Farm Credit Mid-america Aca Mortgage Rates, Fees & Info
Louisville, KYLEI: 5493006JISETNI0GLE61
Tax ID: 61-1355156
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Mortgage Data
Review & Overview
Farm Credit Mid-america Aca is a small mortgage company specializing in Home Purchase and Refi loans. Farm Credit Mid-america Aca has a high proportion of conventional loans. Their top markets by origination volume include: Nashville, Cincinnati, Knoxville, Columbus, and Indianapolis among others. We have data for 246 markets. (Some data included below & more in-depth data is available with an active subscription.)Farm Credit Mid-america Aca has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Farm Credit Mid-america Aca is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.99% | 4/14/24 |
| 30 Year Conventional Refi | 6.99% | 4/14/24 |
| 15 Year Conventional Purchase | 6.92% | 4/14/24 |
| 15 Year Conventional Refi | 6.73% | 4/14/24 |
| 15 Year Cash-out Refi | 6.73% | 4/14/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Farm Credit Mid-america Aca Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
5,918Origination Dollar Volume (All Markets)
$1,677,750,000Awards
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Farm Credit Mid-America ACA - 2020
Farm Credit Mid-America ACA is a 2020 , due to their low .
For 2020, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 1,731 | $440,925,000 | $254,723 | $6,310 | 3.35% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 399 | $161,435,000 | $404,599 | $8,249 | 3.45% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 184 | $59,650,000 | $324,185 | $7,064 | 3.39% |
| KNOXVILLE, TN (FHA|USDA|VA) | 143 | $52,365,000 | $366,189 | $8,250 | 3.41% |
| COLUMBUS, OH (FHA|USDA|VA) | 172 | $50,320,000 | $292,558 | $6,700 | 3.34% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 129 | $37,345,000 | $289,496 | $6,002 | 3.28% |
| LOUISVILLE, KY (FHA|USDA|VA) | 112 | $33,060,000 | $295,179 | $6,544 | 3.35% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 120 | $30,770,000 | $256,417 | $6,353 | 3.25% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 57 | $18,865,000 | $330,965 | $7,462 | 3.32% |
| Cookeville, TN (FHA|USDA|VA) | 66 | $17,520,000 | $265,455 | $6,533 | 3.54% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 75 | $17,345,000 | $231,267 | $6,553 | 3.40% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 39 | $17,325,000 | $444,231 | $8,236 | 3.15% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 57 | $16,705,000 | $293,070 | $6,331 | 3.37% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 55 | $16,445,000 | $299,000 | $7,284 | 3.32% |
| MORRISTOWN, TN (FHA|USDA|VA) | 55 | $15,965,000 | $290,273 | $7,396 | 3.39% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 46 | $14,900,000 | $323,913 | $6,551 | 3.35% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 37 | $14,615,000 | $395,000 | $8,447 | 3.24% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 56 | $14,370,000 | $256,607 | $6,593 | 3.40% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 49 | $13,955,000 | $284,796 | $8,742 | 3.47% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 40 | $12,560,000 | $314,000 | $7,865 | 3.34% |
| OWENSBORO, KY (FHA|USDA|VA) | 46 | $12,280,000 | $266,957 | $6,337 | 3.39% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 38 | $11,690,000 | $307,632 | $6,704 | 3.33% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 47 | $11,375,000 | $242,021 | $5,875 | 3.28% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 39 | $11,185,000 | $286,795 | $5,380 | 3.12% |
| Wooster, OH (FHA|USDA|VA) | 44 | $10,510,000 | $238,864 | $5,621 | 3.31% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 36 | $10,400,000 | $288,889 | $5,879 | 3.44% |
| Crossville, TN (FHA|USDA|VA) | 31 | $10,125,000 | $326,613 | $7,085 | 3.29% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 29 | $10,085,000 | $347,759 | $7,820 | 3.39% |
| JACKSON, TN (FHA|USDA|VA) | 32 | $9,760,000 | $305,000 | $6,897 | 3.46% |
| Lewisburg, TN (FHA|USDA|VA) | 28 | $9,600,000 | $342,857 | $8,168 | 3.42% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 37 | $9,575,000 | $258,784 | $5,700 | 3.30% |
| Shelbyville, TN (FHA|USDA|VA) | 29 | $9,405,000 | $324,310 | $7,633 | 3.32% |
| FORT WAYNE, IN (FHA|USDA|VA) | 41 | $9,255,000 | $225,732 | $5,318 | 3.19% |
| RAPID CITY, SD (FHA|USDA|VA) | 16 | $8,770,000 | $548,125 | $7,857 | 3.28% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 46 | $8,410,000 | $182,826 | $5,557 | 3.35% |
| LINCOLN, NE (FHA|USDA|VA) | 30 | $8,050,000 | $268,333 | $7,438 | 3.27% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 28 | $7,810,000 | $278,929 | $6,931 | 3.49% |
| Greeneville, TN (FHA|USDA|VA) | 26 | $7,650,000 | $294,231 | $7,666 | 3.36% |
| Ashtabula, OH (FHA|USDA|VA) | 41 | $7,625,000 | $185,976 | $5,830 | 3.47% |
| Sevierville, TN (FHA|USDA|VA) | 19 | $7,555,000 | $397,632 | $7,467 | 3.59% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 28 | $7,340,000 | $262,143 | $6,472 | 3.28% |
| AMES, IA (FHA|USDA|VA) | 21 | $7,275,000 | $346,429 | $5,957 | 3.29% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 26 | $7,250,000 | $278,846 | $5,714 | 3.29% |
| Bardstown, KY (FHA|USDA|VA) | 28 | $7,150,000 | $255,357 | $5,735 | 3.35% |
| Lawrenceburg, TN (FHA|USDA|VA) | 32 | $6,980,000 | $218,125 | $6,550 | 3.33% |
| Washington, IN (FHA|USDA|VA) | 28 | $6,770,000 | $241,786 | $5,696 | 3.31% |
| Cambridge, OH (FHA|USDA|VA) | 27 | $6,685,000 | $247,593 | $6,666 | 3.57% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 28 | $6,550,000 | $233,929 | $5,585 | 3.30% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 23 | $6,505,000 | $282,826 | $6,073 | 3.51% |
| CLEVELAND, TN (FHA|USDA|VA) | 18 | $6,470,000 | $359,444 | $9,268 | 3.29% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 21 | $6,285,000 | $299,286 | $6,298 | 3.16% |
| Decatur, IN (FHA|USDA|VA) | 30 | $6,270,000 | $209,000 | $4,698 | 3.37% |
| TOPEKA, KS (FHA|USDA|VA) | 22 | $6,200,000 | $281,818 | $7,545 | 3.25% |
| Zanesville, OH (FHA|USDA|VA) | 24 | $6,070,000 | $252,917 | $6,121 | 3.30% |
| Ashland, OH (FHA|USDA|VA) | 25 | $6,065,000 | $242,600 | $5,766 | 3.37% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 26 | $5,990,000 | $230,385 | $6,288 | 3.38% |
| Watertown, SD (FHA|USDA|VA) | 17 | $5,955,000 | $350,294 | $7,369 | 3.33% |
| Brenham, TX (FHA|USDA|VA) | 7 | $5,575,000 | $796,429 | $10,517 | 3.17% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 10 | $5,490,000 | $549,000 | $10,221 | 3.32% |
| Kendallville, IN (FHA|USDA|VA) | 22 | $5,460,000 | $248,182 | $5,596 | 3.41% |
| IOWA CITY, IA (FHA|USDA|VA) | 14 | $5,340,000 | $381,429 | $7,424 | 3.06% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 20 | $5,260,000 | $263,000 | $5,965 | 3.36% |
| Athens, OH (FHA|USDA|VA) | 15 | $5,175,000 | $345,000 | $7,590 | 3.38% |
| Glasgow, KY (FHA|USDA|VA) | 23 | $5,035,000 | $218,913 | $5,685 | 3.26% |
| COLUMBUS, IN (FHA|USDA|VA) | 18 | $4,940,000 | $274,444 | $5,908 | 3.17% |
| Newport, TN (FHA|USDA|VA) | 17 | $4,875,000 | $286,765 | $7,245 | 3.32% |
| Warsaw, IN (FHA|USDA|VA) | 18 | $4,830,000 | $268,333 | $5,804 | 3.22% |
| Athens, TN (FHA|USDA|VA) | 20 | $4,790,000 | $239,500 | $7,204 | 3.58% |
| Mount Vernon, OH (FHA|USDA|VA) | 17 | $4,785,000 | $281,471 | $6,420 | 3.26% |
| AKRON, OH (FHA|USDA|VA) | 24 | $4,740,000 | $197,500 | $5,886 | 3.41% |
| Greenville, OH (FHA|USDA|VA) | 20 | $4,660,000 | $233,000 | $5,911 | 3.30% |
| Bellefontaine, OH (FHA|USDA|VA) | 21 | $4,585,000 | $218,333 | $5,580 | 3.40% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 15 | $4,325,000 | $288,333 | $6,286 | 3.22% |
| CASPER, WY (FHA|USDA|VA) | 12 | $4,220,000 | $351,667 | $8,487 | 3.56% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 17 | $4,155,000 | $244,412 | $5,536 | 3.30% |
| Frankfort, KY (FHA|USDA|VA) | 16 | $4,060,000 | $253,750 | $5,669 | 3.24% |
| Plymouth, IN (FHA|USDA|VA) | 21 | $3,945,000 | $187,857 | $5,266 | 3.28% |
| Seymour, IN (FHA|USDA|VA) | 13 | $3,785,000 | $291,154 | $6,206 | 3.53% |
| Salem, OH (FHA|USDA|VA) | 20 | $3,760,000 | $188,000 | $6,604 | 3.59% |
| Evanston, WY (FHA|USDA|VA) | 3 | $3,655,000 | $1,218,333 | $14,714 | 3.08% |
| New Castle, IN (FHA|USDA|VA) | 15 | $3,585,000 | $239,000 | $5,441 | 3.46% |
| McMinnville, TN (FHA|USDA|VA) | 13 | $3,555,000 | $273,462 | $7,768 | 3.27% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 15 | $3,505,000 | $233,667 | $5,661 | 3.32% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 5 | $3,505,000 | $701,000 | $10,877 | 3.28% |
| Mount Sterling, KY (FHA|USDA|VA) | 14 | $3,240,000 | $231,429 | $6,513 | 3.34% |
| MANHATTAN, KS (FHA|USDA|VA) | 11 | $3,195,000 | $290,455 | $6,518 | 3.30% |
| Maysville, KY (FHA|USDA|VA) | 11 | $3,185,000 | $289,545 | $7,981 | 3.09% |
| Sidney, OH (FHA|USDA|VA) | 11 | $3,135,000 | $285,000 | $6,551 | 3.37% |
| Beatrice, NE (FHA|USDA|VA) | 11 | $3,125,000 | $284,091 | $6,382 | 3.23% |
| Wilmington, OH (FHA|USDA|VA) | 11 | $3,105,000 | $282,273 | $7,021 | 3.49% |
| Marietta, OH (FHA|USDA|VA) | 14 | $3,080,000 | $220,000 | $5,854 | 3.15% |
| North Platte, NE (FHA|USDA|VA) | 13 | $3,065,000 | $235,769 | $6,853 | 3.57% |
| Wapakoneta, OH (FHA|USDA|VA) | 11 | $3,055,000 | $277,727 | $6,830 | 3.57% |
| Riverton, WY (FHA|USDA|VA) | 3 | $2,945,000 | $981,667 | $8,422 | 3.08% |
| Sheridan, WY (FHA|USDA|VA) | 4 | $2,890,000 | $722,500 | $11,522 | 3.08% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 6 | $2,830,000 | $471,667 | $7,135 | 3.29% |
| London, KY (FHA|USDA|VA) | 14 | $2,810,000 | $200,714 | $5,094 | 3.55% |
| MUNCIE, IN (FHA|USDA|VA) | 12 | $2,790,000 | $232,500 | $5,350 | 3.11% |
| WHEELING, WV-OH (FHA|USDA|VA) | 14 | $2,770,000 | $197,857 | $5,185 | 3.35% |
| Coshocton, OH (FHA|USDA|VA) | 12 | $2,750,000 | $229,167 | $5,568 | 3.40% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 15 | $2,735,000 | $182,333 | $5,338 | 3.54% |
| Chillicothe, OH (FHA|USDA|VA) | 12 | $2,730,000 | $227,500 | $5,659 | 3.38% |
| Somerset, KY (FHA|USDA|VA) | 11 | $2,645,000 | $240,455 | $5,960 | 3.49% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 12 | $2,620,000 | $218,333 | $6,494 | 3.28% |
| TOLEDO, OH (FHA|USDA|VA) | 13 | $2,615,000 | $201,154 | $4,813 | 3.20% |
| Bluffton, IN (FHA|USDA|VA) | 13 | $2,505,000 | $192,692 | $5,137 | 3.45% |
| Gillette, WY (FHA|USDA|VA) | 4 | $2,500,000 | $625,000 | $7,713 | 3.40% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 9 | $2,495,000 | $277,222 | $5,824 | 2.86% |
| Aberdeen, SD (FHA|USDA|VA) | 7 | $2,415,000 | $345,000 | $9,744 | 3.51% |
| Crawfordsville, IN (FHA|USDA|VA) | 11 | $2,395,000 | $217,727 | $5,061 | 3.55% |
| Greensburg, IN (FHA|USDA|VA) | 7 | $2,315,000 | $330,714 | $6,198 | 3.36% |
| KOKOMO, IN (FHA|USDA|VA) | 10 | $2,210,000 | $221,000 | $6,197 | 3.58% |
| Auburn, IN (FHA|USDA|VA) | 10 | $2,190,000 | $219,000 | $5,128 | 3.57% |
| Columbus, NE (FHA|USDA|VA) | 6 | $2,190,000 | $365,000 | $10,784 | 3.17% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 6 | $2,140,000 | $356,667 | $7,142 | 3.28% |
| Madison, IN (FHA|USDA|VA) | 8 | $2,100,000 | $262,500 | $5,188 | 3.32% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 2 | $2,060,000 | $1,030,000 | $13,243 | 3.45% |
| Madisonville, KY (FHA|USDA|VA) | 8 | $2,050,000 | $256,250 | $6,696 | 3.26% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 4 | $2,040,000 | $510,000 | $10,528 | 3.29% |
| Portsmouth, OH (FHA|USDA|VA) | 10 | $2,030,000 | $203,000 | $6,213 | 3.32% |
| Emporia, KS (FHA|USDA|VA) | 9 | $2,025,000 | $225,000 | $6,774 | 3.49% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 9 | $2,005,000 | $222,778 | $6,173 | 3.26% |
| MANSFIELD, OH (FHA|USDA|VA) | 9 | $1,975,000 | $219,444 | $5,862 | 3.51% |
| Bedford, IN (FHA|USDA|VA) | 6 | $1,950,000 | $325,000 | $7,309 | 3.79% |
| North Vernon, IN (FHA|USDA|VA) | 8 | $1,950,000 | $243,750 | $5,925 | 3.19% |
| CHEYENNE, WY (FHA|USDA|VA) | 6 | $1,890,000 | $315,000 | $8,169 | 3.37% |
| Brookings, SD (FHA|USDA|VA) | 6 | $1,800,000 | $300,000 | $6,372 | 3.36% |
| LAWRENCE, KS (FHA|USDA|VA) | 5 | $1,755,000 | $351,000 | $7,476 | 3.20% |
| Urbana, OH (FHA|USDA|VA) | 9 | $1,755,000 | $195,000 | $5,504 | 3.25% |
| Oskaloosa, IA (FHA|USDA|VA) | 6 | $1,710,000 | $285,000 | $6,415 | 3.43% |
| Marion, IN (FHA|USDA|VA) | 7 | $1,705,000 | $243,571 | $5,709 | 3.25% |
| Pella, IA (FHA|USDA|VA) | 6 | $1,700,000 | $283,333 | $5,739 | 3.40% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 6 | $1,690,000 | $281,667 | $7,283 | 3.18% |
| Richmond, IN (FHA|USDA|VA) | 7 | $1,675,000 | $239,286 | $5,662 | 3.11% |
| Campbellsville, KY (FHA|USDA|VA) | 10 | $1,670,000 | $167,000 | $3,973 | 3.35% |
| Dayton, TN (FHA|USDA|VA) | 8 | $1,650,000 | $206,250 | $6,108 | 3.53% |
| Celina, OH (FHA|USDA|VA) | 9 | $1,545,000 | $171,667 | $5,132 | 3.12% |
| Clinton, IA (FHA|USDA|VA) | 6 | $1,530,000 | $255,000 | $5,162 | 3.23% |
| Paris, TN (FHA|USDA|VA) | 6 | $1,490,000 | $248,333 | $5,959 | 3.09% |
| Kearney, NE (FHA|USDA|VA) | 6 | $1,480,000 | $246,667 | $6,939 | 3.28% |
| Washington Court House, OH (FHA|USDA|VA) | 7 | $1,475,000 | $210,714 | $6,621 | 3.83% |
| Effingham, IL (FHA|USDA|VA) | 5 | $1,405,000 | $281,000 | $6,816 | 3.43% |
| Huntington, IN (FHA|USDA|VA) | 2 | $1,400,000 | $700,000 | $9,570 | 3.38% |
| DUBUQUE, IA (FHA|USDA|VA) | 4 | $1,370,000 | $342,500 | $7,495 | 3.19% |
| Fremont, NE (FHA|USDA|VA) | 5 | $1,355,000 | $271,000 | $4,972 | 3.36% |
| Vincennes, IN (FHA|USDA|VA) | 5 | $1,355,000 | $271,000 | $6,247 | 3.20% |
| Jasper, IN (FHA|USDA|VA) | 5 | $1,345,000 | $269,000 | $7,013 | 3.71% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 4 | $1,320,000 | $330,000 | $8,120 | 3.28% |
| Danville, KY (FHA|USDA|VA) | 7 | $1,315,000 | $187,857 | $5,855 | 3.33% |
| Atchison, KS (FHA|USDA|VA) | 3 | $1,315,000 | $438,333 | $3,671 | 2.70% |
| Dyersburg, TN (FHA|USDA|VA) | 4 | $1,250,000 | $312,500 | $5,670 | 2.98% |
| Mason City, IA (FHA|USDA|VA) | 5 | $1,215,000 | $243,000 | $6,842 | 3.62% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 5 | $1,155,000 | $231,000 | $7,436 | 3.52% |
| Frankfort, IN (FHA|USDA|VA) | 9 | $1,145,000 | $127,222 | $4,397 | 3.35% |
| Scottsbluff, NE (FHA|USDA|VA) | 3 | $1,075,000 | $358,333 | $10,447 | 3.85% |
| Norfolk, NE (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $7,983 | 3.21% |
| Mitchell, SD (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $9,810 | 3.68% |
| Defiance, OH (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $5,096 | 3.28% |
| Sandusky, OH (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $6,097 | 3.03% |
| Fort Dodge, IA (FHA|USDA|VA) | 5 | $985,000 | $197,000 | $5,907 | 3.34% |
| Marshalltown, IA (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $5,777 | 2.88% |
| LIMA, OH (FHA|USDA|VA) | 5 | $935,000 | $187,000 | $5,231 | 3.28% |
| LONGVIEW, TX (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $6,345 | 2.82% |
| Athens, TX (FHA|USDA|VA) | 1 | $935,000 | $935,000 | $16,434 | 3.25% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $5,153 | 3.10% |
| Gainesville, TX (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $8,725 | 3.23% |
| Norwalk, OH (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $5,669 | 3.15% |
| Ottumwa, IA (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $8,558 | 3.48% |
| Richmond-Berea, KY (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $5,357 | 3.94% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 1 | $855,000 | $855,000 | $12,473 | 3.10% |
| Ottawa, KS (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $5,792 | 3.33% |
| Spearfish, SD (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $8,133 | 3.50% |
| Coffeyville, KS (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $7,261 | 3.35% |
| Spirit Lake, IA (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $7,253 | 2.85% |
| Scottsburg, IN (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $4,373 | 3.39% |
| Burlington, IA-IL (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $6,053 | 3.33% |
| Logansport, IN (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $4,396 | 3.24% |
| Wabash, IN (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $5,089 | 3.38% |
| Yankton, SD (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $6,976 | 3.04% |
| Laramie, WY (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $6,088 | 3.58% |
| TYLER, TX (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $9,456 | 3.15% |
| Lexington, NE (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $5,845 | 3.55% |
| Storm Lake, IA (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $7,096 | 3.08% |
| Peru, IN (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $5,035 | 3.20% |
| Central City, KY (FHA|USDA|VA) | 5 | $705,000 | $141,000 | $4,849 | 3.34% |
| Jackson, OH (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $8,552 | 3.68% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 1 | $665,000 | $665,000 | $11,569 | 3.50% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $11,252 | 3.25% |
| Jacksonville, IL (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $6,588 | 3.83% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $7,474 | 3.65% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $4,838 | 3.12% |
| Martin, TN (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $4,127 | 3.71% |
| Huron, SD (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $5,594 | 3.43% |
| Angola, IN (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $3,342 | 3.80% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $9,319 | 3.68% |
| WICHITA, KS (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $5,381 | 2.73% |
| TULSA, OK (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $10,741 | 3.25% |
| Carroll, IA (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $5,177 | 2.92% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $9,122 | 3.15% |
| Rock Springs, WY (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $10,031 | 3.20% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $9,725 | 3.00% |
| Kingsville, TX (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $11,683 | 3.70% |
| Roswell, NM (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $6,090 | 3.45% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $10,158 | 3.25% |
| Fairfield, IA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $8,465 | 3.20% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $9,026 | 3.25% |
| Paducah, KY-IL (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $3,992 | 3.30% |
| DANVILLE, IL (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $9,420 | 3.78% |
| KANKAKEE, IL (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $5,038 | 2.90% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $9,207 | 3.25% |
| Muscatine, IA (FHA|USDA|VA) | 4 | $400,000 | $100,000 | $4,631 | 2.85% |
| Lincoln, IL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $4,495 | 3.35% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $10,116 | 3.65% |
| Hastings, NE (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $4,923 | 2.90% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $7,209 | 3.15% |
| Marion, OH (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $9,003 | 3.75% |
| DECATUR, IL (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,001 | 3.65% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,024 | 3.00% |
| Van Wert, OH (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $4,515 | 3.03% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $6,855 | 2.95% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $7,546 | 2.65% |
| Taylorville, IL (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $6,211 | 2.85% |
| Spencer, IA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,298 | 2.83% |
| Union City, TN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $9,196 | 3.40% |
| Brownsville, TN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,641 | 3.45% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,438 | 2.65% |
| Vermillion, SD (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,769 | 3.60% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,468 | 3.20% |
| Mount Vernon, IL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,866 | 2.70% |
| Connersville, IN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,734 | 3.85% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,235 | 2.70% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,346 | 3.30% |
| Parsons, KS (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,130 | 2.63% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,608 | 2.70% |
| Pierre, SD (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,375 | 2.75% |
| PITTSBURGH, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,322 | 3.15% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,391 | 3.45% |
| St. Marys, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $9,672 | 3.55% |
| Murray, KY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 3.90% |
| Maryville, MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,601 | 2.75% |
| Winfield, KS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,308 | 2.65% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,753 | 2.85% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,040 | 3.20% |
| Findlay, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,376 | 3.40% |
| Mayfield, KY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,468 | 3.05% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,746 | 2.35% |
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 5,918 | $1,677,750,000 | $283,499 | $6,634 | 3.35% |
For 2020, Farm Credit Mid-america Aca's most frequently originated type of loan was Conventional, with 5,918 originations.
Loan Reason
For 2020, Farm Credit Mid-america Aca's most frequently cited loan purpose was Home Purchase, with 2,883 originations. The 2nd most popular reason was Refi, with 2,834 originations.
Loan Duration/Length
For 2020, Farm Credit Mid-america Aca's most frequently cited loan duration was 30 Year, with 3,227 originations. The 2nd most popular length was 15 Year, with 1,055 originations.
Origination Fees/Closing Costs
Farm Credit Mid-america Aca's average total fees were $7,387, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 2,148 originations.
Interest Rates
During 2020, Farm Credit Mid-america Aca's average interest rate for loans was 3.51%, while their most frequently originated rate bucket for loans was 3-4%, with 4,061 originations.
Loan Sizing
2020 saw Farm Credit Mid-america Aca place emphasis on $200k-400k loans with 2,536 originations, totaling $716,310,000 in origination value.
Applicant Income
Farm Credit Mid-america Aca lent most frequently to those with incomes in the $100k-150k range, with 1,683 originations. The second most popular income band? $150k-250k, with 1,211 originations.
Applicant Debt to Income Ratio
Farm Credit Mid-america Aca lent most frequently to those with DTI ratios of 20-30%, with 1,038 originations. The next most common DTI ratio? 30-36%, with 713 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications89.98%
Farm Credit Mid-america Aca has an average approval rate.
Pick Rate
Approvals leading to origination64.21%
Farm Credit Mid-america Aca has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 5,918 | $1,677,750,000 | $283,499 |
Occupancy Type Mix
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2020 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Franklin Credit Management Corporation | Home equity loan or line of credit (HELOC) | Struggling to pay mortgage | 1 | 12.5% |
| Franklin Credit Management Corporation | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 12.5% |
| Franklin Credit Management Corporation | Conventional home mortgage | Struggling to pay mortgage | 6 | 75.0% |