Servion Mortgage Rates, Fees & Info
St. Paul, MNLEI: 549300DRA4BDXW23LD45
Tax ID: 41-1592297
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Mortgage Data
Review & Overview
Servion is a small mortgage company specializing in Home Purchase, Refi, and Cash Out Refi loans. Servion has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Minneapolis, La Crosse, Duluth, Rochester, and Watertown among others. We have data for 303 markets. (Some data included below & more in-depth data is available with an active subscription.)Servion has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Servion is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.71% | 4/22/24 |
| 30 Year Conventional Refi | 6.54% | 4/22/24 |
| 30 Year Cash-out Refi | 6.67% | 4/22/24 |
| 30 Year FHA Purchase | 7.23% | 4/22/24 |
| 30 Year FHA Refi | 7.01% | 4/22/24 |
| 30 Year VA Purchase | 6.15% | 4/22/24 |
| 30 Year VA Refi | 6.00% | 4/22/24 |
| 30 Year USDA Purchase | 6.65% | 4/22/24 |
| 15 Year Conventional Purchase | 6.12% | 4/22/24 |
| 15 Year Conventional Refi | 5.95% | 4/22/24 |
| 15 Year Cash-out Refi | 5.95% | 4/22/24 |
| 15 Year FHA Purchase | 5.68% | 4/22/24 |
| 15 Year FHA Refi | 6.94% | 4/22/24 |
| 15 Year VA Purchase | 5.38% | 4/22/24 |
| 15 Year VA Refi | 5.96% | 4/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Servion Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
7,229Origination Dollar Volume (All Markets)
$1,419,035,000Awards
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Servion - 2020
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For 2020, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1,565 | $357,165,000 | $228,220 | $4,030 | 3.15% |
| Outside of Metro Areas | 953 | $156,475,000 | $164,192 | $3,842 | 3.12% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 450 | $84,350,000 | $187,444 | $1,782 | 3.15% |
| DULUTH, MN-WI (FHA|USDA|VA) | 415 | $69,235,000 | $166,831 | $4,227 | 3.15% |
| ROCHESTER, MN (FHA|USDA|VA) | 251 | $53,155,000 | $211,773 | $4,022 | 3.00% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 280 | $49,660,000 | $177,357 | $1,661 | 3.18% |
| ST. CLOUD, MN (FHA|USDA|VA) | 278 | $48,290,000 | $173,705 | $3,616 | 3.23% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 136 | $37,380,000 | $274,853 | $3,430 | 3.29% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 146 | $32,310,000 | $221,301 | $4,095 | 3.27% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 148 | $30,480,000 | $205,946 | $2,353 | 3.05% |
| BILLINGS, MT (FHA|USDA|VA) | 114 | $27,240,000 | $238,947 | $5,367 | 2.97% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 73 | $20,445,000 | $280,068 | $4,121 | 3.40% |
| Brainerd, MN (FHA|USDA|VA) | 98 | $17,930,000 | $182,959 | $4,578 | 3.20% |
| Manitowoc, WI (FHA|USDA|VA) | 120 | $16,450,000 | $137,083 | $2,292 | 3.08% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 83 | $15,685,000 | $188,976 | $3,144 | 3.09% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 59 | $14,045,000 | $238,051 | $4,357 | 3.27% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 73 | $13,915,000 | $190,616 | $3,392 | 2.99% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 77 | $13,375,000 | $173,701 | $3,335 | 3.25% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 57 | $11,925,000 | $209,211 | $3,706 | 3.24% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 34 | $11,520,000 | $338,824 | $5,604 | 3.52% |
| Dickinson, ND (FHA|USDA|VA) | 45 | $10,495,000 | $233,222 | $4,905 | 3.33% |
| Red Wing, MN (FHA|USDA|VA) | 51 | $9,775,000 | $191,667 | $4,537 | 3.07% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 61 | $9,675,000 | $158,607 | $2,305 | 3.12% |
| Branson, MO (FHA|USDA|VA) | 52 | $8,880,000 | $170,769 | $2,641 | 3.16% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 47 | $8,725,000 | $185,638 | $4,414 | 3.50% |
| TULSA, OK (FHA|USDA|VA) | 41 | $7,975,000 | $194,512 | $4,725 | 3.28% |
| IOWA CITY, IA (FHA|USDA|VA) | 31 | $7,445,000 | $240,161 | $2,581 | 3.05% |
| Willmar, MN (FHA|USDA|VA) | 43 | $7,115,000 | $165,465 | $3,983 | 3.04% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 41 | $6,665,000 | $162,561 | $4,531 | 3.68% |
| Whitewater, WI (FHA|USDA|VA) | 31 | $6,065,000 | $195,645 | $1,686 | 3.09% |
| RAPID CITY, SD (FHA|USDA|VA) | 21 | $5,915,000 | $281,667 | $5,538 | 2.88% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 42 | $5,850,000 | $139,286 | $1,554 | 3.10% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 36 | $5,770,000 | $160,278 | $1,894 | 3.11% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 28 | $5,390,000 | $192,500 | $4,477 | 3.21% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 36 | $5,150,000 | $143,056 | $4,792 | 3.66% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 21 | $4,815,000 | $229,286 | $3,186 | 3.04% |
| Shelton, WA (FHA|USDA|VA) | 24 | $4,720,000 | $196,667 | $4,921 | 3.42% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 12 | $4,460,000 | $371,667 | $2,997 | 3.31% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 18 | $4,250,000 | $236,111 | $4,941 | 3.40% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 21 | $4,125,000 | $196,429 | $3,992 | 3.15% |
| LOUISVILLE, KY (FHA|USDA|VA) | 27 | $4,065,000 | $150,556 | $4,428 | 3.49% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 12 | $3,890,000 | $324,167 | $7,847 | 3.47% |
| MADISON, WI (FHA|USDA|VA) | 18 | $3,850,000 | $213,889 | $3,378 | 3.18% |
| BELLINGHAM, WA (FHA|USDA|VA) | 13 | $3,755,000 | $288,846 | $4,312 | 3.93% |
| FARGO, ND-MN (FHA|USDA|VA) | 16 | $3,740,000 | $233,750 | $5,937 | 3.02% |
| BISMARCK, ND (FHA|USDA|VA) | 14 | $3,470,000 | $247,857 | $6,464 | 2.93% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 27 | $3,235,000 | $119,815 | $3,363 | 3.52% |
| Hutchinson, MN (FHA|USDA|VA) | 19 | $3,125,000 | $164,474 | $4,019 | 3.18% |
| Austin, MN (FHA|USDA|VA) | 17 | $3,125,000 | $183,824 | $3,685 | 3.16% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 12 | $3,030,000 | $252,500 | $3,251 | 3.63% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 25 | $3,015,000 | $120,600 | $3,924 | 3.81% |
| Beaver Dam, WI (FHA|USDA|VA) | 16 | $2,990,000 | $186,875 | $1,940 | 3.15% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 14 | $2,920,000 | $208,571 | $3,796 | 3.31% |
| Georgetown, SC (FHA|USDA|VA) | 22 | $2,860,000 | $130,000 | $4,256 | 3.40% |
| Bemidji, MN (FHA|USDA|VA) | 18 | $2,840,000 | $157,778 | $3,350 | 3.10% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 14 | $2,700,000 | $192,857 | $3,596 | 3.24% |
| DUBUQUE, IA (FHA|USDA|VA) | 15 | $2,595,000 | $173,000 | $2,954 | 3.38% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 13 | $2,455,000 | $188,846 | $3,698 | 3.36% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 13 | $2,385,000 | $183,462 | $3,134 | 3.29% |
| LONGVIEW, WA (FHA|USDA|VA) | 10 | $2,340,000 | $234,000 | $4,993 | 2.94% |
| BAY CITY, MI (FHA|USDA|VA) | 17 | $2,275,000 | $133,824 | $2,528 | 3.15% |
| FOND DU LAC, WI (FHA|USDA|VA) | 16 | $2,270,000 | $141,875 | $2,185 | 3.23% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 7 | $2,145,000 | $306,429 | $2,759 | 3.43% |
| COLUMBIA, SC (FHA|USDA|VA) | 15 | $2,085,000 | $139,000 | $3,678 | 3.15% |
| GREEN BAY, WI (FHA|USDA|VA) | 12 | $2,070,000 | $172,500 | $3,887 | 3.00% |
| VALLEJO, CA (FHA|USDA|VA) | 7 | $2,045,000 | $292,143 | $2,843 | 3.20% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 8 | $2,030,000 | $253,750 | $4,818 | 3.20% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 10 | $1,930,000 | $193,000 | $4,682 | 3.10% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 11 | $1,875,000 | $170,455 | $4,159 | 3.50% |
| Fergus Falls, MN (FHA|USDA|VA) | 11 | $1,865,000 | $169,545 | $4,912 | 3.33% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 14 | $1,860,000 | $132,857 | $5,158 | 3.42% |
| Hannibal, MO (FHA|USDA|VA) | 11 | $1,845,000 | $167,727 | $3,332 | 2.74% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 2 | $1,790,000 | $895,000 | $6,094 | 3.56% |
| Williston, ND (FHA|USDA|VA) | 8 | $1,750,000 | $218,750 | $6,712 | 3.44% |
| FRESNO, CA (FHA|USDA|VA) | 7 | $1,745,000 | $249,286 | $2,965 | 3.61% |
| Marion, IN (FHA|USDA|VA) | 16 | $1,620,000 | $101,250 | $2,973 | 3.34% |
| Owatonna, MN (FHA|USDA|VA) | 6 | $1,570,000 | $261,667 | $4,281 | 3.21% |
| Baraboo, WI (FHA|USDA|VA) | 6 | $1,560,000 | $260,000 | $3,593 | 3.08% |
| Galesburg, IL (FHA|USDA|VA) | 18 | $1,510,000 | $83,889 | $3,460 | 3.40% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 6 | $1,500,000 | $250,000 | $4,167 | 3.15% |
| Grand Rapids, MN (FHA|USDA|VA) | 10 | $1,460,000 | $146,000 | $3,981 | 3.44% |
| MANKATO, MN (FHA|USDA|VA) | 7 | $1,455,000 | $207,857 | $3,638 | 2.95% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 3 | $1,295,000 | $431,667 | $5,682 | 3.33% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 7 | $1,295,000 | $185,000 | $6,079 | 3.63% |
| Winona, MN (FHA|USDA|VA) | 9 | $1,295,000 | $143,889 | $3,685 | 3.25% |
| GREELEY, CO (FHA|USDA|VA) | 5 | $1,285,000 | $257,000 | $3,370 | 3.10% |
| Alexandria, MN (FHA|USDA|VA) | 6 | $1,270,000 | $211,667 | $6,176 | 3.44% |
| COLUMBUS, OH (FHA|USDA|VA) | 5 | $1,225,000 | $245,000 | $6,306 | 3.15% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 4 | $1,210,000 | $302,500 | $5,194 | 3.00% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 6 | $1,210,000 | $201,667 | $6,300 | 3.15% |
| Muscatine, IA (FHA|USDA|VA) | 7 | $1,205,000 | $172,143 | $2,970 | 3.02% |
| Stillwater, OK (FHA|USDA|VA) | 8 | $1,200,000 | $150,000 | $3,905 | 3.75% |
| Brookings, SD (FHA|USDA|VA) | 6 | $1,150,000 | $191,667 | $6,007 | 3.15% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 6 | $1,140,000 | $190,000 | $6,093 | 3.35% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 9 | $1,135,000 | $126,111 | $4,218 | 3.47% |
| Stevens Point, WI (FHA|USDA|VA) | 7 | $1,135,000 | $162,143 | $3,252 | 3.39% |
| LAWRENCE, KS (FHA|USDA|VA) | 6 | $1,130,000 | $188,333 | $5,517 | 2.83% |
| Harrison, AR (FHA|USDA|VA) | 10 | $1,120,000 | $112,000 | $1,793 | 3.88% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 2 | $1,060,000 | $530,000 | $3,848 | 3.19% |
| AMARILLO, TX (FHA|USDA|VA) | 7 | $1,045,000 | $149,286 | $4,576 | 3.75% |
| Platteville, WI (FHA|USDA|VA) | 7 | $1,025,000 | $146,429 | $4,417 | 3.25% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $8,294 | 3.03% |
| JOPLIN, MO (FHA|USDA|VA) | 7 | $1,015,000 | $145,000 | $3,109 | 3.50% |
| Rolla, MO (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $4,649 | 3.03% |
| Duncan, OK (FHA|USDA|VA) | 7 | $995,000 | $142,143 | $4,578 | 3.68% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 5 | $985,000 | $197,000 | $4,384 | 3.03% |
| Bozeman, MT (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $4,929 | 2.83% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $3,355 | 3.55% |
| BRUNSWICK, GA (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $7,056 | 2.75% |
| STOCKTON, CA (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $4,852 | 3.29% |
| PEORIA, IL (FHA|USDA|VA) | 6 | $950,000 | $158,333 | $2,880 | 3.00% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $7,262 | 3.21% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $4,805 | 2.88% |
| AMES, IA (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $4,802 | 3.22% |
| HARRISONBURG, VA (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $2,874 | 3.08% |
| MODESTO, CA (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $7,498 | 2.88% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $4,460 | 3.50% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $2,514 | 2.94% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 6 | $840,000 | $140,000 | $2,552 | 3.71% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $7,213 | 3.50% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $4,672 | 3.25% |
| Sterling, CO (FHA|USDA|VA) | 5 | $815,000 | $163,000 | $4,963 | 3.55% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $2,872 | 3.25% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $3,191 | 3.00% |
| Wahpeton, ND-MN (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $3,654 | 2.97% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 5 | $795,000 | $159,000 | $2,084 | 3.10% |
| Kearney, NE (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $4,221 | 3.13% |
| Mason City, IA (FHA|USDA|VA) | 7 | $785,000 | $112,143 | $4,544 | 3.20% |
| KOKOMO, IN (FHA|USDA|VA) | 7 | $775,000 | $110,714 | $3,487 | 3.39% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $3,257 | 3.88% |
| Steamboat Springs, CO (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $2,503 | 3.81% |
| Clinton, IA (FHA|USDA|VA) | 6 | $750,000 | $125,000 | $4,516 | 3.40% |
| New Ulm, MN (FHA|USDA|VA) | 6 | $750,000 | $125,000 | $4,364 | 3.46% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $5,674 | 3.25% |
| YUBA CITY, CA (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $4,024 | 3.06% |
| Fort Dodge, IA (FHA|USDA|VA) | 5 | $725,000 | $145,000 | $3,507 | 3.30% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 6 | $690,000 | $115,000 | $3,903 | 3.69% |
| APPLETON, WI (FHA|USDA|VA) | 5 | $675,000 | $135,000 | $2,145 | 2.98% |
| Albert Lea, MN (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $6,447 | 3.38% |
| Mexico, MO (FHA|USDA|VA) | 6 | $670,000 | $111,667 | $3,987 | 3.04% |
| Aberdeen, WA (FHA|USDA|VA) | 6 | $660,000 | $110,000 | $4,173 | 3.23% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $2,957 | 3.06% |
| Ottawa, IL (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $4,689 | 3.34% |
| ROCKFORD, IL (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $3,583 | 3.28% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $7,417 | 3.50% |
| MUNCIE, IN (FHA|USDA|VA) | 5 | $625,000 | $125,000 | $2,744 | 3.38% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $5,133 | 3.66% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $4,742 | 3.42% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $5,221 | 3.13% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $4,585 | 2.88% |
| Pontiac, IL (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $3,278 | 3.13% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $4,964 | 2.94% |
| TOLEDO, OH (FHA|USDA|VA) | 5 | $575,000 | $115,000 | $4,426 | 3.38% |
| Fairmont, MN (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $5,093 | 3.17% |
| MERCED, CA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $3,125 | 3.44% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $4,676 | 3.81% |
| Fort Morgan, CO (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $5,568 | 3.63% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 5 | $565,000 | $113,000 | $3,883 | 4.13% |
| FORT COLLINS, CO (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $2,736 | 3.00% |
| Marinette, WI-MI (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $4,427 | 3.21% |
| Oak Harbor, WA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $5,685 | 3.94% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $4,370 | 3.17% |
| Crawfordsville, IN (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $5,172 | 3.08% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $4,235 | 2.88% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $3,190 | 3.88% |
| Lexington, NE (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $4,636 | 3.13% |
| Menomonie, WI (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $3,637 | 3.13% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $3,951 | 2.81% |
| CHICO, CA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $2,965 | 3.19% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $3,822 | 3.75% |
| LIMA, OH (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $5,780 | 3.00% |
| Watertown, SD (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $5,228 | 2.88% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $16,261 | 2.75% |
| MADERA, CA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $2,867 | 3.06% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $3,582 | 3.06% |
| Sayre, PA (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $5,995 | 3.21% |
| Big Rapids, MI (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $3,020 | 3.06% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $6,961 | 2.50% |
| Granbury, TX (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $5,837 | 2.81% |
| THE VILLAGES, FL (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,875 | 3.50% |
| Chillicothe, OH (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $3,405 | 2.75% |
| Fremont, OH (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $7,536 | 3.00% |
| Greenwood, SC (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $6,371 | 3.19% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $2,898 | 3.63% |
| Lufkin, TX (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $5,886 | 3.67% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $2,430 | 2.88% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $2,869 | 3.00% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $2,923 | 3.00% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 5 | $365,000 | $73,000 | $2,704 | 4.23% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,574 | 2.88% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,859 | 2.38% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,975 | 3.56% |
| Frankfort, IN (FHA|USDA|VA) | 4 | $350,000 | $87,500 | $3,272 | 3.09% |
| TUCSON, AZ (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $2,659 | 3.38% |
| SAGINAW, MI (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $1,712 | 3.13% |
| ERIE, PA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $6,808 | 2.75% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $7,648 | 2.13% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,392 | 2.81% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $2,848 | 3.69% |
| Wabash, IN (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $4,990 | 3.83% |
| Shawnee, OK (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $2,322 | 4.13% |
| SALEM, OR (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $6,929 | 3.25% |
| Escanaba, MI (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $3,718 | 3.25% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,122 | 3.13% |
| ANCHORAGE, AK (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,496 | 2.88% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,886 | 3.88% |
| Bartlesville, OK (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $6,220 | 2.75% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,727 | 3.50% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,315 | 3.50% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $9,272 | 2.75% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,025 | 3.00% |
| Ada, OK (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $6,569 | 3.44% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,839 | 2.75% |
| FORT WAYNE, IN (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,646 | 3.19% |
| Ardmore, OK (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,841 | 4.94% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,099 | 3.88% |
| Bardstown, KY (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $12,350 | 2.75% |
| Worthington, MN (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,185 | 2.38% |
| Marshall, MN (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,405 | 3.19% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $2,853 | 2.88% |
| Newberry, SC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,698 | 2.75% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,111 | 3.25% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,607 | 3.38% |
| TOPEKA, KS (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $2,493 | 3.06% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,562 | 3.13% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,239 | 2.63% |
| Ottumwa, IA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,919 | 3.38% |
| Urbana, OH (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,181 | 3.13% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,796 | 2.88% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,400 | 3.25% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,726 | 3.00% |
| Arkadelphia, AR (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,555 | 3.31% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,045 | 3.13% |
| BOISE CITY, ID (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,888 | 3.88% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,068 | 3.38% |
| Kirksville, MO (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,263 | 3.56% |
| Jamestown, ND (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $2,830 | 3.75% |
| Russellville, AR (FHA|USDA|VA) | 3 | $205,000 | $68,333 | $3,050 | 4.17% |
| Huron, SD (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,208 | 4.00% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,977 | 3.38% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,220 | 3.38% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,607 | 3.25% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,175 | 2.63% |
| Lincoln, IL (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $2,156 | 3.13% |
| Richmond, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,798 | 2.75% |
| Sandusky, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,066 | 2.75% |
| Wapakoneta, OH (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $4,666 | 2.94% |
| Mountain Home, AR (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $5,021 | 3.69% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,841 | 4.38% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,761 | 3.63% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,360 | 3.25% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,159 | 3.00% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,504 | 3.00% |
| Jesup, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,026 | 3.50% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,160 | 3.25% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,225 | 3.00% |
| RACINE, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,646 | 3.00% |
| Vermillion, SD (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,498 | 4.38% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,664 | 2.88% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,277 | 3.50% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,222 | 2.88% |
| TYLER, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,977 | 3.50% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,976 | 2.88% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,203 | 3.50% |
| Storm Lake, IA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,702 | 3.88% |
| Peru, IN (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $3,276 | 3.81% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $3,778 | 2.75% |
| PITTSBURGH, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,628 | 2.75% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,773 | 4.88% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,170 | 3.50% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,380 | 5.88% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,551 | 2.75% |
| Sterling, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,552 | 3.50% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,349 | 3.13% |
| OCALA, FL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,816 | 3.25% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,151 | 3.63% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,926 | 4.38% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,793 | 3.00% |
| Shelbyville, TN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,260 | 2.63% |
| Sidney, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,897 | 2.75% |
| Spencer, IA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,525 | 3.38% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,530 | 3.25% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,968 | 3.75% |
| Tiffin, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,998 | 3.75% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,029 | 3.38% |
| Hastings, NE (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,543 | 3.25% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,617 | 3.75% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,245 | 2.75% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,053 | 2.88% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,497 | 3.25% |
| Rochelle, IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,052 | 3.50% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,610 | 3.75% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,093 | 3.13% |
| Corinth, MS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,046 | 2.88% |
| Burlington, IA-IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,183 | 4.00% |
| Pierre, SD (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,846 | 3.25% |
| McAlester, OK (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,556 | 3.13% |
| Minot, ND (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,290 | 3.25% |
| Clovis, NM (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,107 | 3.88% |
| Marshalltown, IA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,345 | 3.50% |
| Sunbury, PA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,805 | 3.75% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $2,809 | 2.50% |
| Houghton, MI (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 5.75% |
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Product Mix
For 2020, Servion's most frequently originated type of loan was Conventional, with 6,040 originations. Their 2nd most popular type was FHA, with 597 originations.
Loan Reason
For 2020, Servion's most frequently cited loan purpose was Home Purchase, with 2,688 originations. The 2nd most popular reason was Refi, with 2,688 originations.
Loan Duration/Length
For 2020, Servion's most frequently cited loan duration was 30 Year, with 5,059 originations. The 2nd most popular length was 15 Year, with 1,353 originations.
Origination Fees/Closing Costs
Servion's average total fees were $3,933, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 3,041 originations.
Interest Rates
During 2020, Servion's average interest rate for loans was 3.27%, while their most frequently originated rate bucket for loans was 3-4%, with 3,593 originations.
Loan Sizing
2020 saw Servion place emphasis on $100k-200k loans with 3,377 originations, totaling $504,965,000 in origination value.
Applicant Income
Servion lent most frequently to those with incomes in the $50k-75k range, with 1,908 originations. The second most popular income band? $100k-150k, with 1,623 originations.
Applicant Debt to Income Ratio
Servion lent most frequently to those with DTI ratios of 20-30%, with 2,078 originations. The next most common DTI ratio? 30-36%, with 1,501 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.70%
Servion has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination77.53%
Servion has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 7,229 | $1,419,035,000 | $196,298 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 112 | $14,360,000 | $128,214 |
| Single Family (1-4 Units):Site-Built | 7,117 | $1,404,675,000 | $197,369 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2020 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Servion, Inc. | Conventional home mortgage | Trouble during payment process | 1 | 100.0% |