Home Point Mortgage Acceptance Corporation Rates, Fees & Info

MADISON, AL

LEI: 5493006VSECR4GWFB307

Tax ID: 63-1205520

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Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    Home Point Mortgage Acceptance Corporation is a small mortgage company specializing in Home Purchase loans. Home Point Mortgage Acceptance Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Atlanta, Louisville, Daphne, Huntsville, and Baton Rouge among others. We have data for 212 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Home Point Mortgage Acceptance Corporation has an average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders. Home Point Mortgage Acceptance Corporation is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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    Originations

    6,920

    Origination Dollar Volume (All Markets)

    $1,405,250,000
    Show all (81) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 545 $119,385,000 $219,055 $4,089 4.61%
    LOUISVILLE, KY (FHA|USDA|VA) 619 $111,035,000 $179,378 $3,534 4.74%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 518 $108,400,000 $209,266 $4,387 4.75%
    HUNTSVILLE, AL (FHA|USDA|VA) 424 $85,810,000 $202,382 $3,699 4.46%
    BATON ROUGE, LA (FHA|USDA|VA) 328 $69,690,000 $212,470 $4,166 4.61%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 165 $66,245,000 $401,485 $5,533 4.70%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 269 $60,765,000 $225,892 $4,569 4.83%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 273 $59,935,000 $219,542 $5,282 4.70%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 243 $49,235,000 $202,613 $4,135 4.70%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 193 $42,065,000 $217,953 $3,584 4.51%
    LAFAYETTE, LA (FHA|USDA|VA) 219 $41,005,000 $187,237 $3,957 4.65%
    Outside of Metro Areas 227 $35,435,000 $156,101 $4,145 4.64%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 166 $33,690,000 $202,952 $5,232 4.56%
    COLUMBIA, SC (FHA|USDA|VA) 191 $29,785,000 $155,942 $2,999 4.68%
    MOBILE, AL (FHA|USDA|VA) 177 $29,155,000 $164,718 $3,740 4.73%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 83 $25,655,000 $309,096 $5,385 4.70%
    LAKE CHARLES, LA (FHA|USDA|VA) 132 $25,490,000 $193,106 $4,563 4.84%
    KNOXVILLE, TN (FHA|USDA|VA) 134 $23,250,000 $173,507 $4,434 4.73%
    JACKSONVILLE, FL (FHA|USDA|VA) 95 $21,015,000 $221,211 $5,190 4.65%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 104 $19,740,000 $189,808 $3,753 4.53%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) 93 $19,105,000 $205,430 $4,303 4.64%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 75 $18,365,000 $244,867 $4,388 4.75%
    NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 56 $13,650,000 $243,750 $5,568 4.80%
    DECATUR, AL (FHA|USDA|VA) 82 $11,990,000 $146,220 $3,582 4.46%
    SPARTANBURG, SC (FHA|USDA|VA) 69 $11,925,000 $172,826 $4,164 4.59%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 48 $11,730,000 $244,375 $6,298 4.88%
    CLEVELAND, TN (FHA|USDA|VA) 64 $10,720,000 $167,500 $3,622 4.57%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 31 $10,215,000 $329,516 $4,099 4.58%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 38 $9,870,000 $259,737 $4,672 4.42%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 51 $8,155,000 $159,902 $3,985 4.68%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 39 $7,235,000 $185,513 $3,654 4.66%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 33 $6,885,000 $208,636 $4,703 4.95%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 26 $6,680,000 $256,923 $5,688 4.29%
    AUBURN-OPELIKA, AL (FHA|USDA|VA) 33 $6,275,000 $190,152 $4,101 4.43%
    VALDOSTA, GA (FHA|USDA|VA) 36 $5,480,000 $152,222 $3,218 4.65%
    JACKSON, TN (FHA|USDA|VA) 42 $5,360,000 $127,619 $4,748 4.56%
    SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 20 $4,580,000 $229,000 $5,315 4.58%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 10 $4,580,000 $458,000 $5,310 4.70%
    Jennings, LA (FHA|USDA|VA) 28 $4,230,000 $151,071 $5,277 4.75%
    GREELEY, CO (FHA|USDA|VA) 17 $4,125,000 $242,647 $6,362 4.60%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 23 $4,115,000 $178,913 $5,973 4.55%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 18 $4,070,000 $226,111 $6,208 4.83%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 25 $3,975,000 $159,000 $4,390 4.84%
    JACKSON, MS (FHA|USDA|VA) 19 $3,955,000 $208,158 $5,736 4.39%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 19 $3,665,000 $192,895 $5,569 4.82%
    FORT COLLINS, CO (FHA|USDA|VA) 14 $3,600,000 $257,143 $5,124 4.62%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 24 $3,570,000 $148,750 $4,401 5.06%
    MORRISTOWN, TN (FHA|USDA|VA) 20 $3,530,000 $176,500 $4,639 4.78%
    Scottsburg, IN (FHA|USDA|VA) 23 $3,485,000 $151,522 $3,366 4.84%
    Atmore, AL (FHA|USDA|VA) 28 $3,450,000 $123,214 $4,158 4.56%
    MACON-BIBB COUNTY, GA (FHA|USDA|VA) 20 $3,270,000 $163,500 $3,324 4.46%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) 20 $3,210,000 $160,500 $4,100 4.93%
    Calhoun, GA (FHA|USDA|VA) 20 $3,190,000 $159,500 $2,561 4.72%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 14 $3,160,000 $225,714 $3,129 4.78%
    COLUMBUS, GA-AL (FHA|USDA|VA) 20 $3,090,000 $154,500 $3,216 4.61%
    MONTGOMERY, AL (FHA|USDA|VA) 17 $3,065,000 $180,294 $5,230 4.47%
    SAVANNAH, GA (FHA|USDA|VA) 15 $3,035,000 $202,333 $3,599 4.56%
    CHARLOTTESVILLE, VA (FHA|USDA|VA) 10 $3,030,000 $303,000 $2,852 4.58%
    TUSCALOOSA, AL (FHA|USDA|VA) 15 $2,995,000 $199,667 $3,853 4.57%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 18 $2,880,000 $160,000 $4,384 4.66%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 12 $2,830,000 $235,833 $3,956 4.85%
    HOUMA-THIBODAUX, LA (FHA|USDA|VA) 15 $2,775,000 $185,000 $5,657 4.62%
    ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 14 $2,490,000 $177,857 $3,384 4.71%
    Scottsboro, AL (FHA|USDA|VA) 12 $2,440,000 $203,333 $3,708 4.55%
    Talladega-Sylacauga, AL (FHA|USDA|VA) 18 $2,430,000 $135,000 $3,280 4.88%
    GAINESVILLE, GA (FHA|USDA|VA) 13 $2,405,000 $185,000 $5,304 4.73%
    Alexander City, AL (FHA|USDA|VA) 12 $2,370,000 $197,500 $5,351 4.65%
    Sevierville, TN (FHA|USDA|VA) 15 $2,305,000 $153,667 $3,854 4.71%
    Albertville, AL (FHA|USDA|VA) 17 $2,265,000 $133,235 $2,736 4.66%
    BOULDER, CO (FHA|USDA|VA) 7 $2,185,000 $312,143 $5,241 4.48%
    DeRidder, LA (FHA|USDA|VA) 10 $2,110,000 $211,000 $3,222 4.75%
    HAMMOND, LA (FHA|USDA|VA) 11 $2,095,000 $190,455 $4,593 4.67%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 8 $1,990,000 $248,750 $5,267 4.88%
    ANNISTON-OXFORD, AL (FHA|USDA|VA) 11 $1,925,000 $175,000 $4,487 4.18%
    Cullman, AL (FHA|USDA|VA) 8 $1,880,000 $235,000 $6,952 4.72%
    LaGrange, GA-AL (FHA|USDA|VA) 10 $1,700,000 $170,000 $2,402 4.45%
    Jefferson, GA (FHA|USDA|VA) 8 $1,680,000 $210,000 $3,195 4.69%
    Bardstown, KY (FHA|USDA|VA) 10 $1,640,000 $164,000 $3,021 4.72%
    RICHMOND, VA (FHA|USDA|VA) 7 $1,545,000 $220,714 $4,328 5.05%
    PUNTA GORDA, FL (FHA|USDA|VA) 10 $1,490,000 $149,000 $2,820 4.70%
    Dayton, TN (FHA|USDA|VA) 10 $1,330,000 $133,000 $4,036 4.98%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 5 $1,295,000 $259,000 $3,441 4.50%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 8 $1,280,000 $160,000 $4,878 4.52%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 5 $1,225,000 $245,000 $7,985 4.48%
    BRUNSWICK, GA (FHA|USDA|VA) 4 $1,220,000 $305,000 $5,770 4.47%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 2 $1,190,000 $595,000 $5,230 4.69%
    Ruston, LA (FHA|USDA|VA) 5 $1,155,000 $231,000 $5,900 4.55%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 8 $1,120,000 $140,000 $3,450 4.55%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 3 $1,115,000 $371,667 $4,411 4.42%
    Frankfort, KY (FHA|USDA|VA) 8 $1,070,000 $133,750 $3,212 4.69%
    FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 6 $1,050,000 $175,000 $4,014 4.69%
    MONROE, LA (FHA|USDA|VA) 5 $1,005,000 $201,000 $6,856 4.68%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 3 $945,000 $315,000 $3,456 4.83%
    Okeechobee, FL (FHA|USDA|VA) 7 $925,000 $132,143 $2,851 4.63%
    Opelousas, LA (FHA|USDA|VA) 6 $920,000 $153,333 $3,703 4.54%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 6 $920,000 $153,333 $3,877 4.88%
    GAINESVILLE, FL (FHA|USDA|VA) 4 $910,000 $227,500 $2,321 4.56%
    Cookeville, TN (FHA|USDA|VA) 5 $905,000 $181,000 $4,521 4.63%
    Martin, TN (FHA|USDA|VA) 6 $870,000 $145,000 $4,016 4.35%
    Newberry, SC (FHA|USDA|VA) 5 $855,000 $171,000 $3,588 4.48%
    DOTHAN, AL (FHA|USDA|VA) 4 $850,000 $212,500 $5,701 3.94%
    Newport, TN (FHA|USDA|VA) 4 $800,000 $200,000 $3,831 4.78%
    GADSDEN, AL (FHA|USDA|VA) 6 $780,000 $130,000 $4,020 4.92%
    HINESVILLE, GA (FHA|USDA|VA) 4 $780,000 $195,000 $5,317 3.94%
    ROME, GA (FHA|USDA|VA) 5 $765,000 $153,000 $4,001 4.30%
    PUEBLO, CO (FHA|USDA|VA) 4 $710,000 $177,500 $5,796 4.50%
    ALEXANDRIA, LA (FHA|USDA|VA) 3 $705,000 $235,000 $8,598 4.08%
    ENID, OK (FHA|USDA|VA) 2 $700,000 $350,000 $7,336 3.94%
    ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 5 $685,000 $137,000 $3,196 4.63%
    Gaffney, SC (FHA|USDA|VA) 3 $675,000 $225,000 $2,216 4.38%
    WARNER ROBINS, GA (FHA|USDA|VA) 5 $665,000 $133,000 $2,683 4.33%
    Montrose, CO (FHA|USDA|VA) 2 $660,000 $330,000 $14,141 3.81%
    DALTON, GA (FHA|USDA|VA) 4 $660,000 $165,000 $4,657 4.28%
    Cedartown, GA (FHA|USDA|VA) 4 $640,000 $160,000 $4,274 5.00%
    Minden, LA (FHA|USDA|VA) 4 $590,000 $147,500 $4,535 4.34%
    Jasper, AL (FHA|USDA|VA) 4 $570,000 $142,500 $3,177 4.44%
    Cornelia, GA (FHA|USDA|VA) 2 $560,000 $280,000 $5,516 4.44%
    HATTIESBURG, MS (FHA|USDA|VA) 3 $535,000 $178,333 $5,457 4.38%
    GRAND JUNCTION, CO (FHA|USDA|VA) 2 $510,000 $255,000 $5,270 4.18%
    Danville, KY (FHA|USDA|VA) 2 $490,000 $245,000 $1,836 5.13%
    Palatka, FL (FHA|USDA|VA) 3 $485,000 $161,667 $2,226 4.71%
    Lewisburg, TN (FHA|USDA|VA) 2 $480,000 $240,000 $4,246 4.63%
    Seymour, IN (FHA|USDA|VA) 3 $475,000 $158,333 $3,516 4.75%
    Madisonville, KY (FHA|USDA|VA) 3 $455,000 $151,667 $3,769 4.75%
    Troy, AL (FHA|USDA|VA) 2 $420,000 $210,000 $7,715 4.00%
    Paducah, KY-IL (FHA|USDA|VA) 3 $405,000 $135,000 $2,777 4.88%
    Athens, TN (FHA|USDA|VA) 2 $400,000 $200,000 $3,927 5.00%
    Meridian, MS (FHA|USDA|VA) 2 $400,000 $200,000 $6,561 4.56%
    TYLER, TX (FHA|USDA|VA) 1 $395,000 $395,000 $2,966 4.25%
    Madison, IN (FHA|USDA|VA) 3 $385,000 $128,333 $2,101 4.75%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 2 $380,000 $190,000 $4,363 4.50%
    Durango, CO (FHA|USDA|VA) 1 $375,000 $375,000 $9,536 5.50%
    Greeneville, TN (FHA|USDA|VA) 2 $370,000 $185,000 $3,213 4.69%
    Picayune, MS (FHA|USDA|VA) 2 $370,000 $185,000 $3,882 4.19%
    LYNCHBURG, VA (FHA|USDA|VA) 1 $365,000 $365,000 $6,102 3.50%
    Crossville, TN (FHA|USDA|VA) 3 $365,000 $121,667 $3,582 4.96%
    BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 2 $360,000 $180,000 $5,765 4.13%
    KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 2 $360,000 $180,000 $5,487 5.19%
    Fort Payne, AL (FHA|USDA|VA) 3 $355,000 $118,333 $3,998 4.63%
    SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $345,000 $345,000 $3,460 4.00%
    JOHNSON CITY, TN (FHA|USDA|VA) 2 $340,000 $170,000 $5,513 4.81%
    Fort Morgan, CO (FHA|USDA|VA) 2 $340,000 $170,000 $1,943 4.50%
    MIDLAND, TX (FHA|USDA|VA) 1 $335,000 $335,000 $3,956 5.50%
    McMinnville, TN (FHA|USDA|VA) 3 $335,000 $111,667 $1,052 4.83%
    Glenwood Springs, CO (FHA|USDA|VA) 1 $325,000 $325,000 $4,221 3.88%
    Murray, KY (FHA|USDA|VA) 1 $315,000 $315,000 $5,120 4.50%
    STAUNTON, VA (FHA|USDA|VA) 2 $310,000 $155,000 $2,183 4.63%
    ST. GEORGE, UT (FHA|USDA|VA) 1 $305,000 $305,000 $5,660 4.38%
    PANAMA CITY, FL (FHA|USDA|VA) 2 $300,000 $150,000 $2,925 4.69%
    Paris, TN (FHA|USDA|VA) 2 $300,000 $150,000 $4,711 4.38%
    Orangeburg, SC (FHA|USDA|VA) 1 $295,000 $295,000 $0 4.88%
    CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 1 $295,000 $295,000 $5,066 4.13%
    TERRE HAUTE, IN (FHA|USDA|VA) 2 $290,000 $145,000 $4,352 4.81%
    Morgan City, LA (FHA|USDA|VA) 2 $280,000 $140,000 $3,372 4.63%
    LAWTON, OK (FHA|USDA|VA) 1 $275,000 $275,000 $0 3.88%
    SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 2 $270,000 $135,000 $2,776 4.38%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 1 $255,000 $255,000 $1,963 3.88%
    Cañon City, CO (FHA|USDA|VA) 1 $255,000 $255,000 $739 4.25%
    Starkville, MS (FHA|USDA|VA) 1 $255,000 $255,000 $9,567 4.38%
    HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 2 $250,000 $125,000 $2,353 4.63%
    Enterprise, AL (FHA|USDA|VA) 1 $245,000 $245,000 $10,129 4.38%
    Union City, TN (FHA|USDA|VA) 2 $240,000 $120,000 $6,566 4.50%
    Tupelo, MS (FHA|USDA|VA) 1 $235,000 $235,000 $9,086 3.63%
    Richmond-Berea, KY (FHA|USDA|VA) 2 $230,000 $115,000 $3,886 4.44%
    Natchitoches, LA (FHA|USDA|VA) 1 $225,000 $225,000 $2,273 4.50%
    Dyersburg, TN (FHA|USDA|VA) 2 $220,000 $110,000 $4,294 4.44%
    Somerset, KY (FHA|USDA|VA) 2 $220,000 $110,000 $4,362 4.81%
    Bogalusa, LA (FHA|USDA|VA) 1 $215,000 $215,000 $9,447 4.25%
    SUMTER, SC (FHA|USDA|VA) 1 $215,000 $215,000 $3,905 4.00%
    LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $205,000 $205,000 $3,858 3.88%
    WINSTON-SALEM, NC (FHA|USDA|VA) 1 $195,000 $195,000 $5,720 4.50%
    BOWLING GREEN, KY (FHA|USDA|VA) 2 $190,000 $95,000 $4,574 5.31%
    Statesboro, GA (FHA|USDA|VA) 1 $185,000 $185,000 $4,306 4.63%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $185,000 $185,000 $2,295 4.63%
    Natchez, MS-LA (FHA|USDA|VA) 1 $175,000 $175,000 $9,994 4.50%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 1 $175,000 $175,000 $2,023 4.63%
    Vicksburg, MS (FHA|USDA|VA) 1 $175,000 $175,000 $6,468 4.50%
    HOT SPRINGS, AR (FHA|USDA|VA) 1 $175,000 $175,000 $3,473 4.25%
    OCALA, FL (FHA|USDA|VA) 1 $175,000 $175,000 $2,962 4.63%
    TALLAHASSEE, FL (FHA|USDA|VA) 1 $175,000 $175,000 $6,671 4.25%
    Oxford, MS (FHA|USDA|VA) 1 $175,000 $175,000 $5,887 4.63%
    Cleveland, MS (FHA|USDA|VA) 1 $165,000 $165,000 $5,721 4.13%
    Bedford, IN (FHA|USDA|VA) 1 $165,000 $165,000 $3,368 5.13%
    Thomasville, GA (FHA|USDA|VA) 1 $165,000 $165,000 $1,667 4.88%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 1 $165,000 $165,000 $3,089 4.38%
    ROANOKE, VA (FHA|USDA|VA) 1 $155,000 $155,000 $1,092 4.75%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 1 $155,000 $155,000 $4,069 5.25%
    New Castle, IN (FHA|USDA|VA) 1 $145,000 $145,000 $877 4.13%
    Peru, IN (FHA|USDA|VA) 1 $145,000 $145,000 $3,486 4.50%
    Arcadia, FL (FHA|USDA|VA) 1 $145,000 $145,000 $2,466 5.00%
    Plymouth, IN (FHA|USDA|VA) 1 $145,000 $145,000 $0 4.63%
    Danville, VA (FHA|USDA|VA) 1 $145,000 $145,000 $3,880 3.75%
    Brownsville, TN (FHA|USDA|VA) 1 $135,000 $135,000 $1,973 4.88%
    Clewiston, FL (FHA|USDA|VA) 1 $135,000 $135,000 $2,205 5.75%
    CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $135,000 $135,000 $4,000 4.63%
    Thomaston, GA (FHA|USDA|VA) 1 $135,000 $135,000 $4,012 4.99%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 1 $125,000 $125,000 $2,941 4.63%
    EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $125,000 $125,000 $3,900 4.63%
    North Vernon, IN (FHA|USDA|VA) 1 $115,000 $115,000 $4,901 4.63%
    Glasgow, KY (FHA|USDA|VA) 1 $115,000 $115,000 $2,629 5.00%
    Cordele, GA (FHA|USDA|VA) 1 $105,000 $105,000 $1,576 4.75%
    Wauchula, FL (FHA|USDA|VA) 1 $95,000 $95,000 $896 4.13%
    HARRISONBURG, VA (FHA|USDA|VA) 1 $95,000 $95,000 $3,098 5.25%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 1 $95,000 $95,000 $2,473 5.63%
    Altus, OK (FHA|USDA|VA) 1 $85,000 $85,000 $2,715 5.75%
    Summerville, GA (FHA|USDA|VA) 1 $85,000 $85,000 $4,002 4.75%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 1 $75,000 $75,000 $2,243 4.75%
    Moultrie, GA (FHA|USDA|VA) 1 $75,000 $75,000 $1,383 5.13%
    SALISBURY, MD-DE (FHA|USDA|VA) 1 $65,000 $65,000 $2,429 4.99%
    COLUMBUS, IN (FHA|USDA|VA) 1 $65,000 $65,000 $3,807 5.50%
    London, KY (FHA|USDA|VA) 1 $65,000 $65,000 $4,747 4.25%
    Fort Polk South, LA (FHA|USDA|VA) 1 $65,000 $65,000 $3,570 5.63%
    Home Point Mortgage Acceptance Corporation's top markets include Atlanta, Louisville, Daphne, Huntsville, and Baton Rouge among others.

    Their top states include:
  • Alabama (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Louisiana (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Tennessee (FHA|USDA|VA)

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 3,633 $770,035,000 $211,956 $3,421 4.81%
    FHA 2,070 $370,430,000 $178,952 $5,493 4.52%
    VA 931 $223,935,000 $240,532 $4,791 4.39%
    USDA 286 $40,850,000 $142,832 $3,340 4.64%

    For 2018, Home Point Mortgage Acceptance Corporation's most frequently originated type of loan was Conventional, with 3,633 originations. Their 2nd most popular type was FHA, with 2,070 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 5,698 $1,149,680,000 $201,769 $4,095 4.67%
    Cash Out Refi 675 $142,815,000 $211,578 $5,345 4.65%
    Refi 448 $96,900,000 $216,295 $4,294 4.55%
    Other 99 $15,855,000 $160,152 $3,529 4.90%

    For 2018, Home Point Mortgage Acceptance Corporation's most frequently cited loan purpose was Home Purchase, with 5,698 originations. The 2nd most popular reason was Cash Out Refi, with 675 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 6,487 $1,330,875,000 $205,160 $4,228 4.68%
    15 Year 312 $53,990,000 $173,045 $4,025 4.20%
    20 Year 75 $13,105,000 $174,733 $4,019 4.66%
    Other 35 $6,235,000 $178,143 $5,404 4.54%
    10 Year 11 $1,045,000 $95,000 $3,646 4.47%

    For 2018, Home Point Mortgage Acceptance Corporation's most frequently cited loan duration was 30 Year, with 6,487 originations. The 2nd most popular length was 15 Year, with 312 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 4,108 $811,120,000 $197,449
    $1k-2k 1,137 $223,685,000 $196,733
    $2k-3k 702 $126,480,000 $180,171
    $3k-4k 407 $89,285,000 $219,373
    $5k+ 323 $100,735,000 $311,873
    $4k-5k 243 $53,945,000 $221,996

    Home Point Mortgage Acceptance Corporation's average total fees were $4,228, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 4,108 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 5,045 $1,024,615,000 $203,095
    5-6% 1,162 $225,130,000 $193,744
    3-4% 713 $155,505,000 $218,100

    During 2018, Home Point Mortgage Acceptance Corporation's average interest rate for loans was 4.68%, while their most frequently originated rate bucket for loans was 4-5%, with 5,045 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 3,400 $515,630,000 $151,656 $3,738 4.67%
    $200k-400k 2,580 $689,110,000 $267,097 $4,995 4.61%
    $100,000 or less 625 $51,015,000 $81,624 $2,839 4.83%
    $400k-600k 285 $129,865,000 $455,667 $5,618 4.63%
    $600k-1MM 30 $19,630,000 $654,333 $8,086 4.58%

    2018 saw Home Point Mortgage Acceptance Corporation place emphasis on $100k-200k loans with 3,400 originations, totaling $515,630,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 1,995 $367,335,000 $184,128 $4,242 4.65%
    $50k or less 1,767 $245,055,000 $138,684 $3,675 4.66%
    $75k-100k 1,260 $276,210,000 $219,214 $4,519 4.65%
    $100k-150k 1,223 $313,195,000 $256,087 $4,659 4.67%
    $150k-250k 531 $160,875,000 $302,966 $4,338 4.72%
    $250k+ 129 $38,395,000 $297,636 $4,108 4.74%

    Home Point Mortgage Acceptance Corporation lent most frequently to those with incomes in the $50k-75k range, with 1,995 originations. The second most popular income band? $50k or less, with 1,767 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 1,213 $228,725,000 $188,561 $3,831 4.66%
    30-36% 1,171 $238,125,000 $203,352 $3,996 4.66%
    50-60% 729 $150,125,000 $205,933 $5,520 4.49%
    <20% 323 $57,705,000 $178,653 $3,294 4.61%
    41% 271 $54,965,000 $202,823 $4,345 4.68%
    49% 258 $58,650,000 $227,326 $4,442 4.72%
    45% 258 $53,940,000 $209,070 $4,359 4.71%
    42% 256 $52,630,000 $205,586 $4,063 4.72%
    43% 256 $55,900,000 $218,359 $4,403 4.70%
    44% 255 $50,805,000 $199,235 $4,037 4.72%
    38% 250 $49,020,000 $196,080 $3,906 4.71%
    39% 249 $51,445,000 $206,606 $4,246 4.69%
    40% 248 $51,490,000 $207,621 $4,195 4.69%
    47% 248 $53,480,000 $215,645 $4,443 4.68%
    37% 234 $47,020,000 $200,940 $4,002 4.68%
    48% 222 $50,520,000 $227,568 $4,470 4.74%
    46% 220 $47,780,000 $217,182 $4,191 4.70%
    36% 209 $40,155,000 $192,129 $4,025 4.70%
    >60% 50 $12,770,000 $255,400 $5,738 4.44%

    Home Point Mortgage Acceptance Corporation lent most frequently to those with DTI ratios of 20-30%, with 1,213 originations. The next most common DTI ratio? 30-36%, with 1,171 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 5,803 $1,164,445,000 $200,663 $4,195 4.66%
    Black 570 $110,440,000 $193,754 $4,500 4.60%
    Not provided 297 $62,605,000 $210,791 $4,120 4.66%
    Asian 222 $61,430,000 $276,712 $4,380 4.73%
    American Indian 13 $3,345,000 $257,308 $4,405 4.75%
    Native Hawaiian or Islander 11 $2,115,000 $192,273 $3,298 4.31%
    Asian Indian 3 $735,000 $245,000 $4,539 4.75%
    Other Pacific Islander 1 $135,000 $135,000 $2,907 4.63%

    Approval Rates

    Total approvals of all applications
    84.61%

    Home Point Mortgage Acceptance Corporation has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    99.02%

    Home Point Mortgage Acceptance Corporation has an exceptionally high pick rate. They most likely have borrower friendly terms or other characteristics like being fast to close or are easy to work with.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 6,920 $1,405,250,000 $203,071

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Site-Built 6,920 $1,405,250,000 $203,071

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 87 $11,795,000 $135,575 $3,196 4.66%
    40-60% 330 $58,220,000 $176,424 $3,495 4.61%
    60-80% 1,473 $301,245,000 $204,511 $3,779 4.81%
    80-100% 4,773 $969,125,000 $203,043 $4,243 4.63%
    Over 100% 254 $64,220,000 $252,835 $7,689 4.39%
    Under 20% 3 $645,000 $215,000 $3,913 4.46%

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    Home Point Financial Corporation VA mortgage Trouble during payment process 8 6.2%
    Home Point Financial Corporation FHA mortgage Struggling to pay mortgage 7 5.4%
    Home Point Financial Corporation FHA mortgage Trouble during payment process 19 14.6%
    Home Point Financial Corporation Home equity loan or line of credit (HELOC) Applying for a mortgage or refinancing an existing mortgage 1 0.8%
    Home Point Financial Corporation Other type of mortgage Struggling to pay mortgage 3 2.3%
    Home Point Financial Corporation Other type of mortgage Trouble during payment process 7 5.4%
    Home Point Financial Corporation Reverse mortgage Trouble during payment process 1 0.8%
    Home Point Financial Corporation VA mortgage Struggling to pay mortgage 3 2.3%
    Home Point Financial Corporation Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 3 2.3%
    Home Point Financial Corporation Conventional home mortgage Closing on a mortgage 1 0.8%
    Home Point Financial Corporation Conventional home mortgage Incorrect information on your report 6 4.6%
    Home Point Financial Corporation Conventional home mortgage Problem with a credit reporting company's investigation into an existing problem 1 0.8%
    Home Point Financial Corporation Conventional home mortgage Struggling to pay mortgage 8 6.2%
    Home Point Financial Corporation Conventional home mortgage Trouble during payment process 58 44.6%
    Home Point Financial Corporation FHA mortgage Applying for a mortgage or refinancing an existing mortgage 2 1.5%
    Home Point Financial Corporation FHA mortgage Closing on a mortgage 1 0.8%
    Home Point Financial Corporation FHA mortgage Incorrect information on your report 1 0.8%