Equity Prime Mortgage Rates, Fees & Info
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Tax ID: 26-2053389
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Mortgage Data
Review & Overview
Equity Prime Mortgage is a small mortgage company specializing in Home Purchase and Refi loans. They have a a high proportion of FHA loans. Equity Prime Mortgage has a high proportion of conventional loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: New York, Orlando, Atlanta, Boston, and Lakeland among others. We have data for 177 markets. (Some data included below & more in-depth data is available with an active subscription.)Equity Prime Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Equity Prime Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.75% | 4/14/24 |
| 30 Year Conventional Refi | 6.35% | 4/14/24 |
| 30 Year Cash-out Refi | 6.44% | 4/14/24 |
| 30 Year FHA Purchase | 7.41% | 4/14/24 |
| 30 Year FHA Refi | 6.42% | 4/14/24 |
| 30 Year VA Purchase | 6.67% | 4/14/24 |
| 30 Year VA Refi | 5.29% | 4/14/24 |
| 30 Year USDA Purchase | 6.91% | 4/14/24 |
| 30 Year USDA Refi | 5.48% | 4/14/24 |
| 15 Year Conventional Purchase | 5.97% | 4/14/24 |
| 15 Year Conventional Refi | 5.75% | 4/14/24 |
| 15 Year Cash-out Refi | 5.75% | 4/14/24 |
| 15 Year FHA Refi | 7.61% | 4/14/24 |
| 15 Year VA Refi | 4.56% | 4/14/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Equity Prime Mortgage Mortgage Calculator
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This is not an official calculator from Equity Prime Mortgage. It uses our SimulatedRate™
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
4,688Origination Dollar Volume (All Markets)
$1,182,590,000Awards
Equity Prime Mortgage - 2019
Equity Prime Mortgage is a 2019 , due to their low .
For 2019, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 855 | $275,865,000 | $322,649 | $7,384 | 4.32% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 618 | $144,250,000 | $233,414 | $7,113 | 4.45% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 428 | $83,250,000 | $194,509 | $6,285 | 4.59% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 249 | $77,365,000 | $310,703 | $7,394 | 4.28% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 347 | $70,785,000 | $203,991 | $7,908 | 4.48% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 215 | $50,885,000 | $236,674 | $7,037 | 4.36% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 120 | $48,050,000 | $400,417 | $9,510 | 3.98% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 281 | $47,865,000 | $170,338 | $6,717 | 4.85% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 77 | $35,515,000 | $461,234 | $6,907 | 4.06% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 157 | $35,375,000 | $225,318 | $5,944 | 4.54% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 138 | $30,910,000 | $223,986 | $6,185 | 4.64% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 72 | $21,710,000 | $301,528 | $8,110 | 4.38% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 115 | $19,975,000 | $173,696 | $5,467 | 4.82% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 62 | $19,130,000 | $308,548 | $7,858 | 3.83% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 89 | $18,275,000 | $205,337 | $6,417 | 4.46% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 45 | $18,165,000 | $403,667 | $9,374 | 3.88% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 64 | $13,900,000 | $217,188 | $5,473 | 4.36% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 41 | $12,995,000 | $316,951 | $6,765 | 3.94% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 29 | $11,935,000 | $411,552 | $5,665 | 3.57% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 27 | $9,095,000 | $336,852 | $6,622 | 4.20% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 34 | $6,990,000 | $205,588 | $7,279 | 4.59% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 36 | $6,800,000 | $188,889 | $5,776 | 4.75% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 31 | $6,135,000 | $197,903 | $6,790 | 4.99% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 20 | $4,400,000 | $220,000 | $7,256 | 4.43% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 18 | $4,330,000 | $240,556 | $7,763 | 4.90% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 17 | $4,045,000 | $237,941 | $6,080 | 4.52% |
| STOCKTON, CA (FHA|USDA|VA) | 12 | $3,930,000 | $327,500 | $5,758 | 4.21% |
| LOUISVILLE, KY (FHA|USDA|VA) | 27 | $3,925,000 | $145,370 | $5,104 | 4.22% |
| Outside of Metro Areas | 24 | $3,580,000 | $149,167 | $5,280 | 4.38% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 17 | $3,345,000 | $196,765 | $5,813 | 4.53% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 9 | $3,015,000 | $335,000 | $5,110 | 4.04% |
| GAINESVILLE, GA (FHA|USDA|VA) | 15 | $2,795,000 | $186,333 | $6,483 | 4.39% |
| DALTON, GA (FHA|USDA|VA) | 22 | $2,600,000 | $118,182 | $5,213 | 5.01% |
| VALLEJO, CA (FHA|USDA|VA) | 6 | $2,030,000 | $338,333 | $9,820 | 4.60% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 10 | $2,020,000 | $202,000 | $6,329 | 4.26% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 7 | $1,925,000 | $275,000 | $7,509 | 4.42% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 8 | $1,870,000 | $233,750 | $8,219 | 3.92% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 5 | $1,775,000 | $355,000 | $7,141 | 4.23% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 8 | $1,710,000 | $213,750 | $5,560 | 4.36% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 7 | $1,695,000 | $242,143 | $10,291 | 4.36% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 3 | $1,575,000 | $525,000 | $17,270 | 4.33% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 9 | $1,535,000 | $170,556 | $4,106 | 5.00% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 4 | $1,430,000 | $357,500 | $7,036 | 4.16% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 5 | $1,425,000 | $285,000 | $8,742 | 5.28% |
| OCALA, FL (FHA|USDA|VA) | 9 | $1,375,000 | $152,778 | $6,308 | 4.50% |
| MODESTO, CA (FHA|USDA|VA) | 5 | $1,335,000 | $267,000 | $7,339 | 3.83% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 3 | $1,335,000 | $445,000 | $6,154 | 4.38% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 7 | $1,325,000 | $189,286 | $7,098 | 4.23% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 6 | $1,320,000 | $220,000 | $4,427 | 4.46% |
| COLUMBUS, OH (FHA|USDA|VA) | 8 | $1,310,000 | $163,750 | $6,246 | 5.05% |
| DOVER, DE (FHA|USDA|VA) | 7 | $1,305,000 | $186,429 | $7,807 | 4.25% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 6 | $1,240,000 | $206,667 | $5,862 | 3.83% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 5 | $1,235,000 | $247,000 | $6,431 | 4.38% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 5 | $1,225,000 | $245,000 | $6,980 | 4.81% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 4 | $1,220,000 | $305,000 | $7,779 | 3.44% |
| PITTSBURGH, PA (FHA|USDA|VA) | 6 | $1,210,000 | $201,667 | $6,474 | 4.23% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 4 | $1,180,000 | $295,000 | $7,600 | 4.72% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 7 | $1,135,000 | $162,143 | $4,220 | 5.34% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 3 | $1,115,000 | $371,667 | $9,910 | 3.63% |
| SPARTANBURG, SC (FHA|USDA|VA) | 5 | $1,095,000 | $219,000 | $4,947 | 4.88% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 6 | $1,060,000 | $176,667 | $4,900 | 5.38% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $6,084 | 4.28% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $4,138 | 4.17% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $9,178 | 4.00% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $9,173 | 4.16% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 5 | $905,000 | $181,000 | $7,424 | 4.70% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $5,737 | 4.13% |
| Jefferson, GA (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $8,543 | 4.50% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $3,562 | 3.94% |
| FRESNO, CA (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $6,749 | 3.94% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $6,065 | 3.84% |
| MADERA, CA (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $6,962 | 3.13% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $7,326 | 4.59% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $9,961 | 3.63% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $4,287 | 3.96% |
| YUBA CITY, CA (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $7,658 | 3.54% |
| Concord, NH (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $10,728 | 4.25% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $8,693 | 6.08% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $3,352 | 4.13% |
| SALINAS, CA (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $3,745 | 3.69% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $8,123 | 5.13% |
| KINGSTON, NY (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $11,832 | 4.13% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $3,962 | 3.81% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $6,100 | 3.56% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $5,401 | 4.38% |
| LANCASTER, PA (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $6,099 | 4.25% |
| PANAMA CITY, FL (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $5,305 | 4.22% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 6 | $550,000 | $91,667 | $6,111 | 3.68% |
| Key West, FL (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $8,858 | 3.75% |
| KNOXVILLE, TN (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $6,363 | 4.33% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $6,060 | 4.44% |
| Pahrump, NV (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $7,914 | 4.58% |
| WILMINGTON, NC (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,805 | 4.44% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $7,019 | 3.94% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $6,500 | 4.50% |
| ROCHESTER, NY (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $8,886 | 3.63% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $5,474 | 3.94% |
| Payson, AZ (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $10,000 | 4.88% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $4,841 | 4.50% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $4,416 | 5.29% |
| St. Marys, GA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $7,341 | 5.63% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,919 | 3.38% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $5,719 | 5.50% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,421 | 3.50% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,529 | 3.63% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,772 | 4.81% |
| MERCED, CA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,162 | 3.38% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,614 | 4.88% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $7,026 | 4.81% |
| RICHMOND, VA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $1,791 | 3.63% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,984 | 3.38% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $7,425 | 5.00% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $5,982 | 5.79% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $8,249 | 4.88% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,259 | 3.75% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $1,183 | 4.38% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $13,648 | 4.75% |
| EL CENTRO, CA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $13,850 | 3.25% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $9,119 | 3.63% |
| ROME, GA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $6,835 | 3.63% |
| FOND DU LAC, WI (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $6,962 | 4.75% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $8,112 | 5.06% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $13,100 | 3.38% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,141 | 4.75% |
| SALEM, OR (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $10,059 | 4.25% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $13,244 | 5.13% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,107 | 4.38% |
| Bardstown, KY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,303 | 4.00% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,145 | 3.38% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,832 | 3.63% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $10,027 | 5.00% |
| RENO, NV (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $9,405 | 5.25% |
| Oneonta, NY (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,589 | 4.75% |
| ELMIRA, NY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,635 | 5.00% |
| SAVANNAH, GA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $5,509 | 5.50% |
| REDDING, CA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $10,633 | 3.25% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,444 | 3.88% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,164 | 4.88% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $3,110 | 4.00% |
| Holland, MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 3.75% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,529 | 4.63% |
| SYRACUSE, NY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,496 | 4.75% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,450 | 4.13% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,655 | 3.75% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,361 | 4.50% |
| Muscatine, IA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,124 | 4.63% |
| CHICO, CA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,674 | 4.50% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,648 | 4.38% |
| Sonora, CA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,871 | 4.00% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,959 | 5.13% |
| DUBUQUE, IA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,430 | 4.75% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,990 | 4.50% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,780 | 3.75% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,121 | 4.25% |
| Centralia, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,609 | 4.75% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,972 | 4.63% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,726 | 4.88% |
| Torrington, CT (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,808 | 4.50% |
| Freeport, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,359 | 4.00% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,156 | 5.38% |
| Palatka, FL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,068 | 4.50% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,082 | 4.38% |
| COLUMBIA, SC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,028 | 5.63% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,661 | 5.50% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,472 | 4.88% |
| Glasgow, KY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,667 | 4.75% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,982 | 5.75% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,765 | 5.00% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,829 | 3.25% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,234 | 5.00% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,996 | 4.75% |
| Dixon, IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,477 | 4.63% |
| Taylorville, IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,506 | 4.75% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,595 | 4.00% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,141 | 5.13% |
| Americus, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,928 | 4.88% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,101 | 5.50% |
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We use machine learning to identify the top lenders compared against Equity Prime Mortgage based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2019, Equity Prime Mortgage's most frequently originated type of loan was FHA, with 2,177 originations. Their 2nd most popular type was Conventional, with 2,151 originations.
Loan Reason
For 2019, Equity Prime Mortgage's most frequently cited loan purpose was Home Purchase, with 3,288 originations. The 2nd most popular reason was Refi, with 993 originations.
Loan Duration/Length
For 2019, Equity Prime Mortgage's most frequently cited loan duration was 30 Year, with 4,288 originations. The 2nd most popular length was 20 Year, with 151 originations.
Origination Fees/Closing Costs
Equity Prime Mortgage's average total fees were $7,260, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 1,905 originations.
Interest Rates
During 2019, Equity Prime Mortgage's average interest rate for loans was 4.45%, while their most frequently originated rate bucket for loans was 4-5%, with 2,294 originations.
Loan Sizing
2019 saw Equity Prime Mortgage place emphasis on $200k-400k loans with 2,402 originations, totaling $651,110,000 in origination value.
Applicant Income
Equity Prime Mortgage lent most frequently to those with incomes in the $50k-75k range, with 1,300 originations. The second most popular income band? $50k or less, with 1,018 originations.
Applicant Debt to Income Ratio
Equity Prime Mortgage lent most frequently to those with DTI ratios of 50-60%, with 733 originations. The next most common DTI ratio? 20-30%, with 566 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications96.17%
Equity Prime Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination75.92%
Equity Prime Mortgage has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 0.0 | 8 | $180,000 | $22,500 |
| 400.0 | 1 | $105,000 | $105,000 |
| NA | 4,679 | $1,182,305,000 | $252,683 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 41 | $4,995,000 | $121,829 |
| Single Family (1-4 Units):Site-Built | 4,647 | $1,177,595,000 | $253,410 |