Mld Mortgage Rates, Fees & Info
Florham Park, NJLEI: 549300AG10BX85DF5S49
Tax ID: 22-3747694
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Mortgage Data
Review & Overview
Mld Mortgage is a smaller mortgage company specializing in Home Purchase and Refi loans. Mld Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: New York, Oxnard, Los Angeles, Philadelphia, and Charlotte among others. We have data for 190 markets. (Some data included below & more in-depth data is available with an active subscription.)Mld Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Mld Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.37% | 12/17/24 |
| 30 Year Conventional Refi | 6.44% | 12/17/24 |
| 30 Year Cash-out Refi | 6.69% | 12/17/24 |
| 30 Year FHA Purchase | 7.40% | 12/17/24 |
| 30 Year FHA Refi | 7.06% | 12/17/24 |
| 30 Year VA Purchase | 6.16% | 12/17/24 |
| 30 Year USDA Purchase | 6.73% | 12/17/24 |
| 15 Year Conventional Purchase | 5.89% | 12/17/24 |
| 15 Year Conventional Refi | 5.96% | 12/17/24 |
| 15 Year Cash-out Refi | 5.96% | 12/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Mld Mortgage Mortgage Calculator
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This is not an official calculator from Mld Mortgage. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
2,768Origination Dollar Volume (All Markets)
$832,080,000Awards
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MLD MORTGAGE - 2019
MLD MORTGAGE is a 2019 , due to their low .
For 2019, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 518 | $178,170,000 | $343,958 | $5,440 | 3.98% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 374 | $160,430,000 | $428,957 | $6,628 | 4.02% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 180 | $75,820,000 | $421,222 | $6,865 | 4.07% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 126 | $35,510,000 | $281,825 | $5,176 | 3.95% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 102 | $27,870,000 | $273,235 | $3,802 | 3.86% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 160 | $26,010,000 | $162,563 | $5,590 | 4.40% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 80 | $20,530,000 | $256,625 | $4,163 | 4.06% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 52 | $20,350,000 | $391,346 | $4,438 | 3.77% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 52 | $18,770,000 | $360,962 | $4,245 | 3.69% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 56 | $18,270,000 | $326,250 | $6,403 | 3.96% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 114 | $17,780,000 | $155,965 | $6,496 | 4.22% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 79 | $16,855,000 | $213,354 | $5,790 | 4.26% |
| VISALIA, CA (FHA|USDA|VA) | 68 | $11,830,000 | $173,971 | $5,519 | 4.25% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 35 | $11,435,000 | $326,714 | $5,955 | 4.69% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 30 | $10,020,000 | $334,000 | $4,314 | 3.64% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 28 | $9,780,000 | $349,286 | $6,380 | 3.90% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 35 | $9,565,000 | $273,286 | $5,726 | 4.38% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 28 | $9,010,000 | $321,786 | $7,395 | 4.03% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 31 | $8,875,000 | $286,290 | $5,923 | 4.00% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 30 | $7,390,000 | $246,333 | $5,479 | 4.08% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 23 | $7,125,000 | $309,783 | $4,568 | 4.40% |
| MADERA, CA (FHA|USDA|VA) | 29 | $6,245,000 | $215,345 | $6,727 | 3.90% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 33 | $5,745,000 | $174,091 | $4,088 | 4.48% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 20 | $4,640,000 | $232,000 | $7,891 | 4.19% |
| Outside of Metro Areas | 28 | $4,620,000 | $165,000 | $5,269 | 4.26% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 16 | $4,330,000 | $270,625 | $4,447 | 3.62% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 8 | $4,020,000 | $502,500 | $6,832 | 4.25% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 8 | $3,990,000 | $498,750 | $4,953 | 3.84% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 10 | $3,740,000 | $374,000 | $6,852 | 4.05% |
| FRESNO, CA (FHA|USDA|VA) | 13 | $3,405,000 | $261,923 | $5,728 | 3.96% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 9 | $3,255,000 | $361,667 | $3,851 | 3.76% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 11 | $2,895,000 | $263,182 | $5,220 | 3.81% |
| APPLETON, WI (FHA|USDA|VA) | 19 | $2,825,000 | $148,684 | $3,506 | 4.58% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 11 | $2,715,000 | $246,818 | $7,241 | 3.70% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 8 | $2,660,000 | $332,500 | $5,449 | 4.22% |
| BOISE CITY, ID (FHA|USDA|VA) | 11 | $2,535,000 | $230,455 | $6,645 | 4.04% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 11 | $2,265,000 | $205,909 | $6,379 | 4.54% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 9 | $2,125,000 | $236,111 | $3,319 | 3.63% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 4 | $1,850,000 | $462,500 | $3,436 | 3.66% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 7 | $1,805,000 | $257,857 | $3,345 | 3.61% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 7 | $1,795,000 | $256,429 | $3,658 | 3.86% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 5 | $1,735,000 | $347,000 | $5,104 | 3.85% |
| PITTSBURGH, PA (FHA|USDA|VA) | 7 | $1,655,000 | $236,429 | $6,148 | 3.89% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 5 | $1,465,000 | $293,000 | $7,440 | 4.15% |
| Centralia, WA (FHA|USDA|VA) | 7 | $1,375,000 | $196,429 | $7,112 | 3.87% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 6 | $1,350,000 | $225,000 | $5,404 | 3.38% |
| LOUISVILLE, KY (FHA|USDA|VA) | 4 | $1,320,000 | $330,000 | $7,137 | 3.38% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 4 | $1,260,000 | $315,000 | $4,990 | 4.09% |
| LONGVIEW, WA (FHA|USDA|VA) | 5 | $1,205,000 | $241,000 | $3,234 | 3.93% |
| Kapaa, HI (FHA|USDA|VA) | 2 | $1,200,000 | $600,000 | $8,828 | 4.06% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $6,297 | 3.69% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $7,023 | 4.18% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $4,718 | 4.08% |
| WACO, TX (FHA|USDA|VA) | 7 | $1,045,000 | $149,286 | $6,753 | 5.16% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $6,194 | 4.17% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $3,637 | 4.42% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $5,308 | 3.91% |
| LANCASTER, PA (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $5,836 | 3.09% |
| Pullman, WA (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $3,060 | 3.88% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 6 | $900,000 | $150,000 | $4,434 | 3.88% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $3,143 | 3.50% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 5 | $885,000 | $177,000 | $5,490 | 4.83% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $7,903 | 3.25% |
| FORT COLLINS, CO (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $2,180 | 4.29% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 8 | $750,000 | $93,750 | $6,381 | 4.92% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $6,949 | 4.04% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $8,632 | 3.79% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $6,861 | 4.17% |
| GREEN BAY, WI (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $4,787 | 5.08% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $4,884 | 3.92% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $5,880 | 4.19% |
| RICHMOND, VA (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $5,006 | 4.13% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $7,986 | 3.25% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $16,545 | 4.25% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $8,697 | 3.31% |
| ODESSA, TX (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $10,522 | 4.38% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $4,351 | 3.25% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $8,498 | 4.69% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $3,167 | 4.06% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $10,206 | 4.19% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $7,295 | 3.58% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $6,911 | 3.19% |
| VALLEJO, CA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $5,570 | 3.75% |
| AKRON, OH (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $2,931 | 6.00% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $0 | 5.31% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $5,750 | 4.42% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $5,118 | 4.38% |
| KNOXVILLE, TN (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $11,065 | 3.69% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $9,036 | 4.25% |
| FORT WAYNE, IN (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $4,881 | 4.42% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $5,780 | 3.56% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $6,137 | 3.67% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $7,239 | 4.38% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $2,441 | 3.92% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $3,784 | 4.31% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,723 | 4.79% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $7,725 | 4.25% |
| COLUMBUS, OH (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $4,985 | 4.29% |
| Cookeville, TN (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $8,744 | 3.44% |
| ROCHESTER, NY (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $9,287 | 4.19% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $0 | 4.25% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,859 | 4.19% |
| STOCKTON, CA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,888 | 4.38% |
| Show Low, AZ (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $4,999 | 4.69% |
| Astoria, OR (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,689 | 4.13% |
| Sevierville, TN (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $7,429 | 3.38% |
| Fernley, NV (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $4,005 | 3.63% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,341 | 4.99% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,113 | 4.00% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $5,256 | 4.13% |
| Key West, FL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,540 | 4.63% |
| Seneca, SC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,259 | 3.13% |
| LAFAYETTE, LA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $7,051 | 2.88% |
| MOBILE, AL (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $5,390 | 3.88% |
| BATON ROUGE, LA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $5,945 | 3.94% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $6,098 | 4.13% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,334 | 3.38% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,197 | 4.00% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $10,801 | 2.88% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,879 | 3.25% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,205 | 4.00% |
| Lebanon, NH-VT (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,496 | 4.81% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,173 | 3.25% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,648 | 3.88% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,870 | 3.00% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,350 | 4.38% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 5.13% |
| JACKSON, MI (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $3,950 | 3.83% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $10,545 | 3.38% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,317 | 3.38% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,361 | 3.50% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,561 | 4.00% |
| FOND DU LAC, WI (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $2,828 | 4.62% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,516 | 5.25% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,813 | 3.38% |
| Bennington, VT (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,101 | 3.13% |
| Mountain Home, ID (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,553 | 3.50% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,005 | 4.00% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,377 | 4.63% |
| UTICA-ROME, NY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,068 | 4.50% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,739 | 3.25% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $10,921 | 3.25% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,744 | 4.50% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,634 | 3.13% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,946 | 3.75% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,938 | 3.75% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,513 | 3.50% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,216 | 2.88% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,150 | 3.63% |
| FLINT, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,511 | 3.00% |
| READING, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,947 | 3.75% |
| Columbus, NE (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,180 | 3.75% |
| Sanford, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,206 | 4.88% |
| Susanville, CA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,897 | 4.63% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,361 | 3.00% |
| Mountain Home, AR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,907 | 3.25% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,899 | 3.75% |
| Danville, VA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,340 | 3.13% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,980 | 3.75% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,944 | 4.13% |
| Danville, KY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,580 | 3.25% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,420 | 3.50% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,938 | 3.50% |
| Menomonie, WI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,938 | 4.13% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,238 | 3.25% |
| Farmington, MO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,512 | 3.50% |
| Del Rio, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,582 | 3.38% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,600 | 5.75% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,035 | 3.25% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,676 | 4.25% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,775 | 4.00% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,111 | 3.88% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,006 | 3.88% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,734 | 3.75% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,625 | 4.75% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,292 | 5.75% |
| TUCSON, AZ (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 4.88% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,875 | 3.63% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 4.38% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,492 | 3.13% |
| Bluefield, WV-VA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,064 | 5.13% |
| Muscatine, IA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,524 | 5.63% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,959 | 4.50% |
| Crescent City, CA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,425 | 3.88% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,196 | 6.13% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,187 | 5.88% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,331 | 4.25% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,661 | 3.63% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 4.76% |
| Big Stone Gap, VA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,821 | 4.50% |
Mld Mortgage's top markets include New York, Oxnard, Los Angeles, Philadelphia, and Charlotte among others.
Their top states include:California
(FHA|USDA|VA)
New Jersey
(FHA|USDA|VA)
North Carolina
(FHA|USDA|VA)
Florida
(FHA|USDA|VA)
Pennsylvania
(FHA|USDA|VA)
Their top states include:
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We use machine learning to identify the top lenders compared against MLD MORTGAGE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2019, Mld Mortgage's most frequently originated type of loan was Conventional, with 2,062 originations. Their 2nd most popular type was FHA, with 596 originations.
Loan Reason
For 2019, Mld Mortgage's most frequently cited loan purpose was Home Purchase, with 1,534 originations. The 2nd most popular reason was Refi, with 823 originations.
Loan Duration/Length
For 2019, Mld Mortgage's most frequently cited loan duration was 30 Year, with 2,288 originations. The 2nd most popular length was 15 Year, with 349 originations.
Origination Fees/Closing Costs
Mld Mortgage's average total fees were $6,085, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 1,911 originations.
Interest Rates
During 2019, Mld Mortgage's average interest rate for loans was 4.15%, while their most frequently originated rate bucket for loans was 3-4%, with 1,397 originations.
Loan Sizing
2019 saw Mld Mortgage place emphasis on $200k-400k loans with 1,251 originations, totaling $367,245,000 in origination value.
Applicant Income
Mld Mortgage lent most frequently to those with incomes in the $100k-150k range, with 673 originations. The second most popular income band? $50k-75k, with 521 originations.
Applicant Debt to Income Ratio
Mld Mortgage lent most frequently to those with DTI ratios of 30-36%, with 447 originations. The next most common DTI ratio? 20-30%, with 412 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications92.83%
Mld Mortgage has an average approval rate.
Pick Rate
Approvals leading to origination59.57%
Mld Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 2,768 | $832,080,000 | $300,607 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 15 | $2,285,000 | $152,333 |
| Single Family (1-4 Units):Site-Built | 2,753 | $829,795,000 | $301,415 |