Mld Mortgage Rates, Fees & Info
Florham Park, NJLEI: 549300AG10BX85DF5S49
Tax ID: 22-3747694
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Mld Mortgage is a small mortgage company specializing in Refi and Home Purchase loans. Mld Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: New York, Oxnard, Los Angeles, Washington, and Philadelphia among others. We have data for 227 markets. (Some data included below & more in-depth data is available with an active subscription.)Mld Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Mld Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.37% | 4/21/24 |
| 30 Year Conventional Refi | 6.44% | 4/21/24 |
| 30 Year Cash-out Refi | 6.69% | 4/21/24 |
| 30 Year FHA Purchase | 7.40% | 4/21/24 |
| 30 Year FHA Refi | 7.06% | 4/21/24 |
| 30 Year VA Purchase | 6.16% | 4/21/24 |
| 30 Year USDA Purchase | 6.73% | 4/21/24 |
| 15 Year Conventional Purchase | 5.89% | 4/21/24 |
| 15 Year Conventional Refi | 5.96% | 4/21/24 |
| 15 Year Cash-out Refi | 5.96% | 4/21/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Mld Mortgage Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Mld Mortgage. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
7,718Origination Dollar Volume (All Markets)
$2,768,800,000Awards
×
![]()
MLD MORTGAGE - 2020
MLD MORTGAGE is a 2020 , due to their low .
For 2020, less than of lenders were eligible for this award.
Work for MLD MORTGAGE?
Use this award on your own site. Either save and use the images below, or pass the provided image embed code to your development team.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 1,829 | $707,085,000 | $386,597 | $3,939 | 2.90% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1,236 | $534,730,000 | $432,629 | $5,010 | 3.01% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 658 | $293,050,000 | $445,365 | $5,041 | 3.01% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 262 | $105,160,000 | $401,374 | $5,484 | 2.93% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 313 | $100,075,000 | $319,728 | $4,572 | 2.95% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 260 | $96,300,000 | $370,385 | $3,840 | 3.03% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 213 | $85,335,000 | $400,634 | $2,881 | 2.91% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 178 | $65,770,000 | $369,494 | $3,742 | 2.85% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 173 | $57,715,000 | $333,613 | $5,878 | 2.97% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 209 | $51,575,000 | $246,770 | $3,236 | 3.07% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 145 | $45,065,000 | $310,793 | $3,100 | 3.00% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 200 | $42,610,000 | $213,050 | $5,448 | 3.04% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 71 | $36,145,000 | $509,085 | $8,753 | 2.96% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 89 | $29,055,000 | $326,461 | $5,409 | 3.09% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 162 | $27,210,000 | $167,963 | $4,914 | 3.10% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 72 | $24,260,000 | $336,944 | $3,198 | 2.85% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 118 | $24,240,000 | $205,424 | $5,366 | 3.17% |
| MADERA, CA (FHA|USDA|VA) | 83 | $19,125,000 | $230,422 | $5,332 | 3.12% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 38 | $18,040,000 | $474,737 | $4,992 | 3.07% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 41 | $17,965,000 | $438,171 | $4,534 | 2.86% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 36 | $17,940,000 | $498,333 | $3,443 | 2.86% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 54 | $16,790,000 | $310,926 | $3,516 | 3.05% |
| VISALIA, CA (FHA|USDA|VA) | 75 | $15,395,000 | $205,267 | $5,971 | 3.03% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 52 | $15,070,000 | $289,808 | $5,633 | 3.00% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 29 | $14,155,000 | $488,103 | $3,354 | 2.81% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 41 | $14,125,000 | $344,512 | $4,676 | 3.27% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 44 | $13,710,000 | $311,591 | $4,028 | 2.95% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 53 | $13,605,000 | $256,698 | $3,596 | 3.10% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 39 | $12,035,000 | $308,590 | $4,348 | 3.10% |
| RICHMOND, VA (FHA|USDA|VA) | 34 | $11,220,000 | $330,000 | $3,604 | 2.82% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 27 | $11,045,000 | $409,074 | $3,593 | 3.00% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 33 | $10,695,000 | $324,091 | $5,091 | 2.95% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 32 | $10,690,000 | $334,063 | $4,768 | 2.99% |
| FRESNO, CA (FHA|USDA|VA) | 36 | $8,350,000 | $231,944 | $5,830 | 3.12% |
| Outside of Metro Areas | 40 | $7,590,000 | $189,750 | $4,755 | 3.35% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 19 | $6,985,000 | $367,632 | $2,836 | 2.66% |
| Kapaa, HI (FHA|USDA|VA) | 13 | $6,935,000 | $533,462 | $6,334 | 3.40% |
| BOISE CITY, ID (FHA|USDA|VA) | 23 | $6,285,000 | $273,261 | $6,060 | 3.26% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 25 | $6,205,000 | $248,200 | $3,651 | 3.06% |
| APPLETON, WI (FHA|USDA|VA) | 33 | $5,735,000 | $173,788 | $3,268 | 3.62% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 23 | $5,705,000 | $248,043 | $3,311 | 2.85% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 17 | $5,665,000 | $333,235 | $5,910 | 2.92% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 23 | $5,155,000 | $224,130 | $4,903 | 3.39% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 20 | $5,010,000 | $250,500 | $2,647 | 3.24% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 11 | $4,555,000 | $414,091 | $4,580 | 3.51% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 18 | $4,450,000 | $247,222 | $4,759 | 3.36% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 11 | $4,185,000 | $380,455 | $3,533 | 2.94% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 15 | $4,075,000 | $271,667 | $4,241 | 2.56% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 12 | $3,680,000 | $306,667 | $3,353 | 3.06% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 10 | $3,550,000 | $355,000 | $4,403 | 2.84% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 13 | $3,235,000 | $248,846 | $4,898 | 3.38% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 8 | $3,100,000 | $387,500 | $3,030 | 2.84% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 10 | $3,070,000 | $307,000 | $3,662 | 3.40% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 9 | $2,655,000 | $295,000 | $4,090 | 2.85% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 10 | $2,650,000 | $265,000 | $3,080 | 2.75% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 10 | $2,630,000 | $263,000 | $2,676 | 3.51% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 8 | $2,580,000 | $322,500 | $8,230 | 2.86% |
| SALINAS, CA (FHA|USDA|VA) | 5 | $2,535,000 | $507,000 | $3,720 | 2.83% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 14 | $2,440,000 | $174,286 | $3,826 | 3.25% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 5 | $2,375,000 | $475,000 | $6,367 | 3.10% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 8 | $2,200,000 | $275,000 | $5,470 | 3.22% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 7 | $1,985,000 | $283,571 | $3,641 | 2.80% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 6 | $1,890,000 | $315,000 | $3,655 | 3.75% |
| TUCSON, AZ (FHA|USDA|VA) | 8 | $1,880,000 | $235,000 | $5,371 | 3.42% |
| PITTSBURGH, PA (FHA|USDA|VA) | 6 | $1,870,000 | $311,667 | $5,459 | 3.10% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 7 | $1,865,000 | $266,429 | $3,115 | 2.71% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 7 | $1,735,000 | $247,857 | $4,980 | 2.89% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 7 | $1,705,000 | $243,571 | $7,484 | 2.88% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 8 | $1,650,000 | $206,250 | $6,204 | 2.86% |
| STOCKTON, CA (FHA|USDA|VA) | 4 | $1,550,000 | $387,500 | $3,658 | 3.38% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 7 | $1,455,000 | $207,857 | $3,679 | 2.79% |
| LOUISVILLE, KY (FHA|USDA|VA) | 8 | $1,440,000 | $180,000 | $6,459 | 2.94% |
| MERCED, CA (FHA|USDA|VA) | 6 | $1,360,000 | $226,667 | $6,037 | 2.92% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 5 | $1,355,000 | $271,000 | $2,646 | 2.88% |
| Pullman, WA (FHA|USDA|VA) | 5 | $1,345,000 | $269,000 | $2,630 | 3.50% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 6 | $1,300,000 | $216,667 | $5,766 | 3.37% |
| WILMINGTON, NC (FHA|USDA|VA) | 3 | $1,275,000 | $425,000 | $4,266 | 3.46% |
| YUBA CITY, CA (FHA|USDA|VA) | 4 | $1,260,000 | $315,000 | $5,885 | 3.19% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 5 | $1,235,000 | $247,000 | $4,604 | 2.95% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 5 | $1,195,000 | $239,000 | $5,191 | 3.15% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 5 | $1,195,000 | $239,000 | $4,901 | 2.85% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 8 | $1,160,000 | $145,000 | $3,947 | 3.16% |
| REDDING, CA (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $5,159 | 2.97% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $4,456 | 3.18% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $2,995 | 3.00% |
| ASHEVILLE, NC (FHA|USDA|VA) | 4 | $1,110,000 | $277,500 | $6,334 | 2.84% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $3,986 | 2.96% |
| BATON ROUGE, LA (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $5,119 | 2.88% |
| Torrington, CT (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $7,213 | 3.04% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $4,524 | 2.87% |
| LANCASTER, PA (FHA|USDA|VA) | 2 | $960,000 | $480,000 | $5,249 | 2.63% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $4,966 | 3.21% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $3,664 | 2.96% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $7,472 | 3.38% |
| Shelton, WA (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $4,436 | 3.25% |
| COLUMBIA, SC (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $4,510 | 2.50% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $4,460 | 2.94% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $7,214 | 3.13% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $4,204 | 2.81% |
| READING, PA (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $4,796 | 2.83% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 5 | $775,000 | $155,000 | $7,904 | 3.44% |
| KNOXVILLE, TN (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $5,585 | 2.75% |
| VALLEJO, CA (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $5,427 | 2.71% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $4,076 | 4.00% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $8,853 | 2.88% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $4,774 | 3.09% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $3,096 | 2.63% |
| TULSA, OK (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $4,194 | 2.88% |
| Hilo, HI (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $6,876 | 3.00% |
| Aberdeen, WA (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $2,902 | 3.38% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 5 | $645,000 | $129,000 | $5,536 | 3.48% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $3,887 | 2.31% |
| NAPA, CA (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $16,189 | 2.75% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $9,177 | 2.69% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $6,072 | 3.08% |
| MODESTO, CA (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $2,970 | 3.29% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $3,496 | 2.63% |
| GREEN BAY, WI (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $5,144 | 4.06% |
| Cookeville, TN (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $11,609 | 2.69% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $5,406 | 3.68% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $6,645 | 3.19% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $4,874 | 3.06% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $5,013 | 4.06% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $4,761 | 3.63% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $3,551 | 2.63% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $4,929 | 2.50% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $3,372 | 3.04% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $7,859 | 2.88% |
| LYNCHBURG, VA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $6,849 | 3.75% |
| Pontiac, IL (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $3,808 | 3.13% |
| BEND, OR (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $3,599 | 3.75% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $0 | 3.88% |
| ROCKFORD, IL (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $5,468 | 2.94% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $3,640 | 2.63% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $17,640 | 3.25% |
| Whitewater, WI (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $2,994 | 2.96% |
| Thomaston, GA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $4,060 | 2.88% |
| RACINE, WI (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $4,767 | 3.38% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,601 | 2.50% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,623 | 4.75% |
| SYRACUSE, NY (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,655 | 3.88% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,134 | 3.00% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $5,368 | 3.63% |
| CHICO, CA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 3.38% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $2,892 | 3.00% |
| STAUNTON, VA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $5,194 | 3.44% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $5,990 | 2.94% |
| LONGVIEW, WA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $12,397 | 3.25% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $5,371 | 2.88% |
| GAINESVILLE, GA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $7,438 | 3.13% |
| GOLDSBORO, NC (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $6,258 | 3.25% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,954 | 2.63% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,650 | 2.63% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,933 | 2.63% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,897 | 2.50% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,525 | 3.13% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,154 | 2.50% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $9,857 | 4.63% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,893 | 2.50% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $5,516 | 3.06% |
| Seneca, SC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,596 | 2.63% |
| Madisonville, KY (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $13,677 | 2.88% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,584 | 2.38% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,595 | 2.63% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $13,661 | 2.75% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $10,986 | 3.50% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $10,111 | 3.00% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,146 | 2.50% |
| Meadville, PA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,708 | 2.63% |
| AKRON, OH (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,663 | 5.50% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,847 | 4.13% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,956 | 2.63% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,240 | 2.49% |
| WICHITA, KS (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,757 | 3.13% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,673 | 2.75% |
| Centralia, WA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $7,289 | 4.13% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,516 | 3.50% |
| AMES, IA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,432 | 2.63% |
| RENO, NV (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,744 | 2.38% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $2,570 | 3.31% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,830 | 3.75% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $10,010 | 2.88% |
| OCALA, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $11,111 | 2.75% |
| WACO, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,986 | 2.88% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $4,972 | 3.88% |
| Greenwood, SC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,271 | 2.88% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,670 | 2.38% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,152 | 2.99% |
| Lewisburg, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,683 | 2.75% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,270 | 3.13% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,779 | 2.75% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,560 | 3.63% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,705 | 2.63% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,973 | 4.00% |
| GLENS FALLS, NY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,594 | 2.75% |
| TYLER, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,851 | 3.63% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,878 | 3.50% |
| Eagle Pass, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,753 | 3.25% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,212 | 3.38% |
| MADISON, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,274 | 4.50% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,438 | 2.63% |
| Norfolk, NE (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,914 | 2.99% |
| Muscatine, IA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,169 | 3.38% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,718 | 3.25% |
| Jasper, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,246 | 3.25% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,845 | 4.00% |
| ROME, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,198 | 3.25% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,042 | 4.13% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,705 | 3.25% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,226 | 3.75% |
| COLUMBUS, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 2.99% |
| Fort Dodge, IA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,146 | 3.75% |
| Shawano, WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,825 | 3.25% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,167 | 3.13% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,121 | 3.63% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,462 | 2.75% |
| Bardstown, KY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,747 | 2.50% |
| Sturgis, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,799 | 2.65% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,745 | 2.75% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,181 | 2.25% |
| Scottsburg, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,784 | 3.63% |
| Kennett, MO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,626 | 2.50% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,710 | 2.50% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,183 | 3.63% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,942 | 3.25% |
| BINGHAMTON, NY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,313 | 3.13% |
| Marshalltown, IA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,109 | 3.38% |
Mld Mortgage's top markets include New York, Oxnard, Los Angeles, Washington, and Philadelphia among others.
Their top states include:California
(FHA|USDA|VA)
New Jersey
(FHA|USDA|VA)
Washington
(FHA|USDA|VA)
Virginia
(FHA|USDA|VA)
Massachusetts
(FHA|USDA|VA)
Their top states include:
Similar Lenders
We use machine learning to identify the top lenders compared against MLD MORTGAGE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
HERITAGE COMMUNITY CREDIT UNION
Similarity Rank: 330
Similarity Rank: 330
Chaffey Federal Credit Union
Similarity Rank: 345
Similarity Rank: 345
METROPLEX MORTGAGE SERVICES, INC.
Similarity Rank: 372
Similarity Rank: 372
TRISTAR FINANCE, INC.
Similarity Rank: 378
Similarity Rank: 378
MANHATTAN FINANCIAL GROUP, INC.
Similarity Rank: 384
Similarity Rank: 384
Princeton Federal Credit Union
Similarity Rank: 450
Similarity Rank: 450
BOURNS EMPLOYEES FEDERAL CREDIT UNION
Similarity Rank: 486
Similarity Rank: 486
MYPOINT Credit Union
Similarity Rank: 560
Similarity Rank: 560
First Citizens Community Bank
Similarity Rank: 589
Similarity Rank: 589
SESLOC
Similarity Rank: 624
Similarity Rank: 624
Product Mix
For 2020, Mld Mortgage's most frequently originated type of loan was Conventional, with 6,981 originations. Their 2nd most popular type was FHA, with 591 originations.
Loan Reason
For 2020, Mld Mortgage's most frequently cited loan purpose was Refi, with 4,718 originations. The 2nd most popular reason was Home Purchase, with 1,880 originations.
Loan Duration/Length
For 2020, Mld Mortgage's most frequently cited loan duration was 30 Year, with 5,514 originations. The 2nd most popular length was 15 Year, with 1,539 originations.
Origination Fees/Closing Costs
Mld Mortgage's average total fees were $5,029, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 5,696 originations.
Interest Rates
During 2020, Mld Mortgage's average interest rate for loans was 3.10%, while their most frequently originated rate bucket for loans was 2.5-3%, with 3,563 originations.
Loan Sizing
2020 saw Mld Mortgage place emphasis on $200k-400k loans with 3,731 originations, totaling $1,138,305,000 in origination value.
Applicant Income
Mld Mortgage lent most frequently to those with incomes in the $100k-150k range, with 2,248 originations. The second most popular income band? $150k-250k, with 2,116 originations.
Applicant Debt to Income Ratio
Mld Mortgage lent most frequently to those with DTI ratios of 20-30%, with 1,774 originations. The next most common DTI ratio? 30-36%, with 1,426 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications97.45%
Mld Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination67.63%
Mld Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 7,718 | $2,768,800,000 | $358,746 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 15 | $3,905,000 | $260,333 |
| Single Family (1-4 Units):Site-Built | 7,703 | $2,764,895,000 | $358,937 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2020 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| MLD MORTGAGE INC | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 2 | 50.0% |
| MLD MORTGAGE INC | Conventional home mortgage | Trouble during payment process | 2 | 50.0% |