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 12.00% |
| Scottsbluff, NE (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 12.00% |
| CASPER, WY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 12.00% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 10.00% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 10.00% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 10.00% |
| Beaver Dam, WI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 10.00% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 11.00% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.00% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.00% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 12.00% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.00% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 12.00% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 11.00% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 8.00% |
| MONROE, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 12.00% |
| LAFAYETTE, LA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 8.00% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 12.00% |
| Gaffney, SC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 11.00% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 12.00% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 12.00% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 11.00% |
| Bluefield, WV-VA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 7.00% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 11.00% |
| New Castle, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 9.00% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 7.00% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 12.00% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 12.00% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 6.00% |
| AMES, IA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 9.00% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 12.00% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 8.00% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 12.00% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.00% |
| LOUISVILLE, KY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.00% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 9.00% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.00% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 10.00% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 12.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 2,672 | $554,250,000 | $207,429 | $0 | 9.79% |
For 2018, Lima One Capital's most frequently originated type of loan was Conventional, with 2,672 originations.
Loan Reason
For 2018, Lima One Capital's most frequently cited loan purpose was Home Purchase, with 1,869 originations. The 2nd most popular reason was Cash Out Refi, with 437 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 2,195 | $417,295,000 | $190,112 | $0 | 10.46% |
| 30 Year | 477 | $136,955,000 | $287,117 | $0 | 6.74% |
For 2018, Lima One Capital's most frequently cited loan duration was Other, with 2,195 originations. The 2nd most popular length was 30 Year, with 477 originations.
Interest Rates
During 2018, Lima One Capital's average interest rate for loans was 6.74%, while their most frequently originated rate bucket for loans was Over 8%, with 1,911 originations.
Loan Sizing
2018 saw Lima One Capital place emphasis on $100k-200k loans with 1,180 originations, totaling $170,200,000 in origination value.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Not applicable | 2,672 | $554,250,000 | $207,429 | $0 | 9.79% |
Approval Rates
Total approvals of all applications93.09%
Lima One Capital has an average approval rate.
Pick Rate
Approvals leading to origination93.04%
Lima One Capital has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 2,672 | $554,250,000 | $207,429 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Multifamily:Site-Built | 106 | $114,760,000 | $1,082,642 |
| Single Family (1-4 Units):Site-Built | 2,566 | $439,490,000 | $171,274 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2018 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Lima One Capital, LLC | Other type of mortgage | Struggling to pay mortgage | 2 | 100.0% |