Roundpoint Mortgage Servicing Corporation Rates, Fees & Info

WILMINGTON, DE

LEI: 5493000IIYWBLONJVJ30

Tax ID: 26-1193089

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Mortgage Data

Review & Overview

Roundpoint Mortgage Servicing Corporation is a small mortgage company specializing in Refi loans. Roundpoint Mortgage Servicing Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Washington, Charlotte, Dallas, Phoenix, and Houston among others. We have data for 559 markets. (Some data included below & more in-depth data is available with an active subscription.)

Roundpoint Mortgage Servicing Corporation has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Roundpoint Mortgage Servicing Corporation is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.57% 4/18/24
30 Year Conventional Refi 6.61% 4/18/24
30 Year Cash-out Refi 6.85% 4/18/24
30 Year FHA Purchase 7.45% 4/18/24
30 Year FHA Refi 7.36% 4/18/24
30 Year VA Purchase 6.38% 4/18/24
30 Year VA Refi 6.27% 4/18/24
30 Year USDA Purchase 6.91% 4/18/24
30 Year USDA Refi 6.27% 4/18/24
15 Year Conventional Purchase 6.25% 4/18/24
15 Year Conventional Refi 6.31% 4/18/24
15 Year Cash-out Refi 6.31% 4/18/24
15 Year VA Refi 5.68% 4/18/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Roundpoint Mortgage Servicing Corporation Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Roundpoint Mortgage Servicing Corporation. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

11,563

Origination Dollar Volume (All Markets)

$2,779,285,000
Show all (161) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 563 $209,305,000 $371,767 $3,117 3.26%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 444 $107,080,000 $241,171 $2,146 3.28%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 408 $96,940,000 $237,598 $2,721 3.35%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 339 $80,365,000 $237,065 $1,950 3.43%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 348 $77,600,000 $222,989 $2,795 3.28%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 235 $76,805,000 $326,830 $2,539 3.39%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 313 $66,755,000 $213,275 $1,913 3.32%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 163 $65,675,000 $402,914 $3,321 3.38%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 204 $64,320,000 $315,294 $2,965 3.22%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 187 $57,275,000 $306,283 $3,239 3.30%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 244 $55,440,000 $227,213 $2,039 3.31%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 177 $50,595,000 $285,847 $2,677 3.29%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 204 $50,580,000 $247,941 $3,182 3.29%
Outside of Metro Areas 278 $49,540,000 $178,201 $2,027 3.33%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 152 $48,700,000 $320,395 $2,740 3.45%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 177 $45,195,000 $255,339 $2,803 3.32%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 230 $43,110,000 $187,435 $1,988 3.39%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 178 $41,310,000 $232,079 $2,088 3.35%
RICHMOND, VA (FHA|USDA|VA) 137 $38,475,000 $280,839 $2,593 3.28%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 126 $37,150,000 $294,841 $2,343 3.36%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 97 $37,125,000 $382,732 $2,669 3.33%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 126 $36,820,000 $292,222 $2,283 3.16%
RALEIGH-CARY, NC (FHA|USDA|VA) 144 $35,040,000 $243,333 $2,197 3.25%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 74 $31,060,000 $419,730 $2,176 3.38%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 149 $30,705,000 $206,074 $1,973 3.31%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 134 $30,600,000 $228,358 $2,595 3.40%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 132 $30,290,000 $229,470 $1,901 3.41%
LOUISVILLE, KY (FHA|USDA|VA) 162 $29,430,000 $181,667 $1,522 3.31%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 114 $29,010,000 $254,474 $2,645 3.34%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 95 $27,565,000 $290,158 $2,851 3.31%
JACKSONVILLE, FL (FHA|USDA|VA) 99 $26,185,000 $264,495 $2,391 3.30%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 117 $25,775,000 $220,299 $2,467 3.28%
KANSAS CITY, MO-KS (FHA|USDA|VA) 122 $25,100,000 $205,738 $1,799 3.33%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 89 $22,855,000 $256,798 $2,285 3.16%
COLUMBUS, OH (FHA|USDA|VA) 113 $22,825,000 $201,991 $1,978 3.30%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 126 $22,200,000 $176,190 $1,494 3.38%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 109 $22,065,000 $202,431 $1,904 3.38%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 105 $21,615,000 $205,857 $1,842 3.35%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 83 $19,445,000 $234,277 $1,640 3.25%
SALT LAKE CITY, UT (FHA|USDA|VA) 65 $18,125,000 $278,846 $1,925 3.44%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 90 $18,080,000 $200,889 $2,262 3.35%
BOISE CITY, ID (FHA|USDA|VA) 61 $17,105,000 $280,410 $3,179 3.43%
PITTSBURGH, PA (FHA|USDA|VA) 66 $16,550,000 $250,758 $3,255 3.45%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 72 $15,050,000 $209,028 $1,848 3.35%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 41 $11,105,000 $270,854 $2,274 3.27%
TUCSON, AZ (FHA|USDA|VA) 51 $11,085,000 $217,353 $1,765 3.22%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 42 $11,000,000 $261,905 $2,063 3.32%
OKLAHOMA CITY, OK (FHA|USDA|VA) 58 $10,880,000 $187,586 $3,303 3.19%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 47 $10,275,000 $218,617 $1,853 3.17%
DAYTON-KETTERING, OH (FHA|USDA|VA) 56 $9,950,000 $177,679 $1,475 3.34%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 53 $9,925,000 $187,264 $1,549 3.25%
PROVO-OREM, UT (FHA|USDA|VA) 36 $9,140,000 $253,889 $1,793 3.38%
BATON ROUGE, LA (FHA|USDA|VA) 42 $9,120,000 $217,143 $2,650 3.36%
GREELEY, CO (FHA|USDA|VA) 33 $8,965,000 $271,667 $2,902 3.38%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 17 $8,405,000 $494,412 $3,894 3.46%
VALLEJO, CA (FHA|USDA|VA) 26 $8,340,000 $320,769 $2,112 3.38%
HUNTSVILLE, AL (FHA|USDA|VA) 37 $8,265,000 $223,378 $1,544 3.13%
AKRON, OH (FHA|USDA|VA) 44 $8,240,000 $187,273 $1,694 3.32%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 24 $8,230,000 $342,917 $1,913 3.20%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 36 $8,200,000 $227,778 $2,476 3.53%
ALBUQUERQUE, NM (FHA|USDA|VA) 38 $8,200,000 $215,789 $2,259 3.39%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 44 $8,130,000 $184,773 $1,693 3.14%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 42 $8,010,000 $190,714 $1,601 3.45%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 39 $7,845,000 $201,154 $2,430 3.36%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 33 $7,825,000 $237,121 $1,542 3.44%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 35 $7,805,000 $223,000 $2,186 3.33%
COLORADO SPRINGS, CO (FHA|USDA|VA) 29 $7,755,000 $267,414 $2,538 3.30%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 19 $7,655,000 $402,895 $2,222 3.14%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 28 $7,620,000 $272,143 $1,923 3.20%
COLUMBIA, SC (FHA|USDA|VA) 32 $7,450,000 $232,813 $1,916 3.31%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 38 $7,190,000 $189,211 $1,866 3.29%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 32 $7,020,000 $219,375 $3,044 3.43%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 35 $6,975,000 $199,286 $2,073 3.42%
KNOXVILLE, TN (FHA|USDA|VA) 37 $6,955,000 $187,973 $1,397 3.34%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 32 $6,940,000 $216,875 $2,297 3.50%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 34 $6,930,000 $203,824 $1,689 3.24%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 41 $6,735,000 $164,268 $1,860 3.19%
WINCHESTER, VA-WV (FHA|USDA|VA) 21 $6,645,000 $316,429 $2,335 3.21%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 29 $6,605,000 $227,759 $3,040 3.40%
WINSTON-SALEM, NC (FHA|USDA|VA) 38 $6,490,000 $170,789 $1,716 3.26%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 26 $6,470,000 $248,846 $1,958 3.23%
ST. LOUIS, MO-IL (FHA|USDA|VA) 39 $6,285,000 $161,154 $1,746 3.32%
FORT COLLINS, CO (FHA|USDA|VA) 24 $6,270,000 $261,250 $2,276 3.33%
STOCKTON, CA (FHA|USDA|VA) 24 $6,130,000 $255,417 $2,448 3.53%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 18 $5,880,000 $326,667 $2,982 3.33%
BAKERSFIELD, CA (FHA|USDA|VA) 25 $5,835,000 $233,400 $2,416 3.20%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 21 $5,655,000 $269,286 $2,396 3.34%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 29 $5,625,000 $193,966 $2,612 3.20%
ASHEVILLE, NC (FHA|USDA|VA) 29 $5,385,000 $185,690 $2,022 3.40%
MIDLAND, TX (FHA|USDA|VA) 19 $5,225,000 $275,000 $2,922 3.38%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 22 $5,110,000 $232,273 $1,948 3.26%
FAYETTEVILLE, NC (FHA|USDA|VA) 29 $5,105,000 $176,034 $1,997 3.22%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 29 $5,095,000 $175,690 $1,252 3.45%
SPARTANBURG, SC (FHA|USDA|VA) 27 $4,995,000 $185,000 $1,742 3.33%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 27 $4,975,000 $184,259 $2,870 3.27%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 26 $4,910,000 $188,846 $2,081 3.35%
MOBILE, AL (FHA|USDA|VA) 27 $4,785,000 $177,222 $2,256 3.17%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 21 $4,675,000 $222,619 $1,640 3.53%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 26 $4,660,000 $179,231 $1,758 3.42%
JACKSON, MS (FHA|USDA|VA) 20 $4,610,000 $230,500 $1,734 3.27%
FRESNO, CA (FHA|USDA|VA) 21 $4,545,000 $216,429 $2,167 3.15%
BURLINGTON, NC (FHA|USDA|VA) 21 $4,425,000 $210,714 $2,358 3.33%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 12 $4,370,000 $364,167 $2,544 3.20%
SALISBURY, MD-DE (FHA|USDA|VA) 20 $4,330,000 $216,500 $1,711 3.20%
MODESTO, CA (FHA|USDA|VA) 18 $4,310,000 $239,444 $2,885 3.49%
PORT ST. LUCIE, FL (FHA|USDA|VA) 18 $4,250,000 $236,111 $2,719 3.39%
BEND, OR (FHA|USDA|VA) 15 $4,185,000 $279,000 $2,985 3.56%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 15 $4,115,000 $274,333 $1,829 3.18%
LANCASTER, PA (FHA|USDA|VA) 17 $4,065,000 $239,118 $3,719 3.26%
MONTGOMERY, AL (FHA|USDA|VA) 23 $4,005,000 $174,130 $1,743 3.10%
FORT WAYNE, IN (FHA|USDA|VA) 26 $4,000,000 $153,846 $1,540 3.35%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 10 $3,780,000 $378,000 $1,569 3.30%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 19 $3,675,000 $193,421 $2,436 3.26%
BLOOMINGTON, IN (FHA|USDA|VA) 23 $3,575,000 $155,435 $1,806 3.43%
Heber, UT (FHA|USDA|VA) 10 $3,550,000 $355,000 $2,777 3.28%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 17 $3,465,000 $203,824 $2,086 3.33%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 19 $3,385,000 $178,158 $2,156 3.30%
SALINAS, CA (FHA|USDA|VA) 12 $3,320,000 $276,667 $3,101 3.46%
Kill Devil Hills, NC (FHA|USDA|VA) 11 $3,305,000 $300,455 $2,950 3.42%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 18 $3,280,000 $182,222 $1,736 3.26%
READING, PA (FHA|USDA|VA) 17 $3,275,000 $192,647 $2,949 3.30%
WICHITA, KS (FHA|USDA|VA) 22 $3,270,000 $148,636 $1,664 3.51%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 17 $3,205,000 $188,529 $1,985 3.18%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 14 $3,200,000 $228,571 $2,831 3.52%
MERCED, CA (FHA|USDA|VA) 13 $3,165,000 $243,462 $2,707 3.32%
WILMINGTON, NC (FHA|USDA|VA) 17 $3,155,000 $185,588 $1,946 3.43%
LAFAYETTE, LA (FHA|USDA|VA) 20 $3,010,000 $150,500 $1,954 3.51%
PANAMA CITY, FL (FHA|USDA|VA) 13 $2,985,000 $229,615 $2,068 3.38%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 20 $2,950,000 $147,500 $2,164 3.31%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 13 $2,935,000 $225,769 $2,621 3.42%
ROANOKE, VA (FHA|USDA|VA) 15 $2,685,000 $179,000 $1,668 3.21%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 9 $2,675,000 $297,222 $2,141 3.18%
CORPUS CHRISTI, TX (FHA|USDA|VA) 12 $2,610,000 $217,500 $3,284 3.31%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 16 $2,600,000 $162,500 $2,457 3.12%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 16 $2,580,000 $161,250 $1,692 3.36%
WENATCHEE, WA (FHA|USDA|VA) 10 $2,570,000 $257,000 $2,332 3.34%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 14 $2,490,000 $177,857 $1,641 3.17%
YUBA CITY, CA (FHA|USDA|VA) 10 $2,420,000 $242,000 $2,696 3.56%
VISALIA, CA (FHA|USDA|VA) 9 $2,415,000 $268,333 $1,588 2.99%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 14 $2,390,000 $170,714 $1,863 3.41%
MADISON, WI (FHA|USDA|VA) 12 $2,370,000 $197,500 $2,107 3.49%
MANHATTAN, KS (FHA|USDA|VA) 13 $2,365,000 $181,923 $1,435 3.04%
BELLINGHAM, WA (FHA|USDA|VA) 8 $2,350,000 $293,750 $2,085 3.36%
FLAGSTAFF, AZ (FHA|USDA|VA) 10 $2,340,000 $234,000 $1,323 3.34%
MORGANTOWN, WV (FHA|USDA|VA) 11 $2,325,000 $211,364 $2,640 3.39%
Moses Lake, WA (FHA|USDA|VA) 11 $2,325,000 $211,364 $2,894 3.28%
TULSA, OK (FHA|USDA|VA) 14 $2,320,000 $165,714 $3,044 3.42%
SANTA FE, NM (FHA|USDA|VA) 7 $2,295,000 $327,857 $3,189 3.75%
Jefferson, GA (FHA|USDA|VA) 10 $2,290,000 $229,000 $2,269 3.53%
LOGAN, UT-ID (FHA|USDA|VA) 10 $2,280,000 $228,000 $1,236 3.29%
FLORENCE, SC (FHA|USDA|VA) 12 $2,280,000 $190,000 $2,380 3.09%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 14 $2,260,000 $161,429 $1,971 3.55%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 12 $2,220,000 $185,000 $1,574 3.48%
OCEAN CITY, NJ (FHA|USDA|VA) 9 $2,215,000 $246,111 $1,884 3.06%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 9 $2,215,000 $246,111 $3,144 3.04%
Boone, NC (FHA|USDA|VA) 10 $2,210,000 $221,000 $1,548 3.16%
SALEM, OR (FHA|USDA|VA) 10 $2,190,000 $219,000 $2,130 3.30%
COLUMBUS, GA-AL (FHA|USDA|VA) 12 $2,140,000 $178,333 $1,643 3.58%
TOLEDO, OH (FHA|USDA|VA) 13 $2,135,000 $164,231 $1,400 3.33%
STAUNTON, VA (FHA|USDA|VA) 11 $2,115,000 $192,273 $1,286 3.58%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 12 $2,050,000 $170,833 $1,649 3.40%
GRAND JUNCTION, CO (FHA|USDA|VA) 8 $2,040,000 $255,000 $2,309 3.45%
WACO, TX (FHA|USDA|VA) 11 $2,025,000 $184,091 $2,267 3.19%
PUNTA GORDA, FL (FHA|USDA|VA) 11 $2,025,000 $184,091 $2,236 3.40%
SAVANNAH, GA (FHA|USDA|VA) 9 $1,985,000 $220,556 $2,247 3.53%
YORK-HANOVER, PA (FHA|USDA|VA) 9 $1,985,000 $220,556 $2,329 3.31%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 11 $1,975,000 $179,545 $2,022 3.32%
LONGVIEW, WA (FHA|USDA|VA) 8 $1,970,000 $246,250 $2,163 3.53%
Glenwood Springs, CO (FHA|USDA|VA) 9 $1,965,000 $218,333 $2,266 3.28%
LYNCHBURG, VA (FHA|USDA|VA) 10 $1,960,000 $196,000 $1,270 3.49%
ST. GEORGE, UT (FHA|USDA|VA) 10 $1,930,000 $193,000 $1,503 3.51%
GAINESVILLE, FL (FHA|USDA|VA) 9 $1,895,000 $210,556 $2,169 3.01%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 12 $1,850,000 $154,167 $2,722 3.59%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 12 $1,840,000 $153,333 $1,332 3.39%
MEDFORD, OR (FHA|USDA|VA) 10 $1,840,000 $184,000 $2,239 3.38%
Aberdeen, WA (FHA|USDA|VA) 7 $1,795,000 $256,429 $1,342 3.23%
ANN ARBOR, MI (FHA|USDA|VA) 9 $1,785,000 $198,333 $1,912 3.26%
Outside of Metro Areas 7 $1,785,000 $255,000 $2,978 3.43%
Enterprise, AL (FHA|USDA|VA) 9 $1,775,000 $197,222 $1,808 3.22%
ODESSA, TX (FHA|USDA|VA) 8 $1,770,000 $221,250 $3,686 3.42%
MIDLAND, MI (FHA|USDA|VA) 13 $1,745,000 $134,231 $1,565 3.14%
IDAHO FALLS, ID (FHA|USDA|VA) 8 $1,730,000 $216,250 $3,195 3.36%
CANTON-MASSILLON, OH (FHA|USDA|VA) 11 $1,715,000 $155,909 $2,697 3.27%
REDDING, CA (FHA|USDA|VA) 8 $1,690,000 $211,250 $1,512 3.39%
CHARLESTON, WV (FHA|USDA|VA) 9 $1,675,000 $186,111 $1,639 3.28%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 8 $1,620,000 $202,500 $1,765 2.97%
Sonora, CA (FHA|USDA|VA) 5 $1,615,000 $323,000 $2,220 2.95%
EL PASO, TX (FHA|USDA|VA) 7 $1,615,000 $230,714 $2,374 3.16%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 10 $1,600,000 $160,000 $3,618 3.36%
BOULDER, CO (FHA|USDA|VA) 6 $1,600,000 $266,667 $2,935 3.38%
GREEN BAY, WI (FHA|USDA|VA) 10 $1,600,000 $160,000 $1,715 3.38%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 6 $1,560,000 $260,000 $2,501 3.38%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 8 $1,550,000 $193,750 $2,586 3.53%
BOWLING GREEN, KY (FHA|USDA|VA) 9 $1,465,000 $162,778 $1,142 3.36%
TERRE HAUTE, IN (FHA|USDA|VA) 11 $1,415,000 $128,636 $2,052 3.36%
TOPEKA, KS (FHA|USDA|VA) 9 $1,415,000 $157,222 $2,245 3.00%
Warsaw, IN (FHA|USDA|VA) 10 $1,410,000 $141,000 $1,565 3.41%
MADERA, CA (FHA|USDA|VA) 6 $1,410,000 $235,000 $1,235 3.54%
TUSCALOOSA, AL (FHA|USDA|VA) 8 $1,390,000 $173,750 $1,429 3.25%
DeRidder, LA (FHA|USDA|VA) 7 $1,375,000 $196,429 $2,132 3.30%
Oak Harbor, WA (FHA|USDA|VA) 5 $1,345,000 $269,000 $2,729 3.33%
Hutchinson, MN (FHA|USDA|VA) 6 $1,330,000 $221,667 $1,236 3.44%
LAKE CHARLES, LA (FHA|USDA|VA) 7 $1,325,000 $189,286 $1,625 3.48%
Key West, FL (FHA|USDA|VA) 4 $1,310,000 $327,500 $2,447 3.22%
Hailey, ID (FHA|USDA|VA) 4 $1,280,000 $320,000 $3,722 3.34%
MONROE, LA (FHA|USDA|VA) 7 $1,235,000 $176,429 $2,102 3.41%
OCALA, FL (FHA|USDA|VA) 8 $1,220,000 $152,500 $1,605 3.36%
LAWRENCE, KS (FHA|USDA|VA) 6 $1,200,000 $200,000 $2,105 3.29%
Bozeman, MT (FHA|USDA|VA) 5 $1,195,000 $239,000 $1,960 3.25%
EL CENTRO, CA (FHA|USDA|VA) 6 $1,180,000 $196,667 $2,072 3.06%
Shelby, NC (FHA|USDA|VA) 6 $1,150,000 $191,667 $1,630 3.08%
POCATELLO, ID (FHA|USDA|VA) 4 $1,140,000 $285,000 $4,148 3.13%
Granbury, TX (FHA|USDA|VA) 5 $1,135,000 $227,000 $3,038 3.93%
PUEBLO, CO (FHA|USDA|VA) 6 $1,130,000 $188,333 $2,034 3.29%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 7 $1,125,000 $160,714 $2,943 3.20%
ROCHESTER, MN (FHA|USDA|VA) 5 $1,125,000 $225,000 $3,443 3.10%
JACKSONVILLE, NC (FHA|USDA|VA) 6 $1,120,000 $186,667 $1,509 2.92%
Eureka-Arcata, CA (FHA|USDA|VA) 4 $1,120,000 $280,000 $3,604 3.47%
MORRISTOWN, TN (FHA|USDA|VA) 5 $1,085,000 $217,000 $1,288 3.68%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 7 $1,085,000 $155,000 $1,017 3.45%
ALEXANDRIA, LA (FHA|USDA|VA) 6 $1,070,000 $178,333 $2,671 3.06%
NILES, MI (FHA|USDA|VA) 6 $1,070,000 $178,333 $1,953 3.40%
Whitewater, WI (FHA|USDA|VA) 7 $1,065,000 $152,143 $1,698 3.23%
ENID, OK (FHA|USDA|VA) 5 $1,045,000 $209,000 $3,085 2.90%
AMARILLO, TX (FHA|USDA|VA) 6 $1,040,000 $173,333 $2,023 3.13%
ST. CLOUD, MN (FHA|USDA|VA) 5 $1,025,000 $205,000 $1,522 3.33%
KANKAKEE, IL (FHA|USDA|VA) 7 $1,015,000 $145,000 $1,410 3.34%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 7 $995,000 $142,143 $863 3.11%
HAMMOND, LA (FHA|USDA|VA) 5 $985,000 $197,000 $2,649 3.75%
Truckee-Grass Valley, CA (FHA|USDA|VA) 3 $975,000 $325,000 $3,794 3.17%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 5 $975,000 $195,000 $1,694 3.08%
WILLIAMSPORT, PA (FHA|USDA|VA) 6 $970,000 $161,667 $3,171 3.13%
Red Bluff, CA (FHA|USDA|VA) 5 $965,000 $193,000 $1,357 3.30%
ALBANY-LEBANON, OR (FHA|USDA|VA) 4 $960,000 $240,000 $4,310 3.16%
Clarksburg, WV (FHA|USDA|VA) 4 $960,000 $240,000 $2,936 3.69%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 5 $955,000 $191,000 $1,663 3.33%
YAKIMA, WA (FHA|USDA|VA) 5 $955,000 $191,000 $1,605 3.60%
ROCKFORD, IL (FHA|USDA|VA) 5 $935,000 $187,000 $1,643 3.53%
MANKATO, MN (FHA|USDA|VA) 5 $925,000 $185,000 $1,332 3.25%
Auburn, IN (FHA|USDA|VA) 5 $925,000 $185,000 $2,292 3.03%
GAINESVILLE, GA (FHA|USDA|VA) 4 $910,000 $227,500 $1,256 3.22%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 5 $905,000 $181,000 $1,794 3.15%
ROCKY MOUNT, NC (FHA|USDA|VA) 6 $900,000 $150,000 $1,582 3.63%
Tullahoma-Manchester, TN (FHA|USDA|VA) 6 $900,000 $150,000 $1,586 3.46%
Georgetown, SC (FHA|USDA|VA) 4 $900,000 $225,000 $4,389 4.16%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 5 $895,000 $179,000 $1,556 3.45%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 6 $880,000 $146,667 $1,270 3.21%
Ellensburg, WA (FHA|USDA|VA) 3 $875,000 $291,667 $1,324 4.54%
Brevard, NC (FHA|USDA|VA) 4 $860,000 $215,000 $1,942 3.28%
TALLAHASSEE, FL (FHA|USDA|VA) 4 $860,000 $215,000 $2,016 3.09%
SPRINGFIELD, MO (FHA|USDA|VA) 5 $855,000 $171,000 $943 3.38%
EVANSVILLE, IN-KY (FHA|USDA|VA) 6 $850,000 $141,667 $2,725 3.17%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 7 $845,000 $120,714 $1,271 3.34%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 5 $845,000 $169,000 $2,006 3.05%
TYLER, TX (FHA|USDA|VA) 4 $830,000 $207,500 $2,828 3.13%
FLINT, MI (FHA|USDA|VA) 6 $820,000 $136,667 $886 3.50%
DULUTH, MN-WI (FHA|USDA|VA) 5 $815,000 $163,000 $2,258 3.38%
BLOOMINGTON, IL (FHA|USDA|VA) 5 $805,000 $161,000 $2,156 3.23%
Stevens Point, WI (FHA|USDA|VA) 3 $795,000 $265,000 $1,616 2.88%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 3 $785,000 $261,667 $2,938 3.25%
LAS CRUCES, NM (FHA|USDA|VA) 5 $785,000 $157,000 $1,974 3.00%
Clearlake, CA (FHA|USDA|VA) 2 $780,000 $390,000 $5,436 3.25%
Kendallville, IN (FHA|USDA|VA) 4 $750,000 $187,500 $1,145 3.63%
Othello, WA (FHA|USDA|VA) 3 $745,000 $248,333 $4,997 3.54%
MISSOULA, MT (FHA|USDA|VA) 3 $725,000 $241,667 $1,345 3.58%
EAST STROUDSBURG, PA (FHA|USDA|VA) 5 $715,000 $143,000 $2,639 3.38%
St. Marys, GA (FHA|USDA|VA) 5 $715,000 $143,000 $942 3.10%
HARRISONBURG, VA (FHA|USDA|VA) 4 $700,000 $175,000 $1,227 3.44%
GADSDEN, AL (FHA|USDA|VA) 5 $695,000 $139,000 $2,442 3.40%
LaGrange, GA-AL (FHA|USDA|VA) 6 $690,000 $115,000 $1,963 3.29%
SHEBOYGAN, WI (FHA|USDA|VA) 5 $675,000 $135,000 $1,272 3.90%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 5 $665,000 $133,000 $3,166 3.38%
Holland, MI (FHA|USDA|VA) 4 $660,000 $165,000 $1,215 3.81%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 3 $655,000 $218,333 $1,392 3.38%
GREAT FALLS, MT (FHA|USDA|VA) 2 $640,000 $320,000 $3,675 3.69%
KOKOMO, IN (FHA|USDA|VA) 4 $640,000 $160,000 $1,974 3.63%
TEXARKANA, TX-AR (FHA|USDA|VA) 2 $640,000 $320,000 $4,519 3.88%
DOTHAN, AL (FHA|USDA|VA) 3 $635,000 $211,667 $2,013 3.50%
Opelousas, LA (FHA|USDA|VA) 4 $630,000 $157,500 $1,325 3.06%
Austin, MN (FHA|USDA|VA) 4 $630,000 $157,500 $1,351 3.72%
Richmond-Berea, KY (FHA|USDA|VA) 3 $625,000 $208,333 $2,352 3.42%
La Grande, OR (FHA|USDA|VA) 4 $620,000 $155,000 $3,362 3.50%
JONESBORO, AR (FHA|USDA|VA) 4 $620,000 $155,000 $2,542 3.16%
Branson, MO (FHA|USDA|VA) 4 $610,000 $152,500 $1,920 3.25%
Sevierville, TN (FHA|USDA|VA) 3 $605,000 $201,667 $1,766 3.46%
SPRINGFIELD, IL (FHA|USDA|VA) 3 $605,000 $201,667 $1,377 2.83%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 2 $600,000 $300,000 $2,668 3.25%
Centralia, WA (FHA|USDA|VA) 3 $585,000 $195,000 $3,183 3.25%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 3 $575,000 $191,667 $2,082 3.33%
Scottsburg, IN (FHA|USDA|VA) 3 $575,000 $191,667 $1,743 3.46%
Norfolk, NE (FHA|USDA|VA) 3 $575,000 $191,667 $1,235 3.25%
LINCOLN, NE (FHA|USDA|VA) 4 $570,000 $142,500 $1,334 3.09%
RACINE, WI (FHA|USDA|VA) 4 $570,000 $142,500 $893 3.28%
CLEVELAND, TN (FHA|USDA|VA) 2 $570,000 $285,000 $2,338 2.75%
London, KY (FHA|USDA|VA) 4 $570,000 $142,500 $1,334 3.16%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 3 $565,000 $188,333 $2,975 3.21%
DECATUR, AL (FHA|USDA|VA) 3 $565,000 $188,333 $1,186 3.46%
Steamboat Springs, CO (FHA|USDA|VA) 2 $560,000 $280,000 $1,879 4.13%
JACKSON, TN (FHA|USDA|VA) 3 $555,000 $185,000 $2,131 3.38%
Fort Payne, AL (FHA|USDA|VA) 4 $550,000 $137,500 $2,044 3.22%
Elizabeth City, NC (FHA|USDA|VA) 3 $545,000 $181,667 $1,287 3.33%
MONROE, MI (FHA|USDA|VA) 5 $535,000 $107,000 $1,067 3.15%
Forest City, NC (FHA|USDA|VA) 3 $535,000 $178,333 $1,115 3.46%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 3 $525,000 $175,000 $1,410 2.75%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 3 $525,000 $175,000 $5,106 3.17%
CHICO, CA (FHA|USDA|VA) 2 $520,000 $260,000 $869 3.56%
WARNER ROBINS, GA (FHA|USDA|VA) 4 $520,000 $130,000 $1,329 3.53%
JOHNSON CITY, TN (FHA|USDA|VA) 2 $520,000 $260,000 $1,061 3.31%
MUSKEGON, MI (FHA|USDA|VA) 3 $515,000 $171,667 $962 3.00%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 4 $510,000 $127,500 $1,336 3.31%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 4 $500,000 $125,000 $1,925 3.38%
TWIN FALLS, ID (FHA|USDA|VA) 2 $500,000 $250,000 $2,551 3.56%
Sturgis, MI (FHA|USDA|VA) 3 $495,000 $165,000 $1,463 3.29%
BILLINGS, MT (FHA|USDA|VA) 3 $495,000 $165,000 $1,430 3.17%
Montrose, CO (FHA|USDA|VA) 2 $490,000 $245,000 $1,588 3.88%
Crawfordsville, IN (FHA|USDA|VA) 4 $490,000 $122,500 $2,414 3.34%
Roseburg, OR (FHA|USDA|VA) 2 $490,000 $245,000 $3,884 3.50%
Morgan City, LA (FHA|USDA|VA) 3 $485,000 $161,667 $1,538 3.58%
Cookeville, TN (FHA|USDA|VA) 3 $485,000 $161,667 $1,925 3.00%
HATTIESBURG, MS (FHA|USDA|VA) 4 $480,000 $120,000 $2,040 3.16%
SHERMAN-DENISON, TX (FHA|USDA|VA) 2 $480,000 $240,000 $2,690 3.81%
Augusta-Waterville, ME (FHA|USDA|VA) 3 $475,000 $158,333 $1,724 2.71%
APPLETON, WI (FHA|USDA|VA) 3 $475,000 $158,333 $2,575 3.04%
SIOUX FALLS, SD (FHA|USDA|VA) 3 $465,000 $155,000 $1,011 2.96%
LUBBOCK, TX (FHA|USDA|VA) 3 $465,000 $155,000 $1,698 3.46%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 3 $465,000 $155,000 $2,162 3.38%
Huntsville, TX (FHA|USDA|VA) 3 $465,000 $155,000 $2,957 3.13%
Pottsville, PA (FHA|USDA|VA) 2 $460,000 $230,000 $4,937 3.31%
NEW BERN, NC (FHA|USDA|VA) 3 $455,000 $151,667 $1,840 3.08%
ABILENE, TX (FHA|USDA|VA) 3 $455,000 $151,667 $1,829 3.13%
Bedford, IN (FHA|USDA|VA) 3 $455,000 $151,667 $2,915 3.58%
Hermiston-Pendleton, OR (FHA|USDA|VA) 2 $450,000 $225,000 $3,950 3.31%
Frankfort, KY (FHA|USDA|VA) 3 $445,000 $148,333 $2,196 2.83%
Tifton, GA (FHA|USDA|VA) 2 $440,000 $220,000 $1,734 3.13%
COLUMBUS, IN (FHA|USDA|VA) 3 $435,000 $145,000 $2,689 3.13%
Jasper, AL (FHA|USDA|VA) 2 $430,000 $215,000 $1,492 3.06%
YUMA, AZ (FHA|USDA|VA) 3 $425,000 $141,667 $710 2.83%
STATE COLLEGE, PA (FHA|USDA|VA) 3 $425,000 $141,667 $2,779 3.08%
Show Low, AZ (FHA|USDA|VA) 3 $425,000 $141,667 $1,860 3.29%
LEWISTON, ID-WA (FHA|USDA|VA) 2 $420,000 $210,000 $1,206 3.06%
Cambridge, MD (FHA|USDA|VA) 2 $420,000 $210,000 $1,292 3.63%
PEORIA, IL (FHA|USDA|VA) 4 $410,000 $102,500 $1,318 3.38%
LONGVIEW, TX (FHA|USDA|VA) 4 $410,000 $102,500 $1,907 3.41%
Marietta, OH (FHA|USDA|VA) 3 $405,000 $135,000 $1,972 3.46%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 2 $400,000 $200,000 $4,993 3.38%
SAN ANGELO, TX (FHA|USDA|VA) 2 $400,000 $200,000 $2,570 3.81%
BRUNSWICK, GA (FHA|USDA|VA) 2 $400,000 $200,000 $2,120 3.38%
Mineral Wells, TX (FHA|USDA|VA) 1 $395,000 $395,000 $1,775 2.25%
Albert Lea, MN (FHA|USDA|VA) 2 $390,000 $195,000 $2,260 3.31%
Warrensburg, MO (FHA|USDA|VA) 2 $390,000 $195,000 $1,212 2.81%
Statesboro, GA (FHA|USDA|VA) 2 $380,000 $190,000 $954 3.38%
Vernal, UT (FHA|USDA|VA) 2 $380,000 $190,000 $1,703 3.13%
Lewisburg, TN (FHA|USDA|VA) 2 $380,000 $190,000 $4,773 3.75%
CaƱon City, CO (FHA|USDA|VA) 2 $370,000 $185,000 $2,387 3.31%
Andrews, TX (FHA|USDA|VA) 1 $365,000 $365,000 $2,348 4.25%
FOND DU LAC, WI (FHA|USDA|VA) 1 $365,000 $365,000 $2,637 3.50%
FARMINGTON, NM (FHA|USDA|VA) 2 $360,000 $180,000 $1,616 3.56%
Helena, MT (FHA|USDA|VA) 2 $360,000 $180,000 $1,918 3.13%
THE VILLAGES, FL (FHA|USDA|VA) 2 $360,000 $180,000 $1,993 3.50%
VALDOSTA, GA (FHA|USDA|VA) 2 $360,000 $180,000 $1,793 2.88%
Faribault-Northfield, MN (FHA|USDA|VA) 1 $355,000 $355,000 $1,319 3.25%
Coos Bay, OR (FHA|USDA|VA) 1 $355,000 $355,000 $1,751 2.88%
NAPA, CA (FHA|USDA|VA) 1 $355,000 $355,000 $3,022 3.63%
Gainesville, TX (FHA|USDA|VA) 2 $350,000 $175,000 $3,468 3.81%
DuBois, PA (FHA|USDA|VA) 2 $350,000 $175,000 $2,665 2.88%
FORT SMITH, AR-OK (FHA|USDA|VA) 2 $350,000 $175,000 $2,931 3.19%
The Dalles, OR (FHA|USDA|VA) 2 $350,000 $175,000 $4,517 2.94%
Ukiah, CA (FHA|USDA|VA) 1 $345,000 $345,000 $2,536 2.88%
GREENVILLE, NC (FHA|USDA|VA) 2 $340,000 $170,000 $1,454 3.56%
Brookhaven, MS (FHA|USDA|VA) 2 $340,000 $170,000 $1,523 3.13%
HINESVILLE, GA (FHA|USDA|VA) 2 $340,000 $170,000 $1,857 2.69%
Oxford, MS (FHA|USDA|VA) 2 $340,000 $170,000 $1,133 3.50%
Big Spring, TX (FHA|USDA|VA) 2 $340,000 $170,000 $3,689 3.56%
Astoria, OR (FHA|USDA|VA) 1 $325,000 $325,000 $2,012 3.50%
Edwards, CO (FHA|USDA|VA) 1 $325,000 $325,000 $6,474 3.88%
FARGO, ND-MN (FHA|USDA|VA) 1 $325,000 $325,000 $6,365 3.50%
Susanville, CA (FHA|USDA|VA) 1 $325,000 $325,000 $2,472 2.25%
Athens, TX (FHA|USDA|VA) 1 $325,000 $325,000 $5,242 3.75%
Pullman, WA (FHA|USDA|VA) 2 $320,000 $160,000 $2,205 3.13%
Seneca, SC (FHA|USDA|VA) 2 $320,000 $160,000 $1,399 2.75%
Durango, CO (FHA|USDA|VA) 1 $315,000 $315,000 $1,209 3.38%
Bemidji, MN (FHA|USDA|VA) 1 $315,000 $315,000 $840 2.88%
WALLA WALLA, WA (FHA|USDA|VA) 1 $315,000 $315,000 $2,268 3.00%
Huntington, IN (FHA|USDA|VA) 3 $315,000 $105,000 $2,042 3.29%
Jennings, LA (FHA|USDA|VA) 2 $310,000 $155,000 $2,441 3.81%
Hood River, OR (FHA|USDA|VA) 1 $305,000 $305,000 $2,496 3.00%
Rexburg, ID (FHA|USDA|VA) 1 $305,000 $305,000 $2,589 4.38%
BANGOR, ME (FHA|USDA|VA) 2 $300,000 $150,000 $1,334 2.88%
COLUMBIA, MO (FHA|USDA|VA) 2 $300,000 $150,000 $2,013 3.31%
Sterling, CO (FHA|USDA|VA) 2 $300,000 $150,000 $1,738 3.31%
Athens, TN (FHA|USDA|VA) 1 $295,000 $295,000 $2,261 2.75%
Fergus Falls, MN (FHA|USDA|VA) 3 $295,000 $98,333 $1,867 3.17%
PINE BLUFF, AR (FHA|USDA|VA) 1 $295,000 $295,000 $1,160 3.50%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 2 $290,000 $145,000 $2,032 2.88%
Madisonville, KY (FHA|USDA|VA) 2 $290,000 $145,000 $1,253 3.50%
Red Wing, MN (FHA|USDA|VA) 1 $285,000 $285,000 $5,730 2.88%
Tupelo, MS (FHA|USDA|VA) 2 $280,000 $140,000 $1,923 3.25%
Okeechobee, FL (FHA|USDA|VA) 2 $280,000 $140,000 $1,168 4.06%
Port Angeles, WA (FHA|USDA|VA) 2 $280,000 $140,000 $2,496 2.63%
Wooster, OH (FHA|USDA|VA) 1 $275,000 $275,000 $2,833 3.63%
Easton, MD (FHA|USDA|VA) 1 $275,000 $275,000 $5,844 3.38%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 2 $270,000 $135,000 $815 2.88%
Ozark, AL (FHA|USDA|VA) 2 $270,000 $135,000 $1,173 3.00%
Sidney, OH (FHA|USDA|VA) 2 $270,000 $135,000 $1,009 2.63%
Morehead City, NC (FHA|USDA|VA) 1 $265,000 $265,000 $2,036 2.88%
BECKLEY, WV (FHA|USDA|VA) 1 $265,000 $265,000 $1,180 3.50%
MANSFIELD, OH (FHA|USDA|VA) 2 $260,000 $130,000 $1,050 2.44%
Paducah, KY-IL (FHA|USDA|VA) 2 $260,000 $130,000 $1,557 3.19%
MUNCIE, IN (FHA|USDA|VA) 2 $260,000 $130,000 $2,127 3.13%
Cullowhee, NC (FHA|USDA|VA) 2 $260,000 $130,000 $1,471 3.13%
Minden, LA (FHA|USDA|VA) 1 $255,000 $255,000 $1,915 3.00%
Greenwood, SC (FHA|USDA|VA) 1 $255,000 $255,000 $2,013 2.88%
Bellefontaine, OH (FHA|USDA|VA) 2 $250,000 $125,000 $2,158 3.25%
Wapakoneta, OH (FHA|USDA|VA) 2 $250,000 $125,000 $1,759 3.56%
Cedar City, UT (FHA|USDA|VA) 2 $250,000 $125,000 $1,287 3.19%
Cadillac, MI (FHA|USDA|VA) 2 $250,000 $125,000 $1,041 3.81%
Guymon, OK (FHA|USDA|VA) 1 $245,000 $245,000 $3,084 3.63%
CORVALLIS, OR (FHA|USDA|VA) 1 $245,000 $245,000 $1,895 3.38%
Lumberton, NC (FHA|USDA|VA) 1 $245,000 $245,000 $6,604 5.25%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $245,000 $245,000 $660 3.63%
Richmond, IN (FHA|USDA|VA) 1 $245,000 $245,000 $1,225 3.63%
Selma, AL (FHA|USDA|VA) 1 $245,000 $245,000 $1,400 3.38%
Martin, TN (FHA|USDA|VA) 2 $240,000 $120,000 $1,631 3.50%
Indiana, PA (FHA|USDA|VA) 1 $235,000 $235,000 $2,784 3.00%
McComb, MS (FHA|USDA|VA) 1 $235,000 $235,000 $4,824 3.38%
Findlay, OH (FHA|USDA|VA) 1 $235,000 $235,000 $750 3.50%
Moultrie, GA (FHA|USDA|VA) 1 $235,000 $235,000 $1,891 2.50%
Palatka, FL (FHA|USDA|VA) 2 $230,000 $115,000 $3,400 3.38%
Snyder, TX (FHA|USDA|VA) 2 $230,000 $115,000 $2,763 3.25%
Willmar, MN (FHA|USDA|VA) 1 $225,000 $225,000 $1,135 3.38%
Carlsbad-Artesia, NM (FHA|USDA|VA) 1 $215,000 $215,000 $2,100 3.38%
SUMTER, SC (FHA|USDA|VA) 1 $215,000 $215,000 $1,776 3.38%
Fort Leonard Wood, MO (FHA|USDA|VA) 1 $215,000 $215,000 $1,321 2.75%
Bartlesville, OK (FHA|USDA|VA) 1 $215,000 $215,000 $1,911 3.13%
Kearney, NE (FHA|USDA|VA) 1 $215,000 $215,000 $685 3.00%
DANVILLE, IL (FHA|USDA|VA) 1 $215,000 $215,000 $2,176 2.88%
Prineville, OR (FHA|USDA|VA) 1 $215,000 $215,000 $1,078 2.88%
Salem, OH (FHA|USDA|VA) 2 $210,000 $105,000 $1,139 3.13%
Gallup, NM (FHA|USDA|VA) 2 $210,000 $105,000 $2,957 3.44%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 2 $210,000 $105,000 $2,841 3.13%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 2 $210,000 $105,000 $1,734 3.44%
Marion, IN (FHA|USDA|VA) 2 $210,000 $105,000 $1,398 2.81%
McMinnville, TN (FHA|USDA|VA) 2 $210,000 $105,000 $1,247 3.69%
Glasgow, KY (FHA|USDA|VA) 2 $210,000 $105,000 $2,061 3.38%
Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $205,000 $205,000 $4,542 3.00%
Hastings, NE (FHA|USDA|VA) 1 $205,000 $205,000 $791 4.88%
Jackson, OH (FHA|USDA|VA) 1 $205,000 $205,000 $4,414 2.88%
Peru, IN (FHA|USDA|VA) 2 $200,000 $100,000 $1,315 3.69%
Salina, KS (FHA|USDA|VA) 2 $200,000 $100,000 $2,058 3.25%
Greenville, MS (FHA|USDA|VA) 2 $200,000 $100,000 $1,589 3.31%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $195,000 $195,000 $4,055 3.63%
Danville, KY (FHA|USDA|VA) 1 $195,000 $195,000 $4,656 4.13%
LAREDO, TX (FHA|USDA|VA) 1 $195,000 $195,000 $2,991 3.00%
Stillwater, OK (FHA|USDA|VA) 1 $195,000 $195,000 $1,988 3.25%
Sandpoint, ID (FHA|USDA|VA) 1 $195,000 $195,000 $2,610 3.13%
Escanaba, MI (FHA|USDA|VA) 1 $195,000 $195,000 $2,560 3.38%
Columbus, NE (FHA|USDA|VA) 2 $190,000 $95,000 $2,431 3.75%
JOHNSTOWN, PA (FHA|USDA|VA) 1 $185,000 $185,000 $2,819 3.50%
Sanford, NC (FHA|USDA|VA) 1 $185,000 $185,000 $913 2.88%
Logansport, IN (FHA|USDA|VA) 1 $185,000 $185,000 $898 3.38%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $185,000 $185,000 $3,759 3.38%
Troy, AL (FHA|USDA|VA) 1 $185,000 $185,000 $1,385 4.13%
Mount Airy, NC (FHA|USDA|VA) 2 $180,000 $90,000 $1,545 3.38%
Sikeston, MO (FHA|USDA|VA) 2 $180,000 $90,000 $1,274 3.44%
ERIE, PA (FHA|USDA|VA) 1 $175,000 $175,000 $2,897 2.88%
Frankfort, IN (FHA|USDA|VA) 1 $175,000 $175,000 $775 3.63%
Owatonna, MN (FHA|USDA|VA) 1 $175,000 $175,000 $785 3.13%
Charleston-Mattoon, IL (FHA|USDA|VA) 1 $175,000 $175,000 $3,718 3.38%
Silver City, NM (FHA|USDA|VA) 1 $175,000 $175,000 $1,558 3.13%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $175,000 $175,000 $2,723 3.00%
Wilson, NC (FHA|USDA|VA) 1 $175,000 $175,000 $7,703 3.75%
Albemarle, NC (FHA|USDA|VA) 2 $170,000 $85,000 $2,215 3.50%
Shelbyville, TN (FHA|USDA|VA) 2 $170,000 $85,000 $1,420 4.00%
Marinette, WI-MI (FHA|USDA|VA) 2 $170,000 $85,000 $956 3.38%
Traverse City, MI (FHA|USDA|VA) 2 $170,000 $85,000 $1,235 4.31%
Brenham, TX (FHA|USDA|VA) 1 $165,000 $165,000 $2,993 2.88%
Ruston, LA (FHA|USDA|VA) 1 $165,000 $165,000 $3,875 3.38%
Greensburg, IN (FHA|USDA|VA) 1 $165,000 $165,000 $1,371 3.25%
Laurel, MS (FHA|USDA|VA) 1 $165,000 $165,000 $710 3.13%
Milledgeville, GA (FHA|USDA|VA) 1 $165,000 $165,000 $4,063 3.50%
Galesburg, IL (FHA|USDA|VA) 2 $160,000 $80,000 $1,489 3.50%
Adrian, MI (FHA|USDA|VA) 1 $155,000 $155,000 $1,560 4.13%
LEBANON, PA (FHA|USDA|VA) 1 $155,000 $155,000 $2,660 2.50%
Henderson, NC (FHA|USDA|VA) 1 $155,000 $155,000 $1,616 2.88%
Quincy, IL-MO (FHA|USDA|VA) 1 $155,000 $155,000 $713 3.25%
Shelton, WA (FHA|USDA|VA) 1 $155,000 $155,000 $962 4.25%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $155,000 $155,000 $1,490 3.75%
ALTOONA, PA (FHA|USDA|VA) 2 $150,000 $75,000 $1,696 3.50%
Ashtabula, OH (FHA|USDA|VA) 1 $145,000 $145,000 $1,200 3.63%
Brainerd, MN (FHA|USDA|VA) 1 $145,000 $145,000 $2,620 3.63%
GRANTS PASS, OR (FHA|USDA|VA) 1 $145,000 $145,000 $0 2.88%
DALTON, GA (FHA|USDA|VA) 1 $145,000 $145,000 $1,160 4.00%
Taos, NM (FHA|USDA|VA) 1 $145,000 $145,000 $5,455 3.38%
Dublin, GA (FHA|USDA|VA) 1 $145,000 $145,000 $710 3.63%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $145,000 $145,000 $1,325 3.88%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $135,000 $135,000 $1,126 3.38%
Dickinson, ND (FHA|USDA|VA) 1 $135,000 $135,000 $1,524 3.38%
GETTYSBURG, PA (FHA|USDA|VA) 1 $135,000 $135,000 $2,039 2.63%
Angola, IN (FHA|USDA|VA) 1 $135,000 $135,000 $1,242 3.63%
Lufkin, TX (FHA|USDA|VA) 1 $135,000 $135,000 $3,353 3.38%
Alexandria, MN (FHA|USDA|VA) 1 $135,000 $135,000 $1,611 3.38%
Sulphur Springs, TX (FHA|USDA|VA) 1 $135,000 $135,000 $1,949 3.00%
Newport, OR (FHA|USDA|VA) 1 $135,000 $135,000 $1,637 3.50%
Williston, ND (FHA|USDA|VA) 1 $135,000 $135,000 $1,244 2.88%
Martinsville, VA (FHA|USDA|VA) 1 $135,000 $135,000 $882 3.63%
Watertown, SD (FHA|USDA|VA) 1 $125,000 $125,000 $1,410 3.63%
SAGINAW, MI (FHA|USDA|VA) 1 $125,000 $125,000 $660 3.75%
Craig, CO (FHA|USDA|VA) 1 $125,000 $125,000 $1,010 3.25%
Hutchinson, KS (FHA|USDA|VA) 1 $125,000 $125,000 $900 3.13%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 1 $125,000 $125,000 $1,248 3.75%
Newberry, SC (FHA|USDA|VA) 1 $125,000 $125,000 $2,917 3.38%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 1 $125,000 $125,000 $975 3.00%
Rio Grande City-Roma, TX (FHA|USDA|VA) 1 $125,000 $125,000 $2,452 4.00%
Atchison, KS (FHA|USDA|VA) 1 $115,000 $115,000 $1,120 2.88%
Klamath Falls, OR (FHA|USDA|VA) 1 $115,000 $115,000 $1,017 2.50%
Somerset, KY (FHA|USDA|VA) 1 $115,000 $115,000 $763 3.13%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $115,000 $115,000 $810 3.13%
Crossville, TN (FHA|USDA|VA) 1 $115,000 $115,000 $685 3.13%
EAU CLAIRE, WI (FHA|USDA|VA) 1 $115,000 $115,000 $2,338 3.50%
Bluefield, WV-VA (FHA|USDA|VA) 1 $115,000 $115,000 $2,928 3.38%
Portsmouth, OH (FHA|USDA|VA) 1 $115,000 $115,000 $1,025 3.88%
Point Pleasant, WV-OH (FHA|USDA|VA) 1 $115,000 $115,000 $1,037 3.00%
Beaver Dam, WI (FHA|USDA|VA) 1 $115,000 $115,000 $1,806 3.13%
Mount Sterling, KY (FHA|USDA|VA) 1 $105,000 $105,000 $779 3.13%
Poplar Bluff, MO (FHA|USDA|VA) 1 $105,000 $105,000 $1,250 3.25%
Kingsville, TX (FHA|USDA|VA) 1 $105,000 $105,000 $1,906 3.38%
Madison, IN (FHA|USDA|VA) 1 $105,000 $105,000 $1,225 3.50%
Huntingdon, PA (FHA|USDA|VA) 1 $105,000 $105,000 $3,685 2.88%
Picayune, MS (FHA|USDA|VA) 1 $105,000 $105,000 $801 3.38%
Manitowoc, WI (FHA|USDA|VA) 1 $105,000 $105,000 $660 3.38%
Plymouth, IN (FHA|USDA|VA) 1 $105,000 $105,000 $775 3.38%
Tahlequah, OK (FHA|USDA|VA) 1 $95,000 $95,000 $3,635 2.88%
Chillicothe, OH (FHA|USDA|VA) 1 $95,000 $95,000 $750 3.75%
DECATUR, IL (FHA|USDA|VA) 1 $95,000 $95,000 $1,163 3.75%
Seymour, IN (FHA|USDA|VA) 1 $95,000 $95,000 $900 3.13%
Portales, NM (FHA|USDA|VA) 1 $95,000 $95,000 $2,532 2.63%
Newport, TN (FHA|USDA|VA) 1 $95,000 $95,000 $1,299 3.88%
New Castle, PA (FHA|USDA|VA) 1 $95,000 $95,000 $3,566 4.63%
McPherson, KS (FHA|USDA|VA) 1 $95,000 $95,000 $2,365 2.88%
Central City, KY (FHA|USDA|VA) 1 $85,000 $85,000 $1,215 4.00%
Beatrice, NE (FHA|USDA|VA) 1 $85,000 $85,000 $1,620 3.38%
Wilmington, OH (FHA|USDA|VA) 1 $85,000 $85,000 $1,797 3.25%
Scottsboro, AL (FHA|USDA|VA) 1 $85,000 $85,000 $1,244 3.75%
Rockport, TX (FHA|USDA|VA) 1 $85,000 $85,000 $2,083 3.50%
GOLDSBORO, NC (FHA|USDA|VA) 1 $75,000 $75,000 $0 3.38%
Greenwood, MS (FHA|USDA|VA) 1 $75,000 $75,000 $835 2.50%
Uvalde, TX (FHA|USDA|VA) 1 $75,000 $75,000 $1,926 4.50%
Danville, VA (FHA|USDA|VA) 1 $75,000 $75,000 $1,995 2.50%
Bluffton, IN (FHA|USDA|VA) 1 $75,000 $75,000 $1,350 3.88%
Farmington, MO (FHA|USDA|VA) 1 $75,000 $75,000 $1,250 3.75%
Waycross, GA (FHA|USDA|VA) 1 $75,000 $75,000 $1,410 3.38%
Paris, TN (FHA|USDA|VA) 1 $65,000 $65,000 $1,235 3.63%
Marquette, MI (FHA|USDA|VA) 1 $65,000 $65,000 $761 3.50%
Fairmont, WV (FHA|USDA|VA) 1 $65,000 $65,000 $1,537 3.50%
Malvern, AR (FHA|USDA|VA) 1 $65,000 $65,000 $1,938 3.63%
Deming, NM (FHA|USDA|VA) 1 $65,000 $65,000 $1,441 3.63%
Baraboo, WI (FHA|USDA|VA) 1 $55,000 $55,000 $660 3.25%
Meadville, PA (FHA|USDA|VA) 1 $55,000 $55,000 $3,048 4.38%
GRAND ISLAND, NE (FHA|USDA|VA) 1 $55,000 $55,000 $1,528 2.88%
Roundpoint Mortgage Servicing Corporation's top markets include Washington, Charlotte, Dallas, Phoenix, and Houston among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 8,693 $1,996,735,000 $229,695 $1,942 3.39%
    VA 1,574 $477,770,000 $303,539 $1,999 2.98%
    FHA 1,296 $304,780,000 $235,170 $5,138 3.28%

    For 2020, Roundpoint Mortgage Servicing Corporation's most frequently originated type of loan was Conventional, with 8,693 originations. Their 2nd most popular type was VA, with 1,574 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 9,298 $2,274,620,000 $244,635 $2,264 3.24%
    Cash Out Refi 2,154 $482,530,000 $224,016 $2,463 3.66%
    Home Purchase 111 $22,135,000 $199,414 $3,008 3.72%

    For 2020, Roundpoint Mortgage Servicing Corporation's most frequently cited loan purpose was Refi, with 9,298 originations. The 2nd most popular reason was Cash Out Refi, with 2,154 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 8,114 $2,055,030,000 $253,270 $2,526 3.41%
    15 Year 2,048 $409,240,000 $199,824 $1,771 3.03%
    20 Year 756 $165,920,000 $219,471 $1,755 3.35%
    Other 483 $121,065,000 $250,652 $2,073 3.23%
    10 Year 162 $28,030,000 $173,025 $1,499 2.93%

    For 2020, Roundpoint Mortgage Servicing Corporation's most frequently cited loan duration was 30 Year, with 8,114 originations. The 2nd most popular length was 15 Year, with 2,048 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 10,023 $2,353,195,000 $234,780
    $1k-2k 819 $201,185,000 $245,647
    $2k-3k 353 $98,595,000 $279,306
    $3k-4k 160 $49,630,000 $310,188
    $5k+ 120 $47,270,000 $393,917
    $4k-5k 88 $29,410,000 $334,205

    Roundpoint Mortgage Servicing Corporation's average total fees were $2,526, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 10,023 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 7,396 $1,771,030,000 $239,458
    2.5-3% 3,019 $732,445,000 $242,612
    4-5% 561 $119,895,000 $213,717
    <2.5% 537 $144,205,000 $268,538
    5-6% 50 $11,710,000 $234,200

    During 2020, Roundpoint Mortgage Servicing Corporation's average interest rate for loans was 3.41%, while their most frequently originated rate bucket for loans was 3-4%, with 7,396 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 5,679 $1,584,965,000 $279,092 $2,559 3.31%
    $100k-200k 4,036 $613,860,000 $152,096 $1,777 3.32%
    $400k-600k 957 $444,335,000 $464,300 $3,544 3.33%
    $100,000 or less 783 $63,455,000 $81,041 $1,510 3.48%
    $600k-1MM 107 $71,555,000 $668,738 $3,846 3.17%
    $1MM+ 1 $1,115,000 $1,115,000 $1,260 2.88%

    2020 saw Roundpoint Mortgage Servicing Corporation place emphasis on $200k-400k loans with 5,679 originations, totaling $1,584,965,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 2,411 $624,055,000 $258,837 $2,156 3.39%
    $50k-75k 1,957 $352,415,000 $180,079 $1,796 3.42%
    $75k-100k 1,696 $371,520,000 $219,057 $1,977 3.41%
    $150k-250k 1,425 $433,605,000 $304,284 $2,373 3.36%
    $50k or less 983 $128,015,000 $130,229 $1,588 3.45%
    $250k+ 317 $106,925,000 $337,303 $2,491 3.31%

    Roundpoint Mortgage Servicing Corporation lent most frequently to those with incomes in the $100k-150k range, with 2,411 originations. The second most popular income band? $50k-75k, with 1,957 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 2,558 $575,720,000 $225,066 $1,860 3.33%
    30-36% 1,707 $401,585,000 $235,258 $1,955 3.42%
    <20% 1,108 $237,070,000 $213,962 $1,670 3.24%
    37% 308 $71,850,000 $233,279 $2,110 3.44%
    44% 304 $71,630,000 $235,625 $2,357 3.60%
    43% 301 $69,025,000 $229,319 $2,405 3.54%
    38% 297 $72,535,000 $244,226 $2,420 3.46%
    36% 290 $70,900,000 $244,483 $2,105 3.44%
    42% 280 $65,330,000 $233,321 $2,250 3.54%
    41% 273 $64,395,000 $235,879 $2,243 3.44%
    39% 267 $62,225,000 $233,052 $2,383 3.49%
    40% 243 $55,745,000 $229,403 $2,132 3.50%
    45% 200 $48,820,000 $244,100 $2,480 3.47%
    49% 189 $45,895,000 $242,831 $2,248 3.48%
    46% 175 $38,375,000 $219,286 $2,261 3.40%
    48% 169 $39,945,000 $236,361 $2,362 3.45%
    47% 168 $38,320,000 $228,095 $2,002 3.43%
    50-60% 40 $8,590,000 $214,750 $3,955 3.66%
    >60% 4 $1,260,000 $315,000 $5,232 3.31%

    Roundpoint Mortgage Servicing Corporation lent most frequently to those with DTI ratios of 20-30%, with 2,558 originations. The next most common DTI ratio? 30-36%, with 1,707 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 8,234 $1,924,970,000 $233,783 $2,199 3.33%
    Not provided 1,770 $446,290,000 $252,141 $2,384 3.32%
    Black 1,013 $265,055,000 $261,654 $2,968 3.26%
    Asian 433 $114,035,000 $263,360 $2,439 3.25%
    American Indian 88 $20,990,000 $238,523 $2,755 3.37%
    Native Hawaiian or Islander 18 $5,580,000 $310,000 $2,426 3.29%
    Filipino 2 $900,000 $450,000 $842 2.50%
    Other Pacific Islander 2 $700,000 $350,000 $1,771 3.69%
    Other Asian 2 $500,000 $250,000 $5,118 3.31%
    Asian Indian 1 $265,000 $265,000 $1,656 2.75%

    Approval Rates

    Total approvals of all applications
    88.15%

    Roundpoint Mortgage Servicing Corporation has an average approval rate.

    Pick Rate

    Approvals leading to origination
    52.83%

    Roundpoint Mortgage Servicing Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 11,563 $2,779,285,000 $240,360

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 209 $32,785,000 $156,866
    Single Family (1-4 Units):Site-Built 11,354 $2,746,500,000 $241,897

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 519 $82,125,000 $158,237 $1,549 3.21%
    40-60% 2,093 $433,105,000 $206,930 $1,625 3.23%
    60-80% 4,899 $1,165,905,000 $237,988 $1,982 3.43%
    80-100% 3,997 $1,089,685,000 $272,626 $3,173 3.26%
    Over 100% 4 $1,130,000 $282,500 $7,427 3.00%
    Under 20% 42 $5,000,000 $119,048 $1,353 3.12%

    Complaints

    Bank Name Product Issue 2020 CPFB Complaints % of Total Issues
    RoundPoint Mortgage Servicing Corporation Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 7 4.6%
    RoundPoint Mortgage Servicing Corporation Conventional home mortgage Closing on a mortgage 11 7.2%
    RoundPoint Mortgage Servicing Corporation Conventional home mortgage Problem with a credit reporting company's investigation into an existing problem 3 2.0%
    RoundPoint Mortgage Servicing Corporation Conventional home mortgage Struggling to pay mortgage 13 8.5%
    RoundPoint Mortgage Servicing Corporation Conventional home mortgage Trouble during payment process 61 39.9%
    RoundPoint Mortgage Servicing Corporation FHA mortgage Applying for a mortgage or refinancing an existing mortgage 3 2.0%
    RoundPoint Mortgage Servicing Corporation FHA mortgage Closing on a mortgage 2 1.3%
    RoundPoint Mortgage Servicing Corporation FHA mortgage Incorrect information on your report 1 0.7%
    RoundPoint Mortgage Servicing Corporation FHA mortgage Problem with a credit reporting company's investigation into an existing problem 1 0.7%
    RoundPoint Mortgage Servicing Corporation FHA mortgage Struggling to pay mortgage 17 11.1%
    RoundPoint Mortgage Servicing Corporation FHA mortgage Trouble during payment process 10 6.5%
    RoundPoint Mortgage Servicing Corporation Other type of mortgage Closing on a mortgage 9 5.9%
    RoundPoint Mortgage Servicing Corporation Other type of mortgage Struggling to pay mortgage 2 1.3%
    RoundPoint Mortgage Servicing Corporation Other type of mortgage Trouble during payment process 1 0.7%
    RoundPoint Mortgage Servicing Corporation Reverse mortgage Applying for a mortgage or refinancing an existing mortgage 1 0.7%
    RoundPoint Mortgage Servicing Corporation VA mortgage Applying for a mortgage or refinancing an existing mortgage 3 2.0%
    RoundPoint Mortgage Servicing Corporation VA mortgage Closing on a mortgage 1 0.7%
    RoundPoint Mortgage Servicing Corporation VA mortgage Struggling to pay mortgage 1 0.7%
    RoundPoint Mortgage Servicing Corporation VA mortgage Trouble during payment process 6 3.9%