Boston - Cambridge - Newton Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Boston - Cambridge - Newton averaged 6.27% for the week of 2024-11-14, compared to the national average of 6.78% for the same period.

The average rate for the prior week (2024-11-07) was 6.68% and one month ago for the week of 2024-10-10, the average rate was 5.91%.

Boston - Cambridge - Newton's average rate one year ago was 7.09%.

For refis of the same type during the week of 2024-11-14, the average rate was 6.74%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-11-14 6.78%
Boston - Cambridge - Newton 30 Year Fixed Rate 2024-11-14 6.27%
Boston - Cambridge - Newton 30 Year Fixed Rate Refi 2024-11-14 6.74%
Boston - Cambridge - Newton 15 Year Fixed Rate 2024-11-14 6.06%
Boston - Cambridge - Newton 15 Year Fixed Rate Refi 2024-11-14 5.9%
Boston - Cambridge - Newton 30 Year FHA 2024-11-14 -0.26%
Boston - Cambridge - Newton 30 Year FHA Refi 2024-11-14 -0.21%
Boston - Cambridge - Newton 30 Year USDA 2024-11-14 0.2%
Boston - Cambridge - Newton 30 Year USDA Refi 2024-11-14 -0.2%
Boston - Cambridge - Newton 30 Year VA 2024-11-14 0.08%
Boston - Cambridge - Newton 30 Year VA Refi 2024-11-14 -0.1%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Boston-Cambridge-Newton, MA-NH.

Boston - Cambridge - Newton Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Boston-Cambridge-Newton, MA-NH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
GUARANTEED RATE, INC. 1,932 6.67% $6,085
Leader Bank 1,812 6.34% $5,310
CROSSCOUNTRY MORTGAGE, LLC 1,789 6.81% $7,286
QUICKEN LOANS, LLC 1,417 6.66% $8,046
UNITED WHOLESALE MORTGAGE, LLC 1,281 6.85% $8,188
MOVEMENT MORTGAGE, LLC 1,133 6.60% $7,221
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1,049 6.77% $6,342
CMG MORTGAGE, INC. 720 6.85% $5,698
GUILD MORTGAGE COMPANY 705 6.68% $6,157
SALEM FIVE MORTGAGE COMPANY, LLC 671 6.35% $5,476
Rockland Trust Company 627 6.03% $4,706
Citizens Bank 538 6.44% $7,030
WASHINGTON TRUST MORTGAGE COMPANY LLC 535 6.14% $5,715
JPMorgan Chase Bank 503 6.26% $6,908
Berkshire Bank 442 5.69% $5,733
Bank of America 441 6.01% $7,680
TD Bank 439 6.01% $4,925
Cambridge Savings Bank 434 6.22% $4,768
Institution for Savings in Newburyport and Its Vicinity 427 5.95% $5,670
U.S. Bank 423 6.21% $5,787
Eastern Bank 387 6.05% $4,672
GUARANTEED RATE AFFINITY, LLC 367 6.68% $5,779
LOANDEPOT.COM, LLC 362 6.81% $7,248
HARBORONE MORTGAGE, LLC 344 6.49% $5,713
First Republic Bank 315 4.71% $4,525
Morgan Stanley Private Bank 291 5.68% $5,124
Easthampton Savings Bank 275 5.63% $4,279
RADIUS FINANCIAL GROUP INC. 274 6.91% $7,735
TOTAL MORTGAGE SERVICES, LLC 274 6.86% $8,521
Webster Bank 239 6.07% $7,396
M&T Bank 238 6.15% $6,615
NEW FED MORTGAGE, CORP. 235 6.76% $7,127
The Cape Cod Five Cents Savings Bank 223 6.33% $4,382
Wells Fargo Bank 201 5.97% $6,985
DRAPER AND KRAMER MORTGAGE CORP. 183 6.73% $5,454
Citibank 180 5.39% $7,745
DIGITAL Federal Credit Union 175 6.14% $4,090
NEWREZ LLC 175 6.73% $8,611
MORTGAGE EQUITY PARTNERS LLC 174 6.63% $8,372
Dedham Institution for Savings 173 6.11% $4,573
ROCKLAND 155 5.95% $3,809
PRIMELENDING, A PLAINSCAPITAL COMPANY 150 6.68% $8,616
EMM LOANS LLC 150 7.14% $7,857
Main Street Bank 146 5.52% $7,993
HARVARD UNIVERSITY EMPLOYEES 132 6.33% $3,855
ENVOY MORTGAGE, LTD 130 6.93% $7,339
MERRIMACK VALLEY 127 5.97% $3,539
Jeanne D'Arc Credit Union 124 6.30% $5,481
METRO 123 6.26% $4,034
Mr. Cooper ( Nationstar Mortgage ) 119 6.53% $11,926
Shamrock Home Loans, Inc. 114 6.65% $8,028
Fall River Five Cents Savings Bank 114 6.47% $5,758
First-Citizens Bank & Trust Company 108 5.39% $5,399
EMBRACE HOME LOANS, INC. 104 6.79% $6,583
ACADEMY MORTGAGE CORPORATION 104 6.84% $5,325
East West Bank 101 6.65% $5,887
Needham Bank 100 6.36% $4,042
NFM, INC. 96 6.93% $9,096
Cambridge Trust Company 96 5.89% $4,461
Enterprise Bank and Trust Company 95 6.06% $4,835
Bridgewater Savings Bank 95 6.33% $4,129
BAY EQUITY LLC 95 6.71% $7,071
Middlesex Savings Bank 93 6.45% $3,324
PENNYMAC LOAN SERVICES, LLC 92 6.67% $8,999
NAVY FEDERAL CREDIT UNION 91 6.10% $4,845
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION 90 5.98% $4,866
NORTHPOINT MORTGAGE, INC. 88 6.96% $6,747
PROVIDENT FUNDING ASSOCIATES, L.P. 87 6.56% $5,045
First National Bank of America 87 9.86% $15,985
BAYCOAST MORTGAGE COMPANY, LLC 84 6.36% $4,183
North Shore Bank, a Co-operative Bank 80 6.26% $3,770
FIRST MORTGAGE COMPANY, INC. 80 6.84% $6,715
LEADERONE FINANCIAL CORPORATION 78 6.94% $5,842
Merchants Bank of Indiana 76 6.68% $8,364
The Camden National Bank 74 6.62% $4,522
WILLIAM RAVEIS MORTGAGE, LLC 71 6.68% $4,898
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 71 7.02% $9,506
Avidia Bank 70 6.19% $4,073
DREW MORTGAGE ASSOCIATES, INC. 70 6.61% $8,121
PULTE MORTGAGE LLC 69 6.49% $3,357
Bangor Savings Bank 69 6.34% $4,689
HOMEBRIDGE FINANCIAL SERVICES, INC. 69 6.81% $8,865
Bristol County Savings Bank 67 6.07% $4,235
American Mortgage & Equity Consultants, Inc. 67 6.85% $7,332
BROKER SOLUTIONS, INC. 63 7.00% $9,419
NATIONS RELIABLE LENDING, LLC 63 6.97% $7,442
PNC Bank 62 6.49% $7,057
UBS Bank USA 60 5.90% $8,148
MEMBERS MORTGAGE COMPANY, INC. 60 6.01% $4,640
The Bank of Canton 60 6.68% $4,659
ST. MARY'S BANK 59 6.35% $4,194
FIRST HOME MORTGAGE CORPORATION 59 6.72% $10,534
FREEDOM MORTGAGE CORPORATION 58 6.85% $8,843
Bank of England 56 6.91% $8,053
MUTUAL OF OMAHA MORTGAGE, INC. 55 6.51% $7,601
The Huntington National Bank 54 6.49% $7,529
BNY Mellon 53 5.71% $6,484
NBKC BANK 53 6.53% $4,980
AMERISAVE MORTGAGE CORPORATION 53 6.07% $11,810
NORTHEAST CREDIT UNION 51 6.23% $4,534
Sierra Pacific Mortgage Company, Inc. 51 6.77% $8,348
Evolve Bank & Trust 51 6.70% $5,595
TBI MORTGAGE COMPANY 49 6.43% $9,996
HANSCOM 49 6.15% $3,765
First Savings Bank 46 6.47% $6,781
North Easton Savings Bank 42 5.87% $4,851
Service Federal Credit Union 42 6.11% $4,865
Charles Schwab Bank, SSB 42 5.81% $5,479
NORTHEAST HOME LOAN, LLC 40 6.65% $10,224
Keystone Funding, Inc. 40 7.07% $7,664
ARK-LA-TEX FINANCIAL SERVICES, LLC. 39 7.12% $8,066
TREMONT CREDIT UNION 39 5.63% $5,643
Brookline Bank 39 6.50% $3,631
NORWICH COMMERCIAL GROUP, INC. 38 7.06% $9,365
NATIONS DIRECT MORTGAGE, LLC 38 7.70% $11,142
Workers Credit Union 36 6.14% $4,323
Sharon & Crescent United Credit Union 36 5.83% $3,212
CARDINAL FINANCIAL 35 6.71% $8,451
St. Anne's Credit Union of Fall River, Mass. 34 5.46% $5,250
United Nations Federal Credit Union 34 5.68% $5,449
OCMBC, INC. 33 8.59% $18,378
Home Loan Investment Bank, F.S.B. 33 6.91% $5,929
Republic State Mortgage Co. 32 6.71% $7,734
CONWAY FINANCIAL SERVICES, LLC 32 6.51% $4,964
MountainOne Bank 32 5.61% $5,196
Waterstone Mortgage Corporation 31 6.86% $8,341
Hingham Institution for Savings 30 6.25% $4,403
BETTER MORTGAGE CORPORATION 30 6.18% $7,187
Paramount Residential Mortgage Group, Inc. 30 7.22% $11,598
UniBank for Savings 29 5.88% $3,858
Goldman Sachs Bank USA 28 5.61% $7,569
Flagstar Bank, FSB 28 6.61% $8,638
USAA Federal Savings Bank 28 6.64% $6,638
Northpointe Bank 28 6.89% $8,778
Bethpage Federal Credit Union 27 6.61% $5,394
Holy Rosary Regional Credit Union 26 6.50% $3,128
BMO Harris Bank 26 6.10% $7,969
Direct Federal Credit Union 26 6.27% $4,192
ARC HOME LLC 26 7.79% $9,231
Mortgage Research Center, LLC 25 6.60% $7,732
PENTAGON FEDERAL CREDIT UNION 25 6.16% $7,503
RELIANCE FIRST CAPITAL, LLC 25 6.79% $11,270
MLD MORTGAGE INC. 25 6.53% $4,638
Ally Bank 24 6.39% $12,588
Truist 24 6.40% $4,869
RTN FEDERAL CREDIT UNION 23 5.08% $3,239
Firstrust Savings Bank 23 6.24% $10,256
PROVINCE MORTGAGE ASSOCIATES, INC. 22 7.04% $6,893
Cape Cod Co-operative Bank 22 5.55% $4,097
EQUITY RESOURCES, INC. 22 7.05% $5,437
Bar Harbor Bank & Trust 22 6.67% $5,848
GUIDANCE RESIDENTIAL, LLC 22 7.13% $7,611
HOMESTEAD FUNDING CORP. 21 6.77% $5,339
USAlliance Federal Credit Union 20 6.64% $6,809
HSBC BANK USA, NATIONAL ASSOCIATION 20 6.22% $6,403
Piscataqua Savings Bank 20 5.81% $4,218
Meredith Village Savings Bank 20 7.13% $3,714
RIVER WORKS 20 6.13% $3,867
ZILLOW HOME LOANS, LLC 20 6.58% $7,749
Raymond James Bank 20 5.36% $5,519
ALIGN CREDIT UNION 19 6.06% $3,924
Centreville Bank 19 5.76% $4,943
Bank of New Hampshire 19 7.07% $4,584
NP, Inc. 19 8.72% $16,627
TJC Mortgage, Inc. 19 6.86% $8,982
Ross Mortgage Company, Inc. 18 7.17% $5,337
Milford Federal Bank 18 6.19% $3,734
PAWTUCKET 18 5.95% $4,727
The Federal Savings Bank 17 6.74% $11,073
St. Mary's Credit Union 16 6.01% $3,556
Cornerstone Bank 16 5.80% $3,964
AMERICAN FINANCIAL NETWORK, INC. 16 7.45% $9,828
LENDSURE MORTGAGE CORP. 16 8.72% $17,481
Merrimack County Savings Bank 15 6.91% $4,020
CHURCHILL MORTGAGE CORPORATION 15 7.03% $8,523
Cathay Bank 15 6.53% $4,369
ALLIED MORTGAGE GROUP, INC. 15 7.13% $5,966
Stifel Bank and Trust 15 5.76% $3,920
KeyBank 15 6.03% $10,555
PHH Mortgage Corporation 14 6.69% $6,758
Fidelity Co-operative Bank 14 6.72% $5,588
SIRVA MORTGAGE, INC. 14 6.61% $1,362
MID-ISLAND MORTGAGE CORP. 14 7.13% $4,202
LAKEVIEW LOAN SERVICING, LLC 14 6.57% $11,344
PRIMARY RESIDENTIAL MORTGAGE, INC. 13 6.85% $10,632
BankNewport 13 5.39% $4,223
Cornerstone First Mortgage, Inc 13 6.21% $11,825
COMMUNITY CREDIT UNION OF LYNN 12 7.10% $3,420
SIS BANCORP, MHC 12 8.16% $4,127
Navigant Credit Union 12 5.94% $3,879
T2 FINANCIAL LLC 12 7.09% $7,685
HOMESIDE FINANCIAL, LLC 11 7.37% $10,678
GENEVA FINANCIAL, LLC 11 7.20% $11,429
JMAC LENDING, INC. 11 7.45% $10,386
GREYLOCK 11 5.16% $3,422
CENTRAL ONE FEDERAL CREDIT UNION 11 6.07% $3,713
Barrington Bank & Trust Company, N.A. 11 6.76% $8,691
QUINCY CREDIT UNION 10 5.90% $3,638
Plains Commerce Bank 10 7.04% $6,783
HOMEFIELD 10 5.66% $6,119
NBT Bank 10 5.33% $5,777
Farmers Bank & Trust 10 6.45% $6,861
GUARANTY HOME MORTGAGE CORPORATION 10 6.40% $6,443
Quontic Bank 10 8.86% $15,136
Discover Bank 9 6.44% $0
NexBank 9 7.55% $13,849
CIBM Bank 9 6.00% $5,107
RBC Bank, (Georgia) 9 5.85% $4,608
EVERETT FINANCIAL, INC. 9 7.32% $12,436
PeoplesBank 9 5.36% $4,874
Northern Bank & Trust Company 9 5.82% $3,376
FBC MORTGAGE, LLC 9 6.94% $5,894
BELLWETHER COMMUNITY 9 6.53% $5,364
PREMIA MORTGAGE, LLC 8 6.58% $2,666
Third Federal Savings and Loan Association of Cleveland 8 6.66% $828
Baxter Credit Union 8 6.63% $8,619
BNC National Bank 8 5.80% $5,912
City National Bank 8 6.07% $5,519
HUNT MORTGAGE CORPORATION 8 6.78% $9,823
FIRST TECHNOLOGY 8 6.53% $4,674
Country Bank for Savings 7 5.61% $4,987
NJ LENDERS CORP. 7 6.73% $6,772
Arvest Bank 7 6.71% $5,627
PLAZA HOME MORTGAGE, INC. 7 7.05% $10,259
Walpole Co-operative Bank 7 5.87% $3,559
FIRST COMMUNITY MORTGAGE, INC. 7 7.36% $10,495
The Washington Trust Company, of Westerly 7 6.25% $4,177
Dollar Bank, Federal Savings Bank 7 6.66% $6,750
Princeton Mortgage Corporation 7 6.64% $11,592
Granite State Credit Union 6 6.60% $3,792
Capitol Federal Savings Bank 6 5.52% $13,354
AMERICAN HERITAGE LENDING, INC. 6 9.19% $15,727
General Mortgage Capital Corporation 6 6.77% $9,033
Southern Mass Credit Union 6 6.60% $5,127
ALLIANT CREDIT UNION 6 6.77% $5,452
Semper Home Loans, Inc. 6 6.65% $10,533
NESC 5 5.65% $8,743
Carrington Mortgage Services, LLC 5 5.98% $9,189
CIBC Bank USA 5 5.78% $9,521
Citadel Servicing Corporation 5 9.07% $10,263
First Federal Bank 5 6.65% $7,112
GuardHill Financial Corp. 5 6.80% $12,509
INTEGRITY MORTGAGE LLC 5 6.90% $4,983
LADERA LENDING, INC. 5 7.05% $7,844
North American Savings Bank, F.S.B. 5 6.83% $5,221
Prosperity Home Mortgage, LLC 5 6.98% $6,850
UMASSFIVE COLLEGE Federal Credit Union 5 4.15% $5,787
Heritage Bank 4 5.66% $13,451
CONTOUR MORTGAGE CORPORATION 4 6.63% $8,350
Liberty Bank 4 5.59% $4,224
Network Funding, L.P. 4 7.03% $6,357
LENOX FINANCIAL MORTGAGE CORPORATION 4 6.72% $9,219
AmeriHome Mortgage Company, LLC 4 6.50% $3,419
UIF CORPORATION 4 7.00% $9,565
Watermark Capital, Inc. 4 6.88% $4,949
Farm Credit East, ACA 4 7.63% $5,790
Fifth Third Bank 4 7.34% $11,013
Webster Five Cents Savings Bank 4 6.03% $4,238
NATIONWIDE MORTGAGE BANKERS, INC. 4 7.15% $11,552
Nations Lending Corporation 4 6.81% $17,118
CALIBER HOME LOANS, INC. 3 6.75% $4,883
Magnolia Bank 3 6.41% $14,225
MEMBER ADVANTAGE MORTGAGE, LLC 3 6.58% $7,120
Amalgamated Bank 3 6.08% $6,528
Westfield Bank 3 6.54% $4,070
MORTGAGE ACCESS CORP. 3 6.71% $15,849
HOMESPIRE MORTGAGE CORPORATION 3 7.42% $6,460
FirstBank 3 6.75% $9,730
CREDIT UNION MORTGAGE ASSOCIATION, INC. 3 5.96% $4,711
A&D Mortgage LLC 3 7.46% $25,540
Bank-Fund Staff Federal Credit Union 3 5.58% $6,893
GREENWOOD 3 7.00% $3,626
Kwik Mortgage Corporation 3 7.21% $5,326
Commerce Home Mortgage, Inc. 3 8.21% $14,060
Ixonia Bank 3 6.96% $13,756
First Internet Bank of Indiana 3 5.79% $3,640
GSF Mortgage Corporation 3 6.79% $5,068
SUCCESS MORTGAGE PARTNERS, INC. 2 6.06% $4,597
Mortgage Assurance Inc. 2 6.44% $6,318
IVY MORTGAGE, INC. 2 6.56% $3,525
IC Federal Credit Union 2 7.50% $2,797
Bank Rhode Island 2 7.00% $3,585
Axos Bank 2 7.25% $15,783
The Northern Trust Company 2 6.19% $4,008
FALL RIVER MUNICIPAL CREDIT UNION 2 4.75% $4,712
MID AMERICA MORTGAGE, INC. 2 7.19% $12,187
RUOFF MORTGAGE COMPANY, INC. 2 7.00% $4,086
Armed Forces Bank 2 7.13% $7,143
TOWNE MORTGAGE COMPANY 2 7.12% $8,754
Ameris Bank 2 7.06% $9,060
AMERICAN PACIFIC MORTGAGE CORPORATION 2 7.63% $11,607
21ST MORTGAGE CORPORATION 2 8.40% $5,553
Presidential Bank, FSB 2 7.13% $9,216
Union Bank 2 6.69% $4,469
DELTA COMMUNITY CREDIT UNION 2 6.06% $4,866
DEEPHAVEN MORTGAGE LLC 2 9.13% $11,325
AMERICAN INTERNET MORTGAGE, INC. 2 6.44% $10,039
AMERICAN FINANCING CORPORATION 2 6.25% $6,813
AMERICAN FEDERAL MORTGAGE CORPORATION 2 6.81% $4,101
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 2 6.81% $20,370
Old National Bank 2 6.50% $5,307
Century Mortgage Company DBA Century Lending Company 2 7.88% $13,806
PRYSMA LENDING GROUP, LLC 2 10.50% $15,455
American Airlines Federal Credit Union 2 6.13% $0
Adams Community Bank 2 5.25% $3,279
WEBSTER FIRST Federal Credit Union 2 5.94% $4,079
KELLER MORTGAGE, LLC 2 6.19% $4,075
FIRST WORLD MORTGAGE CORPORATION 2 6.00% $9,015
BECKAM FUNDING CORP. 1 8.63% $15,979
The People's Credit Union 1 5.88% $3,394
ATLANTIC REGIONAL FEDERAL CREDIT UNION 1 5.38% $3,501
Atlantic Coast Mortgage, LLC 1 6.75% $13,633
THRIVE MORTGAGE, LLC 1 7.25% $7,802
ATHOL CREDIT UNION 1 5.49% $6,735
TOP FLITE FINANCIAL, INC. 1 7.75% $5,632
Toyota Financial Savings Bank 1 6.63% $4,112
Actors Federal Credit Union 1 3.00% $8,112
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. 1 7.63% $7,110
UNIFY FINANCIAL Credit Union 1 7.50% $12,717
UNION HOME MORTGAGE CORP. 1 7.88% $4,767
Union Savings Bank 1 6.25% $2,987
UNION SQUARE 1 6.00% $7,026
Univest Bank and Trust Co. 1 7.88% $6,651
AMERICAN FINANCE HOUSE LARIBA 1 6.98% $2,596
AMERICAN EAGLE FINANCIAL CREDIT UNION 1 5.00% $4,078
US MORTGAGE CORPORATION 1 7.75% $22,854
U S WIDE FINANCIAL LLC 1 7.38% $2,885
Valley National Bank 1 6.75% $4,453
VANDERBILT MORTGAGE AND FINANCE, INC. 1 6.88% $3,677
VAN DYK MORTGAGE CORPORATION 1 7.25% $4,806
Vellum Mortgage, Inc. 1 6.75% $4,659
Victorian Finance, LLC 1 6.50% $15,622
Allied First Bank,sb 1 5.25% $5,190
Alerus Financial 1 6.25% $8,159
Advisors Mortgage Group, L.L.C. 1 7.63% $8,869
WesBanco 1 6.63% $4,958
WINGS FINANCIAL 1 7.50% $4,369
Blue Ridge Bank 1 7.75% $5,883
NEW ENGLAND FEDERAL CREDIT UNION 1 6.50% $3,000
MILEND, INC. 1 7.38% $21,344
Metro City Bank 1 7.25% $10,008
Nicolet National Bank 1 6.50% $4,613
MEMBERS 1ST FEDERAL CREDIT UNION 1 6.00% $4,310
NORTH COUNTRY 1 7.50% $2,846
MEMBER FIRST MORTGAGE, LLC 1 4.75% $5,363
MEGASTAR FINANCIAL CORP. 1 7.38% $5,237
MASSMUTUAL 1 6.38% $2,219
Mascoma Bank 1 7.38% $2,953
Luxury Mortgage Corp. 1 6.50% $19,176
LOGIX FEDERAL CREDIT UNION 1 6.63% $4,365
OAKTREE FUNDING CORP. 1 9.00% $14,974
OCEANSIDE MORTGAGE COMPANY 1 7.25% $2,481
OCEAN STATE CREDIT UNION 1 4.63% $2,561
Paramount Bank 1 7.00% $15,021
Pathfinder Bank 1 6.00% $5,889
JUSTICE Federal Credit Union 1 5.63% $3,225
PLANET HOME LENDING, LLC 1 6.25% $3,018
PREMIER MORTGAGE RESOURCES, L.L.C. 1 5.99% $5,516
GREENSTATE CREDIT UNION 1 7.25% $6,241
GREAT LAKES 1 5.75% $6,411
Gold Coast Bank 1 6.75% $4,232
PROPONENT Federal Credit Union 1 5.13% $4,278
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION 1 6.13% $5,126
GENERAL ELECTRIC EMPLOYEES FEDERAL CREDIT UNION 1 5.50% $5,358
GENERAL ELECTRIC CREDIT UNION 1 5.50% $6,366
Freedom Credit Union 1 5.00% $4,206
PURDUE FEDERAL CREDIT UNION 1 5.25% $3,840
FM Home Loans, LLC 1 7.75% $4,303
First Option Mortgage, LLC 1 7.38% $10,789
First Bank 1 6.63% $4,788
FINANCIAL RESOURCES FEDERAL CREDIT UNION 1 5.00% $3,131
RESIDENTIAL BANCORP 1 6.50% $25,958
Residential Mortgage Solutions, Inc. 1 6.88% $19,060
FAIRWINDS CREDIT UNION 1 6.50% $3,491
F&A Federal Credit Union 1 5.75% $1,683
Equity Prime Mortgage LLC 1 6.63% $7,466
S1L, Inc. 1 6.88% $8,057
Deseret First Credit Union 1 6.37% $15,447
SCIENT Federal Credit Union 1 5.75% $3,548
SECURITYNATIONAL MORTGAGE COMPANY 1 7.63% $13,366
ServisFirst Bank 1 6.63% $11,059
Community First National Bank 1 7.13% $5,517
Community Bank 1 6.75% $44
Solarity Credit Union 1 5.63% $3,544
SOUTHCOAST FEDERAL CREDIT UNION 1 7.50% $3,090
Commerce Bank 1 6.25% $6,526
STAR ONE CREDIT UNION 1 6.38% $5,156
State Department Federal Credit Union 1 6.50% $4,931
Centennial Bank 1 6.88% $4,767
CALCON MUTUAL MORTGAGE LLC 1 5.88% $13,586
Strong Home Mortgage, LLC 1 6.88% $4,928
Busey Bank 1 5.88% $3,232
BOKF 1 5.75% $6,200
Neighborhood Loans, Inc. 1 5.88% $17,911
TEACHERS 1 6.25% $6,189
TEXAS TECH 1 7.13% $3,700
Beeline Loans, Inc. 1 5.88% $4,607
The Bank of Missouri 1 6.00% $3,389

Boston - Cambridge - Newton Average Closing Costs & Other Stats

Boston-Cambridge-Newton, MA-NH's 398 lenders originated 74,364 loans during 2023. The total origination value was $33,515,910,000, with an average loan value of $450,701.

Boston - Cambridge - Newton's average closing costs are $5,156.

The top Boston - Cambridge - Newton lender as defined by loan originations is GUARANTEED RATE, INC., with 1,932 loans originated. Their average total fees are $6,085, which is $775 higher than the next largest lender, Leader Bank.

The lowest fee Boston - Cambridge - Newton lenders (with over 10 loans originated) are SIRVA MORTGAGE, INC. ($1,362), Holy Rosary Regional Credit Union ($3,128), Sharon & Crescent United Credit Union ($3,212), RTN FEDERAL CREDIT UNION ($3,239) and Middlesex Savings Bank ($3,324).

The lowest rate Boston - Cambridge - Newton lenders (with over 10 loans originated) are First Republic Bank (4.71%), RTN FEDERAL CREDIT UNION (5.08%), GREYLOCK (5.16%), NBT Bank (5.33%) and Raymond James Bank (5.36%).

Boston-Cambridge-Newton, MA-NH Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
Citizens Bank $2,872,145,000 $1,801,290,000 -37.3% 5.4%
Leader Bank $2,260,685,000 $1,405,975,000 -37.8% 4.2%
GUARANTEED RATE, INC. $2,235,080,000 $1,385,380,000 -38.0% 4.1%
CROSSCOUNTRY MORTGAGE, LLC $1,433,860,000 $1,236,010,000 -13.8% 3.7%
Bank of America $1,467,460,000 $970,065,000 -33.9% 2.9%
UNITED WHOLESALE MORTGAGE, LLC $1,327,970,000 $900,195,000 -32.2% 2.7%
QUICKEN LOANS, LLC $1,517,680,000 $854,335,000 -43.7% 2.5%
Rockland Trust Company $1,168,870,000 $835,145,000 -28.6% 2.5%
Eastern Bank $1,638,035,000 $834,325,000 -49.1% 2.5%
TD Bank $834,240,000 $700,855,000 -16.0% 2.1%
MOVEMENT MORTGAGE, LLC $340,430,000 $665,250,000 95.4% 2.0%
JPMorgan Chase Bank $974,045,000 $622,305,000 -36.1% 1.9%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,151,475,000 $605,395,000 -47.4% 1.8%
Berkshire Bank $463,055,000 $489,740,000 5.8% 1.5%
Needham Bank $582,825,000 $470,785,000 -19.2% 1.4%
WASHINGTON TRUST MORTGAGE COMPANY LLC $720,110,000 $445,125,000 -38.2% 1.3%
First Republic Bank $3,301,920,000 $440,615,000 -86.7% 1.3%
GUILD MORTGAGE COMPANY $692,645,000 $435,630,000 -37.1% 1.3%
U.S. Bank $908,370,000 $425,665,000 -53.1% 1.3%
CMG MORTGAGE, INC. $254,555,000 $420,835,000 65.3% 1.3%
SALEM FIVE MORTGAGE COMPANY, LLC $554,380,000 $405,250,000 -26.9% 1.2%
Cambridge Savings Bank $859,150,000 $388,010,000 -54.8% 1.2%
Institution for Savings in Newburyport and Its Vicinity $758,400,000 $369,615,000 -51.3% 1.1%
DIGITAL Federal Credit Union $548,265,000 $309,150,000 -43.6% 0.9%
Morgan Stanley Private Bank $375,980,000 $286,075,000 -23.9% 0.9%
M&T Bank $161,170,000 $284,340,000 76.4% 0.8%
Dedham Institution for Savings $429,880,000 $281,135,000 -34.6% 0.8%
LOANDEPOT.COM, LLC $737,125,000 $276,005,000 -62.6% 0.8%
The Village Bank $519,110,000 $274,145,000 -47.2% 0.8%
Webster Bank $831,690,000 $263,960,000 -68.3% 0.8%
Citibank $275,610,000 $255,145,000 -7.4% 0.8%
Enterprise Bank and Trust Company $364,390,000 $247,340,000 -32.1% 0.7%
GUARANTEED RATE AFFINITY, LLC $322,690,000 $227,295,000 -29.6% 0.7%
HARBORONE MORTGAGE, LLC $469,975,000 $213,775,000 -54.5% 0.6%
ROCKLAND $221,070,000 $207,205,000 -6.3% 0.6%
Easthampton Savings Bank $52,560,000 $195,480,000 271.9% 0.6%
Wells Fargo Bank $735,315,000 $190,965,000 -74.0% 0.6%
Hingham Institution for Savings $436,260,000 $177,975,000 -59.2% 0.5%
Salem Five Cents Savings Bank $182,060,000 $177,360,000 -2.6% 0.5%
TOTAL MORTGAGE SERVICES, LLC $261,485,000 $172,980,000 -33.8% 0.5%
Main Street Bank $97,410,000 $167,675,000 72.1% 0.5%
RADIUS FINANCIAL GROUP INC. $229,690,000 $164,860,000 -28.2% 0.5%
WALKER & DUNLOP, LLC $503,785,000 $159,070,000 -68.4% 0.5%
NEW FED MORTGAGE, CORP. $345,165,000 $156,615,000 -54.6% 0.5%
HANSCOM $341,555,000 $155,075,000 -54.6% 0.5%
Cambridge Trust Company $384,195,000 $152,435,000 -60.3% 0.5%
Middlesex Savings Bank $465,640,000 $151,080,000 -67.6% 0.5%
First-Citizens Bank & Trust Company $36,080,000 $150,040,000 315.9% 0.4%
Everett Co-operative Bank $449,295,000 $150,030,000 -66.6% 0.4%
NEWREZ LLC $180,475,000 $150,020,000 -16.9% 0.4%
METRO $409,005,000 $149,660,000 -63.4% 0.4%
Jeanne D'Arc Credit Union $458,870,000 $149,510,000 -67.4% 0.4%
Bridgewater Savings Bank $197,870,000 $147,735,000 -25.3% 0.4%
Norwood Co-operative Bank $119,460,000 $140,685,000 17.8% 0.4%
RF Renovo Management Company, LLC $168,840,000 $137,185,000 -18.7% 0.4%
East West Bank $120,615,000 $133,770,000 10.9% 0.4%
The Cape Cod Five Cents Savings Bank $224,180,000 $133,350,000 -40.5% 0.4%
Brookline Bank $729,250,000 $132,230,000 -81.9% 0.4%
Winchester Co-operative Bank $129,570,000 $132,075,000 1.9% 0.4%
HARVARD UNIVERSITY EMPLOYEES $153,450,000 $131,595,000 -14.2% 0.4%
MERRIMACK VALLEY $99,680,000 $119,345,000 19.7% 0.4%
NAVY FEDERAL CREDIT UNION $141,690,000 $117,410,000 -17.1% 0.4%
BERKELEY POINT CAPITAL LLC $59,660,000 $114,725,000 92.3% 0.3%
EMM LOANS LLC $135,030,000 $112,480,000 -16.7% 0.3%
Reading Co-Operative Bank $143,155,000 $112,245,000 -21.6% 0.3%
North Shore Bank, a Co-operative Bank $196,115,000 $112,170,000 -42.8% 0.3%
Bristol County Savings Bank $50,695,000 $110,560,000 118.1% 0.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $200,050,000 $108,870,000 -45.6% 0.3%
PENNYMAC LOAN SERVICES, LLC $263,170,000 $107,790,000 -59.0% 0.3%
DRAPER AND KRAMER MORTGAGE CORP. $276,840,000 $107,590,000 -61.1% 0.3%
MORTGAGE EQUITY PARTNERS LLC $131,975,000 $105,700,000 -19.9% 0.3%
Mortgage Research Center, LLC $143,230,000 $103,210,000 -27.9% 0.3%
East Cambridge Savings Bank $287,950,000 $97,945,000 -66.0% 0.3%
Service Federal Credit Union $180,850,000 $96,865,000 -46.4% 0.3%
The Lowell Five Cent Savings Bank $74,085,000 $89,715,000 21.1% 0.3%
Fall River Five Cents Savings Bank $210,795,000 $89,495,000 -57.5% 0.3%
Coastal Heritage Bank $169,620,000 $89,385,000 -47.3% 0.3%
Avidia Bank $117,120,000 $88,345,000 -24.6% 0.3%
Winchester Savings Bank $85,395,000 $86,190,000 0.9% 0.3%
Mr. Cooper ( Nationstar Mortgage ) $300,345,000 $83,165,000 -72.3% 0.2%
UBS Bank USA $138,415,000 $79,200,000 -42.8% 0.2%
The Savings Bank $76,100,000 $78,320,000 2.9% 0.2%
Eagle Bank $62,935,000 $76,515,000 21.6% 0.2%
Middlesex Federal Savings, F.A. $94,120,000 $75,225,000 -20.1% 0.2%
Newburyport Five Cents Savings Bank $116,410,000 $74,140,000 -36.3% 0.2%
PNC Bank $238,425,000 $73,535,000 -69.2% 0.2%
The Bank of Canton $111,895,000 $73,180,000 -34.6% 0.2%
EMBRACE HOME LOANS, INC. $143,580,000 $72,750,000 -49.3% 0.2%
FREEDOM MORTGAGE CORPORATION $194,395,000 $70,585,000 -63.7% 0.2%
PGIM Real Estate Finance, LLC $69,225,000 n/a 0.2%
ENVOY MORTGAGE, LTD $125,400,000 $67,705,000 -46.0% 0.2%
StonehamBank, A Co-operative Bank $90,570,000 $67,565,000 -25.4% 0.2%
Direct Federal Credit Union $144,090,000 $66,590,000 -53.8% 0.2%
The Cooperative Bank $131,415,000 $66,060,000 -49.7% 0.2%
BNY Mellon $82,455,000 $65,915,000 -20.1% 0.2%
Shamrock Home Loans, Inc. $78,825,000 $64,905,000 -17.7% 0.2%
NFM, INC. $74,045,000 $64,870,000 -12.4% 0.2%
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION $64,715,000 n/a 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $64,975,000 $64,410,000 -0.9% 0.2%
Bangor Savings Bank $319,735,000 $63,610,000 -80.1% 0.2%
Cape Ann Savings Bank $130,940,000 $62,340,000 -52.4% 0.2%
The Camden National Bank $107,410,000 $61,475,000 -42.8% 0.2%
Watertown Savings Bank $129,785,000 $60,720,000 -53.2% 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $186,130,000 $60,530,000 -67.5% 0.2%
Goldman Sachs Bank USA $72,230,000 $58,915,000 -18.4% 0.2%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $96,860,000 $57,640,000 -40.5% 0.2%
MutualOne Bank $110,245,000 $57,250,000 -48.1% 0.2%
BROKER SOLUTIONS, INC. $77,205,000 $55,575,000 -28.0% 0.2%
BAY EQUITY LLC $97,615,000 $54,615,000 -44.1% 0.2%
Mechanics Cooperative Bank $26,165,000 $54,475,000 108.2% 0.2%
ACADEMY MORTGAGE CORPORATION $76,980,000 $54,440,000 -29.3% 0.2%
MASS BAY Credit Union $4,525,000 $53,745,000 1,087.7% 0.2%
MountainOne Bank $65,980,000 $53,480,000 -18.9% 0.2%
BAYCOAST MORTGAGE COMPANY, LLC $133,170,000 $53,430,000 -59.9% 0.2%
ST. MARY'S BANK $70,605,000 $52,620,000 -25.5% 0.2%
HarborOne Bank $176,030,000 $52,235,000 -70.3% 0.2%
AMERISAVE MORTGAGE CORPORATION $208,490,000 $50,760,000 -75.7% 0.2%
South Shore Bank $94,545,000 $50,660,000 -46.4% 0.2%
North Easton Savings Bank $90,240,000 $50,625,000 -43.9% 0.2%
NORTHEAST CREDIT UNION $56,590,000 $50,555,000 -10.7% 0.2%
Workers Credit Union $185,630,000 $50,500,000 -72.8% 0.2%
NATIONS RELIABLE LENDING, LLC $36,085,000 $48,915,000 35.6% 0.1%
The Washington Trust Company, of Westerly $76,540,000 $48,555,000 -36.6% 0.1%
Winter Hill Bank, FSB $74,270,000 $48,375,000 -34.9% 0.1%
The Huntington National Bank $59,570,000 $47,795,000 -19.8% 0.1%
NORTHPOINT MORTGAGE, INC. $56,900,000 $47,310,000 -16.9% 0.1%
Pentucket Bank $72,710,000 $46,650,000 -35.8% 0.1%
Charles Schwab Bank, SSB $91,075,000 $46,305,000 -49.2% 0.1%
Grandbridge Real Estate Capital LLC $45,930,000 n/a 0.1%
FIRST MORTGAGE COMPANY, INC. $27,435,000 $45,885,000 67.2% 0.1%
WEBSTER FIRST Federal Credit Union $57,150,000 $45,875,000 -19.7% 0.1%
LEADERONE FINANCIAL CORPORATION $12,755,000 $45,700,000 258.3% 0.1%
American Mortgage & Equity Consultants, Inc. $44,805,000 $45,255,000 1.0% 0.1%
ALIGN CREDIT UNION $80,205,000 $44,630,000 -44.4% 0.1%
LIBERTY BAY CREDIT UNION $55,915,000 $44,395,000 -20.6% 0.1%
CARDINAL FINANCIAL $75,490,000 $43,810,000 -42.0% 0.1%
DREW MORTGAGE ASSOCIATES, INC. $72,000,000 $43,320,000 -39.8% 0.1%
FIRST HOME MORTGAGE CORPORATION $48,795,000 $42,135,000 -13.6% 0.1%
Sharon & Crescent United Credit Union $51,305,000 $41,510,000 -19.1% 0.1%
First National Bank of America $41,875,000 $39,810,000 -4.9% 0.1%
Salem Co-Operative Bank $42,185,000 $39,450,000 -6.5% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $52,015,000 $39,445,000 -24.2% 0.1%
UniBank for Savings $120,910,000 $38,710,000 -68.0% 0.1%
Flagstar Bank, FSB $271,265,000 $38,530,000 -85.8% 0.1%
Sierra Pacific Mortgage Company, Inc. $63,070,000 $38,255,000 -39.3% 0.1%
MEMBERS MORTGAGE COMPANY, INC. $96,855,000 $38,105,000 -60.7% 0.1%
Merchants Bank of Indiana $34,030,000 $38,005,000 11.7% 0.1%
NBKC BANK $40,430,000 $36,810,000 -9.0% 0.1%
Walpole Co-operative Bank $67,470,000 $36,755,000 -45.5% 0.1%
OCMBC, INC. $26,960,000 $36,370,000 34.9% 0.1%
WILLIAM RAVEIS MORTGAGE, LLC $60,575,000 $36,130,000 -40.4% 0.1%
BMO Harris Bank $13,950,000 $35,855,000 157.0% 0.1%
Centreville Bank $19,035,000 $35,785,000 88.0% 0.1%
United Nations Federal Credit Union $60,750,000 $35,770,000 -41.1% 0.1%
NATIONS DIRECT MORTGAGE, LLC $9,105,000 $35,675,000 291.8% 0.1%
Discover Bank $27,630,000 $34,250,000 24.0% 0.1%
LONGBRIDGE FINANCIAL, LLC $17,545,000 $34,170,000 94.8% 0.1%
Bank of England $54,645,000 $33,645,000 -38.4% 0.1%
Wakefield Co-operative Bank $81,760,000 $33,445,000 -59.1% 0.1%
BankNewport $8,360,000 $33,375,000 299.2% 0.1%
Haverhill Bank $53,515,000 $33,035,000 -38.3% 0.1%
The Federal Savings Bank $47,730,000 $32,215,000 -32.5% 0.1%
St. Mary's Credit Union $47,855,000 $31,705,000 -33.7% 0.1%
GREYSTONE SERVICING COMPANY LLC $17,980,000 $31,605,000 75.8% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $7,600,000 $31,355,000 312.6% 0.1%
PULTE MORTGAGE LLC $32,695,000 $30,135,000 -7.8% 0.1%
Raymond James Bank $29,875,000 $29,790,000 -0.3% 0.1%
Evolve Bank & Trust $70,605,000 $29,135,000 -58.7% 0.1%
USAA Federal Savings Bank $33,195,000 $29,030,000 -12.5% 0.1%
Northern Bank & Trust Company $184,690,000 $28,015,000 -84.8% 0.1%
Kennebunk Savings Bank $50,995,000 $27,715,000 -45.7% 0.1%
The National Grand Bank of Marblehead $38,585,000 $27,535,000 -28.6% 0.1%
Third Federal Savings and Loan Association of Cleveland $41,370,000 $27,120,000 -34.4% 0.1%
USAlliance Federal Credit Union $80,415,000 $27,100,000 -66.3% 0.1%
QUINCY CREDIT UNION $50,310,000 $26,860,000 -46.6% 0.1%
Holy Rosary Regional Credit Union $20,805,000 $26,255,000 26.2% 0.1%
NORWICH COMMERCIAL GROUP, INC. $24,255,000 $26,140,000 7.8% 0.1%
NORTHEAST HOME LOAN, LLC $32,065,000 $26,135,000 -18.5% 0.1%
Keystone Funding, Inc. $25,915,000 n/a 0.1%
HSBC BANK USA, NATIONAL ASSOCIATION $25,625,000 $25,515,000 -0.4% 0.1%
TBI MORTGAGE COMPANY $36,560,000 $25,315,000 -30.8% 0.1%
Members Plus Credit Union $24,725,000 $25,260,000 2.2% 0.1%
Figure Lending LLC $31,620,000 $24,960,000 -21.1% 0.1%
Paramount Residential Mortgage Group, Inc. $63,285,000 $24,955,000 -60.6% 0.1%
AMWEST FUNDING CORP. $9,760,000 $24,930,000 155.4% 0.1%
Clinton Savings Bank $47,800,000 $24,570,000 -48.6% 0.1%
First Savings Bank $60,615,000 $24,370,000 -59.8% 0.1%
First Seacoast Bank $32,585,000 $24,360,000 -25.2% 0.1%
NBT Bank $15,730,000 $24,300,000 54.5% 0.1%
PENTAGON FEDERAL CREDIT UNION $56,250,000 $23,870,000 -57.6% 0.1%
PHH Mortgage Corporation $44,080,000 $23,730,000 -46.2% 0.1%
LENDINGHOME FUNDING CORPORATION $10,820,000 $23,485,000 117.1% 0.1%
SIS BANCORP, MHC $58,600,000 $23,260,000 -60.3% 0.1%
Home Loan Investment Bank, F.S.B. $33,420,000 $23,200,000 -30.6% 0.1%
Prudential Huntoon Paige Associates, LLC $78,915,000 $23,060,000 -70.8% 0.1%
Meredith Village Savings Bank $48,500,000 $22,990,000 -52.6% 0.1%
Northpointe Bank $52,905,000 $22,970,000 -56.6% 0.1%
St. Anne's Credit Union of Fall River, Mass. $30,145,000 $22,480,000 -25.4% 0.1%
Bethpage Federal Credit Union $21,650,000 $22,040,000 1.8% 0.1%
TREMONT CREDIT UNION $9,110,000 $22,035,000 141.9% 0.1%
Cape Cod Co-operative Bank $62,285,000 $19,300,000 -69.0% 0.1%
WRENTHAM CO-OPERATIVE BANK $8,550,000 $18,945,000 121.6% 0.1%
ORIX REAL ESTATE CAPITAL, LLC $26,735,000 $18,765,000 -29.8% 0.1%
CENTRAL ONE FEDERAL CREDIT UNION $24,960,000 $18,730,000 -25.0% 0.1%
CONWAY FINANCIAL SERVICES, LLC $34,380,000 $18,180,000 -47.1% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $18,165,000 n/a 0.1%
Comerica Bank $1,395,000 $18,105,000 1,197.8% 0.1%
BankGloucester $18,005,000 n/a 0.1%
RTN FEDERAL CREDIT UNION $74,230,000 $17,770,000 -76.1% 0.1%
RELIANCE FIRST CAPITAL, LLC $26,485,000 $17,715,000 -33.1% 0.1%
PAWTUCKET $17,805,000 $17,695,000 -0.6% 0.1%
Mascoma Bank $2,575,000 $17,690,000 587.0% 0.1%
Stifel Bank and Trust $24,350,000 $17,510,000 -28.1% 0.1%
Truist $41,505,000 $17,470,000 -57.9% 0.1%
Republic State Mortgage Co. $24,800,000 $17,310,000 -30.2% 0.1%
BETTER MORTGAGE CORPORATION $51,710,000 $17,005,000 -67.1% 0.1%
FINANCE OF AMERICA REVERSE LLC $43,495,000 $16,995,000 -60.9% 0.1%
ARC HOME LLC $19,580,000 $16,950,000 -13.4% 0.1%
Marblehead Bank $41,035,000 $16,150,000 -60.6% 0.0%
Waterstone Mortgage Corporation $22,030,000 $16,080,000 -27.0% 0.0%
KeyBank $262,475,000 $15,910,000 -93.9% 0.0%
Naveo Credit Union $15,910,000 n/a 0.0%
Washington Savings Bank $32,940,000 $15,895,000 -51.7% 0.0%
MLD MORTGAGE INC. $28,010,000 $15,865,000 -43.4% 0.0%
GEORGIA'S OWN $12,805,000 $15,730,000 22.8% 0.0%
City of Boston Credit Union $57,960,000 $15,570,000 -73.1% 0.0%
LENDSURE MORTGAGE CORP. $21,695,000 $15,420,000 -28.9% 0.0%
Dean Co-operative Bank $12,640,000 $15,185,000 20.1% 0.0%
LEOMINSTER CREDIT UNION $16,380,000 $15,095,000 -7.8% 0.0%
Ally Bank $15,030,000 $14,770,000 -1.7% 0.0%
Bar Harbor Bank & Trust $7,110,000 $14,515,000 104.1% 0.0%
Fidelity Co-operative Bank $46,230,000 $14,415,000 -68.8% 0.0%
LAKEVIEW LOAN SERVICING, LLC $91,585,000 $14,285,000 -84.4% 0.0%
Navigant Credit Union $24,095,000 $14,160,000 -41.2% 0.0%
PeoplesBank $22,400,000 $14,030,000 -37.4% 0.0%
Webster Five Cents Savings Bank $23,475,000 $13,895,000 -40.8% 0.0%
Firstrust Savings Bank $47,295,000 $13,775,000 -70.9% 0.0%
Cathay Bank $21,625,000 $13,255,000 -38.7% 0.0%
HOMEXPRESS MORTGAGE CORP. $20,355,000 $13,200,000 -35.2% 0.0%
AMERICAN HERITAGE LENDING, INC. $1,310,000 $13,180,000 906.1% 0.0%
Methuen Cooperative Bank $10,930,000 $13,160,000 20.4% 0.0%
ABINGTON BANK $49,715,000 $13,125,000 -73.6% 0.0%
ALLIED MORTGAGE GROUP, INC. $24,860,000 $13,055,000 -47.5% 0.0%
TJC Mortgage, Inc. $31,875,000 $12,890,000 -59.6% 0.0%
Merchants Capital Corp. $12,855,000 n/a 0.0%
RIVER WORKS $29,095,000 $12,855,000 -55.8% 0.0%
PROVINCE MORTGAGE ASSOCIATES, INC. $6,405,000 $12,815,000 100.1% 0.0%
NP, Inc. $1,560,000 $12,660,000 711.5% 0.0%
A&D Mortgage LLC $16,360,000 $11,940,000 -27.0% 0.0%
Baxter Credit Union $15,955,000 $11,775,000 -26.2% 0.0%
EQUITY RESOURCES, INC. $29,340,000 $11,770,000 -59.9% 0.0%
CHURCHILL MORTGAGE CORPORATION $6,595,000 $11,750,000 78.2% 0.0%
Cornerstone Bank $36,530,000 $11,665,000 -68.1% 0.0%
GUIDANCE RESIDENTIAL, LLC $24,310,000 $11,460,000 -52.9% 0.0%
FIRST CITIZENS' FEDERAL CREDIT UNION $6,295,000 $11,405,000 81.2% 0.0%
Bank of New Hampshire $35,755,000 $11,150,000 -68.8% 0.0%
Milford Federal Bank $20,340,000 $11,140,000 -45.2% 0.0%
Merrimack County Savings Bank $35,520,000 $10,985,000 -69.1% 0.0%
Piscataqua Savings Bank $34,400,000 $10,960,000 -68.1% 0.0%
Hometown Equity Mortgage, LLC $11,715,000 $10,935,000 -6.7% 0.0%
BOSTON FIREFIGHTERS $69,560,000 $10,880,000 -84.4% 0.0%
Colonial Federal Savings Bank $31,180,000 $10,745,000 -65.5% 0.0%
Granite State Credit Union $11,080,000 $10,690,000 -3.5% 0.0%
HOMESTEAD FUNDING CORP. $29,970,000 $10,505,000 -64.9% 0.0%
SIRVA MORTGAGE, INC. $10,000,000 $10,395,000 4.0% 0.0%
Quontic Bank $28,735,000 $10,010,000 -65.2% 0.0%
JMAC LENDING, INC. $9,995,000 n/a 0.0%
Barrington Bank & Trust Company, N.A. $11,870,000 $9,715,000 -18.2% 0.0%
Bank of Easton $9,625,000 n/a 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $24,665,000 $9,590,000 -61.1% 0.0%
ZILLOW HOME LOANS, LLC $26,945,000 $9,570,000 -64.5% 0.0%
BayCoast Bank $31,420,000 $9,530,000 -69.7% 0.0%
RBC Bank, (Georgia) $10,395,000 $9,205,000 -11.4% 0.0%
Cornerstone First Mortgage, Inc $605,000 $9,195,000 1,419.8% 0.0%
TOP FLITE FINANCIAL, INC. $8,835,000 $9,110,000 3.1% 0.0%
ST. JEAN'S Credit Union $20,855,000 $8,845,000 -57.6% 0.0%
COMMUNITY CREDIT UNION OF LYNN $12,995,000 $8,695,000 -33.1% 0.0%
GENEVA FINANCIAL, LLC $13,060,000 $8,655,000 -33.7% 0.0%
BNC National Bank $21,875,000 $8,595,000 -60.7% 0.0%
BELLWETHER COMMUNITY $18,150,000 $8,520,000 -53.1% 0.0%
Charles River Bank $14,795,000 $8,490,000 -42.6% 0.0%
HOMESIDE FINANCIAL, LLC $23,645,000 $8,410,000 -64.4% 0.0%
MID AMERICA MORTGAGE, INC. $14,235,000 $8,365,000 -41.2% 0.0%
City National Bank $40,035,000 $8,320,000 -79.2% 0.0%
American Airlines Federal Credit Union $9,385,000 $8,095,000 -13.7% 0.0%
MID-ISLAND MORTGAGE CORP. $15,975,000 $7,970,000 -50.1% 0.0%
Citadel Servicing Corporation $3,585,000 $7,860,000 119.2% 0.0%
Ross Mortgage Company, Inc. $76,635,000 $7,860,000 -89.7% 0.0%
UMASSFIVE COLLEGE Federal Credit Union $4,305,000 $7,830,000 81.9% 0.0%
FIRST TECHNOLOGY $9,780,000 $7,665,000 -21.6% 0.0%
State Department Federal Credit Union $3,990,000 $7,440,000 86.5% 0.0%
PLAZA HOME MORTGAGE, INC. $19,070,000 $7,405,000 -61.2% 0.0%
Rollstone Bank & Trust $14,840,000 $7,290,000 -50.9% 0.0%
CIBC Bank USA $14,285,000 $7,185,000 -49.7% 0.0%
Dollar Bank, Federal Savings Bank $23,525,000 $7,130,000 -69.7% 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $11,020,000 $7,045,000 -36.1% 0.0%
CIBM Bank $7,025,000 n/a 0.0%
Magnolia Bank $17,875,000 $6,980,000 -61.0% 0.0%
Nations Lending Corporation $18,045,000 $6,830,000 -62.2% 0.0%
GREYLOCK $2,145,000 $6,795,000 216.8% 0.0%
Equity Prime Mortgage LLC $151,155,000 $6,675,000 -95.6% 0.0%
Plains Commerce Bank $3,805,000 $6,625,000 74.1% 0.0%
Country Bank for Savings $9,040,000 $6,555,000 -27.5% 0.0%
Armed Forces Bank $5,220,000 $6,445,000 23.5% 0.0%
Congressional Bank $6,425,000 n/a 0.0%
NexBank $5,360,000 $6,385,000 19.1% 0.0%
HOMEFIELD $1,950,000 $6,185,000 217.2% 0.0%
FIRST COMMUNITY MORTGAGE, INC. $6,535,000 $6,130,000 -6.2% 0.0%
Prosperity Home Mortgage, LLC $2,355,000 $6,025,000 155.8% 0.0%
Carrington Mortgage Services, LLC $8,295,000 $5,975,000 -28.0% 0.0%
NESC $6,440,000 $5,860,000 -9.0% 0.0%
Bank of Springfield $5,805,000 n/a 0.0%
ALLIANT CREDIT UNION $6,125,000 $5,760,000 -6.0% 0.0%
FBC MORTGAGE, LLC $11,040,000 $5,695,000 -48.4% 0.0%
Farmers Bank & Trust $1,845,000 $5,625,000 204.9% 0.0%
PREMIA MORTGAGE, LLC $13,125,000 $5,520,000 -57.9% 0.0%
Profile Bank $5,285,000 $5,515,000 4.4% 0.0%
The Northern Trust Company $18,595,000 $5,490,000 -70.5% 0.0%
Metrowest Community Federal Credit Union $8,365,000 $5,465,000 -34.7% 0.0%
Semper Home Loans, Inc. $12,150,000 $5,435,000 -55.3% 0.0%
EVERETT FINANCIAL, INC. $22,990,000 $5,360,000 -76.7% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $4,305,000 $5,325,000 23.7% 0.0%
T2 FINANCIAL LLC $12,850,000 $5,320,000 -58.6% 0.0%
First Federal Bank $7,495,000 $5,315,000 -29.1% 0.0%
Southern Mass Credit Union $15,085,000 $5,190,000 -65.6% 0.0%
Canton Co-operative Bank $7,940,000 $5,185,000 -34.7% 0.0%
WESTERLY COMMUNITY $4,820,000 $5,140,000 6.6% 0.0%
READYCAP COMMERCIAL, LLC $5,025,000 n/a 0.0%
FirstBank $11,290,000 $4,995,000 -55.8% 0.0%
GUARANTY HOME MORTGAGE CORPORATION $40,590,000 $4,905,000 -87.9% 0.0%
Princeton Mortgage Corporation $2,880,000 $4,845,000 68.2% 0.0%
HUNT MORTGAGE CORPORATION $11,690,000 $4,685,000 -59.9% 0.0%
Capitol Federal Savings Bank $9,825,000 $4,590,000 -53.3% 0.0%
General Mortgage Capital Corporation $870,000 $4,550,000 423.0% 0.0%
Stoughton Co-Operative Bank $4,725,000 $4,490,000 -5.0% 0.0%
ATLANTIC REGIONAL FEDERAL CREDIT UNION $1,910,000 $4,220,000 120.9% 0.0%
SPRING EQ, LLC $4,460,000 $4,210,000 -5.6% 0.0%
FALL RIVER MUNICIPAL CREDIT UNION $1,790,000 $4,200,000 134.6% 0.0%
GuardHill Financial Corp. $1,875,000 $4,125,000 120.0% 0.0%
The Provident Bank $4,105,000 n/a 0.0%
NJ LENDERS CORP. $36,200,000 $4,080,000 -88.7% 0.0%
Arvest Bank $14,675,000 $4,010,000 -72.7% 0.0%
Liberty Bank $2,535,000 $3,885,000 53.3% 0.0%
GREENWOOD $5,060,000 $3,770,000 -25.5% 0.0%
DOMINION FINANCIAL SERVICES, LLC $4,170,000 $3,745,000 -10.2% 0.0%
North American Savings Bank, F.S.B. $18,705,000 $3,615,000 -80.7% 0.0%
Ixonia Bank $4,680,000 $3,610,000 -22.9% 0.0%
Greenbox Loans, Inc. $3,855,000 $3,600,000 -6.6% 0.0%
LADERA LENDING, INC. $16,735,000 $3,510,000 -79.0% 0.0%
SILVER HILL FUNDING, LLC $11,720,000 $3,455,000 -70.5% 0.0%
VILLAGE CAPITAL MORTGAGE $3,095,000 $3,450,000 11.5% 0.0%
AMERITRUST MORTGAGE CORPORATION $3,355,000 n/a 0.0%
Metro City Bank $14,565,000 $3,295,000 -77.4% 0.0%
OAKTREE FUNDING CORP. $5,720,000 $3,285,000 -42.6% 0.0%
Heritage Bank $3,280,000 n/a 0.0%
Savers Co-operative Bank $3,210,000 n/a 0.0%
DEEPHAVEN MORTGAGE LLC $4,465,000 $3,150,000 -29.5% 0.0%
MILEND, INC. $3,670,000 $3,150,000 -14.2% 0.0%
Fifth Third Bank $2,765,000 $3,120,000 12.8% 0.0%
Bank Rhode Island $8,220,000 $3,085,000 -62.5% 0.0%
SOMERSET $3,035,000 n/a 0.0%
UIF CORPORATION $3,790,000 $2,960,000 -21.9% 0.0%
MORTGAGE ACCESS CORP. $3,820,000 $2,845,000 -25.5% 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $1,110,000 $2,815,000 153.6% 0.0%
Logan Finance Corporation $525,000 $2,795,000 432.4% 0.0%
Gold Coast Bank $2,410,000 $2,780,000 15.4% 0.0%
PLANET HOME LENDING, LLC $2,890,000 $2,760,000 -4.5% 0.0%
TOWNE MORTGAGE COMPANY $2,685,000 n/a 0.0%
TAUNTON FEDERAL CREDIT UNION $4,020,000 $2,635,000 -34.5% 0.0%
TOWER $1,755,000 $2,620,000 49.3% 0.0%
CONTOUR MORTGAGE CORPORATION $5,790,000 $2,605,000 -55.0% 0.0%
Commerce Home Mortgage, Inc. $550,000 $2,600,000 372.7% 0.0%
Axos Bank $11,725,000 $2,545,000 -78.3% 0.0%
HOLYOKE $205,000 $2,535,000 1,136.6% 0.0%
Bank-Fund Staff Federal Credit Union $2,205,000 $2,500,000 13.4% 0.0%
Coastal Community Bank $2,500,000 n/a 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $7,115,000 $2,425,000 -65.9% 0.0%
IC Federal Credit Union $4,160,000 $2,400,000 -42.3% 0.0%
21ST MORTGAGE CORPORATION $1,670,000 $2,295,000 37.4% 0.0%
DELTA COMMUNITY CREDIT UNION $1,920,000 $2,265,000 18.0% 0.0%
HARTFORD FUNDING, LTD. $535,000 $2,225,000 315.9% 0.0%
LIMA ONE CAPITAL, LLC $13,580,000 $2,185,000 -83.9% 0.0%
Franklin Savings Bank $18,570,000 $2,120,000 -88.6% 0.0%
COREVEST AMERICAN FINANCE LENDER LLC $2,105,000 n/a 0.0%
QUORUM FEDERAL CREDIT UNION $15,560,000 $2,075,000 -86.7% 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $3,510,000 $1,965,000 -44.0% 0.0%
Presidential Bank, FSB $1,050,000 $1,940,000 84.8% 0.0%
NORTHROP GRUMMAN Federal Credit Union $215,000 $1,920,000 793.0% 0.0%
STANFORD Federal Credit Union $7,665,000 $1,900,000 -75.2% 0.0%
NEW DAY FINANCIAL, LLC $4,955,000 $1,895,000 -61.8% 0.0%
Amalgamated Bank $5,685,000 $1,885,000 -66.8% 0.0%
Century Mortgage Company DBA Century Lending Company $3,485,000 $1,875,000 -46.2% 0.0%
GSF Mortgage Corporation $665,000 $1,845,000 177.4% 0.0%
IVY MORTGAGE, INC. $990,000 $1,845,000 86.4% 0.0%
Tewksbury Federal Credit Union $2,615,000 $1,835,000 -29.8% 0.0%
Kwik Mortgage Corporation $8,750,000 $1,830,000 -79.1% 0.0%
Luxury Mortgage Corp. $23,105,000 $1,815,000 -92.1% 0.0%
POLARIS HOME FUNDING CORP. $1,725,000 $1,815,000 5.2% 0.0%
Toyota Financial Savings Bank $710,000 $1,810,000 154.9% 0.0%
Farm Credit East, ACA $4,795,000 $1,750,000 -63.5% 0.0%
Watermark Capital, Inc. $22,400,000 $1,740,000 -92.2% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $12,780,000 $1,730,000 -86.5% 0.0%
Commerce Bank $1,205,000 $1,710,000 41.9% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $5,585,000 $1,710,000 -69.4% 0.0%
MILLBURY FEDERAL CREDIT UNION $1,460,000 $1,685,000 15.4% 0.0%
INTEGRITY MORTGAGE LLC $365,000 $1,675,000 358.9% 0.0%
Blue Ridge Bank $1,915,000 $1,635,000 -14.6% 0.0%
American National Bank and Trust Company $1,595,000 n/a 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $6,040,000 $1,555,000 -74.3% 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $4,010,000 $1,505,000 -62.5% 0.0%
UNION SQUARE $1,465,000 n/a 0.0%
Ameris Bank $4,865,000 $1,450,000 -70.2% 0.0%
Westfield Bank $4,970,000 $1,435,000 -71.1% 0.0%
LOGIX FEDERAL CREDIT UNION $3,300,000 $1,395,000 -57.7% 0.0%
Adams Community Bank $1,685,000 $1,390,000 -17.5% 0.0%
Old National Bank $475,000 $1,390,000 192.6% 0.0%
First Internet Bank of Indiana $9,170,000 $1,375,000 -85.0% 0.0%
The People's Credit Union $46,790,000 $1,340,000 -97.1% 0.0%
Connexus Credit Union $1,310,000 n/a 0.0%
Interaudi Bank $1,310,000 n/a 0.0%
OCEAN STATE CREDIT UNION $4,080,000 $1,310,000 -67.9% 0.0%
MEMBER ADVANTAGE MORTGAGE, LLC $1,915,000 $1,305,000 -31.9% 0.0%
SOUTHCOAST FEDERAL CREDIT UNION $870,000 $1,270,000 46.0% 0.0%
AmeriHome Mortgage Company, LLC $6,485,000 $1,260,000 -80.6% 0.0%
Members First Credit Union N.H. $2,080,000 $1,250,000 -39.9% 0.0%
BOKF $3,575,000 $1,245,000 -65.2% 0.0%
GREAT LAKES $1,235,000 n/a 0.0%
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. $1,285,000 $1,230,000 -4.3% 0.0%
First IC Corporation $1,225,000 n/a 0.0%
ARRHA Credit Union $415,000 $1,210,000 191.6% 0.0%
Greenfield Co-operative Bank $1,205,000 n/a 0.0%
GREENSTATE CREDIT UNION $980,000 $1,205,000 23.0% 0.0%
HOMESPIRE MORTGAGE CORPORATION $4,235,000 $1,205,000 -71.5% 0.0%
MidFirst Bank $255,000 $1,205,000 372.5% 0.0%
SCIENT Federal Credit Union $785,000 $1,205,000 53.5% 0.0%
Network Funding, L.P. $1,860,000 $1,200,000 -35.5% 0.0%
Lakeview Community Capital, LLC $125,000 $1,180,000 844.0% 0.0%
GENERAL ELECTRIC CREDIT UNION $1,175,000 n/a 0.0%
RUOFF MORTGAGE COMPANY, INC. $3,095,000 $1,140,000 -63.2% 0.0%
Ukrainian Selfreliance Federal Credit Union $1,140,000 n/a 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $1,030,000 $1,090,000 5.8% 0.0%
CALIBER HOME LOANS, INC. $288,465,000 $1,075,000 -99.6% 0.0%
LENDINGONE, LLC $1,385,000 $1,055,000 -23.8% 0.0%
NEW ENGLAND FEDERAL CREDIT UNION $4,585,000 $1,050,000 -77.1% 0.0%
RESIDENTIAL BANCORP $3,780,000 $1,050,000 -72.2% 0.0%
Millbury National Bank $1,025,000 n/a 0.0%
Advisors Mortgage Group, L.L.C. $1,010,000 n/a 0.0%
KELLER MORTGAGE, LLC $6,160,000 $1,010,000 -83.6% 0.0%
Pathfinder Bank $655,000 $1,005,000 53.4% 0.0%
Capital Bank $285,000 $985,000 245.6% 0.0%
BM Real Estate Services, Inc. $1,425,000 $980,000 -31.2% 0.0%
Residential Mortgage Solutions, Inc. $2,415,000 $975,000 -59.6% 0.0%
SUN WEST MORTGAGE COMPANY, INC. $530,000 $970,000 83.0% 0.0%
Neighborhood Loans, Inc. $955,000 n/a 0.0%
Bay State Savings Bank $20,570,000 $950,000 -95.4% 0.0%
VAN DYK MORTGAGE CORPORATION $14,445,000 $945,000 -93.5% 0.0%
Athol Savings Bank $1,815,000 $940,000 -48.2% 0.0%
GFA Federal Credit Union $9,305,000 $935,000 -90.0% 0.0%
FIRST WORLD MORTGAGE CORPORATION $1,685,000 $930,000 -44.8% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $1,600,000 $925,000 -42.2% 0.0%
CALCON MUTUAL MORTGAGE LLC $905,000 n/a 0.0%
Vellum Mortgage, Inc. $885,000 n/a 0.0%
AMERICAN FEDERAL MORTGAGE CORPORATION $1,850,000 $880,000 -52.4% 0.0%
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION $330,000 $840,000 154.5% 0.0%
MEGASTAR FINANCIAL CORP. $825,000 n/a 0.0%
SouthernTrust Bank $825,000 n/a 0.0%
US MORTGAGE CORPORATION $825,000 n/a 0.0%
MASSMUTUAL $850,000 $810,000 -4.7% 0.0%
Alerus Financial $395,000 $805,000 103.8% 0.0%
Windosr Federal Savings & Loan Association $805,000 n/a 0.0%
PRYSMA LENDING GROUP, LLC $600,000 $800,000 33.3% 0.0%
PROPONENT Federal Credit Union $2,430,000 $795,000 -67.3% 0.0%
Solarity Credit Union $795,000 n/a 0.0%
Peoples Bank $660,000 $790,000 19.7% 0.0%
SIWELL, INC. $365,000 $765,000 109.6% 0.0%
University Bank $765,000 n/a 0.0%
Martha's Vineyard Savings Bank $6,600,000 $760,000 -88.5% 0.0%
Alden Credit Union $1,250,000 $755,000 -39.6% 0.0%
Beeline Loans, Inc. $6,645,000 $755,000 -88.6% 0.0%
SHREWSBURY Federal Credit Union $225,000 $745,000 231.1% 0.0%
AMERICAN FINANCING CORPORATION $11,965,000 $725,000 -93.9% 0.0%
CIVIC FINANCIAL SERVICES, LLC $7,535,000 $725,000 -90.4% 0.0%
First Option Mortgage, LLC $6,255,000 $725,000 -88.4% 0.0%
WINGS FINANCIAL $1,475,000 $725,000 -50.8% 0.0%
Clearview Federal Credit Union $285,000 $710,000 149.1% 0.0%
Deseret First Credit Union $705,000 n/a 0.0%
MEMBER FIRST MORTGAGE, LLC $705,000 n/a 0.0%
CRESCENT MORTGAGE COMPANY $1,250,000 $685,000 -45.2% 0.0%
Northway Bank $12,700,000 $675,000 -94.7% 0.0%
Actors Federal Credit Union $2,400,000 $665,000 -72.3% 0.0%
AMERICAN EAGLE FINANCIAL CREDIT UNION $745,000 $665,000 -10.7% 0.0%
Abbott Laboratories Employees Credit Union $655,000 n/a 0.0%
GENERAL ELECTRIC EMPLOYEES FEDERAL CREDIT UNION $655,000 n/a 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $655,000 n/a 0.0%
ServisFirst Bank $655,000 n/a 0.0%
ITHINK FINANCIAL Credit Union $3,150,000 $650,000 -79.4% 0.0%
Monson Savings Bank $2,010,000 $645,000 -67.9% 0.0%
Nicolet National Bank $645,000 n/a 0.0%
Victorian Finance, LLC $645,000 n/a 0.0%
Strong Home Mortgage, LLC $6,090,000 $635,000 -89.6% 0.0%
Atlantic Coast Mortgage, LLC $725,000 $625,000 -13.8% 0.0%
First Bank $495,000 $625,000 26.3% 0.0%
Ukrainian Federal Credit Union $1,705,000 $605,000 -64.5% 0.0%
Univest Bank and Trust Co. $625,000 $605,000 -3.2% 0.0%
Rhode Island Credit Union $675,000 $595,000 -11.9% 0.0%
Community Bank $585,000 n/a 0.0%
CORNING $385,000 $585,000 51.9% 0.0%
Goldwater Bank, N.A. $670,000 $585,000 -12.7% 0.0%
STAR ONE CREDIT UNION $575,000 n/a 0.0%
TEACHERS $215,000 $560,000 160.5% 0.0%
SouthStar Bank, S.S.B. $555,000 n/a 0.0%
UNIFY FINANCIAL Credit Union $430,000 $545,000 26.7% 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $225,000 $545,000 142.2% 0.0%
Mortgage Assurance Inc. $2,895,000 $530,000 -81.7% 0.0%
Signature Federal Credit Union $530,000 n/a 0.0%
Allied First Bank,sb $515,000 n/a 0.0%
PURDUE FEDERAL CREDIT UNION $505,000 n/a 0.0%
UNION HOME MORTGAGE CORP. $10,880,000 $505,000 -95.4% 0.0%
LOANPAL, LLC $820,000 $500,000 -39.0% 0.0%
Busey Bank $495,000 n/a 0.0%
Community First National Bank $405,000 $495,000 22.2% 0.0%
FM Home Loans, LLC $495,000 n/a 0.0%
PREMIER MORTGAGE RESOURCES, L.L.C. $3,540,000 $495,000 -86.0% 0.0%
NEW HAMPSHIRE $1,280,000 $490,000 -61.7% 0.0%
Centennial Bank $485,000 n/a 0.0%
FINANCE OF AMERICA MORTGAGE LLC $54,245,000 $485,000 -99.1% 0.0%
JUSTICE Federal Credit Union $155,000 $485,000 212.9% 0.0%
MEMBERS 1ST FEDERAL CREDIT UNION $435,000 $485,000 11.5% 0.0%
THRIVE MORTGAGE, LLC $485,000 n/a 0.0%
First National Bank Texas $475,000 n/a 0.0%
S1L, Inc. $1,595,000 $475,000 -70.2% 0.0%
WesBanco $475,000 n/a 0.0%
FAIRWINDS CREDIT UNION $705,000 $465,000 -34.0% 0.0%
NASA Federal Credit Union $440,000 n/a 0.0%
Paramount Bank $1,600,000 $425,000 -73.4% 0.0%
Union Savings Bank $425,000 n/a 0.0%
BECKAM FUNDING CORP. $405,000 n/a 0.0%
SUMMIT FUNDING, INC. $395,000 $385,000 -2.5% 0.0%
TEXAS TECH $385,000 n/a 0.0%
Union Bank $415,000 $370,000 -10.8% 0.0%
ATHOL CREDIT UNION $530,000 $355,000 -33.0% 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $670,000 $355,000 -47.0% 0.0%
FINANCIAL RESOURCES FEDERAL CREDIT UNION $555,000 $345,000 -37.8% 0.0%
The Bank of Missouri $345,000 n/a 0.0%
NORTH COUNTRY $320,000 n/a 0.0%
Santander Bank, N.A. $204,160,000 $305,000 -99.9% 0.0%
Union Bank and Trust Company $305,000 n/a 0.0%
AMERICAN FINANCE HOUSE LARIBA $1,280,000 $255,000 -80.1% 0.0%
Northwest Federal Credit Union $255,000 $255,000 0.0% 0.0%
Valley National Bank $1,365,000 $255,000 -81.3% 0.0%
ADVANCIAL $2,735,000 $245,000 -91.0% 0.0%
Wilmington Savings Fund Society, FSB $1,950,000 $245,000 -87.4% 0.0%
Meridian Bank Corporation $680,000 $235,000 -65.4% 0.0%
FIRST CREDIT CORPORATION OF NEW YORK, INC. $335,000 $230,000 -31.3% 0.0%
TOGETHER CREDIT UNION $1,930,000 $220,000 -88.6% 0.0%
Freedom Credit Union $495,000 $195,000 -60.6% 0.0%
OCEANSIDE MORTGAGE COMPANY $195,000 n/a 0.0%
FOUNDATION MORTGAGE CORPORATION $190,000 n/a 0.0%
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. $1,035,000 $185,000 -82.1% 0.0%
U S WIDE FINANCIAL LLC $185,000 n/a 0.0%
AFFINITY $655,000 $180,000 -72.5% 0.0%
F&A Federal Credit Union $175,000 n/a 0.0%
Southwest Airlines Federal Credit Union $155,000 n/a 0.0%
FRANKLIN MINT $3,960,000 $145,000 -96.3% 0.0%
HUDSON HERITAGE $125,000 n/a 0.0%
Alaska USA Federal Credit Union $115,000 n/a 0.0%
THRIVENT Federal Credit Union $105,000 n/a 0.0%
FEDEX EMPLOYEES CREDIT ASSOCIATION $100,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $240,000 $95,000 -60.4% 0.0%
Liberty Savings Bank, F.S.B. $385,000 $75,000 -80.5% 0.0%
First Federal Bank of Kansas City $1,710,000 $65,000 -96.2% 0.0%
AMERICAN HERITAGE FCU $55,000 n/a 0.0%
United States Senate Federal Credit Union $750,000 $55,000 -92.7% 0.0%
FIRST BANCORP $45,000 n/a 0.0%
SUN Federal Credit Union $45,000 n/a 0.0%
First American Bank $1,585,000 $25,000 -98.4% 0.0%

Boston - Cambridge - Newton's top lender by overall market share is Citizens Bank, with 5.4% market share. In second place, with 4.2%, is Leader Bank, having originated $1,405,975,000 in loans. In third place, with 4.1%, is GUARANTEED RATE, INC., having originated $1,385,380,000 in loans. In fourth place, with 3.7%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $1,236,010,000 in loans. In fifth place, with 2.9%, is Bank of America, having originated $970,065,000 in loans.


Boston - Cambridge - Newton Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Boston - Cambridge - Newton (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $529,450 (6.0%) $858,963 (4.0%) 1.96 6,024
2018-02-01 $543,925 (5.6%) $875,791 (3.2%) 1.97 6,008
2018-03-01 $574,900 (6.5%) $907,076 (4.8%) 2.02 6,565
2018-04-01 $579,900 (5.5%) $900,058 (2.9%) 1.97 7,726
2018-05-01 $584,950 (6.2%) $896,235 (3.6%) 1.95 8,781
2018-06-01 $579,000 (5.3%) $876,303 (2.5%) 1.93 10,206
2018-07-01 $559,450 (1.9%) $857,166 (1.9%) 1.87 10,104
2018-08-01 $549,250 (3.6%) $825,147 (0.4%) 1.84 10,159
2018-09-01 $549,900 (3.8%) $806,934 (-1.4%) 1.85 11,372
2018-10-01 $549,000 (1.7%) $799,585 (-3.4%) 1.86 11,626
2018-11-01 $539,450 (-0.1%) $798,226 (-3.9%) 1.83 10,956
2018-12-01 $535,000 (1.1%) $798,662 (-5.6%) 1.85 8,824
2019-01-01 $533,900 (0.8%) $806,251 (-6.1%) 1.84 7,542
2019-02-01 $549,450 (1.0%) $851,143 (-2.8%) 1.86 7,336
2019-03-01 $571,386 (-0.6%) $884,062 (-2.5%) 1.87 8,059
2019-04-01 $599,900 (3.5%) $914,562 (1.6%) 1.90 8,915
2019-05-01 $602,450 (3.0%) $922,731 (3.0%) 1.88 9,950
2019-06-01 $599,900 (3.6%) $918,784 (4.9%) 1.87 11,096
2019-07-01 $599,900 (7.2%) $910,775 (6.3%) 1.88 10,604
2019-08-01 $595,643 (8.5%) $898,138 (8.9%) 1.89 10,685
2019-09-01 $589,259 (7.2%) $887,066 (9.9%) 1.89 10,878
2019-10-01 $587,806 (7.1%) $889,481 (11.2%) 1.90 11,006
2019-11-01 $589,900 (9.4%) $915,321 (14.7%) 1.93 9,635
2019-12-01 $589,450 (10.2%) $917,211 (14.8%) 1.97 7,007
2020-01-01 $586,600 (9.9%) $930,603 (15.4%) 1.96 5,779
2020-02-01 $599,900 (9.2%) $971,896 (14.2%) 1.96 5,750
2020-03-01 $629,900 (10.2%) $980,367 (10.9%) 1.97 6,617
2020-04-01 $617,450 (2.9%) $945,955 (3.4%) 1.93 6,435
2020-05-01 $629,900 (4.6%) $945,400 (2.5%) 1.91 7,200
2020-06-01 $656,699 (9.5%) $1,002,177 (9.1%) 1.93 7,782
2020-07-01 $677,000 (12.9%) $1,036,335 (13.8%) 1.96 7,395
2020-08-01 $675,000 (13.3%) $1,042,698 (16.1%) 1.93 7,191
2020-09-01 $672,500 (14.1%) $1,038,799 (17.1%) 1.93 7,579
2020-10-01 $665,000 (13.1%) $1,033,141 (16.2%) 1.91 7,944
2020-11-01 $654,450 (10.9%) $1,028,460 (12.4%) 1.91 7,085
2020-12-01 $647,450 (9.8%) $1,004,412 (9.5%) 1.93 5,301
2021-01-01 $659,000 (12.3%) $1,075,330 (15.6%) 1.97 4,099
2021-02-01 $679,450 (13.3%) $1,128,313 (16.1%) 1.98 3,872
2021-03-01 $682,250 (8.3%) $1,144,108 (16.7%) 1.94 4,267
2021-04-01 $694,000 (12.4%) $1,179,014 (24.6%) 1.88 4,773
2021-05-01 $699,800 (11.1%) $1,180,392 (24.9%) 1.86 4,879
2021-06-01 $697,225 (6.2%) $1,144,455 (14.2%) 1.84 5,738
2021-07-01 $669,900 (-1.1%) $1,113,575 (7.5%) 1.77 5,674
2021-08-01 $650,000 (-3.7%) $1,075,177 (3.1%) 1.73 5,574
2021-09-01 $671,000 (-0.2%) $1,055,466 (1.6%) 1.79 6,019
2021-10-01 $679,000 (2.1%) $1,062,835 (2.9%) 1.81 5,929
2021-11-01 $674,577 (3.1%) $1,073,504 (4.4%) 1.80 4,935
2021-12-01 $692,000 (6.9%) $1,141,128 (13.6%) 1.87 3,501
2022-01-01 $715,000 (8.5%) $1,220,127 (13.5%) 1.93 2,675
2022-02-01 $749,000 (10.2%) $1,237,957 (9.7%) 1.95 2,637
2022-03-01 $749,450 (9.9%) $1,254,177 (9.6%) 1.88 2,991
2022-04-01 $749,450 (8.0%) $1,243,532 (5.5%) 1.79 3,701
2022-05-01 $757,500 (8.3%) $1,242,269 (5.2%) 1.73 4,474
2022-06-01 $750,000 (7.6%) $1,172,907 (2.5%) 1.67 5,715
2022-07-01 $739,900 (10.5%) $1,110,707 (-0.3%) 1.67 6,177
2022-08-01 $725,000 (11.5%) $1,108,059 (3.1%) 1.68 5,759
2022-09-01 $744,000 (10.9%) $1,144,989 (8.5%) 1.74 5,913
2022-10-01 $749,000 (10.3%) $1,169,410 (10.0%) 1.76 6,223
2022-11-01 $744,925 (10.4%) $1,176,768 (9.6%) 1.79 5,903
2022-12-01 $749,000 (8.2%) $1,199,762 (5.1%) 1.85 4,407
2023-01-01 $759,450 (6.2%) $1,238,021 (1.5%) 1.88 3,697
2023-02-01 $799,000 (6.7%) $1,345,477 (8.7%) 1.93 3,433
2023-03-01 $823,500 (9.9%) $1,387,500 (10.6%) 1.94 3,705
2023-04-01 $839,000 (12.0%) $1,422,134 (14.4%) 1.95 4,059
2023-05-01 $867,125 (14.5%) $1,444,230 (16.3%) 1.97 4,314
2023-06-01 $866,443 (15.5%) $1,425,311 (21.5%) 1.95 4,806
2023-07-01 $849,900 (14.9%) $1,434,805 (29.2%) 1.93 4,538
2023-08-01 $844,200 (16.4%) $1,418,399 (28.0%) 1.94 4,530
2023-09-01 $849,000 (14.1%) $1,420,742 (24.1%) 1.98 4,931
2023-10-01 $837,374 (11.8%) $1,400,665 (19.8%) 1.97 5,351
2023-11-01 $824,500 (10.7%) $1,383,873 (17.6%) 1.96 5,205
2023-12-01 $800,000 (6.8%) $1,388,573 (15.7%) 1.95 4,062
2024-01-01 $809,900 (6.6%) $1,405,646 (13.5%) 1.98 3,369
2024-02-01 $854,450 (6.9%) $1,496,024 (11.2%) 2.06 3,319
2024-03-01 $879,950 (6.9%) $1,528,390 (10.2%) 2.07 3,737
2024-04-01 $869,900 (3.7%) $1,489,605 (4.7%) 2.02 4,365
2024-05-01 $899,900 (3.8%) $1,537,922 (6.5%) 2.03 4,947
2024-06-01 $879,000 (1.5%) $1,493,039 (4.8%) 1.98 5,917
2024-07-01 $853,950 (0.5%) $1,433,895 (-0.1%) 1.95 5,830
2024-08-01 $834,500 (-1.2%) $1,406,266 (-0.9%) 1.94 5,723
2024-09-01 $839,900 (-1.1%) $1,415,757 (-0.4%) 1.98 6,400
2024-10-01 $837,450 (0.0%) $1,401,111 (0.0%) 1.97 6,625
Boston - Cambridge - Newton's median listing price for 2024-10-01 was $837,450, a difference of $76 (0.0%) versus the prior year and $-2,450 versus the prior month.

Boston - Cambridge - Newton's median listing price comes in at 197% of the national average.

Boston - Cambridge - Newton's average listing price for 2024-10-01 was $1,401,111, a difference of $446 (0.0%) versus the prior year and $-14,646 versus the prior month.

For the 2024-10-01 period, Boston - Cambridge - Newton had 6,625 MLS listings, a difference of 225 listings (4%) versus the prior month and 1,274 listings (24%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Boston - Cambridge - Newton (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 73 days 2,007 sqft
2018-02-01 57 days 2,025 sqft
2018-03-01 36 days 2,061 sqft
2018-04-01 29 days 2,042 sqft
2018-05-01 28 days 2,056 sqft
2018-06-01 32 days 2,045 sqft
2018-07-01 41 days 2,034 sqft
2018-08-01 46 days 2,012 sqft
2018-09-01 44 days 1,989 sqft
2018-10-01 44 days 1,967 sqft
2018-11-01 51 days 1,947 sqft
2018-12-01 65 days 1,937 sqft
2019-01-01 71 days 1,907 sqft
2019-02-01 56 days 1,925 sqft
2019-03-01 41 days 1,973 sqft
2019-04-01 32 days 2,025 sqft
2019-05-01 32 days 2,045 sqft
2019-06-01 37 days 2,054 sqft
2019-07-01 47 days 2,037 sqft
2019-08-01 49 days 2,020 sqft
2019-09-01 47 days 1,998 sqft
2019-10-01 45 days 1,983 sqft
2019-11-01 55 days 1,981 sqft
2019-12-01 75 days 1,932 sqft
2020-01-01 78 days 1,909 sqft
2020-02-01 43 days 1,959 sqft
2020-03-01 31 days 2,000 sqft
2020-04-01 45 days 1,996 sqft
2020-05-01 50 days 2,000 sqft
2020-06-01 31 days 1,967 sqft
2020-07-01 35 days 1,890 sqft
2020-08-01 37 days 1,844 sqft
2020-09-01 32 days 1,733 sqft
2020-10-01 31 days 1,692 sqft
2020-11-01 47 days 1,667 sqft
2020-12-01 62 days 1,652 sqft
2021-01-01 60 days 1,639 sqft
2021-02-01 33 days 1,652 sqft
2021-03-01 22 days 1,664 sqft
2021-04-01 18 days 1,668 sqft
2021-05-01 19 days 1,693 sqft
2021-06-01 19 days 1,711 sqft
2021-07-01 29 days 1,711 sqft
2021-08-01 31 days 1,710 sqft
2021-09-01 28 days 1,685 sqft
2021-10-01 30 days 1,656 sqft
2021-11-01 38 days 1,630 sqft
2021-12-01 49 days 1,649 sqft
2022-01-01 54 days 1,650 sqft
2022-02-01 25 days 1,663 sqft
2022-03-01 18 days 1,673 sqft
2022-04-01 15 days 1,685 sqft
2022-05-01 16 days 1,788 sqft
2022-06-01 18 days 1,813 sqft
2022-07-01 26 days 1,825 sqft
2022-08-01 35 days 1,832 sqft
2022-09-01 34 days 1,815 sqft
2022-10-01 31 days 1,813 sqft
2022-11-01 41 days 1,804 sqft
2022-12-01 58 days 1,836 sqft
2023-01-01 61 days 1,840 sqft
2023-02-01 37 days 1,861 sqft
2023-03-01 28 days 1,860 sqft
2023-04-01 25 days 1,849 sqft
2023-05-01 23 days 1,919 sqft
2023-06-01 24 days 1,911 sqft
2023-07-01 36 days 1,896 sqft
2023-08-01 37 days 1,900 sqft
2023-09-01 31 days 1,908 sqft
2023-10-01 32 days 1,879 sqft
2023-11-01 38 days 1,868 sqft
2023-12-01 53 days 1,835 sqft
2024-01-01 53 days 1,814 sqft
2024-02-01 33 days 1,838 sqft
2024-03-01 24 days 1,830 sqft
2024-04-01 24 days 1,808 sqft
2024-05-01 24 days 1,884 sqft
2024-06-01 25 days 1,894 sqft
2024-07-01 37 days 1,896 sqft
2024-08-01 39 days 1,875 sqft
2024-09-01 31 days 1,873 sqft
2024-10-01 34 days 1,850 sqft
Boston - Cambridge - Newton's median listing age (time on market) for 2024-10-01 was 34 days. This is 8% longer than the same period one year ago.

Boston - Cambridge - Newton's median square footage for active listings during the 2024-10-01 period was 1,850 sqft. One year prior, the average listing was 1,879 sqft.

Boston-Cambridge-Newton, MA-NH Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 39,060 $23,688,880,000 $606,474
Home Improvement 12,324 $2,449,630,000 $198,769
Other 8,205 $1,548,175,000 $188,687
Refi 7,830 $3,352,320,000 $428,138
Cash Out Refi 6,945 $2,476,905,000 $356,646

Boston - Cambridge - Newton's most frequently cited loan purpose was Home Purchase, with 39,060 originations. The 2nd most popular reason was Home Improvement, with 12,324 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 24,740 $11,833,530,000 $478,316
7-8% 17,280 $6,355,400,000 $367,789
5-6% 12,909 $7,732,775,000 $599,022
Over 8% 11,545 $2,909,995,000 $252,057
4-5% 1,933 $1,442,215,000 $746,102
3-4% 522 $165,090,000 $316,264
<2.5% 483 $46,955,000 $97,215
2.5-3% 286 $82,640,000 $288,951

During 2023, Boston - Cambridge - Newton's most frequently originated rate bucket was 6-7%, with 24,740 originations.

Loan Sizing (Boston-Cambridge-Newton, MA-NH MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 18,865 $5,481,295,000 $290,554
$400k-600k 16,477 $8,063,665,000 $489,389
$100k-200k 11,659 $1,599,965,000 $137,230
$100,000 or less 11,409 $643,935,000 $56,441
$600k-1000k 11,357 $8,338,435,000 $734,211
$Over $1MM 4,597 $9,388,615,000 $2,042,335

Boston - Cambridge - Newton's loan sizing saw the bucket of loans from $200k-400k with 18,865 originations, totaling $5,481,295,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 17,561 $10,138,715,000 $577,343
Under 20% 16,831 $1,686,285,000 $100,189
60-80% 15,474 $10,822,050,000 $699,370
20-40% 11,535 $3,119,925,000 $270,475
40-60% 7,995 $4,810,995,000 $601,750
Over 100% 264 $231,790,000 $877,992

Boston - Cambridge - Newton's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 17,561 originations, totaling $10,138,715,000 in origination value.