Equity Prime Mortgage Rates, Fees & Info

Atlanta, GA

LEI: 549300K4ZLGS7SRDTL86

Tax ID: 26-2053389

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Mortgage Data

Review & Overview

Equity Prime Mortgage is a small mortgage company specializing in Home Purchase and Cash Out Refi loans. They have a a high proportion of FHA loans. Equity Prime Mortgage has a high proportion of conventional loans. They have a low ratio of USDA loans. Their top markets by origination volume include: New York, Atlanta, Boston, Orlando, and Los Angeles among others. We have data for 561 markets. (Some data included below & more in-depth data is available with an active subscription.)

Equity Prime Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Equity Prime Mortgage is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.75% 4/22/24
30 Year Conventional Refi 6.35% 4/22/24
30 Year Cash-out Refi 6.44% 4/22/24
30 Year FHA Purchase 7.41% 4/22/24
30 Year FHA Refi 6.42% 4/22/24
30 Year VA Purchase 6.67% 4/22/24
30 Year VA Refi 5.29% 4/22/24
30 Year USDA Purchase 6.91% 4/22/24
30 Year USDA Refi 5.48% 4/22/24
15 Year Conventional Purchase 5.97% 4/22/24
15 Year Conventional Refi 5.75% 4/22/24
15 Year Cash-out Refi 5.75% 4/22/24
15 Year FHA Refi 7.61% 4/22/24
15 Year VA Refi 4.56% 4/22/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Equity Prime Mortgage Mortgage Calculator






Your Estimates

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This is not an official calculator from Equity Prime Mortgage. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

8,442

Origination Dollar Volume (All Markets)

$2,524,720,000
Show all (10) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 639 $247,005,000 $386,549 $11,003 5.00%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 547 $167,785,000 $306,737 $10,782 5.08%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 327 $151,155,000 $462,248 $11,848 5.13%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 388 $124,350,000 $320,490 $10,575 5.00%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 171 $87,195,000 $509,912 $14,444 4.41%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 208 $83,100,000 $399,519 $12,601 4.65%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 208 $74,130,000 $356,394 $13,340 5.07%
JACKSONVILLE, FL (FHA|USDA|VA) 234 $67,700,000 $289,316 $10,482 5.22%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 187 $60,305,000 $322,487 $11,691 5.17%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 195 $55,515,000 $284,692 $10,418 5.06%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 152 $49,090,000 $322,961 $12,001 5.36%
Outside of Metro Areas 277 $48,495,000 $175,072 $7,691 5.53%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 136 $44,520,000 $327,353 $12,962 5.39%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 142 $39,680,000 $279,437 $10,220 5.14%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 137 $39,305,000 $286,898 $10,995 5.32%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 65 $33,855,000 $520,846 $14,756 4.58%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 84 $32,770,000 $390,119 $11,993 4.65%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 120 $29,120,000 $242,667 $10,288 5.48%
OCALA, FL (FHA|USDA|VA) 110 $28,230,000 $256,636 $9,218 5.64%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 96 $26,030,000 $271,146 $11,796 5.10%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 64 $25,550,000 $399,219 $15,229 5.19%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 71 $20,515,000 $288,944 $11,458 5.44%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 63 $19,325,000 $306,746 $11,709 5.13%
BAKERSFIELD, CA (FHA|USDA|VA) 60 $18,350,000 $305,833 $11,712 5.04%
LOUISVILLE, KY (FHA|USDA|VA) 89 $18,245,000 $205,000 $7,724 5.48%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 89 $17,955,000 $201,742 $8,395 5.50%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 59 $17,665,000 $299,407 $11,684 5.27%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 54 $16,250,000 $300,926 $9,883 5.40%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 33 $14,765,000 $447,424 $14,622 4.80%
WORCESTER, MA-CT (FHA|USDA|VA) 47 $14,645,000 $311,596 $12,452 5.39%
ST. LOUIS, MO-IL (FHA|USDA|VA) 68 $14,390,000 $211,618 $7,401 5.09%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 46 $13,990,000 $304,130 $10,246 5.06%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 45 $13,565,000 $301,444 $9,385 5.41%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 22 $13,450,000 $611,364 $20,657 4.81%
PORT ST. LUCIE, FL (FHA|USDA|VA) 47 $13,135,000 $279,468 $11,296 5.04%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 42 $12,220,000 $290,952 $11,043 5.00%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 54 $11,910,000 $220,556 $9,161 5.04%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 26 $11,610,000 $446,538 $17,214 5.23%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 37 $11,585,000 $313,108 $11,943 4.92%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 41 $11,555,000 $281,829 $11,697 6.04%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 31 $11,455,000 $369,516 $12,634 5.40%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 19 $11,015,000 $579,737 $12,859 4.25%
DOVER, DE (FHA|USDA|VA) 29 $10,795,000 $372,241 $11,338 5.16%
COLORADO SPRINGS, CO (FHA|USDA|VA) 28 $10,560,000 $377,143 $11,891 5.42%
SAN JUAN-BAYAMÓN-CAGUAS, PR (FHA|USDA|VA) 45 $10,295,000 $228,778 $12,273 4.95%
STOCKTON, CA (FHA|USDA|VA) 24 $9,940,000 $414,167 $16,372 5.11%
FRESNO, CA (FHA|USDA|VA) 28 $9,530,000 $340,357 $13,176 5.10%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 45 $9,315,000 $207,000 $9,338 5.57%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 32 $8,730,000 $272,813 $10,061 5.13%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 25 $8,725,000 $349,000 $13,067 4.76%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 33 $8,645,000 $261,970 $8,581 4.75%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 30 $8,560,000 $285,333 $12,501 5.04%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 33 $8,505,000 $257,727 $8,613 5.52%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 32 $8,450,000 $264,063 $9,167 5.43%
COLUMBIA, SC (FHA|USDA|VA) 33 $8,435,000 $255,606 $8,904 5.72%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 33 $8,275,000 $250,758 $10,994 5.62%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 32 $8,050,000 $251,563 $8,129 5.45%
GAINESVILLE, GA (FHA|USDA|VA) 23 $8,005,000 $348,043 $11,866 5.16%
KANSAS CITY, MO-KS (FHA|USDA|VA) 38 $7,540,000 $198,421 $8,136 6.10%
VALLEJO, CA (FHA|USDA|VA) 16 $7,390,000 $461,875 $16,596 4.88%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 18 $7,320,000 $406,667 $15,427 5.17%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 33 $6,565,000 $198,939 $8,564 5.20%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 16 $6,560,000 $410,000 $11,058 5.12%
MODESTO, CA (FHA|USDA|VA) 20 $6,550,000 $327,500 $11,462 4.31%
SALT LAKE CITY, UT (FHA|USDA|VA) 16 $6,380,000 $398,750 $13,197 5.74%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 23 $6,365,000 $276,739 $12,822 6.18%
COLUMBUS, OH (FHA|USDA|VA) 31 $6,345,000 $204,677 $8,915 5.32%
SAVANNAH, GA (FHA|USDA|VA) 21 $6,135,000 $292,143 $9,493 5.25%
KNOXVILLE, TN (FHA|USDA|VA) 26 $6,020,000 $231,538 $10,004 5.82%
TUCSON, AZ (FHA|USDA|VA) 22 $5,980,000 $271,818 $13,160 5.48%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 16 $5,720,000 $357,500 $10,896 4.88%
OKLAHOMA CITY, OK (FHA|USDA|VA) 28 $5,550,000 $198,214 $9,380 5.18%
PITTSBURGH, PA (FHA|USDA|VA) 33 $5,435,000 $164,697 $8,726 5.69%
SPRINGFIELD, MO (FHA|USDA|VA) 27 $5,215,000 $193,148 $7,808 5.96%
EVANSVILLE, IN-KY (FHA|USDA|VA) 36 $5,170,000 $143,611 $6,449 4.92%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 19 $5,165,000 $271,842 $10,572 4.83%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 19 $5,065,000 $266,579 $7,825 4.99%
PANAMA CITY, FL (FHA|USDA|VA) 16 $5,060,000 $316,250 $8,727 5.43%
PUEBLO, CO (FHA|USDA|VA) 17 $5,055,000 $297,353 $9,058 4.98%
MUSKEGON, MI (FHA|USDA|VA) 30 $5,040,000 $168,000 $5,773 5.26%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 20 $4,930,000 $246,500 $11,727 5.72%
RICHMOND, VA (FHA|USDA|VA) 19 $4,815,000 $253,421 $8,383 5.35%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 19 $4,635,000 $243,947 $10,420 5.55%
WICHITA, KS (FHA|USDA|VA) 27 $4,535,000 $167,963 $7,718 5.10%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 30 $4,450,000 $148,333 $7,269 5.54%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 16 $4,370,000 $273,125 $9,823 5.65%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 11 $4,355,000 $395,909 $11,058 5.49%
RENO, NV (FHA|USDA|VA) 12 $4,280,000 $356,667 $14,297 5.30%
SALISBURY, MD-DE (FHA|USDA|VA) 15 $4,235,000 $282,333 $10,441 4.86%
VISALIA, CA (FHA|USDA|VA) 16 $4,190,000 $261,875 $11,508 4.31%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 10 $4,170,000 $417,000 $8,356 4.61%
BATON ROUGE, LA (FHA|USDA|VA) 19 $4,125,000 $217,105 $7,997 5.72%
Cornelia, GA (FHA|USDA|VA) 14 $4,020,000 $287,143 $8,815 4.77%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 14 $4,000,000 $285,714 $7,708 5.02%
ALBUQUERQUE, NM (FHA|USDA|VA) 12 $3,970,000 $330,833 $8,572 5.67%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 13 $3,905,000 $300,385 $6,098 4.89%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 18 $3,850,000 $213,889 $10,260 6.08%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 17 $3,795,000 $223,235 $10,486 5.57%
TALLAHASSEE, FL (FHA|USDA|VA) 18 $3,770,000 $209,444 $8,460 5.42%
SPARTANBURG, SC (FHA|USDA|VA) 16 $3,710,000 $231,875 $9,962 5.52%
PUNTA GORDA, FL (FHA|USDA|VA) 16 $3,560,000 $222,500 $8,837 5.32%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 12 $3,560,000 $296,667 $10,731 5.58%
RALEIGH-CARY, NC (FHA|USDA|VA) 12 $3,550,000 $295,833 $10,044 5.60%
LAFAYETTE, LA (FHA|USDA|VA) 23 $3,525,000 $153,261 $7,802 5.68%
EL CENTRO, CA (FHA|USDA|VA) 10 $3,490,000 $349,000 $10,694 6.01%
GREELEY, CO (FHA|USDA|VA) 11 $3,475,000 $315,909 $13,948 4.88%
CHARLESTON, WV (FHA|USDA|VA) 25 $3,335,000 $133,400 $5,576 5.01%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 14 $3,330,000 $237,857 $9,136 5.71%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 8 $3,240,000 $405,000 $8,979 5.13%
ASHEVILLE, NC (FHA|USDA|VA) 10 $3,230,000 $323,000 $10,152 4.76%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 8 $3,220,000 $402,500 $11,782 5.97%
EL PASO, TX (FHA|USDA|VA) 14 $3,160,000 $225,714 $7,610 5.83%
FAYETTEVILLE, NC (FHA|USDA|VA) 12 $3,060,000 $255,000 $8,778 5.25%
HINESVILLE, GA (FHA|USDA|VA) 14 $3,050,000 $217,857 $8,743 5.07%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 7 $3,005,000 $429,286 $16,269 4.80%
DAYTON-KETTERING, OH (FHA|USDA|VA) 18 $3,000,000 $166,667 $8,505 5.22%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 14 $2,970,000 $212,143 $10,758 5.78%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 16 $2,860,000 $178,750 $8,672 5.30%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 10 $2,850,000 $285,000 $8,417 5.30%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 13 $2,735,000 $210,385 $11,385 5.97%
YUBA CITY, CA (FHA|USDA|VA) 8 $2,730,000 $341,250 $9,598 4.28%
Gaffney, SC (FHA|USDA|VA) 9 $2,715,000 $301,667 $8,352 5.19%
SPRINGFIELD, MA (FHA|USDA|VA) 10 $2,690,000 $269,000 $10,000 5.81%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 5 $2,595,000 $519,000 $12,313 4.63%
MERCED, CA (FHA|USDA|VA) 8 $2,570,000 $321,250 $14,146 4.33%
CORPUS CHRISTI, TX (FHA|USDA|VA) 8 $2,520,000 $315,000 $7,451 6.06%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 4 $2,490,000 $622,500 $11,525 4.00%
YORK-HANOVER, PA (FHA|USDA|VA) 8 $2,470,000 $308,750 $11,861 4.58%
TOLEDO, OH (FHA|USDA|VA) 10 $2,450,000 $245,000 $9,853 4.80%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 13 $2,445,000 $188,077 $8,536 5.48%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 19 $2,425,000 $127,632 $5,640 5.64%
Truckee-Grass Valley, CA (FHA|USDA|VA) 4 $2,420,000 $605,000 $7,564 4.00%
READING, PA (FHA|USDA|VA) 13 $2,385,000 $183,462 $9,286 5.31%
URBAN HONOLULU, HI (FHA|USDA|VA) 5 $2,355,000 $471,000 $17,639 5.93%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 11 $2,345,000 $213,182 $8,509 5.34%
Granbury, TX (FHA|USDA|VA) 11 $2,335,000 $212,273 $8,560 5.24%
JACKSONVILLE, NC (FHA|USDA|VA) 10 $2,310,000 $231,000 $8,565 5.49%
BOISE CITY, ID (FHA|USDA|VA) 6 $2,310,000 $385,000 $16,478 5.46%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 10 $2,300,000 $230,000 $8,672 6.11%
LONGVIEW, TX (FHA|USDA|VA) 13 $2,275,000 $175,000 $7,875 6.12%
HUNTSVILLE, AL (FHA|USDA|VA) 8 $2,260,000 $282,500 $8,610 4.84%
EAST STROUDSBURG, PA (FHA|USDA|VA) 8 $2,180,000 $272,500 $12,328 5.22%
LANCASTER, PA (FHA|USDA|VA) 8 $2,070,000 $258,750 $9,559 4.83%
AKRON, OH (FHA|USDA|VA) 8 $2,040,000 $255,000 $10,942 5.91%
St. Marys, GA (FHA|USDA|VA) 8 $1,990,000 $248,750 $8,818 4.50%
ERIE, PA (FHA|USDA|VA) 13 $1,985,000 $152,692 $8,861 4.88%
JACKSON, MS (FHA|USDA|VA) 10 $1,970,000 $197,000 $7,553 6.38%
London, KY (FHA|USDA|VA) 12 $1,940,000 $161,667 $5,408 5.97%
DECATUR, AL (FHA|USDA|VA) 10 $1,910,000 $191,000 $7,317 6.04%
WARNER ROBINS, GA (FHA|USDA|VA) 10 $1,900,000 $190,000 $8,669 4.90%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 7 $1,895,000 $270,714 $6,830 5.55%
GAINESVILLE, FL (FHA|USDA|VA) 7 $1,875,000 $267,857 $10,637 5.75%
Key West, FL (FHA|USDA|VA) 2 $1,830,000 $915,000 $19,178 3.75%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 7 $1,815,000 $259,286 $11,668 5.70%
GOLDSBORO, NC (FHA|USDA|VA) 8 $1,810,000 $226,250 $5,793 5.61%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 6 $1,800,000 $300,000 $8,164 4.94%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 8 $1,800,000 $225,000 $9,837 5.92%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 6 $1,770,000 $295,000 $14,464 5.23%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 9 $1,735,000 $192,778 $8,148 5.22%
MADERA, CA (FHA|USDA|VA) 5 $1,715,000 $343,000 $14,039 4.65%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 7 $1,705,000 $243,571 $10,503 5.16%
THE VILLAGES, FL (FHA|USDA|VA) 7 $1,705,000 $243,571 $11,216 5.43%
JACKSON, TN (FHA|USDA|VA) 5 $1,695,000 $339,000 $17,662 6.03%
Fernley, NV (FHA|USDA|VA) 5 $1,675,000 $335,000 $9,187 4.93%
OCEAN CITY, NJ (FHA|USDA|VA) 4 $1,610,000 $402,500 $8,979 4.38%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 7 $1,585,000 $226,429 $11,249 5.68%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 6 $1,580,000 $263,333 $15,454 5.77%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 10 $1,570,000 $157,000 $6,975 5.56%
NEW BERN, NC (FHA|USDA|VA) 6 $1,560,000 $260,000 $12,130 4.85%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 5 $1,495,000 $299,000 $13,719 5.55%
GUAYAMA, PR (FHA|USDA|VA) 12 $1,480,000 $123,333 $8,729 4.88%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 6 $1,460,000 $243,333 $12,430 6.38%
ALBANY, GA (FHA|USDA|VA) 8 $1,430,000 $178,750 $6,852 5.77%
Sonora, CA (FHA|USDA|VA) 5 $1,425,000 $285,000 $11,485 5.38%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 10 $1,410,000 $141,000 $6,515 6.09%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 8 $1,390,000 $173,750 $8,025 5.81%
ROCKY MOUNT, NC (FHA|USDA|VA) 7 $1,385,000 $197,857 $8,876 5.14%
SUMTER, SC (FHA|USDA|VA) 5 $1,365,000 $273,000 $7,028 6.45%
CEDAR RAPIDS, IA (FHA|USDA|VA) 8 $1,330,000 $166,250 $6,559 5.56%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 4 $1,310,000 $327,500 $9,521 3.94%
PROVO-OREM, UT (FHA|USDA|VA) 4 $1,300,000 $325,000 $14,813 5.03%
AGUADILLA-ISABELA, PR (FHA|USDA|VA) 4 $1,280,000 $320,000 $14,663 3.31%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 6 $1,270,000 $211,667 $11,808 5.15%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 6 $1,250,000 $208,333 $6,272 5.35%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 6 $1,240,000 $206,667 $10,983 4.56%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 4 $1,220,000 $305,000 $13,095 5.41%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 4 $1,210,000 $302,500 $8,032 4.78%
Palatka, FL (FHA|USDA|VA) 8 $1,210,000 $151,250 $8,931 5.30%
REDDING, CA (FHA|USDA|VA) 5 $1,195,000 $239,000 $12,804 5.60%
Washington, IN (FHA|USDA|VA) 10 $1,190,000 $119,000 $5,202 5.45%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 7 $1,185,000 $169,286 $8,730 4.68%
Elizabeth City, NC (FHA|USDA|VA) 5 $1,165,000 $233,000 $11,381 5.88%
Orangeburg, SC (FHA|USDA|VA) 8 $1,150,000 $143,750 $8,491 5.30%
Kalispell, MT (FHA|USDA|VA) 3 $1,145,000 $381,667 $7,674 5.13%
BEND, OR (FHA|USDA|VA) 3 $1,145,000 $381,667 $11,388 5.83%
YUMA, AZ (FHA|USDA|VA) 5 $1,135,000 $227,000 $10,707 5.00%
GRAND JUNCTION, CO (FHA|USDA|VA) 4 $1,130,000 $282,500 $9,804 4.91%
Vincennes, IN (FHA|USDA|VA) 10 $1,110,000 $111,000 $3,474 5.89%
FLINT, MI (FHA|USDA|VA) 7 $1,075,000 $153,571 $8,031 5.96%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 6 $1,070,000 $178,333 $9,108 4.69%
BILLINGS, MT (FHA|USDA|VA) 3 $1,055,000 $351,667 $17,142 4.75%
DALTON, GA (FHA|USDA|VA) 6 $1,050,000 $175,000 $9,632 5.79%
Maysville, KY (FHA|USDA|VA) 7 $1,005,000 $143,571 $5,824 6.30%
Outside of Metro Areas 3 $995,000 $331,667 $14,654 5.42%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 4 $980,000 $245,000 $13,537 4.78%
Morehead City, NC (FHA|USDA|VA) 4 $980,000 $245,000 $12,425 5.75%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 6 $970,000 $161,667 $7,864 6.00%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 2 $960,000 $480,000 $5,414 4.38%
Oak Harbor, WA (FHA|USDA|VA) 2 $940,000 $470,000 $11,474 5.63%
WACO, TX (FHA|USDA|VA) 4 $930,000 $232,500 $11,534 5.69%
LAKE CHARLES, LA (FHA|USDA|VA) 6 $920,000 $153,333 $7,272 5.85%
Somerset, KY (FHA|USDA|VA) 5 $905,000 $181,000 $3,642 5.85%
CHICO, CA (FHA|USDA|VA) 2 $900,000 $450,000 $11,095 5.50%
UTICA-ROME, NY (FHA|USDA|VA) 4 $890,000 $222,500 $11,042 6.38%
CARSON CITY, NV (FHA|USDA|VA) 3 $885,000 $295,000 $14,464 5.83%
FARMINGTON, NM (FHA|USDA|VA) 3 $875,000 $291,667 $12,497 4.67%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $865,000 $865,000 $9,750 7.88%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 4 $860,000 $215,000 $9,314 5.84%
SALEM, OR (FHA|USDA|VA) 2 $860,000 $430,000 $19,848 5.50%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 3 $855,000 $285,000 $13,750 6.71%
El Dorado, AR (FHA|USDA|VA) 6 $850,000 $141,667 $7,916 6.94%
JEFFERSON CITY, MO (FHA|USDA|VA) 5 $845,000 $169,000 $7,811 5.70%
Payson, AZ (FHA|USDA|VA) 3 $835,000 $278,333 $9,243 4.25%
SAN GERMÁN, PR (FHA|USDA|VA) 5 $835,000 $167,000 $8,538 4.48%
Thomaston, GA (FHA|USDA|VA) 5 $835,000 $167,000 $6,277 6.28%
Jefferson, GA (FHA|USDA|VA) 3 $835,000 $278,333 $16,846 5.83%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 4 $830,000 $207,500 $9,924 6.22%
Cañon City, CO (FHA|USDA|VA) 2 $810,000 $405,000 $12,439 6.19%
TULSA, OK (FHA|USDA|VA) 5 $805,000 $161,000 $11,879 4.68%
WINSTON-SALEM, NC (FHA|USDA|VA) 3 $805,000 $268,333 $6,002 4.17%
Statesboro, GA (FHA|USDA|VA) 3 $805,000 $268,333 $8,573 5.00%
WILMINGTON, NC (FHA|USDA|VA) 4 $800,000 $200,000 $7,031 5.25%
HATTIESBURG, MS (FHA|USDA|VA) 3 $785,000 $261,667 $9,268 5.38%
Shelby, NC (FHA|USDA|VA) 4 $760,000 $190,000 $7,801 5.16%
Astoria, OR (FHA|USDA|VA) 2 $760,000 $380,000 $13,683 6.00%
Centralia, WA (FHA|USDA|VA) 3 $755,000 $251,667 $6,915 5.04%
FLAGSTAFF, AZ (FHA|USDA|VA) 2 $740,000 $370,000 $8,535 5.50%
Opelousas, LA (FHA|USDA|VA) 5 $735,000 $147,000 $5,983 6.28%
Lewistown, PA (FHA|USDA|VA) 7 $735,000 $105,000 $3,706 6.32%
SPRINGFIELD, OH (FHA|USDA|VA) 5 $735,000 $147,000 $7,990 5.88%
JOHNSON CITY, TN (FHA|USDA|VA) 3 $715,000 $238,333 $12,333 5.42%
AMARILLO, TX (FHA|USDA|VA) 3 $715,000 $238,333 $9,893 6.50%
Cambridge, MD (FHA|USDA|VA) 2 $710,000 $355,000 $11,049 5.63%
Point Pleasant, WV-OH (FHA|USDA|VA) 7 $705,000 $100,714 $5,175 5.25%
Clewiston, FL (FHA|USDA|VA) 4 $700,000 $175,000 $10,070 4.50%
SALINAS, CA (FHA|USDA|VA) 2 $680,000 $340,000 $17,321 5.00%
Wilson, NC (FHA|USDA|VA) 3 $675,000 $225,000 $10,839 5.67%
MONTGOMERY, AL (FHA|USDA|VA) 3 $675,000 $225,000 $8,621 5.17%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 3 $675,000 $225,000 $6,752 5.79%
Bellefontaine, OH (FHA|USDA|VA) 4 $670,000 $167,500 $6,083 5.38%
Eureka-Arcata, CA (FHA|USDA|VA) 2 $660,000 $330,000 $12,699 5.38%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 2 $650,000 $325,000 $17,280 5.63%
OWENSBORO, KY (FHA|USDA|VA) 2 $650,000 $325,000 $10,509 6.56%
Torrington, CT (FHA|USDA|VA) 2 $650,000 $325,000 $9,775 5.56%
Waycross, GA (FHA|USDA|VA) 3 $645,000 $215,000 $7,819 5.83%
VALDOSTA, GA (FHA|USDA|VA) 3 $645,000 $215,000 $7,373 6.00%
HAMMOND, LA (FHA|USDA|VA) 4 $640,000 $160,000 $8,042 6.59%
Moses Lake, WA (FHA|USDA|VA) 2 $630,000 $315,000 $7,671 5.81%
Forest City, NC (FHA|USDA|VA) 2 $630,000 $315,000 $12,600 5.38%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 2 $630,000 $315,000 $16,434 5.63%
Greenwood, SC (FHA|USDA|VA) 4 $620,000 $155,000 $7,182 4.78%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 2 $620,000 $310,000 $7,142 4.13%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 2 $610,000 $305,000 $13,236 5.50%
Danville, KY (FHA|USDA|VA) 3 $605,000 $201,667 $8,477 5.83%
Paragould, AR (FHA|USDA|VA) 4 $600,000 $150,000 $5,886 6.19%
Laconia, NH (FHA|USDA|VA) 2 $600,000 $300,000 $13,061 6.00%
SANTA FE, NM (FHA|USDA|VA) 2 $600,000 $300,000 $12,857 5.06%
TYLER, TX (FHA|USDA|VA) 2 $590,000 $295,000 $9,116 6.00%
Eagle Pass, TX (FHA|USDA|VA) 2 $590,000 $295,000 $10,045 6.56%
BLOOMINGTON, IL (FHA|USDA|VA) 2 $580,000 $290,000 $10,419 5.00%
Concord, NH (FHA|USDA|VA) 2 $580,000 $290,000 $9,671 4.75%
Fort Leonard Wood, MO (FHA|USDA|VA) 3 $575,000 $191,667 $6,203 5.25%
FLORENCE, SC (FHA|USDA|VA) 3 $575,000 $191,667 $6,495 5.71%
BAY CITY, MI (FHA|USDA|VA) 3 $575,000 $191,667 $7,369 6.67%
BOWLING GREEN, KY (FHA|USDA|VA) 3 $575,000 $191,667 $8,835 5.58%
Summerville, GA (FHA|USDA|VA) 2 $570,000 $285,000 $8,737 5.56%
Mineral Wells, TX (FHA|USDA|VA) 2 $570,000 $285,000 $6,422 4.44%
Ontario, OR-ID (FHA|USDA|VA) 2 $570,000 $285,000 $8,655 5.69%
Pottsville, PA (FHA|USDA|VA) 4 $570,000 $142,500 $11,076 5.34%
PEORIA, IL (FHA|USDA|VA) 3 $565,000 $188,333 $8,121 5.67%
Frankfort, KY (FHA|USDA|VA) 3 $565,000 $188,333 $7,908 4.75%
GREENVILLE, NC (FHA|USDA|VA) 2 $560,000 $280,000 $12,917 6.75%
West Plains, MO (FHA|USDA|VA) 4 $560,000 $140,000 $6,472 5.66%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 2 $560,000 $280,000 $4,355 4.13%
Shelton, WA (FHA|USDA|VA) 1 $555,000 $555,000 $15,491 5.25%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 1 $555,000 $555,000 $12,718 3.75%
KINGSTON, NY (FHA|USDA|VA) 2 $550,000 $275,000 $10,356 6.56%
RAPID CITY, SD (FHA|USDA|VA) 1 $545,000 $545,000 $11,760 6.25%
MEDFORD, OR (FHA|USDA|VA) 2 $540,000 $270,000 $6,407 3.63%
SHERMAN-DENISON, TX (FHA|USDA|VA) 2 $540,000 $270,000 $6,514 6.13%
APPLETON, WI (FHA|USDA|VA) 2 $540,000 $270,000 $9,533 5.31%
Brevard, NC (FHA|USDA|VA) 1 $535,000 $535,000 $22,253 3.63%
Wilmington, OH (FHA|USDA|VA) 3 $535,000 $178,333 $6,933 5.38%
GREAT FALLS, MT (FHA|USDA|VA) 1 $535,000 $535,000 $21,124 8.50%
WENATCHEE, WA (FHA|USDA|VA) 2 $530,000 $265,000 $16,481 5.63%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 2 $520,000 $260,000 $8,827 5.56%
Danville, VA (FHA|USDA|VA) 2 $520,000 $260,000 $5,065 4.31%
ALEXANDRIA, LA (FHA|USDA|VA) 3 $515,000 $171,667 $7,059 6.00%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 3 $505,000 $168,333 $8,708 4.38%
Richmond-Berea, KY (FHA|USDA|VA) 3 $505,000 $168,333 $5,454 5.83%
BURLINGTON, NC (FHA|USDA|VA) 2 $500,000 $250,000 $6,216 5.88%
Scottsburg, IN (FHA|USDA|VA) 3 $495,000 $165,000 $6,546 5.21%
TEXARKANA, TX-AR (FHA|USDA|VA) 3 $495,000 $165,000 $7,763 5.46%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 3 $495,000 $165,000 $10,482 4.92%
Branson, MO (FHA|USDA|VA) 2 $490,000 $245,000 $3,266 4.81%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 4 $490,000 $122,500 $4,944 5.94%
Lock Haven, PA (FHA|USDA|VA) 4 $490,000 $122,500 $6,237 4.94%
FORT COLLINS, CO (FHA|USDA|VA) 2 $490,000 $245,000 $14,172 3.81%
Farmington, MO (FHA|USDA|VA) 3 $485,000 $161,667 $6,020 5.79%
MONROE, LA (FHA|USDA|VA) 4 $480,000 $120,000 $6,118 5.06%
Lumberton, NC (FHA|USDA|VA) 2 $480,000 $240,000 $6,613 5.38%
JOPLIN, MO (FHA|USDA|VA) 3 $475,000 $158,333 $10,076 6.00%
MAYAGÜEZ, PR (FHA|USDA|VA) 3 $475,000 $158,333 $15,333 3.88%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 2 $470,000 $235,000 $7,653 5.31%
Okeechobee, FL (FHA|USDA|VA) 2 $470,000 $235,000 $11,134 5.38%
WINCHESTER, VA-WV (FHA|USDA|VA) 2 $460,000 $230,000 $8,788 3.56%
Show Low, AZ (FHA|USDA|VA) 2 $460,000 $230,000 $12,160 5.50%
Aberdeen, WA (FHA|USDA|VA) 1 $455,000 $455,000 $15,299 5.63%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $455,000 $455,000 $26,846 4.88%
Calhoun, GA (FHA|USDA|VA) 3 $455,000 $151,667 $7,559 6.00%
Lewisburg, TN (FHA|USDA|VA) 2 $450,000 $225,000 $8,940 5.88%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 2 $450,000 $225,000 $5,347 5.81%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 4 $450,000 $112,500 $5,672 5.63%
Holland, MI (FHA|USDA|VA) 2 $450,000 $225,000 $7,149 3.56%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 2 $440,000 $220,000 $6,041 5.38%
LaGrange, GA-AL (FHA|USDA|VA) 3 $435,000 $145,000 $5,735 5.71%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 3 $425,000 $141,667 $9,044 6.00%
New Castle, PA (FHA|USDA|VA) 3 $425,000 $141,667 $7,052 5.88%
TOPEKA, KS (FHA|USDA|VA) 2 $420,000 $210,000 $5,221 4.13%
BRUNSWICK, GA (FHA|USDA|VA) 2 $420,000 $210,000 $9,497 6.81%
Bainbridge, GA (FHA|USDA|VA) 2 $420,000 $210,000 $7,128 4.31%
Lebanon, NH-VT (FHA|USDA|VA) 1 $415,000 $415,000 $14,907 5.13%
Jacksonville, TX (FHA|USDA|VA) 2 $410,000 $205,000 $6,627 5.81%
JONESBORO, AR (FHA|USDA|VA) 2 $410,000 $205,000 $9,291 6.63%
RACINE, WI (FHA|USDA|VA) 2 $410,000 $205,000 $3,845 5.00%
JOHNSTOWN, PA (FHA|USDA|VA) 2 $410,000 $205,000 $9,069 5.31%
Butte-Silver Bow, MT (FHA|USDA|VA) 2 $410,000 $205,000 $13,195 5.06%
ABILENE, TX (FHA|USDA|VA) 2 $410,000 $205,000 $7,724 5.06%
Traverse City, MI (FHA|USDA|VA) 2 $410,000 $205,000 $8,249 4.13%
GETTYSBURG, PA (FHA|USDA|VA) 2 $410,000 $205,000 $5,424 6.00%
Athens, TX (FHA|USDA|VA) 3 $405,000 $135,000 $6,021 6.46%
SAN ANGELO, TX (FHA|USDA|VA) 2 $400,000 $200,000 $10,084 5.81%
Sturgis, MI (FHA|USDA|VA) 2 $400,000 $200,000 $4,206 6.00%
HARRISONBURG, VA (FHA|USDA|VA) 1 $395,000 $395,000 $10,490 6.75%
GREEN BAY, WI (FHA|USDA|VA) 2 $390,000 $195,000 $9,954 6.63%
LOGAN, UT-ID (FHA|USDA|VA) 1 $385,000 $385,000 $19,166 6.25%
LYNCHBURG, VA (FHA|USDA|VA) 1 $385,000 $385,000 $20,104 7.50%
Wabash, IN (FHA|USDA|VA) 3 $385,000 $128,333 $4,477 6.08%
Meadville, PA (FHA|USDA|VA) 3 $385,000 $128,333 $8,404 4.29%
MIDLAND, TX (FHA|USDA|VA) 1 $375,000 $375,000 $5,981 5.25%
Sandpoint, ID (FHA|USDA|VA) 1 $375,000 $375,000 $17,703 7.75%
Murray, KY (FHA|USDA|VA) 1 $375,000 $375,000 $8,142 5.63%
MANHATTAN, KS (FHA|USDA|VA) 2 $370,000 $185,000 $9,929 5.81%
Brownwood, TX (FHA|USDA|VA) 2 $370,000 $185,000 $10,179 4.06%
Arcadia, FL (FHA|USDA|VA) 2 $370,000 $185,000 $7,888 4.69%
MORRISTOWN, TN (FHA|USDA|VA) 2 $360,000 $180,000 $8,808 5.75%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 2 $360,000 $180,000 $8,921 6.38%
DOTHAN, AL (FHA|USDA|VA) 2 $360,000 $180,000 $5,379 3.56%
MADISON, WI (FHA|USDA|VA) 2 $360,000 $180,000 $5,100 3.75%
Washington Court House, OH (FHA|USDA|VA) 2 $360,000 $180,000 $7,060 4.75%
Van Wert, OH (FHA|USDA|VA) 3 $355,000 $118,333 $5,823 5.50%
GRANTS PASS, OR (FHA|USDA|VA) 1 $355,000 $355,000 $11,270 5.63%
DuBois, PA (FHA|USDA|VA) 3 $355,000 $118,333 $8,004 6.17%
Snyder, TX (FHA|USDA|VA) 3 $355,000 $118,333 $6,500 4.67%
Wauchula, FL (FHA|USDA|VA) 2 $350,000 $175,000 $5,867 4.75%
Oil City, PA (FHA|USDA|VA) 2 $350,000 $175,000 $9,483 5.94%
Martinsville, VA (FHA|USDA|VA) 1 $345,000 $345,000 $8,644 5.50%
Laurinburg, NC (FHA|USDA|VA) 1 $345,000 $345,000 $2,296 5.63%
COLUMBUS, GA-AL (FHA|USDA|VA) 2 $340,000 $170,000 $9,452 6.13%
Bogalusa, LA (FHA|USDA|VA) 2 $340,000 $170,000 $10,195 5.38%
Wapakoneta, OH (FHA|USDA|VA) 3 $335,000 $111,667 $5,276 6.42%
WALLA WALLA, WA (FHA|USDA|VA) 1 $335,000 $335,000 $23,066 6.13%
Newport, OR (FHA|USDA|VA) 1 $335,000 $335,000 $0 5.63%
ROANOKE, VA (FHA|USDA|VA) 2 $330,000 $165,000 $11,401 4.31%
WICHITA FALLS, TX (FHA|USDA|VA) 2 $330,000 $165,000 $8,448 3.75%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $325,000 $325,000 $15,916 6.25%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 3 $325,000 $108,333 $3,592 4.00%
Burley, ID (FHA|USDA|VA) 1 $325,000 $325,000 $9,567 3.75%
JACKSON, MI (FHA|USDA|VA) 2 $320,000 $160,000 $8,752 4.69%
LIMA, OH (FHA|USDA|VA) 3 $315,000 $105,000 $4,915 5.88%
Ukiah, CA (FHA|USDA|VA) 1 $315,000 $315,000 $12,722 6.75%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $315,000 $315,000 $4,687 4.88%
DeRidder, LA (FHA|USDA|VA) 2 $310,000 $155,000 $9,303 6.13%
CARBONDALE-MARION, IL (FHA|USDA|VA) 2 $310,000 $155,000 $4,847 4.38%
LAWTON, OK (FHA|USDA|VA) 2 $310,000 $155,000 $6,606 5.69%
BINGHAMTON, NY (FHA|USDA|VA) 3 $305,000 $101,667 $6,493 6.29%
Laurel, MS (FHA|USDA|VA) 1 $305,000 $305,000 $22,973 4.88%
Beaver Dam, WI (FHA|USDA|VA) 1 $305,000 $305,000 $13,112 4.50%
Glenwood Springs, CO (FHA|USDA|VA) 1 $305,000 $305,000 $19,071 5.25%
STAUNTON, VA (FHA|USDA|VA) 1 $295,000 $295,000 $17,102 6.50%
YAKIMA, WA (FHA|USDA|VA) 1 $295,000 $295,000 $8,645 2.63%
Boone, NC (FHA|USDA|VA) 1 $295,000 $295,000 $14,878 5.50%
Mount Pleasant, MI (FHA|USDA|VA) 1 $295,000 $295,000 $12,795 5.63%
Milledgeville, GA (FHA|USDA|VA) 1 $295,000 $295,000 $10,635 4.63%
BATTLE CREEK, MI (FHA|USDA|VA) 2 $290,000 $145,000 $8,328 5.81%
Lake City, FL (FHA|USDA|VA) 1 $285,000 $285,000 $14,415 5.88%
LONGVIEW, WA (FHA|USDA|VA) 1 $285,000 $285,000 $13,032 3.88%
POCATELLO, ID (FHA|USDA|VA) 1 $285,000 $285,000 $14,508 6.63%
Red Bluff, CA (FHA|USDA|VA) 1 $285,000 $285,000 $15,049 3.38%
Grants, NM (FHA|USDA|VA) 1 $285,000 $285,000 $4,524 4.63%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $285,000 $285,000 $6,678 2.25%
CLEVELAND, TN (FHA|USDA|VA) 1 $285,000 $285,000 $8,252 4.38%
LUBBOCK, TX (FHA|USDA|VA) 2 $280,000 $140,000 $9,741 6.38%
Escanaba, MI (FHA|USDA|VA) 1 $275,000 $275,000 $7,942 5.25%
IDAHO FALLS, ID (FHA|USDA|VA) 1 $275,000 $275,000 $20,141 5.25%
Big Spring, TX (FHA|USDA|VA) 1 $275,000 $275,000 $8,787 7.63%
Jasper, IN (FHA|USDA|VA) 3 $275,000 $91,667 $6,649 5.58%
PITTSFIELD, MA (FHA|USDA|VA) 2 $270,000 $135,000 $9,901 4.56%
Shelbyville, TN (FHA|USDA|VA) 1 $265,000 $265,000 $11,721 8.25%
Nogales, AZ (FHA|USDA|VA) 1 $265,000 $265,000 $13,671 6.25%
Albemarle, NC (FHA|USDA|VA) 2 $260,000 $130,000 $7,571 5.50%
Augusta-Waterville, ME (FHA|USDA|VA) 2 $260,000 $130,000 $9,514 5.75%
Hutchinson, MN (FHA|USDA|VA) 1 $255,000 $255,000 $0 7.75%
MANKATO, MN (FHA|USDA|VA) 1 $255,000 $255,000 $7,946 5.75%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 1 $255,000 $255,000 $8,505 3.88%
Chillicothe, OH (FHA|USDA|VA) 1 $255,000 $255,000 $13,000 5.63%
FORT WAYNE, IN (FHA|USDA|VA) 2 $250,000 $125,000 $6,464 6.63%
Crawfordsville, IN (FHA|USDA|VA) 2 $250,000 $125,000 $6,104 5.44%
Gloversville, NY (FHA|USDA|VA) 2 $250,000 $125,000 $7,422 5.13%
Warrensburg, MO (FHA|USDA|VA) 1 $245,000 $245,000 $8,305 5.75%
Klamath Falls, OR (FHA|USDA|VA) 1 $235,000 $235,000 $4,737 5.75%
Crescent City, CA (FHA|USDA|VA) 1 $235,000 $235,000 $3,050 3.38%
BISMARCK, ND (FHA|USDA|VA) 1 $235,000 $235,000 $11,836 7.75%
Sedalia, MO (FHA|USDA|VA) 1 $235,000 $235,000 $9,191 6.13%
ROCKFORD, IL (FHA|USDA|VA) 2 $230,000 $115,000 $7,751 4.88%
Lewisburg, PA (FHA|USDA|VA) 2 $230,000 $115,000 $4,042 6.19%
Ottumwa, IA (FHA|USDA|VA) 1 $225,000 $225,000 $7,632 4.88%
BOULDER, CO (FHA|USDA|VA) 1 $225,000 $225,000 $11,301 5.50%
CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $225,000 $225,000 $7,600 7.75%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $225,000 $225,000 $11,604 5.63%
Oneonta, NY (FHA|USDA|VA) 1 $225,000 $225,000 $0 5.25%
Mexico, MO (FHA|USDA|VA) 1 $225,000 $225,000 $7,270 4.75%
Platteville, WI (FHA|USDA|VA) 1 $225,000 $225,000 $6,187 6.13%
ROCHESTER, MN (FHA|USDA|VA) 1 $225,000 $225,000 $11,114 7.75%
TERRE HAUTE, IN (FHA|USDA|VA) 2 $220,000 $110,000 $8,042 4.75%
Rochelle, IL (FHA|USDA|VA) 2 $220,000 $110,000 $6,123 6.50%
LEBANON, PA (FHA|USDA|VA) 2 $220,000 $110,000 $5,221 5.75%
KANKAKEE, IL (FHA|USDA|VA) 2 $220,000 $110,000 $4,408 5.06%
Martin, TN (FHA|USDA|VA) 1 $215,000 $215,000 $12,044 5.88%
Weatherford, OK (FHA|USDA|VA) 1 $215,000 $215,000 $12,786 5.75%
Stillwater, OK (FHA|USDA|VA) 1 $215,000 $215,000 $8,471 3.50%
Fort Dodge, IA (FHA|USDA|VA) 1 $215,000 $215,000 $5,237 6.88%
Corsicana, TX (FHA|USDA|VA) 1 $215,000 $215,000 $11,596 5.63%
BANGOR, ME (FHA|USDA|VA) 1 $215,000 $215,000 $8,430 5.25%
ALTOONA, PA (FHA|USDA|VA) 2 $210,000 $105,000 $3,200 6.19%
Vicksburg, MS (FHA|USDA|VA) 2 $210,000 $105,000 $6,637 5.25%
Arecibo, PR (FHA|USDA|VA) 2 $210,000 $105,000 $7,855 5.06%
Vernal, UT (FHA|USDA|VA) 1 $205,000 $205,000 $11,702 5.13%
Garden City, KS (FHA|USDA|VA) 1 $205,000 $205,000 $8,834 6.75%
El Campo, TX (FHA|USDA|VA) 1 $205,000 $205,000 $11,807 7.75%
LINCOLN, NE (FHA|USDA|VA) 1 $205,000 $205,000 $7,774 4.63%
Jesup, GA (FHA|USDA|VA) 1 $205,000 $205,000 $12,566 5.38%
Jayuya, PR (FHA|USDA|VA) 1 $205,000 $205,000 $12,070 3.50%
Charleston-Mattoon, IL (FHA|USDA|VA) 2 $200,000 $100,000 $4,828 6.19%
Manitowoc, WI (FHA|USDA|VA) 1 $195,000 $195,000 $6,324 4.75%
DULUTH, MN-WI (FHA|USDA|VA) 1 $195,000 $195,000 $11,286 7.75%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $195,000 $195,000 $11,891 6.75%
Uvalde, TX (FHA|USDA|VA) 1 $195,000 $195,000 $7,619 3.88%
Shawnee, OK (FHA|USDA|VA) 1 $195,000 $195,000 $8,168 4.63%
Vidalia, GA (FHA|USDA|VA) 1 $195,000 $195,000 $6,469 6.63%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $195,000 $195,000 $7,119 4.50%
Dublin, GA (FHA|USDA|VA) 1 $195,000 $195,000 $7,873 5.63%
FARGO, ND-MN (FHA|USDA|VA) 1 $195,000 $195,000 $9,007 7.25%
Blytheville, AR (FHA|USDA|VA) 2 $190,000 $95,000 $4,980 5.94%
Cedartown, GA (FHA|USDA|VA) 1 $185,000 $185,000 $3,259 3.38%
New Ulm, MN (FHA|USDA|VA) 1 $185,000 $185,000 $6,207 5.63%
Camden, AR (FHA|USDA|VA) 1 $185,000 $185,000 $9,691 6.75%
Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $185,000 $185,000 $6,803 5.50%
Pahrump, NV (FHA|USDA|VA) 1 $185,000 $185,000 $10,944 6.50%
Baraboo, WI (FHA|USDA|VA) 1 $185,000 $185,000 $5,161 6.75%
LAREDO, TX (FHA|USDA|VA) 1 $185,000 $185,000 $8,860 6.25%
Austin, MN (FHA|USDA|VA) 1 $185,000 $185,000 $10,577 6.25%
Alamogordo, NM (FHA|USDA|VA) 1 $185,000 $185,000 $2,250 6.25%
Faribault-Northfield, MN (FHA|USDA|VA) 1 $185,000 $185,000 $11,408 7.13%
Nacogdoches, TX (FHA|USDA|VA) 1 $175,000 $175,000 $8,194 5.88%
CASPER, WY (FHA|USDA|VA) 1 $175,000 $175,000 $6,475 5.50%
Crossville, TN (FHA|USDA|VA) 1 $175,000 $175,000 $6,392 5.63%
Mount Sterling, KY (FHA|USDA|VA) 1 $175,000 $175,000 $11,294 5.38%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $175,000 $175,000 $5,486 5.63%
MOBILE, AL (FHA|USDA|VA) 1 $175,000 $175,000 $11,567 5.63%
Kingsville, TX (FHA|USDA|VA) 1 $175,000 $175,000 $6,367 6.25%
Americus, GA (FHA|USDA|VA) 1 $175,000 $175,000 $5,959 6.25%
Seneca, SC (FHA|USDA|VA) 1 $175,000 $175,000 $10,153 6.75%
ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $175,000 $175,000 $11,723 6.88%
Amsterdam, NY (FHA|USDA|VA) 1 $175,000 $175,000 $6,247 5.63%
Paris, TN (FHA|USDA|VA) 1 $175,000 $175,000 $6,325 4.63%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $165,000 $165,000 $9,046 5.13%
GLENS FALLS, NY (FHA|USDA|VA) 1 $165,000 $165,000 $10,594 6.63%
Jennings, LA (FHA|USDA|VA) 1 $165,000 $165,000 $5,589 6.75%
Oskaloosa, IA (FHA|USDA|VA) 1 $165,000 $165,000 $3,038 5.63%
Alice, TX (FHA|USDA|VA) 1 $165,000 $165,000 $7,471 3.88%
Batavia, NY (FHA|USDA|VA) 1 $165,000 $165,000 $10,291 4.38%
Fort Polk South, LA (FHA|USDA|VA) 1 $165,000 $165,000 $8,234 6.25%
DANVILLE, IL (FHA|USDA|VA) 2 $160,000 $80,000 $4,120 5.56%
New Castle, IN (FHA|USDA|VA) 2 $160,000 $80,000 $4,986 5.50%
Bardstown, KY (FHA|USDA|VA) 1 $155,000 $155,000 $9,472 4.63%
Palestine, TX (FHA|USDA|VA) 1 $155,000 $155,000 $6,744 4.13%
Douglas, GA (FHA|USDA|VA) 1 $155,000 $155,000 $11,176 5.63%
ST. CLOUD, MN (FHA|USDA|VA) 1 $155,000 $155,000 $8,790 5.50%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 1 $155,000 $155,000 $8,749 3.88%
LAS CRUCES, NM (FHA|USDA|VA) 1 $155,000 $155,000 $9,088 6.25%
Greensburg, IN (FHA|USDA|VA) 1 $155,000 $155,000 $6,386 3.75%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $155,000 $155,000 $9,126 7.75%
Frankfort, IN (FHA|USDA|VA) 1 $155,000 $155,000 $5,327 3.75%
Gainesville, TX (FHA|USDA|VA) 1 $155,000 $155,000 $0 4.50%
COLUMBIA, MO (FHA|USDA|VA) 1 $155,000 $155,000 $3,899 6.25%
Somerset, PA (FHA|USDA|VA) 2 $150,000 $75,000 $4,198 4.13%
Jasper, AL (FHA|USDA|VA) 1 $145,000 $145,000 $1,507 6.75%
SHEBOYGAN, WI (FHA|USDA|VA) 1 $145,000 $145,000 $8,003 6.25%
Cordele, GA (FHA|USDA|VA) 1 $145,000 $145,000 $8,090 5.50%
MONROE, MI (FHA|USDA|VA) 1 $145,000 $145,000 $5,458 6.25%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $135,000 $135,000 $9,329 5.13%
Elk City, OK (FHA|USDA|VA) 1 $135,000 $135,000 $6,727 5.88%
Bonham, TX (FHA|USDA|VA) 1 $135,000 $135,000 $3,688 5.63%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $135,000 $135,000 $7,474 5.25%
Winfield, KS (FHA|USDA|VA) 1 $135,000 $135,000 $7,287 5.50%
New Philadelphia-Dover, OH (FHA|USDA|VA) 1 $135,000 $135,000 $9,573 7.25%
Columbus, MS (FHA|USDA|VA) 1 $125,000 $125,000 $7,261 7.75%
Norwalk, OH (FHA|USDA|VA) 1 $125,000 $125,000 $6,082 6.25%
Borger, TX (FHA|USDA|VA) 1 $125,000 $125,000 $428 6.75%
Mason City, IA (FHA|USDA|VA) 1 $125,000 $125,000 $4,292 3.50%
Pontiac, IL (FHA|USDA|VA) 1 $115,000 $115,000 $4,730 5.13%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $115,000 $115,000 $6,973 5.88%
Marshalltown, IA (FHA|USDA|VA) 1 $115,000 $115,000 $5,372 5.63%
Portsmouth, OH (FHA|USDA|VA) 1 $115,000 $115,000 $4,690 4.50%
Riverton, WY (FHA|USDA|VA) 1 $115,000 $115,000 $5,868 6.25%
Athens, TN (FHA|USDA|VA) 1 $115,000 $115,000 $5,988 6.25%
Taylorville, IL (FHA|USDA|VA) 2 $110,000 $55,000 $4,484 4.44%
Jackson, OH (FHA|USDA|VA) 1 $105,000 $105,000 $8,935 6.13%
BECKLEY, WV (FHA|USDA|VA) 1 $105,000 $105,000 $4,062 3.75%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $105,000 $105,000 $5,755 5.63%
Marion, IN (FHA|USDA|VA) 1 $105,000 $105,000 $5,012 4.75%
Durant, OK (FHA|USDA|VA) 1 $105,000 $105,000 $7,504 7.13%
Rockingham, NC (FHA|USDA|VA) 1 $105,000 $105,000 $4,212 5.13%
Minden, LA (FHA|USDA|VA) 1 $105,000 $105,000 $6,860 6.25%
Poplar Bluff, MO (FHA|USDA|VA) 1 $105,000 $105,000 $6,339 5.75%
Natchitoches, LA (FHA|USDA|VA) 1 $105,000 $105,000 $4,737 5.63%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $105,000 $105,000 $4,419 4.25%
MUNCIE, IN (FHA|USDA|VA) 2 $100,000 $50,000 $3,941 5.75%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 1 $95,000 $95,000 $5,184 6.25%
Batesville, AR (FHA|USDA|VA) 1 $95,000 $95,000 $1,546 6.25%
Seneca Falls, NY (FHA|USDA|VA) 1 $95,000 $95,000 $6,503 6.38%
YAUCO, PR (FHA|USDA|VA) 1 $95,000 $95,000 $6,091 3.25%
WILLIAMSPORT, PA (FHA|USDA|VA) 1 $85,000 $85,000 $5,824 6.75%
Hutchinson, KS (FHA|USDA|VA) 1 $85,000 $85,000 $2,740 5.88%
Corinth, MS (FHA|USDA|VA) 1 $85,000 $85,000 $5,418 6.25%
DECATUR, IL (FHA|USDA|VA) 1 $85,000 $85,000 $2,955 7.25%
Ashland, OH (FHA|USDA|VA) 1 $85,000 $85,000 $4,375 5.13%
MORGANTOWN, WV (FHA|USDA|VA) 1 $75,000 $75,000 $7,145 4.50%
Coshocton, OH (FHA|USDA|VA) 1 $75,000 $75,000 $4,106 4.38%
Ozark, AL (FHA|USDA|VA) 1 $75,000 $75,000 $5,247 3.88%
TWIN FALLS, ID (FHA|USDA|VA) 1 $75,000 $75,000 $6,690 5.13%
Morgan City, LA (FHA|USDA|VA) 1 $65,000 $65,000 $3,480 6.25%
Bedford, IN (FHA|USDA|VA) 1 $65,000 $65,000 $4,179 6.38%
Galesburg, IL (FHA|USDA|VA) 1 $65,000 $65,000 $3,693 3.88%
Campbellsville, KY (FHA|USDA|VA) 1 $65,000 $65,000 $5,627 7.00%
Zanesville, OH (FHA|USDA|VA) 1 $65,000 $65,000 $3,509 4.38%
Marion, NC (FHA|USDA|VA) 1 $65,000 $65,000 $6,097 5.63%
Seymour, IN (FHA|USDA|VA) 1 $65,000 $65,000 $5,537 5.38%
Brookhaven, MS (FHA|USDA|VA) 1 $55,000 $55,000 $4,838 7.13%
Adrian, MI (FHA|USDA|VA) 1 $45,000 $45,000 $3,482 4.25%
Equity Prime Mortgage's top markets include New York, Atlanta, Boston, Orlando, and Los Angeles among others.

Their top states include:
  • Florida (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • New Jersey (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Massachusetts (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against Equity Prime Mortgage based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    MISSION
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    PANHANDLE FEDERAL CREDIT UNION
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    Charter Oak Federal Credit Union
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    FHA 4,510 $1,238,280,000 $274,563 $12,228 5.31%
    Conventional 2,438 $829,210,000 $340,119 $7,714 4.94%
    VA 1,306 $426,850,000 $326,838 $9,912 5.33%
    USDA 188 $30,380,000 $161,596 $6,483 5.46%

    For 2022, Equity Prime Mortgage's most frequently originated type of loan was FHA, with 4,510 originations. Their 2nd most popular type was Conventional, with 2,438 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 5,529 $1,644,795,000 $297,485 $10,258 5.42%
    Cash Out Refi 2,346 $707,710,000 $301,667 $11,830 4.98%
    Refi 567 $172,215,000 $303,730 $7,964 4.10%

    For 2022, Equity Prime Mortgage's most frequently cited loan purpose was Home Purchase, with 5,529 originations. The 2nd most popular reason was Cash Out Refi, with 2,346 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 8,290 $2,490,280,000 $300,396 $10,604 5.23%
    15 Year 91 $23,365,000 $256,758 $6,387 3.69%
    20 Year 35 $6,435,000 $183,857 $6,517 5.07%
    Other 14 $4,120,000 $294,286 $13,054 5.11%
    10 Year 12 $520,000 $43,333 $2,367 5.74%

    For 2022, Equity Prime Mortgage's most frequently cited loan duration was 30 Year, with 8,290 originations. The 2nd most popular length was 15 Year, with 91 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 2,814 $1,009,900,000 $358,884
    $1k-2k 1,344 $404,320,000 $300,833
    $<1k 1,212 $294,810,000 $243,243
    $2k-3k 1,107 $296,035,000 $267,421
    $3k-4k 860 $214,340,000 $249,233
    $4k-5k 729 $191,825,000 $263,134

    Equity Prime Mortgage's average total fees were $10,604, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 2,814 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    5-6% 2,898 $861,230,000 $297,181
    4-5% 1,652 $499,300,000 $302,240
    3-4% 1,625 $528,245,000 $325,074
    6-7% 1,470 $414,220,000 $281,782
    7-8% 569 $157,635,000 $277,039
    2.5-3% 161 $49,565,000 $307,857
    <2.5% 46 $9,850,000 $214,130
    Over 8% 21 $4,675,000 $222,619

    During 2022, Equity Prime Mortgage's average interest rate for loans was 5.23%, while their most frequently originated rate bucket for loans was 5-6%, with 2,898 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 4,371 $1,277,925,000 $292,364 $10,843 5.22%
    $100k-200k 1,911 $297,495,000 $155,675 $7,376 5.33%
    $400k-600k 1,386 $657,950,000 $474,711 $13,378 5.12%
    $100,000 or less 410 $30,330,000 $73,976 $4,645 5.19%
    $600k-1MM 342 $232,840,000 $680,819 $18,244 4.88%
    $1MM+ 22 $28,180,000 $1,280,909 $33,081 4.99%

    2022 saw Equity Prime Mortgage place emphasis on $200k-400k loans with 4,371 originations, totaling $1,277,925,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 2,167 $498,355,000 $229,975 $9,332 5.20%
    $100k-150k 2,050 $753,710,000 $367,663 $12,362 5.29%
    $75k-100k 1,946 $573,040,000 $294,471 $10,885 5.27%
    $50k or less 1,142 $186,540,000 $163,345 $6,794 4.98%
    $150k-250k 865 $377,935,000 $436,919 $13,182 5.29%
    $250k+ 228 $120,010,000 $526,360 $13,352 5.09%

    Equity Prime Mortgage lent most frequently to those with incomes in the $50k-75k range, with 2,167 originations. The second most popular income band? $100k-150k, with 2,050 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    50-60% 1,327 $432,315,000 $325,784 $13,421 5.23%
    30-36% 1,071 $290,145,000 $270,910 $9,184 5.12%
    20-30% 864 $216,170,000 $250,197 $8,509 5.07%
    49% 436 $146,890,000 $336,904 $11,661 5.36%
    44% 403 $129,715,000 $321,873 $10,553 5.23%
    48% 401 $128,485,000 $320,411 $10,846 5.37%
    46% 375 $117,615,000 $313,640 $11,243 5.27%
    47% 374 $121,620,000 $325,187 $11,579 5.39%
    43% 365 $110,095,000 $301,630 $10,213 5.30%
    45% 360 $110,330,000 $306,472 $10,688 5.41%
    42% 357 $109,415,000 $306,485 $10,310 5.20%
    41% 333 $98,965,000 $297,192 $9,596 5.22%
    40% 316 $96,320,000 $304,810 $11,025 5.30%
    39% 301 $85,845,000 $285,199 $10,542 5.26%
    38% 277 $77,145,000 $278,502 $9,256 5.34%
    37% 276 $77,200,000 $279,710 $9,572 5.19%
    36% 248 $70,110,000 $282,702 $10,087 5.27%
    <20% 175 $48,275,000 $275,857 $8,597 5.10%
    >60% 76 $26,280,000 $345,789 $8,527 5.32%

    Equity Prime Mortgage lent most frequently to those with DTI ratios of 50-60%, with 1,327 originations. The next most common DTI ratio? 30-36%, with 1,071 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 5,270 $1,541,320,000 $292,471 $10,004 5.18%
    Not provided 1,402 $436,910,000 $311,633 $11,771 5.29%
    Black 1,435 $421,195,000 $293,516 $11,056 5.25%
    Asian 244 $97,660,000 $400,246 $12,161 5.04%
    American Indian 66 $20,120,000 $304,848 $11,371 5.38%
    Native Hawaiian or Islander 25 $7,515,000 $300,600 $9,250 5.46%

    Approval Rates

    Total approvals of all applications
    95.05%

    Equity Prime Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    34.87%

    Equity Prime Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 8,442 $2,524,720,000 $299,067

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    8,442 $2,524,720,000 $299,067

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 148 $31,100,000 $210,135 $7,680 5.10%
    40-60% 571 $151,335,000 $265,035 $8,872 4.88%
    60-80% 1,953 $599,325,000 $306,874 $10,854 4.99%
    80-100% 5,549 $1,678,125,000 $302,419 $10,572 5.33%
    Over 100% 177 $61,875,000 $349,576 $15,228 5.52%
    Under 20% 43 $2,675,000 $62,209 $2,915 3.75%