Mortgage Access Corp. Rates, Fees & Info
Morris Plains, NJLEI: 549300EFCZM6KD6B8K69
Tax ID: 22-2302263
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Mortgage Data
Review & Overview
Mortgage Access Corp. is a small mortgage company specializing in Home Purchase loans. Mortgage Access Corp. has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: New York, Washington, Philadelphia, Allentown, and Houston among others. We have data for 239 markets. (Some data included below & more in-depth data is available with an active subscription.)Mortgage Access Corp. has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Mortgage Access Corp. is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.78% | 11/17/24 |
| 30 Year Conventional Refi | 6.63% | 11/17/24 |
| 30 Year Cash-out Refi | 6.85% | 11/17/24 |
| 30 Year FHA Purchase | 7.52% | 11/17/24 |
| 30 Year FHA Refi | 7.16% | 11/17/24 |
| 30 Year VA Purchase | 6.39% | 11/17/24 |
| 30 Year USDA Purchase | 7.50% | 11/17/24 |
| 15 Year Conventional Purchase | 6.13% | 11/17/24 |
| 15 Year Conventional Refi | 6.16% | 11/17/24 |
| 15 Year Cash-out Refi | 6.16% | 11/17/24 |
| 15 Year VA Purchase | 6.72% | 11/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Mortgage Access Corp. Mortgage Calculator
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This is not an official calculator from Mortgage Access Corp.. It uses our SimulatedRate™
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
4,580Origination Dollar Volume (All Markets)
$1,491,790,000Awards
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MORTGAGE ACCESS CORP. - 2021
MORTGAGE ACCESS CORP. is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 1,714 | $607,720,000 | $354,562 | $6,168 | 3.08% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 565 | $223,585,000 | $395,726 | $5,780 | 3.01% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 848 | $209,660,000 | $247,241 | $5,705 | 3.12% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 251 | $60,735,000 | $241,972 | $5,827 | 3.15% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 71 | $27,275,000 | $384,155 | $5,684 | 2.99% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 51 | $19,695,000 | $386,176 | $5,828 | 2.97% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 45 | $17,185,000 | $381,889 | $5,958 | 2.95% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 53 | $16,285,000 | $307,264 | $5,460 | 2.97% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 36 | $13,730,000 | $381,389 | $4,359 | 2.93% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 45 | $13,505,000 | $300,111 | $5,547 | 3.04% |
| Outside of Metro Areas | 48 | $12,530,000 | $261,042 | $6,225 | 3.07% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 35 | $10,865,000 | $310,429 | $7,282 | 3.23% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 19 | $10,165,000 | $535,000 | $5,108 | 3.06% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 41 | $8,915,000 | $217,439 | $5,113 | 3.15% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 24 | $8,840,000 | $368,333 | $4,811 | 3.02% |
| JACKSON, MS (FHA|USDA|VA) | 25 | $8,215,000 | $328,600 | $7,057 | 2.94% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 19 | $6,525,000 | $343,421 | $3,706 | 3.19% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 20 | $5,980,000 | $299,000 | $3,671 | 3.17% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 15 | $5,745,000 | $383,000 | $6,901 | 3.04% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 10 | $5,530,000 | $553,000 | $3,875 | 2.87% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 14 | $4,930,000 | $352,143 | $4,038 | 3.07% |
| RICHMOND, VA (FHA|USDA|VA) | 14 | $4,340,000 | $310,000 | $4,446 | 3.07% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 10 | $3,900,000 | $390,000 | $5,321 | 2.96% |
| COLUMBUS, OH (FHA|USDA|VA) | 9 | $3,795,000 | $421,667 | $4,786 | 3.15% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 18 | $3,760,000 | $208,889 | $7,280 | 3.38% |
| BOISE CITY, ID (FHA|USDA|VA) | 9 | $3,695,000 | $410,556 | $5,463 | 3.00% |
| Russellville, AR (FHA|USDA|VA) | 12 | $3,620,000 | $301,667 | $5,458 | 2.89% |
| LOUISVILLE, KY (FHA|USDA|VA) | 12 | $3,600,000 | $300,000 | $3,301 | 3.04% |
| READING, PA (FHA|USDA|VA) | 15 | $3,585,000 | $239,000 | $7,350 | 3.19% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 11 | $3,575,000 | $325,000 | $4,823 | 3.09% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 9 | $3,475,000 | $386,111 | $3,840 | 3.14% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 9 | $3,445,000 | $382,778 | $3,928 | 3.00% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 12 | $3,390,000 | $282,500 | $3,516 | 3.16% |
| PITTSBURGH, PA (FHA|USDA|VA) | 10 | $3,320,000 | $332,000 | $6,602 | 3.07% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 9 | $3,205,000 | $356,111 | $9,271 | 2.94% |
| BATON ROUGE, LA (FHA|USDA|VA) | 11 | $3,115,000 | $283,182 | $6,587 | 2.95% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 9 | $3,085,000 | $342,778 | $5,426 | 3.08% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 7 | $3,035,000 | $433,571 | $6,152 | 3.25% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 3 | $2,975,000 | $991,667 | $18,439 | 3.29% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 9 | $2,905,000 | $322,778 | $5,201 | 2.93% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 7 | $2,785,000 | $397,857 | $4,267 | 3.05% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 10 | $2,780,000 | $278,000 | $5,099 | 3.06% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 6 | $2,780,000 | $463,333 | $6,381 | 3.14% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 8 | $2,610,000 | $326,250 | $4,852 | 2.98% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 7 | $2,565,000 | $366,429 | $4,815 | 3.04% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 7 | $2,295,000 | $327,857 | $6,410 | 3.00% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 11 | $2,205,000 | $200,455 | $4,525 | 3.10% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 7 | $2,175,000 | $310,714 | $3,614 | 2.98% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 7 | $2,125,000 | $303,571 | $2,467 | 3.30% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 6 | $2,070,000 | $345,000 | $6,222 | 2.90% |
| FORT COLLINS, CO (FHA|USDA|VA) | 4 | $2,040,000 | $510,000 | $16,649 | 2.81% |
| LANCASTER, PA (FHA|USDA|VA) | 6 | $2,010,000 | $335,000 | $4,780 | 2.98% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 6 | $1,970,000 | $328,333 | $2,966 | 3.02% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 4 | $1,850,000 | $462,500 | $8,852 | 3.00% |
| TULSA, OK (FHA|USDA|VA) | 5 | $1,735,000 | $347,000 | $7,409 | 2.69% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 6 | $1,710,000 | $285,000 | $3,690 | 3.19% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 4 | $1,700,000 | $425,000 | $7,716 | 3.09% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 6 | $1,640,000 | $273,333 | $5,123 | 2.73% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 5 | $1,585,000 | $317,000 | $5,232 | 3.18% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 5 | $1,515,000 | $303,000 | $6,174 | 2.87% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 4 | $1,470,000 | $367,500 | $2,831 | 3.09% |
| CLEVELAND, TN (FHA|USDA|VA) | 5 | $1,465,000 | $293,000 | $7,972 | 2.95% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 3 | $1,395,000 | $465,000 | $10,644 | 3.04% |
| GREELEY, CO (FHA|USDA|VA) | 3 | $1,375,000 | $458,333 | $8,429 | 3.04% |
| NILES, MI (FHA|USDA|VA) | 4 | $1,360,000 | $340,000 | $5,308 | 2.68% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 5 | $1,295,000 | $259,000 | $5,714 | 3.10% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 6 | $1,290,000 | $215,000 | $4,527 | 3.43% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 5 | $1,275,000 | $255,000 | $4,226 | 3.50% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 3 | $1,265,000 | $421,667 | $7,942 | 3.46% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 5 | $1,215,000 | $243,000 | $4,254 | 2.87% |
| FORT WAYNE, IN (FHA|USDA|VA) | 4 | $1,210,000 | $302,500 | $3,983 | 3.28% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 3 | $1,185,000 | $395,000 | $3,678 | 2.96% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 2 | $1,160,000 | $580,000 | $9,515 | 2.87% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 3 | $1,135,000 | $378,333 | $4,540 | 3.08% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 3 | $1,125,000 | $375,000 | $11,690 | 2.96% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 5 | $1,115,000 | $223,000 | $3,186 | 3.13% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $5,336 | 3.03% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 3 | $1,095,000 | $365,000 | $3,661 | 2.83% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $4,248 | 3.19% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 2 | $1,050,000 | $525,000 | $3,893 | 2.62% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $5,691 | 3.19% |
| APPLETON, WI (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $2,774 | 3.04% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $4,353 | 2.97% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 6 | $1,020,000 | $170,000 | $3,750 | 2.83% |
| PANAMA CITY, FL (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $4,488 | 2.96% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $3,375 | 2.49% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $8,035 | 3.29% |
| DULUTH, MN-WI (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $8,350 | 2.81% |
| MONTGOMERY, AL (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $6,923 | 3.75% |
| DECATUR, AL (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $6,323 | 3.66% |
| Corning, NY (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $4,426 | 3.12% |
| KNOXVILLE, TN (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $7,895 | 2.81% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $2,944 | 3.13% |
| PEORIA, IL (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $3,089 | 3.29% |
| DOVER, DE (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $3,901 | 3.29% |
| BINGHAMTON, NY (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $12,339 | 3.00% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $5,203 | 3.25% |
| ST. CLOUD, MN (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $3,162 | 3.12% |
| MIDLAND, TX (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $5,714 | 3.06% |
| ANCHORAGE, AK (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $2,777 | 2.56% |
| Mason City, IA (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $2,533 | 3.06% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $9,113 | 3.38% |
| NAPA, CA (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $2,550 | 2.99% |
| ROANOKE, VA (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $4,794 | 2.87% |
| COLUMBIA, SC (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $3,101 | 3.29% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $3,264 | 3.19% |
| GETTYSBURG, PA (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $9,623 | 3.37% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $3,428 | 3.44% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $3,224 | 2.62% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $13,197 | 3.00% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $2,683 | 3.12% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $3,986 | 3.12% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $2,527 | 3.12% |
| WICHITA, KS (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $3,351 | 3.13% |
| Findlay, OH (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $2,782 | 3.38% |
| MOBILE, AL (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $2,567 | 2.93% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $3,354 | 2.87% |
| Mayfield, KY (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $2,488 | 3.99% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 5 | $505,000 | $101,000 | $5,666 | 3.92% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $4,416 | 2.88% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $6,794 | 3.99% |
| GREENVILLE, NC (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $2,217 | 2.94% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $6,868 | 3.12% |
| TOLEDO, OH (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,607 | 3.19% |
| ROCHESTER, NY (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $3,729 | 2.88% |
| Bedford, IN (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $1,953 | 3.25% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $4,734 | 2.99% |
| ROCKFORD, IL (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $7,450 | 2.88% |
| SPARTANBURG, SC (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $6,016 | 2.75% |
| EL PASO, TX (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $3,695 | 3.00% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $15,870 | 2.75% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,469 | 3.37% |
| Boone, NC (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $2,384 | 2.99% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $5,423 | 2.99% |
| SALEM, OR (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $7,378 | 3.13% |
| Pottsville, PA (FHA|USDA|VA) | 4 | $390,000 | $97,500 | $4,067 | 3.47% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $2,990 | 3.19% |
| LAFAYETTE, LA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $4,246 | 3.63% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $2,758 | 3.13% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,721 | 2.25% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $4,131 | 2.88% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $2,527 | 3.49% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,487 | 2.63% |
| Selinsgrove, PA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $4,718 | 3.13% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $2,161 | 2.56% |
| Vicksburg, MS (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,653 | 3.12% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,766 | 3.63% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $9,903 | 2.88% |
| Hobbs, NM (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $3,502 | 3.62% |
| CHICO, CA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $5,157 | 3.13% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,903 | 3.25% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,028 | 3.63% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,555 | 3.25% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $14,321 | 2.63% |
| MORGANTOWN, WV (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $2,736 | 2.88% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $2,543 | 2.99% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $3,600 | 3.12% |
| Lewisburg, PA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,993 | 2.38% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,703 | 3.13% |
| Albertville, AL (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,798 | 2.75% |
| Ruston, LA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $13,200 | 2.99% |
| WACO, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,939 | 3.25% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,464 | 2.75% |
| Scottsboro, AL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,188 | 3.13% |
| Somerset, KY (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,798 | 3.13% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,397 | 2.99% |
| Meadville, PA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,188 | 3.49% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,353 | 2.99% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,503 | 3.99% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $8,805 | 2.88% |
| Mount Sterling, KY (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $8,050 | 2.49% |
| Jasper, AL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,096 | 2.88% |
| Holland, MI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $10,748 | 3.75% |
| Emporia, KS (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $1,850 | 3.25% |
| Clarksburg, WV (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,891 | 3.25% |
| Wooster, OH (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,331 | 3.63% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $8,888 | 2.63% |
| Sandusky, OH (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,212 | 2.88% |
| Greenville, OH (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,692 | 3.13% |
| Campbellsville, KY (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,669 | 3.25% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $1,895 | 3.38% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,733 | 3.25% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,957 | 3.25% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,290 | 3.75% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,776 | 2.99% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,712 | 2.88% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,422 | 3.13% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,602 | 3.13% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $12,628 | 3.75% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,703 | 2.49% |
| Pella, IA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $1,342 | 2.75% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,054 | 3.25% |
| MONROE, LA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,767 | 3.49% |
| ELMIRA, NY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,194 | 2.88% |
| Portsmouth, OH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,594 | 2.75% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,090 | 3.38% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,722 | 3.25% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,927 | 2.88% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,759 | 2.75% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,479 | 2.75% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,159 | 2.49% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,688 | 2.99% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,720 | 2.25% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,189 | 2.99% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,818 | 3.25% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,838 | 2.75% |
| Owatonna, MN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,403 | 2.99% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,896 | 3.75% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,319 | 3.49% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,382 | 2.75% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,297 | 2.99% |
| Burlington, IA-IL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,398 | 2.99% |
| Torrington, CT (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,837 | 2.49% |
| Sayre, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,096 | 2.38% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,667 | 3.13% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,494 | 3.99% |
| OCALA, FL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,548 | 2.75% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,366 | 2.63% |
| Clinton, IA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,183 | 3.49% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,902 | 2.99% |
| Andrews, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,982 | 2.49% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,690 | 2.99% |
| Zanesville, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,741 | 2.63% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,670 | 2.75% |
| Defiance, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,013 | 2.99% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,189 | 3.38% |
| Glasgow, KY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,022 | 2.88% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,197 | 2.99% |
| Cullman, AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,123 | 3.25% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,268 | 1.99% |
| Auburn, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,491 | 2.49% |
| Washington, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,120 | 2.75% |
| Arkadelphia, AR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,082 | 2.88% |
| REDDING, CA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,937 | 2.75% |
| AKRON, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,768 | 3.38% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,455 | 3.38% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,945 | 3.63% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,752 | 3.25% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,193 | 2.38% |
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Product Mix
For 2021, Mortgage Access Corp.'s most frequently originated type of loan was Conventional, with 3,942 originations. Their 2nd most popular type was FHA, with 382 originations.
Loan Reason
For 2021, Mortgage Access Corp.'s most frequently cited loan purpose was Home Purchase, with 3,510 originations. The 2nd most popular reason was Refi, with 906 originations.
Loan Duration/Length
For 2021, Mortgage Access Corp.'s most frequently cited loan duration was 30 Year, with 3,969 originations. The 2nd most popular length was 15 Year, with 420 originations.
Origination Fees/Closing Costs
Mortgage Access Corp.'s average total fees were $6,038, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 2,293 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 2,177 | $682,355,000 | $313,438 |
| 2.5-3% | 1,943 | $667,505,000 | $343,543 |
| <2.5% | 411 | $129,635,000 | $315,414 |
| 4-5% | 49 | $12,295,000 | $250,918 |
During 2021, Mortgage Access Corp.'s average interest rate for loans was 3.15%, while their most frequently originated rate bucket for loans was 3-4%, with 2,177 originations.
Loan Sizing
2021 saw Mortgage Access Corp. place emphasis on $200k-400k loans with 2,396 originations, totaling $701,200,000 in origination value.
Applicant Income
Mortgage Access Corp. lent most frequently to those with incomes in the $100k-150k range, with 1,343 originations. The second most popular income band? $150k-250k, with 925 originations.
Applicant Debt to Income Ratio
Mortgage Access Corp. lent most frequently to those with DTI ratios of 20-30%, with 1,006 originations. The next most common DTI ratio? 30-36%, with 857 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications96.77%
Mortgage Access Corp. has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination71.79%
Mortgage Access Corp. has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 4,580 | $1,491,790,000 | $325,718 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 4,580 | $1,491,790,000 | $325,718 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Mortgage Connect LP | VA mortgage | Closing on a mortgage | 1 | 100.0% |