BIRMINGHAM - HOOVER Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Birmingham - Hoover averaged 7.04% for the week of 2024-04-18, compared to the national average of 7.1% for the same period.

The average rate for the prior week (2024-04-11) was 6.82% and one month ago for the week of 2024-03-14, the average rate was 6.88%.

Birmingham - Hoover's average rate one year ago was 6.21%.

For refis of the same type during the week of 2024-04-18, the average rate was 7.25%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-04-18 7.1%
Birmingham - Hoover 30 Year Fixed Rate 2024-04-18 7.04%
Birmingham - Hoover 30 Year Fixed Rate Refi 2024-04-18 7.25%
Birmingham - Hoover 15 Year Fixed Rate 2024-04-18 6.61%
Birmingham - Hoover 15 Year Fixed Rate Refi 2024-04-18 6.8%
Birmingham - Hoover 30 Year FHA 2024-04-18 6.8%
Birmingham - Hoover 30 Year FHA Refi 2024-04-18 6.96%
Birmingham - Hoover 30 Year USDA 2024-04-18 6.39%
Birmingham - Hoover 30 Year USDA Refi 2024-04-18 6.96%
Birmingham - Hoover 30 Year VA 2024-04-18 6.85%
Birmingham - Hoover 30 Year VA Refi 2024-04-18 6.56%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within BIRMINGHAM-HOOVER, AL.

BIRMINGHAM - HOOVER Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the BIRMINGHAM-HOOVER, AL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
Regions Bank 618 6.47% $4,588
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 435 6.85% $5,259
UNITED WHOLESALE MORTGAGE, LLC 407 6.69% $6,674
QUICKEN LOANS, LLC 378 6.73% $6,630
Trustmark National Bank 375 6.85% $3,963
Renasant Bank 265 6.66% $5,348
MOVEMENT MORTGAGE, LLC 236 6.74% $4,844
Prosperity Home Mortgage, LLC 208 6.88% $4,996
SouthPoint Bank 200 6.39% $5,830
FirstBank 174 6.85% $4,729
GUILD MORTGAGE COMPANY 165 6.80% $5,509
BancorpSouth 157 6.36% $5,038
Citizens Bank 152 6.85% $6,357
DHI MORTGAGE COMPANY, LTD. 146 5.53% $2,535
Assurance Financial Group, L.L.C. 144 7.10% $5,492
AVADIAN 127 6.08% $5,148
First Federal Bank, A FSB 113 6.49% $5,314
Wells Fargo Bank 108 6.55% $4,280
GMFS LLC 103 6.58% $5,612
UNION HOME MORTGAGE CORP. 102 7.08% $5,978
First Horizon Bank 99 6.53% $3,622
Synovus Bank 98 6.53% $4,757
South State Bank 96 6.53% $5,062
AMERICA'S FIRST 95 6.52% $5,093
FBC MORTGAGE, LLC 93 6.84% $7,741
ServisFirst Bank 81 7.13% $5,170
TJC Mortgage, Inc. 72 6.77% $6,275
LOANDEPOT.COM, LLC 61 6.78% $5,982
MORIA DEVELOPMENT, INC. 59 7.56% $3,513
Morgan Stanley Private Bank 49 5.98% $3,239
PENNYMAC LOAN SERVICES, LLC 48 6.86% $6,082
Ameris Bank 48 6.82% $4,977
JPMorgan Chase Bank 45 7.00% $5,176
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 45 7.30% $6,072
Mr. Cooper ( Nationstar Mortgage ) 44 6.90% $7,509
Truist 43 6.48% $4,503
VANDERBILT MORTGAGE AND FINANCE, INC. 43 7.21% $6,350
River Bank & Trust 40 6.91% $4,416
PNC Bank 39 6.68% $4,303
Northpointe Bank 38 6.76% $5,701
MORTGAGE INVESTORS GROUP, INC. 37 3.29% $4,603
FIRST COMMUNITY MORTGAGE, INC. 36 6.72% $4,993
ARK-LA-TEX FINANCIAL SERVICES, LLC. 35 7.17% $5,053
Liberty Mortgage Corporation 35 6.82% $3,158
Flagstar Bank, FSB 35 6.94% $4,564
GUARANTEED RATE, INC. 34 6.91% $5,277
First National Bank of America 34 10.13% $8,678
Plains Commerce Bank 32 6.73% $5,129
Bank of England 32 6.71% $4,825
ACOPIA, LLC 31 7.39% $4,301
NAVY FEDERAL CREDIT UNION 31 6.63% $3,747
THE MORTGAGE FIRM, INC. 28 6.64% $4,717
HOMEOWNERS FINANCIAL GROUP USA, LLC 28 6.98% $6,926
HUNT MORTGAGE CORPORATION 28 6.83% $4,742
NEWREZ LLC 26 6.77% $7,418
APCO EMPLOYEES 26 6.57% $3,246
USAA Federal Savings Bank 25 6.77% $3,955
STOCKTON MORTGAGE CORPORATION 24 7.13% $6,462
Hamilton Mortgage Corporation 24 6.93% $5,543
Cornerstone First Mortgage, Inc 24 6.79% $6,287
Mutual Savings Credit Union 22 5.27% $4,954
CMG MORTGAGE, INC. 22 7.07% $6,243
Bank of America 22 6.28% $4,455
AMERICAN PACIFIC MORTGAGE CORPORATION 22 7.05% $6,418
Community Bank of Mississippi 20 6.02% $5,718
Pinnacle Bank 20 6.82% $3,713
ALABAMA CREDIT UNION 19 5.53% $4,050
Princeton Mortgage Corporation 19 7.13% $5,848
Neighborhood Loans, Inc. 18 6.89% $4,836
BROKER SOLUTIONS, INC. 18 7.07% $7,086
CROSSCOUNTRY MORTGAGE, LLC 17 7.06% $6,257
U.S. Bank 16 6.64% $2,782
The Loan Store, Inc. 16 7.35% $9,613
Bryant Bank 16 6.40% $5,964
Mortgage Research Center, LLC 16 6.83% $3,441
FREEDOM MORTGAGE CORPORATION 14 7.26% $7,024
CARDINAL FINANCIAL 14 6.78% $7,245
DAS Acquisition Company, LLC 14 6.57% $8,890
21ST MORTGAGE CORPORATION 13 8.23% $5,783
CHERRY CREEK MORTGAGE, LLC 12 5.97% $671
REDSTONE Federal Credit Union 12 6.86% $2,522
AMERISAVE MORTGAGE CORPORATION 12 6.45% $9,213
Stifel Bank and Trust 11 5.67% $2,393
Colony Bank 11 6.28% $5,642
Raymond James Bank 11 5.47% $2,778
HOMEBRIDGE FINANCIAL SERVICES, INC. 10 6.45% $6,514
HOMESTAR FINANCIAL CORPORATION 10 6.14% $5,314
CHURCHILL MORTGAGE CORPORATION 10 6.95% $4,352
Ixonia Bank 10 7.10% $6,724
Eco Credit Union 9 5.50% $5,219
ROYAL UNITED MORTGAGE LLC 9 6.89% $9,326
PHH Mortgage Corporation 9 6.89% $5,044
AMERICAN FINANCIAL NETWORK, INC. 9 7.01% $7,736
NBKC BANK 9 6.63% $3,072
First Option Mortgage, LLC 9 8.69% $12,468
The Huntington National Bank 9 6.91% $4,888
BETTER MORTGAGE CORPORATION 8 6.22% $2,970
Alabama One Credit Union 8 6.67% $4,199
HOMESIDE FINANCIAL, LLC 8 6.67% $5,565
Carrington Mortgage Services, LLC 8 6.63% $6,337
ZILLOW HOME LOANS, LLC 8 7.03% $4,241
GUIDANCE RESIDENTIAL, LLC 7 7.20% $5,349
AlaTrust Credit Union 7 5.92% $4,137
NexBank 7 6.61% $4,044
EVERETT FINANCIAL, INC. 7 7.38% $9,715
Valley National Bank 7 6.39% $5,468
Consumer First Mortgage, Inc. 7 6.52% $5,066
MUTUAL OF OMAHA MORTGAGE, INC. 7 7.09% $5,307
PENTAGON FEDERAL CREDIT UNION 6 6.38% $5,297
Sierra Pacific Mortgage Company, Inc. 6 6.41% $8,391
BankPlus 6 6.67% $3,218
CANOPY MORTGAGE, LLC 6 7.12% $11,301
Farmers Bank & Trust 6 6.37% $4,667
DEEPHAVEN MORTGAGE LLC 6 8.85% $12,032
The Central Trust Bank 5 6.24% $3,749
Discover Bank 5 7.74% $0
CIS Financial Services, Inc. 5 8.00% $6,284
CB&S Bank, Inc. 5 6.81% $4,949
Ally Bank 5 6.30% $9,783
Wilmington Savings Fund Society, FSB 5 6.58% $2,608
ANGEL OAK MORTGAGE SOLUTIONS LLC 5 8.17% $9,430
United Community Bank 5 8.00% $5,015
GUARANTY HOME MORTGAGE CORPORATION 5 6.30% $6,335
PRIMELENDING, A PLAINSCAPITAL COMPANY 5 7.13% $6,927
HONDA Federal Credit Union 5 6.83% $6,605
Metro City Bank 5 7.45% $5,056
LAKEVIEW LOAN SERVICING, LLC 5 6.70% $7,512
LEADERONE FINANCIAL CORPORATION 4 6.91% $5,817
PREMIA MORTGAGE, LLC 4 6.66% $553
Paramount Residential Mortgage Group, Inc. 4 6.84% $6,886
INSPIRE HOME LOANS INC. 4 6.97% $5,024
Nations Lending Corporation 4 7.44% $5,255
INTERLINC MORTGAGE SERVICES, LLC 4 6.56% $7,390
MORTGAGE ACCESS CORP. 4 6.90% $7,479
FIRST COLONY MORTGAGE CORPORATION 4 7.59% $8,778
SECURITYNATIONAL MORTGAGE COMPANY 4 6.61% $8,381
Jefferson Credit Union 4 7.24% $3,339
DIGITAL Federal Credit Union 4 6.41% $2,958
Florida Capital Bank 4 6.90% $9,092
Citadel Servicing Corporation 4 9.63% $5,943
Gateway First Bank 4 6.63% $3,679
Capital City Home Loans, LLC 4 6.22% $5,875
BMO Harris Bank 4 6.06% $4,028
Tyndall Federal Credit Union 4 6.72% $5,091
AOD Federal Credit Union 4 5.35% $3,721
ARC HOME LLC 4 7.34% $5,813
KELLER MORTGAGE, LLC 3 6.17% $2,902
RBC Bank, (Georgia) 3 5.83% $1,463
LENDSURE MORTGAGE CORP. 3 9.25% $12,087
SWBC MORTGAGE CORPORATION 3 6.83% $7,818
Associated Credit Union 3 5.75% $5,365
SUN WEST MORTGAGE COMPANY, INC. 3 7.42% $3,993
RELIANCE FIRST CAPITAL, LLC 3 6.79% $10,301
M&T Bank 3 6.08% $6,520
Charles Schwab Bank, SSB 3 5.29% $6,135
Citibank 3 5.96% $2,578
HOMESTEAD FUNDING CORP. 3 6.08% $3,689
The Federal Savings Bank 3 7.13% $5,158
NFM, INC. 3 7.37% $4,851
MAX Credit Union 3 7.25% $4,062
DRAPER AND KRAMER MORTGAGE CORP. 3 6.75% $4,008
Beeline Loans, Inc. 3 7.75% $6,169
North American Savings Bank, F.S.B. 3 8.38% $4,121
ACADEMY MORTGAGE CORPORATION 3 6.58% $6,904
FirstTrust Home Loans, Inc. 3 7.38% $7,125
Hancock Whitney Bank 2 6.44% $2,790
ALABAMA TEACHERS 2 5.00% $2,317
American Mortgage & Equity Consultants, Inc. 2 8.56% $6,076
Arvest Bank 2 7.19% $3,358
ASCEND FEDERAL CREDIT UNION 2 6.06% $2,657
Bank Independent 2 6.18% $5,994
Bank of Tennessee 2 6.88% $5,134
BANKSOUTH MORTGAGE COMPANY, LLC 2 6.88% $6,674
Baxter Credit Union 2 6.56% $5,315
BAY EQUITY LLC 2 6.43% $2,938
CALIBER HOME LOANS, INC. 2 6.43% $7,472
Capitol Federal Savings Bank 2 3.25% $7,152
CORNERSTONE HOME LENDING, INC. 2 6.88% $6,549
DELTA COMMUNITY CREDIT UNION 2 7.44% $4,647
EVANSVILLE TEACHERS 2 7.06% $3,552
FIDELITY BANK 2 7.00% $7,950
First Federal Bank 2 6.56% $2,890
Five Star Credit Union 2 6.19% $5,510
FLAT BRANCH MORTGAGE, INC. 2 7.56% $3,021
General Mortgage Capital Corporation 2 7.25% $3,809
GENEVA FINANCIAL, LLC 2 6.81% $6,068
GEORGIA UNITED 2 6.94% $4,968
Goldman Sachs Bank USA 2 5.95% $4,986
Legends Bank 2 6.19% $2,895
Listerhill Credit Union 2 6.50% $3,801
Merchants Bank of Indiana 2 6.25% $3,908
MICHIGAN MUTUAL, INC. 2 7.06% $3,925
MILEND, INC. 2 7.38% $9,164
NMSI, INC. 2 6.81% $6,303
PLANET HOME LENDING, LLC 2 6.56% $6,207
Presidential Bank, FSB 2 7.25% $5,657
SmartBank 2 6.44% $3,439
THRIVE MORTGAGE, LLC 2 7.25% $6,682
THRIVENT Federal Credit Union 2 6.31% $5,612
UBS Bank USA 2 5.81% $3,949
Warsaw Federal Savings and Loan Association 2 7.68% $5,327
MAYO EMPLOYEES FEDERAL CREDIT UNION 1 6.50% $5,190
Victorian Finance, LLC 1 7.63% $6,098
Marquette Bank 1 6.25% $2,135
Magnolia Bank 1 6.88% $2,920
Old National Bank 1 6.75% $2,525
Lincoln Savings Bank 1 6.88% $2,451
Leader Bank 1 7.63% $4,326
KINECTA 1 6.13% $18,924
JMAC LENDING, INC. 1 6.50% $7,327
ITHINK FINANCIAL Credit Union 1 7.25% $5,989
Inwood National Bank 1 7.00% $11,954
V.I.P. MORTGAGE, INC. 1 7.38% $4,691
PLAZA HOME MORTGAGE, INC. 1 6.25% $13,398
INTERCAP LENDING INC. 1 7.25% $3,119
Horizon Bank 1 7.50% $5,673
PREMIER MORTGAGE RESOURCES, L.L.C. 1 6.88% $7,320
A&D Mortgage LLC 1 9.63% $1,090
HOMETRUST MORTGAGE COMPANY 1 6.63% $3,067
Gulf Winds Credit Union 1 5.44% $2,511
GUARANTEED RATE AFFINITY, LLC 1 6.99% $6,610
Grow Financial Federal Credit Union 1 5.25% $4,942
Quontic Bank 1 9.00% $7,315
Goldwater Bank, N.A. 1 6.38% $3,393
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 6.63% $9,447
GEORGIA'S OWN 1 4.50% $4,206
Generations Bank 1 6.88% $3,152
First Savings Bank 1 6.25% $3,613
First National Bank of Omaha 1 7.50% $2,852
First Federal Bank of Kansas City 1 8.13% $2,703
First Bank 1 5.88% $3,396
RUOFF MORTGAGE COMPANY, INC. 1 5.63% $4,218
S1L, Inc. 1 5.99% $7,131
SeaTrust Mortgage Company 1 7.25% $5,132
Fifth Third Bank 1 7.50% $5,398
EMM LOANS LLC 1 7.63% $11,582
EMBRACE HOME LOANS, INC. 1 5.88% $6,795
SIRVA MORTGAGE, INC. 1 7.00% $0
Waterstone Mortgage Corporation 1 6.63% $7,962
Southern Bank 1 7.38% $2,639
DG PINNACLE FUNDING LLC 1 7.25% $6,302
DELMAR FINANCIAL COMPANY 1 6.50% $3,829
STAR ONE CREDIT UNION 1 5.63% $2,339
S&T Bank 1 5.88% $3,069
CRESCENT MORTGAGE COMPANY 1 7.13% $5,528
COUNTRYPLACE MORTGAGE, LTD. 1 6.88% $4,970
Suncoast Credit Union 1 5.50% $2,902
CONTOUR MORTGAGE CORPORATION 1 5.50% $3,658
COMMUNITY MORTGAGE CORPORATION 1 6.63% $2,737
Commerce Home Mortgage, Inc. 1 8.88% $9,820
Commerce Bank 1 5.50% $4,093
The Dart Bank 1 7.00% $3,348
City National Bank of Florida 1 6.00% $2,989
City National Bank 1 6.80% $4,892
CITIZENS EQUITY FIRST 1 5.75% $2,935
Choice Financial Group 1 6.38% $7,580
Allied First Bank,sb 1 7.38% $2,647
Alcova Mortgage LLC 1 6.50% $5,009
Century Mortgage Company DBA Century Lending Company 1 7.25% $9,890
TOTAL MORTGAGE SERVICES, LLC 1 7.38% $4,164
BOKF 1 6.50% $3,443
BNY Mellon 1 5.25% $3,971
BNC National Bank 1 5.75% $4,021
Wolfe Financial, Inc 1 6.50% $5,402
Barrington Bank & Trust Company, N.A. 1 6.88% $4,011
Bank-Fund Staff Federal Credit Union 1 5.25% $2,669
ATLANTA POSTAL 1 7.75% $5,062
AMERICAN INTERNET MORTGAGE, INC. 1 5.25% $11,775
AMERICAN HERITAGE LENDING, INC. 1 10.13% $8,306
AMERICAN FINANCING CORPORATION 1 7.13% $7,745
AMCAP MORTGAGE, LTD. 1 6.25% $3,839
NATIONS DIRECT MORTGAGE, LLC 1 7.63% $6,756
NATIONWIDE MORTGAGE BANKERS, INC. 1 7.38% $6,854
MORTGAGE FINANCIAL SERVICES, LLC 1 7.13% $7,395
Mortgage Assurance Inc. 1 6.88% $6,972
MID AMERICA MORTGAGE, INC. 1 7.25% $2,587
MEMBER ONE 1 6.50% $2,460
MEMBER FIRST MORTGAGE, LLC 1 7.38% $3,290
NEXERA HOLDING LLC 1 9.88% $19,870

BIRMINGHAM - HOOVER Average Closing Costs & Other Stats

BIRMINGHAM-HOOVER, AL's 279 lenders originated 22,312 loans during 2023. The total origination value was $5,450,240,000, with an average loan value of $244,274.

BIRMINGHAM - HOOVER's average closing costs are $4,723.

The top BIRMINGHAM - HOOVER lender as defined by loan originations is Regions Bank, with 618 loans originated. Their average total fees are $4,588, which is $671 lower than the next largest lender, FAIRWAY INDEPENDENT MORTGAGE CORPORATION.

The lowest fee BIRMINGHAM - HOOVER lenders (with over 10 loans originated) are CHERRY CREEK MORTGAGE, LLC ($671), Stifel Bank and Trust ($2,393), REDSTONE Federal Credit Union ($2,522), DHI MORTGAGE COMPANY, LTD. ($2,535) and Raymond James Bank ($2,778).

The lowest rate BIRMINGHAM - HOOVER lenders (with over 10 loans originated) are MORTGAGE INVESTORS GROUP, INC. (3.29%), Mutual Savings Credit Union (5.27%), Raymond James Bank (5.47%), DHI MORTGAGE COMPANY, LTD. (5.53%) and ALABAMA CREDIT UNION (5.53%).

BIRMINGHAM-HOOVER, AL Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
Regions Bank $573,580,000 $453,000,000 -21.0% 8.3%
UNITED WHOLESALE MORTGAGE, LLC $255,915,000 $252,165,000 -1.5% 4.6%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $311,150,000 $194,935,000 -37.4% 3.6%
QUICKEN LOANS, LLC $328,720,000 $194,320,000 -40.9% 3.6%
Renasant Bank $254,555,000 $147,270,000 -42.1% 2.7%
Trustmark National Bank $242,525,000 $136,725,000 -43.6% 2.5%
AMERICA'S FIRST $189,575,000 $128,540,000 -32.2% 2.4%
Wells Fargo Bank $143,620,000 $128,125,000 -10.8% 2.4%
DHI MORTGAGE COMPANY, LTD. $78,095,000 $115,990,000 48.5% 2.1%
MOVEMENT MORTGAGE, LLC $178,605,000 $113,420,000 -36.5% 2.1%
FirstBank $195,805,000 $113,020,000 -42.3% 2.1%
SouthPoint Bank $135,145,000 $112,085,000 -17.1% 2.1%
LENDINGONE, LLC $9,685,000 $103,525,000 968.9% 1.9%
BancorpSouth $170,930,000 $103,500,000 -39.4% 1.9%
AVADIAN $33,375,000 $92,915,000 178.4% 1.7%
Prosperity Home Mortgage, LLC $119,855,000 $88,445,000 -26.2% 1.6%
GUILD MORTGAGE COMPANY $95,175,000 $86,415,000 -9.2% 1.6%
Synovus Bank $135,600,000 $81,650,000 -39.8% 1.5%
Valley National Bank $5,015,000 $75,395,000 1,403.4% 1.4%
WALKER & DUNLOP, LLC $73,835,000 $70,330,000 -4.7% 1.3%
FBC MORTGAGE, LLC $63,030,000 $69,225,000 9.8% 1.3%
ServisFirst Bank $88,020,000 $66,950,000 -23.9% 1.2%
Mortgage Research Center, LLC $75,145,000 $65,305,000 -13.1% 1.2%
Citizens Bank $2,485,000 $62,145,000 2,400.8% 1.1%
PNC Bank $139,640,000 $61,335,000 -56.1% 1.1%
First Horizon Bank $70,385,000 $59,450,000 -15.5% 1.1%
River Bank & Trust $29,680,000 $56,545,000 90.5% 1.0%
GMFS LLC $92,625,000 $50,815,000 -45.1% 0.9%
First Federal Bank, A FSB $72,730,000 $50,440,000 -30.6% 0.9%
GREYSTONE SERVICING COMPANY LLC $3,190,000 $50,190,000 1,473.4% 0.9%
Assurance Financial Group, L.L.C. $80,280,000 $46,405,000 -42.2% 0.9%
UNION HOME MORTGAGE CORP. $23,420,000 $45,010,000 92.2% 0.8%
LOANDEPOT.COM, LLC $135,210,000 $44,695,000 -66.9% 0.8%
PENNYMAC LOAN SERVICES, LLC $67,575,000 $42,855,000 -36.6% 0.8%
The Hometown Bank of Alabama $41,140,000 $41,180,000 0.1% 0.8%
NAVY FEDERAL CREDIT UNION $47,295,000 $39,380,000 -16.7% 0.7%
APCO EMPLOYEES $55,745,000 $38,210,000 -31.5% 0.7%
VANDERBILT MORTGAGE AND FINANCE, INC. $40,220,000 $35,780,000 -11.0% 0.7%
Truist $129,140,000 $33,560,000 -74.0% 0.6%
South State Bank $38,540,000 $32,940,000 -14.5% 0.6%
TJC Mortgage, Inc. $60,875,000 $32,905,000 -45.9% 0.6%
Bryant Bank $33,190,000 $32,570,000 -1.9% 0.6%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $2,210,000 $31,970,000 1,346.6% 0.6%
FREEDOM MORTGAGE CORPORATION $58,060,000 $29,335,000 -49.5% 0.5%
Community Bank of Mississippi $24,500,000 $29,250,000 19.4% 0.5%
Morgan Stanley Private Bank $27,020,000 $27,835,000 3.0% 0.5%
Northpointe Bank $46,375,000 $27,825,000 -40.0% 0.5%
Ameris Bank $28,350,000 $27,705,000 -2.3% 0.5%
Hamilton Mortgage Corporation $21,885,000 $25,005,000 14.3% 0.5%
Mr. Cooper ( Nationstar Mortgage ) $71,405,000 $23,810,000 -66.7% 0.4%
GUARANTEED RATE, INC. $10,180,000 $22,110,000 117.2% 0.4%
Metro Bank $13,610,000 $22,060,000 62.1% 0.4%
Pinnacle Bank $2,505,000 $21,435,000 755.7% 0.4%
Plains Commerce Bank $16,835,000 $20,425,000 21.3% 0.4%
NEWREZ LLC $24,045,000 $20,280,000 -15.7% 0.4%
Bank of America $35,300,000 $20,125,000 -43.0% 0.4%
Bank of England $32,805,000 $19,695,000 -40.0% 0.4%
Flagstar Bank, FSB $31,795,000 $18,830,000 -40.8% 0.3%
STOCKTON MORTGAGE CORPORATION $670,000 $18,515,000 2,663.4% 0.3%
Central State Bank $28,845,000 $18,270,000 -36.7% 0.3%
THE MORTGAGE FIRM, INC. $27,920,000 $17,700,000 -36.6% 0.3%
USAA Federal Savings Bank $21,885,000 $17,015,000 -22.3% 0.3%
21ST MORTGAGE CORPORATION $14,030,000 $16,925,000 20.6% 0.3%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $17,755,000 $15,980,000 -10.0% 0.3%
Cornerstone First Mortgage, Inc $660,000 $15,480,000 2,245.5% 0.3%
BROKER SOLUTIONS, INC. $20,190,000 $15,360,000 -23.9% 0.3%
HUNT MORTGAGE CORPORATION $20,360,000 $15,335,000 -24.7% 0.3%
Liberty Mortgage Corporation $27,865,000 $15,310,000 -45.1% 0.3%
AMERICAN FINANCIAL NETWORK, INC. $14,890,000 n/a 0.3%
JPMorgan Chase Bank $23,895,000 $14,885,000 -37.7% 0.3%
FIRST COMMUNITY MORTGAGE, INC. $19,850,000 $14,245,000 -28.2% 0.3%
HOMEOWNERS FINANCIAL GROUP USA, LLC $16,375,000 $13,620,000 -16.8% 0.2%
MORTGAGE INVESTORS GROUP, INC. $24,125,000 $13,460,000 -44.2% 0.2%
CMG MORTGAGE, INC. $10,635,000 $12,965,000 21.9% 0.2%
AMERISAVE MORTGAGE CORPORATION $36,180,000 $12,920,000 -64.3% 0.2%
Princeton Mortgage Corporation $1,590,000 $12,770,000 703.1% 0.2%
First Financial Bank $6,725,000 $12,465,000 85.4% 0.2%
COREVEST AMERICAN FINANCE LENDER LLC $735,000 $11,925,000 1,522.4% 0.2%
CROSSCOUNTRY MORTGAGE, LLC $11,460,000 $11,270,000 -1.7% 0.2%
Mutual Savings Credit Union $16,445,000 $10,340,000 -37.1% 0.2%
HOMESTAR FINANCIAL CORPORATION $5,525,000 $10,315,000 86.7% 0.2%
CARDINAL FINANCIAL $12,390,000 $10,135,000 -18.2% 0.2%
LEGACY COMMUNITY FEDERAL CREDIT UNION $15,510,000 $10,120,000 -34.8% 0.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $11,860,000 $9,910,000 -16.4% 0.2%
ACOPIA, LLC $245,000 $9,555,000 3,800.0% 0.2%
ALL IN $1,320,000 $9,550,000 623.5% 0.2%
U.S. Bank $27,485,000 $9,470,000 -65.5% 0.2%
First Bank of Alabama $9,295,000 $9,360,000 0.7% 0.2%
United Community Bank $2,385,000 $8,970,000 276.1% 0.2%
LENDINGHOME FUNDING CORPORATION $3,345,000 $8,920,000 166.7% 0.2%
Discover Bank $7,445,000 $8,890,000 19.4% 0.2%
DAS Acquisition Company, LLC $630,000 $8,790,000 1,295.2% 0.2%
Stifel Bank and Trust $12,225,000 $8,555,000 -30.0% 0.2%
Carrington Mortgage Services, LLC $13,460,000 $8,375,000 -37.8% 0.2%
CANOPY MORTGAGE, LLC $595,000 $8,125,000 1,265.5% 0.1%
PENTAGON FEDERAL CREDIT UNION $7,960,000 $8,125,000 2.1% 0.1%
ALABAMA CREDIT UNION $8,885,000 $8,085,000 -9.0% 0.1%
TRIAD FINANCIAL SERVICES, INC. $11,855,000 $8,050,000 -32.1% 0.1%
The Loan Store, Inc. $8,040,000 n/a 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $24,830,000 $8,030,000 -67.7% 0.1%
ACIPCO Federal Credit Union $19,145,000 $7,505,000 -60.8% 0.1%
First National Bank of America $9,130,000 $7,395,000 -19.0% 0.1%
CB&S Bank, Inc. $11,895,000 $7,245,000 -39.1% 0.1%
Raymond James Bank $5,755,000 $7,135,000 24.0% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $7,450,000 $6,915,000 -7.2% 0.1%
EVERETT FINANCIAL, INC. $19,750,000 $6,485,000 -67.2% 0.1%
INSPIRE HOME LOANS INC. $1,520,000 $6,455,000 324.7% 0.1%
Traditions Bank $7,335,000 $6,415,000 -12.5% 0.1%
CIS Financial Services, Inc. $4,705,000 $6,085,000 29.3% 0.1%
BankPlus $7,340,000 $6,080,000 -17.2% 0.1%
Colony Bank $1,955,000 $6,000,000 206.9% 0.1%
The Federal Savings Bank $8,965,000 $5,940,000 -33.7% 0.1%
NEW DAY FINANCIAL, LLC $16,770,000 $5,580,000 -66.7% 0.1%
First Option Mortgage, LLC $2,605,000 $5,565,000 113.6% 0.1%
The Huntington National Bank $740,000 $5,500,000 643.2% 0.1%
EvaBank $10,870,000 $5,480,000 -49.6% 0.1%
Guardian Credit Union $8,475,000 $5,350,000 -36.9% 0.1%
LAKEVIEW LOAN SERVICING, LLC $19,185,000 $5,340,000 -72.2% 0.1%
VILLAGE CAPITAL MORTGAGE $4,970,000 $5,170,000 4.0% 0.1%
RELIANCE FIRST CAPITAL, LLC $7,065,000 $5,120,000 -27.5% 0.1%
ISERVE RESIDENTIAL LENDING, LLC $3,845,000 $5,050,000 31.3% 0.1%
BankFirst Financial Services $6,845,000 $5,045,000 -26.3% 0.1%
Figure Lending LLC $6,630,000 $4,920,000 -25.8% 0.1%
AlaTrust Credit Union $6,175,000 $4,915,000 -20.4% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $3,980,000 $4,885,000 22.7% 0.1%
Ixonia Bank $1,715,000 $4,845,000 182.5% 0.1%
Eco Credit Union $8,915,000 $4,820,000 -45.9% 0.1%
Magnolia Bank $1,940,000 $4,815,000 148.2% 0.1%
MID AMERICA MORTGAGE, INC. $3,590,000 $4,690,000 30.6% 0.1%
Goldman Sachs Bank USA $1,395,000 $4,510,000 223.3% 0.1%
REDSTONE Federal Credit Union $8,620,000 $4,510,000 -47.7% 0.1%
RF Renovo Management Company, LLC $1,510,000 $4,430,000 193.4% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $6,480,000 $4,415,000 -31.9% 0.1%
MILEND, INC. $4,380,000 $4,380,000 0.0% 0.1%
NBKC BANK $6,060,000 $4,335,000 -28.5% 0.1%
HOMESIDE FINANCIAL, LLC $10,190,000 $3,990,000 -60.8% 0.1%
Paramount Residential Mortgage Group, Inc. $3,775,000 $3,915,000 3.7% 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $6,600,000 $3,890,000 -41.1% 0.1%
SmartBank $3,970,000 $3,825,000 -3.7% 0.1%
SOUTHWEST STAGE FUNDING, LLC $1,925,000 $3,825,000 98.7% 0.1%
MORIA DEVELOPMENT, INC. $3,675,000 n/a 0.1%
Farmers Bank & Trust $1,025,000 $3,650,000 256.1% 0.1%
Citadel Servicing Corporation $940,000 $3,580,000 280.9% 0.1%
Peoples Bank of Alabama $15,670,000 $3,570,000 -77.2% 0.1%
GUARANTY HOME MORTGAGE CORPORATION $36,650,000 $3,455,000 -90.6% 0.1%
NobleBank & Trust $4,060,000 $3,445,000 -15.1% 0.1%
DEEPHAVEN MORTGAGE LLC $400,000 $3,415,000 753.8% 0.1%
HONDA Federal Credit Union $5,195,000 $3,410,000 -34.4% 0.1%
LIMA ONE CAPITAL, LLC $9,060,000 $3,315,000 -63.4% 0.1%
BETTER MORTGAGE CORPORATION $19,025,000 $3,265,000 -82.8% 0.1%
PLANET HOME LENDING, LLC $4,265,000 $3,255,000 -23.7% 0.1%
Alabama One Credit Union $4,660,000 $3,250,000 -30.3% 0.1%
Coastal Community Bank $3,225,000 n/a 0.1%
Neighborhood Loans, Inc. $65,000 $3,145,000 4,738.5% 0.1%
SPRING EQ, LLC $5,235,000 $3,060,000 -41.5% 0.1%
Barrington Bank & Trust Company, N.A. $6,065,000 $3,015,000 -50.3% 0.1%
ROYAL UNITED MORTGAGE LLC $4,315,000 $3,015,000 -30.1% 0.1%
Equity Prime Mortgage LLC $2,345,000 $2,970,000 26.7% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $10,270,000 $2,910,000 -71.7% 0.1%
DOMINION FINANCIAL SERVICES, LLC $2,765,000 $2,830,000 2.4% 0.1%
CORNERSTONE HOME LENDING, INC. $2,505,000 $2,780,000 11.0% 0.1%
VELOCITY COMMERCIAL CAPITAL, LLC $3,255,000 $2,770,000 -14.9% 0.1%
AMERICAN HERITAGE LENDING, INC. $85,000 $2,760,000 3,147.1% 0.1%
The Central Trust Bank $175,000 $2,730,000 1,460.0% 0.1%
GUIDANCE RESIDENTIAL, LLC $2,990,000 $2,600,000 -13.0% 0.0%
CHURCHILL MORTGAGE CORPORATION $6,315,000 $2,550,000 -59.6% 0.0%
Ally Bank $8,680,000 $2,540,000 -70.7% 0.0%
CLEARPATH LENDING $5,230,000 $2,470,000 -52.8% 0.0%
ACADEMY MORTGAGE CORPORATION $225,000 $2,435,000 982.2% 0.0%
Sierra Pacific Mortgage Company, Inc. $5,660,000 $2,410,000 -57.4% 0.0%
THRIVE MORTGAGE, LLC $2,390,000 n/a 0.0%
Mid-Continent Funding, Inc. $1,090,000 $2,385,000 118.8% 0.0%
Citibank $3,195,000 $2,360,000 -26.1% 0.0%
ZILLOW HOME LOANS, LLC $2,915,000 $2,340,000 -19.7% 0.0%
DIGITAL Federal Credit Union $1,485,000 $2,305,000 55.2% 0.0%
Metro City Bank $4,640,000 $2,275,000 -51.0% 0.0%
Marion Bank & Trust Company $2,215,000 n/a 0.0%
LEADERONE FINANCIAL CORPORATION $34,260,000 $2,200,000 -93.6% 0.0%
Robertson Banking Company $2,170,000 n/a 0.0%
SUN WEST MORTGAGE COMPANY, INC. $4,525,000 $2,130,000 -52.9% 0.0%
Presidential Bank, FSB $2,125,000 n/a 0.0%
Evolve Bank & Trust $950,000 $2,115,000 122.6% 0.0%
AMWEST FUNDING CORP. $1,915,000 $2,055,000 7.3% 0.0%
FIRST TECHNOLOGY $2,055,000 n/a 0.0%
Citizens Bank & Trust $1,675,000 $1,980,000 18.2% 0.0%
NFM, INC. $1,570,000 $1,965,000 25.2% 0.0%
Charles Schwab Bank, SSB $4,185,000 $1,955,000 -53.3% 0.0%
MORTGAGE ACCESS CORP. $1,550,000 $1,925,000 24.2% 0.0%
M&T Bank $3,320,000 $1,925,000 -42.0% 0.0%
PHH Mortgage Corporation $4,930,000 $1,905,000 -61.4% 0.0%
Consumer First Mortgage, Inc. $4,710,000 $1,895,000 -59.8% 0.0%
FIRST COLONY MORTGAGE CORPORATION $1,825,000 n/a 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $3,735,000 $1,820,000 -51.3% 0.0%
BMO Harris Bank $2,625,000 $1,785,000 -32.0% 0.0%
INTERLINC MORTGAGE SERVICES, LLC $36,210,000 $1,715,000 -95.3% 0.0%
UBS Bank USA $3,805,000 $1,715,000 -54.9% 0.0%
BNY Mellon $1,110,000 $1,710,000 54.1% 0.0%
Gateway First Bank $4,185,000 $1,690,000 -59.6% 0.0%
Tyndall Federal Credit Union $665,000 $1,680,000 152.6% 0.0%
FINANCE OF AMERICA REVERSE LLC $995,000 $1,665,000 67.3% 0.0%
Capitol Federal Savings Bank $9,705,000 $1,660,000 -82.9% 0.0%
The Exchange Bank of Alabama $1,495,000 $1,640,000 9.7% 0.0%
West Alabama Bank & Trust $4,625,000 $1,635,000 -64.6% 0.0%
EVANSVILLE TEACHERS $9,155,000 $1,615,000 -82.4% 0.0%
Nations Lending Corporation $4,115,000 $1,585,000 -61.5% 0.0%
A&D Mortgage LLC $930,000 $1,555,000 67.2% 0.0%
American Mortgage & Equity Consultants, Inc. $1,535,000 n/a 0.0%
BANKSOUTH MORTGAGE COMPANY, LLC $1,755,000 $1,535,000 -12.5% 0.0%
TOWNE MORTGAGE COMPANY $175,000 $1,535,000 777.1% 0.0%
Century Mortgage Company DBA Century Lending Company $805,000 $1,530,000 90.1% 0.0%
NexBank $1,260,000 $1,525,000 21.0% 0.0%
Bank Independent $935,000 $1,520,000 62.6% 0.0%
CSL Financial, LLC $2,665,000 $1,520,000 -43.0% 0.0%
Capital City Home Loans, LLC $205,000 $1,430,000 597.6% 0.0%
PLAZA HOME MORTGAGE, INC. $3,750,000 $1,430,000 -61.9% 0.0%
ALABAMA TEACHERS $4,630,000 $1,410,000 -69.5% 0.0%
North American Savings Bank, F.S.B. $3,525,000 $1,405,000 -60.1% 0.0%
Florida Capital Bank $335,000 $1,380,000 311.9% 0.0%
Commerce Bank $1,375,000 n/a 0.0%
DELTA COMMUNITY CREDIT UNION $350,000 $1,370,000 291.4% 0.0%
First South Farm Credit, ACA $1,050,000 $1,340,000 27.6% 0.0%
ENVOY MORTGAGE, LTD $1,450,000 $1,320,000 -9.0% 0.0%
CHERRY CREEK MORTGAGE, LLC $3,145,000 $1,315,000 -58.2% 0.0%
PREMIA MORTGAGE, LLC $2,985,000 $1,305,000 -56.3% 0.0%
KELLER MORTGAGE, LLC $8,755,000 $1,290,000 -85.3% 0.0%
Liberty Bank and Trust Company $1,265,000 n/a 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $525,000 $1,255,000 139.0% 0.0%
First Savings Bank $1,495,000 $1,215,000 -18.7% 0.0%
HOMESTEAD FUNDING CORP. $1,900,000 $1,215,000 -36.1% 0.0%
BAY EQUITY LLC $2,745,000 $1,205,000 -56.1% 0.0%
S1L, Inc. $890,000 $1,155,000 29.8% 0.0%
SWBC MORTGAGE CORPORATION $1,115,000 n/a 0.0%
NEXERA HOLDING LLC $1,095,000 n/a 0.0%
PINNACLE BANK $1,090,000 n/a 0.0%
CRESCENT MORTGAGE COMPANY $600,000 $1,085,000 80.8% 0.0%
SIRVA MORTGAGE, INC. $335,000 $1,065,000 217.9% 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $3,880,000 $1,030,000 -73.5% 0.0%
Wilmington Savings Fund Society, FSB $290,000 $1,030,000 255.2% 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $3,775,000 $1,015,000 -73.1% 0.0%
Victorian Finance, LLC $560,000 $1,015,000 81.3% 0.0%
KINECTA $205,000 $1,005,000 390.2% 0.0%
RBC Bank, (Georgia) $990,000 n/a 0.0%
Legends Bank $790,000 $985,000 24.7% 0.0%
LONGBRIDGE FINANCIAL, LLC $340,000 $970,000 185.3% 0.0%
Associated Credit Union $365,000 $965,000 164.4% 0.0%
Liberty Bank $925,000 $965,000 4.3% 0.0%
BNC National Bank $2,565,000 $955,000 -62.8% 0.0%
EMBRACE HOME LOANS, INC. $3,260,000 $955,000 -70.7% 0.0%
LENDSURE MORTGAGE CORP. $945,000 n/a 0.0%
Bank of Tennessee $425,000 $930,000 118.8% 0.0%
EMM LOANS LLC $1,525,000 $930,000 -39.0% 0.0%
CONTOUR MORTGAGE CORPORATION $960,000 $920,000 -4.2% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $765,000 $915,000 19.6% 0.0%
GENEVA FINANCIAL, LLC $2,960,000 $900,000 -69.6% 0.0%
Jefferson Credit Union $3,510,000 $890,000 -74.6% 0.0%
LOANPAL, LLC $890,000 n/a 0.0%
GUARANTEED RATE AFFINITY, LLC $2,250,000 $880,000 -60.9% 0.0%
S&T Bank $875,000 n/a 0.0%
AOD Federal Credit Union $1,775,000 $870,000 -51.0% 0.0%
Hancock Whitney Bank $660,000 $870,000 31.8% 0.0%
Secured Investment Corp. $1,245,000 $870,000 -30.1% 0.0%
MICHIGAN MUTUAL, INC. $1,040,000 $860,000 -17.3% 0.0%
Armed Forces Bank $1,720,000 $850,000 -50.6% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $855,000 $850,000 -0.6% 0.0%
Arvest Bank $1,380,000 $835,000 -39.5% 0.0%
GEORGIA'S OWN $1,235,000 $820,000 -33.6% 0.0%
First Southern Bank $1,625,000 $815,000 -49.8% 0.0%
COUNTRYPLACE MORTGAGE, LTD. $2,155,000 $805,000 -62.6% 0.0%
PREMIER MORTGAGE RESOURCES, L.L.C. $805,000 n/a 0.0%
Listerhill Credit Union $975,000 $795,000 -18.5% 0.0%
Baxter Credit Union $4,845,000 $785,000 -83.8% 0.0%
First Metro Bank $780,000 n/a 0.0%
NMSI, INC. $780,000 n/a 0.0%
HOMEXPRESS MORTGAGE CORP. $765,000 n/a 0.0%
ALABAMA STATE EMPLOYEES CREDIT UNION $1,025,000 $760,000 -25.9% 0.0%
City National Bank $660,000 $755,000 14.4% 0.0%
FIDELITY BANK $785,000 $750,000 -4.5% 0.0%
First Federal Bank $4,585,000 $750,000 -83.6% 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $955,000 $730,000 -23.6% 0.0%
NATIONS DIRECT MORTGAGE, LLC $560,000 $720,000 28.6% 0.0%
Generations Bank $715,000 n/a 0.0%
TOP FLITE FINANCIAL, INC. $705,000 n/a 0.0%
DELMAR FINANCIAL COMPANY $2,590,000 $700,000 -73.0% 0.0%
Five Star Credit Union $690,000 n/a 0.0%
Heritage South Credit Union $1,685,000 $690,000 -59.1% 0.0%
Beeline Loans, Inc. $680,000 $685,000 0.7% 0.0%
MAYO EMPLOYEES FEDERAL CREDIT UNION $685,000 n/a 0.0%
Community First National Bank $1,085,000 $680,000 -37.3% 0.0%
POLARIS HOME FUNDING CORP. $680,000 n/a 0.0%
Progressive Bank $675,000 n/a 0.0%
MAX Credit Union $6,175,000 $670,000 -89.1% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $305,000 $670,000 119.7% 0.0%
Southern Bank $11,070,000 $670,000 -93.9% 0.0%
AMERICAN FINANCING CORPORATION $9,425,000 $660,000 -93.0% 0.0%
RUOFF MORTGAGE COMPANY, INC. $620,000 $655,000 5.6% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $1,510,000 $640,000 -57.6% 0.0%
GSF Mortgage Corporation $2,095,000 $640,000 -69.5% 0.0%
NETWORK CAPITAL FUNDING CORPORATION $1,395,000 $640,000 -54.1% 0.0%
TOTAL MORTGAGE SERVICES, LLC $640,000 n/a 0.0%
Merchants Mortgage & Trust Corporation $585,000 $625,000 6.8% 0.0%
BOKF $595,000 $615,000 3.4% 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $175,000 $610,000 248.6% 0.0%
First Bank $75,000 $605,000 706.7% 0.0%
The Citizens Bank $600,000 n/a 0.0%
American Airlines Federal Credit Union $590,000 n/a 0.0%
BankSouth $590,000 n/a 0.0%
FirstTrust Home Loans, Inc. $590,000 n/a 0.0%
Merchants Bank of Indiana $32,665,000 $580,000 -98.2% 0.0%
First Community Bank of Central Alabama $25,000 $570,000 2,180.0% 0.0%
POINT Mortgage $565,000 n/a 0.0%
AMERICAN INTERNET MORTGAGE, INC. $1,240,000 $555,000 -55.2% 0.0%
Bethpage Federal Credit Union $560,000 $550,000 -1.8% 0.0%
The First, A National Banking Association $575,000 $550,000 -4.3% 0.0%
Old National Bank $540,000 n/a 0.0%
Southern First Bank $525,000 n/a 0.0%
AuburnBank $600,000 $520,000 -13.3% 0.0%
Leader Bank $515,000 n/a 0.0%
Grow Financial Federal Credit Union $505,000 n/a 0.0%
Red River Bank $345,000 $505,000 46.4% 0.0%
STAR ONE CREDIT UNION $505,000 n/a 0.0%
ARC HOME LLC $500,000 n/a 0.0%
Axos Bank $190,000 $500,000 163.2% 0.0%
SOUTHPOINT FINANCIAL SERVICES, INC. $615,000 $495,000 -19.5% 0.0%
Alabama Central Credit Union $3,030,000 $490,000 -83.8% 0.0%
SeaTrust Mortgage Company $490,000 n/a 0.0%
MEMBER ONE $475,000 n/a 0.0%
CALIBER HOME LOANS, INC. $65,525,000 $470,000 -99.3% 0.0%
General Mortgage Capital Corporation $470,000 n/a 0.0%
GEORGIA UNITED $470,000 n/a 0.0%
ASCEND FEDERAL CREDIT UNION $485,000 $460,000 -5.2% 0.0%
CapStar Bank $1,115,000 $460,000 -58.7% 0.0%
FAMILY SAVINGS $1,560,000 $455,000 -70.8% 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $2,600,000 $455,000 -82.5% 0.0%
Fort McClellan Credit Union $4,120,000 $445,000 -89.2% 0.0%
Commerce Home Mortgage, Inc. $1,715,000 $440,000 -74.3% 0.0%
SUPERIOR CHOICE $440,000 n/a 0.0%
COMMUNITY MORTGAGE CORPORATION $315,000 $435,000 38.1% 0.0%
First National Bank $435,000 n/a 0.0%
Origin Bank $475,000 $435,000 -8.4% 0.0%
USAlliance Federal Credit Union $135,000 $430,000 218.5% 0.0%
HOMESPIRE MORTGAGE CORPORATION $320,000 $425,000 32.8% 0.0%
Waterstone Mortgage Corporation $350,000 $420,000 20.0% 0.0%
AMERIFIRST BANK $415,000 n/a 0.0%
Royal Credit Union $415,000 n/a 0.0%
STANDARD MORTGAGE CORPORATION $370,000 $415,000 12.2% 0.0%
1ST SIGNATURE LENDING, LLC $410,000 $410,000 0.0% 0.0%
FINANCE OF AMERICA MORTGAGE LLC $5,515,000 $405,000 -92.7% 0.0%
CITIZENS EQUITY FIRST $390,000 n/a 0.0%
KEESLER $350,000 $390,000 11.4% 0.0%
Choice Financial Group $385,000 n/a 0.0%
AmeriHome Mortgage Company, LLC $3,740,000 $380,000 -89.8% 0.0%
Thomasville National Bank $375,000 n/a 0.0%
First National Bank of Omaha $365,000 n/a 0.0%
Gulf Winds Credit Union $325,000 $355,000 9.2% 0.0%
MEMBER FIRST MORTGAGE, LLC $355,000 n/a 0.0%
V.I.P. MORTGAGE, INC. $350,000 n/a 0.0%
First State Bank of the South, Inc. $345,000 n/a 0.0%
Inwood National Bank $335,000 n/a 0.0%
Logan Finance Corporation $330,000 n/a 0.0%
RESIDENTIAL BANCORP $1,655,000 $330,000 -80.1% 0.0%
First Federal Bank of Kansas City $790,000 $325,000 -58.9% 0.0%
First Western Trust Bank $205,000 $325,000 58.5% 0.0%
HOMETRUST MORTGAGE COMPANY $2,045,000 $305,000 -85.1% 0.0%
JMAC LENDING, INC. $305,000 n/a 0.0%
THRIVENT Federal Credit Union $300,000 n/a 0.0%
Keystone Funding, Inc. $295,000 n/a 0.0%
Goldwater Bank, N.A. $4,965,000 $290,000 -94.2% 0.0%
Bank of Bartlett $1,260,000 $285,000 -77.4% 0.0%
US MORTGAGE CORPORATION $285,000 n/a 0.0%
BAY-VALLEY MORTGAGE GROUP $275,000 n/a 0.0%
City National Bank of Florida $275,000 n/a 0.0%
NATIONS RELIABLE LENDING, LLC $275,000 n/a 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $330,000 $275,000 -16.7% 0.0%
OCMBC, INC. $270,000 n/a 0.0%
Connexus Credit Union $265,000 n/a 0.0%
First Citizens National Bank $265,000 n/a 0.0%
PUBLIX EMPLOYEES $205,000 $260,000 26.8% 0.0%
Quontic Bank $165,000 $260,000 57.6% 0.0%
Warsaw Federal Savings and Loan Association $260,000 $260,000 0.0% 0.0%
ITHINK FINANCIAL Credit Union $255,000 n/a 0.0%
Newton Federal Bank $245,000 n/a 0.0%
ON Q FINANCIAL, INC. $245,000 n/a 0.0%
The Dart Bank $245,000 n/a 0.0%
Southern States Bank $4,400,000 $240,000 -94.5% 0.0%
Alcova Mortgage LLC $200,000 $235,000 17.5% 0.0%
FIRST SOUTH FINANCIAL $225,000 n/a 0.0%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $225,000 n/a 0.0%
ATLANTA POSTAL $495,000 $220,000 -55.6% 0.0%
BANK OF LITTLE ROCK MORTGAGE CORPORATION $1,035,000 $215,000 -79.2% 0.0%
HomePromise Corporation $215,000 n/a 0.0%
MidFirst Bank $175,000 $215,000 22.9% 0.0%
FIRST STATE MORTGAGE SERVICES, LLC $160,000 $210,000 31.3% 0.0%
First National Bank of Pulaski $665,000 $205,000 -69.2% 0.0%
Lincoln Savings Bank $205,000 n/a 0.0%
NBH Bank $65,000 $205,000 215.4% 0.0%
Suncoast Credit Union $415,000 $205,000 -50.6% 0.0%
Century Bank $195,000 n/a 0.0%
SHELTER HOME MORTGAGE, LLC $380,000 $195,000 -48.7% 0.0%
State Department Federal Credit Union $55,000 $190,000 245.5% 0.0%
EASTMAN $185,000 n/a 0.0%
INTERCAP LENDING INC. $515,000 $185,000 -64.1% 0.0%
UNITED PREMIER FUNDING, LLC $225,000 $185,000 -17.8% 0.0%
CERTAINTY HOME LOANS, LLC $2,030,000 $180,000 -91.1% 0.0%
BECKAM FUNDING CORP. $585,000 $175,000 -70.1% 0.0%
DG PINNACLE FUNDING LLC $175,000 n/a 0.0%
Greenbox Loans, Inc. $755,000 $175,000 -76.8% 0.0%
MORTGAGE FINANCIAL SERVICES, LLC $175,000 n/a 0.0%
First US Bank $7,595,000 $170,000 -97.8% 0.0%
PeoplesTrust Bank $170,000 n/a 0.0%
SouthStar Bank, S.S.B. $170,000 n/a 0.0%
Horizon Bank $165,000 n/a 0.0%
LAND HOME FINANCIAL SERVICES, INC. $165,000 n/a 0.0%
AUBURN UNIVERSITY CREDIT UNION $160,000 n/a 0.0%
AMCAP MORTGAGE, LTD. $685,000 $155,000 -77.4% 0.0%
FOUNDATION MORTGAGE CORPORATION $155,000 n/a 0.0%
Hometown Equity Mortgage, LLC $1,715,000 $155,000 -91.0% 0.0%
Marquette Bank $155,000 n/a 0.0%
OPEN MORTGAGE, LLC $245,000 $155,000 -36.7% 0.0%
PACIFIC RESIDENTIAL MORTGAGE, LLC $155,000 n/a 0.0%
Total Media Management, LLC $275,000 $155,000 -43.6% 0.0%
Abbott Laboratories Employees Credit Union $145,000 n/a 0.0%
AMERITRUST MORTGAGE CORPORATION $145,000 n/a 0.0%
First American Bank $145,000 n/a 0.0%
TEACHERS $145,000 n/a 0.0%
Willamette Valley Bank $145,000 n/a 0.0%
FLAT BRANCH MORTGAGE, INC. $140,000 n/a 0.0%
Great Southern Bank $135,000 n/a 0.0%
PURDUE FEDERAL CREDIT UNION $575,000 $135,000 -76.5% 0.0%
Wolfe Financial, Inc $625,000 $135,000 -78.4% 0.0%
ANDREWS FEDERAL CREDIT UNION $125,000 n/a 0.0%
Allied First Bank,sb $115,000 n/a 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $370,000 $115,000 -68.9% 0.0%
East Coast Capital Corp. $115,000 n/a 0.0%
Northwest Federal Credit Union $115,000 n/a 0.0%
SOUTHEAST MORTGAGE OF GEORGIA, INC. $365,000 $115,000 -68.5% 0.0%
CONSTRUCTIVE LOANS, LLC $445,000 $105,000 -76.4% 0.0%
Washington Trust Bank $105,000 n/a 0.0%
Bank-Fund Staff Federal Credit Union $225,000 $95,000 -57.8% 0.0%
Family Security Credit Union $870,000 $95,000 -89.1% 0.0%
Mortgage Assurance Inc. $365,000 $95,000 -74.0% 0.0%
UNIFY FINANCIAL Credit Union $95,000 n/a 0.0%
ALTRA $85,000 n/a 0.0%
First Western Federal Savings Bank $165,000 $85,000 -48.5% 0.0%
MIDLAND MORTGAGE CORPORATION $250,000 $85,000 -66.0% 0.0%
OAKTREE FUNDING CORP. $85,000 n/a 0.0%
Clearview Federal Credit Union $75,000 n/a 0.0%
Fifth Third Bank $2,305,000 $75,000 -96.7% 0.0%
First Merchants Bank $395,000 $75,000 -81.0% 0.0%
TOGETHER CREDIT UNION $75,000 n/a 0.0%
TOWER $75,000 n/a 0.0%
UNIVERSITY CREDIT UNION $65,000 n/a 0.0%
Capital Bank $195,000 $55,000 -71.8% 0.0%
INB $55,000 n/a 0.0%
NASA Federal Credit Union $55,000 n/a 0.0%
Home Loan Investment Bank, F.S.B. $25,000 $50,000 100.0% 0.0%
Pen Air Federal Credit Union $65,000 $45,000 -30.8% 0.0%
United States Senate Federal Credit Union $60,000 $35,000 -41.7% 0.0%
Premier Bank of the South $720,000 $25,000 -96.5% 0.0%
Service Federal Credit Union $25,000 n/a 0.0%
FEDEX EMPLOYEES CREDIT ASSOCIATION $15,000 n/a 0.0%

BIRMINGHAM - HOOVER's top lender by overall market share is Regions Bank, with 8.3% market share. In second place, with 4.6%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $252,165,000 in loans. In third place, with 3.6%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $194,935,000 in loans. In fourth place, with 3.6%, is QUICKEN LOANS, LLC, having originated $194,320,000 in loans. In fifth place, with 2.7%, is Renasant Bank, having originated $147,270,000 in loans.


BIRMINGHAM - HOOVER Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - BIRMINGHAM - HOOVER (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $206,425 (8.7%) $273,109 (8.5%) 0.77 4,315
2018-02-01 $211,950 (8.7%) $276,809 (7.1%) 0.77 4,210
2018-03-01 $224,800 (10.7%) $290,746 (8.1%) 0.79 4,125
2018-04-01 $233,255 (8.5%) $301,721 (8.7%) 0.79 4,207
2018-05-01 $238,950 (9.1%) $310,198 (8.8%) 0.80 4,314
2018-06-01 $236,900 (7.7%) $310,770 (8.5%) 0.79 4,412
2018-07-01 $239,700 (9.5%) $308,879 (8.9%) 0.80 4,548
2018-08-01 $239,000 (10.7%) $308,465 (10.0%) 0.80 4,619
2018-09-01 $229,970 (7.0%) $307,409 (11.2%) 0.77 4,561
2018-10-01 $226,500 (6.1%) $301,108 (8.1%) 0.77 4,538
2018-11-01 $229,555 (9.3%) $304,774 (11.3%) 0.78 4,376
2018-12-01 $229,900 (10.0%) $304,991 (12.5%) 0.79 4,077
2019-01-01 $232,083 (12.4%) $303,517 (11.1%) 0.80 3,797
2019-02-01 $242,450 (14.4%) $317,618 (14.7%) 0.82 3,722
2019-03-01 $252,814 (12.5%) $328,650 (13.0%) 0.83 3,703
2019-04-01 $258,900 (11.0%) $338,450 (12.2%) 0.82 3,728
2019-05-01 $265,000 (10.9%) $341,088 (10.0%) 0.83 3,743
2019-06-01 $267,000 (12.7%) $340,616 (9.6%) 0.83 3,958
2019-07-01 $269,450 (12.4%) $339,701 (10.0%) 0.84 4,093
2019-08-01 $268,564 (12.4%) $337,314 (9.4%) 0.85 4,094
2019-09-01 $266,559 (15.9%) $334,348 (8.8%) 0.85 4,057
2019-10-01 $264,950 (17.0%) $331,853 (10.2%) 0.85 4,004
2019-11-01 $259,900 (13.2%) $328,140 (7.7%) 0.85 3,810
2019-12-01 $253,947 (10.5%) $324,858 (6.5%) 0.85 3,505
2020-01-01 $254,950 (9.9%) $326,851 (7.7%) 0.85 3,225
2020-02-01 $259,900 (7.2%) $333,600 (5.0%) 0.85 3,181
2020-03-01 $268,919 (6.4%) $344,516 (4.8%) 0.84 3,110
2020-04-01 $265,375 (2.5%) $340,959 (0.7%) 0.83 3,178
2020-05-01 $270,000 (1.9%) $353,414 (3.6%) 0.82 3,111
2020-06-01 $279,670 (4.8%) $363,276 (6.7%) 0.82 2,925
2020-07-01 $279,900 (3.9%) $361,870 (6.5%) 0.81 2,777
2020-08-01 $275,840 (2.7%) $360,629 (6.9%) 0.79 2,633
2020-09-01 $273,744 (2.7%) $360,549 (7.8%) 0.78 2,537
2020-10-01 $265,000 (0.0%) $353,362 (6.5%) 0.76 2,567
2020-11-01 $260,150 (0.1%) $350,572 (6.8%) 0.76 2,462
2020-12-01 $261,650 (3.0%) $350,037 (7.8%) 0.78 2,263
2021-01-01 $262,650 (3.0%) $348,962 (6.8%) 0.78 2,057
2021-02-01 $265,701 (2.2%) $356,979 (7.0%) 0.77 1,717
2021-03-01 $270,150 (0.5%) $370,590 (7.6%) 0.77 1,647
2021-04-01 $279,725 (5.4%) $391,304 (14.8%) 0.76 1,558
2021-05-01 $279,900 (3.7%) $387,387 (9.6%) 0.74 1,449
2021-06-01 $276,975 (-1.0%) $375,476 (3.4%) 0.73 1,559
2021-07-01 $275,000 (-1.8%) $367,820 (1.6%) 0.73 1,831
2021-08-01 $277,233 (0.5%) $367,743 (2.0%) 0.74 1,943
2021-09-01 $275,000 (0.5%) $369,748 (2.6%) 0.73 1,883
2021-10-01 $284,900 (7.5%) $375,644 (6.3%) 0.76 1,812
2021-11-01 $279,900 (7.6%) $374,658 (6.9%) 0.75 1,669
2021-12-01 $274,063 (4.7%) $370,486 (5.8%) 0.74 1,552
2022-01-01 $265,000 (0.9%) $363,737 (4.2%) 0.72 1,407
2022-02-01 $262,400 (-1.2%) $368,930 (3.4%) 0.68 1,421
2022-03-01 $265,000 (-1.9%) $372,667 (0.6%) 0.66 1,413
2022-04-01 $275,000 (-1.7%) $387,443 (-1.0%) 0.66 1,494
2022-05-01 $290,883 (3.9%) $400,885 (3.5%) 0.67 1,619
2022-06-01 $299,000 (8.0%) $399,817 (6.5%) 0.67 1,941
2022-07-01 $299,500 (8.9%) $389,369 (5.9%) 0.67 2,389
2022-08-01 $286,544 (3.4%) $375,821 (2.2%) 0.66 2,483
2022-09-01 $281,573 (2.4%) $370,277 (0.1%) 0.66 2,462
2022-10-01 $279,900 (-1.8%) $369,304 (-1.7%) 0.66 2,650
2022-11-01 $276,477 (-1.2%) $361,809 (-3.4%) 0.66 2,774
2022-12-01 $274,800 (0.3%) $354,867 (-4.2%) 0.68 2,634
2023-01-01 $270,000 (1.9%) $353,101 (-2.9%) 0.67 2,457
2023-02-01 $270,638 (3.1%) $356,052 (-3.5%) 0.65 2,321
2023-03-01 $278,875 (5.2%) $364,387 (-2.2%) 0.66 2,306
2023-04-01 $285,000 (3.6%) $373,264 (-3.7%) 0.66 2,265
2023-05-01 $296,288 (1.9%) $385,616 (-3.8%) 0.67 2,284
2023-06-01 $299,950 (0.3%) $389,250 (-2.6%) 0.67 2,391
2023-07-01 $299,000 (-0.2%) $384,644 (-1.2%) 0.68 2,621
2023-08-01 $297,000 (3.7%) $382,795 (1.9%) 0.68 2,741
2023-09-01 $299,000 (6.2%) $374,753 (1.2%) 0.70 2,856
2023-10-01 $294,825 (5.3%) $375,899 (1.8%) 0.69 3,031
2023-11-01 $294,001 (6.3%) $376,633 (4.1%) 0.70 3,113
2023-12-01 $289,900 (5.5%) $376,201 (6.0%) 0.71 2,986
2024-01-01 $284,950 (5.5%) $370,068 (4.8%) 0.70 2,851
2024-02-01 $286,137 (5.7%) $368,796 (3.6%) 0.69 2,882
2024-03-01 $289,900 (4.0%) $375,261 (3.0%) 0.68 2,941
BIRMINGHAM - HOOVER's median listing price for 2024-03-01 was $289,900, a difference of $11,025 (4.0%) versus the prior year and $3,763 versus the prior month.

BIRMINGHAM - HOOVER's median listing price comes in at 68% of the national average.

BIRMINGHAM - HOOVER's average listing price for 2024-03-01 was $375,261, a difference of $10,874 (3.0%) versus the prior year and $6,465 versus the prior month.

For the 2024-03-01 period, BIRMINGHAM - HOOVER had 2,941 MLS listings, a difference of 59 listings (2%) versus the prior month and 635 listings (28%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - BIRMINGHAM - HOOVER (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 93 days 1,920 sqft
2018-02-01 86 days 1,919 sqft
2018-03-01 62 days 1,879 sqft
2018-04-01 59 days 1,889 sqft
2018-05-01 54 days 1,916 sqft
2018-06-01 55 days 1,919 sqft
2018-07-01 59 days 1,947 sqft
2018-08-01 60 days 1,939 sqft
2018-09-01 63 days 1,903 sqft
2018-10-01 69 days 1,873 sqft
2018-11-01 72 days 1,879 sqft
2018-12-01 79 days 1,886 sqft
2019-01-01 85 days 1,890 sqft
2019-02-01 73 days 1,920 sqft
2019-03-01 62 days 1,956 sqft
2019-04-01 55 days 1,981 sqft
2019-05-01 51 days 1,989 sqft
2019-06-01 53 days 1,976 sqft
2019-07-01 54 days 1,979 sqft
2019-08-01 57 days 1,979 sqft
2019-09-01 62 days 1,968 sqft
2019-10-01 66 days 1,961 sqft
2019-11-01 72 days 1,973 sqft
2019-12-01 80 days 1,954 sqft
2020-01-01 81 days 2,009 sqft
2020-02-01 69 days 2,121 sqft
2020-03-01 59 days 2,154 sqft
2020-04-01 61 days 2,136 sqft
2020-05-01 63 days 2,138 sqft
2020-06-01 62 days 2,139 sqft
2020-07-01 57 days 2,159 sqft
2020-08-01 54 days 2,139 sqft
2020-09-01 54 days 2,124 sqft
2020-10-01 51 days 2,065 sqft
2020-11-01 55 days 2,035 sqft
2020-12-01 66 days 2,000 sqft
2021-01-01 66 days 1,976 sqft
2021-02-01 47 days 1,938 sqft
2021-03-01 42 days 1,964 sqft
2021-04-01 37 days 2,002 sqft
2021-05-01 40 days 2,008 sqft
2021-06-01 36 days 1,939 sqft
2021-07-01 33 days 1,917 sqft
2021-08-01 35 days 1,920 sqft
2021-09-01 41 days 1,907 sqft
2021-10-01 50 days 1,914 sqft
2021-11-01 57 days 1,895 sqft
2021-12-01 55 days 1,872 sqft
2022-01-01 64 days 1,814 sqft
2022-02-01 38 days 1,815 sqft
2022-03-01 32 days 1,807 sqft
2022-04-01 30 days 1,851 sqft
2022-05-01 31 days 1,843 sqft
2022-06-01 29 days 1,861 sqft
2022-07-01 30 days 1,874 sqft
2022-08-01 37 days 1,852 sqft
2022-09-01 45 days 1,843 sqft
2022-10-01 46 days 1,847 sqft
2022-11-01 52 days 1,837 sqft
2022-12-01 63 days 1,801 sqft
2023-01-01 68 days 1,794 sqft
2023-02-01 63 days 1,800 sqft
2023-03-01 51 days 1,808 sqft
2023-04-01 45 days 1,820 sqft
2023-05-01 43 days 1,869 sqft
2023-06-01 43 days 1,906 sqft
2023-07-01 44 days 1,912 sqft
2023-08-01 44 days 1,913 sqft
2023-09-01 49 days 1,900 sqft
2023-10-01 51 days 1,900 sqft
2023-11-01 53 days 1,876 sqft
2023-12-01 61 days 1,861 sqft
2024-01-01 71 days 1,821 sqft
2024-02-01 65 days 1,818 sqft
2024-03-01 50 days 1,831 sqft
BIRMINGHAM - HOOVER's median listing age (time on market) for 2024-03-01 was 50 days. This is -2% shorter than the same period one year ago.

BIRMINGHAM - HOOVER's median square footage for active listings during the 2024-03-01 period was 1,831 sqft. One year prior, the average listing was 1,808 sqft.

BIRMINGHAM-HOOVER, AL Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
35004 Birmingham-Hoover, AL HUD Metro FMR Area $860 $940 $1,070 $1,370 $1,490
35005 Birmingham-Hoover, AL HUD Metro FMR Area $840 $910 $1,040 $1,330 $1,450
35006 Birmingham-Hoover, AL HUD Metro FMR Area $820 $870 $1,020 $1,300 $1,400
35007 Birmingham-Hoover, AL HUD Metro FMR Area $980 $1,070 $1,220 $1,560 $1,700
35013 Birmingham-Hoover, AL HUD Metro FMR Area $690 $740 $850 $1,100 $1,190
35016 Birmingham-Hoover, AL HUD Metro FMR Area $690 $740 $850 $1,100 $1,190
35020 Birmingham-Hoover, AL HUD Metro FMR Area $720 $790 $900 $1,150 $1,250
35021 Birmingham-Hoover, AL HUD Metro FMR Area $860 $940 $1,070 $1,370 $1,490
35022 Birmingham-Hoover, AL HUD Metro FMR Area $830 $900 $1,030 $1,320 $1,430
35023 Birmingham-Hoover, AL HUD Metro FMR Area $840 $910 $1,040 $1,330 $1,450
35031 Birmingham-Hoover, AL HUD Metro FMR Area $690 $740 $850 $1,100 $1,190
35034 Birmingham-Hoover, AL HUD Metro FMR Area $710 $770 $880 $1,130 $1,220
35035 Birmingham-Hoover, AL HUD Metro FMR Area $690 $740 $850 $1,100 $1,190
35036 Birmingham-Hoover, AL HUD Metro FMR Area $740 $810 $920 $1,180 $1,280
35040 Birmingham-Hoover, AL HUD Metro FMR Area $1,030 $1,120 $1,280 $1,650 $1,780
35042 Birmingham-Hoover, AL HUD Metro FMR Area $690 $740 $850 $1,100 $1,190
35043 Birmingham-Hoover, AL HUD Metro FMR Area $1,300 $1,410 $1,610 $2,060 $2,240
35048 Birmingham-Hoover, AL HUD Metro FMR Area $860 $940 $1,070 $1,370 $1,490
35049 Birmingham-Hoover, AL HUD Metro FMR Area $690 $740 $850 $1,100 $1,190
35051 Birmingham-Hoover, AL HUD Metro FMR Area $690 $740 $850 $1,100 $1,190
35052 Birmingham-Hoover, AL HUD Metro FMR Area $760 $830 $940 $1,200 $1,310
35054 Birmingham-Hoover, AL HUD Metro FMR Area $690 $740 $850 $1,100 $1,190
35060 Birmingham-Hoover, AL HUD Metro FMR Area $760 $830 $950 $1,220 $1,320
35061 Birmingham-Hoover, AL HUD Metro FMR Area $920 $1,000 $1,140 $1,460 $1,580
35062 Birmingham-Hoover, AL HUD Metro FMR Area $720 $790 $900 $1,150 $1,250
35063 Birmingham-Hoover, AL HUD Metro FMR Area $730 $800 $910 $1,170 $1,260
35064 Birmingham-Hoover, AL HUD Metro FMR Area $720 $790 $900 $1,150 $1,250
35068 Birmingham-Hoover, AL HUD Metro FMR Area $930 $1,020 $1,160 $1,490 $1,610
35071 Birmingham-Hoover, AL HUD Metro FMR Area $900 $980 $1,120 $1,430 $1,560
35073 Birmingham-Hoover, AL HUD Metro FMR Area $810 $880 $1,000 $1,280 $1,390
35074 Birmingham-Hoover, AL HUD Metro FMR Area $730 $780 $910 $1,160 $1,260
35078 Birmingham-Hoover, AL HUD Metro FMR Area $860 $940 $1,070 $1,370 $1,490
35079 Birmingham-Hoover, AL HUD Metro FMR Area $720 $780 $890 $1,140 $1,240
35080 Birmingham-Hoover, AL HUD Metro FMR Area $1,290 $1,400 $1,600 $2,050 $2,220
35091 Birmingham-Hoover, AL HUD Metro FMR Area $820 $890 $1,020 $1,310 $1,420
35094 Birmingham-Hoover, AL HUD Metro FMR Area $810 $880 $1,000 $1,280 $1,390
35097 Birmingham-Hoover, AL HUD Metro FMR Area $870 $950 $1,080 $1,380 $1,500
35111 Birmingham-Hoover, AL HUD Metro FMR Area $750 $790 $930 $1,190 $1,280
35112 Birmingham-Hoover, AL HUD Metro FMR Area $690 $750 $850 $1,100 $1,190
35114 Birmingham-Hoover, AL HUD Metro FMR Area $1,050 $1,140 $1,300 $1,660 $1,810
35115 Birmingham-Hoover, AL HUD Metro FMR Area $700 $750 $860 $1,120 $1,190
35116 Birmingham-Hoover, AL HUD Metro FMR Area $830 $900 $1,030 $1,320 $1,430
35117 Birmingham-Hoover, AL HUD Metro FMR Area $730 $780 $890 $1,160 $1,270
35118 Birmingham-Hoover, AL HUD Metro FMR Area $720 $780 $890 $1,140 $1,240
35119 Birmingham-Hoover, AL HUD Metro FMR Area $840 $920 $1,050 $1,340 $1,460
35120 Birmingham-Hoover, AL HUD Metro FMR Area $690 $740 $850 $1,100 $1,190
35121 Birmingham-Hoover, AL HUD Metro FMR Area $690 $740 $850 $1,100 $1,190
35124 Birmingham-Hoover, AL HUD Metro FMR Area $1,050 $1,140 $1,300 $1,660 $1,810
35125 Birmingham-Hoover, AL HUD Metro FMR Area $800 $870 $990 $1,270 $1,380
35126 Birmingham-Hoover, AL HUD Metro FMR Area $910 $990 $1,130 $1,450 $1,570
35127 Birmingham-Hoover, AL HUD Metro FMR Area $1,070 $1,170 $1,330 $1,700 $1,850
35128 Birmingham-Hoover, AL HUD Metro FMR Area $800 $870 $990 $1,270 $1,380
35130 Birmingham-Hoover, AL HUD Metro FMR Area $780 $850 $970 $1,240 $1,350
35131 Birmingham-Hoover, AL HUD Metro FMR Area $690 $740 $850 $1,100 $1,190
35133 Birmingham-Hoover, AL HUD Metro FMR Area $760 $820 $940 $1,200 $1,300
35135 Birmingham-Hoover, AL HUD Metro FMR Area $840 $910 $1,040 $1,330 $1,450
35139 Birmingham-Hoover, AL HUD Metro FMR Area $730 $800 $910 $1,160 $1,260
35143 Birmingham-Hoover, AL HUD Metro FMR Area $690 $740 $850 $1,100 $1,190
35146 Birmingham-Hoover, AL HUD Metro FMR Area $690 $750 $860 $1,100 $1,190
35147 Birmingham-Hoover, AL HUD Metro FMR Area $1,290 $1,400 $1,600 $2,050 $2,220
35148 Birmingham-Hoover, AL HUD Metro FMR Area $860 $940 $1,070 $1,370 $1,490
35150 Birmingham-Hoover, AL HUD Metro FMR Area $860 $940 $1,070 $1,370 $1,490
35172 Birmingham-Hoover, AL HUD Metro FMR Area $690 $740 $850 $1,100 $1,190
35173 Birmingham-Hoover, AL HUD Metro FMR Area $1,090 $1,180 $1,350 $1,730 $1,880
35176 Birmingham-Hoover, AL HUD Metro FMR Area $690 $740 $850 $1,100 $1,190
35178 Birmingham-Hoover, AL HUD Metro FMR Area $760 $820 $940 $1,200 $1,310
35180 Birmingham-Hoover, AL HUD Metro FMR Area $690 $740 $850 $1,100 $1,190
35181 Birmingham-Hoover, AL HUD Metro FMR Area $860 $940 $1,070 $1,370 $1,490
35184 Birmingham-Hoover, AL HUD Metro FMR Area $690 $750 $860 $1,100 $1,190
35186 Birmingham-Hoover, AL HUD Metro FMR Area $870 $950 $1,080 $1,380 $1,500
35187 Birmingham-Hoover, AL HUD Metro FMR Area $700 $750 $860 $1,120 $1,190
35188 Birmingham-Hoover, AL HUD Metro FMR Area $760 $820 $940 $1,200 $1,310
35201 Birmingham-Hoover, AL HUD Metro FMR Area $860 $940 $1,070 $1,370 $1,490
35202 Birmingham-Hoover, AL HUD Metro FMR Area $860 $940 $1,070 $1,370 $1,490
35203 Birmingham-Hoover, AL HUD Metro FMR Area $730 $800 $910 $1,170 $1,260
35204 Birmingham-Hoover, AL HUD Metro FMR Area $690 $740 $850 $1,100 $1,190
35205 Birmingham-Hoover, AL HUD Metro FMR Area $910 $990 $1,130 $1,450 $1,570
35206 Birmingham-Hoover, AL HUD Metro FMR Area $840 $910 $1,040 $1,330 $1,450
35207 Birmingham-Hoover, AL HUD Metro FMR Area $690 $740 $850 $1,100 $1,190
35208 Birmingham-Hoover, AL HUD Metro FMR Area $840 $910 $1,040 $1,330 $1,450
35209 Birmingham-Hoover, AL HUD Metro FMR Area $1,050 $1,150 $1,310 $1,680 $1,820
35210 Birmingham-Hoover, AL HUD Metro FMR Area $860 $940 $1,070 $1,370 $1,490
35211 Birmingham-Hoover, AL HUD Metro FMR Area $730 $800 $910 $1,170 $1,260
35212 Birmingham-Hoover, AL HUD Metro FMR Area $690 $740 $850 $1,100 $1,190
35213 Birmingham-Hoover, AL HUD Metro FMR Area $1,300 $1,410 $1,610 $2,060 $2,240
35214 Birmingham-Hoover, AL HUD Metro FMR Area $740 $810 $920 $1,180 $1,280
35215 Birmingham-Hoover, AL HUD Metro FMR Area $810 $880 $1,000 $1,280 $1,390
35216 Birmingham-Hoover, AL HUD Metro FMR Area $1,070 $1,170 $1,330 $1,700 $1,850
35217 Birmingham-Hoover, AL HUD Metro FMR Area $720 $780 $890 $1,140 $1,240
35218 Birmingham-Hoover, AL HUD Metro FMR Area $750 $810 $930 $1,190 $1,290
35219 Birmingham-Hoover, AL HUD Metro FMR Area $860 $940 $1,070 $1,370 $1,490
35220 Birmingham-Hoover, AL HUD Metro FMR Area $860 $940 $1,070 $1,370 $1,490
35221 Birmingham-Hoover, AL HUD Metro FMR Area $800 $870 $990 $1,270 $1,380
35222 Birmingham-Hoover, AL HUD Metro FMR Area $750 $810 $930 $1,190 $1,290
35223 Birmingham-Hoover, AL HUD Metro FMR Area $1,300 $1,410 $1,610 $2,060 $2,240
35224 Birmingham-Hoover, AL HUD Metro FMR Area $730 $800 $910 $1,170 $1,260
35226 Birmingham-Hoover, AL HUD Metro FMR Area $1,180 $1,280 $1,460 $1,870 $2,030
35228 Birmingham-Hoover, AL HUD Metro FMR Area $830 $900 $1,030 $1,320 $1,430
35229 Birmingham-Hoover, AL HUD Metro FMR Area $860 $940 $1,070 $1,370 $1,490
35231 Birmingham-Hoover, AL HUD Metro FMR Area $860 $940 $1,070 $1,370 $1,490
35232 Birmingham-Hoover, AL HUD Metro FMR Area $860 $940 $1,070 $1,370 $1,490
35233 Birmingham-Hoover, AL HUD Metro FMR Area $1,210 $1,310 $1,500 $1,920 $2,080
35234 Birmingham-Hoover, AL HUD Metro FMR Area $690 $740 $850 $1,100 $1,190
35235 Birmingham-Hoover, AL HUD Metro FMR Area $960 $1,040 $1,190 $1,520 $1,650
35236 Birmingham-Hoover, AL HUD Metro FMR Area $860 $940 $1,070 $1,370 $1,490
35238 Birmingham-Hoover, AL HUD Metro FMR Area $990 $1,080 $1,230 $1,570 $1,710
35242 Birmingham-Hoover, AL HUD Metro FMR Area $1,160 $1,260 $1,440 $1,840 $2,000
35243 Birmingham-Hoover, AL HUD Metro FMR Area $1,290 $1,400 $1,600 $2,050 $2,220
35244 Birmingham-Hoover, AL HUD Metro FMR Area $1,050 $1,150 $1,310 $1,680 $1,820
35249 Birmingham-Hoover, AL HUD Metro FMR Area $860 $940 $1,070 $1,370 $1,490
35253 Birmingham-Hoover, AL HUD Metro FMR Area $860 $940 $1,070 $1,370 $1,490
35254 Birmingham-Hoover, AL HUD Metro FMR Area $690 $740 $850 $1,100 $1,190
35255 Birmingham-Hoover, AL HUD Metro FMR Area $860 $940 $1,070 $1,370 $1,490
35259 Birmingham-Hoover, AL HUD Metro FMR Area $860 $940 $1,070 $1,370 $1,490
35260 Birmingham-Hoover, AL HUD Metro FMR Area $860 $940 $1,070 $1,370 $1,490
35261 Birmingham-Hoover, AL HUD Metro FMR Area $860 $940 $1,070 $1,370 $1,490
35266 Birmingham-Hoover, AL HUD Metro FMR Area $860 $940 $1,070 $1,370 $1,490
35285 Birmingham-Hoover, AL HUD Metro FMR Area $860 $940 $1,070 $1,370 $1,490
35293 Birmingham-Hoover, AL HUD Metro FMR Area $860 $940 $1,070 $1,370 $1,490
35294 Birmingham-Hoover, AL HUD Metro FMR Area $860 $940 $1,070 $1,370 $1,490
35295 Birmingham-Hoover, AL HUD Metro FMR Area $860 $940 $1,070 $1,370 $1,490
35444 Birmingham-Hoover, AL HUD Metro FMR Area $800 $810 $1,000 $1,250 $1,340
35456 Birmingham-Hoover, AL HUD Metro FMR Area $850 $860 $1,060 $1,330 $1,420
35903 Birmingham-Hoover, AL HUD Metro FMR Area $690 $740 $850 $1,100 $1,190
35906 Birmingham-Hoover, AL HUD Metro FMR Area $690 $760 $890 $1,130 $1,200
35952 Birmingham-Hoover, AL HUD Metro FMR Area $690 $740 $850 $1,100 $1,190
35953 Birmingham-Hoover, AL HUD Metro FMR Area $820 $890 $1,020 $1,310 $1,420
35957 Birmingham-Hoover, AL HUD Metro FMR Area $690 $740 $850 $1,100 $1,190
35972 Birmingham-Hoover, AL HUD Metro FMR Area $690 $740 $850 $1,100 $1,190
35976 Birmingham-Hoover, AL HUD Metro FMR Area $690 $740 $850 $1,100 $1,190
35980 Birmingham-Hoover, AL HUD Metro FMR Area $690 $740 $850 $1,100 $1,190
35987 Birmingham-Hoover, AL HUD Metro FMR Area $690 $740 $850 $1,100 $1,190
36750 Birmingham-Hoover, AL HUD Metro FMR Area $690 $740 $850 $1,150 $1,190
36792 Birmingham-Hoover, AL HUD Metro FMR Area $690 $740 $850 $1,100 $1,190
36793 Birmingham-Hoover, AL HUD Metro FMR Area $690 $740 $850 $1,100 $1,190

2022 Average & Median Rent Data Statistics
BIRMINGHAM-HOOVER, AL average 1BR rent: $900, median: $880
BIRMINGHAM-HOOVER, AL average 2BR rent: $1,029, median: $1,000
BIRMINGHAM-HOOVER, AL average 3BR rent: $1,321, median: $1,280

BIRMINGHAM-HOOVER, AL Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 13,148 $3,547,990,000 $269,850
Other 2,700 $376,950,000 $139,611
Cash Out Refi 2,321 $548,745,000 $236,426
Home Improvement 2,250 $283,730,000 $126,102
Refi 1,892 $692,580,000 $366,057
NA 1 $245,000 $245,000

Birmingham - Hoover's most frequently cited loan purpose was Home Purchase, with 13,148 originations. The 2nd most popular reason was Other, with 2,700 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 7,292 $2,141,200,000 $293,637
7-8% 4,515 $1,024,695,000 $226,953
Over 8% 4,206 $561,600,000 $133,524
5-6% 4,003 $1,217,685,000 $304,193
4-5% 706 $162,590,000 $230,297
<2.5% 481 $39,305,000 $81,715
2.5-3% 110 $15,300,000 $139,091
3-4% 80 $43,930,000 $549,125

During 2023, Birmingham - Hoover's most frequently originated rate bucket was 6-7%, with 7,292 originations.

Loan Sizing (BIRMINGHAM-HOOVER, AL MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 7,640 $2,129,290,000 $278,703
$100,000 or less 6,321 $336,535,000 $53,241
$100k-200k 5,724 $846,390,000 $147,867
$400k-600k 1,782 $842,410,000 $472,733
$600k-1000k 660 $477,570,000 $723,591
$Over $1MM 185 $818,045,000 $4,421,865

BIRMINGHAM - HOOVER's loan sizing saw the bucket of loans from $200k-400k with 7,640 originations, totaling $2,129,290,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 9,303 $2,619,725,000 $281,600
60-80% 3,983 $1,308,545,000 $328,533
Under 20% 3,532 $186,500,000 $52,803
20-40% 2,474 $313,310,000 $126,641
40-60% 1,643 $630,375,000 $383,673
Over 100% 365 $210,735,000 $577,356

BIRMINGHAM - HOOVER's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 9,303 originations, totaling $2,619,725,000 in origination value.