Servion Mortgage Rates, Fees & Info
St. Paul, MNLEI: 549300DRA4BDXW23LD45
Tax ID: 41-1592297
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Mortgage Data
Review & Overview
Servion is a small mortgage company specializing in Home Purchase, Refi, and Cash Out Refi loans. Servion has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Minneapolis, La Crosse, Duluth, Watertown, and Billings among others. We have data for 312 markets. (Some data included below & more in-depth data is available with an active subscription.)Servion has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Servion is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
---|---|---|
30 Year Conventional Purchase | 6.71% | 11/17/24 |
30 Year Conventional Refi | 6.54% | 11/17/24 |
30 Year Cash-out Refi | 6.67% | 11/17/24 |
30 Year FHA Purchase | 7.23% | 11/17/24 |
30 Year FHA Refi | 7.01% | 11/17/24 |
30 Year VA Purchase | 6.15% | 11/17/24 |
30 Year VA Refi | 6.00% | 11/17/24 |
30 Year USDA Purchase | 6.65% | 11/17/24 |
15 Year Conventional Purchase | 6.12% | 11/17/24 |
15 Year Conventional Refi | 5.95% | 11/17/24 |
15 Year Cash-out Refi | 5.95% | 11/17/24 |
15 Year FHA Purchase | 5.68% | 11/17/24 |
15 Year FHA Refi | 6.94% | 11/17/24 |
15 Year VA Purchase | 5.38% | 11/17/24 |
15 Year VA Refi | 5.96% | 11/17/24 |
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. |
Servion Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
6,457Origination Dollar Volume (All Markets)
$1,260,115,000Servion - 2021
Servion is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1,369 | $315,875,000 | $230,734 | $4,300 | 2.88% |
Outside of Metro Areas | 878 | $141,590,000 | $161,264 | $3,692 | 2.89% |
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 365 | $71,805,000 | $196,726 | $1,816 | 2.76% |
DULUTH, MN-WI (FHA|USDA|VA) | 422 | $68,640,000 | $162,654 | $4,225 | 2.92% |
Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 270 | $47,350,000 | $175,370 | $1,668 | 2.85% |
BILLINGS, MT (FHA|USDA|VA) | 180 | $43,590,000 | $242,167 | $5,674 | 2.85% |
ROCHESTER, MN (FHA|USDA|VA) | 179 | $37,415,000 | $209,022 | $4,146 | 2.77% |
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 165 | $37,215,000 | $225,545 | $4,172 | 2.98% |
ST. CLOUD, MN (FHA|USDA|VA) | 199 | $36,605,000 | $183,945 | $3,546 | 2.98% |
SPRINGFIELD, MO (FHA|USDA|VA) | 95 | $19,665,000 | $207,000 | $3,757 | 3.04% |
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 92 | $19,220,000 | $208,913 | $2,224 | 2.87% |
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 72 | $16,720,000 | $232,222 | $3,915 | 2.89% |
Brainerd, MN (FHA|USDA|VA) | 83 | $15,015,000 | $180,904 | $5,373 | 2.87% |
TULSA, OK (FHA|USDA|VA) | 87 | $14,525,000 | $166,954 | $4,243 | 3.02% |
CEDAR RAPIDS, IA (FHA|USDA|VA) | 61 | $13,815,000 | $226,475 | $3,911 | 2.70% |
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 76 | $13,530,000 | $178,026 | $4,001 | 2.85% |
Manitowoc, WI (FHA|USDA|VA) | 81 | $11,455,000 | $141,420 | $2,206 | 2.84% |
SHEBOYGAN, WI (FHA|USDA|VA) | 72 | $10,310,000 | $143,194 | $2,162 | 2.64% |
Red Wing, MN (FHA|USDA|VA) | 44 | $9,130,000 | $207,500 | $4,926 | 2.86% |
Willmar, MN (FHA|USDA|VA) | 56 | $9,000,000 | $160,714 | $4,386 | 2.95% |
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 31 | $8,855,000 | $285,645 | $4,477 | 2.72% |
OKLAHOMA CITY, OK (FHA|USDA|VA) | 42 | $8,730,000 | $207,857 | $5,157 | 3.20% |
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 25 | $7,885,000 | $315,400 | $3,638 | 2.76% |
Dickinson, ND (FHA|USDA|VA) | 34 | $7,580,000 | $222,941 | $4,863 | 2.98% |
Branson, MO (FHA|USDA|VA) | 44 | $7,120,000 | $161,818 | $2,743 | 2.85% |
Whitewater, WI (FHA|USDA|VA) | 31 | $6,295,000 | $203,065 | $1,557 | 2.77% |
JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 33 | $6,265,000 | $189,848 | $2,096 | 2.82% |
IOWA CITY, IA (FHA|USDA|VA) | 21 | $5,535,000 | $263,571 | $5,250 | 2.56% |
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 21 | $5,445,000 | $259,286 | $5,234 | 3.17% |
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 13 | $5,365,000 | $412,692 | $3,954 | 2.97% |
Bemidji, MN (FHA|USDA|VA) | 26 | $5,090,000 | $195,769 | $3,784 | 2.78% |
MADISON, WI (FHA|USDA|VA) | 21 | $5,035,000 | $239,762 | $3,571 | 2.88% |
LIMA, OH (FHA|USDA|VA) | 33 | $4,905,000 | $148,636 | $4,901 | 3.28% |
RAPID CITY, SD (FHA|USDA|VA) | 18 | $4,850,000 | $269,444 | $5,978 | 2.74% |
Hutchinson, MN (FHA|USDA|VA) | 24 | $4,620,000 | $192,500 | $4,341 | 3.01% |
Shelton, WA (FHA|USDA|VA) | 21 | $4,225,000 | $201,190 | $5,141 | 3.07% |
BLOOMINGTON, IL (FHA|USDA|VA) | 31 | $4,145,000 | $133,710 | $1,833 | 2.60% |
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 25 | $4,135,000 | $165,400 | $2,797 | 2.84% |
KANSAS CITY, MO-KS (FHA|USDA|VA) | 24 | $4,120,000 | $171,667 | $4,491 | 3.01% |
JOPLIN, MO (FHA|USDA|VA) | 23 | $3,945,000 | $171,522 | $3,272 | 2.79% |
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 21 | $3,595,000 | $171,190 | $2,926 | 3.15% |
Georgetown, SC (FHA|USDA|VA) | 22 | $3,480,000 | $158,182 | $4,796 | 3.22% |
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 26 | $3,430,000 | $131,923 | $4,060 | 3.10% |
ST. LOUIS, MO-IL (FHA|USDA|VA) | 19 | $3,355,000 | $176,579 | $4,260 | 2.80% |
Grand Rapids, MN (FHA|USDA|VA) | 19 | $3,315,000 | $174,474 | $3,376 | 2.95% |
HARRISONBURG, VA (FHA|USDA|VA) | 13 | $3,145,000 | $241,923 | $2,868 | 3.01% |
DUBUQUE, IA (FHA|USDA|VA) | 17 | $3,105,000 | $182,647 | $4,944 | 2.77% |
COLUMBIA, SC (FHA|USDA|VA) | 20 | $2,950,000 | $147,500 | $4,615 | 2.93% |
Beaver Dam, WI (FHA|USDA|VA) | 17 | $2,755,000 | $162,059 | $1,821 | 2.74% |
LOUISVILLE, KY (FHA|USDA|VA) | 17 | $2,725,000 | $160,294 | $4,167 | 3.13% |
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 18 | $2,710,000 | $150,556 | $5,344 | 3.14% |
EAU CLAIRE, WI (FHA|USDA|VA) | 12 | $2,640,000 | $220,000 | $4,127 | 2.99% |
Aberdeen, WA (FHA|USDA|VA) | 13 | $2,615,000 | $201,154 | $4,767 | 3.19% |
Alexandria, MN (FHA|USDA|VA) | 14 | $2,570,000 | $183,571 | $5,661 | 2.96% |
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 17 | $2,445,000 | $143,824 | $3,880 | 3.38% |
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 10 | $2,440,000 | $244,000 | $3,651 | 3.29% |
Augusta-Waterville, ME (FHA|USDA|VA) | 9 | $2,315,000 | $257,222 | $2,830 | 2.67% |
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 12 | $2,280,000 | $190,000 | $3,899 | 2.78% |
CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 14 | $2,240,000 | $160,000 | $5,410 | 3.10% |
BELLINGHAM, WA (FHA|USDA|VA) | 8 | $2,210,000 | $276,250 | $4,401 | 3.22% |
Marion, IN (FHA|USDA|VA) | 24 | $2,180,000 | $90,833 | $2,990 | 3.12% |
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 8 | $2,130,000 | $266,250 | $4,135 | 2.91% |
Worthington, MN (FHA|USDA|VA) | 13 | $2,095,000 | $161,154 | $4,114 | 2.81% |
FARGO, ND-MN (FHA|USDA|VA) | 9 | $2,015,000 | $223,889 | $5,808 | 3.04% |
WAUSAU-WESTON, WI (FHA|USDA|VA) | 9 | $2,005,000 | $222,778 | $3,453 | 2.85% |
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 8 | $1,990,000 | $248,750 | $4,978 | 3.06% |
LONGVIEW, WA (FHA|USDA|VA) | 8 | $1,960,000 | $245,000 | $6,273 | 3.41% |
Winona, MN (FHA|USDA|VA) | 9 | $1,895,000 | $210,556 | $3,692 | 2.71% |
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 7 | $1,875,000 | $267,857 | $6,110 | 2.86% |
BAY CITY, MI (FHA|USDA|VA) | 17 | $1,845,000 | $108,529 | $2,217 | 3.04% |
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 14 | $1,810,000 | $129,286 | $4,633 | 3.31% |
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 13 | $1,775,000 | $136,538 | $2,913 | 2.87% |
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 4 | $1,640,000 | $410,000 | $4,521 | 3.00% |
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 8 | $1,630,000 | $203,750 | $4,975 | 3.05% |
Ottawa, IL (FHA|USDA|VA) | 10 | $1,610,000 | $161,000 | $4,778 | 2.90% |
Owatonna, MN (FHA|USDA|VA) | 8 | $1,590,000 | $198,750 | $3,939 | 2.89% |
FOND DU LAC, WI (FHA|USDA|VA) | 12 | $1,550,000 | $129,167 | $3,660 | 3.35% |
Menomonie, WI (FHA|USDA|VA) | 8 | $1,460,000 | $182,500 | $4,950 | 2.88% |
Wapakoneta, OH (FHA|USDA|VA) | 10 | $1,440,000 | $144,000 | $4,710 | 3.19% |
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 5 | $1,385,000 | $277,000 | $5,627 | 2.95% |
Galesburg, IL (FHA|USDA|VA) | 15 | $1,365,000 | $91,000 | $3,575 | 3.07% |
APPLETON, WI (FHA|USDA|VA) | 7 | $1,345,000 | $192,143 | $2,105 | 2.95% |
Brookings, SD (FHA|USDA|VA) | 5 | $1,325,000 | $265,000 | $6,879 | 2.70% |
Baraboo, WI (FHA|USDA|VA) | 6 | $1,320,000 | $220,000 | $2,873 | 2.79% |
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 10 | $1,320,000 | $132,000 | $5,630 | 3.15% |
Stevens Point, WI (FHA|USDA|VA) | 6 | $1,260,000 | $210,000 | $2,287 | 2.94% |
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 5 | $1,245,000 | $249,000 | $4,791 | 2.55% |
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 7 | $1,235,000 | $176,429 | $4,172 | 3.27% |
LEWISTON-AUBURN, ME (FHA|USDA|VA) | 5 | $1,205,000 | $241,000 | $4,337 | 3.00% |
Port Angeles, WA (FHA|USDA|VA) | 6 | $1,190,000 | $198,333 | $3,893 | 3.08% |
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 3 | $1,185,000 | $395,000 | $4,348 | 2.88% |
BISMARCK, ND (FHA|USDA|VA) | 6 | $1,160,000 | $193,333 | $5,778 | 3.15% |
ROCKFORD, IL (FHA|USDA|VA) | 8 | $1,140,000 | $142,500 | $3,382 | 2.63% |
GRAND FORKS, ND-MN (FHA|USDA|VA) | 7 | $1,135,000 | $162,143 | $5,703 | 2.80% |
NILES, MI (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $4,924 | 3.00% |
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 3 | $1,095,000 | $365,000 | $4,793 | 3.00% |
Harrison, AR (FHA|USDA|VA) | 10 | $1,090,000 | $109,000 | $2,768 | 3.04% |
Fergus Falls, MN (FHA|USDA|VA) | 6 | $1,090,000 | $181,667 | $5,623 | 2.79% |
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $2,655 | 3.34% |
COLUMBUS, OH (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $5,919 | 2.78% |
Austin, MN (FHA|USDA|VA) | 7 | $1,055,000 | $150,714 | $3,897 | 2.96% |
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $5,212 | 2.72% |
AMES, IA (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $4,376 | 3.25% |
Hannibal, MO (FHA|USDA|VA) | 9 | $985,000 | $109,444 | $2,699 | 2.94% |
PEORIA, IL (FHA|USDA|VA) | 6 | $940,000 | $156,667 | $2,555 | 2.69% |
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 5 | $925,000 | $185,000 | $3,624 | 3.13% |
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 6 | $920,000 | $153,333 | $4,206 | 3.15% |
Mason City, IA (FHA|USDA|VA) | 7 | $915,000 | $130,714 | $3,820 | 2.84% |
Mountain Home, AR (FHA|USDA|VA) | 9 | $905,000 | $100,556 | $2,312 | 3.19% |
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 5 | $905,000 | $181,000 | $4,808 | 3.05% |
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $5,535 | 2.78% |
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $6,874 | 3.25% |
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $4,245 | 2.58% |
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $4,088 | 3.08% |
TOLEDO, OH (FHA|USDA|VA) | 6 | $820,000 | $136,667 | $5,237 | 3.21% |
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $5,397 | 3.21% |
Butte-Silver Bow, MT (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $8,275 | 2.88% |
VALLEJO, CA (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $3,847 | 3.13% |
HOT SPRINGS, AR (FHA|USDA|VA) | 6 | $800,000 | $133,333 | $3,435 | 3.06% |
Bozeman, MT (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $6,740 | 3.19% |
AMARILLO, TX (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $5,043 | 3.50% |
New Ulm, MN (FHA|USDA|VA) | 5 | $735,000 | $147,000 | $6,036 | 2.85% |
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $4,889 | 2.46% |
EVANSVILLE, IN-KY (FHA|USDA|VA) | 5 | $705,000 | $141,000 | $4,915 | 2.85% |
Eureka-Arcata, CA (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $3,973 | 2.88% |
Outside of Metro Areas | 2 | $690,000 | $345,000 | $6,199 | 2.94% |
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $4,573 | 2.75% |
Bartlesville, OK (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $6,765 | 2.78% |
Rolla, MO (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $3,503 | 3.03% |
NAPA, CA (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $5,994 | 3.00% |
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $3,298 | 2.92% |
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $5,679 | 2.81% |
Arkadelphia, AR (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $3,269 | 3.09% |
Wahpeton, ND-MN (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $4,592 | 3.22% |
MANKATO, MN (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $5,100 | 2.79% |
CHICO, CA (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $4,656 | 3.00% |
STAUNTON, VA (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $3,029 | 3.00% |
BATON ROUGE, LA (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $6,172 | 2.81% |
RACINE, WI (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $5,248 | 3.06% |
AKRON, OH (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $5,941 | 2.38% |
GREEN BAY, WI (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $2,957 | 2.96% |
Clinton, IA (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $4,113 | 2.92% |
Muscatine, IA (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $3,940 | 2.50% |
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $3,166 | 3.13% |
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $8,741 | 2.88% |
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $5,709 | 2.63% |
FRESNO, CA (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $4,210 | 2.88% |
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $5,438 | 2.94% |
LAWRENCE, KS (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $4,215 | 2.79% |
ALBUQUERQUE, NM (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $3,121 | 3.09% |
Fort Dodge, IA (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $3,782 | 3.25% |
McAlester, OK (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $6,105 | 3.29% |
GREELEY, CO (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $4,058 | 2.75% |
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $5,433 | 2.88% |
Pella, IA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $1,828 | 2.44% |
Shawnee, OK (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $3,816 | 2.81% |
Marshall, MO (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $2,683 | 2.63% |
Fremont, OH (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $5,334 | 3.08% |
Steamboat Springs, CO (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $2,885 | 2.63% |
Faribault-Northfield, MN (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $4,849 | 2.75% |
Fairmont, MN (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $3,570 | 2.58% |
Iron Mountain, MI-WI (FHA|USDA|VA) | 5 | $475,000 | $95,000 | $4,001 | 2.75% |
FORT WAYNE, IN (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $4,337 | 2.79% |
Spearfish, SD (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $8,268 | 3.00% |
Watertown, SD (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $7,073 | 3.00% |
Lufkin, TX (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $5,672 | 3.25% |
KNOXVILLE, TN (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $7,734 | 3.19% |
Celina, OH (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $5,899 | 3.19% |
GAINESVILLE, GA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $2,967 | 2.88% |
Seneca, SC (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $5,749 | 2.88% |
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $3,346 | 3.03% |
Moses Lake, WA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $7,007 | 2.50% |
Huron, SD (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $8,371 | 3.38% |
SIOUX FALLS, SD (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $4,424 | 2.67% |
Point Pleasant, WV-OH (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $6,812 | 2.88% |
Duncan, OK (FHA|USDA|VA) | 5 | $405,000 | $81,000 | $3,878 | 3.88% |
OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,401 | 3.13% |
Albert Lea, MN (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $4,325 | 2.88% |
Mexico, MO (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $3,178 | 3.13% |
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,858 | 3.00% |
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,933 | 2.88% |
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $3,334 | 3.04% |
Pontiac, IL (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $5,120 | 3.13% |
JEFFERSON CITY, MO (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $2,630 | 3.19% |
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,551 | 3.19% |
KOKOMO, IN (FHA|USDA|VA) | 4 | $360,000 | $90,000 | $3,138 | 2.72% |
MODESTO, CA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,279 | 3.00% |
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $5,661 | 3.50% |
Athens, TX (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $5,043 | 3.31% |
COLORADO SPRINGS, CO (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 3.88% |
KANKAKEE, IL (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $4,206 | 2.94% |
Greenwood, SC (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $5,690 | 3.06% |
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $5,905 | 2.38% |
HATTIESBURG, MS (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,685 | 2.75% |
JACKSON, TN (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $4,606 | 3.38% |
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $2,230 | 3.06% |
Torrington, CT (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $6,240 | 3.50% |
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $3,604 | 2.92% |
Stillwater, OK (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $5,330 | 3.19% |
DANVILLE, IL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $6,791 | 3.38% |
Richmond, IN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $1,834 | 2.75% |
Fernley, NV (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,103 | 2.88% |
FORT COLLINS, CO (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,357 | 2.88% |
TUCSON, AZ (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,375 | 3.13% |
Pullman, WA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,551 | 3.38% |
Russellville, AR (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $2,406 | 3.33% |
Frankfort, IN (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,640 | 3.13% |
SAGINAW, MI (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $2,210 | 2.88% |
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,187 | 2.63% |
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $5,824 | 3.19% |
Mount Pleasant, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $12,085 | 2.63% |
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,085 | 2.88% |
SPARTANBURG, SC (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,943 | 2.88% |
Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,478 | 2.75% |
Williston, ND (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,768 | 2.88% |
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,857 | 3.25% |
Marshalltown, IA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,375 | 2.69% |
WINSTON-SALEM, NC (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,410 | 2.94% |
SPRINGFIELD, IL (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,955 | 3.38% |
Zanesville, OH (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,330 | 2.94% |
Jacksonville, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,382 | 3.13% |
REDDING, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,030 | 3.38% |
Key West, FL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,538 | 3.63% |
STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,932 | 2.75% |
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,304 | 2.75% |
MERCED, CA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 3.63% |
HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,292 | 2.50% |
MORGANTOWN, WV (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,174 | 3.13% |
Sault Ste. Marie, MI (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,641 | 3.31% |
Platteville, WI (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $2,948 | 3.19% |
Waycross, GA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,839 | 2.88% |
GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,711 | 3.88% |
SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,311 | 3.38% |
Sidney, OH (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $5,035 | 3.06% |
WICHITA FALLS, TX (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,476 | 2.88% |
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,481 | 3.50% |
MEDFORD, OR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,306 | 2.88% |
YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,999 | 2.75% |
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,272 | 2.88% |
Minot, ND (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,053 | 3.25% |
Escanaba, MI (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $5,447 | 2.94% |
MADERA, CA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,885 | 3.13% |
Helena, MT (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,828 | 3.38% |
VISALIA, CA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,235 | 3.38% |
PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,875 | 2.75% |
Quincy, IL-MO (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,010 | 2.88% |
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,060 | 3.13% |
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,532 | 2.50% |
LYNCHBURG, VA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,025 | 3.25% |
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,392 | 2.75% |
GREAT FALLS, MT (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,198 | 3.63% |
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,341 | 2.75% |
COLUMBIA, MO (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $3,200 | 2.94% |
Laurel, MS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,176 | 3.38% |
Gillette, WY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,669 | 2.38% |
Sturgis, MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,664 | 3.00% |
Mitchell, SD (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $10,053 | 2.75% |
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,723 | 3.13% |
WICHITA, KS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,449 | 2.38% |
Kirksville, MO (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $3,575 | 2.75% |
Lincoln, IL (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $1,954 | 2.63% |
Malvern, AR (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,062 | 2.75% |
Van Wert, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,748 | 3.00% |
Norfolk, NE (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,798 | 2.50% |
Sedalia, MO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,638 | 2.75% |
Frankfort, KY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,580 | 2.50% |
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,936 | 3.38% |
Newport, OR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 3.50% |
LINCOLN, NE (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,798 | 3.00% |
BANGOR, ME (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,557 | 2.75% |
Kalispell, MT (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,785 | 2.88% |
Muskogee, OK (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,229 | 3.13% |
PANAMA CITY, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,965 | 3.25% |
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,333 | 2.63% |
MONROE, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,598 | 2.88% |
Cadillac, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,947 | 3.00% |
Beatrice, NE (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,569 | 2.63% |
Glasgow, KY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,517 | 3.50% |
West Plains, MO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,762 | 3.38% |
MUNCIE, IN (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $3,074 | 2.94% |
Searcy, AR (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $2,657 | 3.13% |
Andrews, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,438 | 2.00% |
Pampa, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,392 | 3.25% |
Astoria, OR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 2.63% |
FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,308 | 3.38% |
Hope, AR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,404 | 3.88% |
Spencer, IA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,695 | 3.25% |
Logansport, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,480 | 3.38% |
Sterling, CO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,445 | 3.63% |
BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,587 | 3.00% |
WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,573 | 3.25% |
Warsaw, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,187 | 3.00% |
FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,542 | 3.63% |
Mayfield, KY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,612 | 3.38% |
Marshall, MN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,322 | 2.75% |
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,614 | 2.88% |
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,780 | 2.50% |
Shelbyville, TN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,188 | 2.63% |
WILLIAMSPORT, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,704 | 2.75% |
MIDLAND, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,324 | 3.13% |
Crawfordsville, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,251 | 3.63% |
Woodward, OK (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,427 | 3.00% |
Lebanon, MO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,503 | 3.00% |
Raymondville, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,509 | 3.38% |
Ardmore, OK (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,050 | 3.38% |
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,577 | 4.63% |
Peru, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,975 | 3.38% |
Burlington, IA-IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,960 | 2.75% |
SUMTER, SC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,689 | 2.25% |
Marinette, WI-MI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,745 | 3.75% |
Starkville, MS (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $2,246 | 3.50% |
Sterling, IL (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 3.38% |
Similar Lenders
We use machine learning to identify the top lenders compared against Servion based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2021, Servion's most frequently originated type of loan was Conventional, with 5,421 originations. Their 2nd most popular type was FHA, with 522 originations.
Loan Reason
For 2021, Servion's most frequently cited loan purpose was Home Purchase, with 2,540 originations. The 2nd most popular reason was Refi, with 2,092 originations.
Loan Duration/Length
For 2021, Servion's most frequently cited loan duration was 30 Year, with 4,305 originations. The 2nd most popular length was 15 Year, with 1,311 originations.
Origination Fees/Closing Costs
Servion's average total fees were $4,182, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 2,456 originations.
Interest Rates
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
2.5-3% | 3,169 | $641,995,000 | $202,586 |
3-4% | 1,920 | $381,190,000 | $198,536 |
<2.5% | 1,297 | $226,645,000 | $174,746 |
4-5% | 70 | $10,090,000 | $144,143 |
During 2021, Servion's average interest rate for loans was 3.06%, while their most frequently originated rate bucket for loans was 2.5-3%, with 3,169 originations.
Loan Sizing
2021 saw Servion place emphasis on $100k-200k loans with 3,059 originations, totaling $454,875,000 in origination value.
Applicant Income
Servion lent most frequently to those with incomes in the $50k-75k range, with 1,822 originations. The second most popular income band? $50k or less, with 1,390 originations.
Applicant Debt to Income Ratio
Servion lent most frequently to those with DTI ratios of 20-30%, with 1,684 originations. The next most common DTI ratio? 30-36%, with 1,343 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications97.37%
Servion has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination81.20%
Servion has a below average pick rate.
Points and Fees
Points | Originations | Total Value | Average Loan |
---|---|---|---|
NA | 6,457 | $1,260,115,000 | $195,155 |
Occupancy Type Mix
Dwelling Type | Originations | Total Value | Average Loan |
---|---|---|---|
6,457 | $1,260,115,000 | $195,155 |
LTV Distribution
Complaints
Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
---|---|---|---|---|
Servion, Inc. | FHA mortgage | Struggling to pay mortgage | 1 | 50.0% |
Servion, Inc. | FHA mortgage | Trouble during payment process | 1 | 50.0% |