Equity Prime Mortgage Rates, Fees & Info
Atlanta, GALEI: 549300K4ZLGS7SRDTL86
Tax ID: 26-2053389
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Mortgage Data
Review & Overview
Equity Prime Mortgage is a mid-sized mortgage company specializing in Home Purchase and Refi loans. Equity Prime Mortgage has a high proportion of conventional loans. They have a a high proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Los Angeles, New York, Riverside, Orlando, and Atlanta among others. We have data for 352 markets. (Some data included below & more in-depth data is available with an active subscription.)Equity Prime Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Equity Prime Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.75% | 12/17/24 |
| 30 Year Conventional Refi | 6.35% | 12/17/24 |
| 30 Year Cash-out Refi | 6.44% | 12/17/24 |
| 30 Year FHA Purchase | 7.41% | 12/17/24 |
| 30 Year FHA Refi | 6.42% | 12/17/24 |
| 30 Year VA Purchase | 6.67% | 12/17/24 |
| 30 Year VA Refi | 5.29% | 12/17/24 |
| 30 Year USDA Purchase | 6.91% | 12/17/24 |
| 30 Year USDA Refi | 5.48% | 12/17/24 |
| 15 Year Conventional Purchase | 5.97% | 12/17/24 |
| 15 Year Conventional Refi | 5.75% | 12/17/24 |
| 15 Year Cash-out Refi | 5.75% | 12/17/24 |
| 15 Year FHA Refi | 7.61% | 12/17/24 |
| 15 Year VA Refi | 4.56% | 12/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Equity Prime Mortgage Mortgage Calculator
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This is not an official calculator from Equity Prime Mortgage. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
12,467Origination Dollar Volume (All Markets)
$3,831,445,000Awards
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Equity Prime Mortgage - 2020
Equity Prime Mortgage is a 2020 , due to their low .
For 2020, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 1,947 | $839,965,000 | $431,415 | $8,133 | 3.22% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 1,657 | $554,055,000 | $334,372 | $7,063 | 3.32% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 923 | $296,355,000 | $321,078 | $8,371 | 3.25% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 913 | $228,775,000 | $250,575 | $7,391 | 3.45% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 631 | $148,575,000 | $235,460 | $7,016 | 3.45% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 363 | $131,565,000 | $362,438 | $7,586 | 3.21% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 268 | $124,610,000 | $464,963 | $7,540 | 3.29% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 328 | $115,470,000 | $352,043 | $7,654 | 3.27% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 372 | $101,040,000 | $271,613 | $6,260 | 3.29% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 181 | $80,145,000 | $442,790 | $5,379 | 3.14% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 319 | $69,335,000 | $217,351 | $8,233 | 3.67% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 229 | $65,415,000 | $285,655 | $8,899 | 3.37% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 312 | $64,160,000 | $205,641 | $6,970 | 3.81% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 269 | $58,485,000 | $217,416 | $6,391 | 3.47% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 255 | $54,725,000 | $214,608 | $7,002 | 3.50% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 103 | $46,265,000 | $449,175 | $7,806 | 3.23% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 98 | $43,620,000 | $445,102 | $4,204 | 2.95% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 174 | $41,370,000 | $237,759 | $7,713 | 3.78% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 154 | $35,910,000 | $233,182 | $7,162 | 3.27% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 120 | $33,160,000 | $276,333 | $9,084 | 3.60% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 139 | $32,055,000 | $230,612 | $6,464 | 3.47% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 140 | $27,750,000 | $198,214 | $6,000 | 3.67% |
| Outside of Metro Areas | 130 | $26,180,000 | $201,385 | $5,913 | 3.62% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 63 | $24,175,000 | $383,730 | $8,982 | 3.38% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 100 | $23,080,000 | $230,800 | $7,994 | 3.51% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 69 | $21,505,000 | $311,667 | $6,395 | 3.40% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 85 | $21,325,000 | $250,882 | $7,334 | 3.56% |
| DOVER, DE (FHA|USDA|VA) | 73 | $19,015,000 | $260,479 | $6,997 | 3.14% |
| STOCKTON, CA (FHA|USDA|VA) | 47 | $16,545,000 | $352,021 | $8,639 | 3.26% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 73 | $16,425,000 | $225,000 | $5,313 | 3.44% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 58 | $15,660,000 | $270,000 | $5,980 | 3.47% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 37 | $13,445,000 | $363,378 | $8,555 | 3.35% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 46 | $12,750,000 | $277,174 | $7,685 | 3.63% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 52 | $12,130,000 | $233,269 | $7,202 | 3.48% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 32 | $10,580,000 | $330,625 | $6,385 | 3.27% |
| LOUISVILLE, KY (FHA|USDA|VA) | 54 | $10,510,000 | $194,630 | $6,293 | 3.82% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 38 | $10,480,000 | $275,789 | $7,794 | 3.44% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 33 | $8,175,000 | $247,727 | $6,760 | 3.62% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 41 | $7,895,000 | $192,561 | $6,868 | 3.84% |
| FRESNO, CA (FHA|USDA|VA) | 27 | $7,675,000 | $284,259 | $6,508 | 3.27% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 21 | $7,155,000 | $340,714 | $9,374 | 3.44% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 29 | $7,055,000 | $243,276 | $6,817 | 3.62% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 29 | $6,955,000 | $239,828 | $5,340 | 3.29% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 18 | $6,930,000 | $385,000 | $7,960 | 3.24% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 24 | $6,790,000 | $282,917 | $5,444 | 3.12% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 15 | $6,655,000 | $443,667 | $9,886 | 3.12% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 30 | $6,510,000 | $217,000 | $7,750 | 3.61% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 22 | $6,370,000 | $289,545 | $4,911 | 3.40% |
| COLUMBIA, SC (FHA|USDA|VA) | 30 | $6,230,000 | $207,667 | $5,975 | 3.95% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 15 | $6,015,000 | $401,000 | $12,846 | 3.35% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 20 | $5,910,000 | $295,500 | $5,750 | 3.42% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 29 | $5,875,000 | $202,586 | $6,503 | 4.03% |
| MODESTO, CA (FHA|USDA|VA) | 20 | $5,770,000 | $288,500 | $8,780 | 3.44% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 25 | $5,595,000 | $223,800 | $7,363 | 3.95% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 21 | $5,595,000 | $266,429 | $7,098 | 3.52% |
| RICHMOND, VA (FHA|USDA|VA) | 20 | $5,500,000 | $275,000 | $7,660 | 3.44% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 27 | $5,415,000 | $200,556 | $8,977 | 3.74% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 18 | $5,330,000 | $296,111 | $10,040 | 3.65% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 21 | $5,275,000 | $251,190 | $7,942 | 3.43% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 12 | $5,200,000 | $433,333 | $9,502 | 3.15% |
| VALLEJO, CA (FHA|USDA|VA) | 14 | $5,130,000 | $366,429 | $7,031 | 3.53% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 18 | $5,070,000 | $281,667 | $8,225 | 3.63% |
| PITTSBURGH, PA (FHA|USDA|VA) | 30 | $4,990,000 | $166,333 | $6,777 | 3.66% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 15 | $4,655,000 | $310,333 | $7,833 | 3.59% |
| OCALA, FL (FHA|USDA|VA) | 27 | $4,655,000 | $172,407 | $6,609 | 3.66% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 13 | $4,555,000 | $350,385 | $7,257 | 3.19% |
| EL CENTRO, CA (FHA|USDA|VA) | 18 | $4,440,000 | $246,667 | $6,995 | 3.41% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 15 | $4,315,000 | $287,667 | $2,493 | 3.38% |
| SPARTANBURG, SC (FHA|USDA|VA) | 21 | $4,305,000 | $205,000 | $6,964 | 3.95% |
| GAINESVILLE, GA (FHA|USDA|VA) | 17 | $4,225,000 | $248,529 | $6,410 | 3.49% |
| SALINAS, CA (FHA|USDA|VA) | 10 | $4,130,000 | $413,000 | $7,852 | 2.98% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 16 | $3,980,000 | $248,750 | $7,166 | 3.30% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 17 | $3,745,000 | $220,294 | $7,487 | 3.58% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 19 | $3,595,000 | $189,211 | $5,326 | 3.28% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 18 | $3,520,000 | $195,556 | $9,285 | 3.53% |
| YUBA CITY, CA (FHA|USDA|VA) | 11 | $3,375,000 | $306,818 | $7,482 | 3.30% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 15 | $3,085,000 | $205,667 | $4,956 | 3.28% |
| Jefferson, GA (FHA|USDA|VA) | 13 | $2,995,000 | $230,385 | $6,353 | 3.46% |
| VISALIA, CA (FHA|USDA|VA) | 12 | $2,890,000 | $240,833 | $6,289 | 3.22% |
| SALEM, OR (FHA|USDA|VA) | 9 | $2,865,000 | $318,333 | $12,292 | 3.44% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 9 | $2,835,000 | $315,000 | $7,054 | 3.46% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 13 | $2,805,000 | $215,769 | $7,582 | 3.52% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 12 | $2,580,000 | $215,000 | $6,020 | 3.97% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 7 | $2,455,000 | $350,714 | $6,355 | 3.21% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 8 | $2,430,000 | $303,750 | $6,974 | 3.59% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 10 | $2,420,000 | $242,000 | $8,020 | 3.43% |
| WICHITA, KS (FHA|USDA|VA) | 17 | $2,415,000 | $142,059 | $4,776 | 3.60% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 12 | $2,360,000 | $196,667 | $5,971 | 3.31% |
| RENO, NV (FHA|USDA|VA) | 7 | $2,215,000 | $316,429 | $6,318 | 3.50% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 7 | $2,115,000 | $302,143 | $3,902 | 3.17% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 8 | $1,990,000 | $248,750 | $5,557 | 3.30% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 9 | $1,865,000 | $207,222 | $9,048 | 3.42% |
| Fernley, NV (FHA|USDA|VA) | 7 | $1,735,000 | $247,857 | $6,420 | 3.54% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 8 | $1,660,000 | $207,500 | $5,687 | 4.30% |
| LAFAYETTE, LA (FHA|USDA|VA) | 10 | $1,650,000 | $165,000 | $6,826 | 3.81% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 10 | $1,620,000 | $162,000 | $7,290 | 3.99% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 8 | $1,610,000 | $201,250 | $6,444 | 3.56% |
| READING, PA (FHA|USDA|VA) | 8 | $1,590,000 | $198,750 | $7,773 | 3.64% |
| AKRON, OH (FHA|USDA|VA) | 8 | $1,580,000 | $197,500 | $7,573 | 4.02% |
| NAPA, CA (FHA|USDA|VA) | 4 | $1,570,000 | $392,500 | $11,234 | 3.56% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 8 | $1,570,000 | $196,250 | $8,259 | 3.80% |
| GREELEY, CO (FHA|USDA|VA) | 4 | $1,540,000 | $385,000 | $4,657 | 3.22% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 5 | $1,515,000 | $303,000 | $9,777 | 3.45% |
| THE VILLAGES, FL (FHA|USDA|VA) | 7 | $1,515,000 | $216,429 | $6,525 | 3.38% |
| MADERA, CA (FHA|USDA|VA) | 6 | $1,510,000 | $251,667 | $5,522 | 3.33% |
| KNOXVILLE, TN (FHA|USDA|VA) | 8 | $1,490,000 | $186,250 | $5,191 | 3.64% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 6 | $1,490,000 | $248,333 | $8,263 | 3.21% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 2 | $1,440,000 | $720,000 | $31,294 | 3.13% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 8 | $1,400,000 | $175,000 | $8,613 | 3.78% |
| LANCASTER, PA (FHA|USDA|VA) | 6 | $1,400,000 | $233,333 | $7,900 | 3.71% |
| SYRACUSE, NY (FHA|USDA|VA) | 9 | $1,395,000 | $155,000 | $6,916 | 3.72% |
| CARSON CITY, NV (FHA|USDA|VA) | 7 | $1,375,000 | $196,429 | $5,783 | 3.46% |
| MERCED, CA (FHA|USDA|VA) | 5 | $1,365,000 | $273,000 | $7,926 | 3.25% |
| Torrington, CT (FHA|USDA|VA) | 6 | $1,330,000 | $221,667 | $5,951 | 3.38% |
| ASHEVILLE, NC (FHA|USDA|VA) | 6 | $1,320,000 | $220,000 | $9,911 | 3.56% |
| COLUMBUS, OH (FHA|USDA|VA) | 6 | $1,280,000 | $213,333 | $5,541 | 3.54% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 7 | $1,205,000 | $172,143 | $5,904 | 3.96% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 6 | $1,200,000 | $200,000 | $6,767 | 3.77% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 3 | $1,185,000 | $395,000 | $7,274 | 2.92% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 6 | $1,180,000 | $196,667 | $6,227 | 4.31% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 5 | $1,175,000 | $235,000 | $5,943 | 2.80% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 7 | $1,145,000 | $163,571 | $7,049 | 3.95% |
| SAVANNAH, GA (FHA|USDA|VA) | 5 | $1,105,000 | $221,000 | $5,598 | 3.23% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 2 | $1,100,000 | $550,000 | $8,962 | 3.63% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 6 | $1,100,000 | $183,333 | $3,254 | 3.50% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 3 | $1,095,000 | $365,000 | $3,151 | 4.29% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 3 | $1,075,000 | $358,333 | $4,363 | 3.04% |
| Crescent City, CA (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $6,372 | 3.34% |
| SUMTER, SC (FHA|USDA|VA) | 5 | $1,015,000 | $203,000 | $4,628 | 3.50% |
| KINGSTON, NY (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $4,444 | 3.75% |
| GAINESVILLE, FL (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $4,817 | 3.55% |
| CHICO, CA (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $4,462 | 3.25% |
| REDDING, CA (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $4,606 | 3.44% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $6,150 | 3.63% |
| FORT COLLINS, CO (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $9,688 | 3.29% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $5,104 | 3.19% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $7,232 | 3.75% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 5 | $875,000 | $175,000 | $7,121 | 3.70% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 5 | $845,000 | $169,000 | $4,135 | 3.20% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $5,207 | 3.47% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $835,000 | $835,000 | $2,994 | 2.75% |
| Sonora, CA (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $9,851 | 3.42% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $7,885 | 3.53% |
| CASPER, WY (FHA|USDA|VA) | 5 | $805,000 | $161,000 | $3,788 | 3.95% |
| HINESVILLE, GA (FHA|USDA|VA) | 5 | $785,000 | $157,000 | $4,218 | 3.93% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $10,075 | 3.42% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $4,235 | 3.31% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $7,548 | 3.59% |
| BATON ROUGE, LA (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $9,470 | 3.58% |
| PANAMA CITY, FL (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $6,716 | 3.63% |
| Ukiah, CA (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $4,550 | 3.00% |
| MIDLAND, TX (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $9,182 | 3.04% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 5 | $725,000 | $145,000 | $5,198 | 3.35% |
| LONGVIEW, WA (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $6,110 | 2.94% |
| ROCHESTER, NY (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $12,865 | 4.21% |
| Gillette, WY (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $6,938 | 3.91% |
| ANCHORAGE, AK (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $7,429 | 3.53% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $6,878 | 3.69% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $5,909 | 4.17% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $4,465 | 2.88% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $5,662 | 3.00% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $7,644 | 3.67% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 5 | $655,000 | $131,000 | $4,562 | 3.83% |
| Key West, FL (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $5,747 | 3.67% |
| KANKAKEE, IL (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $5,897 | 4.16% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $6,062 | 3.92% |
| Meadville, PA (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $6,132 | 3.94% |
| TYLER, TX (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $10,548 | 3.81% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $6,003 | 3.79% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $3,252 | 3.44% |
| FLORENCE, SC (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $7,404 | 3.92% |
| Palatka, FL (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $3,893 | 3.59% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $7,471 | 3.13% |
| DALTON, GA (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $5,615 | 3.50% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $5,270 | 3.75% |
| TULSA, OK (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $9,798 | 3.42% |
| Hudson, NY (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $12,447 | 3.00% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $3,488 | 3.13% |
| GLENS FALLS, NY (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $9,125 | 3.33% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $5,179 | 3.19% |
| Roseburg, OR (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $8,951 | 3.50% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $6,210 | 3.63% |
| Georgetown, SC (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $10,773 | 3.13% |
| APPLETON, WI (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $5,184 | 3.63% |
| ABILENE, TX (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $4,935 | 3.75% |
| Concord, NH (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $7,370 | 3.25% |
| Stephenville, TX (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $8,989 | 3.63% |
| BISMARCK, ND (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $8,153 | 3.50% |
| PUEBLO, CO (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $11,360 | 3.50% |
| WILMINGTON, NC (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $7,323 | 4.25% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $9,687 | 3.50% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $5,807 | 3.56% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $1,632 | 3.00% |
| Lake City, FL (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $7,163 | 3.31% |
| BOULDER, CO (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $1,835 | 4.00% |
| COLUMBIA, MO (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $6,666 | 4.19% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $6,492 | 3.63% |
| Keene, NH (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $6,763 | 3.94% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $6,426 | 3.50% |
| Red Bluff, CA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $5,380 | 3.19% |
| Columbus, MS (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $5,548 | 2.75% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $3,006 | 3.96% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $5,702 | 2.71% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $5,612 | 4.38% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $9,662 | 3.88% |
| St. Marys, GA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,772 | 3.25% |
| Clearlake, CA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $7,802 | 3.00% |
| DuBois, PA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $6,073 | 4.44% |
| BURLINGTON, NC (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,969 | 4.06% |
| TOLEDO, OH (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $9,652 | 3.75% |
| Payson, AZ (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $5,890 | 3.00% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,629 | 3.19% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $4,294 | 3.25% |
| Pella, IA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $16,239 | 3.25% |
| PROVO-OREM, UT (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $10,594 | 3.25% |
| ERIE, PA (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $7,578 | 4.04% |
| Orangeburg, SC (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $7,668 | 3.63% |
| ITHACA, NY (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $5,980 | 3.50% |
| Gaffney, SC (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $7,012 | 4.25% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $16,632 | 3.75% |
| BOISE CITY, ID (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $11,883 | 3.75% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $7,628 | 3.75% |
| Centralia, WA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $11,268 | 2.88% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,973 | 3.00% |
| HATTIESBURG, MS (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $6,461 | 3.75% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $14,238 | 2.88% |
| WACO, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,751 | 3.75% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,086 | 3.25% |
| IOWA CITY, IA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $6,542 | 3.50% |
| Wilmington, OH (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $5,398 | 4.06% |
| Sandusky, OH (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $9,164 | 4.63% |
| Los Alamos, NM (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $9,614 | 3.13% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $11,777 | 4.25% |
| Pahrump, NV (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $8,604 | 4.06% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $5,479 | 3.75% |
| Outside of Metro Areas | 1 | $285,000 | $285,000 | $0 | 3.50% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $1,538 | 3.88% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $8,264 | 4.38% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,974 | 3.00% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $1,272 | 2.75% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,577 | 2.88% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,664 | 3.63% |
| Seymour, IN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $9,038 | 4.25% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $2,992 | 4.00% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $2,052 | 4.19% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,812 | 3.13% |
| Zanesville, OH (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $6,348 | 3.71% |
| London, KY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,125 | 3.75% |
| Summerville, GA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $12,867 | 3.75% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,480 | 3.63% |
| Amsterdam, NY (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $5,717 | 3.25% |
| Grants, NM (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,055 | 3.25% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,451 | 3.13% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,249 | 3.81% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,804 | 4.38% |
| Shelbyville, TN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $10,499 | 3.75% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,182 | 3.75% |
| UTICA-ROME, NY (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $5,982 | 3.75% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $5,979 | 3.94% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,372 | 3.75% |
| Fort Polk South, LA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,899 | 3.50% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $9,725 | 3.75% |
| COLUMBUS, IN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,656 | 3.25% |
| Danville, VA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,813 | 3.63% |
| Marion, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,873 | 3.00% |
| Corning, NY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,060 | 3.50% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,136 | 2.88% |
| Wilson, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,085 | 3.50% |
| Sterling, IL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,341 | 3.75% |
| Lewisburg, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $12,290 | 3.75% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $10,135 | 3.75% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,552 | 3.75% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $11,946 | 2.88% |
| El Campo, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,829 | 3.75% |
| PINE BLUFF, AR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,997 | 3.50% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $10,592 | 4.25% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,152 | 2.88% |
| Clinton, IA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,850 | 3.75% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $11,315 | 3.25% |
| Opelousas, LA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,831 | 3.13% |
| Ardmore, OK (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,680 | 4.25% |
| Bellefontaine, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,957 | 4.88% |
| Rochelle, IL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,145 | 3.75% |
| Toccoa, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,087 | 4.13% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $11,115 | 3.75% |
| Granbury, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,828 | 4.75% |
| Natchez, MS-LA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,207 | 3.63% |
| Malone, NY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,827 | 3.63% |
| Sunbury, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,074 | 3.75% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,900 | 3.75% |
| Eufaula, AL-GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,827 | 3.25% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $11,067 | 3.63% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,415 | 4.75% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,865 | 3.75% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,179 | 3.75% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,818 | 3.50% |
| Warrensburg, MO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,539 | 4.63% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,392 | 3.25% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,243 | 3.75% |
| Bardstown, KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,915 | 4.25% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,265 | 3.63% |
| Union, SC (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $3,899 | 4.50% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,402 | 4.13% |
| Washington Court House, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,925 | 3.50% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,609 | 4.25% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,138 | 3.75% |
| Shelby, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,771 | 4.25% |
| Auburn, NY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,859 | 3.75% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,685 | 3.88% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,956 | 3.75% |
| TUCSON, AZ (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,481 | 2.75% |
| Morgan City, LA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,120 | 4.25% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,317 | 3.75% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,886 | 3.25% |
| New Castle, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,679 | 3.25% |
| Pontiac, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,775 | 3.75% |
| Muscatine, IA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,252 | 3.25% |
| Levelland, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,108 | 4.13% |
| Sturgis, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,056 | 3.75% |
| Fremont, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,431 | 3.75% |
| Riverton, WY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,163 | 3.38% |
| Lawrenceburg, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,330 | 4.38% |
| Cambridge, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,676 | 3.75% |
| Urbana, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,467 | 3.75% |
| Indiana, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,886 | 3.75% |
| Marietta, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,542 | 4.88% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,330 | 2.88% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,026 | 4.88% |
| Wooster, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,847 | 4.38% |
| Americus, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,541 | 3.25% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,502 | 4.75% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,994 | 3.75% |
| Minden, LA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,595 | 3.75% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,935 | 3.50% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,046 | 2.88% |
| DUBUQUE, IA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 3.75% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,672 | 3.75% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,650 | 3.25% |
| Plymouth, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,364 | 3.75% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,103 | 4.75% |
| Thomaston, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,251 | 3.25% |
| Ponca City, OK (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,184 | 3.75% |
| DECATUR, IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,907 | 4.88% |
| Ashtabula, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $542 | 4.88% |
| Ottumwa, IA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,968 | 3.75% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,494 | 3.75% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,403 | 4.88% |
| Athens, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,178 | 4.63% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,101 | 3.25% |
| Moberly, MO (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,107 | 3.75% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,461 | 4.25% |
| Coffeyville, KS (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $3,995 | 3.75% |
Similar Lenders
We use machine learning to identify the top lenders compared against Equity Prime Mortgage based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
BEACH MUNICIPAL FEDERAL CREDIT UNION
Similarity Rank: 90
Similarity Rank: 90
Bridgewater Savings Bank
Similarity Rank: 102
Similarity Rank: 102
GOLDEN PLAINS
Similarity Rank: 114
Similarity Rank: 114
HNB National Bank
Similarity Rank: 165
Similarity Rank: 165
SKYWARD
Similarity Rank: 189
Similarity Rank: 189
United Bank of Union
Similarity Rank: 245
Similarity Rank: 245
HERITAGE COMMUNITY CREDIT UNION
Similarity Rank: 330
Similarity Rank: 330
Wichita Federal Credit Union
Similarity Rank: 340
Similarity Rank: 340
CapGrow Home Mortgage, LLC
Similarity Rank: 352
Similarity Rank: 352
Prairie State Bank and Trust
Similarity Rank: 360
Similarity Rank: 360
Product Mix
For 2020, Equity Prime Mortgage's most frequently originated type of loan was Conventional, with 6,532 originations. Their 2nd most popular type was FHA, with 4,833 originations.
Loan Reason
For 2020, Equity Prime Mortgage's most frequently cited loan purpose was Home Purchase, with 6,676 originations. The 2nd most popular reason was Refi, with 3,556 originations.
Loan Duration/Length
For 2020, Equity Prime Mortgage's most frequently cited loan duration was 30 Year, with 11,193 originations. The 2nd most popular length was 15 Year, with 795 originations.
Origination Fees/Closing Costs
Equity Prime Mortgage's average total fees were $7,728, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 4,056 originations.
Interest Rates
During 2020, Equity Prime Mortgage's average interest rate for loans was 3.42%, while their most frequently originated rate bucket for loans was 3-4%, with 6,862 originations.
Loan Sizing
2020 saw Equity Prime Mortgage place emphasis on $200k-400k loans with 6,808 originations, totaling $1,943,570,000 in origination value.
Applicant Income
Equity Prime Mortgage lent most frequently to those with incomes in the $50k-75k range, with 3,075 originations. The second most popular income band? $100k-150k, with 2,431 originations.
Applicant Debt to Income Ratio
Equity Prime Mortgage lent most frequently to those with DTI ratios of 30-36%, with 1,848 originations. The next most common DTI ratio? 20-30%, with 1,664 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications97.97%
Equity Prime Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination68.50%
Equity Prime Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 12,467 | $3,831,445,000 | $307,327 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 124 | $25,510,000 | $205,726 |
| Single Family (1-4 Units):Site-Built | 12,343 | $3,805,935,000 | $308,348 |