R M K Financial Corp. Mortgage Rates, Fees & Info
ONTARIO, CALEI: 549300X72Q5WKCW2QQ95
Tax ID: 33-0750812
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Mortgage Data
Review & Overview
R M K Financial Corp. is a smaller mortgage company specializing in Refi, Cash Out Refi, and Home Purchase loans. R M K Financial Corp. has an average proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Los Angeles, Riverside, Atlanta, Washington, and Tampa among others. We have data for 194 markets. (Some data included below & more in-depth data is available with an active subscription.)R M K Financial Corp. has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. They typically have about average rates.
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Originations
806Origination Dollar Volume (All Markets)
$178,510,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 60 | $21,940,000 | $365,667 | $0 | 4.60% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 71 | $19,205,000 | $270,493 | $0 | 4.60% |
| Outside of Metro Areas | 40 | $6,400,000 | $160,000 | $0 | 4.03% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 28 | $5,870,000 | $209,643 | $0 | 4.17% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 19 | $5,335,000 | $280,789 | $0 | 4.05% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 24 | $5,040,000 | $210,000 | $0 | 3.94% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 22 | $4,880,000 | $221,818 | $0 | 3.76% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 19 | $4,565,000 | $240,263 | $0 | 4.09% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 17 | $4,405,000 | $259,118 | $0 | 4.21% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 19 | $4,365,000 | $229,737 | $0 | 3.81% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 19 | $3,425,000 | $180,263 | $0 | 4.00% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 16 | $3,320,000 | $207,500 | $0 | 4.29% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 10 | $2,670,000 | $267,000 | $0 | 3.65% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 12 | $2,650,000 | $220,833 | $0 | 4.42% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 11 | $2,385,000 | $216,818 | $0 | 4.88% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 7 | $2,175,000 | $310,714 | $0 | 4.11% |
| KNOXVILLE, TN (FHA|USDA|VA) | 16 | $2,170,000 | $135,625 | $0 | 4.84% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 11 | $2,055,000 | $186,818 | $0 | 4.34% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 10 | $1,890,000 | $189,000 | $0 | 3.94% |
| STOCKTON, CA (FHA|USDA|VA) | 6 | $1,620,000 | $270,000 | $0 | 4.33% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 7 | $1,525,000 | $217,857 | $0 | 4.29% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 7 | $1,465,000 | $209,286 | $0 | 3.80% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 8 | $1,420,000 | $177,500 | $0 | 3.89% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 6 | $1,410,000 | $235,000 | $0 | 4.56% |
| MODESTO, CA (FHA|USDA|VA) | 7 | $1,345,000 | $192,143 | $0 | 4.92% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 6 | $1,340,000 | $223,333 | $0 | 4.77% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 5 | $1,275,000 | $255,000 | $0 | 4.33% |
| FRESNO, CA (FHA|USDA|VA) | 7 | $1,245,000 | $177,857 | $0 | 4.13% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 4 | $1,210,000 | $302,500 | $0 | 3.72% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 5 | $1,175,000 | $235,000 | $0 | 3.38% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 5 | $1,155,000 | $231,000 | $0 | 4.18% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 6 | $1,150,000 | $191,667 | $0 | 4.17% |
| RICHMOND, VA (FHA|USDA|VA) | 7 | $1,105,000 | $157,857 | $0 | 4.41% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 6 | $1,100,000 | $183,333 | $0 | 4.63% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 5 | $1,085,000 | $217,000 | $0 | 3.30% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $0 | 4.34% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $0 | 4.71% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $0 | 4.13% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 5 | $945,000 | $189,000 | $0 | 3.05% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 5 | $885,000 | $177,000 | $0 | 3.50% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $0 | 3.88% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 5 | $855,000 | $171,000 | $0 | 3.70% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $0 | 3.75% |
| SAVANNAH, GA (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $0 | 3.73% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $0 | 4.13% |
| VALLEJO, CA (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $0 | 4.00% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $0 | 4.03% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $0 | 3.42% |
| COLUMBIA, SC (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $0 | 4.25% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $0 | 3.96% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $0 | 4.17% |
| MOBILE, AL (FHA|USDA|VA) | 5 | $745,000 | $149,000 | $0 | 3.28% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $0 | 3.19% |
| EL PASO, TX (FHA|USDA|VA) | 5 | $715,000 | $143,000 | $0 | 4.95% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $0 | 3.75% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $0 | 3.58% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $0 | 3.96% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $0 | 3.94% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $0 | 4.46% |
| PITTSBURGH, PA (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $0 | 4.92% |
| PUEBLO, CO (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $0 | 4.19% |
| DOVER, DE (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $0 | 4.38% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $0 | 3.56% |
| GREENVILLE, NC (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $0 | 4.08% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $0 | 3.50% |
| ASHEVILLE, NC (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $0 | 4.56% |
| Durango, CO (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $0 | 4.88% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $0 | 3.50% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $0 | 5.25% |
| Coos Bay, OR (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $0 | 3.25% |
| MORRISTOWN, TN (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $0 | 5.17% |
| OCALA, FL (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $0 | 3.92% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $0 | 3.46% |
| MEDFORD, OR (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $0 | 4.56% |
| Red Bluff, CA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $0 | 4.56% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $0 | 4.75% |
| Taos, NM (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $0 | 5.19% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $0 | 3.56% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $0 | 4.25% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $0 | 5.06% |
| THE VILLAGES, FL (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $0 | 3.31% |
| St. Marys, GA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $0 | 4.06% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $0 | 4.50% |
| Crescent City, CA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $0 | 4.75% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $0 | 5.25% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $0 | 4.38% |
| MONTGOMERY, AL (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $0 | 4.00% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $0 | 3.31% |
| MADERA, CA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 5.38% |
| NEW BERN, NC (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $0 | 4.50% |
| Payson, AZ (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $0 | 4.50% |
| SALEM, OR (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $0 | 4.63% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $0 | 4.50% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $0 | 4.00% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 3.88% |
| MERCED, CA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $0 | 4.81% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 4.88% |
| YUBA CITY, CA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 4.50% |
| LEBANON, PA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $0 | 2.75% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $0 | 4.06% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 2.75% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $0 | 3.56% |
| Sayre, PA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $0 | 4.56% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $0 | 3.25% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 5.38% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 5.25% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 3.25% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 3.25% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $0 | 5.25% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 2.25% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 4.25% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 4.88% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 5.13% |
| Minden, LA (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $0 | 5.08% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 4.38% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $0 | 3.25% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 4.38% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 8.25% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 4.38% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 4.38% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 2.75% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 4.25% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 4.25% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 3.75% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 3.75% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $0 | 4.56% |
| MADISON, WI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 5.38% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 4.88% |
| Cullman, AL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 4.75% |
| Ruston, LA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 5.25% |
| REDDING, CA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 5.63% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 4.88% |
| EL CENTRO, CA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 3.25% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 3.75% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 2.25% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 4.38% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 3.75% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 3.75% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 3.75% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 3.75% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 3.75% |
| COLUMBUS, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 4.88% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 4.88% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 4.38% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 4.75% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 5.25% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 3.75% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 2.75% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 4.88% |
| Toccoa, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 2.75% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 4.44% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 4.50% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 2.25% |
| Huntington, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 4.88% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 4.88% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 4.25% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 2.75% |
| CHICO, CA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 3.75% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 3.75% |
| RENO, NV (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 3.25% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 2.25% |
| LOUISVILLE, KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 4.38% |
| TULSA, OK (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 4.00% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 4.88% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 2.75% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 5.25% |
| Ludington, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 3.25% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 4.25% |
| Henderson, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 3.75% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 2.25% |
| READING, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 2.75% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 3.25% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 3.75% |
| Kinston, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 3.25% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 4.38% |
| Jasper, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 2.75% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 4.25% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 3.25% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 4.25% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 5.38% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 3.25% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 2.75% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 2.75% |
| Jesup, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 3.75% |
| Athens, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 3.88% |
| Somerset, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 3.75% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 2.75% |
| Searcy, AR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 3.75% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 3.25% |
| MONROE, LA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 3.75% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 4.13% |
| Bennettsville, SC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 5.25% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 3.88% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 5.25% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| VA | 465 | $101,575,000 | $218,441 | $0 | 3.86% |
| Conventional | 196 | $43,590,000 | $222,398 | $0 | 4.63% |
| FHA | 145 | $33,345,000 | $229,966 | $0 | 4.70% |
For 2018, R M K Financial Corp.'s most frequently originated type of loan was VA, with 465 originations. Their 2nd most popular type was Conventional, with 196 originations.
Loan Reason
For 2018, R M K Financial Corp.'s most frequently cited loan purpose was Refi, with 300 originations. The 2nd most popular reason was Cash Out Refi, with 280 originations.
Loan Duration/Length
For 2018, R M K Financial Corp.'s most frequently cited loan duration was 30 Year, with 758 originations. The 2nd most popular length was Other, with 26 originations.
Origination Fees/Closing Costs
R M K Financial Corp.'s average total fees were $0, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 252 originations.
Interest Rates
During 2018, R M K Financial Corp.'s average interest rate for loans was 4.19%, while their most frequently originated rate bucket for loans was 4-5%, with 304 originations.
Loan Sizing
2018 saw R M K Financial Corp. place emphasis on $200k-400k loans with 368 originations, totaling $100,990,000 in origination value.
Applicant Income
R M K Financial Corp. lent most frequently to those with incomes in the $100k-150k range, with 178 originations. The second most popular income band? $50k-75k, with 125 originations.
Applicant Debt to Income Ratio
R M K Financial Corp. lent most frequently to those with DTI ratios of <20%, with 299 originations. The next most common DTI ratio? 30-36%, with 69 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications82.46%
R M K Financial Corp. has a below average approval rate.
Pick Rate
Approvals leading to origination-89.58%
R M K Financial Corp. has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 806 | $178,510,000 | $221,476 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 69 | $11,115,000 | $161,087 |
| Single Family (1-4 Units):Site-Built | 737 | $167,395,000 | $227,130 |