Mortgage Access Corp. Rates, Fees & Info
Morris Plains, NJLEI: 549300EFCZM6KD6B8K69
Tax ID: 22-2302263
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Mortgage Data
Review & Overview
Mortgage Access Corp. is a smaller mortgage company specializing in Home Purchase loans. Mortgage Access Corp. has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: New York, Philadelphia, Washington, Allentown, and Houston among others. We have data for 203 markets. (Some data included below & more in-depth data is available with an active subscription.)Mortgage Access Corp. has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Mortgage Access Corp. is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.78% | 12/2/24 |
| 30 Year Conventional Refi | 6.63% | 12/2/24 |
| 30 Year Cash-out Refi | 6.85% | 12/2/24 |
| 30 Year FHA Purchase | 7.52% | 12/2/24 |
| 30 Year FHA Refi | 7.16% | 12/2/24 |
| 30 Year VA Purchase | 6.39% | 12/2/24 |
| 30 Year USDA Purchase | 7.50% | 12/2/24 |
| 15 Year Conventional Purchase | 6.13% | 12/2/24 |
| 15 Year Conventional Refi | 6.16% | 12/2/24 |
| 15 Year Cash-out Refi | 6.16% | 12/2/24 |
| 15 Year VA Purchase | 6.72% | 12/2/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Mortgage Access Corp. Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
2,369Origination Dollar Volume (All Markets)
$789,655,000Awards
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MORTGAGE ACCESS CORP. - 2022
MORTGAGE ACCESS CORP. is a 2022 , due to their low .
For 2022, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 743 | $274,475,000 | $369,415 | $7,671 | 4.88% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 463 | $128,915,000 | $278,434 | $7,195 | 5.04% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 185 | $69,955,000 | $378,135 | $8,515 | 4.98% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 164 | $41,560,000 | $253,415 | $7,677 | 5.11% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 51 | $19,715,000 | $386,569 | $8,468 | 5.07% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 24 | $10,030,000 | $417,917 | $8,494 | 4.98% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 23 | $8,575,000 | $372,826 | $8,317 | 4.95% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 19 | $8,545,000 | $449,737 | $9,259 | 5.06% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 24 | $7,770,000 | $323,750 | $7,731 | 4.70% |
| Outside of Metro Areas | 29 | $7,255,000 | $250,172 | $6,606 | 5.14% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 21 | $7,015,000 | $334,048 | $6,225 | 5.24% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 17 | $6,995,000 | $411,471 | $7,139 | 5.17% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 20 | $6,830,000 | $341,500 | $4,573 | 4.76% |
| JACKSON, MS (FHA|USDA|VA) | 16 | $5,310,000 | $331,875 | $7,570 | 5.02% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 12 | $5,020,000 | $418,333 | $6,534 | 5.51% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 12 | $4,960,000 | $413,333 | $10,875 | 4.86% |
| BOISE CITY, ID (FHA|USDA|VA) | 11 | $4,905,000 | $445,909 | $7,652 | 4.60% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 10 | $4,860,000 | $486,000 | $8,806 | 5.04% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 12 | $4,650,000 | $387,500 | $6,289 | 5.06% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 15 | $4,165,000 | $277,667 | $8,018 | 3.97% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 6 | $3,820,000 | $636,667 | $7,816 | 5.52% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 16 | $3,460,000 | $216,250 | $7,900 | 4.61% |
| BATON ROUGE, LA (FHA|USDA|VA) | 10 | $3,420,000 | $342,000 | $9,501 | 4.91% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 14 | $3,350,000 | $239,286 | $7,429 | 5.37% |
| NILES, MI (FHA|USDA|VA) | 9 | $3,335,000 | $370,556 | $5,308 | 4.83% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 7 | $3,075,000 | $439,286 | $4,852 | 4.67% |
| TULSA, OK (FHA|USDA|VA) | 9 | $2,955,000 | $328,333 | $7,278 | 5.18% |
| COLUMBUS, OH (FHA|USDA|VA) | 9 | $2,925,000 | $325,000 | $7,506 | 5.54% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 8 | $2,890,000 | $361,250 | $8,471 | 5.15% |
| LYNCHBURG, VA (FHA|USDA|VA) | 9 | $2,775,000 | $308,333 | $5,428 | 5.33% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 2 | $2,690,000 | $1,345,000 | $12,756 | 4.31% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 8 | $2,680,000 | $335,000 | $6,108 | 5.07% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 8 | $2,590,000 | $323,750 | $8,063 | 4.76% |
| READING, PA (FHA|USDA|VA) | 9 | $2,565,000 | $285,000 | $8,175 | 5.26% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 5 | $2,565,000 | $513,000 | $5,171 | 5.52% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 5 | $2,485,000 | $497,000 | $7,571 | 5.45% |
| Russellville, AR (FHA|USDA|VA) | 9 | $2,375,000 | $263,889 | $7,503 | 5.04% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 6 | $2,290,000 | $381,667 | $8,396 | 4.52% |
| RICHMOND, VA (FHA|USDA|VA) | 6 | $2,260,000 | $376,667 | $9,937 | 5.39% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 4 | $2,150,000 | $537,500 | $7,102 | 4.12% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 4 | $1,980,000 | $495,000 | $7,382 | 4.90% |
| FLORENCE, SC (FHA|USDA|VA) | 7 | $1,925,000 | $275,000 | $6,774 | 5.53% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 8 | $1,920,000 | $240,000 | $5,030 | 4.89% |
| LOUISVILLE, KY (FHA|USDA|VA) | 6 | $1,910,000 | $318,333 | $4,768 | 6.39% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 5 | $1,895,000 | $379,000 | $4,624 | 5.17% |
| Pottsville, PA (FHA|USDA|VA) | 9 | $1,765,000 | $196,111 | $7,642 | 4.96% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 5 | $1,765,000 | $353,000 | $6,256 | 3.91% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 8 | $1,740,000 | $217,500 | $6,566 | 5.36% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 4 | $1,700,000 | $425,000 | $6,913 | 5.75% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 6 | $1,670,000 | $278,333 | $5,755 | 4.39% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 4 | $1,630,000 | $407,500 | $4,647 | 4.71% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 4 | $1,560,000 | $390,000 | $5,069 | 4.19% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 4 | $1,550,000 | $387,500 | $4,066 | 5.09% |
| TOLEDO, OH (FHA|USDA|VA) | 4 | $1,500,000 | $375,000 | $7,694 | 4.56% |
| FORT COLLINS, CO (FHA|USDA|VA) | 4 | $1,500,000 | $375,000 | $10,791 | 4.81% |
| PITTSBURGH, PA (FHA|USDA|VA) | 5 | $1,425,000 | $285,000 | $9,227 | 5.90% |
| LANCASTER, PA (FHA|USDA|VA) | 4 | $1,370,000 | $342,500 | $5,751 | 6.37% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 3 | $1,345,000 | $448,333 | $7,098 | 4.46% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 4 | $1,340,000 | $335,000 | $7,609 | 5.25% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 6 | $1,340,000 | $223,333 | $6,361 | 5.35% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 4 | $1,330,000 | $332,500 | $7,208 | 5.44% |
| MIDLAND, TX (FHA|USDA|VA) | 4 | $1,260,000 | $315,000 | $4,199 | 4.75% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 3 | $1,245,000 | $415,000 | $6,756 | 4.71% |
| KNOXVILLE, TN (FHA|USDA|VA) | 3 | $1,205,000 | $401,667 | $6,034 | 4.96% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 4 | $1,170,000 | $292,500 | $5,680 | 4.28% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 3 | $1,165,000 | $388,333 | $4,594 | 5.33% |
| FORT WAYNE, IN (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $5,112 | 5.81% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $6,499 | 4.90% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 4 | $1,110,000 | $277,500 | $4,514 | 5.03% |
| WACO, TX (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $5,075 | 6.00% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $8,672 | 5.66% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $5,647 | 4.62% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $4,784 | 5.74% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 2 | $990,000 | $495,000 | $11,259 | 4.81% |
| LONGVIEW, TX (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $6,710 | 4.33% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $6,558 | 5.54% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $6,485 | 5.46% |
| ANCHORAGE, AK (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $3,414 | 5.44% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $6,198 | 4.84% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $2,946 | 4.62% |
| Vicksburg, MS (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $5,701 | 4.87% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $6,499 | 5.31% |
| COLUMBIA, SC (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $7,588 | 4.19% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $4,255 | 5.17% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $12,660 | 5.94% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 6 | $810,000 | $135,000 | $6,580 | 5.25% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $5,162 | 5.08% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 1 | $745,000 | $745,000 | $4,438 | 5.63% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $6,983 | 4.94% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $12,075 | 4.93% |
| SYRACUSE, NY (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $6,927 | 4.88% |
| HARRISONBURG, VA (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $3,398 | 6.63% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $4,405 | 3.81% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $4,035 | 5.29% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $5,282 | 4.12% |
| VISALIA, CA (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $3,720 | 5.62% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $4,097 | 4.75% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $4,267 | 4.13% |
| ROANOKE, VA (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $3,069 | 3.87% |
| Findlay, OH (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $5,277 | 3.06% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $2,498 | 4.88% |
| Oxford, MS (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $3,993 | 6.18% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $8,872 | 4.13% |
| Wapakoneta, OH (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $9,936 | 6.74% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $7,103 | 7.18% |
| DULUTH, MN-WI (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $6,664 | 4.19% |
| Fort Dodge, IA (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $4,104 | 6.00% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $8,314 | 3.49% |
| WICHITA, KS (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $4,120 | 5.16% |
| TOPEKA, KS (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $4,383 | 6.43% |
| Bedford, IN (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $2,254 | 4.24% |
| GREEN BAY, WI (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $5,436 | 4.44% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $4,459 | 6.31% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $5,943 | 4.12% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $3,784 | 3.38% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $8,550 | 7.13% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $5,146 | 3.63% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $6,206 | 4.49% |
| SPARTANBURG, SC (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $3,833 | 4.69% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $4,189 | 5.25% |
| Fremont, OH (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $3,425 | 5.88% |
| Stillwater, OK (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $6,972 | 6.13% |
| Hudson, NY (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $5,495 | 6.63% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $7,268 | 5.88% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $3,859 | 2.88% |
| Searcy, AR (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $12,060 | 4.25% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $3,455 | 3.75% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $6,127 | 5.44% |
| Big Rapids, MI (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $20,149 | 2.75% |
| KINGSTON, NY (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $9,764 | 6.49% |
| Corinth, MS (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $4,178 | 5.68% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $7,617 | 3.25% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $5,790 | 6.13% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,009 | 5.49% |
| Richmond-Berea, KY (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $4,544 | 5.38% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $7,121 | 6.99% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,380 | 4.87% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $11,997 | 5.63% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $11,355 | 7.49% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,834 | 5.88% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $5,061 | 6.99% |
| Arkadelphia, AR (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,292 | 5.49% |
| Danville, KY (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,923 | 4.13% |
| Paris, TN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $5,202 | 4.13% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $11,820 | 5.88% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,035 | 3.63% |
| FLINT, MI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $6,048 | 3.99% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $6,441 | 5.49% |
| Alexandria, MN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $12,636 | 4.25% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $7,590 | 5.88% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,854 | 5.49% |
| Salem, OH (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $13,571 | 4.25% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,135 | 3.63% |
| Meridian, MS (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $13,243 | 2.75% |
| Mason City, IA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $4,279 | 5.69% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,496 | 4.63% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $9,923 | 5.63% |
| Angola, IN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,902 | 3.63% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,863 | 5.49% |
| AMES, IA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,468 | 5.38% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $8,148 | 3.88% |
| Escanaba, MI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,381 | 7.49% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,495 | 3.25% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,495 | 4.88% |
| Tiffin, OH (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,565 | 4.75% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,307 | 4.99% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $11,753 | 7.13% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $9,616 | 7.50% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,697 | 2.63% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,598 | 5.88% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,791 | 5.63% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,689 | 3.75% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,216 | 5.38% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,046 | 4.25% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,530 | 5.49% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,514 | 6.75% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,610 | 6.99% |
| El Dorado, AR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,753 | 3.88% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,095 | 6.88% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,922 | 5.99% |
| DECATUR, IL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,354 | 7.49% |
| Mount Sterling, KY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,215 | 5.49% |
| Olean, NY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,270 | 7.13% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,262 | 6.38% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,750 | 5.75% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,870 | 6.99% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,551 | 6.38% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,982 | 5.25% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,363 | 5.25% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,095 | 5.49% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,946 | 4.63% |
| Auburn, NY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,844 | 3.88% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,470 | 5.99% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,357 | 6.99% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,917 | 4.88% |
| Madisonville, KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,210 | 5.88% |
| BECKLEY, WV (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,825 | 3.75% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,348 | 3.63% |
| ENID, OK (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,356 | 5.88% |
| Portsmouth, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,803 | 3.88% |
| Duncan, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,003 | 3.25% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,657 | 3.63% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,362 | 4.38% |
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Product Mix
For 2022, Mortgage Access Corp.'s most frequently originated type of loan was Conventional, with 2,055 originations. Their 2nd most popular type was FHA, with 208 originations.
Loan Reason
For 2022, Mortgage Access Corp.'s most frequently cited loan purpose was Home Purchase, with 2,229 originations. The 2nd most popular reason was Cash Out Refi, with 83 originations.
Loan Duration/Length
For 2022, Mortgage Access Corp.'s most frequently cited loan duration was 30 Year, with 2,194 originations. The 2nd most popular length was 15 Year, with 137 originations.
Origination Fees/Closing Costs
Mortgage Access Corp.'s average total fees were $7,537, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 647 originations.
Interest Rates
During 2022, Mortgage Access Corp.'s average interest rate for loans was 5.08%, while their most frequently originated rate bucket for loans was 5-6%, with 781 originations.
Loan Sizing
2022 saw Mortgage Access Corp. place emphasis on $200k-400k loans with 1,225 originations, totaling $358,785,000 in origination value.
Applicant Income
Mortgage Access Corp. lent most frequently to those with incomes in the $100k-150k range, with 746 originations. The second most popular income band? $150k-250k, with 543 originations.
Applicant Debt to Income Ratio
Mortgage Access Corp. lent most frequently to those with DTI ratios of 20-30%, with 426 originations. The next most common DTI ratio? 30-36%, with 401 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications94.55%
Mortgage Access Corp. has an average approval rate.
Pick Rate
Approvals leading to origination66.27%
Mortgage Access Corp. has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 2,369 | $789,655,000 | $333,328 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2022 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Mortgage Research Center, LLC | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 50.0% |
| Mortgage Research Center, LLC | VA mortgage | Trouble during payment process | 1 | 50.0% |