Equity Prime Mortgage Rates, Fees & Info

Atlanta, GA

LEI: 549300K4ZLGS7SRDTL86

Tax ID: 26-2053389

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Mortgage Data

Review & Overview

Equity Prime Mortgage is a mid-sized mortgage company specializing in Home Purchase and Refi loans. They have a a high proportion of FHA loans. Equity Prime Mortgage has a high proportion of conventional loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Los Angeles, New York, Riverside, Atlanta, and Boston among others. We have data for 429 markets. (Some data included below & more in-depth data is available with an active subscription.)

Equity Prime Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Equity Prime Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.75% 12/17/24
30 Year Conventional Refi 6.35% 12/17/24
30 Year Cash-out Refi 6.44% 12/17/24
30 Year FHA Purchase 7.41% 12/17/24
30 Year FHA Refi 6.42% 12/17/24
30 Year VA Purchase 6.67% 12/17/24
30 Year VA Refi 5.29% 12/17/24
30 Year USDA Purchase 6.91% 12/17/24
30 Year USDA Refi 5.48% 12/17/24
15 Year Conventional Purchase 5.97% 12/17/24
15 Year Conventional Refi 5.75% 12/17/24
15 Year Cash-out Refi 5.75% 12/17/24
15 Year FHA Refi 7.61% 12/17/24
15 Year VA Refi 4.56% 12/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

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This is not an official calculator from Equity Prime Mortgage. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

11,681

Origination Dollar Volume (All Markets)

$3,721,075,000
Show all (10) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1,511 $735,555,000 $486,800 $8,198 3.03%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 1,299 $455,335,000 $350,527 $7,161 3.20%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 768 $271,630,000 $353,685 $8,755 3.05%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 867 $216,685,000 $249,925 $7,445 3.17%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 482 $197,660,000 $410,083 $8,501 3.27%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 686 $195,280,000 $284,665 $7,087 3.24%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 381 $106,475,000 $279,462 $6,790 3.19%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 177 $87,815,000 $496,130 $9,240 2.92%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 273 $80,005,000 $293,059 $8,638 3.22%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 200 $73,350,000 $366,750 $8,842 3.08%
JACKSONVILLE, FL (FHA|USDA|VA) 278 $66,660,000 $239,784 $5,898 3.09%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 208 $51,620,000 $248,173 $6,656 3.33%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 217 $50,705,000 $233,664 $6,516 3.24%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 166 $48,740,000 $293,614 $8,641 3.31%
Outside of Metro Areas 206 $46,650,000 $226,456 $6,257 3.43%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 181 $41,765,000 $230,746 $7,997 3.59%
BAKERSFIELD, CA (FHA|USDA|VA) 152 $39,080,000 $257,105 $7,933 3.22%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 160 $37,400,000 $233,750 $6,197 3.21%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 65 $32,875,000 $505,769 $10,136 2.89%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 102 $30,370,000 $297,745 $7,977 3.37%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 109 $30,345,000 $278,394 $8,771 3.27%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 101 $26,585,000 $263,218 $6,863 3.38%
PORT ST. LUCIE, FL (FHA|USDA|VA) 92 $24,040,000 $261,304 $8,580 3.27%
ST. LOUIS, MO-IL (FHA|USDA|VA) 110 $23,300,000 $211,818 $5,927 3.27%
STOCKTON, CA (FHA|USDA|VA) 67 $23,175,000 $345,896 $9,307 3.13%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 43 $21,005,000 $488,488 $8,561 3.10%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 56 $18,680,000 $333,571 $7,143 3.25%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 67 $17,645,000 $263,358 $6,457 3.25%
DOVER, DE (FHA|USDA|VA) 59 $17,385,000 $294,661 $8,139 2.86%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 63 $17,145,000 $272,143 $8,053 3.40%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 40 $16,890,000 $422,250 $7,330 3.20%
WORCESTER, MA-CT (FHA|USDA|VA) 57 $16,595,000 $291,140 $7,611 3.43%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 56 $16,200,000 $289,286 $7,688 3.36%
MODESTO, CA (FHA|USDA|VA) 43 $14,275,000 $331,977 $9,453 3.25%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 65 $14,225,000 $218,846 $5,796 2.64%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 32 $12,920,000 $403,750 $8,199 3.46%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 40 $10,820,000 $270,500 $6,489 3.41%
VALLEJO, CA (FHA|USDA|VA) 26 $10,550,000 $405,769 $11,279 2.98%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 38 $10,540,000 $277,368 $6,465 3.36%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 39 $10,395,000 $266,538 $8,445 3.42%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 42 $9,750,000 $232,143 $6,472 3.53%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 28 $9,330,000 $333,214 $6,451 3.29%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 27 $9,095,000 $336,852 $9,220 3.38%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 15 $8,675,000 $578,333 $9,035 3.11%
OCALA, FL (FHA|USDA|VA) 41 $8,575,000 $209,146 $7,294 3.57%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 26 $8,480,000 $326,154 $8,504 3.36%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 31 $8,025,000 $258,871 $6,443 3.19%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 29 $7,935,000 $273,621 $4,855 3.26%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 30 $7,310,000 $243,667 $8,474 3.14%
LOUISVILLE, KY (FHA|USDA|VA) 35 $6,965,000 $199,000 $5,350 3.46%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 22 $6,910,000 $314,091 $9,258 3.20%
RICHMOND, VA (FHA|USDA|VA) 25 $6,605,000 $264,200 $6,350 3.30%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 16 $6,600,000 $412,500 $9,323 3.16%
MERCED, CA (FHA|USDA|VA) 22 $6,450,000 $293,182 $9,573 3.26%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 29 $6,145,000 $211,897 $9,875 3.24%
COLUMBIA, SC (FHA|USDA|VA) 30 $6,110,000 $203,667 $4,872 3.45%
SAN JUAN-BAYAMƓN-CAGUAS, PR (FHA|USDA|VA) 25 $5,945,000 $237,800 $10,637 2.98%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 27 $5,865,000 $217,222 $6,555 3.38%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 23 $5,595,000 $243,261 $7,849 3.63%
MUSKEGON, MI (FHA|USDA|VA) 31 $5,455,000 $175,968 $5,346 3.44%
OKLAHOMA CITY, OK (FHA|USDA|VA) 22 $5,430,000 $246,818 $6,556 3.52%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 20 $5,390,000 $269,500 $6,214 3.27%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 13 $5,375,000 $413,462 $7,945 3.02%
SPARTANBURG, SC (FHA|USDA|VA) 25 $5,355,000 $214,200 $6,063 3.53%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 22 $5,270,000 $239,545 $5,806 3.69%
HINESVILLE, GA (FHA|USDA|VA) 24 $5,010,000 $208,750 $5,745 3.67%
COLORADO SPRINGS, CO (FHA|USDA|VA) 16 $4,920,000 $307,500 $7,851 3.55%
FRESNO, CA (FHA|USDA|VA) 16 $4,840,000 $302,500 $9,518 2.92%
PITTSBURGH, PA (FHA|USDA|VA) 32 $4,700,000 $146,875 $6,830 3.41%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 14 $4,660,000 $332,857 $11,590 3.42%
PUNTA GORDA, FL (FHA|USDA|VA) 20 $4,610,000 $230,500 $6,799 3.25%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 12 $4,450,000 $370,833 $7,117 3.38%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 26 $4,330,000 $166,538 $5,255 3.46%
BATON ROUGE, LA (FHA|USDA|VA) 11 $4,125,000 $375,000 $12,422 3.33%
YUBA CITY, CA (FHA|USDA|VA) 13 $4,125,000 $317,308 $6,169 3.02%
EVANSVILLE, IN-KY (FHA|USDA|VA) 26 $4,080,000 $156,923 $4,700 3.54%
OCEAN CITY, NJ (FHA|USDA|VA) 14 $4,040,000 $288,571 $5,302 3.09%
RENO, NV (FHA|USDA|VA) 13 $4,005,000 $308,077 $6,421 3.35%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 18 $3,890,000 $216,111 $6,336 3.30%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 10 $3,880,000 $388,000 $8,835 2.76%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 18 $3,790,000 $210,556 $5,331 3.49%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 14 $3,730,000 $266,429 $5,206 3.31%
VISALIA, CA (FHA|USDA|VA) 13 $3,635,000 $279,615 $8,037 2.84%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 14 $3,570,000 $255,000 $6,889 3.01%
MADERA, CA (FHA|USDA|VA) 13 $3,565,000 $274,231 $5,741 3.32%
GAINESVILLE, GA (FHA|USDA|VA) 16 $3,450,000 $215,625 $6,531 3.38%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 11 $3,415,000 $310,455 $7,426 3.36%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 9 $3,405,000 $378,333 $10,058 3.04%
LAFAYETTE, LA (FHA|USDA|VA) 23 $3,395,000 $147,609 $6,130 3.56%
SALINAS, CA (FHA|USDA|VA) 8 $3,250,000 $406,250 $11,068 3.11%
ALBUQUERQUE, NM (FHA|USDA|VA) 14 $3,210,000 $229,286 $6,989 3.67%
GAINESVILLE, FL (FHA|USDA|VA) 12 $3,180,000 $265,000 $11,217 3.68%
PANAMA CITY, FL (FHA|USDA|VA) 13 $3,135,000 $241,154 $6,311 3.51%
WICHITA, KS (FHA|USDA|VA) 17 $2,985,000 $175,588 $5,717 3.28%
SALISBURY, MD-DE (FHA|USDA|VA) 12 $2,860,000 $238,333 $5,469 3.25%
READING, PA (FHA|USDA|VA) 14 $2,860,000 $204,286 $6,677 3.50%
Crescent City, CA (FHA|USDA|VA) 11 $2,845,000 $258,636 $9,220 3.25%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 14 $2,840,000 $202,857 $8,135 3.58%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 13 $2,835,000 $218,077 $6,755 3.78%
GREELEY, CO (FHA|USDA|VA) 9 $2,835,000 $315,000 $7,765 3.21%
COLUMBUS, OH (FHA|USDA|VA) 15 $2,825,000 $188,333 $5,908 3.23%
EL CENTRO, CA (FHA|USDA|VA) 11 $2,805,000 $255,000 $7,890 2.97%
SAVANNAH, GA (FHA|USDA|VA) 12 $2,680,000 $223,333 $5,263 3.47%
TALLAHASSEE, FL (FHA|USDA|VA) 11 $2,655,000 $241,364 $10,382 3.50%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 15 $2,635,000 $175,667 $5,805 3.81%
Easton, MD (FHA|USDA|VA) 3 $2,545,000 $848,333 $9,694 3.33%
SPRINGFIELD, MA (FHA|USDA|VA) 10 $2,510,000 $251,000 $8,941 3.60%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 13 $2,405,000 $185,000 $4,933 3.35%
KNOXVILLE, TN (FHA|USDA|VA) 11 $2,365,000 $215,000 $7,476 3.31%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 8 $2,350,000 $293,750 $5,322 3.58%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 11 $2,345,000 $213,182 $8,597 3.34%
Key West, FL (FHA|USDA|VA) 3 $2,265,000 $755,000 $20,268 3.04%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 7 $2,185,000 $312,143 $6,066 3.55%
EL PASO, TX (FHA|USDA|VA) 9 $2,185,000 $242,778 $4,886 3.22%
Jefferson, GA (FHA|USDA|VA) 8 $2,150,000 $268,750 $6,323 3.47%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 10 $2,080,000 $208,000 $6,790 3.14%
Truckee-Grass Valley, CA (FHA|USDA|VA) 5 $2,055,000 $411,000 $8,067 3.08%
AKRON, OH (FHA|USDA|VA) 10 $1,980,000 $198,000 $5,138 3.08%
DAYTON-KETTERING, OH (FHA|USDA|VA) 9 $1,975,000 $219,444 $7,240 3.46%
SALT LAKE CITY, UT (FHA|USDA|VA) 5 $1,955,000 $391,000 $7,968 3.65%
St. Marys, GA (FHA|USDA|VA) 8 $1,910,000 $238,750 $6,200 3.36%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 10 $1,850,000 $185,000 $3,204 3.11%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 6 $1,840,000 $306,667 $7,541 3.17%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 10 $1,810,000 $181,000 $6,369 3.26%
WARNER ROBINS, GA (FHA|USDA|VA) 9 $1,805,000 $200,556 $6,072 3.61%
SYRACUSE, NY (FHA|USDA|VA) 14 $1,790,000 $127,857 $7,038 3.79%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 3 $1,765,000 $588,333 $9,788 2.71%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 6 $1,760,000 $293,333 $7,919 2.73%
KANSAS CITY, MO-KS (FHA|USDA|VA) 9 $1,755,000 $195,000 $5,433 3.68%
Gardnerville Ranchos, NV (FHA|USDA|VA) 5 $1,685,000 $337,000 $6,314 3.35%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 7 $1,675,000 $239,286 $7,540 3.05%
ASHEVILLE, NC (FHA|USDA|VA) 6 $1,670,000 $278,333 $6,875 3.31%
RALEIGH-CARY, NC (FHA|USDA|VA) 6 $1,650,000 $275,000 $6,512 3.13%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 3 $1,625,000 $541,667 $4,473 3.13%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 12 $1,610,000 $134,167 $2,674 2.49%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 8 $1,590,000 $198,750 $6,593 3.28%
CHICO, CA (FHA|USDA|VA) 6 $1,590,000 $265,000 $7,408 3.42%
CARSON CITY, NV (FHA|USDA|VA) 5 $1,585,000 $317,000 $3,438 3.25%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 5 $1,565,000 $313,000 $10,779 3.15%
Fernley, NV (FHA|USDA|VA) 7 $1,555,000 $222,143 $3,828 3.75%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 6 $1,500,000 $250,000 $4,732 2.79%
Cornelia, GA (FHA|USDA|VA) 6 $1,470,000 $245,000 $5,277 3.42%
Meadville, PA (FHA|USDA|VA) 12 $1,350,000 $112,500 $6,854 3.49%
AGUADILLA-ISABELA, PR (FHA|USDA|VA) 8 $1,330,000 $166,250 $8,385 3.05%
Kalispell, MT (FHA|USDA|VA) 4 $1,320,000 $330,000 $7,952 3.75%
SALEM, OR (FHA|USDA|VA) 4 $1,300,000 $325,000 $12,254 3.22%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 5 $1,295,000 $259,000 $4,447 3.38%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 6 $1,260,000 $210,000 $5,162 3.52%
HUNTSVILLE, AL (FHA|USDA|VA) 4 $1,250,000 $312,500 $6,234 3.22%
DALTON, GA (FHA|USDA|VA) 5 $1,225,000 $245,000 $6,680 3.35%
TOLEDO, OH (FHA|USDA|VA) 6 $1,220,000 $203,333 $5,310 3.19%
Clearlake, CA (FHA|USDA|VA) 4 $1,180,000 $295,000 $7,202 3.06%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 2 $1,160,000 $580,000 $17,616 3.00%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 9 $1,105,000 $122,778 $4,391 3.43%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 5 $1,085,000 $217,000 $9,357 3.23%
CEDAR RAPIDS, IA (FHA|USDA|VA) 6 $1,080,000 $180,000 $6,470 3.21%
EAST STROUDSBURG, PA (FHA|USDA|VA) 5 $1,075,000 $215,000 $9,641 3.10%
TUCSON, AZ (FHA|USDA|VA) 5 $1,075,000 $215,000 $7,060 3.30%
JEFFERSON CITY, MO (FHA|USDA|VA) 6 $1,060,000 $176,667 $6,529 3.19%
CORPUS CHRISTI, TX (FHA|USDA|VA) 5 $1,045,000 $209,000 $8,990 3.70%
JACKSONVILLE, NC (FHA|USDA|VA) 5 $1,045,000 $209,000 $4,600 3.23%
REDDING, CA (FHA|USDA|VA) 5 $1,035,000 $207,000 $6,089 3.15%
BOULDER, CO (FHA|USDA|VA) 2 $1,030,000 $515,000 $7,345 3.31%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 5 $1,025,000 $205,000 $6,532 3.30%
Sunbury, PA (FHA|USDA|VA) 4 $1,000,000 $250,000 $8,426 2.91%
CANTON-MASSILLON, OH (FHA|USDA|VA) 5 $985,000 $197,000 $5,551 3.53%
YAKIMA, WA (FHA|USDA|VA) 3 $945,000 $315,000 $6,353 3.13%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 3 $945,000 $315,000 $5,962 3.33%
ROCKFORD, IL (FHA|USDA|VA) 5 $935,000 $187,000 $6,628 3.50%
PUEBLO, CO (FHA|USDA|VA) 4 $920,000 $230,000 $3,261 3.41%
WICHITA FALLS, TX (FHA|USDA|VA) 6 $920,000 $153,333 $6,300 3.42%
THE VILLAGES, FL (FHA|USDA|VA) 5 $905,000 $181,000 $4,758 3.43%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 3 $885,000 $295,000 $11,054 4.00%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 4 $870,000 $217,500 $3,554 2.88%
LUBBOCK, TX (FHA|USDA|VA) 4 $860,000 $215,000 $7,861 3.31%
NEW BERN, NC (FHA|USDA|VA) 3 $855,000 $285,000 $10,000 3.00%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 3 $855,000 $285,000 $13,318 2.83%
LONGVIEW, TX (FHA|USDA|VA) 4 $840,000 $210,000 $7,080 3.63%
Palatka, FL (FHA|USDA|VA) 4 $830,000 $207,500 $6,518 3.97%
TULSA, OK (FHA|USDA|VA) 4 $830,000 $207,500 $8,330 3.38%
Arcadia, FL (FHA|USDA|VA) 3 $825,000 $275,000 $4,218 3.42%
ERIE, PA (FHA|USDA|VA) 6 $810,000 $135,000 $6,738 3.38%
Edwards, CO (FHA|USDA|VA) 1 $805,000 $805,000 $3,675 2.75%
Clewiston, FL (FHA|USDA|VA) 3 $785,000 $261,667 $12,867 3.71%
Granbury, TX (FHA|USDA|VA) 4 $780,000 $195,000 $5,431 3.75%
SAN GERMƁN, PR (FHA|USDA|VA) 5 $775,000 $155,000 $5,733 2.88%
Eureka-Arcata, CA (FHA|USDA|VA) 2 $770,000 $385,000 $3,177 2.94%
WINSTON-SALEM, NC (FHA|USDA|VA) 4 $760,000 $190,000 $6,975 3.56%
Lake City, FL (FHA|USDA|VA) 3 $745,000 $248,333 $9,382 4.13%
Calhoun, GA (FHA|USDA|VA) 3 $745,000 $248,333 $7,066 3.29%
Heber, UT (FHA|USDA|VA) 1 $745,000 $745,000 $14,637 3.63%
Torrington, CT (FHA|USDA|VA) 4 $740,000 $185,000 $6,500 3.34%
ROCHESTER, NY (FHA|USDA|VA) 5 $735,000 $147,000 $8,167 3.40%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 2 $730,000 $365,000 $1,581 2.81%
Gillette, WY (FHA|USDA|VA) 2 $700,000 $350,000 $3,774 3.06%
Bozeman, MT (FHA|USDA|VA) 2 $690,000 $345,000 $5,797 2.81%
DuBois, PA (FHA|USDA|VA) 6 $690,000 $115,000 $4,607 3.56%
MIDLAND, TX (FHA|USDA|VA) 2 $690,000 $345,000 $13,508 2.56%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 2 $680,000 $340,000 $5,576 3.06%
Concord, NH (FHA|USDA|VA) 2 $670,000 $335,000 $4,024 3.31%
CASPER, WY (FHA|USDA|VA) 3 $665,000 $221,667 $5,309 3.33%
JACKSON, MS (FHA|USDA|VA) 3 $655,000 $218,333 $4,867 3.33%
MORRISTOWN, TN (FHA|USDA|VA) 3 $655,000 $218,333 $10,645 3.38%
YORK-HANOVER, PA (FHA|USDA|VA) 3 $655,000 $218,333 $11,215 3.83%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 3 $625,000 $208,333 $10,182 3.54%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 3 $615,000 $205,000 $6,569 2.96%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 3 $615,000 $205,000 $7,675 3.25%
Payson, AZ (FHA|USDA|VA) 2 $600,000 $300,000 $3,319 3.75%
Sonora, CA (FHA|USDA|VA) 2 $600,000 $300,000 $7,782 3.06%
WILMINGTON, NC (FHA|USDA|VA) 2 $590,000 $295,000 $3,446 3.06%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 4 $570,000 $142,500 $5,622 3.88%
LANCASTER, PA (FHA|USDA|VA) 3 $565,000 $188,333 $7,016 2.83%
BOISE CITY, ID (FHA|USDA|VA) 3 $565,000 $188,333 $7,366 3.75%
ODESSA, TX (FHA|USDA|VA) 2 $560,000 $280,000 $6,314 3.38%
FLINT, MI (FHA|USDA|VA) 2 $560,000 $280,000 $8,958 3.31%
WACO, TX (FHA|USDA|VA) 2 $560,000 $280,000 $7,057 3.75%
CHARLESTON, WV (FHA|USDA|VA) 3 $555,000 $185,000 $4,235 3.04%
BEND, OR (FHA|USDA|VA) 1 $545,000 $545,000 $11,848 2.88%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 3 $545,000 $181,667 $4,797 3.54%
NAPA, CA (FHA|USDA|VA) 1 $545,000 $545,000 $7,956 2.88%
BURLINGTON, NC (FHA|USDA|VA) 2 $540,000 $270,000 $3,225 3.50%
KINGSTON, NY (FHA|USDA|VA) 3 $535,000 $178,333 $5,673 3.50%
Gaffney, SC (FHA|USDA|VA) 3 $535,000 $178,333 $5,627 3.58%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 2 $530,000 $265,000 $1,456 2.75%
Hudson, NY (FHA|USDA|VA) 2 $520,000 $260,000 $14,527 3.38%
ROANOKE, VA (FHA|USDA|VA) 2 $520,000 $260,000 $7,859 3.75%
Stephenville, TX (FHA|USDA|VA) 2 $510,000 $255,000 $7,132 3.00%
LAS CRUCES, NM (FHA|USDA|VA) 2 $510,000 $255,000 $8,211 3.38%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 2 $500,000 $250,000 $2,829 3.63%
SPRINGFIELD, MO (FHA|USDA|VA) 2 $500,000 $250,000 $6,804 3.19%
DOTHAN, AL (FHA|USDA|VA) 3 $495,000 $165,000 $6,022 2.58%
ANCHORAGE, AK (FHA|USDA|VA) 2 $490,000 $245,000 $8,618 3.13%
Okeechobee, FL (FHA|USDA|VA) 4 $480,000 $120,000 $5,960 3.31%
LAWTON, OK (FHA|USDA|VA) 2 $480,000 $240,000 $6,018 4.06%
AMARILLO, TX (FHA|USDA|VA) 2 $480,000 $240,000 $11,917 3.75%
COLUMBUS, GA-AL (FHA|USDA|VA) 2 $470,000 $235,000 $9,755 3.63%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 2 $470,000 $235,000 $9,729 3.31%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $465,000 $465,000 $9,011 3.13%
ABILENE, TX (FHA|USDA|VA) 2 $460,000 $230,000 $5,170 3.00%
ROME, GA (FHA|USDA|VA) 2 $450,000 $225,000 $8,655 3.56%
Wilmington, OH (FHA|USDA|VA) 3 $445,000 $148,333 $4,720 3.17%
Jasper, IN (FHA|USDA|VA) 4 $430,000 $107,500 $3,874 3.41%
JOHNSTOWN, PA (FHA|USDA|VA) 4 $420,000 $105,000 $5,657 3.47%
KANKAKEE, IL (FHA|USDA|VA) 2 $410,000 $205,000 $1,883 3.63%
MONROE, LA (FHA|USDA|VA) 1 $405,000 $405,000 $8,474 2.88%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 3 $405,000 $135,000 $755 2.50%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 1 $405,000 $405,000 $11,640 3.63%
PEORIA, IL (FHA|USDA|VA) 3 $405,000 $135,000 $4,452 4.17%
GOLDSBORO, NC (FHA|USDA|VA) 1 $395,000 $395,000 $1,724 3.00%
MANHATTAN, KS (FHA|USDA|VA) 1 $395,000 $395,000 $15,820 2.63%
Albertville, AL (FHA|USDA|VA) 1 $385,000 $385,000 $1,450 2.75%
SPRINGFIELD, OH (FHA|USDA|VA) 2 $370,000 $185,000 $1,801 4.13%
Opelousas, LA (FHA|USDA|VA) 2 $370,000 $185,000 $6,036 3.88%
ENID, OK (FHA|USDA|VA) 1 $365,000 $365,000 $13,468 2.88%
BRUNSWICK, GA (FHA|USDA|VA) 1 $365,000 $365,000 $11,642 3.88%
Brookings, OR (FHA|USDA|VA) 1 $365,000 $365,000 $10,532 2.75%
Pella, IA (FHA|USDA|VA) 1 $355,000 $355,000 $3,376 2.75%
FARGO, ND-MN (FHA|USDA|VA) 1 $355,000 $355,000 $10,833 3.75%
PONCE, PR (FHA|USDA|VA) 2 $350,000 $175,000 $9,463 2.75%
Sevierville, TN (FHA|USDA|VA) 1 $345,000 $345,000 $16,428 4.25%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 2 $340,000 $170,000 $8,535 3.50%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 2 $340,000 $170,000 $6,501 3.13%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 2 $340,000 $170,000 $5,250 3.00%
HARRISONBURG, VA (FHA|USDA|VA) 1 $335,000 $335,000 $9,167 4.25%
FLORENCE, SC (FHA|USDA|VA) 1 $335,000 $335,000 $7,688 3.25%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $335,000 $335,000 $2,220 2.88%
Greenwood, SC (FHA|USDA|VA) 2 $330,000 $165,000 $6,116 3.00%
ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $325,000 $325,000 $10,018 3.25%
MAYAGƜEZ, PR (FHA|USDA|VA) 2 $320,000 $160,000 $7,857 2.63%
COLUMBUS, IN (FHA|USDA|VA) 1 $315,000 $315,000 $7,500 4.75%
Ruidoso, NM (FHA|USDA|VA) 1 $315,000 $315,000 $6,642 4.25%
YUMA, AZ (FHA|USDA|VA) 1 $315,000 $315,000 $1,169 2.75%
GREAT FALLS, MT (FHA|USDA|VA) 1 $315,000 $315,000 $3,568 3.75%
Augusta-Waterville, ME (FHA|USDA|VA) 2 $310,000 $155,000 $9,529 3.56%
Kearney, NE (FHA|USDA|VA) 1 $305,000 $305,000 $3,872 3.75%
Vincennes, IN (FHA|USDA|VA) 3 $305,000 $101,667 $4,790 3.67%
COLUMBIA, MO (FHA|USDA|VA) 1 $305,000 $305,000 $12,995 2.88%
Bonham, TX (FHA|USDA|VA) 1 $305,000 $305,000 $14,315 2.38%
Morgan City, LA (FHA|USDA|VA) 3 $305,000 $101,667 $5,114 3.38%
Los Alamos, NM (FHA|USDA|VA) 1 $295,000 $295,000 $6,220 2.63%
Bardstown, KY (FHA|USDA|VA) 1 $295,000 $295,000 $8,492 3.38%
LONGVIEW, WA (FHA|USDA|VA) 1 $295,000 $295,000 $1,171 3.63%
Centralia, WA (FHA|USDA|VA) 1 $285,000 $285,000 $9,061 3.75%
Rolla, MO (FHA|USDA|VA) 2 $280,000 $140,000 $5,829 3.25%
JACKSON, TN (FHA|USDA|VA) 1 $275,000 $275,000 $9,547 3.38%
Morehead City, NC (FHA|USDA|VA) 1 $275,000 $275,000 $9,831 3.38%
Rochelle, IL (FHA|USDA|VA) 2 $270,000 $135,000 $5,989 3.31%
GLENS FALLS, NY (FHA|USDA|VA) 1 $265,000 $265,000 $6,810 2.63%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 1 $265,000 $265,000 $12,459 3.38%
TYLER, TX (FHA|USDA|VA) 1 $265,000 $265,000 $6,292 3.25%
Auburn, NY (FHA|USDA|VA) 2 $260,000 $130,000 $8,084 3.63%
Washington, IN (FHA|USDA|VA) 2 $260,000 $130,000 $5,329 3.94%
Toccoa, GA (FHA|USDA|VA) 1 $255,000 $255,000 $6,606 3.75%
Vernal, UT (FHA|USDA|VA) 1 $255,000 $255,000 $3,770 3.63%
MONTGOMERY, AL (FHA|USDA|VA) 1 $255,000 $255,000 $8,426 3.75%
The Dalles, OR (FHA|USDA|VA) 1 $255,000 $255,000 $8,652 2.75%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $255,000 $255,000 $3,737 3.75%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 2 $250,000 $125,000 $5,444 3.31%
ALBANY, GA (FHA|USDA|VA) 2 $250,000 $125,000 $6,089 3.38%
TOPEKA, KS (FHA|USDA|VA) 2 $250,000 $125,000 $4,413 3.63%
SUMTER, SC (FHA|USDA|VA) 1 $245,000 $245,000 $4,744 2.63%
Rock Springs, WY (FHA|USDA|VA) 1 $245,000 $245,000 $7,417 3.25%
Jasper, AL (FHA|USDA|VA) 1 $245,000 $245,000 $5,513 2.75%
SPRINGFIELD, IL (FHA|USDA|VA) 2 $240,000 $120,000 $1,791 3.25%
Scottsburg, IN (FHA|USDA|VA) 2 $240,000 $120,000 $3,735 3.75%
UTICA-ROME, NY (FHA|USDA|VA) 2 $240,000 $120,000 $7,588 3.19%
GRAND JUNCTION, CO (FHA|USDA|VA) 1 $235,000 $235,000 $8,827 3.75%
Elizabeth City, NC (FHA|USDA|VA) 1 $235,000 $235,000 $1,532 2.75%
ELMIRA, NY (FHA|USDA|VA) 1 $235,000 $235,000 $8,906 3.00%
APPLETON, WI (FHA|USDA|VA) 1 $235,000 $235,000 $5,006 2.75%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $235,000 $235,000 $5,302 2.75%
Frankfort, KY (FHA|USDA|VA) 1 $225,000 $225,000 $10,151 3.25%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $225,000 $225,000 $4,826 2.75%
Red Wing, MN (FHA|USDA|VA) 1 $225,000 $225,000 $4,636 4.25%
Shelton, WA (FHA|USDA|VA) 1 $225,000 $225,000 $10,697 3.38%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 1 $225,000 $225,000 $9,899 3.38%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $225,000 $225,000 $7,506 3.75%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 1 $225,000 $225,000 $2,267 3.75%
Madison, IN (FHA|USDA|VA) 2 $220,000 $110,000 $6,172 3.56%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $215,000 $215,000 $14,667 2.25%
Carlsbad-Artesia, NM (FHA|USDA|VA) 1 $215,000 $215,000 $5,994 3.75%
Safford, AZ (FHA|USDA|VA) 1 $205,000 $205,000 $12,029 3.75%
GREENVILLE, NC (FHA|USDA|VA) 1 $205,000 $205,000 $8,124 3.25%
Greenville, OH (FHA|USDA|VA) 1 $205,000 $205,000 $5,590 4.63%
Paris, TN (FHA|USDA|VA) 1 $205,000 $205,000 $5,532 3.75%
Richmond-Berea, KY (FHA|USDA|VA) 1 $205,000 $205,000 $5,027 2.88%
DECATUR, AL (FHA|USDA|VA) 1 $205,000 $205,000 $5,083 3.25%
RACINE, WI (FHA|USDA|VA) 1 $205,000 $205,000 $5,435 3.75%
Farmington, MO (FHA|USDA|VA) 1 $205,000 $205,000 $7,074 3.63%
Zanesville, OH (FHA|USDA|VA) 2 $200,000 $100,000 $5,313 3.88%
LaGrange, GA-AL (FHA|USDA|VA) 1 $195,000 $195,000 $6,931 3.25%
Hays, KS (FHA|USDA|VA) 1 $195,000 $195,000 $8,096 2.88%
JACKSON, MI (FHA|USDA|VA) 1 $195,000 $195,000 $6,070 4.25%
WINCHESTER, VA-WV (FHA|USDA|VA) 1 $195,000 $195,000 $6,480 2.75%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 1 $195,000 $195,000 $11,438 3.25%
Holland, MI (FHA|USDA|VA) 1 $195,000 $195,000 $7,529 3.25%
Roseburg, OR (FHA|USDA|VA) 1 $185,000 $185,000 $6,189 2.88%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 1 $185,000 $185,000 $1,522 4.25%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $185,000 $185,000 $5,325 4.25%
Fairmont, MN (FHA|USDA|VA) 1 $185,000 $185,000 $5,686 3.88%
Selinsgrove, PA (FHA|USDA|VA) 1 $185,000 $185,000 $10,916 2.75%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 1 $185,000 $185,000 $9,528 3.25%
Crossville, TN (FHA|USDA|VA) 1 $185,000 $185,000 $8,225 3.25%
Corsicana, TX (FHA|USDA|VA) 1 $185,000 $185,000 $9,328 3.75%
Plainview, TX (FHA|USDA|VA) 1 $175,000 $175,000 $2,996 3.75%
Hobbs, NM (FHA|USDA|VA) 1 $175,000 $175,000 $8,952 4.00%
LEBANON, PA (FHA|USDA|VA) 1 $175,000 $175,000 $7,205 3.25%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 1 $175,000 $175,000 $8,578 3.25%
Cedartown, GA (FHA|USDA|VA) 1 $175,000 $175,000 $3,967 3.00%
Beaver Dam, WI (FHA|USDA|VA) 1 $175,000 $175,000 $4,652 4.25%
FARMINGTON, NM (FHA|USDA|VA) 1 $165,000 $165,000 $4,887 3.75%
DECATUR, IL (FHA|USDA|VA) 1 $165,000 $165,000 $5,818 3.63%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $165,000 $165,000 $5,734 3.75%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 1 $165,000 $165,000 $6,073 3.25%
Plattsburgh, NY (FHA|USDA|VA) 1 $165,000 $165,000 $9,778 3.75%
Manitowoc, WI (FHA|USDA|VA) 1 $165,000 $165,000 $5,155 3.75%
VICTORIA, TX (FHA|USDA|VA) 1 $165,000 $165,000 $6,518 3.75%
Gloversville, NY (FHA|USDA|VA) 1 $165,000 $165,000 $5,663 3.38%
Nacogdoches, TX (FHA|USDA|VA) 1 $165,000 $165,000 $3,581 4.88%
Lewistown, PA (FHA|USDA|VA) 2 $160,000 $80,000 $5,810 3.44%
Cambridge, MD (FHA|USDA|VA) 1 $155,000 $155,000 $7,575 3.75%
Butte-Silver Bow, MT (FHA|USDA|VA) 1 $155,000 $155,000 $8,126 3.25%
Tiffin, OH (FHA|USDA|VA) 1 $155,000 $155,000 $1,687 3.25%
Forest City, NC (FHA|USDA|VA) 1 $155,000 $155,000 $3,457 3.25%
MOBILE, AL (FHA|USDA|VA) 1 $155,000 $155,000 $5,397 4.25%
Gallup, NM (FHA|USDA|VA) 1 $155,000 $155,000 $6,527 3.13%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $155,000 $155,000 $1,015 3.75%
Amsterdam, NY (FHA|USDA|VA) 1 $155,000 $155,000 $3,531 3.13%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $155,000 $155,000 $5,969 4.88%
Waycross, GA (FHA|USDA|VA) 1 $145,000 $145,000 $5,980 3.25%
Worthington, MN (FHA|USDA|VA) 1 $145,000 $145,000 $4,318 3.75%
DULUTH, MN-WI (FHA|USDA|VA) 1 $145,000 $145,000 $5,580 3.25%
FORT WAYNE, IN (FHA|USDA|VA) 1 $145,000 $145,000 $4,558 3.75%
Lawrenceburg, TN (FHA|USDA|VA) 1 $145,000 $145,000 $6,956 3.75%
Lock Haven, PA (FHA|USDA|VA) 1 $145,000 $145,000 $8,776 3.13%
Huntingdon, PA (FHA|USDA|VA) 1 $135,000 $135,000 $5,676 3.75%
Marion, OH (FHA|USDA|VA) 1 $135,000 $135,000 $5,100 3.75%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 1 $135,000 $135,000 $3,939 2.75%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $135,000 $135,000 $4,361 4.25%
Madisonville, KY (FHA|USDA|VA) 1 $135,000 $135,000 $5,599 2.75%
Oneonta, NY (FHA|USDA|VA) 1 $135,000 $135,000 $6,198 3.25%
FAYETTEVILLE, NC (FHA|USDA|VA) 1 $135,000 $135,000 $5,312 3.63%
Burlington, IA-IL (FHA|USDA|VA) 1 $125,000 $125,000 $4,939 3.75%
Brevard, NC (FHA|USDA|VA) 1 $125,000 $125,000 $6,250 3.38%
Richmond, IN (FHA|USDA|VA) 1 $125,000 $125,000 $4,888 3.75%
Oak Harbor, WA (FHA|USDA|VA) 1 $125,000 $125,000 $7,141 3.88%
MUNCIE, IN (FHA|USDA|VA) 1 $125,000 $125,000 $4,624 3.75%
Lebanon, NH-VT (FHA|USDA|VA) 1 $125,000 $125,000 $0 3.63%
Chillicothe, OH (FHA|USDA|VA) 1 $125,000 $125,000 $3,338 2.75%
Coamo, PR (FHA|USDA|VA) 1 $125,000 $125,000 $10,425 3.75%
Malone, NY (FHA|USDA|VA) 1 $125,000 $125,000 $6,625 3.50%
Andrews, TX (FHA|USDA|VA) 1 $125,000 $125,000 $9,456 3.75%
Defiance, OH (FHA|USDA|VA) 1 $115,000 $115,000 $3,248 2.88%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $115,000 $115,000 $5,625 4.13%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $115,000 $115,000 $898 3.63%
Fremont, OH (FHA|USDA|VA) 1 $115,000 $115,000 $4,704 4.00%
Wapakoneta, OH (FHA|USDA|VA) 1 $115,000 $115,000 $3,446 3.25%
Woodward, OK (FHA|USDA|VA) 1 $105,000 $105,000 $3,699 4.25%
Nogales, AZ (FHA|USDA|VA) 1 $95,000 $95,000 $2,686 2.88%
Olean, NY (FHA|USDA|VA) 1 $95,000 $95,000 $4,328 2.88%
YAUCO, PR (FHA|USDA|VA) 1 $95,000 $95,000 $4,563 2.75%
Show Low, AZ (FHA|USDA|VA) 1 $95,000 $95,000 $7,164 3.75%
McAlester, OK (FHA|USDA|VA) 1 $95,000 $95,000 $3,354 4.00%
West Plains, MO (FHA|USDA|VA) 1 $95,000 $95,000 $3,859 3.75%
Lewisburg, PA (FHA|USDA|VA) 1 $95,000 $95,000 $6,367 4.88%
Wooster, OH (FHA|USDA|VA) 1 $95,000 $95,000 $5,048 2.88%
Harrison, AR (FHA|USDA|VA) 1 $95,000 $95,000 $6,102 3.50%
Coco, PR (FHA|USDA|VA) 1 $85,000 $85,000 $5,953 2.13%
Summerville, GA (FHA|USDA|VA) 1 $85,000 $85,000 $3,661 3.13%
Hutchinson, KS (FHA|USDA|VA) 1 $85,000 $85,000 $4,647 3.25%
ALTOONA, PA (FHA|USDA|VA) 1 $85,000 $85,000 $4,904 2.75%
BECKLEY, WV (FHA|USDA|VA) 1 $85,000 $85,000 $2,133 3.25%
WILLIAMSPORT, PA (FHA|USDA|VA) 1 $85,000 $85,000 $5,255 3.13%
Warren, PA (FHA|USDA|VA) 1 $85,000 $85,000 $6,394 4.00%
Oil City, PA (FHA|USDA|VA) 1 $75,000 $75,000 $6,200 2.75%
Mountain Home, AR (FHA|USDA|VA) 1 $75,000 $75,000 $2,880 3.88%
DANVILLE, IL (FHA|USDA|VA) 1 $75,000 $75,000 $3,690 4.00%
Centralia, IL (FHA|USDA|VA) 1 $75,000 $75,000 $1,761 3.75%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 1 $65,000 $65,000 $5,287 3.88%
Athens, TN (FHA|USDA|VA) 1 $65,000 $65,000 $4,264 3.75%
Moultrie, GA (FHA|USDA|VA) 1 $65,000 $65,000 $5,036 3.38%
Ozark, AL (FHA|USDA|VA) 1 $65,000 $65,000 $1,753 3.63%
New Castle, IN (FHA|USDA|VA) 1 $65,000 $65,000 $3,896 3.25%
Bainbridge, GA (FHA|USDA|VA) 1 $55,000 $55,000 $2,658 3.25%
New Castle, PA (FHA|USDA|VA) 1 $55,000 $55,000 $5,401 3.13%
Paducah, KY-IL (FHA|USDA|VA) 1 $55,000 $55,000 $2,986 3.50%
Indiana, PA (FHA|USDA|VA) 1 $55,000 $55,000 $4,875 2.88%
Charleston-Mattoon, IL (FHA|USDA|VA) 1 $55,000 $55,000 $2,981 3.38%
Lufkin, TX (FHA|USDA|VA) 1 $45,000 $45,000 $3,548 2.63%
Equity Prime Mortgage's top markets include Los Angeles, New York, Riverside, Atlanta, and Boston among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • New Jersey (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Massachusetts (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against Equity Prime Mortgage based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    GOLDEN PLAINS
    Similarity Rank: 136
    Middlesex Savings Bank
    Similarity Rank: 174
    Members Mortgage Services, L.L.C.
    Similarity Rank: 220
    SKYWARD
    Similarity Rank: 240
    PANHANDLE FEDERAL CREDIT UNION
    Similarity Rank: 264
    Northern Bank & Trust Company
    Similarity Rank: 288
    Town & Country Bank
    Similarity Rank: 328
    Bridgewater Savings Bank
    Similarity Rank: 329
    Central National Bank
    Similarity Rank: 363

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    FHA 5,183 $1,508,905,000 $291,126 $9,918 3.25%
    Conventional 5,147 $1,768,425,000 $343,584 $5,281 3.16%
    VA 1,226 $420,110,000 $342,667 $7,140 3.24%
    USDA 123 $23,175,000 $188,415 $5,990 3.19%
    Reverse Mortgage 2 $460,000 $230,000 $0 3.31%

    For 2021, Equity Prime Mortgage's most frequently originated type of loan was FHA, with 5,183 originations. Their 2nd most popular type was Conventional, with 5,147 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 6,395 $1,966,775,000 $307,549 $8,197 3.32%
    Refi 3,076 $1,014,980,000 $329,967 $5,959 2.94%
    Cash Out Refi 2,208 $738,840,000 $334,620 $7,855 3.27%
    Other 2 $480,000 $240,000 $3,662 3.44%

    For 2021, Equity Prime Mortgage's most frequently cited loan purpose was Home Purchase, with 6,395 originations. The 2nd most popular reason was Refi, with 3,076 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 11,119 $3,576,515,000 $321,658 $7,717 3.23%
    15 Year 336 $86,800,000 $258,333 $4,073 2.68%
    20 Year 147 $41,555,000 $282,687 $4,488 3.02%
    Other 44 $13,170,000 $299,318 $4,793 3.03%
    10 Year 35 $3,035,000 $86,714 $1,318 3.50%

    For 2021, Equity Prime Mortgage's most frequently cited loan duration was 30 Year, with 11,119 originations. The 2nd most popular length was 15 Year, with 336 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 3,655 $1,029,535,000 $281,679
    $1k-2k 3,233 $1,104,185,000 $341,536
    $5k+ 1,617 $667,935,000 $413,071
    $2k-3k 1,517 $446,375,000 $294,249
    $3k-4k 856 $239,540,000 $279,836
    $4k-5k 801 $233,045,000 $290,943

    Equity Prime Mortgage's average total fees were $7,717, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 3,655 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 6,577 $2,035,645,000 $309,510
    2.5-3% 3,719 $1,303,985,000 $350,628
    <2.5% 814 $240,870,000 $295,909
    4-5% 555 $140,165,000 $252,550
    5-6% 10 $360,000 $36,000
    7-8% 6 $50,000 $8,333

    During 2021, Equity Prime Mortgage's average interest rate for loans was 3.23%, while their most frequently originated rate bucket for loans was 3-4%, with 6,577 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 6,454 $1,857,560,000 $287,815 $7,510 3.23%
    $400k-600k 2,136 $1,029,150,000 $481,812 $9,135 3.12%
    $100k-200k 1,977 $312,165,000 $157,898 $5,362 3.39%
    $600k-1MM 642 $455,010,000 $708,738 $12,165 3.13%
    $100,000 or less 440 $24,390,000 $55,432 $2,696 2.71%
    $1MM+ 32 $42,800,000 $1,337,500 $16,110 3.11%

    2021 saw Equity Prime Mortgage place emphasis on $200k-400k loans with 6,454 originations, totaling $1,857,560,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 2,900 $725,040,000 $250,014 $7,477 3.25%
    $100k-150k 2,384 $929,520,000 $389,899 $8,661 3.24%
    $75k-100k 2,365 $756,995,000 $320,082 $8,337 3.28%
    $50k or less 1,345 $231,645,000 $172,227 $6,040 3.27%
    $150k-250k 1,232 $539,150,000 $437,622 $7,443 3.21%
    $250k+ 407 $220,125,000 $540,848 $7,044 3.10%

    Equity Prime Mortgage lent most frequently to those with incomes in the $50k-75k range, with 2,900 originations. The second most popular income band? $100k-150k, with 2,384 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 1,582 $476,430,000 $301,157 $6,635 3.25%
    50-60% 1,516 $489,410,000 $322,830 $10,855 3.19%
    20-30% 1,322 $400,190,000 $302,716 $6,102 3.20%
    44% 540 $184,790,000 $342,204 $7,881 3.23%
    43% 471 $152,975,000 $324,788 $7,679 3.30%
    49% 470 $162,690,000 $346,149 $7,737 3.27%
    42% 457 $147,305,000 $322,330 $7,908 3.31%
    46% 435 $146,455,000 $336,678 $8,555 3.28%
    48% 432 $145,870,000 $337,662 $7,954 3.29%
    41% 425 $140,305,000 $330,129 $7,446 3.31%
    40% 416 $130,890,000 $314,639 $7,891 3.29%
    39% 413 $130,225,000 $315,315 $7,116 3.30%
    45% 385 $122,135,000 $317,234 $7,929 3.26%
    47% 380 $134,190,000 $353,132 $8,905 3.28%
    38% 375 $117,055,000 $312,147 $6,957 3.31%
    37% 328 $108,350,000 $330,335 $6,696 3.25%
    <20% 326 $98,900,000 $303,374 $5,000 3.07%
    36% 314 $97,580,000 $310,764 $7,404 3.32%
    >60% 32 $12,440,000 $388,750 $8,715 2.80%

    Equity Prime Mortgage lent most frequently to those with DTI ratios of 30-36%, with 1,582 originations. The next most common DTI ratio? 50-60%, with 1,516 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 7,877 $2,518,425,000 $319,719 $7,275 3.21%
    Not provided 1,498 $507,550,000 $338,818 $8,710 3.21%
    Black 1,689 $459,545,000 $272,081 $7,959 3.21%
    Asian 496 $193,540,000 $390,202 $6,704 3.10%
    American Indian 71 $22,335,000 $314,577 $8,228 3.25%
    Native Hawaiian or Islander 49 $19,135,000 $390,510 $7,966 3.17%
    Filipino 1 $545,000 $545,000 $3,120 3.25%

    Approval Rates

    Total approvals of all applications
    98.78%

    Equity Prime Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    63.03%

    Equity Prime Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 11,681 $3,721,075,000 $318,558

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    11,681 $3,721,075,000 $318,558

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 274 $70,660,000 $257,883 $4,537 3.04%
    40-60% 1,119 $362,425,000 $323,883 $5,025 3.08%
    60-80% 2,835 $995,335,000 $351,088 $6,648 3.25%
    80-100% 7,044 $2,196,000,000 $311,755 $8,371 3.26%
    Over 100% 226 $87,580,000 $387,522 $14,345 3.27%
    Under 20% 182 $8,620,000 $47,363 $909 1.56%