Moria Development Mortgage Rates, Fees & Info

TEMPE, AZ

LEI: 549300N3JBQ15RQ7AV97

Tax ID: 86-0431588

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Mortgage Data

Review & Overview

Moria Development is a small mortgage company specializing in Home Purchase and Refi loans. Moria Development has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Phoenix, Tucson, San Diego, Omaha, and Prescott Valley among others. We have data for 336 markets. (Some data included below & more in-depth data is available with an active subscription.)

Moria Development has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Moria Development is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.83% 11/17/24
30 Year Conventional Refi 6.88% 11/17/24
30 Year Cash-out Refi 6.77% 11/17/24
30 Year FHA Purchase 7.83% 11/17/24
30 Year FHA Refi 7.44% 11/17/24
30 Year VA Purchase 6.46% 11/17/24
30 Year VA Refi 6.56% 11/17/24
30 Year USDA Purchase 7.06% 11/17/24
15 Year Conventional Purchase 6.65% 11/17/24
15 Year Conventional Refi 6.53% 11/17/24
15 Year Cash-out Refi 6.53% 11/17/24
15 Year FHA Refi 7.22% 11/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Moria Development Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Moria Development. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

7,630

Origination Dollar Volume (All Markets)

$2,088,250,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 3,399 $974,945,000 $286,833 $5,319 3.15%
TUCSON, AZ (FHA|USDA|VA) 657 $160,755,000 $244,680 $5,016 3.02%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 227 $115,235,000 $507,643 $7,605 2.92%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 316 $62,100,000 $196,519 $3,992 3.09%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 168 $49,000,000 $291,667 $5,161 3.23%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 76 $37,440,000 $492,632 $7,253 3.26%
FLAGSTAFF, AZ (FHA|USDA|VA) 118 $36,850,000 $312,288 $6,173 3.27%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 80 $36,080,000 $451,000 $8,002 2.83%
Outside of Metro Areas 203 $35,895,000 $176,823 $5,193 3.16%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 97 $30,085,000 $310,155 $7,220 3.32%
LINCOLN, NE (FHA|USDA|VA) 146 $29,470,000 $201,849 $3,908 3.12%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 79 $28,455,000 $360,190 $8,840 3.14%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 40 $20,160,000 $504,000 $7,993 3.32%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 72 $20,100,000 $279,167 $7,635 3.38%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 54 $17,140,000 $317,407 $4,989 3.53%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 52 $16,820,000 $323,462 $5,429 2.95%
GRAND ISLAND, NE (FHA|USDA|VA) 88 $15,580,000 $177,045 $6,208 3.45%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 66 $14,910,000 $225,909 $6,286 3.23%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 44 $14,830,000 $337,045 $7,319 3.27%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 56 $12,400,000 $221,429 $5,788 3.41%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 60 $12,250,000 $204,167 $7,030 3.32%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 55 $11,945,000 $217,182 $5,968 3.08%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 27 $10,015,000 $370,926 $6,180 3.29%
Show Low, AZ (FHA|USDA|VA) 39 $9,495,000 $243,462 $4,109 3.13%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 27 $9,485,000 $351,296 $5,945 3.04%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 35 $9,465,000 $270,429 $8,057 3.50%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 39 $9,185,000 $235,513 $6,164 3.31%
FORT COLLINS, CO (FHA|USDA|VA) 28 $9,120,000 $325,714 $4,256 2.84%
SALT LAKE CITY, UT (FHA|USDA|VA) 33 $8,845,000 $268,030 $6,314 3.46%
BAKERSFIELD, CA (FHA|USDA|VA) 51 $8,785,000 $172,255 $4,683 2.55%
STOCKTON, CA (FHA|USDA|VA) 23 $7,755,000 $337,174 $7,497 3.35%
GREELEY, CO (FHA|USDA|VA) 19 $7,625,000 $401,316 $5,794 3.09%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 29 $7,365,000 $253,966 $7,208 3.34%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 27 $6,735,000 $249,444 $5,640 3.23%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 22 $5,300,000 $240,909 $6,361 3.50%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 14 $5,180,000 $370,000 $8,411 3.09%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 43 $4,735,000 $110,116 $4,494 2.58%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 17 $4,715,000 $277,353 $6,288 3.39%
Hastings, NE (FHA|USDA|VA) 31 $4,545,000 $146,613 $5,854 3.50%
Payson, AZ (FHA|USDA|VA) 18 $4,410,000 $245,000 $4,478 3.12%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 22 $4,010,000 $182,273 $6,931 3.35%
COLUMBUS, OH (FHA|USDA|VA) 27 $3,855,000 $142,778 $5,311 2.53%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 6 $3,680,000 $613,333 $9,146 3.46%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 17 $3,645,000 $214,412 $5,518 3.74%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 6 $3,470,000 $578,333 $9,818 3.04%
Norfolk, NE (FHA|USDA|VA) 16 $3,260,000 $203,750 $4,871 3.24%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 14 $3,170,000 $226,429 $6,664 3.33%
REDDING, CA (FHA|USDA|VA) 14 $3,150,000 $225,000 $4,900 3.17%
BEND, OR (FHA|USDA|VA) 7 $2,995,000 $427,857 $6,989 3.00%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 12 $2,940,000 $245,000 $6,704 3.68%
JACKSONVILLE, FL (FHA|USDA|VA) 13 $2,905,000 $223,462 $6,379 3.36%
ALBUQUERQUE, NM (FHA|USDA|VA) 14 $2,810,000 $200,714 $5,037 3.46%
PROVO-OREM, UT (FHA|USDA|VA) 12 $2,790,000 $232,500 $4,874 3.65%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 14 $2,570,000 $183,571 $4,405 3.17%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 15 $2,525,000 $168,333 $5,817 3.54%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 7 $2,475,000 $353,571 $4,211 3.21%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 14 $2,450,000 $175,000 $5,425 2.43%
SALINAS, CA (FHA|USDA|VA) 3 $2,375,000 $791,667 $4,855 3.38%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 22 $2,300,000 $104,545 $4,031 2.48%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 7 $2,285,000 $326,429 $5,465 2.89%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 7 $2,255,000 $322,143 $5,651 3.34%
MODESTO, CA (FHA|USDA|VA) 6 $2,130,000 $355,000 $6,676 3.15%
Clearlake, CA (FHA|USDA|VA) 8 $2,070,000 $258,750 $8,245 3.31%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 8 $2,050,000 $256,250 $7,644 3.41%
MEDFORD, OR (FHA|USDA|VA) 6 $2,010,000 $335,000 $11,425 3.38%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 3 $1,975,000 $658,333 $9,431 3.25%
RICHMOND, VA (FHA|USDA|VA) 7 $1,945,000 $277,857 $7,008 3.46%
VALLEJO, CA (FHA|USDA|VA) 5 $1,895,000 $379,000 $13,093 2.98%
Columbus, NE (FHA|USDA|VA) 8 $1,770,000 $221,250 $4,986 3.30%
OKLAHOMA CITY, OK (FHA|USDA|VA) 9 $1,695,000 $188,333 $5,761 3.62%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 4 $1,690,000 $422,500 $7,083 3.41%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 8 $1,660,000 $207,500 $6,970 3.53%
Nogales, AZ (FHA|USDA|VA) 8 $1,640,000 $205,000 $3,786 3.08%
AKRON, OH (FHA|USDA|VA) 12 $1,620,000 $135,000 $4,582 2.65%
CHICO, CA (FHA|USDA|VA) 7 $1,585,000 $226,429 $6,366 3.04%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 10 $1,560,000 $156,000 $5,934 3.30%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 8 $1,560,000 $195,000 $7,391 3.47%
FAYETTEVILLE, NC (FHA|USDA|VA) 9 $1,555,000 $172,778 $4,997 3.24%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 5 $1,515,000 $303,000 $7,219 3.53%
RALEIGH-CARY, NC (FHA|USDA|VA) 6 $1,510,000 $251,667 $3,880 3.25%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 7 $1,485,000 $212,143 $6,333 3.41%
TULSA, OK (FHA|USDA|VA) 9 $1,485,000 $165,000 $5,873 3.08%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 9 $1,475,000 $163,889 $5,470 3.06%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 5 $1,475,000 $295,000 $5,483 3.25%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 6 $1,370,000 $228,333 $6,744 3.25%
DAYTON-KETTERING, OH (FHA|USDA|VA) 15 $1,345,000 $89,667 $3,577 2.29%
VISALIA, CA (FHA|USDA|VA) 6 $1,340,000 $223,333 $5,933 2.96%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 9 $1,325,000 $147,222 $5,584 2.40%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 3 $1,295,000 $431,667 $9,564 3.38%
COLUMBIA, SC (FHA|USDA|VA) 6 $1,290,000 $215,000 $5,516 3.44%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 8 $1,290,000 $161,250 $4,070 3.34%
BOULDER, CO (FHA|USDA|VA) 2 $1,240,000 $620,000 $4,263 3.13%
LOUISVILLE, KY (FHA|USDA|VA) 5 $1,235,000 $247,000 $3,963 3.45%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 7 $1,175,000 $167,857 $5,262 3.16%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 6 $1,130,000 $188,333 $6,745 3.98%
BELLINGHAM, WA (FHA|USDA|VA) 4 $1,120,000 $280,000 $7,266 3.22%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 3 $1,095,000 $365,000 $6,603 3.37%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 6 $1,090,000 $181,667 $4,882 3.33%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 6 $1,080,000 $180,000 $6,361 3.44%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 4 $1,060,000 $265,000 $10,553 3.22%
LONGVIEW, WA (FHA|USDA|VA) 3 $975,000 $325,000 $7,950 3.25%
ST. GEORGE, UT (FHA|USDA|VA) 4 $950,000 $237,500 $6,316 3.44%
EL PASO, TX (FHA|USDA|VA) 4 $930,000 $232,500 $3,650 2.56%
RENO, NV (FHA|USDA|VA) 3 $905,000 $301,667 $4,729 3.04%
SAVANNAH, GA (FHA|USDA|VA) 5 $885,000 $177,000 $5,458 3.55%
KNOXVILLE, TN (FHA|USDA|VA) 5 $885,000 $177,000 $4,680 3.13%
Truckee-Grass Valley, CA (FHA|USDA|VA) 2 $880,000 $440,000 $8,056 4.00%
RACINE, WI (FHA|USDA|VA) 4 $870,000 $217,500 $5,318 3.50%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 2 $860,000 $430,000 $9,675 3.19%
Fremont, NE (FHA|USDA|VA) 7 $855,000 $122,143 $3,493 2.54%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 3 $855,000 $285,000 $6,629 3.13%
YUMA, AZ (FHA|USDA|VA) 3 $825,000 $275,000 $6,840 3.67%
FRESNO, CA (FHA|USDA|VA) 3 $795,000 $265,000 $7,066 3.21%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 5 $775,000 $155,000 $4,796 3.20%
Beatrice, NE (FHA|USDA|VA) 2 $770,000 $385,000 $4,867 3.37%
MADISON, WI (FHA|USDA|VA) 4 $760,000 $190,000 $3,731 3.56%
Cedar City, UT (FHA|USDA|VA) 2 $730,000 $365,000 $5,389 3.56%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 4 $730,000 $182,500 $6,275 3.25%
PITTSBURGH, PA (FHA|USDA|VA) 6 $730,000 $121,667 $4,234 2.94%
Traverse City, MI (FHA|USDA|VA) 2 $730,000 $365,000 $7,673 3.19%
CASPER, WY (FHA|USDA|VA) 3 $725,000 $241,667 $2,799 2.83%
NAPA, CA (FHA|USDA|VA) 1 $685,000 $685,000 $13,950 2.38%
Eureka-Arcata, CA (FHA|USDA|VA) 3 $675,000 $225,000 $5,462 2.04%
LYNCHBURG, VA (FHA|USDA|VA) 3 $665,000 $221,667 $8,967 3.21%
LANCASTER, PA (FHA|USDA|VA) 3 $665,000 $221,667 $5,559 3.00%
LONGVIEW, TX (FHA|USDA|VA) 3 $665,000 $221,667 $8,623 3.63%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 2 $660,000 $330,000 $5,437 3.38%
CORPUS CHRISTI, TX (FHA|USDA|VA) 3 $655,000 $218,333 $5,976 3.25%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 2 $650,000 $325,000 $8,093 3.31%
MADERA, CA (FHA|USDA|VA) 2 $650,000 $325,000 $7,863 3.81%
Salem, OH (FHA|USDA|VA) 6 $650,000 $108,333 $3,552 2.81%
SALISBURY, MD-DE (FHA|USDA|VA) 3 $635,000 $211,667 $5,584 2.87%
Athens, TX (FHA|USDA|VA) 2 $630,000 $315,000 $5,722 3.87%
MIDLAND, TX (FHA|USDA|VA) 5 $615,000 $123,000 $4,964 1.83%
SANTA FE, NM (FHA|USDA|VA) 3 $615,000 $205,000 $7,571 2.42%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $605,000 $605,000 $5,930 3.13%
EspaƱola, NM (FHA|USDA|VA) 2 $590,000 $295,000 $7,489 3.13%
ROCKFORD, IL (FHA|USDA|VA) 3 $585,000 $195,000 $5,661 3.63%
WENATCHEE, WA (FHA|USDA|VA) 2 $580,000 $290,000 $6,942 3.00%
OCALA, FL (FHA|USDA|VA) 3 $575,000 $191,667 $5,146 3.54%
WICHITA, KS (FHA|USDA|VA) 3 $555,000 $185,000 $5,263 3.46%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 5 $555,000 $111,000 $3,740 2.95%
MERCED, CA (FHA|USDA|VA) 2 $550,000 $275,000 $4,576 3.75%
Aberdeen, WA (FHA|USDA|VA) 1 $545,000 $545,000 $3,752 3.25%
Durango, CO (FHA|USDA|VA) 1 $545,000 $545,000 $3,749 3.38%
GAINESVILLE, FL (FHA|USDA|VA) 3 $545,000 $181,667 $5,990 3.37%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 4 $540,000 $135,000 $5,115 3.63%
LAS CRUCES, NM (FHA|USDA|VA) 2 $530,000 $265,000 $4,654 3.88%
BILLINGS, MT (FHA|USDA|VA) 3 $525,000 $175,000 $3,378 3.16%
ASHEVILLE, NC (FHA|USDA|VA) 2 $510,000 $255,000 $3,926 3.19%
JACKSONVILLE, NC (FHA|USDA|VA) 3 $495,000 $165,000 $5,677 3.58%
MANHATTAN, KS (FHA|USDA|VA) 3 $495,000 $165,000 $4,563 3.29%
Dyersburg, TN (FHA|USDA|VA) 2 $490,000 $245,000 $7,979 3.44%
TALLAHASSEE, FL (FHA|USDA|VA) 3 $485,000 $161,667 $4,605 3.50%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 4 $480,000 $120,000 $3,498 3.47%
KANSAS CITY, MO-KS (FHA|USDA|VA) 3 $475,000 $158,333 $3,499 3.17%
ROANOKE, VA (FHA|USDA|VA) 3 $475,000 $158,333 $4,495 3.08%
BURLINGTON, NC (FHA|USDA|VA) 2 $470,000 $235,000 $5,374 3.63%
Whitewater, WI (FHA|USDA|VA) 2 $470,000 $235,000 $7,165 2.93%
Fernley, NV (FHA|USDA|VA) 2 $470,000 $235,000 $4,927 3.31%
WINSTON-SALEM, NC (FHA|USDA|VA) 2 $470,000 $235,000 $3,384 3.75%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 2 $460,000 $230,000 $4,051 3.75%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 3 $455,000 $151,667 $5,911 3.58%
Outside of Metro Areas 1 $455,000 $455,000 $8,950 3.25%
Cookeville, TN (FHA|USDA|VA) 2 $450,000 $225,000 $5,102 3.31%
Jackson, WY-ID (FHA|USDA|VA) 1 $445,000 $445,000 $3,349 2.63%
FLINT, MI (FHA|USDA|VA) 3 $445,000 $148,333 $2,934 3.00%
TOLEDO, OH (FHA|USDA|VA) 5 $445,000 $89,000 $3,672 3.35%
ST. LOUIS, MO-IL (FHA|USDA|VA) 4 $440,000 $110,000 $4,582 3.41%
JACKSON, MI (FHA|USDA|VA) 2 $440,000 $220,000 $3,005 3.44%
Oak Harbor, WA (FHA|USDA|VA) 1 $435,000 $435,000 $13,159 3.88%
Newport, OR (FHA|USDA|VA) 2 $430,000 $215,000 $6,719 3.56%
Safford, AZ (FHA|USDA|VA) 2 $430,000 $215,000 $4,154 3.75%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 2 $420,000 $210,000 $7,293 3.31%
IDAHO FALLS, ID (FHA|USDA|VA) 2 $420,000 $210,000 $6,760 3.38%
AMARILLO, TX (FHA|USDA|VA) 2 $410,000 $205,000 $6,496 3.31%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 2 $400,000 $200,000 $6,336 3.50%
CLEVELAND, TN (FHA|USDA|VA) 2 $400,000 $200,000 $5,165 3.37%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 3 $395,000 $131,667 $3,764 3.42%
Spearfish, SD (FHA|USDA|VA) 1 $395,000 $395,000 $4,857 3.49%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 2 $390,000 $195,000 $2,053 2.88%
EL CENTRO, CA (FHA|USDA|VA) 2 $390,000 $195,000 $8,214 3.56%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 3 $385,000 $128,333 $4,079 3.42%
COLORADO SPRINGS, CO (FHA|USDA|VA) 1 $385,000 $385,000 $4,107 3.50%
LUBBOCK, TX (FHA|USDA|VA) 1 $375,000 $375,000 $7,416 3.63%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 1 $365,000 $365,000 $10,832 3.50%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $365,000 $365,000 $3,986 3.50%
Mason City, IA (FHA|USDA|VA) 1 $365,000 $365,000 $3,015 2.75%
Stephenville, TX (FHA|USDA|VA) 1 $365,000 $365,000 $5,181 3.38%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 2 $360,000 $180,000 $5,784 3.50%
BATON ROUGE, LA (FHA|USDA|VA) 2 $360,000 $180,000 $6,729 3.19%
Sonora, CA (FHA|USDA|VA) 1 $355,000 $355,000 $7,258 2.88%
CORVALLIS, OR (FHA|USDA|VA) 1 $355,000 $355,000 $3,349 3.38%
MONROE, LA (FHA|USDA|VA) 3 $345,000 $115,000 $5,721 3.21%
Fredericksburg, TX (FHA|USDA|VA) 1 $345,000 $345,000 $8,207 3.00%
Marion, IN (FHA|USDA|VA) 2 $340,000 $170,000 $6,490 3.63%
Kearney, NE (FHA|USDA|VA) 2 $340,000 $170,000 $6,389 3.63%
WHEELING, WV-OH (FHA|USDA|VA) 2 $340,000 $170,000 $5,991 4.63%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 2 $340,000 $170,000 $5,785 4.00%
Kalispell, MT (FHA|USDA|VA) 1 $335,000 $335,000 $6,918 2.99%
HINESVILLE, GA (FHA|USDA|VA) 2 $330,000 $165,000 $5,062 3.50%
Vernal, UT (FHA|USDA|VA) 2 $330,000 $165,000 $4,260 3.13%
McMinnville, TN (FHA|USDA|VA) 1 $325,000 $325,000 $14,562 3.50%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $325,000 $325,000 $2,236 2.63%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 2 $320,000 $160,000 $3,408 3.31%
Red Bluff, CA (FHA|USDA|VA) 1 $305,000 $305,000 $6,046 3.75%
FLORENCE, SC (FHA|USDA|VA) 2 $300,000 $150,000 $5,784 3.56%
Silver City, NM (FHA|USDA|VA) 2 $300,000 $150,000 $4,854 3.62%
BOISE CITY, ID (FHA|USDA|VA) 1 $295,000 $295,000 $4,040 3.50%
Fort Morgan, CO (FHA|USDA|VA) 1 $295,000 $295,000 $8,639 3.75%
Heber, UT (FHA|USDA|VA) 1 $295,000 $295,000 $3,199 3.25%
Crescent City, CA (FHA|USDA|VA) 1 $295,000 $295,000 $0 3.50%
Cambridge, MD (FHA|USDA|VA) 2 $290,000 $145,000 $4,791 3.00%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 2 $290,000 $145,000 $4,057 3.63%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 2 $290,000 $145,000 $4,605 3.25%
ST. CLOUD, MN (FHA|USDA|VA) 1 $285,000 $285,000 $7,668 3.13%
ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $285,000 $285,000 $3,749 3.25%
PORT ST. LUCIE, FL (FHA|USDA|VA) 1 $285,000 $285,000 $4,718 3.63%
WILMINGTON, NC (FHA|USDA|VA) 1 $285,000 $285,000 $3,986 3.75%
SUMTER, SC (FHA|USDA|VA) 2 $280,000 $140,000 $3,784 3.31%
DULUTH, MN-WI (FHA|USDA|VA) 2 $280,000 $140,000 $4,631 3.56%
Key West, FL (FHA|USDA|VA) 1 $275,000 $275,000 $9,767 4.13%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $275,000 $275,000 $5,363 3.13%
ALBANY, GA (FHA|USDA|VA) 2 $270,000 $135,000 $6,078 3.31%
WINCHESTER, VA-WV (FHA|USDA|VA) 1 $265,000 $265,000 $9,199 3.88%
Athens, TN (FHA|USDA|VA) 2 $260,000 $130,000 $4,743 3.75%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 2 $260,000 $130,000 $4,605 3.44%
Evanston, WY (FHA|USDA|VA) 2 $260,000 $130,000 $3,176 2.06%
FORT WAYNE, IN (FHA|USDA|VA) 2 $260,000 $130,000 $2,736 3.38%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $255,000 $255,000 $8,470 3.75%
TYLER, TX (FHA|USDA|VA) 1 $255,000 $255,000 $4,241 2.75%
EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $255,000 $255,000 $10,404 3.50%
Jefferson, GA (FHA|USDA|VA) 1 $255,000 $255,000 $4,431 3.50%
Othello, WA (FHA|USDA|VA) 1 $255,000 $255,000 $5,944 3.50%
CHEYENNE, WY (FHA|USDA|VA) 1 $255,000 $255,000 $3,668 2.88%
MANSFIELD, OH (FHA|USDA|VA) 4 $250,000 $62,500 $3,266 2.00%
MIDLAND, MI (FHA|USDA|VA) 1 $245,000 $245,000 $3,661 4.38%
Shelby, NC (FHA|USDA|VA) 1 $245,000 $245,000 $9,175 3.25%
Del Rio, TX (FHA|USDA|VA) 2 $240,000 $120,000 $2,569 2.06%
ROCHESTER, MN (FHA|USDA|VA) 1 $235,000 $235,000 $7,590 3.00%
Muskogee, OK (FHA|USDA|VA) 1 $235,000 $235,000 $7,388 3.63%
FARMINGTON, NM (FHA|USDA|VA) 1 $235,000 $235,000 $4,798 3.38%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $235,000 $235,000 $0 3.63%
SAGINAW, MI (FHA|USDA|VA) 1 $235,000 $235,000 $7,521 3.63%
Oxford, MS (FHA|USDA|VA) 1 $235,000 $235,000 $2,063 2.75%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 1 $235,000 $235,000 $4,007 4.38%
LIMA, OH (FHA|USDA|VA) 2 $230,000 $115,000 $5,622 1.94%
Fort Polk South, LA (FHA|USDA|VA) 1 $225,000 $225,000 $8,692 3.63%
VICTORIA, TX (FHA|USDA|VA) 1 $225,000 $225,000 $4,109 4.13%
Shawnee, OK (FHA|USDA|VA) 1 $225,000 $225,000 $3,560 3.50%
Easton, MD (FHA|USDA|VA) 1 $225,000 $225,000 $4,698 3.50%
SALEM, OR (FHA|USDA|VA) 1 $225,000 $225,000 $3,131 2.88%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $225,000 $225,000 $2,603 3.25%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 1 $225,000 $225,000 $3,968 3.63%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $225,000 $225,000 $8,550 2.50%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 2 $220,000 $110,000 $5,206 1.88%
EAU CLAIRE, WI (FHA|USDA|VA) 1 $215,000 $215,000 $6,523 3.75%
Albemarle, NC (FHA|USDA|VA) 1 $215,000 $215,000 $7,608 3.63%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $215,000 $215,000 $9,854 3.25%
Ashtabula, OH (FHA|USDA|VA) 2 $210,000 $105,000 $4,056 3.56%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $205,000 $205,000 $6,808 2.75%
JACKSON, MS (FHA|USDA|VA) 1 $205,000 $205,000 $7,340 3.00%
Ponca City, OK (FHA|USDA|VA) 1 $205,000 $205,000 $3,365 2.75%
Seneca, SC (FHA|USDA|VA) 1 $205,000 $205,000 $3,921 3.63%
Shelbyville, TN (FHA|USDA|VA) 1 $205,000 $205,000 $3,841 2.38%
Elizabeth City, NC (FHA|USDA|VA) 1 $205,000 $205,000 $3,640 4.00%
Danville, VA (FHA|USDA|VA) 2 $200,000 $100,000 $6,122 3.69%
SPARTANBURG, SC (FHA|USDA|VA) 1 $195,000 $195,000 $3,911 3.88%
PUEBLO, CO (FHA|USDA|VA) 2 $190,000 $95,000 $3,084 1.63%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 2 $190,000 $95,000 $5,445 2.13%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $185,000 $185,000 $11,389 2.75%
Thomasville, GA (FHA|USDA|VA) 1 $185,000 $185,000 $5,606 3.38%
NEW BERN, NC (FHA|USDA|VA) 1 $185,000 $185,000 $4,269 3.38%
APPLETON, WI (FHA|USDA|VA) 1 $185,000 $185,000 $4,790 3.38%
Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $185,000 $185,000 $6,144 2.75%
Las Vegas, NM (FHA|USDA|VA) 2 $180,000 $90,000 $5,243 1.88%
Mount Vernon, OH (FHA|USDA|VA) 2 $180,000 $90,000 $4,582 1.94%
Brainerd, MN (FHA|USDA|VA) 1 $175,000 $175,000 $3,610 2.88%
Big Rapids, MI (FHA|USDA|VA) 1 $175,000 $175,000 $2,830 3.25%
YORK-HANOVER, PA (FHA|USDA|VA) 1 $175,000 $175,000 $4,534 3.13%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $175,000 $175,000 $3,527 3.38%
Lexington, NE (FHA|USDA|VA) 1 $175,000 $175,000 $2,034 3.38%
Moses Lake, WA (FHA|USDA|VA) 1 $165,000 $165,000 $5,240 2.88%
MUNCIE, IN (FHA|USDA|VA) 1 $165,000 $165,000 $5,638 3.75%
Searcy, AR (FHA|USDA|VA) 1 $165,000 $165,000 $8,003 3.63%
Glenwood Springs, CO (FHA|USDA|VA) 1 $165,000 $165,000 $2,423 3.99%
North Platte, NE (FHA|USDA|VA) 1 $165,000 $165,000 $3,246 3.25%
Dumas, TX (FHA|USDA|VA) 1 $165,000 $165,000 $5,925 3.38%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 1 $165,000 $165,000 $3,185 3.88%
LAFAYETTE, LA (FHA|USDA|VA) 1 $165,000 $165,000 $5,440 3.25%
Georgetown, SC (FHA|USDA|VA) 1 $155,000 $155,000 $4,563 3.63%
Warren, PA (FHA|USDA|VA) 1 $155,000 $155,000 $9,259 3.00%
Washington Court House, OH (FHA|USDA|VA) 1 $155,000 $155,000 $3,363 3.38%
Clovis, NM (FHA|USDA|VA) 1 $155,000 $155,000 $7,031 3.38%
Effingham, IL (FHA|USDA|VA) 1 $155,000 $155,000 $6,084 3.63%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $155,000 $155,000 $3,842 3.88%
Greeneville, TN (FHA|USDA|VA) 1 $155,000 $155,000 $3,443 3.63%
McPherson, KS (FHA|USDA|VA) 1 $145,000 $145,000 $3,995 3.38%
Pahrump, NV (FHA|USDA|VA) 1 $145,000 $145,000 $2,607 2.38%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $145,000 $145,000 $1,998 3.38%
Deming, NM (FHA|USDA|VA) 1 $145,000 $145,000 $4,252 3.38%
GREEN BAY, WI (FHA|USDA|VA) 1 $145,000 $145,000 $2,878 3.50%
HARRISONBURG, VA (FHA|USDA|VA) 1 $145,000 $145,000 $2,438 2.38%
VALDOSTA, GA (FHA|USDA|VA) 1 $135,000 $135,000 $6,065 3.50%
Dodge City, KS (FHA|USDA|VA) 1 $135,000 $135,000 $4,992 3.75%
COLUMBUS, GA-AL (FHA|USDA|VA) 1 $135,000 $135,000 $6,261 3.50%
ALEXANDRIA, LA (FHA|USDA|VA) 1 $135,000 $135,000 $7,135 5.25%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $135,000 $135,000 $5,273 3.63%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $135,000 $135,000 $3,038 3.50%
Findlay, OH (FHA|USDA|VA) 2 $130,000 $65,000 $3,786 1.81%
Defiance, OH (FHA|USDA|VA) 2 $130,000 $65,000 $2,647 2.13%
Okeechobee, FL (FHA|USDA|VA) 1 $125,000 $125,000 $9,494 3.63%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $125,000 $125,000 $3,339 3.25%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $125,000 $125,000 $3,498 3.63%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 1 $125,000 $125,000 $3,579 3.38%
CHARLESTON, WV (FHA|USDA|VA) 1 $115,000 $115,000 $3,912 3.50%
DECATUR, IL (FHA|USDA|VA) 1 $115,000 $115,000 $2,451 3.00%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $115,000 $115,000 $3,783 3.38%
MUSKEGON, MI (FHA|USDA|VA) 1 $115,000 $115,000 $3,080 3.50%
Auburn, IN (FHA|USDA|VA) 1 $115,000 $115,000 $2,641 3.25%
LAWTON, OK (FHA|USDA|VA) 1 $115,000 $115,000 $5,578 2.75%
Zanesville, OH (FHA|USDA|VA) 1 $115,000 $115,000 $3,518 3.38%
Klamath Falls, OR (FHA|USDA|VA) 1 $115,000 $115,000 $5,986 2.50%
Ottawa, IL (FHA|USDA|VA) 1 $105,000 $105,000 $5,296 3.38%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $105,000 $105,000 $5,416 3.63%
KOKOMO, IN (FHA|USDA|VA) 1 $105,000 $105,000 $2,508 3.25%
Roswell, NM (FHA|USDA|VA) 1 $105,000 $105,000 $5,277 3.63%
Pampa, TX (FHA|USDA|VA) 1 $105,000 $105,000 $0 3.50%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $95,000 $95,000 $4,662 3.50%
Palatka, FL (FHA|USDA|VA) 1 $95,000 $95,000 $7,607 3.63%
Portsmouth, OH (FHA|USDA|VA) 2 $90,000 $45,000 $2,803 1.94%
OWENSBORO, KY (FHA|USDA|VA) 1 $85,000 $85,000 $4,049 3.88%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $85,000 $85,000 $4,933 3.63%
TOPEKA, KS (FHA|USDA|VA) 1 $85,000 $85,000 $3,138 3.25%
Cleveland, MS (FHA|USDA|VA) 1 $65,000 $65,000 $3,540 3.00%
Lumberton, NC (FHA|USDA|VA) 1 $55,000 $55,000 $4,693 3.25%
Moria Development's top markets include Phoenix, Tucson, San Diego, Omaha, and Prescott Valley among others.

Their top states include:
  • Arizona (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Nebraska (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 5,942 $1,627,830,000 $273,953 $4,514 3.11%
    FHA 1,265 $312,565,000 $247,087 $9,412 3.41%
    VA 370 $137,860,000 $372,595 $8,918 2.87%
    USDA 44 $7,880,000 $179,091 $5,979 3.11%
    FHA 8 $1,920,000 $240,000 $0 3.58%
    Reverse Mortgage 1 $195,000 $195,000 $0 3.63%

    For 2021, Moria Development's most frequently originated type of loan was Conventional, with 5,942 originations. Their 2nd most popular type was FHA, with 1,265 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 4,234 $1,154,880,000 $272,763 $6,490 3.15%
    Refi 2,542 $694,410,000 $273,175 $4,191 3.10%
    Cash Out Refi 854 $238,960,000 $279,813 $4,930 3.31%

    For 2021, Moria Development's most frequently cited loan purpose was Home Purchase, with 4,234 originations. The 2nd most popular reason was Refi, with 2,542 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 6,832 $1,956,400,000 $286,358 $5,890 3.28%
    15 Year 365 $79,225,000 $217,055 $3,537 2.69%
    3 Year 177 $1,675,000 $9,463 $80 0.02%
    20 Year 121 $30,645,000 $253,264 $3,855 2.99%
    Other 69 $15,925,000 $230,797 $3,200 2.72%
    10 Year 61 $4,335,000 $71,066 $1,180 1.81%
    5 Year 5 $45,000 $9,000 $200 0.00%

    For 2021, Moria Development's most frequently cited loan duration was 30 Year, with 6,832 originations. The 2nd most popular length was 15 Year, with 365 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 3,874 $1,048,090,000 $270,545
    $2k-3k 1,077 $290,105,000 $269,364
    $5k+ 793 $322,705,000 $406,942
    $3k-4k 759 $205,665,000 $270,968
    $<1k 576 $58,160,000 $100,972
    $4k-5k 526 $160,470,000 $305,076

    Moria Development's average total fees were $5,890, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 3,874 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 4,462 $1,270,220,000 $284,675
    2.5-3% 2,111 $611,185,000 $289,524
    <2.5% 648 $101,920,000 $157,284
    4-5% 384 $99,070,000 $257,995
    5-6% 22 $5,500,000 $250,000
    7-8% 3 $355,000 $118,333

    During 2021, Moria Development's average interest rate for loans was 3.28%, while their most frequently originated rate bucket for loans was 3-4%, with 4,462 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 3,914 $1,111,180,000 $283,899 $6,054 3.32%
    $100k-200k 1,894 $298,930,000 $157,830 $4,299 3.26%
    $400k-600k 992 $474,850,000 $478,679 $7,243 3.22%
    $100,000 or less 596 $23,170,000 $38,876 $1,480 1.61%
    $600k-1MM 211 $148,075,000 $701,777 $9,770 3.08%
    $1MM+ 23 $32,045,000 $1,393,261 $15,020 3.26%

    2021 saw Moria Development place emphasis on $200k-400k loans with 3,914 originations, totaling $1,111,180,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 2,151 $473,255,000 $220,016 $5,230 3.11%
    $50k or less 1,479 $254,495,000 $172,072 $4,496 3.03%
    $75k-100k 1,471 $408,815,000 $277,916 $5,844 3.19%
    $100k-150k 1,456 $492,470,000 $338,235 $6,105 3.24%
    $150k-250k 766 $312,750,000 $408,290 $6,514 3.22%
    $250k+ 235 $120,695,000 $513,596 $6,913 3.19%

    Moria Development lent most frequently to those with incomes in the $50k-75k range, with 2,151 originations. The second most popular income band? $50k or less, with 1,479 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 1,373 $369,245,000 $268,933 $5,142 3.15%
    20-30% 1,335 $368,795,000 $276,251 $4,707 3.10%
    50-60% 431 $106,085,000 $246,137 $8,689 3.22%
    44% 417 $119,025,000 $285,432 $5,894 3.32%
    <20% 409 $97,615,000 $238,667 $3,829 2.90%
    43% 336 $92,010,000 $273,839 $5,715 3.21%
    42% 334 $97,080,000 $290,659 $5,898 3.25%
    40% 317 $87,435,000 $275,820 $5,669 3.16%
    41% 315 $85,955,000 $272,873 $5,730 3.14%
    39% 306 $82,050,000 $268,137 $5,302 3.23%
    38% 304 $86,940,000 $285,987 $5,503 3.20%
    36% 277 $75,055,000 $270,957 $5,781 3.08%
    37% 271 $75,805,000 $279,723 $5,603 3.12%
    45% 248 $70,330,000 $283,589 $5,730 3.16%
    49% 243 $71,095,000 $292,572 $7,055 3.27%
    47% 207 $60,185,000 $290,749 $6,432 3.23%
    48% 198 $56,100,000 $283,333 $6,234 3.20%
    46% 195 $52,965,000 $271,615 $5,797 3.13%
    >60% 5 $1,635,000 $327,000 $5,508 2.78%

    Moria Development lent most frequently to those with DTI ratios of 30-36%, with 1,373 originations. The next most common DTI ratio? 20-30%, with 1,335 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 4,781 $1,337,375,000 $279,727 $5,567 3.25%
    Not provided 2,191 $580,415,000 $264,909 $5,257 2.92%
    Black 384 $85,780,000 $223,385 $6,410 3.12%
    Asian 163 $53,855,000 $330,399 $6,073 3.23%
    American Indian 68 $17,010,000 $250,147 $6,250 3.47%
    Native Hawaiian or Islander 16 $4,250,000 $265,625 $5,370 3.23%
    Asian Indian 5 $2,665,000 $533,000 $8,785 3.08%
    Filipino 6 $2,220,000 $370,000 $9,581 3.58%
    Chinese 10 $2,140,000 $214,000 $7,253 3.39%
    Other Asian 3 $1,465,000 $488,333 $5,414 2.83%
    Korean 1 $685,000 $685,000 $25,280 3.25%
    Vietnamese 1 $245,000 $245,000 $2,783 3.75%
    Japanese 1 $145,000 $145,000 $6,059 3.25%

    Approval Rates

    Total approvals of all applications
    98.17%

    Moria Development has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    79.96%

    Moria Development has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 7,630 $2,088,250,000 $273,689

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    7,630 $2,088,250,000 $273,689

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 300 $54,640,000 $182,133 $3,264 2.97%
    40-60% 1,019 $263,615,000 $258,700 $3,837 3.05%
    60-80% 2,386 $731,730,000 $306,676 $4,998 3.30%
    80-100% 3,472 $1,001,860,000 $288,554 $7,008 3.37%
    Over 100% 67 $29,065,000 $433,806 $15,964 2.84%
    Under 20% 384 $7,010,000 $18,255 $349 0.74%