Roundpoint Mortgage Servicing Corporation Rates, Fees & Info
WILMINGTON, DELEI: 5493000IIYWBLONJVJ30
Tax ID: 26-1193089
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Roundpoint Mortgage Servicing Corporation is a small mortgage company specializing in Home Purchase loans. Roundpoint Mortgage Servicing Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: New York, Philadelphia, Sacramento, Yuba City, and Washington among others. We have data for 198 markets. (Some data included below & more in-depth data is available with an active subscription.)Roundpoint Mortgage Servicing Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Roundpoint Mortgage Servicing Corporation is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.57% | 11/22/24 |
| 30 Year Conventional Refi | 6.61% | 11/22/24 |
| 30 Year Cash-out Refi | 6.85% | 11/22/24 |
| 30 Year FHA Purchase | 7.45% | 11/22/24 |
| 30 Year FHA Refi | 7.36% | 11/22/24 |
| 30 Year VA Purchase | 6.38% | 11/22/24 |
| 30 Year VA Refi | 6.27% | 11/22/24 |
| 30 Year USDA Purchase | 6.91% | 11/22/24 |
| 30 Year USDA Refi | 6.27% | 11/22/24 |
| 15 Year Conventional Purchase | 6.25% | 11/22/24 |
| 15 Year Conventional Refi | 6.31% | 11/22/24 |
| 15 Year Cash-out Refi | 6.31% | 11/22/24 |
| 15 Year VA Refi | 5.68% | 11/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Roundpoint Mortgage Servicing Corporation Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Roundpoint Mortgage Servicing Corporation. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
4,800Origination Dollar Volume (All Markets)
$1,768,190,000Awards
ROUNDPOINT MORTGAGE SERVICING CORPORATION - 2022
ROUNDPOINT MORTGAGE SERVICING CORPORATION is a 2022 , due to their low .
For 2022, less than of lenders were eligible for this award.
Work for ROUNDPOINT MORTGAGE SERVICING CORPORATION?
Use this award on your own site. Either save and use the images below, or pass the provided image embed code to your development team.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 2,063 | $882,015,000 | $427,540 | $10,776 | 3.96% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 555 | $144,965,000 | $261,198 | $6,624 | 4.13% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 195 | $70,255,000 | $360,282 | $5,977 | 4.10% |
| YUBA CITY, CA (FHA|USDA|VA) | 143 | $44,825,000 | $313,462 | $8,068 | 3.88% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 79 | $40,005,000 | $506,392 | $9,767 | 4.36% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 74 | $30,630,000 | $413,919 | $9,771 | 4.45% |
| STOCKTON, CA (FHA|USDA|VA) | 86 | $28,640,000 | $333,023 | $7,649 | 4.01% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 46 | $28,250,000 | $614,130 | $15,053 | 4.55% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 95 | $27,125,000 | $285,526 | $8,330 | 4.44% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 66 | $25,030,000 | $379,242 | $6,728 | 4.86% |
| Outside of Metro Areas | 84 | $22,630,000 | $269,405 | $6,279 | 4.39% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 47 | $21,535,000 | $458,191 | $7,183 | 4.24% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 29 | $21,255,000 | $732,931 | $15,784 | 4.27% |
| VALLEJO, CA (FHA|USDA|VA) | 46 | $20,010,000 | $435,000 | $11,268 | 4.43% |
| LYNCHBURG, VA (FHA|USDA|VA) | 68 | $18,160,000 | $267,059 | $5,974 | 4.49% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 51 | $17,695,000 | $346,961 | $8,962 | 4.37% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 55 | $17,025,000 | $309,545 | $8,047 | 4.65% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 38 | $14,020,000 | $368,947 | $6,196 | 4.19% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 28 | $13,840,000 | $494,286 | $11,749 | 4.28% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 40 | $13,170,000 | $329,250 | $8,403 | 4.07% |
| MODESTO, CA (FHA|USDA|VA) | 32 | $11,430,000 | $357,188 | $7,082 | 4.30% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 40 | $11,090,000 | $277,250 | $9,520 | 4.40% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 51 | $10,745,000 | $210,686 | $6,769 | 4.28% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 32 | $10,700,000 | $334,375 | $7,739 | 4.59% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 23 | $10,665,000 | $463,696 | $12,540 | 3.73% |
| SALEM, OR (FHA|USDA|VA) | 35 | $10,195,000 | $291,286 | $6,400 | 4.25% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 37 | $9,315,000 | $251,757 | $10,833 | 4.09% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 21 | $8,415,000 | $400,714 | $11,809 | 4.62% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 33 | $8,345,000 | $252,879 | $6,690 | 4.63% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 22 | $6,940,000 | $315,455 | $8,107 | 4.83% |
| CHICO, CA (FHA|USDA|VA) | 23 | $6,335,000 | $275,435 | $7,358 | 4.49% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 17 | $6,295,000 | $370,294 | $9,675 | 4.55% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 16 | $5,760,000 | $360,000 | $9,229 | 4.38% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 23 | $5,135,000 | $223,261 | $7,221 | 3.75% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 9 | $4,985,000 | $553,889 | $13,557 | 4.36% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 13 | $4,955,000 | $381,154 | $8,729 | 4.66% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 18 | $4,950,000 | $275,000 | $4,690 | 4.99% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 14 | $4,060,000 | $290,000 | $6,040 | 4.90% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 11 | $4,005,000 | $364,091 | $7,605 | 4.83% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 15 | $3,955,000 | $263,667 | $8,942 | 4.76% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 12 | $3,670,000 | $305,833 | $8,093 | 4.07% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 11 | $3,175,000 | $288,636 | $9,456 | 4.89% |
| MERCED, CA (FHA|USDA|VA) | 14 | $2,820,000 | $201,429 | $5,796 | 3.54% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 8 | $2,740,000 | $342,500 | $6,355 | 4.94% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 9 | $2,555,000 | $283,889 | $6,114 | 4.50% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 4 | $2,460,000 | $615,000 | $5,610 | 4.31% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 5 | $2,385,000 | $477,000 | $10,803 | 3.85% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 7 | $2,345,000 | $335,000 | $9,681 | 4.43% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 10 | $2,140,000 | $214,000 | $5,331 | 4.12% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 7 | $2,115,000 | $302,143 | $4,885 | 4.53% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 7 | $2,095,000 | $299,286 | $5,498 | 3.64% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 6 | $2,020,000 | $336,667 | $8,132 | 4.08% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 7 | $1,955,000 | $279,286 | $7,775 | 4.28% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 7 | $1,935,000 | $276,429 | $7,976 | 4.96% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 7 | $1,905,000 | $272,143 | $7,525 | 4.63% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 6 | $1,880,000 | $313,333 | $7,712 | 4.85% |
| OCALA, FL (FHA|USDA|VA) | 8 | $1,790,000 | $223,750 | $7,460 | 5.05% |
| NAPA, CA (FHA|USDA|VA) | 2 | $1,760,000 | $880,000 | $11,156 | 4.06% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 5 | $1,725,000 | $345,000 | $6,736 | 3.70% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 6 | $1,720,000 | $286,667 | $4,682 | 4.31% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 4 | $1,710,000 | $427,500 | $9,790 | 5.53% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 4 | $1,680,000 | $420,000 | $6,567 | 3.87% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 7 | $1,535,000 | $219,286 | $5,939 | 5.57% |
| COLUMBUS, OH (FHA|USDA|VA) | 5 | $1,525,000 | $305,000 | $13,785 | 4.95% |
| MEDFORD, OR (FHA|USDA|VA) | 2 | $1,520,000 | $760,000 | $21,732 | 3.25% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 4 | $1,520,000 | $380,000 | $5,861 | 4.34% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 9 | $1,485,000 | $165,000 | $6,718 | 3.96% |
| RICHMOND, VA (FHA|USDA|VA) | 5 | $1,465,000 | $293,000 | $8,344 | 4.67% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 4 | $1,420,000 | $355,000 | $11,866 | 4.63% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 3 | $1,365,000 | $455,000 | $15,021 | 4.79% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 3 | $1,305,000 | $435,000 | $8,631 | 4.00% |
| PUEBLO, CO (FHA|USDA|VA) | 5 | $1,305,000 | $261,000 | $8,885 | 5.43% |
| Hudson, NY (FHA|USDA|VA) | 3 | $1,235,000 | $411,667 | $6,536 | 3.67% |
| Hilo, HI (FHA|USDA|VA) | 3 | $1,225,000 | $408,333 | $9,946 | 3.96% |
| BOISE CITY, ID (FHA|USDA|VA) | 3 | $1,225,000 | $408,333 | $6,939 | 3.50% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 3 | $1,185,000 | $395,000 | $6,123 | 4.25% |
| READING, PA (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $8,327 | 4.53% |
| Cambridge, MD (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $5,215 | 4.91% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $3,945 | 4.21% |
| ROCHESTER, NY (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $6,126 | 4.43% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 5 | $935,000 | $187,000 | $4,857 | 5.40% |
| CORVALLIS, OR (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $8,790 | 4.75% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $3,550 | 3.63% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $4,734 | 4.00% |
| Shelton, WA (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $9,261 | 4.25% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $6,090 | 3.94% |
| Clearlake, CA (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $2,841 | 3.97% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 8 | $870,000 | $108,750 | $6,732 | 4.11% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $10,908 | 3.56% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $7,145 | 4.50% |
| CARSON CITY, NV (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $5,384 | 4.81% |
| JACKSON, MS (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $3,441 | 4.56% |
| DOVER, DE (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $4,547 | 4.46% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $8,572 | 4.08% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $9,711 | 4.63% |
| KINGSTON, NY (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $6,325 | 3.42% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $7,257 | 4.62% |
| WACO, TX (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $7,319 | 4.17% |
| ROANOKE, VA (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $4,778 | 4.56% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $7,314 | 5.25% |
| Riverton, WY (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $6,138 | 4.96% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $7,387 | 4.92% |
| WILMINGTON, NC (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $7,500 | 3.25% |
| TUCSON, AZ (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $10,476 | 4.56% |
| KNOXVILLE, TN (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $5,280 | 4.83% |
| RENO, NV (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $5,205 | 4.56% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $3,723 | 4.88% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $5,907 | 5.04% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $5,491 | 4.06% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $2,555 | 3.25% |
| Key West, FL (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $18,788 | 4.25% |
| Jefferson, GA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $5,670 | 4.50% |
| COLUMBIA, SC (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $6,025 | 4.00% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $10,115 | 4.38% |
| LANCASTER, PA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $2,980 | 5.38% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $5,417 | 5.37% |
| EL PASO, TX (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $3,931 | 4.29% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $4,904 | 5.50% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $5,421 | 4.13% |
| Kapaa, HI (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $14,853 | 4.88% |
| Easton, MD (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $3,364 | 4.50% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $4,292 | 4.81% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $13,592 | 3.75% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $6,406 | 4.00% |
| Del Rio, TX (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $10,729 | 4.75% |
| Lake City, FL (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $21,155 | 5.50% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $4,267 | 4.75% |
| SPARTANBURG, SC (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $6,855 | 4.19% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $6,505 | 4.25% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,977 | 3.62% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $5,141 | 3.88% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,638 | 3.50% |
| Centralia, WA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,076 | 2.75% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $3,939 | 3.50% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,247 | 3.75% |
| Danville, VA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,396 | 5.25% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $7,533 | 5.38% |
| PITTSBURGH, PA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $5,839 | 5.25% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $8,350 | 3.25% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $5,613 | 3.88% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $7,875 | 3.25% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,358 | 4.25% |
| Oneonta, NY (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $6,043 | 4.56% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $6,501 | 4.00% |
| FRESNO, CA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $7,517 | 3.75% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,985 | 3.50% |
| Newport, OR (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $8,306 | 3.50% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $12,633 | 3.50% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $2,325 | 4.31% |
| Murray, KY (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $13,310 | 5.25% |
| Fernley, NV (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,343 | 3.75% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,833 | 3.88% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,846 | 4.13% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,494 | 4.63% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $7,538 | 4.44% |
| REDDING, CA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 4.50% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,024 | 4.50% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,096 | 4.06% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,430 | 6.00% |
| Crossville, TN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,815 | 3.75% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,949 | 3.13% |
| TYLER, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,039 | 2.99% |
| Cortland, NY (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $6,153 | 5.69% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,769 | 4.75% |
| Vicksburg, MS (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,359 | 5.75% |
| Bonham, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,843 | 4.88% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,291 | 4.50% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,719 | 5.75% |
| AKRON, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,060 | 5.25% |
| Brookings, OR (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,546 | 4.13% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,478 | 5.75% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,841 | 4.13% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $16,890 | 4.75% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,302 | 4.38% |
| SYRACUSE, NY (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $5,370 | 5.50% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $824 | 3.25% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,322 | 4.38% |
| Susanville, CA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,917 | 4.75% |
| Searcy, AR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,963 | 4.88% |
| Pittsburg, KS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,060 | 5.50% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,767 | 3.75% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,868 | 6.38% |
| MADERA, CA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,308 | 3.25% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,800 | 5.50% |
| UTICA-ROME, NY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,531 | 4.25% |
| TULSA, OK (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,643 | 5.88% |
| Corning, NY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $9,322 | 3.25% |
| BINGHAMTON, NY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,261 | 4.88% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,597 | 4.75% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,543 | 4.25% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 5.25% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,625 | 4.63% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,519 | 2.88% |
| Craig, CO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,883 | 3.38% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $495 | 5.75% |
| Somerset, PA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,800 | 6.00% |
| Ashtabula, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $1,694 | 5.88% |
| Angola, IN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,846 | 4.49% |
Similar Lenders
We use machine learning to identify the top lenders compared against ROUNDPOINT MORTGAGE SERVICING CORPORATION based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Similarity Rank: 30
Similarity Rank: 51
Similarity Rank: 54
Similarity Rank: 77
Similarity Rank: 80
Similarity Rank: 124
Similarity Rank: 126
Similarity Rank: 136
Similarity Rank: 142
Similarity Rank: 143
Product Mix
For 2022, Roundpoint Mortgage Servicing Corporation's most frequently originated type of loan was Conventional, with 3,716 originations. Their 2nd most popular type was FHA, with 854 originations.
Loan Reason
For 2022, Roundpoint Mortgage Servicing Corporation's most frequently cited loan purpose was Home Purchase, with 3,781 originations. The 2nd most popular reason was Cash Out Refi, with 686 originations.
Loan Duration/Length
For 2022, Roundpoint Mortgage Servicing Corporation's most frequently cited loan duration was 30 Year, with 4,435 originations. The 2nd most popular length was 15 Year, with 144 originations.
Origination Fees/Closing Costs
Roundpoint Mortgage Servicing Corporation's average total fees were $9,167, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,485 originations.
Interest Rates
During 2022, Roundpoint Mortgage Servicing Corporation's average interest rate for loans was 4.31%, while their most frequently originated rate bucket for loans was 3-4%, with 1,700 originations.
Loan Sizing
2022 saw Roundpoint Mortgage Servicing Corporation place emphasis on $200k-400k loans with 2,038 originations, totaling $610,510,000 in origination value.
Applicant Income
Roundpoint Mortgage Servicing Corporation lent most frequently to those with incomes in the $100k-150k range, with 1,452 originations. The second most popular income band? $75k-100k, with 1,028 originations.
Applicant Debt to Income Ratio
Roundpoint Mortgage Servicing Corporation lent most frequently to those with DTI ratios of 30-36%, with 708 originations. The next most common DTI ratio? 20-30%, with 591 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.90%
Roundpoint Mortgage Servicing Corporation has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination61.17%
Roundpoint Mortgage Servicing Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 1970.0 | 1 | $145,000 | $145,000 |
| NA | 4,799 | $1,768,045,000 | $368,419 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 4,800 | $1,768,190,000 | $368,373 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2022 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| RoundPoint Mortgage Servicing Corporation | Conventional home mortgage | Trouble during payment process | 1 | 100.0% |