Lima One Capital Mortgage Rates, Fees & Info
Atlanta, GALEI: 254900FBWEZ3YUPOBN33
Tax ID: 27-2056826
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Review & Overview
Lima One Capital is a small mortgage company specializing in Home Purchase and Cash Out Refi loans. Lima One Capital has a high proportion of conventional loans. Their top markets by origination volume include: Atlanta, Chicago, Philadelphia, New York, and Charlotte among others. We have data for 298 markets. (Some data included below & more in-depth data is available with an active subscription.)Lima One Capital has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders. They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.27% | 4/18/24 |
| 30 Year Conventional Refi | 6.27% | 4/18/24 |
| 30 Year Cash-out Refi | 6.27% | 4/18/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Lima One Capital Mortgage Calculator
Your Estimates
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This is not an official calculator from Lima One Capital. It uses our SimulatedRate™
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
4,080Origination Dollar Volume (All Markets)
$1,201,600,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 284 | $98,080,000 | $345,352 | $0 | 6.87% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 354 | $81,250,000 | $229,520 | $0 | 7.43% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 223 | $59,705,000 | $267,735 | $0 | 6.71% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 91 | $47,535,000 | $522,363 | $0 | 6.92% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 110 | $44,670,000 | $406,091 | $0 | 6.73% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 157 | $30,685,000 | $195,446 | $0 | 6.10% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 21 | $28,405,000 | $1,352,619 | $0 | 7.63% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 101 | $25,355,000 | $251,040 | $0 | 6.06% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 42 | $22,140,000 | $527,143 | $0 | 6.93% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 85 | $21,265,000 | $250,176 | $0 | 6.51% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 64 | $19,950,000 | $311,719 | $0 | 5.92% |
| COLUMBUS, OH (FHA|USDA|VA) | 75 | $18,825,000 | $251,000 | $0 | 6.76% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 71 | $18,725,000 | $263,732 | $0 | 5.73% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 65 | $16,955,000 | $260,846 | $0 | 7.02% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 15 | $16,115,000 | $1,074,333 | $0 | 6.80% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 74 | $16,070,000 | $217,162 | $0 | 7.87% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 41 | $15,595,000 | $380,366 | $0 | 5.79% |
| Outside of Metro Areas | 61 | $15,525,000 | $254,508 | $0 | 6.97% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 74 | $14,730,000 | $199,054 | $0 | 7.99% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 39 | $14,615,000 | $374,744 | $0 | 6.56% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 56 | $13,140,000 | $234,643 | $0 | 7.35% |
| TULSA, OK (FHA|USDA|VA) | 10 | $12,820,000 | $1,282,000 | $0 | 6.46% |
| COLUMBIA, SC (FHA|USDA|VA) | 40 | $12,630,000 | $315,750 | $0 | 6.61% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 33 | $12,125,000 | $367,424 | $0 | 8.13% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 7 | $11,405,000 | $1,629,286 | $0 | 6.76% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 75 | $11,365,000 | $151,533 | $0 | 7.23% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 49 | $11,255,000 | $229,694 | $0 | 6.64% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 9 | $11,225,000 | $1,247,222 | $0 | 6.16% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 82 | $11,210,000 | $136,707 | $0 | 6.88% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 36 | $10,570,000 | $293,611 | $0 | 8.27% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 2 | $10,150,000 | $5,075,000 | $0 | 6.00% |
| SPARTANBURG, SC (FHA|USDA|VA) | 19 | $9,435,000 | $496,579 | $0 | 6.81% |
| PITTSBURGH, PA (FHA|USDA|VA) | 47 | $9,265,000 | $197,128 | $0 | 6.56% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 51 | $9,045,000 | $177,353 | $0 | 6.99% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 10 | $8,580,000 | $858,000 | $0 | 6.73% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 17 | $8,455,000 | $497,353 | $0 | 6.47% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 39 | $8,075,000 | $207,051 | $0 | 8.00% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 16 | $8,030,000 | $501,875 | $0 | 5.78% |
| MONTGOMERY, AL (FHA|USDA|VA) | 77 | $7,955,000 | $103,312 | $0 | 7.34% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $7,885,000 | $7,885,000 | $0 | 5.99% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 47 | $7,785,000 | $165,638 | $0 | 6.42% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 16 | $7,630,000 | $476,875 | $0 | 6.59% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 49 | $7,625,000 | $155,612 | $0 | 5.61% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $7,465,000 | $7,465,000 | $0 | 6.25% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 18 | $7,230,000 | $401,667 | $0 | 6.19% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 3 | $7,155,000 | $2,385,000 | $0 | 6.71% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 8 | $7,090,000 | $886,250 | $0 | 5.73% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 29 | $6,925,000 | $238,793 | $0 | 7.72% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 38 | $6,740,000 | $177,368 | $0 | 6.63% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 14 | $6,490,000 | $463,571 | $0 | 8.12% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 19 | $6,295,000 | $331,316 | $0 | 7.60% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 7 | $6,195,000 | $885,000 | $0 | 8.47% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 32 | $6,130,000 | $191,563 | $0 | 8.08% |
| MANSFIELD, OH (FHA|USDA|VA) | 4 | $5,710,000 | $1,427,500 | $0 | 6.56% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 25 | $5,455,000 | $218,200 | $0 | 7.20% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 33 | $5,215,000 | $158,030 | $0 | 8.20% |
| BOISE CITY, ID (FHA|USDA|VA) | 17 | $5,205,000 | $306,176 | $0 | 8.25% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 12 | $5,200,000 | $433,333 | $0 | 7.33% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 2 | $5,090,000 | $2,545,000 | $0 | 7.75% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 21 | $5,055,000 | $240,714 | $0 | 5.77% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 25 | $4,685,000 | $187,400 | $0 | 8.76% |
| TOLEDO, OH (FHA|USDA|VA) | 7 | $4,465,000 | $637,857 | $0 | 6.05% |
| RICHMOND, VA (FHA|USDA|VA) | 20 | $4,450,000 | $222,500 | $0 | 6.22% |
| SAVANNAH, GA (FHA|USDA|VA) | 19 | $4,285,000 | $225,526 | $0 | 7.61% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 7 | $4,265,000 | $609,286 | $0 | 7.04% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 3 | $4,205,000 | $1,401,667 | $0 | 7.50% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 16 | $4,140,000 | $258,750 | $0 | 6.16% |
| BATON ROUGE, LA (FHA|USDA|VA) | 9 | $4,125,000 | $458,333 | $0 | 7.27% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 7 | $4,045,000 | $577,857 | $0 | 6.01% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 5 | $3,885,000 | $777,000 | $0 | 5.56% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 15 | $3,835,000 | $255,667 | $0 | 5.32% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 25 | $3,825,000 | $153,000 | $0 | 5.21% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 16 | $3,820,000 | $238,750 | $0 | 7.30% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 12 | $3,600,000 | $300,000 | $0 | 7.18% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 8 | $3,580,000 | $447,500 | $0 | 7.00% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 2 | $3,470,000 | $1,735,000 | $0 | 5.96% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 12 | $3,440,000 | $286,667 | $0 | 7.04% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 8 | $3,410,000 | $426,250 | $0 | 7.55% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 13 | $3,335,000 | $256,538 | $0 | 5.78% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 26 | $3,320,000 | $127,692 | $0 | 6.19% |
| MOBILE, AL (FHA|USDA|VA) | 8 | $3,240,000 | $405,000 | $0 | 6.63% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 3 | $3,225,000 | $1,075,000 | $0 | 5.39% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 13 | $3,225,000 | $248,077 | $0 | 7.03% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 39 | $3,145,000 | $80,641 | $0 | 4.31% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 18 | $3,120,000 | $173,333 | $0 | 5.16% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $3,115,000 | $3,115,000 | $0 | 6.50% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 15 | $3,045,000 | $203,000 | $0 | 5.80% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 7 | $3,015,000 | $430,714 | $0 | 5.91% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 20 | $2,960,000 | $148,000 | $0 | 6.11% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 6 | $2,890,000 | $481,667 | $0 | 6.88% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 6 | $2,880,000 | $480,000 | $0 | 7.07% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 3 | $2,805,000 | $935,000 | $0 | 7.41% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $2,695,000 | $2,695,000 | $0 | 6.99% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 4 | $2,530,000 | $632,500 | $0 | 7.43% |
| PROVO-OREM, UT (FHA|USDA|VA) | 7 | $2,505,000 | $357,857 | $0 | 8.18% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 8 | $2,500,000 | $312,500 | $0 | 6.83% |
| WICHITA, KS (FHA|USDA|VA) | 5 | $2,455,000 | $491,000 | $0 | 6.15% |
| JACKSON, MS (FHA|USDA|VA) | 10 | $2,380,000 | $238,000 | $0 | 6.52% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 6 | $2,350,000 | $391,667 | $0 | 7.81% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 11 | $2,325,000 | $211,364 | $0 | 6.57% |
| KNOXVILLE, TN (FHA|USDA|VA) | 6 | $2,320,000 | $386,667 | $0 | 5.15% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 5 | $2,275,000 | $455,000 | $0 | 6.92% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 2 | $2,210,000 | $1,105,000 | $0 | 8.00% |
| Shelby, NC (FHA|USDA|VA) | 2 | $2,150,000 | $1,075,000 | $0 | 5.83% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 6 | $2,120,000 | $353,333 | $0 | 7.94% |
| ASHEVILLE, NC (FHA|USDA|VA) | 6 | $2,090,000 | $348,333 | $0 | 6.03% |
| Heber, UT (FHA|USDA|VA) | 1 | $2,065,000 | $2,065,000 | $0 | 8.00% |
| ROCHESTER, NY (FHA|USDA|VA) | 12 | $2,050,000 | $170,833 | $0 | 5.63% |
| LIMA, OH (FHA|USDA|VA) | 2 | $2,030,000 | $1,015,000 | $0 | 6.36% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 17 | $2,025,000 | $119,118 | $0 | 6.08% |
| Sevierville, TN (FHA|USDA|VA) | 5 | $1,945,000 | $389,000 | $0 | 7.84% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 12 | $1,890,000 | $157,500 | $0 | 7.45% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 12 | $1,810,000 | $150,833 | $0 | 5.83% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $1,750,000 | $875,000 | $0 | 6.17% |
| GREENVILLE, NC (FHA|USDA|VA) | 17 | $1,695,000 | $99,706 | $0 | 5.39% |
| Zanesville, OH (FHA|USDA|VA) | 2 | $1,690,000 | $845,000 | $0 | 8.00% |
| BURLINGTON, NC (FHA|USDA|VA) | 12 | $1,670,000 | $139,167 | $0 | 8.11% |
| ABILENE, TX (FHA|USDA|VA) | 2 | $1,540,000 | $770,000 | $0 | 6.06% |
| WACO, TX (FHA|USDA|VA) | 4 | $1,530,000 | $382,500 | $0 | 7.04% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 8 | $1,490,000 | $186,250 | $0 | 8.01% |
| AKRON, OH (FHA|USDA|VA) | 11 | $1,485,000 | $135,000 | $0 | 6.42% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 12 | $1,470,000 | $122,500 | $0 | 6.12% |
| LOUISVILLE, KY (FHA|USDA|VA) | 5 | $1,405,000 | $281,000 | $0 | 6.87% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 10 | $1,400,000 | $140,000 | $0 | 6.61% |
| ELMIRA, NY (FHA|USDA|VA) | 1 | $1,365,000 | $1,365,000 | $0 | 5.40% |
| FLORENCE, SC (FHA|USDA|VA) | 9 | $1,355,000 | $150,556 | $0 | 7.46% |
| DECATUR, AL (FHA|USDA|VA) | 7 | $1,355,000 | $193,571 | $0 | 6.24% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 3 | $1,315,000 | $438,333 | $0 | 8.08% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $1,275,000 | $1,275,000 | $0 | 7.50% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 5 | $1,215,000 | $243,000 | $0 | 7.70% |
| SUMTER, SC (FHA|USDA|VA) | 5 | $1,175,000 | $235,000 | $0 | 7.75% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 3 | $1,155,000 | $385,000 | $0 | 7.16% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 2 | $1,150,000 | $575,000 | $0 | 4.71% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 7 | $1,145,000 | $163,571 | $0 | 6.57% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $0 | 8.31% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 2 | $1,110,000 | $555,000 | $0 | 7.00% |
| MUNCIE, IN (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $0 | 6.44% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $0 | 7.85% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $0 | 6.06% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $0 | 6.78% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 6 | $970,000 | $161,667 | $0 | 7.16% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $935,000 | $935,000 | $0 | 8.75% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $0 | 6.08% |
| WILMINGTON, NC (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $0 | 7.25% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $0 | 9.13% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 9 | $875,000 | $97,222 | $0 | 7.32% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 10 | $850,000 | $85,000 | $0 | 6.01% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $0 | 6.99% |
| Key West, FL (FHA|USDA|VA) | 1 | $745,000 | $745,000 | $0 | 8.50% |
| Boone, NC (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $0 | 6.31% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $0 | 4.63% |
| MORRISTOWN, TN (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $0 | 5.91% |
| Toccoa, GA (FHA|USDA|VA) | 1 | $695,000 | $695,000 | $0 | 6.25% |
| Shelbyville, TN (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $0 | 8.25% |
| ODESSA, TX (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $0 | 6.46% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $0 | 6.20% |
| VALDOSTA, GA (FHA|USDA|VA) | 6 | $630,000 | $105,000 | $0 | 5.13% |
| Torrington, CT (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $0 | 9.08% |
| MUSKEGON, MI (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $0 | 5.10% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $0 | 5.43% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $0 | 5.00% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $0 | 9.00% |
| Kapaa, HI (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $0 | 4.38% |
| Newberry, SC (FHA|USDA|VA) | 5 | $565,000 | $113,000 | $0 | 4.95% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 5 | $545,000 | $109,000 | $0 | 9.15% |
| Outside of Metro Areas | 1 | $535,000 | $535,000 | $0 | 8.75% |
| HAMMOND, LA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $0 | 9.00% |
| GREEN BAY, WI (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $0 | 8.00% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $0 | 6.19% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $0 | 8.25% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $0 | 7.75% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $0 | 6.92% |
| OCALA, FL (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $0 | 9.25% |
| STOCKTON, CA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $0 | 8.25% |
| LANCASTER, PA (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $0 | 5.43% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $0 | 8.25% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $0 | 7.17% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $0 | 7.50% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $0 | 6.48% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $0 | 9.75% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $0 | 9.25% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $0 | 5.68% |
| Whitewater, WI (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $0 | 6.03% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $0 | 4.96% |
| BINGHAMTON, NY (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $0 | 5.63% |
| SYRACUSE, NY (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $0 | 8.03% |
| RACINE, WI (FHA|USDA|VA) | 4 | $340,000 | $85,000 | $0 | 6.72% |
| Wilson, NC (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 4.20% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 8.50% |
| WHEELING, WV-OH (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 8.00% |
| PITTSFIELD, MA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $0 | 7.25% |
| FORT WAYNE, IN (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $0 | 8.25% |
| Granbury, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 8.50% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 8.75% |
| Vincennes, IN (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $0 | 7.82% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 5.20% |
| DOVER, DE (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $0 | 8.02% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 9.00% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 8.50% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $0 | 7.38% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 8.50% |
| COLUMBUS, IN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 4.75% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 5.55% |
| ROME, GA (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $0 | 9.75% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 6.13% |
| Rockingham, NC (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $0 | 5.40% |
| Lumberton, NC (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 6.40% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 5.49% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 9.00% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 7.88% |
| Bay City, TX (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 6.44% |
| Concord, NH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 9.25% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 7.04% |
| Columbus, MS (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 8.25% |
| Lawrenceburg, TN (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 7.82% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 6.88% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 9.25% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 8.00% |
| Washington, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 4.63% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 7.38% |
| Big Rapids, MI (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 5.56% |
| Madison, IN (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 4.98% |
| Jasper, AL (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 7.25% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 9.25% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 10.00% |
| Bellefontaine, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 4.88% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 5.95% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 9.00% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 9.99% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 7.50% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 6.25% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 7.81% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 5.38% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 9.75% |
| Marion, OH (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 5.66% |
| Morgan City, LA (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 5.09% |
| Beaver Dam, WI (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 6.58% |
| Albertville, AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 8.75% |
| ENID, OK (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 8.25% |
| Opelousas, LA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 8.75% |
| Athens, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 3.75% |
| Auburn, NY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 5.65% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 4.55% |
| Orangeburg, SC (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 5.26% |
| Pottsville, PA (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 5.39% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 8.25% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 7.50% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 8.25% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 5.43% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 5.75% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 8.50% |
| Seneca, SC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 4.34% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 5.65% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 8.25% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 8.25% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 6.88% |
| BAY CITY, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 4.88% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 4.50% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 5.73% |
| Alamogordo, NM (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 9.00% |
| Selma, AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 5.38% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 5.50% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 9.50% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 5.65% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 9.00% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.65% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.50% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.20% |
| MONROE, LA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.50% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.40% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 10.25% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 5.40% |
| Adrian, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 9.00% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 9.99% |
| West Point, MS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.88% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 5.70% |
| READING, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 5.35% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 9.00% |
| Indiana, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 3.99% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 4.25% |
| Mount Pleasant, MI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 4.20% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 9.00% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 9.25% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 5.60% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 6.58% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 8.50% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 4.63% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 5.25% |
| Seymour, IN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 5.08% |
| Sayre, PA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 4.68% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 6.50% |
| Macomb, IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 4.80% |
| Gloversville, NY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 5.75% |
| Amsterdam, NY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 5.53% |
| ERIE, PA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 5.68% |
| Dyersburg, TN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 5.25% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 5.78% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.18% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 4,080 | $1,201,600,000 | $294,510 | $0 | 6.83% |
For 2021, Lima One Capital's most frequently originated type of loan was Conventional, with 4,080 originations.
Loan Reason
For 2021, Lima One Capital's most frequently cited loan purpose was Home Purchase, with 2,359 originations. The 2nd most popular reason was Cash Out Refi, with 1,161 originations.
Loan Duration/Length
For 2021, Lima One Capital's most frequently cited loan duration was Other, with 2,221 originations. The 2nd most popular length was 30 Year, with 1,831 originations.
Interest Rates
During 2021, Lima One Capital's average interest rate for loans was 5.18%, while their most frequently originated rate bucket for loans was Over 8%, with 1,088 originations.
Loan Sizing
2021 saw Lima One Capital place emphasis on $100k-200k loans with 1,680 originations, totaling $242,370,000 in origination value.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Not applicable | 4,080 | $1,201,600,000 | $294,510 | $0 | 6.83% |
Approval Rates
Total approvals of all applications98.57%
Lima One Capital has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination99.98%
Lima One Capital has an exceptionally high pick rate. They most likely have borrower friendly terms or other characteristics like being fast to close or are easy to work with.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 4,080 | $1,201,600,000 | $294,510 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 4,080 | $1,201,600,000 | $294,510 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Lima One Capital, LLC | Conventional home mortgage | Trouble during payment process | 2 | 28.6% |
| Lima One Capital, LLC | Other type of mortgage | Closing on a mortgage | 2 | 28.6% |
| Lima One Capital, LLC | Other type of mortgage | Struggling to pay mortgage | 1 | 14.3% |
| Lima One Capital, LLC | Other type of mortgage | Trouble during payment process | 2 | 28.6% |