Lima One Capital Mortgage Rates, Fees & Info
Atlanta, GALEI: 254900FBWEZ3YUPOBN33
Tax ID: 27-2056826
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Review & Overview
Lima One Capital is a smaller mortgage company specializing in Home Purchase and Cash Out Refi loans. Lima One Capital has a high proportion of conventional loans. Their top markets by origination volume include: Philadelphia, Atlanta, Chicago, Los Angeles, and Dallas among others. We have data for 189 markets. (Some data included below & more in-depth data is available with an active subscription.)Lima One Capital has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.27% | 5/5/24 |
| 30 Year Conventional Refi | 6.27% | 5/5/24 |
| 30 Year Cash-out Refi | 6.27% | 5/5/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Lima One Capital Mortgage Calculator
Your Estimates
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This is not an official calculator from Lima One Capital. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,770Origination Dollar Volume (All Markets)
$437,330,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 131 | $32,445,000 | $247,672 | $0 | 8.66% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 112 | $31,580,000 | $281,964 | $0 | 8.88% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 126 | $27,890,000 | $221,349 | $0 | 8.67% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 23 | $26,305,000 | $1,143,696 | $0 | 8.76% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 18 | $21,560,000 | $1,197,778 | $0 | 7.89% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 62 | $20,190,000 | $325,645 | $0 | 9.25% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 74 | $18,910,000 | $255,541 | $0 | 8.01% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 53 | $14,505,000 | $273,679 | $0 | 8.75% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 30 | $11,710,000 | $390,333 | $0 | 7.82% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 24 | $10,740,000 | $447,500 | $0 | 9.10% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 5 | $10,205,000 | $2,041,000 | $0 | 8.75% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 47 | $9,935,000 | $211,383 | $0 | 7.91% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 27 | $8,575,000 | $317,593 | $0 | 8.70% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 26 | $8,360,000 | $321,538 | $0 | 7.29% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 50 | $8,230,000 | $164,600 | $0 | 8.63% |
| COLUMBUS, OH (FHA|USDA|VA) | 61 | $6,605,000 | $108,279 | $0 | 8.61% |
| SPARTANBURG, SC (FHA|USDA|VA) | 45 | $6,545,000 | $145,444 | $0 | 8.33% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 24 | $5,740,000 | $239,167 | $0 | 9.37% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 44 | $5,630,000 | $127,955 | $0 | 8.55% |
| LAFAYETTE, LA (FHA|USDA|VA) | 3 | $4,935,000 | $1,645,000 | $0 | 8.00% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 30 | $3,930,000 | $131,000 | $0 | 8.17% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 7 | $3,855,000 | $550,714 | $0 | 8.43% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 15 | $3,685,000 | $245,667 | $0 | 8.67% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 3 | $3,615,000 | $1,205,000 | $0 | 7.42% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 22 | $3,540,000 | $160,909 | $0 | 9.23% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 25 | $3,425,000 | $137,000 | $0 | 7.41% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 8 | $3,400,000 | $425,000 | $0 | 9.90% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $3,295,000 | $3,295,000 | $0 | 7.50% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 24 | $3,280,000 | $136,667 | $0 | 8.69% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 15 | $3,195,000 | $213,000 | $0 | 8.49% |
| BOISE CITY, ID (FHA|USDA|VA) | 10 | $3,180,000 | $318,000 | $0 | 8.00% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 10 | $3,100,000 | $310,000 | $0 | 9.06% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 19 | $2,915,000 | $153,421 | $0 | 8.60% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 24 | $2,890,000 | $120,417 | $0 | 7.98% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 23 | $2,855,000 | $124,130 | $0 | 8.43% |
| NAPA, CA (FHA|USDA|VA) | 1 | $2,815,000 | $2,815,000 | $0 | 8.75% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 21 | $2,775,000 | $132,143 | $0 | 8.25% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 17 | $2,755,000 | $162,059 | $0 | 9.39% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 4 | $2,620,000 | $655,000 | $0 | 8.59% |
| FLINT, MI (FHA|USDA|VA) | 3 | $2,435,000 | $811,667 | $0 | 8.75% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 2 | $2,430,000 | $1,215,000 | $0 | 7.93% |
| SAVANNAH, GA (FHA|USDA|VA) | 11 | $2,275,000 | $206,818 | $0 | 8.39% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 14 | $2,250,000 | $160,714 | $0 | 9.00% |
| RACINE, WI (FHA|USDA|VA) | 11 | $2,175,000 | $197,727 | $0 | 8.14% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1 | $2,045,000 | $2,045,000 | $0 | 7.25% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 14 | $1,980,000 | $141,429 | $0 | 9.18% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 6 | $1,970,000 | $328,333 | $0 | 7.82% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 11 | $1,915,000 | $174,091 | $0 | 8.61% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 1 | $1,895,000 | $1,895,000 | $0 | 6.75% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 15 | $1,845,000 | $123,000 | $0 | 9.15% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 2 | $1,700,000 | $850,000 | $0 | 7.63% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 10 | $1,700,000 | $170,000 | $0 | 8.68% |
| MONTGOMERY, AL (FHA|USDA|VA) | 14 | $1,650,000 | $117,857 | $0 | 7.72% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 5 | $1,585,000 | $317,000 | $0 | 8.09% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 9 | $1,555,000 | $172,778 | $0 | 8.86% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 6 | $1,510,000 | $251,667 | $0 | 8.41% |
| Sevierville, TN (FHA|USDA|VA) | 3 | $1,455,000 | $485,000 | $0 | 9.58% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 7 | $1,265,000 | $180,714 | $0 | 8.44% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 9 | $1,245,000 | $138,333 | $0 | 9.67% |
| PITTSBURGH, PA (FHA|USDA|VA) | 10 | $1,230,000 | $123,000 | $0 | 9.28% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 5 | $1,165,000 | $233,000 | $0 | 7.70% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $1,165,000 | $1,165,000 | $0 | 6.75% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 9 | $1,135,000 | $126,111 | $0 | 8.92% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $0 | 8.70% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 10 | $1,090,000 | $109,000 | $0 | 7.41% |
| NEW BERN, NC (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $0 | 8.90% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 6 | $1,000,000 | $166,667 | $0 | 9.11% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 2 | $980,000 | $490,000 | $0 | 10.13% |
| COLUMBIA, SC (FHA|USDA|VA) | 9 | $975,000 | $108,333 | $0 | 8.15% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 9 | $965,000 | $107,222 | $0 | 8.71% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 2 | $950,000 | $475,000 | $0 | 8.47% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 12 | $950,000 | $79,167 | $0 | 8.78% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $0 | 9.19% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 7 | $875,000 | $125,000 | $0 | 7.82% |
| RICHMOND, VA (FHA|USDA|VA) | 5 | $875,000 | $175,000 | $0 | 9.58% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 6 | $830,000 | $138,333 | $0 | 8.30% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $0 | 8.98% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 6 | $760,000 | $126,667 | $0 | 10.14% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 6 | $750,000 | $125,000 | $0 | 7.72% |
| JACKSON, MS (FHA|USDA|VA) | 5 | $725,000 | $145,000 | $0 | 7.11% |
| Outside of Metro Areas | 8 | $720,000 | $90,000 | $0 | 8.26% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $0 | 11.06% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $0 | 9.09% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 5 | $685,000 | $137,000 | $0 | 8.21% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $675,000 | $675,000 | $0 | 6.33% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 6 | $640,000 | $106,667 | $0 | 8.40% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 5 | $635,000 | $127,000 | $0 | 10.46% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 5 | $625,000 | $125,000 | $0 | 9.03% |
| Orangeburg, SC (FHA|USDA|VA) | 7 | $605,000 | $86,429 | $0 | 8.79% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 7 | $605,000 | $86,429 | $0 | 9.11% |
| YAKIMA, WA (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $0 | 6.74% |
| KNOXVILLE, TN (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $0 | 9.65% |
| LOUISVILLE, KY (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $0 | 8.91% |
| VICTORIA, TX (FHA|USDA|VA) | 6 | $540,000 | $90,000 | $0 | 8.00% |
| PANAMA CITY, FL (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $0 | 8.75% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $0 | 7.13% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $0 | 7.18% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $0 | 9.25% |
| BATON ROUGE, LA (FHA|USDA|VA) | 5 | $495,000 | $99,000 | $0 | 10.82% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $0 | 8.89% |
| SYRACUSE, NY (FHA|USDA|VA) | 5 | $485,000 | $97,000 | $0 | 9.22% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $0 | 10.45% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $0 | 7.60% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $0 | 9.50% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $0 | 11.00% |
| WALLA WALLA, WA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $0 | 5.63% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 4 | $390,000 | $97,500 | $0 | 9.13% |
| ROCKFORD, IL (FHA|USDA|VA) | 4 | $380,000 | $95,000 | $0 | 11.06% |
| WACO, TX (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $0 | 8.50% |
| Dixon, IL (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 8.05% |
| GAINESVILLE, GA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $0 | 8.75% |
| ROCHESTER, NY (FHA|USDA|VA) | 4 | $310,000 | $77,500 | $0 | 9.51% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $0 | 8.68% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 5.55% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $0 | 8.44% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $0 | 8.42% |
| MUSKEGON, MI (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $0 | 6.57% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 7.50% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 8.25% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $0 | 7.91% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $0 | 10.50% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 5.45% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 6.50% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $0 | 10.13% |
| Beaver Dam, WI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 8.00% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 7.20% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $0 | 7.13% |
| READING, PA (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $0 | 8.53% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 11.50% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 10.75% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $0 | 8.73% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 9.75% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 9.00% |
| SALEM, OR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 11.50% |
| FRESNO, CA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 4.95% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 7.84% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 7.05% |
| Wilson, NC (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 7.40% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 10.75% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 8.25% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 10.50% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 10.13% |
| Holland, MI (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 9.25% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 8.00% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 8.50% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 10.50% |
| FORT WAYNE, IN (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 10.50% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 11.50% |
| TOLEDO, OH (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 6.14% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 8.76% |
| NILES, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 5.58% |
| TUCSON, AZ (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 9.50% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 9.50% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 8.75% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 11.50% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 8.00% |
| MORGANTOWN, WV (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 11.50% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 6.50% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 9.50% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 6.85% |
| Hilo, HI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 10.50% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.98% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.50% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 11.50% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.25% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 9.25% |
| MONROE, LA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 10.50% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.65% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 10.50% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 7.43% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 10.99% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 8.75% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 7.38% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 8.00% |
| TULSA, OK (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 6.78% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 6.68% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 11.50% |
| Kennett, MO (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 7.31% |
| BINGHAMTON, NY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 11.50% |
| Lock Haven, PA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 8.75% |
| Natchez, MS-LA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 7.70% |
| Auburn, NY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 9.50% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 10.50% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.93% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.05% |
| Big Spring, TX (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 8.05% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 10.50% |
| Dublin, GA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 9.25% |
| PINE BLUFF, AR (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 9.25% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 1,770 | $437,330,000 | $247,079 | $0 | 8.59% |
For 2020, Lima One Capital's most frequently originated type of loan was Conventional, with 1,770 originations.
Loan Reason
For 2020, Lima One Capital's most frequently cited loan purpose was Home Purchase, with 1,077 originations. The 2nd most popular reason was Cash Out Refi, with 417 originations.
Loan Duration/Length
For 2020, Lima One Capital's most frequently cited loan duration was Other, with 1,342 originations. The 2nd most popular length was 30 Year, with 424 originations.
Interest Rates
During 2020, Lima One Capital's average interest rate for loans was 6.68%, while their most frequently originated rate bucket for loans was Over 8%, with 1,016 originations.
Loan Sizing
2020 saw Lima One Capital place emphasis on $100k-200k loans with 795 originations, totaling $113,425,000 in origination value.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Not applicable | 1,770 | $437,330,000 | $247,079 | $0 | 8.59% |
Approval Rates
Total approvals of all applications89.05%
Lima One Capital has an average approval rate.
Pick Rate
Approvals leading to origination87.97%
Lima One Capital has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,770 | $437,330,000 | $247,079 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Multifamily:Site-Built | 57 | $79,745,000 | $1,399,035 |
| Single Family (1-4 Units):Site-Built | 1,713 | $357,585,000 | $208,748 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2020 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Lima One Capital, LLC | Conventional home mortgage | Trouble during payment process | 1 | 100.0% |