Mortgage Access Corp. Rates, Fees & Info
Morris Plains, NJLEI: 549300EFCZM6KD6B8K69
Tax ID: 22-2302263
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Mortgage Data
Review & Overview
Mortgage Access Corp. is a small mortgage company specializing in Home Purchase loans. Mortgage Access Corp. has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: New York, Washington, Philadelphia, Houston, and Allentown among others. We have data for 225 markets. (Some data included below & more in-depth data is available with an active subscription.)Mortgage Access Corp. has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Mortgage Access Corp. is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.78% | 4/21/24 |
| 30 Year Conventional Refi | 6.63% | 4/21/24 |
| 30 Year Cash-out Refi | 6.85% | 4/21/24 |
| 30 Year FHA Purchase | 7.52% | 4/21/24 |
| 30 Year FHA Refi | 7.16% | 4/21/24 |
| 30 Year VA Purchase | 6.39% | 4/21/24 |
| 30 Year USDA Purchase | 7.50% | 4/21/24 |
| 15 Year Conventional Purchase | 6.13% | 4/21/24 |
| 15 Year Conventional Refi | 6.16% | 4/21/24 |
| 15 Year Cash-out Refi | 6.16% | 4/21/24 |
| 15 Year VA Purchase | 6.72% | 4/21/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Mortgage Access Corp. Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
3,759Origination Dollar Volume (All Markets)
$1,136,905,000Awards
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MORTGAGE ACCESS CORP. - 2019
MORTGAGE ACCESS CORP. is a 2019 , due to their low .
For 2019, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 1,443 | $481,145,000 | $333,434 | $6,237 | 4.16% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 435 | $162,785,000 | $374,218 | $6,198 | 4.04% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 595 | $131,775,000 | $221,471 | $5,720 | 4.16% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 127 | $40,875,000 | $321,850 | $6,226 | 3.97% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 196 | $37,890,000 | $193,316 | $5,371 | 4.14% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 41 | $14,925,000 | $364,024 | $6,326 | 4.01% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 30 | $13,900,000 | $463,333 | $4,969 | 4.04% |
| JACKSON, MS (FHA|USDA|VA) | 50 | $13,620,000 | $272,400 | $6,898 | 3.93% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 32 | $11,590,000 | $362,188 | $5,927 | 3.94% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 28 | $10,490,000 | $374,643 | $4,610 | 4.10% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 27 | $10,355,000 | $383,519 | $3,966 | 4.17% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 30 | $8,290,000 | $276,333 | $6,008 | 4.13% |
| Outside of Metro Areas | 36 | $7,890,000 | $219,167 | $4,307 | 4.07% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 25 | $6,935,000 | $277,400 | $6,071 | 4.07% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 24 | $5,850,000 | $243,750 | $5,633 | 4.37% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 16 | $4,790,000 | $299,375 | $3,969 | 4.06% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 14 | $4,710,000 | $336,429 | $7,132 | 3.82% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 16 | $4,610,000 | $288,125 | $5,991 | 3.94% |
| FORT COLLINS, CO (FHA|USDA|VA) | 10 | $4,520,000 | $452,000 | $8,702 | 3.72% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 15 | $4,435,000 | $295,667 | $4,403 | 3.81% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 8 | $3,900,000 | $487,500 | $5,532 | 3.98% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 9 | $3,695,000 | $410,556 | $4,242 | 4.00% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 8 | $3,570,000 | $446,250 | $4,981 | 3.80% |
| BATON ROUGE, LA (FHA|USDA|VA) | 14 | $3,560,000 | $254,286 | $6,655 | 3.96% |
| MIDLAND, TX (FHA|USDA|VA) | 12 | $3,400,000 | $283,333 | $5,981 | 4.17% |
| COLUMBUS, OH (FHA|USDA|VA) | 11 | $3,175,000 | $288,636 | $4,382 | 4.05% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 9 | $2,815,000 | $312,778 | $6,275 | 3.99% |
| READING, PA (FHA|USDA|VA) | 13 | $2,565,000 | $197,308 | $5,769 | 4.25% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 9 | $2,535,000 | $281,667 | $4,990 | 3.87% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 9 | $2,505,000 | $278,333 | $6,560 | 4.11% |
| AKRON, OH (FHA|USDA|VA) | 9 | $2,465,000 | $273,889 | $5,217 | 4.07% |
| PITTSBURGH, PA (FHA|USDA|VA) | 10 | $2,320,000 | $232,000 | $4,286 | 4.00% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 6 | $2,220,000 | $370,000 | $6,589 | 4.15% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 6 | $2,200,000 | $366,667 | $4,463 | 4.17% |
| TOLEDO, OH (FHA|USDA|VA) | 9 | $2,195,000 | $243,889 | $3,972 | 3.83% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 6 | $2,090,000 | $348,333 | $4,850 | 3.94% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 6 | $2,010,000 | $335,000 | $5,153 | 4.40% |
| Russellville, AR (FHA|USDA|VA) | 8 | $2,000,000 | $250,000 | $4,124 | 3.73% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 7 | $1,975,000 | $282,143 | $4,542 | 4.21% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 8 | $1,950,000 | $243,750 | $4,365 | 3.92% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 6 | $1,880,000 | $313,333 | $5,806 | 4.06% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 5 | $1,825,000 | $365,000 | $5,580 | 3.73% |
| RICHMOND, VA (FHA|USDA|VA) | 5 | $1,765,000 | $353,000 | $6,608 | 3.83% |
| LOUISVILLE, KY (FHA|USDA|VA) | 6 | $1,570,000 | $261,667 | $2,163 | 3.98% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 6 | $1,540,000 | $256,667 | $5,746 | 4.13% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 6 | $1,540,000 | $256,667 | $6,408 | 4.15% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 7 | $1,535,000 | $219,286 | $7,308 | 4.05% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 5 | $1,485,000 | $297,000 | $3,836 | 3.85% |
| ANCHORAGE, AK (FHA|USDA|VA) | 4 | $1,480,000 | $370,000 | $2,802 | 4.03% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 9 | $1,435,000 | $159,444 | $3,893 | 4.27% |
| GREELEY, CO (FHA|USDA|VA) | 4 | $1,430,000 | $357,500 | $5,212 | 4.28% |
| APPLETON, WI (FHA|USDA|VA) | 5 | $1,405,000 | $281,000 | $3,340 | 3.95% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 5 | $1,345,000 | $269,000 | $6,056 | 3.70% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 3 | $1,325,000 | $441,667 | $4,541 | 3.79% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 6 | $1,310,000 | $218,333 | $6,660 | 3.69% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 5 | $1,295,000 | $259,000 | $6,338 | 3.65% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 8 | $1,240,000 | $155,000 | $5,826 | 4.11% |
| LYNCHBURG, VA (FHA|USDA|VA) | 3 | $1,235,000 | $411,667 | $3,044 | 3.96% |
| ROANOKE, VA (FHA|USDA|VA) | 5 | $1,215,000 | $243,000 | $3,855 | 3.83% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 3 | $1,215,000 | $405,000 | $8,401 | 3.75% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 5 | $1,195,000 | $239,000 | $2,356 | 3.83% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $7,957 | 3.97% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 2 | $1,130,000 | $565,000 | $6,960 | 4.00% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 2 | $1,110,000 | $555,000 | $26,248 | 4.31% |
| ODESSA, TX (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $4,752 | 3.97% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 2 | $1,080,000 | $540,000 | $3,686 | 3.75% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $5,978 | 3.97% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $8,513 | 3.96% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $4,238 | 4.56% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $5,375 | 4.16% |
| TULSA, OK (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $7,267 | 3.97% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $4,818 | 4.06% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $3,008 | 3.69% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 5 | $935,000 | $187,000 | $4,052 | 3.88% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $4,610 | 3.91% |
| Vicksburg, MS (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $5,373 | 3.97% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $4,193 | 3.79% |
| FLORENCE, SC (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $5,420 | 3.94% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 5 | $905,000 | $181,000 | $4,580 | 4.17% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $6,312 | 3.72% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $2,731 | 4.25% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $8,613 | 3.91% |
| KNOXVILLE, TN (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $3,120 | 4.13% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $3,636 | 4.13% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $8,591 | 3.93% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $5,120 | 3.75% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $4,423 | 4.00% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $18,097 | 3.88% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $9,813 | 4.19% |
| NILES, MI (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $4,905 | 3.58% |
| LAFAYETTE, LA (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $10,627 | 4.00% |
| SYRACUSE, NY (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $3,969 | 3.75% |
| DECATUR, AL (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $2,781 | 3.75% |
| LANCASTER, PA (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $3,697 | 4.00% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $19,612 | 3.63% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $5,313 | 4.25% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $2,806 | 4.00% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $6,324 | 3.93% |
| NAPA, CA (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $11,577 | 3.99% |
| GREENVILLE, NC (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $6,399 | 4.29% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $5,498 | 4.33% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 5 | $625,000 | $125,000 | $2,837 | 4.18% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $18,059 | 4.13% |
| HARRISONBURG, VA (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $2,717 | 3.56% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $3,601 | 3.75% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $6,378 | 4.25% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $4,015 | 3.50% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $2,715 | 4.50% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $4,142 | 4.12% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $2,606 | 3.93% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $2,889 | 3.94% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $6,456 | 4.69% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $5,459 | 4.38% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $4,296 | 4.25% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $4,382 | 3.63% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $7,578 | 3.50% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $12,178 | 3.63% |
| Jasper, AL (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $7,510 | 3.88% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $2,951 | 3.56% |
| Holland, MI (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $6,050 | 3.56% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $7,443 | 4.38% |
| JONESBORO, AR (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $3,106 | 3.71% |
| Jefferson, GA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $4,239 | 3.50% |
| MIDLAND, MI (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $4,553 | 3.75% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $3,213 | 3.92% |
| ROCHESTER, NY (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,561 | 3.88% |
| PITTSFIELD, MA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $3,047 | 4.13% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $3,360 | 3.63% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $10,935 | 3.38% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $5,117 | 4.00% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $2,649 | 4.13% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $2,588 | 3.38% |
| Georgetown, SC (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $9,542 | 3.56% |
| Pottsville, PA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $8,193 | 4.00% |
| Ruston, LA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,276 | 4.75% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $4,102 | 3.75% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $2,225 | 4.63% |
| CHICO, CA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,428 | 4.63% |
| ROCKFORD, IL (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $3,674 | 3.75% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,916 | 4.49% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,320 | 3.88% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $2,846 | 3.63% |
| Bedford, IN (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $5,158 | 4.88% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,334 | 4.25% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $5,120 | 3.88% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,561 | 3.99% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,437 | 4.13% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $6,470 | 4.49% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,826 | 4.13% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,682 | 3.88% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,184 | 3.99% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $8,939 | 3.50% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,857 | 3.63% |
| PINE BLUFF, AR (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $6,056 | 3.88% |
| Alexandria, MN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $7,859 | 5.00% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $6,140 | 3.99% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,030 | 3.75% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $7,968 | 3.63% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $2,643 | 4.12% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $1,788 | 4.00% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,797 | 3.99% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,692 | 4.00% |
| Scottsboro, AL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,766 | 4.25% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,501 | 4.13% |
| COLUMBIA, SC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,180 | 3.38% |
| Roswell, NM (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,700 | 3.38% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,581 | 3.75% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,899 | 3.75% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $8,101 | 4.25% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $11,158 | 4.00% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,357 | 3.50% |
| Lewisburg, PA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,518 | 3.75% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $10,922 | 4.50% |
| SUMTER, SC (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $2,621 | 4.19% |
| Angola, IN (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $2,603 | 3.44% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,333 | 4.13% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,581 | 3.99% |
| Danville, VA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $2,471 | 4.25% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,331 | 4.00% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,408 | 3.75% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,413 | 4.38% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,536 | 4.38% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,103 | 4.50% |
| Uvalde, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,632 | 4.50% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,138 | 3.75% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,701 | 5.25% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,435 | 3.75% |
| AMES, IA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,641 | 3.75% |
| Brookhaven, MS (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,953 | 3.88% |
| Corning, NY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,569 | 4.00% |
| Morgan City, LA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,456 | 4.38% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,775 | 3.63% |
| Andrews, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,987 | 5.00% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,197 | 4.13% |
| Corinth, MS (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,959 | 4.50% |
| Wilson, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,641 | 4.13% |
| Muscatine, IA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,964 | 5.13% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,049 | 4.50% |
| MONROE, LA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,747 | 3.63% |
| Forrest City, AR (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,650 | 4.38% |
| Easton, MD (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,856 | 4.75% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,948 | 4.50% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,505 | 5.63% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,121 | 4.50% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,696 | 3.88% |
| Marion, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,405 | 4.13% |
| ITHACA, NY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,269 | 3.75% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,300 | 3.88% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,921 | 3.75% |
| DOVER, DE (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,955 | 4.25% |
| Big Rapids, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,123 | 3.63% |
| DuBois, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,496 | 4.25% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,454 | 4.13% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,995 | 4.63% |
| Escanaba, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,837 | 3.49% |
| ELMIRA, NY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,280 | 3.88% |
| Dublin, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,594 | 3.88% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,002 | 3.13% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,291 | 4.00% |
| Findlay, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,154 | 3.25% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,970 | 4.63% |
| Richmond, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,794 | 4.75% |
| Arkadelphia, AR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,475 | 5.00% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,445 | 3.99% |
| OCALA, FL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,490 | 4.38% |
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Product Mix
For 2019, Mortgage Access Corp.'s most frequently originated type of loan was Conventional, with 2,952 originations. Their 2nd most popular type was FHA, with 567 originations.
Loan Reason
For 2019, Mortgage Access Corp.'s most frequently cited loan purpose was Home Purchase, with 3,387 originations. The 2nd most popular reason was Refi, with 244 originations.
Loan Duration/Length
For 2019, Mortgage Access Corp.'s most frequently cited loan duration was 30 Year, with 3,475 originations. The 2nd most popular length was 15 Year, with 207 originations.
Origination Fees/Closing Costs
Mortgage Access Corp.'s average total fees were $5,996, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 2,181 originations.
Interest Rates
During 2019, Mortgage Access Corp.'s average interest rate for loans was 4.15%, while their most frequently originated rate bucket for loans was 3-4%, with 2,007 originations.
Loan Sizing
2019 saw Mortgage Access Corp. place emphasis on $200k-400k loans with 1,919 originations, totaling $556,365,000 in origination value.
Applicant Income
Mortgage Access Corp. lent most frequently to those with incomes in the $100k-150k range, with 1,121 originations. The second most popular income band? $150k-250k, with 789 originations.
Applicant Debt to Income Ratio
Mortgage Access Corp. lent most frequently to those with DTI ratios of 20-30%, with 681 originations. The next most common DTI ratio? 30-36%, with 636 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.54%
Mortgage Access Corp. has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination71.19%
Mortgage Access Corp. has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 3,759 | $1,136,905,000 | $302,449 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Site-Built | 3,759 | $1,136,905,000 | $302,449 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2019 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| MORTGAGE CLEARING CORPORATION | Conventional home mortgage | Struggling to pay mortgage | 1 | 33.3% |
| MORTGAGE CLEARING CORPORATION | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 33.3% |
| MORTGAGE CLEARING CORPORATION | Conventional home mortgage | Trouble during payment process | 1 | 33.3% |