Moria Development Mortgage Rates, Fees & Info

TEMPE, AZ

LEI: 549300N3JBQ15RQ7AV97

Tax ID: 86-0431588

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Mortgage Data

Review & Overview

Moria Development is a smaller mortgage company specializing in Home Purchase loans. Moria Development has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Phoenix, Tucson, Omaha, San Diego, and Prescott Valley among others. We have data for 299 markets. (Some data included below & more in-depth data is available with an active subscription.)

Moria Development has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Moria Development is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.83% 11/17/24
30 Year Conventional Refi 6.88% 11/17/24
30 Year Cash-out Refi 6.77% 11/17/24
30 Year FHA Purchase 7.83% 11/17/24
30 Year FHA Refi 7.44% 11/17/24
30 Year VA Purchase 6.46% 11/17/24
30 Year VA Refi 6.56% 11/17/24
30 Year USDA Purchase 7.06% 11/17/24
15 Year Conventional Purchase 6.65% 11/17/24
15 Year Conventional Refi 6.53% 11/17/24
15 Year Cash-out Refi 6.53% 11/17/24
15 Year FHA Refi 7.22% 11/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Moria Development Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Moria Development. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

3,344

Origination Dollar Volume (All Markets)

$978,470,000

Awards

MORIA DEVELOPMENT FHA Loans gold MORIA DEVELOPMENT FHA Loans silver
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Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 1,081 $388,485,000 $359,376 $8,703 4.81%
TUCSON, AZ (FHA|USDA|VA) 281 $83,035,000 $295,498 $7,717 4.77%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 219 $48,695,000 $222,352 $5,813 4.88%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 64 $37,420,000 $584,688 $13,502 5.00%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 68 $21,370,000 $314,265 $8,954 4.81%
Outside of Metro Areas 98 $16,850,000 $171,939 $6,758 4.99%
LINCOLN, NE (FHA|USDA|VA) 75 $16,185,000 $215,800 $5,044 4.77%
FLAGSTAFF, AZ (FHA|USDA|VA) 41 $15,465,000 $377,195 $10,050 5.12%
GRAND ISLAND, NE (FHA|USDA|VA) 66 $14,360,000 $217,576 $8,173 5.30%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 42 $14,020,000 $333,810 $10,309 4.81%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 35 $12,465,000 $356,143 $11,588 4.15%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 25 $12,065,000 $482,600 $9,036 5.13%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 42 $10,520,000 $250,476 $10,967 5.03%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 22 $9,910,000 $450,455 $12,630 4.91%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 34 $9,600,000 $282,353 $8,528 5.01%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 34 $9,350,000 $275,000 $9,738 5.13%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 19 $9,345,000 $491,842 $12,453 4.66%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 25 $9,045,000 $361,800 $5,805 5.17%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 38 $8,980,000 $236,316 $8,573 4.61%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 22 $8,510,000 $386,818 $7,875 4.19%
Show Low, AZ (FHA|USDA|VA) 25 $8,185,000 $327,400 $8,011 4.96%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 15 $7,655,000 $510,333 $12,099 5.02%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 20 $5,550,000 $277,500 $10,956 4.29%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 20 $5,480,000 $274,000 $7,760 4.66%
FORT COLLINS, CO (FHA|USDA|VA) 13 $4,745,000 $365,000 $6,511 3.95%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 14 $4,650,000 $332,143 $10,787 4.95%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 19 $4,425,000 $232,895 $8,654 4.89%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 16 $4,220,000 $263,750 $10,188 5.12%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 19 $4,185,000 $220,263 $7,312 5.02%
BAKERSFIELD, CA (FHA|USDA|VA) 26 $4,140,000 $159,231 $6,463 3.32%
COLUMBUS, OH (FHA|USDA|VA) 30 $4,140,000 $138,000 $5,265 3.60%
SALT LAKE CITY, UT (FHA|USDA|VA) 11 $3,985,000 $362,273 $10,531 4.89%
Hastings, NE (FHA|USDA|VA) 24 $3,700,000 $154,167 $6,356 5.40%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 15 $3,405,000 $227,000 $7,843 4.53%
EL PASO, TX (FHA|USDA|VA) 17 $3,355,000 $197,353 $6,485 4.86%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 12 $3,340,000 $278,333 $11,364 4.99%
Payson, AZ (FHA|USDA|VA) 10 $3,300,000 $330,000 $8,958 5.48%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 15 $3,175,000 $211,667 $7,042 4.02%
GREELEY, CO (FHA|USDA|VA) 7 $3,155,000 $450,714 $6,981 3.79%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 34 $3,020,000 $88,824 $4,575 3.87%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 13 $2,935,000 $225,769 $7,676 4.64%
ALBUQUERQUE, NM (FHA|USDA|VA) 12 $2,900,000 $241,667 $8,706 4.73%
MODESTO, CA (FHA|USDA|VA) 6 $2,510,000 $418,333 $13,635 5.48%
REDDING, CA (FHA|USDA|VA) 7 $2,355,000 $336,429 $7,637 4.50%
SAVANNAH, GA (FHA|USDA|VA) 10 $2,330,000 $233,000 $9,107 4.46%
Nogales, AZ (FHA|USDA|VA) 8 $2,260,000 $282,500 $7,246 5.48%
JACKSONVILLE, FL (FHA|USDA|VA) 9 $2,215,000 $246,111 $8,922 5.05%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 13 $2,205,000 $169,615 $6,341 4.33%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 10 $2,190,000 $219,000 $9,902 5.35%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 17 $2,085,000 $122,647 $4,722 3.37%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 8 $2,030,000 $253,750 $10,282 4.89%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 6 $1,970,000 $328,333 $10,561 4.52%
STOCKTON, CA (FHA|USDA|VA) 4 $1,910,000 $477,500 $14,863 5.38%
TOLEDO, OH (FHA|USDA|VA) 19 $1,795,000 $94,474 $4,982 3.27%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 6 $1,790,000 $298,333 $9,354 4.79%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 6 $1,650,000 $275,000 $5,508 5.19%
Heber, UT (FHA|USDA|VA) 1 $1,545,000 $1,545,000 $7,610 6.50%
DAYTON-KETTERING, OH (FHA|USDA|VA) 15 $1,475,000 $98,333 $4,766 4.28%
PORT ST. LUCIE, FL (FHA|USDA|VA) 5 $1,455,000 $291,000 $13,184 4.93%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 12 $1,370,000 $114,167 $5,907 3.82%
NAPA, CA (FHA|USDA|VA) 3 $1,355,000 $451,667 $7,602 4.54%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 6 $1,330,000 $221,667 $9,017 5.17%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 6 $1,270,000 $211,667 $8,933 5.79%
RICHMOND, VA (FHA|USDA|VA) 5 $1,215,000 $243,000 $10,361 4.08%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 8 $1,200,000 $150,000 $5,514 4.66%
VALLEJO, CA (FHA|USDA|VA) 5 $1,185,000 $237,000 $7,012 3.45%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 4 $1,180,000 $295,000 $12,793 4.72%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 2 $1,170,000 $585,000 $6,010 5.31%
RALEIGH-CARY, NC (FHA|USDA|VA) 4 $1,140,000 $285,000 $8,614 4.84%
Fremont, NE (FHA|USDA|VA) 7 $1,135,000 $162,143 $3,459 3.70%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 6 $1,130,000 $188,333 $8,173 4.31%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 3 $1,125,000 $375,000 $8,825 4.83%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 4 $1,110,000 $277,500 $11,977 5.06%
KNOXVILLE, TN (FHA|USDA|VA) 4 $1,080,000 $270,000 $10,071 5.34%
FRESNO, CA (FHA|USDA|VA) 2 $1,060,000 $530,000 $8,254 5.06%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 2 $1,020,000 $510,000 $8,190 6.63%
SALEM, OR (FHA|USDA|VA) 2 $960,000 $480,000 $14,613 5.75%
AKRON, OH (FHA|USDA|VA) 11 $955,000 $86,818 $4,615 4.36%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 3 $945,000 $315,000 $14,724 4.54%
CHICO, CA (FHA|USDA|VA) 3 $915,000 $305,000 $8,670 5.88%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 5 $915,000 $183,000 $6,385 5.05%
OCALA, FL (FHA|USDA|VA) 4 $910,000 $227,500 $9,124 4.72%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 3 $905,000 $301,667 $8,072 5.67%
VISALIA, CA (FHA|USDA|VA) 5 $885,000 $177,000 $5,684 2.75%
GRAND JUNCTION, CO (FHA|USDA|VA) 3 $885,000 $295,000 $8,995 4.75%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 4 $830,000 $207,500 $8,825 6.25%
CANTON-MASSILLON, OH (FHA|USDA|VA) 7 $825,000 $117,857 $4,871 3.70%
ASHEVILLE, NC (FHA|USDA|VA) 3 $825,000 $275,000 $10,133 4.00%
BOISE CITY, ID (FHA|USDA|VA) 2 $820,000 $410,000 $6,295 5.13%
BEND, OR (FHA|USDA|VA) 2 $810,000 $405,000 $6,958 5.38%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 4 $800,000 $200,000 $6,677 4.65%
EL CENTRO, CA (FHA|USDA|VA) 4 $800,000 $200,000 $7,071 4.56%
MIDLAND, TX (FHA|USDA|VA) 2 $790,000 $395,000 $7,640 4.31%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 4 $790,000 $197,500 $6,938 4.25%
PITTSBURGH, PA (FHA|USDA|VA) 7 $785,000 $112,143 $6,423 4.43%
OKLAHOMA CITY, OK (FHA|USDA|VA) 4 $780,000 $195,000 $6,786 5.06%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 3 $775,000 $258,333 $11,393 4.88%
CORPUS CHRISTI, TX (FHA|USDA|VA) 5 $725,000 $145,000 $4,538 3.23%
WARNER ROBINS, GA (FHA|USDA|VA) 4 $720,000 $180,000 $7,621 5.59%
LIMA, OH (FHA|USDA|VA) 8 $680,000 $85,000 $3,454 3.28%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 3 $675,000 $225,000 $7,181 5.58%
Cedar City, UT (FHA|USDA|VA) 3 $665,000 $221,667 $8,659 7.67%
LOUISVILLE, KY (FHA|USDA|VA) 3 $665,000 $221,667 $7,520 5.63%
JACKSON, MS (FHA|USDA|VA) 3 $645,000 $215,000 $10,572 5.46%
KANSAS CITY, MO-KS (FHA|USDA|VA) 4 $630,000 $157,500 $6,328 5.31%
ALBANY-LEBANON, OR (FHA|USDA|VA) 3 $625,000 $208,333 $9,399 3.63%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 2 $620,000 $310,000 $9,344 5.00%
COLUMBIA, SC (FHA|USDA|VA) 3 $595,000 $198,333 $6,366 5.38%
MERCED, CA (FHA|USDA|VA) 3 $565,000 $188,333 $5,642 3.88%
Safford, AZ (FHA|USDA|VA) 2 $550,000 $275,000 $13,533 5.69%
COLORADO SPRINGS, CO (FHA|USDA|VA) 2 $540,000 $270,000 $9,012 5.13%
WICHITA, KS (FHA|USDA|VA) 3 $535,000 $178,333 $4,621 5.04%
READING, PA (FHA|USDA|VA) 2 $530,000 $265,000 $5,589 4.31%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 2 $530,000 $265,000 $11,975 5.19%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 3 $525,000 $175,000 $7,881 5.54%
Hermiston-Pendleton, OR (FHA|USDA|VA) 2 $520,000 $260,000 $11,387 5.19%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 2 $520,000 $260,000 $14,066 4.69%
GRANTS PASS, OR (FHA|USDA|VA) 1 $515,000 $515,000 $27,171 5.13%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 4 $500,000 $125,000 $5,836 3.53%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 1 $495,000 $495,000 $14,000 3.75%
LAS CRUCES, NM (FHA|USDA|VA) 3 $495,000 $165,000 $5,299 6.08%
Beatrice, NE (FHA|USDA|VA) 5 $495,000 $99,000 $2,988 4.70%
GETTYSBURG, PA (FHA|USDA|VA) 2 $490,000 $245,000 $7,625 5.06%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 3 $485,000 $161,667 $7,444 3.79%
Holland, MI (FHA|USDA|VA) 2 $470,000 $235,000 $7,394 5.31%
ST. GEORGE, UT (FHA|USDA|VA) 1 $455,000 $455,000 $17,202 6.38%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $455,000 $455,000 $10,281 5.63%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 3 $455,000 $151,667 $4,312 5.12%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $455,000 $455,000 $4,355 3.38%
RENO, NV (FHA|USDA|VA) 2 $450,000 $225,000 $7,258 1.69%
Outside of Metro Areas 1 $445,000 $445,000 $9,995 6.50%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 1 $445,000 $445,000 $4,769 6.38%
Starkville, MS (FHA|USDA|VA) 1 $445,000 $445,000 $0 4.00%
FAYETTEVILLE, NC (FHA|USDA|VA) 3 $445,000 $148,333 $7,098 5.38%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 2 $440,000 $220,000 $9,903 5.50%
Snyder, TX (FHA|USDA|VA) 1 $435,000 $435,000 $5,947 4.37%
Grand Rapids, MN (FHA|USDA|VA) 2 $430,000 $215,000 $5,333 4.31%
SALINAS, CA (FHA|USDA|VA) 1 $425,000 $425,000 $17,989 5.00%
THE VILLAGES, FL (FHA|USDA|VA) 1 $415,000 $415,000 $5,152 5.99%
TALLAHASSEE, FL (FHA|USDA|VA) 2 $410,000 $205,000 $9,098 4.69%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 2 $410,000 $205,000 $9,748 5.50%
BRUNSWICK, GA (FHA|USDA|VA) 2 $410,000 $205,000 $11,440 4.31%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 2 $410,000 $205,000 $9,968 5.56%
PROVO-OREM, UT (FHA|USDA|VA) 1 $405,000 $405,000 $14,288 5.38%
Clearlake, CA (FHA|USDA|VA) 3 $405,000 $135,000 $5,265 1.63%
FARGO, ND-MN (FHA|USDA|VA) 2 $400,000 $200,000 $5,322 5.88%
HOT SPRINGS, AR (FHA|USDA|VA) 2 $390,000 $195,000 $8,931 5.56%
BATON ROUGE, LA (FHA|USDA|VA) 1 $385,000 $385,000 $17,014 5.50%
Mount Vernon, OH (FHA|USDA|VA) 2 $380,000 $190,000 $7,893 5.19%
CHEYENNE, WY (FHA|USDA|VA) 1 $375,000 $375,000 $3,531 5.00%
LYNCHBURG, VA (FHA|USDA|VA) 2 $370,000 $185,000 $7,805 5.38%
Whitewater, WI (FHA|USDA|VA) 1 $365,000 $365,000 $8,148 6.00%
Pottsville, PA (FHA|USDA|VA) 1 $365,000 $365,000 $15,565 4.13%
RACINE, WI (FHA|USDA|VA) 1 $365,000 $365,000 $12,893 2.75%
YUMA, AZ (FHA|USDA|VA) 2 $360,000 $180,000 $6,755 4.56%
VALDOSTA, GA (FHA|USDA|VA) 2 $360,000 $180,000 $6,135 4.37%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 2 $360,000 $180,000 $7,539 2.63%
Lexington, NE (FHA|USDA|VA) 2 $360,000 $180,000 $4,905 5.00%
DULUTH, MN-WI (FHA|USDA|VA) 2 $360,000 $180,000 $4,938 5.93%
YUBA CITY, CA (FHA|USDA|VA) 2 $360,000 $180,000 $6,275 2.06%
MEDFORD, OR (FHA|USDA|VA) 1 $355,000 $355,000 $5,294 5.75%
FORT SMITH, AR-OK (FHA|USDA|VA) 3 $355,000 $118,333 $4,744 3.38%
BOULDER, CO (FHA|USDA|VA) 1 $345,000 $345,000 $2,348 3.50%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 3 $345,000 $115,000 $4,007 4.08%
MADERA, CA (FHA|USDA|VA) 1 $345,000 $345,000 $7,950 5.75%
Athens, TX (FHA|USDA|VA) 1 $345,000 $345,000 $16,597 5.13%
TOPEKA, KS (FHA|USDA|VA) 2 $340,000 $170,000 $5,832 5.88%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $335,000 $335,000 $14,643 5.63%
CARSON CITY, NV (FHA|USDA|VA) 1 $325,000 $325,000 $3,798 3.88%
MANSFIELD, OH (FHA|USDA|VA) 3 $325,000 $108,333 $3,041 4.25%
EAU CLAIRE, WI (FHA|USDA|VA) 1 $325,000 $325,000 $14,994 5.63%
PUEBLO, CO (FHA|USDA|VA) 1 $325,000 $325,000 $13,989 5.38%
Aberdeen, WA (FHA|USDA|VA) 1 $325,000 $325,000 $8,126 5.63%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 2 $320,000 $160,000 $7,230 5.44%
Mountain Home, AR (FHA|USDA|VA) 2 $320,000 $160,000 $5,616 5.38%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $315,000 $315,000 $9,639 6.63%
GAINESVILLE, FL (FHA|USDA|VA) 2 $310,000 $155,000 $9,628 4.75%
North Platte, NE (FHA|USDA|VA) 2 $310,000 $155,000 $4,734 4.88%
ROCKFORD, IL (FHA|USDA|VA) 2 $310,000 $155,000 $7,595 5.81%
Kearney, NE (FHA|USDA|VA) 1 $305,000 $305,000 $13,729 5.75%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $305,000 $305,000 $14,456 5.63%
Sonora, CA (FHA|USDA|VA) 1 $295,000 $295,000 $13,727 5.75%
Klamath Falls, OR (FHA|USDA|VA) 1 $295,000 $295,000 $10,493 3.38%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 2 $290,000 $145,000 $7,678 5.38%
PEORIA, IL (FHA|USDA|VA) 2 $290,000 $145,000 $5,720 5.63%
Greenville, MS (FHA|USDA|VA) 2 $290,000 $145,000 $4,147 4.63%
ST. LOUIS, MO-IL (FHA|USDA|VA) 1 $285,000 $285,000 $13,901 5.63%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 1 $275,000 $275,000 $13,142 5.63%
TYLER, TX (FHA|USDA|VA) 1 $275,000 $275,000 $15,076 5.13%
Elizabeth City, NC (FHA|USDA|VA) 1 $275,000 $275,000 $8,696 4.63%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $265,000 $265,000 $5,260 5.50%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 1 $265,000 $265,000 $4,427 5.00%
ROCHESTER, MN (FHA|USDA|VA) 1 $265,000 $265,000 $8,750 6.13%
GRAND FORKS, ND-MN (FHA|USDA|VA) 1 $265,000 $265,000 $10,152 5.13%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $255,000 $255,000 $13,061 5.13%
Tupelo, MS (FHA|USDA|VA) 1 $255,000 $255,000 $10,652 3.63%
WACO, TX (FHA|USDA|VA) 1 $255,000 $255,000 $14,785 5.63%
Marion, IN (FHA|USDA|VA) 1 $255,000 $255,000 $8,562 3.38%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 1 $255,000 $255,000 $13,627 5.00%
Silver City, NM (FHA|USDA|VA) 1 $255,000 $255,000 $10,792 5.25%
Eagle Pass, TX (FHA|USDA|VA) 1 $245,000 $245,000 $6,624 3.50%
Shelton, WA (FHA|USDA|VA) 1 $245,000 $245,000 $12,002 6.13%
STAUNTON, VA (FHA|USDA|VA) 1 $245,000 $245,000 $9,070 3.88%
KANKAKEE, IL (FHA|USDA|VA) 2 $240,000 $120,000 $6,064 5.63%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $235,000 $235,000 $10,552 5.13%
LANCASTER, PA (FHA|USDA|VA) 1 $235,000 $235,000 $9,992 5.63%
Pahrump, NV (FHA|USDA|VA) 2 $230,000 $115,000 $5,416 2.25%
MUNCIE, IN (FHA|USDA|VA) 1 $225,000 $225,000 $4,468 6.13%
Boone, NC (FHA|USDA|VA) 1 $225,000 $225,000 $6,227 4.63%
MORGANTOWN, WV (FHA|USDA|VA) 1 $225,000 $225,000 $6,595 5.99%
Salem, OH (FHA|USDA|VA) 1 $215,000 $215,000 $8,629 4.13%
Oxford, MS (FHA|USDA|VA) 1 $215,000 $215,000 $7,892 5.50%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 1 $215,000 $215,000 $8,387 6.99%
Granbury, TX (FHA|USDA|VA) 1 $215,000 $215,000 $8,471 5.38%
Washington, NC (FHA|USDA|VA) 1 $215,000 $215,000 $5,492 6.13%
HATTIESBURG, MS (FHA|USDA|VA) 1 $205,000 $205,000 $4,304 4.75%
Forest City, NC (FHA|USDA|VA) 1 $195,000 $195,000 $2,448 3.50%
HAMMOND, LA (FHA|USDA|VA) 1 $195,000 $195,000 $8,630 5.13%
Wilmington, OH (FHA|USDA|VA) 1 $195,000 $195,000 $8,342 3.00%
Durant, OK (FHA|USDA|VA) 1 $195,000 $195,000 $11,445 5.50%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 1 $195,000 $195,000 $10,962 5.63%
Findlay, OH (FHA|USDA|VA) 2 $190,000 $95,000 $4,279 7.00%
Vernal, UT (FHA|USDA|VA) 1 $185,000 $185,000 $8,574 5.63%
Brevard, NC (FHA|USDA|VA) 1 $185,000 $185,000 $3,569 6.63%
BURLINGTON, NC (FHA|USDA|VA) 1 $185,000 $185,000 $6,312 5.62%
Ruidoso, NM (FHA|USDA|VA) 1 $185,000 $185,000 $6,523 4.88%
MORRISTOWN, TN (FHA|USDA|VA) 1 $185,000 $185,000 $3,546 3.38%
Plymouth, IN (FHA|USDA|VA) 1 $185,000 $185,000 $4,695 4.88%
Tiffin, OH (FHA|USDA|VA) 1 $185,000 $185,000 $10,002 4.63%
Menomonie, WI (FHA|USDA|VA) 1 $185,000 $185,000 $5,594 3.75%
WHEELING, WV-OH (FHA|USDA|VA) 2 $180,000 $90,000 $4,559 3.44%
Cedartown, GA (FHA|USDA|VA) 1 $175,000 $175,000 $7,838 5.63%
SIOUX FALLS, SD (FHA|USDA|VA) 1 $175,000 $175,000 $5,924 4.00%
LAFAYETTE, LA (FHA|USDA|VA) 1 $175,000 $175,000 $8,853 5.63%
TULSA, OK (FHA|USDA|VA) 1 $175,000 $175,000 $5,731 5.63%
ROME, GA (FHA|USDA|VA) 1 $175,000 $175,000 $8,198 5.38%
GREEN BAY, WI (FHA|USDA|VA) 1 $165,000 $165,000 $6,476 5.50%
APPLETON, WI (FHA|USDA|VA) 1 $165,000 $165,000 $5,940 6.88%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $165,000 $165,000 $6,088 3.63%
Brainerd, MN (FHA|USDA|VA) 1 $165,000 $165,000 $4,701 5.99%
Palestine, TX (FHA|USDA|VA) 1 $165,000 $165,000 $8,205 5.63%
Jacksonville, TX (FHA|USDA|VA) 1 $165,000 $165,000 $9,479 5.63%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 1 $165,000 $165,000 $4,675 3.63%
NEW BERN, NC (FHA|USDA|VA) 1 $165,000 $165,000 $3,799 5.88%
Greenville, OH (FHA|USDA|VA) 2 $160,000 $80,000 $4,461 5.88%
MUSKEGON, MI (FHA|USDA|VA) 1 $155,000 $155,000 $4,654 5.99%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $155,000 $155,000 $7,868 3.50%
MANHATTAN, KS (FHA|USDA|VA) 1 $155,000 $155,000 $5,933 6.13%
Shawnee, OK (FHA|USDA|VA) 1 $155,000 $155,000 $6,075 5.50%
Norfolk, NE (FHA|USDA|VA) 1 $155,000 $155,000 $3,190 6.13%
ALBANY, GA (FHA|USDA|VA) 2 $150,000 $75,000 $3,108 7.75%
TERRE HAUTE, IN (FHA|USDA|VA) 2 $150,000 $75,000 $5,083 2.13%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 1 $145,000 $145,000 $4,784 3.38%
JACKSONVILLE, NC (FHA|USDA|VA) 1 $145,000 $145,000 $6,387 5.63%
Price, UT (FHA|USDA|VA) 1 $145,000 $145,000 $9,396 4.88%
Rio Grande City-Roma, TX (FHA|USDA|VA) 1 $145,000 $145,000 $4,773 3.88%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $145,000 $145,000 $3,022 5.50%
Portsmouth, OH (FHA|USDA|VA) 2 $140,000 $70,000 $4,067 2.63%
SUMTER, SC (FHA|USDA|VA) 2 $140,000 $70,000 $4,487 2.38%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $135,000 $135,000 $7,961 6.13%
GOLDSBORO, NC (FHA|USDA|VA) 1 $135,000 $135,000 $7,097 5.13%
ERIE, PA (FHA|USDA|VA) 1 $135,000 $135,000 $9,218 6.13%
Ponca City, OK (FHA|USDA|VA) 1 $135,000 $135,000 $6,183 5.88%
HINESVILLE, GA (FHA|USDA|VA) 1 $135,000 $135,000 $5,963 4.38%
Huntington, IN (FHA|USDA|VA) 1 $135,000 $135,000 $2,717 5.50%
COLUMBUS, GA-AL (FHA|USDA|VA) 2 $130,000 $65,000 $4,020 7.75%
Corinth, MS (FHA|USDA|VA) 1 $125,000 $125,000 $3,304 5.25%
ALTOONA, PA (FHA|USDA|VA) 1 $125,000 $125,000 $7,787 5.63%
Deming, NM (FHA|USDA|VA) 1 $125,000 $125,000 $2,351 3.13%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $125,000 $125,000 $7,012 5.13%
FLINT, MI (FHA|USDA|VA) 1 $125,000 $125,000 $4,689 3.99%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $125,000 $125,000 $6,961 3.63%
Madisonville, KY (FHA|USDA|VA) 1 $125,000 $125,000 $7,601 4.63%
ROANOKE, VA (FHA|USDA|VA) 1 $125,000 $125,000 $6,148 5.25%
LONGVIEW, TX (FHA|USDA|VA) 1 $125,000 $125,000 $3,892 5.75%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $125,000 $125,000 $6,724 5.50%
Van Wert, OH (FHA|USDA|VA) 2 $120,000 $60,000 $3,550 2.75%
Waycross, GA (FHA|USDA|VA) 1 $115,000 $115,000 $4,826 5.63%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $115,000 $115,000 $4,336 4.13%
CHARLESTON, WV (FHA|USDA|VA) 1 $115,000 $115,000 $6,333 5.13%
Moultrie, GA (FHA|USDA|VA) 1 $105,000 $105,000 $2,887 4.13%
Grants, NM (FHA|USDA|VA) 1 $105,000 $105,000 $4,045 4.38%
KOKOMO, IN (FHA|USDA|VA) 1 $105,000 $105,000 $4,727 5.63%
Ottawa, IL (FHA|USDA|VA) 1 $105,000 $105,000 $6,517 4.00%
SPRINGFIELD, OH (FHA|USDA|VA) 2 $100,000 $50,000 $2,853 2.94%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $95,000 $95,000 $6,641 5.63%
Beeville, TX (FHA|USDA|VA) 1 $95,000 $95,000 $4,152 4.13%
MONROE, MI (FHA|USDA|VA) 1 $95,000 $95,000 $4,150 4.38%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $85,000 $85,000 $3,633 4.13%
Minden, LA (FHA|USDA|VA) 1 $85,000 $85,000 $3,558 3.75%
Nacogdoches, TX (FHA|USDA|VA) 1 $85,000 $85,000 $3,931 3.75%
Marietta, OH (FHA|USDA|VA) 2 $80,000 $40,000 $2,856 2.63%
Vicksburg, MS (FHA|USDA|VA) 1 $75,000 $75,000 $3,907 5.50%
Manitowoc, WI (FHA|USDA|VA) 1 $75,000 $75,000 $5,006 5.75%
Bennettsville, SC (FHA|USDA|VA) 1 $75,000 $75,000 $6,609 5.63%
Ludington, MI (FHA|USDA|VA) 1 $65,000 $65,000 $4,130 5.38%
Clarksdale, MS (FHA|USDA|VA) 1 $65,000 $65,000 $5,647 4.63%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $65,000 $65,000 $4,199 5.63%
Danville, VA (FHA|USDA|VA) 1 $45,000 $45,000 $3,285 3.75%
Moria Development's top markets include Phoenix, Tucson, Omaha, San Diego, and Prescott Valley among others.

Their top states include:
  • Arizona (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Nebraska (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 2,341 $696,515,000 $297,529 $6,596 4.65%
    FHA 800 $205,540,000 $256,925 $11,588 5.13%
    VA 173 $71,165,000 $411,358 $13,302 4.80%
    USDA 22 $4,090,000 $185,909 $7,803 4.72%
    FHA 8 $1,160,000 $145,000 $0 4.20%

    For 2022, Moria Development's most frequently originated type of loan was Conventional, with 2,341 originations. Their 2nd most popular type was FHA, with 800 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 2,729 $798,475,000 $292,589 $8,421 4.84%
    Refi 558 $162,600,000 $291,398 $6,747 4.36%
    Cash Out Refi 56 $16,830,000 $300,536 $8,516 5.60%
    Home Improvement 1 $565,000 $565,000 $10,232 5.99%

    For 2022, Moria Development's most frequently cited loan purpose was Home Purchase, with 2,729 originations. The 2nd most popular reason was Refi, with 558 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 3,078 $952,880,000 $309,578 $8,647 4.98%
    15 Year 78 $17,150,000 $219,872 $5,381 3.86%
    3 Year 67 $515,000 $7,687 $89 0.00%
    10 Year 51 $615,000 $12,059 $122 3.67%
    Other 44 $1,560,000 $35,455 $93 0.84%
    20 Year 20 $5,700,000 $285,000 $6,399 4.39%
    5 Year 6 $50,000 $8,333 $50 0.00%

    For 2022, Moria Development's most frequently cited loan duration was 30 Year, with 3,078 originations. The 2nd most popular length was 15 Year, with 78 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 1,100 $433,310,000 $393,918
    $1k-2k 825 $239,215,000 $289,958
    $3k-4k 426 $105,260,000 $247,089
    $4k-5k 365 $105,605,000 $289,329
    $2k-3k 329 $75,865,000 $230,593
    $<1k 278 $17,690,000 $63,633

    Moria Development's average total fees were $8,647, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,100 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    5-6% 1,125 $342,355,000 $304,316
    4-5% 835 $258,755,000 $309,886
    3-4% 623 $202,545,000 $325,112
    6-7% 423 $130,925,000 $309,515
    <2.5% 204 $2,660,000 $13,039
    7-8% 75 $25,395,000 $338,600
    2.5-3% 45 $15,695,000 $348,778
    Over 8% 14 $140,000 $10,000

    During 2022, Moria Development's average interest rate for loans was 4.98%, while their most frequently originated rate bucket for loans was 5-6%, with 1,125 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 1,565 $455,485,000 $291,045 $8,925 5.07%
    $100k-200k 721 $112,625,000 $156,207 $5,788 5.00%
    $400k-600k 572 $271,810,000 $475,192 $11,105 5.04%
    $100,000 or less 317 $9,485,000 $29,921 $1,337 2.21%
    $600k-1MM 152 $107,090,000 $704,539 $12,670 4.94%
    $1MM+ 17 $21,975,000 $1,292,647 $22,278 4.68%

    2022 saw Moria Development place emphasis on $200k-400k loans with 1,565 originations, totaling $455,485,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 939 $201,085,000 $214,148 $7,055 4.55%
    $100k-150k 733 $267,665,000 $365,164 $9,627 4.89%
    $75k-100k 706 $199,890,000 $283,130 $8,375 4.90%
    $50k or less 472 $69,580,000 $147,415 $5,516 4.47%
    $150k-250k 350 $161,850,000 $462,429 $10,300 5.13%
    $250k+ 137 $76,225,000 $556,387 $10,157 5.16%

    Moria Development lent most frequently to those with incomes in the $50k-75k range, with 939 originations. The second most popular income band? $100k-150k, with 733 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 508 $146,930,000 $289,232 $7,657 4.69%
    20-30% 408 $108,450,000 $265,809 $6,502 4.56%
    50-60% 337 $96,125,000 $285,237 $12,061 4.95%
    44% 197 $61,525,000 $312,310 $8,497 5.05%
    49% 169 $50,745,000 $300,266 $8,839 5.02%
    43% 157 $47,215,000 $300,732 $7,616 4.81%
    45% 157 $49,485,000 $315,191 $8,495 4.92%
    40% 151 $44,435,000 $294,272 $7,607 4.86%
    42% 148 $45,430,000 $306,959 $7,779 4.71%
    <20% 142 $29,370,000 $206,831 $4,968 3.52%
    39% 140 $43,400,000 $310,000 $7,677 4.56%
    47% 134 $44,440,000 $331,642 $8,790 5.15%
    41% 132 $42,280,000 $320,303 $7,997 4.82%
    48% 124 $38,060,000 $306,935 $9,142 5.09%
    46% 122 $34,620,000 $283,770 $8,924 4.86%
    36% 106 $31,070,000 $293,113 $7,481 4.87%
    38% 104 $32,660,000 $314,038 $7,775 4.75%
    37% 95 $29,925,000 $315,000 $7,556 5.08%
    >60% 8 $1,290,000 $161,250 $5,332 4.25%

    Moria Development lent most frequently to those with DTI ratios of 30-36%, with 508 originations. The next most common DTI ratio? 20-30%, with 408 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 2,315 $687,655,000 $297,043 $8,052 4.87%
    Not provided 600 $173,150,000 $288,583 $7,731 4.39%
    Black 276 $65,720,000 $238,116 $9,094 4.76%
    Asian 99 $36,095,000 $364,596 $9,634 4.83%
    American Indian 45 $12,645,000 $281,000 $8,676 4.89%
    Native Hawaiian or Islander 3 $1,415,000 $471,667 $18,275 4.79%
    Korean 1 $515,000 $515,000 $4,260 4.25%
    Asian Indian 1 $375,000 $375,000 $11,449 4.75%
    Other Asian 1 $345,000 $345,000 $14,873 4.99%
    Other Pacific Islander 1 $275,000 $275,000 $14,522 4.13%
    Filipino 1 $205,000 $205,000 $6,186 6.50%
    Vietnamese 1 $75,000 $75,000 $3,183 4.13%

    Approval Rates

    Total approvals of all applications
    95.80%

    Moria Development has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    68.72%

    Moria Development has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 3,344 $978,470,000 $292,605

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    3,344 $978,470,000 $292,605

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 113 $20,185,000 $178,628 $4,723 4.52%
    40-60% 300 $83,950,000 $279,833 $6,037 4.67%
    60-80% 725 $255,115,000 $351,883 $8,097 4.91%
    80-100% 1,921 $597,035,000 $310,794 $9,399 5.17%
    Over 100% 45 $18,475,000 $410,556 $19,336 5.11%
    Under 20% 240 $3,710,000 $15,458 $357 1.34%