Moria Development Mortgage Rates, Fees & Info
TEMPE, AZLEI: 549300N3JBQ15RQ7AV97
Tax ID: 86-0431588
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Mortgage Data
Review & Overview
Moria Development is a small mortgage company specializing in Home Purchase and Refi loans. Moria Development has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Phoenix, Tucson, San Diego, Lincoln, and Omaha among others. We have data for 200 markets. (Some data included below & more in-depth data is available with an active subscription.)Moria Development has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Moria Development is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.83% | 12/3/24 |
| 30 Year Conventional Refi | 6.88% | 12/3/24 |
| 30 Year Cash-out Refi | 6.77% | 12/3/24 |
| 30 Year FHA Purchase | 7.83% | 12/3/24 |
| 30 Year FHA Refi | 7.44% | 12/3/24 |
| 30 Year VA Purchase | 6.46% | 12/3/24 |
| 30 Year VA Refi | 6.56% | 12/3/24 |
| 30 Year USDA Purchase | 7.06% | 12/3/24 |
| 15 Year Conventional Purchase | 6.65% | 12/3/24 |
| 15 Year Conventional Refi | 6.53% | 12/3/24 |
| 15 Year Cash-out Refi | 6.53% | 12/3/24 |
| 15 Year FHA Refi | 7.22% | 12/3/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Moria Development Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
5,138Origination Dollar Volume (All Markets)
$1,174,240,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 2,757 | $653,355,000 | $236,980 | $5,774 | 4.22% |
| TUCSON, AZ (FHA|USDA|VA) | 435 | $86,355,000 | $198,517 | $5,598 | 4.09% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 141 | $69,045,000 | $489,681 | $9,816 | 3.98% |
| LINCOLN, NE (FHA|USDA|VA) | 260 | $42,840,000 | $164,769 | $3,825 | 3.78% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 247 | $39,625,000 | $160,425 | $3,663 | 3.84% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 62 | $16,900,000 | $272,581 | $7,265 | 4.57% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 59 | $14,265,000 | $241,780 | $6,062 | 4.79% |
| Show Low, AZ (FHA|USDA|VA) | 75 | $14,245,000 | $189,933 | $5,392 | 4.72% |
| Outside of Metro Areas | 86 | $13,750,000 | $159,884 | $5,234 | 4.44% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 55 | $13,715,000 | $249,364 | $5,390 | 4.75% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 49 | $12,965,000 | $264,592 | $7,031 | 4.32% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 22 | $12,390,000 | $563,182 | $9,967 | 4.21% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 40 | $11,440,000 | $286,000 | $8,540 | 4.25% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 43 | $9,965,000 | $231,744 | $5,722 | 4.57% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 35 | $7,555,000 | $215,857 | $6,495 | 4.47% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 30 | $7,420,000 | $247,333 | $6,104 | 4.33% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 47 | $6,995,000 | $148,830 | $5,387 | 4.79% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 12 | $6,510,000 | $542,500 | $9,057 | 4.13% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 24 | $5,750,000 | $239,583 | $5,991 | 4.09% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 15 | $5,275,000 | $351,667 | $6,295 | 4.43% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 14 | $4,710,000 | $336,429 | $5,362 | 4.71% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 21 | $4,645,000 | $221,190 | $6,604 | 4.95% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 13 | $4,395,000 | $338,077 | $6,381 | 4.36% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 25 | $4,295,000 | $171,800 | $7,564 | 3.32% |
| Payson, AZ (FHA|USDA|VA) | 18 | $3,990,000 | $221,667 | $5,807 | 4.13% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 15 | $3,725,000 | $248,333 | $7,022 | 4.55% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 16 | $3,260,000 | $203,750 | $7,194 | 4.60% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 13 | $2,665,000 | $205,000 | $5,616 | 4.43% |
| PROVO-OREM, UT (FHA|USDA|VA) | 9 | $2,665,000 | $296,111 | $6,488 | 4.57% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 12 | $2,590,000 | $215,833 | $8,010 | 4.58% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 8 | $2,580,000 | $322,500 | $8,264 | 3.28% |
| VALLEJO, CA (FHA|USDA|VA) | 6 | $2,430,000 | $405,000 | $10,549 | 4.75% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 13 | $2,275,000 | $175,000 | $7,087 | 3.96% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 8 | $2,270,000 | $283,750 | $6,587 | 4.70% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 11 | $2,185,000 | $198,636 | $6,725 | 4.51% |
| STOCKTON, CA (FHA|USDA|VA) | 9 | $2,155,000 | $239,444 | $6,220 | 4.13% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 8 | $1,880,000 | $235,000 | $7,856 | 4.52% |
| NAPA, CA (FHA|USDA|VA) | 3 | $1,875,000 | $625,000 | $15,566 | 4.13% |
| FRESNO, CA (FHA|USDA|VA) | 7 | $1,805,000 | $257,857 | $6,595 | 4.84% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 3 | $1,805,000 | $601,667 | $9,916 | 4.25% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 19 | $1,675,000 | $88,158 | $4,740 | 3.91% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 10 | $1,570,000 | $157,000 | $6,092 | 4.01% |
| RENO, NV (FHA|USDA|VA) | 6 | $1,560,000 | $260,000 | $5,359 | 3.88% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 8 | $1,540,000 | $192,500 | $6,955 | 4.70% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 17 | $1,515,000 | $89,118 | $5,818 | 3.41% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 15 | $1,505,000 | $100,333 | $5,844 | 2.98% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 5 | $1,505,000 | $301,000 | $7,085 | 4.93% |
| COLUMBUS, OH (FHA|USDA|VA) | 14 | $1,400,000 | $100,000 | $5,558 | 3.03% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 7 | $1,325,000 | $189,286 | $5,926 | 4.59% |
| Hastings, NE (FHA|USDA|VA) | 12 | $1,270,000 | $105,833 | $4,477 | 4.40% |
| Price, UT (FHA|USDA|VA) | 6 | $1,090,000 | $181,667 | $5,587 | 4.79% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $5,887 | 4.10% |
| MODESTO, CA (FHA|USDA|VA) | 3 | $1,015,000 | $338,333 | $7,366 | 5.00% |
| YUMA, AZ (FHA|USDA|VA) | 5 | $1,015,000 | $203,000 | $6,029 | 5.13% |
| Kearney, NE (FHA|USDA|VA) | 7 | $1,015,000 | $145,000 | $5,893 | 4.82% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $4,549 | 4.78% |
| ASHEVILLE, NC (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $5,311 | 4.58% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $7,441 | 4.28% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 5 | $885,000 | $177,000 | $7,292 | 4.80% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $4,286 | 5.56% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 6 | $820,000 | $136,667 | $4,663 | 4.38% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 6 | $790,000 | $131,667 | $3,359 | 4.75% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $7,384 | 5.03% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $10,136 | 4.97% |
| ST. GEORGE, UT (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $5,974 | 4.54% |
| COLUMBIA, SC (FHA|USDA|VA) | 6 | $750,000 | $125,000 | $5,428 | 4.00% |
| Sonora, CA (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $4,098 | 4.25% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $5,493 | 4.47% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 5 | $705,000 | $141,000 | $3,260 | 4.68% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $6,088 | 4.75% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $5,355 | 4.38% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $3,082 | 4.08% |
| YUBA CITY, CA (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $3,468 | 4.63% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $6,244 | 4.21% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $9,142 | 4.00% |
| BEND, OR (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $5,907 | 4.69% |
| SALEM, OR (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $11,505 | 5.00% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $3,410 | 3.81% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $6,102 | 5.33% |
| AKRON, OH (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $3,596 | 3.59% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $4,944 | 3.88% |
| Heber, UT (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $7,734 | 4.06% |
| Safford, AZ (FHA|USDA|VA) | 5 | $535,000 | $107,000 | $7,647 | 2.83% |
| RICHMOND, VA (FHA|USDA|VA) | 5 | $515,000 | $103,000 | $5,756 | 3.28% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $12,007 | 4.69% |
| GREELEY, CO (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $7,877 | 3.29% |
| Fremont, NE (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $3,699 | 4.78% |
| Pahrump, NV (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $7,139 | 4.19% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $5,224 | 4.42% |
| Beatrice, NE (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $4,135 | 4.31% |
| Nogales, AZ (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $6,442 | 3.44% |
| WICHITA, KS (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $8,486 | 4.19% |
| CHICO, CA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $3,590 | 4.50% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $6,854 | 4.94% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $7,834 | 3.88% |
| TOLEDO, OH (FHA|USDA|VA) | 6 | $400,000 | $66,667 | $5,241 | 3.17% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,239 | 5.13% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $7,767 | 4.00% |
| Traverse City, MI (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $4,612 | 4.96% |
| PITTSBURGH, PA (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $3,530 | 3.13% |
| OCALA, FL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $7,918 | 5.63% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $6,788 | 4.38% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $9,420 | 3.50% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,308 | 4.06% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $2,760 | 4.38% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $10,943 | 5.50% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $6,847 | 5.38% |
| Fernley, NV (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $14,703 | 5.13% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $6,180 | 5.38% |
| Clearlake, CA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $16,461 | 5.31% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $5,830 | 4.88% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $6,391 | 4.06% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $12,544 | 4.38% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $7,872 | 5.63% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $14,785 | 3.88% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 5.00% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $9,471 | 4.13% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $11,047 | 5.63% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $3,097 | 5.25% |
| MERCED, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,655 | 5.13% |
| Klamath Falls, OR (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $3,954 | 6.17% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,230 | 4.63% |
| REDDING, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,452 | 5.13% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,756 | 5.13% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $6,162 | 2.81% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,031 | 4.75% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $11,907 | 4.63% |
| LOUISVILLE, KY (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $3,789 | 3.21% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,193 | 5.63% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,929 | 4.50% |
| Vicksburg, MS (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,853 | 5.50% |
| Easton, MD (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,222 | 4.13% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,266 | 4.50% |
| READING, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,211 | 5.38% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $5,163 | 2.81% |
| Bellefontaine, OH (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $7,769 | 2.63% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,476 | 4.50% |
| Lexington, NE (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,878 | 4.13% |
| North Platte, NE (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,065 | 4.25% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,832 | 4.13% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,583 | 5.63% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,869 | 4.75% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,882 | 6.13% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,335 | 4.88% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,663 | 5.63% |
| Wooster, OH (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $5,235 | 4.13% |
| Dublin, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,333 | 4.50% |
| TYLER, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,066 | 4.75% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,159 | 4.38% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,130 | 4.13% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,561 | 5.00% |
| HARRISONBURG, VA (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $300 | 5.88% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,729 | 4.50% |
| DALTON, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,730 | 5.63% |
| Garden City, KS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,638 | 4.38% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,135 | 4.88% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,199 | 4.38% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,143 | 5.88% |
| CASPER, WY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,314 | 4.50% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,432 | 3.50% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,413 | 4.25% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,743 | 5.25% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,338 | 4.75% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,119 | 5.50% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,091 | 5.75% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,132 | 5.25% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,943 | 4.00% |
| Seneca, SC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,599 | 4.63% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,605 | 3.88% |
| Greenwood, SC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,385 | 4.63% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,490 | 5.25% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $2,726 | 5.19% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,513 | 3.88% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,661 | 3.75% |
| Burlington, IA-IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $9,108 | 3.00% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,790 | 4.38% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,191 | 4.63% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,296 | 4.63% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,984 | 4.25% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,249 | 4.63% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,125 | 4.38% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,695 | 4.88% |
| Meadville, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,126 | 4.38% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,826 | 4.13% |
| Marion, OH (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $4,638 | 2.38% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,079 | 3.63% |
| Oil City, PA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,552 | 4.75% |
| Fremont, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,832 | 4.75% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,045 | 4.25% |
| MONROE, LA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,097 | 4.25% |
| Warren, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,679 | 5.50% |
| Maysville, KY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,999 | 5.00% |
| LIMA, OH (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $3,220 | 2.56% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,028 | 4.25% |
| Laurinburg, NC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,198 | 4.00% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,548 | 4.63% |
| FLINT, MI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,929 | 4.25% |
| Tiffin, OH (FHA|USDA|VA) | 1 | $5,000 | $5,000 | $0 | 0.00% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $5,000 | $5,000 | $0 | 0.00% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $5,000 | $5,000 | $2,383 | 6.38% |
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Product Mix
For 2019, Moria Development's most frequently originated type of loan was Conventional, with 3,654 originations. Their 2nd most popular type was FHA, with 1,093 originations.
Loan Reason
For 2019, Moria Development's most frequently cited loan purpose was Home Purchase, with 3,613 originations. The 2nd most popular reason was Refi, with 1,518 originations.
Loan Duration/Length
For 2019, Moria Development's most frequently cited loan duration was 30 Year, with 4,599 originations. The 2nd most popular length was 3 Year, with 196 originations.
Origination Fees/Closing Costs
Moria Development's average total fees were $5,981, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 2,037 originations.
Interest Rates
During 2019, Moria Development's average interest rate for loans was 4.45%, while their most frequently originated rate bucket for loans was 4-5%, with 2,423 originations.
Loan Sizing
2019 saw Moria Development place emphasis on $200k-400k loans with 2,422 originations, totaling $652,620,000 in origination value.
Applicant Income
Moria Development lent most frequently to those with incomes in the $50k-75k range, with 1,524 originations. The second most popular income band? $50k or less, with 1,117 originations.
Applicant Debt to Income Ratio
Moria Development lent most frequently to those with DTI ratios of 30-36%, with 873 originations. The next most common DTI ratio? 20-30%, with 736 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications97.35%
Moria Development has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination74.06%
Moria Development has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 5,138 | $1,174,240,000 | $228,540 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 82 | $11,290,000 | $137,683 |
| Single Family (1-4 Units):Site-Built | 5,056 | $1,162,950,000 | $230,014 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2019 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Moria Development, Inc. | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 25.0% |
| Moria Development, Inc. | Conventional home mortgage | Incorrect information on your report | 1 | 25.0% |
| Moria Development, Inc. | Other type of mortgage | Trouble during payment process | 1 | 25.0% |
| Moria Development, Inc. | VA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 25.0% |