Servion Mortgage Rates, Fees & Info
St. Paul, MNLEI: 549300DRA4BDXW23LD45
Tax ID: 41-1592297
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Mortgage Data
Review & Overview
Servion is a smaller mortgage company specializing in Home Purchase, Cash Out Refi, and Refi loans. Servion has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Minneapolis, La Crosse, Duluth, Rochester, and San Luis Obispo among others. We have data for 249 markets. (Some data included below & more in-depth data is available with an active subscription.)Servion has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Servion is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.71% | 4/18/24 |
| 30 Year Conventional Refi | 6.54% | 4/18/24 |
| 30 Year Cash-out Refi | 6.67% | 4/18/24 |
| 30 Year FHA Purchase | 7.23% | 4/18/24 |
| 30 Year FHA Refi | 7.01% | 4/18/24 |
| 30 Year VA Purchase | 6.15% | 4/18/24 |
| 30 Year VA Refi | 6.00% | 4/18/24 |
| 30 Year USDA Purchase | 6.65% | 4/18/24 |
| 15 Year Conventional Purchase | 6.12% | 4/18/24 |
| 15 Year Conventional Refi | 5.95% | 4/18/24 |
| 15 Year Cash-out Refi | 5.95% | 4/18/24 |
| 15 Year FHA Purchase | 5.68% | 4/18/24 |
| 15 Year FHA Refi | 6.94% | 4/18/24 |
| 15 Year VA Purchase | 5.38% | 4/18/24 |
| 15 Year VA Refi | 5.96% | 4/18/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Servion Mortgage Calculator
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This is not an official calculator from Servion. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
3,723Origination Dollar Volume (All Markets)
$666,015,000Awards
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Servion - 2019
Servion is a 2019 , due to their low .
For 2019, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 916 | $205,450,000 | $224,290 | $4,354 | 3.93% |
| Outside of Metro Areas | 609 | $85,705,000 | $140,731 | $3,396 | 4.06% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 250 | $47,220,000 | $188,880 | $1,942 | 4.00% |
| DULUTH, MN-WI (FHA|USDA|VA) | 202 | $30,970,000 | $153,317 | $4,039 | 4.13% |
| ROCHESTER, MN (FHA|USDA|VA) | 124 | $24,990,000 | $201,532 | $4,272 | 4.03% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 42 | $12,460,000 | $296,667 | $4,139 | 3.76% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 74 | $12,360,000 | $167,027 | $1,696 | 3.92% |
| ST. CLOUD, MN (FHA|USDA|VA) | 72 | $12,310,000 | $170,972 | $2,954 | 4.03% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 62 | $11,090,000 | $178,871 | $4,845 | 4.38% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 41 | $9,275,000 | $226,220 | $4,158 | 3.91% |
| Brainerd, MN (FHA|USDA|VA) | 50 | $8,180,000 | $163,600 | $4,528 | 4.07% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 68 | $7,880,000 | $115,882 | $2,841 | 4.33% |
| Harrison, AR (FHA|USDA|VA) | 52 | $7,540,000 | $145,000 | $2,485 | 4.22% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 41 | $7,215,000 | $175,976 | $2,177 | 4.46% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 52 | $6,750,000 | $129,808 | $3,082 | 4.32% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 42 | $6,670,000 | $158,810 | $3,558 | 4.06% |
| Manitowoc, WI (FHA|USDA|VA) | 29 | $4,935,000 | $170,172 | $2,355 | 3.71% |
| Red Wing, MN (FHA|USDA|VA) | 23 | $4,425,000 | $192,391 | $5,156 | 3.95% |
| Georgetown, SC (FHA|USDA|VA) | 25 | $4,405,000 | $176,200 | $4,416 | 4.41% |
| TULSA, OK (FHA|USDA|VA) | 32 | $4,310,000 | $134,688 | $4,426 | 4.48% |
| LOUISVILLE, KY (FHA|USDA|VA) | 24 | $3,630,000 | $151,250 | $4,038 | 4.33% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 30 | $3,590,000 | $119,667 | $3,611 | 4.47% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 21 | $3,435,000 | $163,571 | $3,262 | 4.43% |
| Hutchinson, MN (FHA|USDA|VA) | 19 | $3,365,000 | $177,105 | $3,975 | 3.66% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 10 | $3,270,000 | $327,000 | $6,007 | 4.46% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 15 | $3,175,000 | $211,667 | $4,028 | 4.47% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 23 | $3,155,000 | $137,174 | $3,428 | 4.85% |
| Dickinson, ND (FHA|USDA|VA) | 14 | $2,990,000 | $213,571 | $4,233 | 4.39% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 14 | $2,820,000 | $201,429 | $4,672 | 3.75% |
| Whitewater, WI (FHA|USDA|VA) | 17 | $2,745,000 | $161,471 | $1,790 | 4.15% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 20 | $2,640,000 | $132,000 | $3,469 | 4.09% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 14 | $2,630,000 | $187,857 | $2,519 | 4.22% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 12 | $2,620,000 | $218,333 | $3,172 | 3.94% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 10 | $2,490,000 | $249,000 | $6,410 | 4.39% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 16 | $2,420,000 | $151,250 | $4,392 | 3.89% |
| Willmar, MN (FHA|USDA|VA) | 14 | $2,330,000 | $166,429 | $4,365 | 4.08% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 8 | $2,300,000 | $287,500 | $3,383 | 4.13% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 14 | $2,260,000 | $161,429 | $2,218 | 3.81% |
| Branson, MO (FHA|USDA|VA) | 15 | $2,205,000 | $147,000 | $2,662 | 4.39% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 10 | $2,140,000 | $214,000 | $5,603 | 4.36% |
| Grand Rapids, MN (FHA|USDA|VA) | 13 | $1,895,000 | $145,769 | $4,219 | 4.20% |
| Bemidji, MN (FHA|USDA|VA) | 11 | $1,865,000 | $169,545 | $3,578 | 4.25% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 13 | $1,865,000 | $143,462 | $4,605 | 4.64% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 10 | $1,810,000 | $181,000 | $4,904 | 3.78% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 7 | $1,745,000 | $249,286 | $3,290 | 3.95% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 13 | $1,725,000 | $132,692 | $4,056 | 4.17% |
| JOPLIN, MO (FHA|USDA|VA) | 12 | $1,680,000 | $140,000 | $4,479 | 4.35% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 12 | $1,660,000 | $138,333 | $2,402 | 4.56% |
| Greenwood, SC (FHA|USDA|VA) | 12 | $1,620,000 | $135,000 | $4,126 | 4.59% |
| BAY CITY, MI (FHA|USDA|VA) | 13 | $1,565,000 | $120,385 | $4,164 | 4.55% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 5 | $1,495,000 | $299,000 | $4,903 | 3.93% |
| Winona, MN (FHA|USDA|VA) | 7 | $1,495,000 | $213,571 | $3,162 | 4.04% |
| Beaver Dam, WI (FHA|USDA|VA) | 7 | $1,475,000 | $210,714 | $1,835 | 4.04% |
| BELLINGHAM, WA (FHA|USDA|VA) | 5 | $1,385,000 | $277,000 | $6,610 | 4.23% |
| Alexandria, MN (FHA|USDA|VA) | 6 | $1,380,000 | $230,000 | $3,786 | 3.92% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 6 | $1,260,000 | $210,000 | $4,103 | 4.06% |
| Stillwater, OK (FHA|USDA|VA) | 7 | $1,215,000 | $173,571 | $3,247 | 4.61% |
| MANKATO, MN (FHA|USDA|VA) | 7 | $1,185,000 | $169,286 | $4,604 | 4.71% |
| LAWRENCE, KS (FHA|USDA|VA) | 5 | $1,175,000 | $235,000 | $7,218 | 4.03% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 6 | $1,160,000 | $193,333 | $4,382 | 4.17% |
| Marion, IN (FHA|USDA|VA) | 15 | $1,145,000 | $76,333 | $2,985 | 4.04% |
| Fergus Falls, MN (FHA|USDA|VA) | 5 | $1,095,000 | $219,000 | $4,910 | 3.78% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 6 | $1,040,000 | $173,333 | $4,124 | 3.94% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 5 | $1,035,000 | $207,000 | $5,077 | 4.33% |
| Steamboat Springs, CO (FHA|USDA|VA) | 2 | $970,000 | $485,000 | $2,205 | 4.25% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 7 | $925,000 | $132,143 | $3,297 | 4.07% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 9 | $905,000 | $100,556 | $3,517 | 4.36% |
| GREEN BAY, WI (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $3,747 | 3.50% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $4,418 | 3.38% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $2,603 | 4.13% |
| Hannibal, MO (FHA|USDA|VA) | 7 | $835,000 | $119,286 | $3,010 | 4.34% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $5,563 | 3.69% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 6 | $830,000 | $138,333 | $3,026 | 4.19% |
| Arkadelphia, AR (FHA|USDA|VA) | 7 | $805,000 | $115,000 | $3,595 | 4.27% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $3,620 | 3.69% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $5,775 | 3.92% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 5 | $745,000 | $149,000 | $2,841 | 4.28% |
| COLUMBUS, OH (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $4,161 | 3.75% |
| COLUMBIA, SC (FHA|USDA|VA) | 6 | $740,000 | $123,333 | $3,732 | 4.33% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $3,676 | 4.16% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $3,176 | 4.08% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 6 | $690,000 | $115,000 | $3,099 | 4.58% |
| Fremont, OH (FHA|USDA|VA) | 5 | $685,000 | $137,000 | $4,809 | 4.45% |
| DUBUQUE, IA (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $4,752 | 4.47% |
| MADISON, WI (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $4,019 | 3.97% |
| SPARTANBURG, SC (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $4,763 | 4.16% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $6,908 | 3.50% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $3,237 | 4.50% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $4,731 | 4.63% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $12,166 | 4.00% |
| Escanaba, MI (FHA|USDA|VA) | 6 | $610,000 | $101,667 | $3,785 | 4.42% |
| Rolla, MO (FHA|USDA|VA) | 6 | $590,000 | $98,333 | $3,504 | 3.88% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $4,170 | 4.75% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $3,192 | 4.38% |
| BOISE CITY, ID (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $4,694 | 3.92% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $4,401 | 3.94% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 6 | $580,000 | $96,667 | $2,894 | 4.48% |
| Shelbyville, TN (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $4,610 | 3.83% |
| Mexico, MO (FHA|USDA|VA) | 7 | $555,000 | $79,286 | $3,397 | 4.43% |
| WICHITA, KS (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $0 | 4.79% |
| Ottawa, IL (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $4,761 | 3.91% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 5 | $545,000 | $109,000 | $3,241 | 4.53% |
| Mason City, IA (FHA|USDA|VA) | 6 | $520,000 | $86,667 | $2,994 | 4.46% |
| Stevens Point, WI (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $1,863 | 3.84% |
| Menomonie, WI (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $2,556 | 4.25% |
| AMES, IA (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $4,512 | 3.75% |
| MADERA, CA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $5,996 | 3.56% |
| KOKOMO, IN (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $3,210 | 4.59% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $5,903 | 3.75% |
| BISMARCK, ND (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $2,824 | 4.78% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 5 | $465,000 | $93,000 | $2,868 | 4.33% |
| COLUMBIA, MO (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $3,329 | 4.08% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $5,065 | 3.50% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $4,968 | 4.63% |
| ROCKFORD, IL (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $4,243 | 4.58% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $5,307 | 4.19% |
| Moberly, MO (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $6,886 | 4.00% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $7,300 | 3.88% |
| VALLEJO, CA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $12,174 | 3.25% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $2,292 | 3.75% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $2,693 | 4.88% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $3,499 | 4.63% |
| Owatonna, MN (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $5,912 | 4.56% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $2,363 | 4.25% |
| Marinette, WI-MI (FHA|USDA|VA) | 4 | $390,000 | $97,500 | $3,449 | 4.03% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,221 | 3.38% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,647 | 3.75% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,084 | 4.44% |
| Austin, MN (FHA|USDA|VA) | 4 | $360,000 | $90,000 | $3,405 | 4.41% |
| Shawnee, OK (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $2,345 | 4.81% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,909 | 3.38% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $2,969 | 4.67% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 3.88% |
| Bardstown, KY (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $6,297 | 4.13% |
| Lexington, NE (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $3,373 | 4.17% |
| McAlester, OK (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $3,001 | 4.29% |
| Big Rapids, MI (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $2,634 | 3.81% |
| Kearney, NE (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $4,117 | 4.21% |
| FOND DU LAC, WI (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $2,033 | 4.67% |
| FARGO, ND-MN (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $7,302 | 3.69% |
| TOLEDO, OH (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $4,146 | 3.96% |
| Ontario, OR-ID (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $2,951 | 4.44% |
| Wahpeton, ND-MN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $6,337 | 3.38% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $4,572 | 4.25% |
| Baraboo, WI (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $1,621 | 4.63% |
| SAGINAW, MI (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $2,361 | 4.31% |
| Andrews, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $10,039 | 4.38% |
| TOPEKA, KS (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,122 | 3.94% |
| Russellville, AR (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,144 | 3.81% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,814 | 3.75% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,916 | 3.63% |
| Sayre, PA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,903 | 4.75% |
| SALEM, OR (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,962 | 4.75% |
| Fairmont, MN (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,663 | 4.13% |
| RAPID CITY, SD (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $9,884 | 3.63% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,797 | 4.75% |
| Washington, IN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,357 | 4.50% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,909 | 4.00% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,460 | 3.88% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $14,906 | 3.38% |
| KANKAKEE, IL (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,937 | 4.44% |
| Jackson, OH (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,621 | 3.88% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,640 | 4.19% |
| FRESNO, CA (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,090 | 3.44% |
| West Plains, MO (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,082 | 4.75% |
| Vicksburg, MS (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,286 | 3.88% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 5.88% |
| Watertown, SD (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,824 | 3.50% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $2,792 | 4.06% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $7,648 | 4.81% |
| Storm Lake, IA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,669 | 4.00% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,279 | 3.88% |
| Zanesville, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,307 | 3.75% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,396 | 4.75% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,293 | 4.50% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,172 | 4.38% |
| Sunbury, PA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 5.75% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,184 | 5.25% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,024 | 4.13% |
| Huron, SD (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,994 | 4.50% |
| Malvern, AR (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $3,768 | 4.63% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $3,277 | 4.31% |
| Fort Dodge, IA (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $2,925 | 4.63% |
| Rochelle, IL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,177 | 4.88% |
| LIMA, OH (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $3,204 | 4.00% |
| Brookings, SD (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,847 | 3.50% |
| Selinsgrove, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,701 | 4.38% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $3,135 | 4.38% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,197 | 3.63% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,911 | 4.25% |
| Mountain Home, AR (FHA|USDA|VA) | 3 | $175,000 | $58,333 | $2,226 | 3.67% |
| Pierre, SD (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,386 | 4.75% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,405 | 4.13% |
| Cadillac, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,655 | 4.63% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 2.75% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,533 | 4.13% |
| Poplar Bluff, MO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,994 | 4.88% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $2,147 | 4.63% |
| Jamestown, ND (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,359 | 4.25% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,918 | 4.88% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,943 | 4.25% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $2,274 | 4.63% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,295 | 4.88% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,591 | 4.13% |
| Seneca, SC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,773 | 4.00% |
| Muskogee, OK (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,161 | 4.25% |
| Marshalltown, IA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,752 | 4.75% |
| Lebanon, MO (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $2,433 | 4.63% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 5.13% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,317 | 4.50% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,848 | 4.88% |
| Spirit Lake, IA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,052 | 3.88% |
| Sterling, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,165 | 4.13% |
| Kinston, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,125 | 3.63% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,263 | 4.63% |
| WHEELING, WV-OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,200 | 4.75% |
| TYLER, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,816 | 4.88% |
| Van Wert, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,467 | 4.00% |
| Warrensburg, MO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,864 | 4.50% |
| Farmington, MO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,602 | 4.75% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,886 | 4.75% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,605 | 5.00% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,234 | 4.50% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,068 | 5.13% |
| DANVILLE, IL (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $3,176 | 4.69% |
| Pontiac, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,821 | 5.13% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,778 | 3.75% |
| Miami, OK (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,231 | 4.13% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,593 | 3.75% |
| Clinton, IA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,941 | 3.88% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $2,137 | 4.00% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,475 | 3.13% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,156 | 3.75% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,278 | 4.88% |
| New Ulm, MN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,277 | 4.50% |
| Aberdeen, SD (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,947 | 4.88% |
| Wabash, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,134 | 4.75% |
| Lock Haven, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,655 | 4.50% |
| Glasgow, KY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,120 | 5.25% |
| Lincoln, IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,083 | 3.63% |
| Bennettsville, SC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,588 | 4.38% |
| Vincennes, IN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,237 | 3.38% |
| Kirksville, MO (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $1,763 | 5.38% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,139 | 4.25% |
| Crawfordsville, IN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,040 | 4.25% |
| Defiance, OH (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $3,019 | 3.38% |
| Galesburg, IL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $2,131 | 4.63% |
| Athens, TX (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $2,434 | 3.38% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $2,427 | 3.63% |
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Product Mix
For 2019, Servion's most frequently originated type of loan was Conventional, with 3,083 originations. Their 2nd most popular type was FHA, with 328 originations.
Loan Reason
For 2019, Servion's most frequently cited loan purpose was Home Purchase, with 2,151 originations. The 2nd most popular reason was Cash Out Refi, with 828 originations.
Loan Duration/Length
For 2019, Servion's most frequently cited loan duration was 30 Year, with 2,876 originations. The 2nd most popular length was 15 Year, with 567 originations.
Origination Fees/Closing Costs
Servion's average total fees were $3,881, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,603 originations.
Interest Rates
During 2019, Servion's average interest rate for loans was 4.19%, while their most frequently originated rate bucket for loans was 3-4%, with 1,937 originations.
Loan Sizing
2019 saw Servion place emphasis on $100k-200k loans with 1,754 originations, totaling $259,290,000 in origination value.
Applicant Income
Servion lent most frequently to those with incomes in the $50k-75k range, with 1,028 originations. The second most popular income band? $50k or less, with 921 originations.
Applicant Debt to Income Ratio
Servion lent most frequently to those with DTI ratios of 20-30%, with 1,003 originations. The next most common DTI ratio? 30-36%, with 771 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications91.91%
Servion has an average approval rate.
Pick Rate
Approvals leading to origination80.04%
Servion has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 3,723 | $666,015,000 | $178,892 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 74 | $7,910,000 | $106,892 |
| Single Family (1-4 Units):Site-Built | 3,649 | $658,105,000 | $180,352 |