Servion Mortgage Rates, Fees & Info
St. Paul, MNLEI: 549300DRA4BDXW23LD45
Tax ID: 41-1592297
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Mortgage Data
Review & Overview
Servion is a smaller mortgage company specializing in Home Purchase loans. Servion has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Minneapolis, La Crosse, Duluth, Watertown, and Chicago among others. We have data for 213 markets. (Some data included below & more in-depth data is available with an active subscription.)Servion has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Servion is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.71% | 11/21/24 |
| 30 Year Conventional Refi | 6.54% | 11/21/24 |
| 30 Year Cash-out Refi | 6.67% | 11/21/24 |
| 30 Year FHA Purchase | 7.23% | 11/21/24 |
| 30 Year FHA Refi | 7.01% | 11/21/24 |
| 30 Year VA Purchase | 6.15% | 11/21/24 |
| 30 Year VA Refi | 6.00% | 11/21/24 |
| 30 Year USDA Purchase | 6.65% | 11/21/24 |
| 15 Year Conventional Purchase | 6.12% | 11/21/24 |
| 15 Year Conventional Refi | 5.95% | 11/21/24 |
| 15 Year Cash-out Refi | 5.95% | 11/21/24 |
| 15 Year FHA Purchase | 5.68% | 11/21/24 |
| 15 Year FHA Refi | 6.94% | 11/21/24 |
| 15 Year VA Purchase | 5.38% | 11/21/24 |
| 15 Year VA Refi | 5.96% | 11/21/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Servion Mortgage Calculator
Your Estimates
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This is not an official calculator from Servion. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
2,672Origination Dollar Volume (All Markets)
$443,370,000Awards
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Servion - 2018
Servion is a 2018 , due to their low .
For 2018, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 599 | $126,945,000 | $211,928 | $4,323 | 4.68% |
| Outside of Metro Areas | 399 | $53,825,000 | $134,900 | $3,240 | 4.78% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 141 | $25,535,000 | $181,099 | $2,064 | 4.76% |
| DULUTH, MN-WI (FHA|USDA|VA) | 160 | $23,110,000 | $144,438 | $3,996 | 4.70% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 107 | $16,325,000 | $152,570 | $1,774 | 4.71% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 89 | $15,115,000 | $169,831 | $4,876 | 4.80% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 76 | $9,790,000 | $128,816 | $2,409 | 4.79% |
| ROCHESTER, MN (FHA|USDA|VA) | 36 | $7,750,000 | $215,278 | $3,841 | 4.75% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 42 | $7,700,000 | $183,333 | $1,992 | 4.76% |
| Harrison, AR (FHA|USDA|VA) | 56 | $7,430,000 | $132,679 | $2,618 | 4.76% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 21 | $6,725,000 | $320,238 | $5,536 | 4.75% |
| Brainerd, MN (FHA|USDA|VA) | 41 | $6,325,000 | $154,268 | $4,845 | 4.50% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 40 | $5,590,000 | $139,750 | $1,903 | 4.68% |
| ST. CLOUD, MN (FHA|USDA|VA) | 37 | $5,525,000 | $149,324 | $3,262 | 4.63% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 34 | $5,420,000 | $159,412 | $3,447 | 4.73% |
| Dickinson, ND (FHA|USDA|VA) | 20 | $4,440,000 | $222,000 | $4,350 | 4.95% |
| TULSA, OK (FHA|USDA|VA) | 28 | $4,420,000 | $157,857 | $4,341 | 4.87% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 18 | $4,140,000 | $230,000 | $4,354 | 4.64% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 26 | $4,000,000 | $153,846 | $2,913 | 4.73% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 35 | $3,335,000 | $95,286 | $3,390 | 4.94% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 26 | $2,700,000 | $103,846 | $3,987 | 4.79% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 18 | $2,370,000 | $131,667 | $3,097 | 4.97% |
| Red Wing, MN (FHA|USDA|VA) | 13 | $2,305,000 | $177,308 | $4,432 | 4.77% |
| Branson, MO (FHA|USDA|VA) | 16 | $2,220,000 | $138,750 | $3,178 | 4.63% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 13 | $2,085,000 | $160,385 | $1,820 | 4.59% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 10 | $2,050,000 | $205,000 | $4,825 | 5.04% |
| LOUISVILLE, KY (FHA|USDA|VA) | 14 | $2,020,000 | $144,286 | $3,204 | 4.86% |
| Georgetown, SC (FHA|USDA|VA) | 15 | $2,005,000 | $133,667 | $3,970 | 4.90% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 9 | $1,875,000 | $208,333 | $2,208 | 4.58% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 15 | $1,825,000 | $121,667 | $2,820 | 4.97% |
| Willmar, MN (FHA|USDA|VA) | 9 | $1,785,000 | $198,333 | $4,865 | 4.54% |
| BISMARCK, ND (FHA|USDA|VA) | 8 | $1,690,000 | $211,250 | $5,055 | 4.47% |
| JOPLIN, MO (FHA|USDA|VA) | 13 | $1,685,000 | $129,615 | $3,504 | 4.52% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 5 | $1,595,000 | $319,000 | $8,127 | 4.83% |
| Whitewater, WI (FHA|USDA|VA) | 12 | $1,490,000 | $124,167 | $1,610 | 4.99% |
| Mountain Home, AR (FHA|USDA|VA) | 10 | $1,470,000 | $147,000 | $2,497 | 4.71% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 11 | $1,465,000 | $133,182 | $3,393 | 4.55% |
| BAY CITY, MI (FHA|USDA|VA) | 12 | $1,460,000 | $121,667 | $2,248 | 4.93% |
| ROCKFORD, IL (FHA|USDA|VA) | 13 | $1,435,000 | $110,385 | $2,828 | 4.61% |
| Hutchinson, MN (FHA|USDA|VA) | 11 | $1,425,000 | $129,545 | $3,607 | 4.30% |
| Beaver Dam, WI (FHA|USDA|VA) | 9 | $1,385,000 | $153,889 | $1,935 | 4.97% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 8 | $1,360,000 | $170,000 | $2,186 | 4.45% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 9 | $1,345,000 | $149,444 | $3,497 | 5.26% |
| COLUMBIA, MO (FHA|USDA|VA) | 7 | $1,285,000 | $183,571 | $3,713 | 4.88% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 11 | $1,275,000 | $115,909 | $3,123 | 5.08% |
| Owatonna, MN (FHA|USDA|VA) | 5 | $1,265,000 | $253,000 | $4,803 | 4.78% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 7 | $1,225,000 | $175,000 | $2,577 | 5.02% |
| LAWRENCE, KS (FHA|USDA|VA) | 6 | $1,210,000 | $201,667 | $4,232 | 4.48% |
| MADISON, WI (FHA|USDA|VA) | 8 | $1,150,000 | $143,750 | $2,466 | 4.81% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 6 | $970,000 | $161,667 | $2,394 | 4.98% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 5 | $925,000 | $185,000 | $4,912 | 4.40% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 6 | $900,000 | $150,000 | $3,109 | 5.08% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 5 | $875,000 | $175,000 | $2,466 | 4.95% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 6 | $860,000 | $143,333 | $2,451 | 4.88% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $3,958 | 4.75% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $3,128 | 5.00% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $4,298 | 4.71% |
| Hannibal, MO (FHA|USDA|VA) | 10 | $780,000 | $78,000 | $2,717 | 4.39% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $3,442 | 4.71% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 7 | $755,000 | $107,857 | $2,950 | 5.05% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 6 | $750,000 | $125,000 | $4,460 | 4.79% |
| FARGO, ND-MN (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $3,582 | 4.38% |
| RAPID CITY, SD (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $6,707 | 4.84% |
| Kearney, NE (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $4,956 | 4.38% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $3,399 | 4.06% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $3,321 | 4.78% |
| HARRISONBURG, VA (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $4,121 | 4.96% |
| Arkadelphia, AR (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $2,167 | 4.91% |
| Mexico, MO (FHA|USDA|VA) | 7 | $615,000 | $87,857 | $2,963 | 4.71% |
| Austin, MN (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $3,624 | 4.79% |
| Greenwood, SC (FHA|USDA|VA) | 8 | $580,000 | $72,500 | $3,535 | 4.83% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $6,840 | 4.69% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $4,506 | 4.63% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $5,084 | 4.00% |
| BELLINGHAM, WA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $5,850 | 5.06% |
| Maryville, MO (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $6,964 | 4.63% |
| Escanaba, MI (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $3,563 | 4.88% |
| DUBUQUE, IA (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $4,224 | 4.84% |
| AMARILLO, TX (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $4,441 | 5.08% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $1,817 | 4.94% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $2,094 | 4.44% |
| Pontiac, IL (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $5,487 | 5.08% |
| Ottawa, IL (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $4,464 | 4.72% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $5,919 | 4.50% |
| Mason City, IA (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $2,885 | 4.97% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $4,879 | 4.88% |
| Stillwater, OK (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $2,738 | 4.91% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $5,057 | 4.17% |
| MANKATO, MN (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $3,588 | 5.13% |
| Sayre, PA (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $3,161 | 5.38% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,586 | 4.94% |
| Wahpeton, ND-MN (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $5,649 | 4.69% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $3,106 | 4.92% |
| SPARTANBURG, SC (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $3,287 | 4.84% |
| Alexandria, MN (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $3,279 | 4.25% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,380 | 4.81% |
| Menomonie, WI (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $2,735 | 4.63% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $4,018 | 4.63% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $6,403 | 4.63% |
| PEORIA, IL (FHA|USDA|VA) | 4 | $380,000 | $95,000 | $1,847 | 4.47% |
| Marshalltown, IA (FHA|USDA|VA) | 5 | $375,000 | $75,000 | $4,136 | 4.93% |
| Malvern, AR (FHA|USDA|VA) | 4 | $360,000 | $90,000 | $2,677 | 5.16% |
| COLUMBUS, OH (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $2,537 | 4.38% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $3,453 | 4.92% |
| Grand Rapids, MN (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $3,548 | 4.42% |
| MERCED, CA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,087 | 4.50% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $7,136 | 4.63% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $1,980 | 4.69% |
| Brookings, SD (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $4,031 | 4.13% |
| Marquette, MI (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $2,385 | 4.88% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $120,143 | 5.00% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,408 | 4.88% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,161 | 4.63% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,253 | 4.81% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $1,871 | 5.06% |
| Winona, MN (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,058 | 4.56% |
| WICHITA, KS (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,275 | 4.75% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,022 | 5.38% |
| Lexington, NE (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $3,144 | 4.96% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,318 | 4.75% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $5,503 | 4.94% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,025 | 4.56% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,241 | 5.12% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $9,248 | 4.88% |
| Fernley, NV (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,734 | 4.88% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,642 | 5.13% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,305 | 5.25% |
| Storm Lake, IA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,387 | 4.38% |
| Williston, ND (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,855 | 5.25% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $2,927 | 4.96% |
| TYLER, TX (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,043 | 5.31% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $2,287 | 4.00% |
| Fremont, OH (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,915 | 4.63% |
| COLUMBIA, SC (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $2,488 | 4.88% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $4,138 | 4.56% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,136 | 4.25% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,656 | 4.50% |
| SAGINAW, MI (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $2,080 | 4.88% |
| AMES, IA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $4,584 | 4.63% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $1,302 | 5.19% |
| Mount Vernon, IL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,633 | 5.00% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,646 | 5.13% |
| Fort Dodge, IA (FHA|USDA|VA) | 3 | $205,000 | $68,333 | $2,879 | 4.71% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,605 | 4.63% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,948 | 4.13% |
| Richmond, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,022 | 4.88% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,810 | 5.13% |
| TUCSON, AZ (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,273 | 4.00% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,304 | 4.75% |
| Fairmont, MN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,002 | 5.13% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,660 | 4.38% |
| West Plains, MO (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,460 | 4.75% |
| Frankfort, KY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,434 | 4.63% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,098 | 4.88% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,839 | 5.00% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,626 | 4.75% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,299 | 5.25% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,492 | 4.63% |
| Platteville, WI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,575 | 4.88% |
| Albert Lea, MN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,626 | 5.50% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,595 | 5.00% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,621 | 4.88% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,068 | 4.75% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,657 | 4.00% |
| Shelbyville, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,579 | 4.38% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,959 | 4.13% |
| Marshall, MO (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $2,561 | 4.94% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,313 | 5.13% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,149 | 4.75% |
| RACINE, WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,944 | 4.88% |
| Taylorville, IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,140 | 3.88% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,477 | 4.63% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,869 | 4.75% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,574 | 5.38% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,985 | 5.50% |
| OCALA, FL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,612 | 5.00% |
| Freeport, IL (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $1,754 | 4.63% |
| Los Alamos, NM (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 5.75% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,742 | 4.75% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,949 | 4.38% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,431 | 4.50% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,382 | 4.75% |
| McAlester, OK (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $3,205 | 4.81% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,450 | 4.50% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,274 | 4.13% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.50% |
| Poplar Bluff, MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,981 | 4.75% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,184 | 4.50% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,740 | 4.75% |
| Sedalia, MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,038 | 4.75% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,520 | 4.75% |
| Sterling, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,522 | 3.88% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,867 | 4.00% |
| Rockport, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,332 | 5.25% |
| Russellville, AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 5.00% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,889 | 4.38% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 5.63% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,704 | 4.75% |
| Batesville, AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,925 | 4.75% |
| Marinette, WI-MI (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $2,631 | 4.69% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,786 | 4.88% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,019 | 5.00% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,260 | 4.75% |
| Beatrice, NE (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,103 | 5.13% |
| Rolla, MO (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,267 | 5.00% |
| Ottumwa, IA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,919 | 4.75% |
| New Ulm, MN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,431 | 5.00% |
| Clinton, IA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 5.75% |
| Zanesville, OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,205 | 4.13% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,801 | 4.75% |
| Muscatine, IA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,530 | 4.88% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $1,705 | 4.88% |
| DANVILLE, IL (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $1,934 | 3.88% |
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Product Mix
For 2018, Servion's most frequently originated type of loan was Conventional, with 2,186 originations. Their 2nd most popular type was FHA, with 255 originations.
Loan Reason
For 2018, Servion's most frequently cited loan purpose was Home Purchase, with 1,896 originations. The 2nd most popular reason was Cash Out Refi, with 392 originations.
Loan Duration/Length
For 2018, Servion's most frequently cited loan duration was 30 Year, with 2,214 originations. The 2nd most popular length was 15 Year, with 263 originations.
Origination Fees/Closing Costs
Servion's average total fees were $3,743, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,424 originations.
Interest Rates
During 2018, Servion's average interest rate for loans was 4.80%, while their most frequently originated rate bucket for loans was 4-5%, with 1,980 originations.
Loan Sizing
2018 saw Servion place emphasis on $100k-200k loans with 1,286 originations, totaling $187,120,000 in origination value.
Applicant Income
Servion lent most frequently to those with incomes in the $50k-75k range, with 773 originations. The second most popular income band? $50k or less, with 748 originations.
Applicant Debt to Income Ratio
Servion lent most frequently to those with DTI ratios of 20-30%, with 598 originations. The next most common DTI ratio? 30-36%, with 572 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications92.33%
Servion has an average approval rate.
Pick Rate
Approvals leading to origination81.51%
Servion has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 2,672 | $443,370,000 | $165,932 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 97 | $10,335,000 | $106,546 |
| Single Family (1-4 Units):Site-Built | 2,575 | $433,035,000 | $168,169 |