Firstbank Mortgage Rates, Fees & Info

Nashville, TN

LEI: 549300OBO7DOF2KOP535

Tax ID: 62-0198265

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Mortgage Data

Bank Data

Review & Overview

Firstbank is a mid-sized bank specializing in Home Purchase and Refi loans. Firstbank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Nashville, Huntsville, Birmingham, Atlanta, and Chattanooga among others. We have data for 640 markets. (Some data included below & more in-depth data is available with an active subscription.)

Firstbank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Firstbank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.27% 12/17/24
30 Year Conventional Purchase 6.77% 12/17/24
30 Year Conventional Refi 6.44% 12/17/24
30 Year Cash-out Refi 6.58% 12/17/24
30 Year FHA Purchase 7.34% 12/17/24
30 Year FHA Refi 7.34% 12/17/24
30 Year VA Purchase 6.16% 12/17/24
30 Year VA Refi 5.93% 12/17/24
30 Year USDA Purchase 6.74% 12/17/24
15 Year Conventional Purchase 7.87% 12/17/24
15 Year Conventional Refi 5.84% 12/17/24
15 Year Cash-out Refi 5.84% 12/17/24
15 Year VA Purchase 5.60% 12/17/24
15 Year VA Refi 5.68% 12/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

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The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

17,377

Origination Dollar Volume (All Markets)

$3,783,745,000

Employee count

1,383 Show all (179) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 1,524 $378,970,000 $248,668 $4,755 5.07%
Outside of Metro Areas 1,429 $175,405,000 $122,747 $3,466 5.59%
HUNTSVILLE, AL (FHA|USDA|VA) 736 $168,890,000 $229,470 $4,216 4.59%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 742 $140,380,000 $189,191 $4,204 4.90%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 415 $105,015,000 $253,048 $3,680 4.46%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 557 $96,455,000 $173,169 $3,773 5.03%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 261 $93,995,000 $360,134 $5,219 4.39%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 154 $75,640,000 $491,169 $4,621 4.38%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 271 $64,795,000 $239,096 $3,508 4.92%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 254 $63,600,000 $250,394 $3,446 4.46%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 322 $62,700,000 $194,720 $5,085 4.64%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 235 $59,175,000 $251,809 $3,125 4.44%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 244 $53,640,000 $219,836 $3,295 4.49%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 240 $53,630,000 $223,458 $4,040 4.86%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 182 $46,310,000 $254,451 $3,224 4.35%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 89 $46,235,000 $519,494 $3,110 4.37%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 186 $43,500,000 $233,871 $4,024 4.53%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 116 $43,440,000 $374,483 $3,427 4.37%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 164 $43,300,000 $264,024 $4,126 4.47%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 97 $40,835,000 $420,979 $4,638 4.35%
TUSCALOOSA, AL (FHA|USDA|VA) 204 $34,350,000 $168,382 $4,810 5.57%
COLUMBIA, SC (FHA|USDA|VA) 191 $33,545,000 $175,628 $4,515 4.71%
SPARTANBURG, SC (FHA|USDA|VA) 197 $33,095,000 $167,995 $6,404 4.70%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 93 $31,785,000 $341,774 $2,760 4.28%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 96 $31,620,000 $329,375 $3,443 4.29%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 118 $30,940,000 $262,203 $3,614 4.39%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 139 $28,945,000 $208,237 $4,275 4.62%
Tullahoma-Manchester, TN (FHA|USDA|VA) 213 $28,355,000 $133,122 $3,131 5.54%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 95 $27,915,000 $293,842 $3,191 4.43%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 128 $27,850,000 $217,578 $2,539 4.38%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 59 $27,765,000 $470,593 $2,971 4.49%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 107 $26,145,000 $244,346 $2,616 4.30%
Albertville, AL (FHA|USDA|VA) 136 $25,840,000 $190,000 $4,900 4.48%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 75 $25,495,000 $339,933 $3,585 4.41%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 106 $25,460,000 $240,189 $3,535 4.37%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 92 $25,330,000 $275,326 $5,344 4.56%
JACKSON, MS (FHA|USDA|VA) 137 $25,055,000 $182,883 $4,300 5.48%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 101 $22,385,000 $221,634 $3,937 4.46%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 131 $21,795,000 $166,374 $3,777 6.65%
ROANOKE, VA (FHA|USDA|VA) 96 $21,580,000 $224,792 $3,971 4.63%
RALEIGH-CARY, NC (FHA|USDA|VA) 81 $21,355,000 $263,642 $3,747 4.38%
KNOXVILLE, TN (FHA|USDA|VA) 130 $21,250,000 $163,462 $3,704 5.54%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 52 $21,070,000 $405,192 $3,578 4.38%
JACKSON, TN (FHA|USDA|VA) 179 $20,445,000 $114,218 $2,794 5.44%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 57 $20,415,000 $358,158 $3,024 4.36%
SALT LAKE CITY, UT (FHA|USDA|VA) 63 $20,225,000 $321,032 $2,523 4.43%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 34 $20,190,000 $593,824 $3,754 4.35%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 107 $18,945,000 $177,056 $3,980 5.57%
ROME, GA (FHA|USDA|VA) 105 $18,125,000 $172,619 $5,246 4.84%
KANSAS CITY, MO-KS (FHA|USDA|VA) 83 $17,305,000 $208,494 $2,410 4.42%
WARNER ROBINS, GA (FHA|USDA|VA) 70 $17,090,000 $244,143 $5,132 4.52%
ST. LOUIS, MO-IL (FHA|USDA|VA) 73 $16,985,000 $232,671 $2,920 4.36%
LAKE CHARLES, LA (FHA|USDA|VA) 7 $16,455,000 $2,350,714 $2,965 4.75%
MONTGOMERY, AL (FHA|USDA|VA) 84 $15,400,000 $183,333 $4,117 5.05%
Thomasville, GA (FHA|USDA|VA) 65 $15,385,000 $236,692 $4,822 4.52%
Dublin, GA (FHA|USDA|VA) 95 $14,875,000 $156,579 $4,260 4.62%
Crossville, TN (FHA|USDA|VA) 114 $14,810,000 $129,912 $3,455 5.25%
McMinnville, TN (FHA|USDA|VA) 94 $14,200,000 $151,064 $4,703 4.81%
Paris, TN (FHA|USDA|VA) 141 $13,735,000 $97,411 $2,830 5.46%
ALBUQUERQUE, NM (FHA|USDA|VA) 49 $13,695,000 $279,490 $3,397 4.33%
RENO, NV (FHA|USDA|VA) 44 $13,650,000 $310,227 $3,183 4.35%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 74 $13,070,000 $176,622 $4,315 5.98%
ASHEVILLE, NC (FHA|USDA|VA) 49 $12,535,000 $255,816 $4,462 4.40%
COLUMBUS, GA-AL (FHA|USDA|VA) 110 $12,290,000 $111,727 $3,758 4.80%
Cullman, AL (FHA|USDA|VA) 77 $12,185,000 $158,247 $4,676 5.66%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 43 $12,165,000 $282,907 $4,179 4.87%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 43 $12,065,000 $280,581 $3,553 4.42%
BOISE CITY, ID (FHA|USDA|VA) 45 $11,995,000 $266,556 $3,648 4.27%
BATON ROUGE, LA (FHA|USDA|VA) 26 $11,600,000 $446,154 $3,608 4.44%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 64 $11,550,000 $180,469 $4,392 4.61%
WICHITA, KS (FHA|USDA|VA) 13 $10,735,000 $825,769 $3,546 4.49%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 48 $10,720,000 $223,333 $2,713 4.38%
COLUMBUS, OH (FHA|USDA|VA) 46 $10,640,000 $231,304 $2,688 4.27%
Dayton, TN (FHA|USDA|VA) 73 $10,185,000 $139,521 $3,445 5.08%
RICHMOND, VA (FHA|USDA|VA) 44 $10,000,000 $227,273 $4,028 4.33%
Shelbyville, TN (FHA|USDA|VA) 67 $9,955,000 $148,582 $3,625 5.33%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 52 $9,950,000 $191,346 $2,830 4.75%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 48 $9,740,000 $202,917 $4,533 4.74%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 66 $9,620,000 $145,758 $3,883 5.01%
LOUISVILLE, KY (FHA|USDA|VA) 40 $9,540,000 $238,500 $3,046 4.61%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 42 $9,250,000 $220,238 $3,050 4.39%
TALLAHASSEE, FL (FHA|USDA|VA) 44 $8,900,000 $202,273 $5,145 4.68%
PROVO-OREM, UT (FHA|USDA|VA) 31 $8,865,000 $285,968 $2,703 4.41%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 37 $8,375,000 $226,351 $4,139 4.42%
JACKSONVILLE, FL (FHA|USDA|VA) 44 $8,270,000 $187,955 $3,360 4.67%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 34 $7,960,000 $234,118 $2,652 4.22%
BOWLING GREEN, KY (FHA|USDA|VA) 41 $7,905,000 $192,805 $2,996 4.72%
Georgetown, SC (FHA|USDA|VA) 28 $7,630,000 $272,500 $5,338 4.33%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 23 $7,605,000 $330,652 $4,001 4.89%
DECATUR, AL (FHA|USDA|VA) 40 $7,340,000 $183,500 $4,563 4.84%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 39 $7,255,000 $186,026 $4,203 4.72%
ALBANY, GA (FHA|USDA|VA) 44 $7,210,000 $163,864 $4,968 4.73%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 15 $7,115,000 $474,333 $4,598 4.45%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 29 $7,085,000 $244,310 $1,982 4.41%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 32 $6,990,000 $218,438 $4,426 5.34%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 27 $6,975,000 $258,333 $2,926 4.48%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 26 $6,950,000 $267,308 $2,710 4.34%
Talladega-Sylacauga, AL (FHA|USDA|VA) 47 $6,925,000 $147,340 $4,499 6.28%
COLORADO SPRINGS, CO (FHA|USDA|VA) 31 $6,785,000 $218,871 $3,395 5.78%
Heber, UT (FHA|USDA|VA) 10 $6,760,000 $676,000 $4,644 4.44%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 29 $6,715,000 $231,552 $3,504 4.53%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 29 $6,575,000 $226,724 $3,211 4.29%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 29 $6,545,000 $225,690 $3,531 4.39%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 24 $6,480,000 $270,000 $4,120 4.39%
Lewisburg, TN (FHA|USDA|VA) 37 $6,365,000 $172,027 $4,064 4.93%
Columbus, MS (FHA|USDA|VA) 48 $6,340,000 $132,083 $4,399 5.23%
Statesboro, GA (FHA|USDA|VA) 30 $6,270,000 $209,000 $4,026 4.88%
BRUNSWICK, GA (FHA|USDA|VA) 20 $6,230,000 $311,500 $5,195 4.53%
OKLAHOMA CITY, OK (FHA|USDA|VA) 34 $6,180,000 $181,765 $3,617 4.63%
Richmond-Berea, KY (FHA|USDA|VA) 33 $6,065,000 $183,788 $3,304 4.69%
STOCKTON, CA (FHA|USDA|VA) 21 $5,985,000 $285,000 $2,584 4.27%
PORT ST. LUCIE, FL (FHA|USDA|VA) 30 $5,970,000 $199,000 $3,044 4.67%
Calhoun, GA (FHA|USDA|VA) 36 $5,860,000 $162,778 $4,928 4.37%
London, KY (FHA|USDA|VA) 42 $5,810,000 $138,333 $3,422 5.55%
HATTIESBURG, MS (FHA|USDA|VA) 48 $5,730,000 $119,375 $4,495 6.54%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 24 $5,690,000 $237,083 $2,308 4.31%
TULSA, OK (FHA|USDA|VA) 27 $5,445,000 $201,667 $3,383 4.27%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 25 $5,415,000 $216,600 $3,339 4.30%
PITTSBURGH, PA (FHA|USDA|VA) 22 $5,390,000 $245,000 $4,080 4.33%
WORCESTER, MA-CT (FHA|USDA|VA) 23 $5,365,000 $233,261 $3,382 4.13%
TUCSON, AZ (FHA|USDA|VA) 26 $5,360,000 $206,154 $2,897 4.31%
CLEVELAND, TN (FHA|USDA|VA) 27 $5,275,000 $195,370 $3,427 5.06%
WINSTON-SALEM, NC (FHA|USDA|VA) 22 $5,090,000 $231,364 $6,082 4.69%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 18 $5,020,000 $278,889 $3,092 4.22%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 26 $4,990,000 $191,923 $2,637 4.44%
Seneca, SC (FHA|USDA|VA) 26 $4,770,000 $183,462 $4,778 4.48%
VALLEJO, CA (FHA|USDA|VA) 12 $4,680,000 $390,000 $3,901 4.36%
Shelby, NC (FHA|USDA|VA) 25 $4,645,000 $185,800 $3,864 4.78%
MOBILE, AL (FHA|USDA|VA) 41 $4,595,000 $112,073 $3,362 7.50%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 19 $4,565,000 $240,263 $2,491 4.50%
PANAMA CITY, FL (FHA|USDA|VA) 23 $4,555,000 $198,043 $3,769 4.93%
GREENVILLE, NC (FHA|USDA|VA) 7 $4,525,000 $646,429 $4,254 4.84%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 19 $4,515,000 $237,632 $2,957 4.37%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 23 $4,365,000 $189,783 $3,319 4.56%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 25 $4,365,000 $174,600 $4,317 4.81%
GADSDEN, AL (FHA|USDA|VA) 26 $4,360,000 $167,692 $4,426 4.70%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 26 $4,360,000 $167,692 $5,672 5.21%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 22 $4,270,000 $194,091 $3,553 4.47%
WILMINGTON, NC (FHA|USDA|VA) 14 $4,240,000 $302,857 $4,968 4.58%
FORT COLLINS, CO (FHA|USDA|VA) 13 $4,095,000 $315,000 $3,921 4.76%
FORT WAYNE, IN (FHA|USDA|VA) 10 $4,080,000 $408,000 $1,870 4.69%
SALISBURY, MD-DE (FHA|USDA|VA) 15 $4,055,000 $270,333 $2,856 4.26%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 12 $4,010,000 $334,167 $3,768 4.27%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 8 $3,900,000 $487,500 $4,159 4.25%
FRESNO, CA (FHA|USDA|VA) 14 $3,690,000 $263,571 $3,771 4.32%
SAVANNAH, GA (FHA|USDA|VA) 15 $3,645,000 $243,000 $3,782 4.75%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 18 $3,570,000 $198,333 $3,866 4.51%
Cookeville, TN (FHA|USDA|VA) 33 $3,555,000 $107,727 $2,716 5.85%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 16 $3,510,000 $219,375 $3,148 4.44%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 8 $3,510,000 $438,750 $5,129 4.21%
MODESTO, CA (FHA|USDA|VA) 11 $3,395,000 $308,636 $3,924 4.58%
AKRON, OH (FHA|USDA|VA) 18 $3,390,000 $188,333 $3,610 4.40%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 19 $3,305,000 $173,947 $2,498 4.87%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 16 $3,280,000 $205,000 $3,603 4.17%
DOTHAN, AL (FHA|USDA|VA) 32 $3,190,000 $99,688 $3,223 5.97%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 13 $3,185,000 $245,000 $3,623 4.39%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 14 $3,170,000 $226,429 $2,747 4.35%
Stevens Point, WI (FHA|USDA|VA) 1 $3,165,000 $3,165,000 $0 6.25%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 9 $3,125,000 $347,222 $6,095 4.28%
Scottsboro, AL (FHA|USDA|VA) 16 $3,090,000 $193,125 $4,509 4.79%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 13 $3,075,000 $236,538 $3,261 4.38%
Batesville, AR (FHA|USDA|VA) 24 $3,030,000 $126,250 $4,962 4.72%
Lawrenceburg, TN (FHA|USDA|VA) 20 $3,020,000 $151,000 $3,797 4.79%
BILLINGS, MT (FHA|USDA|VA) 8 $3,000,000 $375,000 $4,481 4.45%
SALEM, OR (FHA|USDA|VA) 10 $3,000,000 $300,000 $4,589 4.43%
Summerville, GA (FHA|USDA|VA) 27 $2,985,000 $110,556 $4,473 4.90%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 5 $2,975,000 $595,000 $2,212 4.49%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 6 $2,960,000 $493,333 $3,249 4.48%
GREELEY, CO (FHA|USDA|VA) 11 $2,925,000 $265,909 $3,005 4.50%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 8 $2,880,000 $360,000 $3,973 4.11%
BAKERSFIELD, CA (FHA|USDA|VA) 15 $2,875,000 $191,667 $2,743 4.61%
DAYTON-KETTERING, OH (FHA|USDA|VA) 16 $2,870,000 $179,375 $2,642 4.41%
ANN ARBOR, MI (FHA|USDA|VA) 9 $2,845,000 $316,111 $2,747 4.49%
GAINESVILLE, GA (FHA|USDA|VA) 13 $2,775,000 $213,462 $4,293 4.47%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 11 $2,755,000 $250,455 $4,108 4.45%
LYNCHBURG, VA (FHA|USDA|VA) 15 $2,745,000 $183,000 $3,860 4.37%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 15 $2,715,000 $181,000 $2,609 5.07%
FLORENCE, SC (FHA|USDA|VA) 17 $2,705,000 $159,118 $4,404 4.57%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 9 $2,695,000 $299,444 $3,081 4.39%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 22 $2,650,000 $120,455 $2,775 5.97%
Truckee-Grass Valley, CA (FHA|USDA|VA) 7 $2,645,000 $377,857 $2,224 4.34%
Edwards, CO (FHA|USDA|VA) 5 $2,615,000 $523,000 $2,758 4.23%
Somerset, KY (FHA|USDA|VA) 17 $2,595,000 $152,647 $3,145 4.80%
BEND, OR (FHA|USDA|VA) 9 $2,595,000 $288,333 $4,257 4.51%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 10 $2,510,000 $251,000 $2,680 4.40%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 6 $2,490,000 $415,000 $4,800 4.38%
ST. GEORGE, UT (FHA|USDA|VA) 8 $2,440,000 $305,000 $3,135 4.28%
LANCASTER, PA (FHA|USDA|VA) 12 $2,410,000 $200,833 $3,792 4.11%
VISALIA, CA (FHA|USDA|VA) 10 $2,380,000 $238,000 $4,278 4.45%
Athens, TN (FHA|USDA|VA) 15 $2,325,000 $155,000 $4,040 4.77%
Tupelo, MS (FHA|USDA|VA) 28 $2,320,000 $82,857 $4,290 8.65%
MADISON, WI (FHA|USDA|VA) 9 $2,315,000 $257,222 $2,480 4.28%
DALTON, GA (FHA|USDA|VA) 11 $2,305,000 $209,545 $4,826 4.53%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 9 $2,305,000 $256,111 $4,263 4.36%
Sevierville, TN (FHA|USDA|VA) 17 $2,285,000 $134,412 $3,131 6.71%
LONGVIEW, TX (FHA|USDA|VA) 1 $2,275,000 $2,275,000 $0 5.75%
Holland, MI (FHA|USDA|VA) 3 $2,215,000 $738,333 $2,142 4.83%
SALINAS, CA (FHA|USDA|VA) 5 $2,195,000 $439,000 $5,957 4.18%
BOULDER, CO (FHA|USDA|VA) 5 $2,185,000 $437,000 $3,706 4.08%
TOLEDO, OH (FHA|USDA|VA) 11 $2,075,000 $188,636 $3,146 4.48%
Bozeman, MT (FHA|USDA|VA) 5 $2,055,000 $411,000 $3,961 4.38%
CHICO, CA (FHA|USDA|VA) 8 $2,050,000 $256,250 $3,078 4.60%
MORRISTOWN, TN (FHA|USDA|VA) 17 $2,015,000 $118,529 $3,399 6.76%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 4 $2,000,000 $500,000 $5,730 4.28%
Boone, NC (FHA|USDA|VA) 8 $2,000,000 $250,000 $4,224 4.36%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 6 $1,990,000 $331,667 $3,476 4.25%
Jasper, AL (FHA|USDA|VA) 18 $1,990,000 $110,556 $5,928 7.64%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 8 $1,980,000 $247,500 $4,401 4.22%
ROCHESTER, NY (FHA|USDA|VA) 11 $1,935,000 $175,909 $4,406 4.72%
Cornelia, GA (FHA|USDA|VA) 11 $1,925,000 $175,000 $4,486 4.56%
LINCOLN, NE (FHA|USDA|VA) 8 $1,890,000 $236,250 $2,918 4.21%
OCALA, FL (FHA|USDA|VA) 10 $1,890,000 $189,000 $3,469 5.16%
FAYETTEVILLE, NC (FHA|USDA|VA) 9 $1,865,000 $207,222 $4,291 4.36%
EL PASO, TX (FHA|USDA|VA) 9 $1,855,000 $206,111 $3,880 4.49%
MISSOULA, MT (FHA|USDA|VA) 6 $1,840,000 $306,667 $3,226 4.38%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 5 $1,825,000 $365,000 $5,323 4.10%
Fort Payne, AL (FHA|USDA|VA) 10 $1,820,000 $182,000 $4,545 4.73%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 9 $1,815,000 $201,667 $3,344 4.44%
Newberry, SC (FHA|USDA|VA) 14 $1,800,000 $128,571 $3,849 4.66%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 5 $1,795,000 $359,000 $3,078 4.60%
SPRINGFIELD, MA (FHA|USDA|VA) 8 $1,790,000 $223,750 $3,111 4.45%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 19 $1,775,000 $93,421 $4,315 7.11%
BURLINGTON, NC (FHA|USDA|VA) 12 $1,730,000 $144,167 $3,740 4.57%
SANTA FE, NM (FHA|USDA|VA) 7 $1,715,000 $245,000 $3,378 4.09%
JONESBORO, AR (FHA|USDA|VA) 7 $1,705,000 $243,571 $5,758 4.48%
Meridian, MS (FHA|USDA|VA) 15 $1,695,000 $113,000 $4,104 6.73%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 8 $1,660,000 $207,500 $2,994 4.41%
Outside of Metro Areas 7 $1,655,000 $236,429 $3,126 4.22%
DOVER, DE (FHA|USDA|VA) 8 $1,650,000 $206,250 $3,421 4.42%
SPRINGFIELD, MO (FHA|USDA|VA) 10 $1,640,000 $164,000 $3,886 4.67%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 6 $1,610,000 $268,333 $3,754 4.08%
Hood River, OR (FHA|USDA|VA) 3 $1,605,000 $535,000 $6,141 4.42%
Martin, TN (FHA|USDA|VA) 12 $1,590,000 $132,500 $4,843 5.02%
COLUMBUS, IN (FHA|USDA|VA) 9 $1,575,000 $175,000 $4,247 4.43%
Gaffney, SC (FHA|USDA|VA) 11 $1,545,000 $140,455 $4,842 4.65%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 5 $1,545,000 $309,000 $5,872 4.33%
Kalispell, MT (FHA|USDA|VA) 5 $1,495,000 $299,000 $2,934 4.28%
URBAN HONOLULU, HI (FHA|USDA|VA) 4 $1,490,000 $372,500 $4,068 4.38%
ST. CLOUD, MN (FHA|USDA|VA) 6 $1,460,000 $243,333 $2,913 4.21%
EVANSVILLE, IN-KY (FHA|USDA|VA) 3 $1,455,000 $485,000 $1,829 5.46%
MEDFORD, OR (FHA|USDA|VA) 5 $1,445,000 $289,000 $4,085 4.58%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 8 $1,440,000 $180,000 $3,077 4.47%
SYRACUSE, NY (FHA|USDA|VA) 6 $1,440,000 $240,000 $4,505 4.46%
THE VILLAGES, FL (FHA|USDA|VA) 8 $1,430,000 $178,750 $2,437 4.60%
Starkville, MS (FHA|USDA|VA) 14 $1,410,000 $100,714 $5,047 6.15%
CANTON-MASSILLON, OH (FHA|USDA|VA) 8 $1,390,000 $173,750 $2,575 4.48%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 9 $1,375,000 $152,778 $3,394 4.30%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 8 $1,370,000 $171,250 $3,707 4.45%
Cedartown, GA (FHA|USDA|VA) 8 $1,370,000 $171,250 $5,073 4.56%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 5 $1,365,000 $273,000 $5,776 4.58%
HINESVILLE, GA (FHA|USDA|VA) 6 $1,330,000 $221,667 $3,472 4.50%
Bluefield, WV-VA (FHA|USDA|VA) 12 $1,290,000 $107,500 $3,451 4.76%
GAINESVILLE, FL (FHA|USDA|VA) 9 $1,285,000 $142,778 $4,347 5.66%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 6 $1,270,000 $211,667 $2,901 4.33%
APPLETON, WI (FHA|USDA|VA) 7 $1,265,000 $180,714 $2,220 4.73%
Los Alamos, NM (FHA|USDA|VA) 4 $1,250,000 $312,500 $3,147 4.38%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 8 $1,240,000 $155,000 $5,167 4.53%
CORPUS CHRISTI, TX (FHA|USDA|VA) 6 $1,230,000 $205,000 $3,927 4.67%
Helena, MT (FHA|USDA|VA) 4 $1,230,000 $307,500 $5,001 4.75%
Oxford, MS (FHA|USDA|VA) 9 $1,225,000 $136,111 $3,527 6.77%
Lebanon, NH-VT (FHA|USDA|VA) 8 $1,220,000 $152,500 $2,234 4.38%
Morehead City, NC (FHA|USDA|VA) 5 $1,215,000 $243,000 $2,213 4.35%
VALDOSTA, GA (FHA|USDA|VA) 8 $1,190,000 $148,750 $4,410 5.09%
Alexander City, AL (FHA|USDA|VA) 10 $1,180,000 $118,000 $3,374 5.16%
Orangeburg, SC (FHA|USDA|VA) 7 $1,175,000 $167,857 $3,701 4.98%
LONGVIEW, WA (FHA|USDA|VA) 4 $1,170,000 $292,500 $4,986 4.38%
OCEAN CITY, NJ (FHA|USDA|VA) 5 $1,165,000 $233,000 $3,585 4.48%
SUMTER, SC (FHA|USDA|VA) 7 $1,165,000 $166,429 $3,494 4.46%
CORVALLIS, OR (FHA|USDA|VA) 3 $1,145,000 $381,667 $3,090 4.67%
PUNTA GORDA, FL (FHA|USDA|VA) 4 $1,130,000 $282,500 $2,695 4.59%
Laconia, NH (FHA|USDA|VA) 5 $1,125,000 $225,000 $3,000 4.15%
MERCED, CA (FHA|USDA|VA) 5 $1,125,000 $225,000 $3,278 4.48%
ANCHORAGE, AK (FHA|USDA|VA) 4 $1,120,000 $280,000 $4,177 4.25%
Milledgeville, GA (FHA|USDA|VA) 8 $1,100,000 $137,500 $4,601 4.89%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 5 $1,075,000 $215,000 $3,365 5.23%
Whitewater, WI (FHA|USDA|VA) 5 $1,075,000 $215,000 $3,005 4.48%
BELLINGHAM, WA (FHA|USDA|VA) 4 $1,070,000 $267,500 $4,140 4.47%
LUBBOCK, TX (FHA|USDA|VA) 6 $1,060,000 $176,667 $3,421 4.81%
LAFAYETTE, LA (FHA|USDA|VA) 5 $1,045,000 $209,000 $3,450 4.55%
Rock Springs, WY (FHA|USDA|VA) 5 $1,045,000 $209,000 $2,422 4.79%
Durango, CO (FHA|USDA|VA) 3 $1,045,000 $348,333 $2,756 4.25%
FLINT, MI (FHA|USDA|VA) 7 $1,035,000 $147,857 $3,276 4.39%
LAS CRUCES, NM (FHA|USDA|VA) 5 $1,035,000 $207,000 $5,017 4.20%
HARRISONBURG, VA (FHA|USDA|VA) 3 $1,025,000 $341,667 $3,160 4.33%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 6 $1,020,000 $170,000 $2,260 4.01%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 4 $1,020,000 $255,000 $4,226 4.78%
JACKSON, MI (FHA|USDA|VA) 5 $1,015,000 $203,000 $1,563 4.28%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 5 $1,015,000 $203,000 $3,180 5.47%
JOHNSON CITY, TN (FHA|USDA|VA) 7 $1,015,000 $145,000 $4,749 5.83%
West Point, MS (FHA|USDA|VA) 8 $1,010,000 $126,250 $4,439 6.47%
HAMMOND, LA (FHA|USDA|VA) 4 $1,000,000 $250,000 $3,004 4.19%
Traverse City, MI (FHA|USDA|VA) 4 $1,000,000 $250,000 $1,718 4.50%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 5 $995,000 $199,000 $6,164 4.25%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 5 $995,000 $199,000 $4,644 4.24%
Union City, TN (FHA|USDA|VA) 7 $985,000 $140,714 $2,898 5.75%
ROCHESTER, MN (FHA|USDA|VA) 4 $980,000 $245,000 $4,759 4.22%
FORT SMITH, AR-OK (FHA|USDA|VA) 1 $975,000 $975,000 $3,126 4.00%
Pahrump, NV (FHA|USDA|VA) 4 $970,000 $242,500 $2,412 4.25%
Enterprise, AL (FHA|USDA|VA) 13 $965,000 $74,231 $3,863 7.09%
BLOOMINGTON, IN (FHA|USDA|VA) 4 $960,000 $240,000 $1,460 4.00%
Searcy, AR (FHA|USDA|VA) 9 $955,000 $106,111 $4,646 4.68%
Martinsville, VA (FHA|USDA|VA) 5 $955,000 $191,000 $5,424 4.45%
DULUTH, MN-WI (FHA|USDA|VA) 6 $950,000 $158,333 $2,477 4.31%
GRAND JUNCTION, CO (FHA|USDA|VA) 4 $940,000 $235,000 $2,057 4.25%
Torrington, CT (FHA|USDA|VA) 4 $930,000 $232,500 $3,102 4.41%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 9 $925,000 $102,778 $4,140 6.25%
Hailey, ID (FHA|USDA|VA) 2 $900,000 $450,000 $4,026 4.56%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 4 $900,000 $225,000 $4,260 4.03%
Kapaa, HI (FHA|USDA|VA) 2 $890,000 $445,000 $3,120 4.38%
Bainbridge, GA (FHA|USDA|VA) 6 $890,000 $148,333 $6,045 5.17%
FLAGSTAFF, AZ (FHA|USDA|VA) 3 $875,000 $291,667 $2,323 4.08%
Jasper, IN (FHA|USDA|VA) 5 $865,000 $173,000 $3,295 4.68%
Gardnerville Ranchos, NV (FHA|USDA|VA) 3 $855,000 $285,000 $2,674 4.08%
Steamboat Springs, CO (FHA|USDA|VA) 2 $850,000 $425,000 $2,315 4.44%
Toccoa, GA (FHA|USDA|VA) 5 $845,000 $169,000 $4,243 4.45%
GRANTS PASS, OR (FHA|USDA|VA) 3 $845,000 $281,667 $4,597 3.71%
Key West, FL (FHA|USDA|VA) 1 $845,000 $845,000 $6,345 4.90%
LOGAN, UT-ID (FHA|USDA|VA) 3 $835,000 $278,333 $2,810 4.25%
Taos, NM (FHA|USDA|VA) 3 $825,000 $275,000 $2,147 4.33%
ROCKY MOUNT, NC (FHA|USDA|VA) 4 $810,000 $202,500 $3,672 4.44%
Atmore, AL (FHA|USDA|VA) 12 $790,000 $65,833 $4,824 9.39%
Augusta-Waterville, ME (FHA|USDA|VA) 4 $780,000 $195,000 $2,811 4.25%
ALEXANDRIA, LA (FHA|USDA|VA) 2 $780,000 $390,000 $2,964 4.06%
Kill Devil Hills, NC (FHA|USDA|VA) 3 $775,000 $258,333 $3,787 4.54%
Payson, AZ (FHA|USDA|VA) 4 $770,000 $192,500 $2,257 4.28%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 4 $770,000 $192,500 $1,889 4.31%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 5 $765,000 $153,000 $2,381 4.55%
CARBONDALE-MARION, IL (FHA|USDA|VA) 4 $760,000 $190,000 $2,425 4.25%
WAUSAU-WESTON, WI (FHA|USDA|VA) 3 $755,000 $251,667 $3,717 4.00%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 1 $755,000 $755,000 $5,674 4.75%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 4 $750,000 $187,500 $2,775 4.62%
CHARLESTON, WV (FHA|USDA|VA) 5 $745,000 $149,000 $2,599 4.25%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 3 $735,000 $245,000 $1,783 4.33%
Eureka-Arcata, CA (FHA|USDA|VA) 2 $730,000 $365,000 $3,523 3.88%
YAKIMA, WA (FHA|USDA|VA) 4 $730,000 $182,500 $2,584 4.63%
Shelton, WA (FHA|USDA|VA) 3 $725,000 $241,667 $5,546 4.67%
Brownsville, TN (FHA|USDA|VA) 3 $725,000 $241,667 $2,615 5.38%
Oak Harbor, WA (FHA|USDA|VA) 3 $715,000 $238,333 $2,407 4.54%
Roanoke Rapids, NC (FHA|USDA|VA) 3 $715,000 $238,333 $4,003 4.79%
Cullowhee, NC (FHA|USDA|VA) 3 $715,000 $238,333 $2,656 4.33%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 4 $710,000 $177,500 $2,686 4.28%
Brookhaven, MS (FHA|USDA|VA) 7 $705,000 $100,714 $2,912 6.47%
PUEBLO, CO (FHA|USDA|VA) 4 $700,000 $175,000 $1,965 4.71%
Cleveland, MS (FHA|USDA|VA) 6 $680,000 $113,333 $2,083 6.87%
RACINE, WI (FHA|USDA|VA) 4 $680,000 $170,000 $2,683 4.44%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 3 $665,000 $221,667 $4,684 4.04%
Wooster, OH (FHA|USDA|VA) 3 $655,000 $218,333 $3,444 4.04%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 4 $650,000 $162,500 $3,389 4.77%
YORK-HANOVER, PA (FHA|USDA|VA) 4 $640,000 $160,000 $3,085 4.47%
Corning, NY (FHA|USDA|VA) 2 $630,000 $315,000 $3,773 4.31%
Ozark, AL (FHA|USDA|VA) 10 $630,000 $63,000 $3,859 7.85%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 3 $625,000 $208,333 $7,891 4.25%
GREEN BAY, WI (FHA|USDA|VA) 3 $625,000 $208,333 $7,977 4.21%
Jefferson, GA (FHA|USDA|VA) 2 $620,000 $310,000 $3,028 4.50%
READING, PA (FHA|USDA|VA) 4 $620,000 $155,000 $3,337 4.31%
Ellensburg, WA (FHA|USDA|VA) 2 $620,000 $310,000 $1,823 4.31%
Marion, NC (FHA|USDA|VA) 2 $620,000 $310,000 $3,762 4.56%
YUBA CITY, CA (FHA|USDA|VA) 3 $615,000 $205,000 $5,562 4.17%
CARSON CITY, NV (FHA|USDA|VA) 2 $610,000 $305,000 $2,082 4.56%
NILES, MI (FHA|USDA|VA) 4 $600,000 $150,000 $2,415 5.38%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 3 $595,000 $198,333 $3,944 4.71%
AMARILLO, TX (FHA|USDA|VA) 3 $595,000 $198,333 $2,584 4.29%
Madisonville, KY (FHA|USDA|VA) 4 $580,000 $145,000 $3,158 6.37%
MONROE, MI (FHA|USDA|VA) 3 $575,000 $191,667 $2,861 4.38%
Sanford, NC (FHA|USDA|VA) 3 $575,000 $191,667 $3,659 4.75%
KOKOMO, IN (FHA|USDA|VA) 2 $570,000 $285,000 $17,676 4.50%
Astoria, OR (FHA|USDA|VA) 2 $560,000 $280,000 $3,685 4.38%
Hilo, HI (FHA|USDA|VA) 1 $555,000 $555,000 $6,189 3.75%
Paragould, AR (FHA|USDA|VA) 3 $555,000 $185,000 $5,127 4.13%
North Wilkesboro, NC (FHA|USDA|VA) 3 $555,000 $185,000 $4,389 4.63%
Cedar City, UT (FHA|USDA|VA) 3 $545,000 $181,667 $3,516 4.54%
Moscow, ID (FHA|USDA|VA) 2 $540,000 $270,000 $3,507 4.13%
Paducah, KY-IL (FHA|USDA|VA) 5 $535,000 $107,000 $2,457 4.58%
Brevard, NC (FHA|USDA|VA) 3 $535,000 $178,333 $5,731 4.67%
Roseburg, OR (FHA|USDA|VA) 3 $535,000 $178,333 $2,678 4.83%
SHERMAN-DENISON, TX (FHA|USDA|VA) 5 $535,000 $107,000 $3,112 5.49%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 4 $530,000 $132,500 $2,512 4.31%
WENATCHEE, WA (FHA|USDA|VA) 2 $530,000 $265,000 $2,428 4.44%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 3 $525,000 $175,000 $1,484 4.13%
ITHACA, NY (FHA|USDA|VA) 2 $520,000 $260,000 $5,901 4.31%
Fredericksburg, TX (FHA|USDA|VA) 2 $510,000 $255,000 $4,024 4.51%
CHEYENNE, WY (FHA|USDA|VA) 2 $510,000 $255,000 $1,369 4.44%
Central City, KY (FHA|USDA|VA) 3 $495,000 $165,000 $3,000 6.37%
Juneau, AK (FHA|USDA|VA) 1 $495,000 $495,000 $3,235 3.75%
Sault Ste. Marie, MI (FHA|USDA|VA) 2 $490,000 $245,000 $1,587 4.00%
Port Angeles, WA (FHA|USDA|VA) 3 $485,000 $161,667 $2,661 4.38%
SHEBOYGAN, WI (FHA|USDA|VA) 2 $480,000 $240,000 $6,626 4.25%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 3 $475,000 $158,333 $2,946 4.46%
EAST STROUDSBURG, PA (FHA|USDA|VA) 3 $475,000 $158,333 $2,976 4.79%
Show Low, AZ (FHA|USDA|VA) 3 $475,000 $158,333 $2,898 4.13%
Zanesville, OH (FHA|USDA|VA) 2 $470,000 $235,000 $5,347 4.63%
PITTSFIELD, MA (FHA|USDA|VA) 2 $470,000 $235,000 $4,639 4.26%
CEDAR RAPIDS, IA (FHA|USDA|VA) 3 $465,000 $155,000 $2,220 4.13%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 2 $460,000 $230,000 $2,886 4.56%
MIDLAND, TX (FHA|USDA|VA) 2 $460,000 $230,000 $5,103 4.50%
Hermiston-Pendleton, OR (FHA|USDA|VA) 2 $460,000 $230,000 $3,877 4.38%
COLUMBIA, MO (FHA|USDA|VA) 2 $450,000 $225,000 $1,751 4.19%
Sulphur Springs, TX (FHA|USDA|VA) 2 $450,000 $225,000 $3,293 4.31%
Alexandria, MN (FHA|USDA|VA) 1 $445,000 $445,000 $2,479 4.63%
SAN ANGELO, TX (FHA|USDA|VA) 3 $445,000 $148,333 $2,714 4.75%
Hutchinson, MN (FHA|USDA|VA) 2 $440,000 $220,000 $2,255 4.81%
Wapakoneta, OH (FHA|USDA|VA) 3 $435,000 $145,000 $5,197 4.63%
Chillicothe, OH (FHA|USDA|VA) 2 $430,000 $215,000 $1,862 4.63%
Columbus, NE (FHA|USDA|VA) 2 $430,000 $215,000 $2,166 4.38%
ODESSA, TX (FHA|USDA|VA) 1 $415,000 $415,000 $18,817 3.88%
Vidalia, GA (FHA|USDA|VA) 3 $415,000 $138,333 $4,661 4.83%
YUMA, AZ (FHA|USDA|VA) 2 $410,000 $205,000 $2,330 3.88%
Sturgis, MI (FHA|USDA|VA) 2 $410,000 $205,000 $2,454 4.69%
BANGOR, ME (FHA|USDA|VA) 2 $410,000 $205,000 $1,392 4.63%
TWIN FALLS, ID (FHA|USDA|VA) 2 $410,000 $205,000 $2,761 3.94%
MONROE, LA (FHA|USDA|VA) 3 $405,000 $135,000 $3,097 4.42%
Keene, NH (FHA|USDA|VA) 1 $405,000 $405,000 $3,242 4.75%
Sandpoint, ID (FHA|USDA|VA) 2 $400,000 $200,000 $2,973 4.31%
Jesup, GA (FHA|USDA|VA) 2 $400,000 $200,000 $4,165 4.69%
McComb, MS (FHA|USDA|VA) 4 $400,000 $100,000 $2,964 6.49%
OWENSBORO, KY (FHA|USDA|VA) 3 $395,000 $131,667 $2,068 5.33%
Centralia, WA (FHA|USDA|VA) 2 $390,000 $195,000 $4,249 4.25%
North Vernon, IN (FHA|USDA|VA) 2 $390,000 $195,000 $8,225 4.75%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 2 $390,000 $195,000 $1,652 4.68%
WACO, TX (FHA|USDA|VA) 2 $390,000 $195,000 $2,317 3.69%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 4 $380,000 $95,000 $2,307 4.84%
KINGSTON, NY (FHA|USDA|VA) 2 $380,000 $190,000 $4,625 5.29%
Murray, KY (FHA|USDA|VA) 3 $375,000 $125,000 $3,517 4.17%
RAPID CITY, SD (FHA|USDA|VA) 2 $370,000 $185,000 $5,265 4.32%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 2 $370,000 $185,000 $4,920 4.06%
LAWRENCE, KS (FHA|USDA|VA) 2 $370,000 $185,000 $1,345 3.63%
HOT SPRINGS, AR (FHA|USDA|VA) 1 $365,000 $365,000 $1,120 3.88%
TOPEKA, KS (FHA|USDA|VA) 2 $360,000 $180,000 $2,167 4.13%
Montrose, CO (FHA|USDA|VA) 1 $355,000 $355,000 $1,877 4.75%
Sonora, CA (FHA|USDA|VA) 2 $350,000 $175,000 $1,763 4.06%
Athens, TX (FHA|USDA|VA) 2 $350,000 $175,000 $3,496 4.06%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 2 $350,000 $175,000 $1,895 4.69%
Red Bluff, CA (FHA|USDA|VA) 1 $345,000 $345,000 $12,833 4.13%
Beatrice, NE (FHA|USDA|VA) 1 $345,000 $345,000 $1,460 4.13%
Rutland, VT (FHA|USDA|VA) 3 $345,000 $115,000 $3,373 4.46%
Union, SC (FHA|USDA|VA) 2 $340,000 $170,000 $3,768 5.19%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 2 $340,000 $170,000 $1,633 4.69%
JACKSONVILLE, NC (FHA|USDA|VA) 2 $340,000 $170,000 $4,369 3.88%
Laurel, MS (FHA|USDA|VA) 5 $335,000 $67,000 $4,189 7.29%
Aberdeen, WA (FHA|USDA|VA) 1 $325,000 $325,000 $1,894 4.75%
Selma, AL (FHA|USDA|VA) 5 $325,000 $65,000 $0 8.59%
Sunbury, PA (FHA|USDA|VA) 1 $325,000 $325,000 $4,277 4.25%
GRAND FORKS, ND-MN (FHA|USDA|VA) 1 $325,000 $325,000 $12,977 3.88%
Brookings, OR (FHA|USDA|VA) 1 $325,000 $325,000 $4,467 4.88%
Ada, OK (FHA|USDA|VA) 2 $320,000 $160,000 $2,495 4.50%
FARGO, ND-MN (FHA|USDA|VA) 2 $320,000 $160,000 $3,702 4.63%
Troy, AL (FHA|USDA|VA) 4 $320,000 $80,000 $3,618 6.26%
MIDLAND, MI (FHA|USDA|VA) 2 $310,000 $155,000 $1,701 4.59%
IDAHO FALLS, ID (FHA|USDA|VA) 2 $310,000 $155,000 $2,982 4.13%
JOPLIN, MO (FHA|USDA|VA) 4 $300,000 $75,000 $1,175 4.95%
GETTYSBURG, PA (FHA|USDA|VA) 1 $295,000 $295,000 $3,418 3.88%
KANKAKEE, IL (FHA|USDA|VA) 1 $295,000 $295,000 $5,670 3.75%
Natchez, MS-LA (FHA|USDA|VA) 5 $295,000 $59,000 $0 9.94%
Elkins, WV (FHA|USDA|VA) 1 $295,000 $295,000 $2,274 3.88%
AMES, IA (FHA|USDA|VA) 1 $295,000 $295,000 $1,692 4.38%
Breckenridge, CO (FHA|USDA|VA) 1 $295,000 $295,000 $2,669 5.13%
EAU CLAIRE, WI (FHA|USDA|VA) 2 $290,000 $145,000 $1,853 4.52%
Grenada, MS (FHA|USDA|VA) 2 $290,000 $145,000 $4,781 4.63%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 2 $290,000 $145,000 $3,258 4.38%
Clarksburg, WV (FHA|USDA|VA) 1 $285,000 $285,000 $3,942 4.38%
REDDING, CA (FHA|USDA|VA) 2 $280,000 $140,000 $1,283 4.63%
ROCKFORD, IL (FHA|USDA|VA) 2 $280,000 $140,000 $1,842 4.31%
Americus, GA (FHA|USDA|VA) 2 $280,000 $140,000 $1,874 5.00%
Blytheville, AR (FHA|USDA|VA) 1 $275,000 $275,000 $7,225 4.75%
Huntsville, TX (FHA|USDA|VA) 1 $275,000 $275,000 $4,056 4.63%
New Castle, IN (FHA|USDA|VA) 1 $275,000 $275,000 $2,251 4.75%
Fallon, NV (FHA|USDA|VA) 1 $275,000 $275,000 $2,537 5.00%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 3 $275,000 $91,667 $3,517 5.97%
Tifton, GA (FHA|USDA|VA) 3 $275,000 $91,667 $6,760 7.62%
TYLER, TX (FHA|USDA|VA) 2 $270,000 $135,000 $2,525 6.08%
Glenwood Springs, CO (FHA|USDA|VA) 1 $265,000 $265,000 $4,589 3.88%
MANKATO, MN (FHA|USDA|VA) 1 $265,000 $265,000 $2,247 4.75%
BAY CITY, MI (FHA|USDA|VA) 2 $260,000 $130,000 $2,315 5.31%
Fremont, NE (FHA|USDA|VA) 1 $255,000 $255,000 $9,340 3.50%
Rexburg, ID (FHA|USDA|VA) 1 $255,000 $255,000 $6,302 3.75%
GRAND ISLAND, NE (FHA|USDA|VA) 2 $250,000 $125,000 $2,066 4.94%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 2 $250,000 $125,000 $4,591 5.00%
WHEELING, WV-OH (FHA|USDA|VA) 2 $250,000 $125,000 $2,283 4.94%
Cordele, GA (FHA|USDA|VA) 2 $250,000 $125,000 $2,363 4.81%
PEORIA, IL (FHA|USDA|VA) 2 $250,000 $125,000 $1,042 4.86%
Albemarle, NC (FHA|USDA|VA) 2 $250,000 $125,000 $3,630 4.63%
Fernley, NV (FHA|USDA|VA) 2 $250,000 $125,000 $2,351 4.81%
Bennington, VT (FHA|USDA|VA) 1 $245,000 $245,000 $2,520 4.50%
Kirksville, MO (FHA|USDA|VA) 1 $245,000 $245,000 $2,133 4.50%
Winnemucca, NV (FHA|USDA|VA) 1 $245,000 $245,000 $2,458 4.99%
BECKLEY, WV (FHA|USDA|VA) 2 $240,000 $120,000 $1,296 4.47%
WINCHESTER, VA-WV (FHA|USDA|VA) 1 $235,000 $235,000 $6,003 3.75%
Alamogordo, NM (FHA|USDA|VA) 1 $235,000 $235,000 $1,584 4.38%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $235,000 $235,000 $2,631 4.38%
Spencer, IA (FHA|USDA|VA) 1 $235,000 $235,000 $1,689 4.00%
Concord, NH (FHA|USDA|VA) 1 $235,000 $235,000 $1,430 3.38%
Iron Mountain, MI-WI (FHA|USDA|VA) 1 $235,000 $235,000 $10,951 4.00%
EL CENTRO, CA (FHA|USDA|VA) 2 $230,000 $115,000 $3,926 4.13%
NEW BERN, NC (FHA|USDA|VA) 2 $230,000 $115,000 $1,899 4.69%
Silver City, NM (FHA|USDA|VA) 1 $225,000 $225,000 $1,990 3.50%
MANHATTAN, KS (FHA|USDA|VA) 1 $225,000 $225,000 $1,300 4.38%
Greenville, OH (FHA|USDA|VA) 1 $225,000 $225,000 $5,604 4.25%
MUSKEGON, MI (FHA|USDA|VA) 1 $225,000 $225,000 $2,352 4.13%
GLENS FALLS, NY (FHA|USDA|VA) 1 $225,000 $225,000 $3,606 4.50%
Nogales, AZ (FHA|USDA|VA) 1 $215,000 $215,000 $1,806 3.88%
MADERA, CA (FHA|USDA|VA) 1 $215,000 $215,000 $1,961 4.50%
ENID, OK (FHA|USDA|VA) 1 $215,000 $215,000 $6,063 4.25%
Douglas, GA (FHA|USDA|VA) 1 $215,000 $215,000 $2,565 3.75%
Warsaw, IN (FHA|USDA|VA) 1 $215,000 $215,000 $6,407 3.63%
Moses Lake, WA (FHA|USDA|VA) 1 $215,000 $215,000 $2,864 4.00%
Stephenville, TX (FHA|USDA|VA) 2 $210,000 $105,000 $1,892 4.25%
Glasgow, KY (FHA|USDA|VA) 1 $205,000 $205,000 $2,431 5.50%
DUBUQUE, IA (FHA|USDA|VA) 3 $205,000 $68,333 $2,187 6.06%
Salem, OH (FHA|USDA|VA) 1 $205,000 $205,000 $1,794 3.75%
VICTORIA, TX (FHA|USDA|VA) 1 $205,000 $205,000 $8,186 4.63%
Ontario, OR-ID (FHA|USDA|VA) 1 $205,000 $205,000 $4,095 4.63%
Auburn, NY (FHA|USDA|VA) 1 $205,000 $205,000 $7,625 4.50%
Ukiah, CA (FHA|USDA|VA) 1 $205,000 $205,000 $1,658 5.13%
Lewisburg, PA (FHA|USDA|VA) 1 $205,000 $205,000 $2,410 3.88%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 2 $200,000 $100,000 $1,224 4.79%
Vicksburg, MS (FHA|USDA|VA) 4 $200,000 $50,000 $0 8.49%
Hannibal, MO (FHA|USDA|VA) 1 $195,000 $195,000 $875 4.38%
Warrensburg, MO (FHA|USDA|VA) 1 $195,000 $195,000 $795 4.00%
Laramie, WY (FHA|USDA|VA) 1 $195,000 $195,000 $1,861 3.88%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 1 $195,000 $195,000 $2,147 4.50%
Dyersburg, TN (FHA|USDA|VA) 3 $195,000 $65,000 $0 5.58%
Russellville, AR (FHA|USDA|VA) 1 $195,000 $195,000 $4,187 4.88%
Rockingham, NC (FHA|USDA|VA) 2 $190,000 $95,000 $2,680 3.88%
Granbury, TX (FHA|USDA|VA) 1 $185,000 $185,000 $2,466 4.50%
FAIRBANKS, AK (FHA|USDA|VA) 1 $185,000 $185,000 $679 4.50%
Farmington, MO (FHA|USDA|VA) 1 $185,000 $185,000 $5,026 4.13%
Durant, OK (FHA|USDA|VA) 1 $185,000 $185,000 $2,215 3.25%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 1 $185,000 $185,000 $3,555 4.13%
Barre, VT (FHA|USDA|VA) 1 $185,000 $185,000 $3,150 4.13%
Elko, NV (FHA|USDA|VA) 1 $185,000 $185,000 $1,830 3.99%
PINE BLUFF, AR (FHA|USDA|VA) 1 $185,000 $185,000 $2,882 4.75%
SAGINAW, MI (FHA|USDA|VA) 2 $180,000 $90,000 $1,860 4.44%
FOND DU LAC, WI (FHA|USDA|VA) 1 $175,000 $175,000 $6,361 3.75%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $175,000 $175,000 $3,195 4.25%
Waycross, GA (FHA|USDA|VA) 1 $175,000 $175,000 $6,099 4.63%
CaƱon City, CO (FHA|USDA|VA) 1 $175,000 $175,000 $2,345 4.75%
MORGANTOWN, WV (FHA|USDA|VA) 1 $175,000 $175,000 $2,312 4.38%
Cambridge, OH (FHA|USDA|VA) 1 $175,000 $175,000 $1,398 4.50%
Ludington, MI (FHA|USDA|VA) 1 $175,000 $175,000 $1,678 3.88%
Lufkin, TX (FHA|USDA|VA) 1 $175,000 $175,000 $2,441 4.75%
Muskogee, OK (FHA|USDA|VA) 2 $170,000 $85,000 $0 5.08%
Beaver Dam, WI (FHA|USDA|VA) 1 $165,000 $165,000 $0 4.36%
Corinth, MS (FHA|USDA|VA) 3 $165,000 $55,000 $3,618 7.56%
Palestine, TX (FHA|USDA|VA) 1 $165,000 $165,000 $0 4.75%
North Platte, NE (FHA|USDA|VA) 1 $165,000 $165,000 $2,478 4.25%
Mount Pleasant, MI (FHA|USDA|VA) 1 $165,000 $165,000 $1,648 3.25%
Brainerd, MN (FHA|USDA|VA) 1 $165,000 $165,000 $1,694 4.50%
Bemidji, MN (FHA|USDA|VA) 1 $165,000 $165,000 $2,011 4.50%
JEFFERSON CITY, MO (FHA|USDA|VA) 1 $165,000 $165,000 $1,246 3.50%
LIMA, OH (FHA|USDA|VA) 1 $165,000 $165,000 $5,760 4.38%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $165,000 $165,000 $2,646 4.38%
Bucyrus-Galion, OH (FHA|USDA|VA) 2 $160,000 $80,000 $0 4.44%
Hillsdale, MI (FHA|USDA|VA) 2 $160,000 $80,000 $1,058 4.88%
Eagle Pass, TX (FHA|USDA|VA) 1 $155,000 $155,000 $2,386 4.63%
Worthington, MN (FHA|USDA|VA) 1 $155,000 $155,000 $5,909 4.25%
Pampa, TX (FHA|USDA|VA) 1 $155,000 $155,000 $3,204 4.00%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $155,000 $155,000 $8,863 3.63%
Stillwater, OK (FHA|USDA|VA) 1 $155,000 $155,000 $4,439 4.13%
Manitowoc, WI (FHA|USDA|VA) 1 $155,000 $155,000 $2,182 4.63%
Rolla, MO (FHA|USDA|VA) 1 $155,000 $155,000 $730 3.50%
BISMARCK, ND (FHA|USDA|VA) 1 $155,000 $155,000 $1,710 4.13%
Big Rapids, MI (FHA|USDA|VA) 1 $155,000 $155,000 $1,240 3.88%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $155,000 $155,000 $1,856 4.63%
Altus, OK (FHA|USDA|VA) 1 $155,000 $155,000 $4,342 4.13%
Seymour, IN (FHA|USDA|VA) 1 $155,000 $155,000 $4,659 4.63%
MUNCIE, IN (FHA|USDA|VA) 2 $150,000 $75,000 $4,015 5.38%
Clarksdale, MS (FHA|USDA|VA) 4 $150,000 $37,500 $0 8.07%
Fort Leonard Wood, MO (FHA|USDA|VA) 1 $145,000 $145,000 $2,058 3.63%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $145,000 $145,000 $1,893 4.88%
LAREDO, TX (FHA|USDA|VA) 1 $145,000 $145,000 $3,304 4.38%
BINGHAMTON, NY (FHA|USDA|VA) 1 $145,000 $145,000 $4,029 5.50%
Las Vegas, NM (FHA|USDA|VA) 1 $145,000 $145,000 $0 4.46%
Crescent City, CA (FHA|USDA|VA) 1 $145,000 $145,000 $1,612 4.75%
Mason City, IA (FHA|USDA|VA) 1 $145,000 $145,000 $2,718 3.88%
Forest City, NC (FHA|USDA|VA) 1 $145,000 $145,000 $3,660 4.88%
ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $135,000 $135,000 $2,214 4.00%
Sidney, OH (FHA|USDA|VA) 1 $135,000 $135,000 $5,491 4.88%
Price, UT (FHA|USDA|VA) 1 $135,000 $135,000 $4,068 4.63%
Nacogdoches, TX (FHA|USDA|VA) 1 $125,000 $125,000 $2,789 4.63%
Fairmont, MN (FHA|USDA|VA) 1 $125,000 $125,000 $2,137 4.88%
Richmond, IN (FHA|USDA|VA) 1 $125,000 $125,000 $2,763 3.88%
Salina, KS (FHA|USDA|VA) 1 $125,000 $125,000 $4,472 4.00%
MANSFIELD, OH (FHA|USDA|VA) 2 $120,000 $60,000 $2,196 5.19%
Oil City, PA (FHA|USDA|VA) 2 $120,000 $60,000 $1,605 4.89%
Macomb, IL (FHA|USDA|VA) 1 $115,000 $115,000 $3,159 4.13%
Gloversville, NY (FHA|USDA|VA) 1 $115,000 $115,000 $989 5.00%
Bedford, IN (FHA|USDA|VA) 1 $115,000 $115,000 $4,014 4.88%
UTICA-ROME, NY (FHA|USDA|VA) 1 $115,000 $115,000 $2,840 5.13%
ERIE, PA (FHA|USDA|VA) 1 $115,000 $115,000 $3,135 4.75%
Moultrie, GA (FHA|USDA|VA) 2 $110,000 $55,000 $0 7.24%
Greenville, MS (FHA|USDA|VA) 2 $110,000 $55,000 $0 8.99%
Platteville, WI (FHA|USDA|VA) 1 $105,000 $105,000 $2,557 4.00%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $105,000 $105,000 $2,161 4.75%
Portsmouth, OH (FHA|USDA|VA) 1 $105,000 $105,000 $2,128 4.50%
Oneonta, NY (FHA|USDA|VA) 1 $105,000 $105,000 $4,701 5.00%
Warren, PA (FHA|USDA|VA) 1 $105,000 $105,000 $4,921 5.25%
Riverton, WY (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.73%
Duncan, OK (FHA|USDA|VA) 2 $100,000 $50,000 $0 4.58%
Eufaula, AL-GA (FHA|USDA|VA) 2 $100,000 $50,000 $0 10.12%
POCATELLO, ID (FHA|USDA|VA) 1 $95,000 $95,000 $2,785 4.63%
Van Wert, OH (FHA|USDA|VA) 1 $95,000 $95,000 $4,570 5.00%
Jacksonville, IL (FHA|USDA|VA) 1 $95,000 $95,000 $1,408 5.88%
Jackson, OH (FHA|USDA|VA) 1 $95,000 $95,000 $0 4.52%
Harrison, AR (FHA|USDA|VA) 1 $95,000 $95,000 $932 4.50%
Henderson, NC (FHA|USDA|VA) 1 $95,000 $95,000 $3,451 4.13%
Frankfort, KY (FHA|USDA|VA) 1 $95,000 $95,000 $2,413 4.25%
Ashland, OH (FHA|USDA|VA) 1 $95,000 $95,000 $3,070 4.50%
Houghton, MI (FHA|USDA|VA) 1 $95,000 $95,000 $3,567 4.50%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $95,000 $95,000 $3,109 3.88%
LEBANON, PA (FHA|USDA|VA) 1 $95,000 $95,000 $3,308 4.88%
Danville, KY (FHA|USDA|VA) 1 $85,000 $85,000 $1,999 5.63%
Ponca City, OK (FHA|USDA|VA) 1 $85,000 $85,000 $2,330 4.88%
Marinette, WI-MI (FHA|USDA|VA) 1 $85,000 $85,000 $3,358 5.13%
Mount Vernon, OH (FHA|USDA|VA) 1 $85,000 $85,000 $2,937 4.63%
Mount Airy, NC (FHA|USDA|VA) 1 $85,000 $85,000 $2,582 4.38%
Scottsbluff, NE (FHA|USDA|VA) 1 $85,000 $85,000 $0 4.77%
SIOUX FALLS, SD (FHA|USDA|VA) 1 $85,000 $85,000 $1,686 4.00%
Urbana, OH (FHA|USDA|VA) 1 $85,000 $85,000 $3,763 5.50%
Sandusky, OH (FHA|USDA|VA) 1 $75,000 $75,000 $3,163 5.25%
Greenwood, SC (FHA|USDA|VA) 1 $75,000 $75,000 $2,689 5.13%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $75,000 $75,000 $2,104 4.88%
DECATUR, IL (FHA|USDA|VA) 1 $75,000 $75,000 $1,608 6.00%
Mineral Wells, TX (FHA|USDA|VA) 1 $75,000 $75,000 $2,189 4.50%
Mount Sterling, KY (FHA|USDA|VA) 2 $70,000 $35,000 $2,803 7.75%
Picayune, MS (FHA|USDA|VA) 2 $70,000 $35,000 $0 10.49%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $65,000 $65,000 $3,537 5.13%
Clearlake, CA (FHA|USDA|VA) 1 $65,000 $65,000 $0 4.21%
Yankton, SD (FHA|USDA|VA) 1 $65,000 $65,000 $0 4.79%
Mountain Home, AR (FHA|USDA|VA) 1 $65,000 $65,000 $2,259 5.13%
Marshalltown, IA (FHA|USDA|VA) 1 $65,000 $65,000 $1,767 5.13%
Middlesborough, KY (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.99%
Greenwood, MS (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.24%
Greeneville, TN (FHA|USDA|VA) 1 $55,000 $55,000 $2,185 8.49%
Galesburg, IL (FHA|USDA|VA) 1 $55,000 $55,000 $0 4.50%
Newport, TN (FHA|USDA|VA) 1 $45,000 $45,000 $0 6.99%
Malvern, AR (FHA|USDA|VA) 1 $45,000 $45,000 $0 4.89%
DANVILLE, IL (FHA|USDA|VA) 1 $35,000 $35,000 $0 5.02%
Fremont, OH (FHA|USDA|VA) 1 $35,000 $35,000 $0 5.40%
Baraboo, WI (FHA|USDA|VA) 1 $35,000 $35,000 $0 5.10%
LAWTON, OK (FHA|USDA|VA) 1 $25,000 $25,000 $0 7.90%
Firstbank's top markets include Nashville, Huntsville, Birmingham, Atlanta, and Chattanooga among others.

Their top states include:
  • Tennessee (FHA|USDA|VA)
  • Alabama (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • South Carolina (FHA|USDA|VA)
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    Bank of Edmonson County
    Similarity Rank: 104
    MERRIMACK VALLEY
    Similarity Rank: 110
    Middlesex Federal Savings, F.A.
    Similarity Rank: 111
    Abound Federal Credit Union
    Similarity Rank: 135
    SANDIA AREA
    Similarity Rank: 144

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 12,484 $2,914,320,000 $233,444 $3,307 4.91%
    FHA 1,835 $321,155,000 $175,016 $6,389 4.60%
    VA 1,118 $294,270,000 $263,211 $5,615 4.28%
    HELOC 771 $101,535,000 $131,693 n/a 6.32%
    USDA 664 $88,860,000 $133,825 $4,760 4.55%
    FHA 473 $59,565,000 $125,930 $0 4.77%
    FHA 32 $4,040,000 $126,250 $0 4.79%

    For 2018, Firstbank's most frequently originated type of loan was Conventional, with 12,484 originations. Their 2nd most popular type was FHA, with 1,835 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 11,122 $2,474,770,000 $222,511 $4,339 4.93%
    Refi 3,557 $761,815,000 $214,173 $3,161 4.65%
    Cash Out Refi 1,967 $479,695,000 $243,871 $2,988 4.49%
    Other 592 $51,090,000 $86,301 $1,466 6.30%
    Home Improvement 139 $16,375,000 $117,806 $2,453 5.75%

    For 2018, Firstbank's most frequently cited loan purpose was Home Purchase, with 11,122 originations. The 2nd most popular reason was Refi, with 3,557 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 12,144 $2,931,020,000 $241,355 $4,194 4.59%
    15 Year 1,777 $359,205,000 $202,141 $2,991 4.56%
    Other 1,440 $150,840,000 $104,750 $2,668 6.65%
    10 Year 1,161 $103,435,000 $89,091 $1,418 6.11%
    20 Year 488 $111,400,000 $228,279 $2,848 4.48%
    5 Year 280 $83,160,000 $297,000 $1,399 5.58%
    1 Year 54 $11,790,000 $218,333 $5,339 5.62%
    3 Year 33 $32,895,000 $996,818 $1,009 5.94%

    For 2018, Firstbank's most frequently cited loan duration was 30 Year, with 12,144 originations. The 2nd most popular length was 15 Year, with 1,777 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 9,348 $2,188,060,000 $234,067
    $1k-2k 2,551 $524,425,000 $205,576
    $2k-3k 1,611 $323,895,000 $201,052
    $3k-4k 701 $187,155,000 $266,983
    $5k+ 320 $149,470,000 $467,094
    $4k-5k 314 $97,460,000 $310,382

    Firstbank's average total fees were $4,194, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 9,348 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 10,837 $2,565,395,000 $236,726
    3-4% 2,494 $663,430,000 $266,010
    5-6% 2,447 $403,795,000 $165,016
    6-7% 633 $95,015,000 $150,103
    Over 8% 587 $31,685,000 $53,978
    7-8% 343 $19,395,000 $56,545
    2.5-3% 5 $1,605,000 $321,000
    % 1 $45,000 $45,000
    <2.5% 1 $2,105,000 $2,105,000

    During 2018, Firstbank's average interest rate for loans was 4.59%, while their most frequently originated rate bucket for loans was 4-5%, with 10,837 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 6,180 $1,701,300,000 $275,291 $4,169 4.45%
    $100k-200k 6,053 $912,905,000 $150,819 $3,644 4.66%
    $100,000 or less 3,494 $210,490,000 $60,243 $2,752 6.22%
    $400k-600k 1,275 $590,935,000 $463,478 $4,731 4.41%
    $600k-1MM 299 $217,615,000 $727,809 $6,150 4.49%
    $1MM+ 76 $150,500,000 $1,980,263 $13,238 4.91%

    2018 saw Firstbank place emphasis on $200k-400k loans with 6,180 originations, totaling $1,701,300,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 3,940 $435,930,000 $110,642 $3,660 5.42%
    $50k-75k 3,934 $658,090,000 $167,283 $4,013 4.91%
    $100k-150k 3,503 $909,295,000 $259,576 $3,830 4.60%
    $75k-100k 2,952 $632,590,000 $214,292 $3,950 4.70%
    $150k-250k 2,109 $690,445,000 $327,380 $3,961 4.56%
    $250k+ 763 $349,445,000 $457,988 $4,912 4.59%

    Firstbank lent most frequently to those with incomes in the $50k or less range, with 3,940 originations. The second most popular income band? $50k-75k, with 3,934 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 3,697 $774,605,000 $209,523 $3,568 4.87%
    30-36% 3,196 $709,780,000 $222,084 $3,898 4.87%
    <20% 1,392 $256,160,000 $184,023 $3,229 5.01%
    40% 646 $146,790,000 $227,229 $4,082 4.97%
    38% 630 $135,330,000 $214,810 $3,931 4.86%
    42% 621 $145,045,000 $233,567 $4,140 5.03%
    41% 593 $133,995,000 $225,961 $4,062 5.00%
    39% 590 $133,550,000 $226,356 $3,948 4.91%
    50-60% 587 $127,745,000 $217,624 $6,338 4.66%
    49% 577 $134,895,000 $233,787 $4,099 4.61%
    37% 559 $123,875,000 $221,601 $3,851 4.96%
    43% 544 $118,530,000 $217,886 $4,032 4.83%
    36% 542 $118,130,000 $217,952 $4,024 4.99%
    44% 539 $118,355,000 $219,583 $4,028 4.79%
    48% 462 $107,080,000 $231,775 $4,168 4.67%
    46% 437 $99,335,000 $227,311 $4,061 4.75%
    47% 427 $95,755,000 $224,251 $3,996 4.62%
    45% 426 $96,150,000 $225,704 $3,906 4.71%
    >60% 92 $16,590,000 $180,326 $3,773 5.54%

    Firstbank lent most frequently to those with DTI ratios of 20-30%, with 3,697 originations. The next most common DTI ratio? 30-36%, with 3,196 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 13,529 $2,831,375,000 $209,282 $3,924 4.86%
    Not provided 1,772 $414,880,000 $234,131 $3,482 4.72%
    Asian 712 $222,060,000 $311,882 $3,826 4.39%
    Black 1,160 $193,130,000 $166,491 $4,762 5.54%
    Not applicable 102 $96,950,000 $950,490 $0 5.49%
    American Indian 64 $14,810,000 $231,406 $3,985 4.86%
    Native Hawaiian or Islander 28 $7,290,000 $260,357 $4,190 4.52%
    Asian Indian 4 $1,690,000 $422,500 $2,597 4.13%
    Other Asian 4 $1,090,000 $272,500 $5,227 4.34%
    Filipino 2 $470,000 $235,000 $4,245 4.88%

    Approval Rates

    Total approvals of all applications
    90.72%

    Firstbank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    63.40%

    Firstbank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    1004.57 5 $365,000 $73,000
    1007.41 1 $65,000 $65,000
    1007.69 1 $45,000 $45,000
    1009.01 1 $45,000 $45,000
    1012.32 2 $150,000 $75,000
    1015.91 1 $55,000 $55,000
    1021.8 1 $55,000 $55,000
    1027.34 1 $25,000 $25,000
    1030.15 1 $55,000 $55,000
    1032.49 1 $55,000 $55,000
    1034.74 1 $55,000 $55,000
    1035.86 1 $55,000 $55,000
    1041.15 1 $55,000 $55,000
    1042.5 1 $55,000 $55,000
    1042.83 1 $55,000 $55,000
    1043.05 1 $25,000 $25,000
    1047.3 1 $55,000 $55,000
    1048.25 1 $35,000 $35,000
    1064.46 1 $35,000 $35,000
    1065.72 1 $55,000 $55,000
    1065.87 1 $55,000 $55,000
    1066.35 1 $55,000 $55,000
    1070.01 1 $55,000 $55,000
    1070.11 1 $55,000 $55,000
    1071.21 1 $35,000 $35,000
    1072.96 1 $55,000 $55,000
    1073.47 1 $25,000 $25,000
    1076.11 1 $55,000 $55,000
    1079.6 1 $25,000 $25,000
    1083.29 1 $25,000 $25,000
    1083.69 1 $35,000 $35,000
    1085.7 1 $55,000 $55,000
    1086.48 1 $35,000 $35,000
    1087.34 1 $55,000 $55,000
    1087.68 1 $55,000 $55,000
    1088.88 1 $35,000 $35,000
    1092.74 1 $55,000 $55,000
    1096.31 1 $25,000 $25,000
    1096.94 1 $55,000 $55,000
    1098.87 1 $35,000 $35,000
    1104.95 1 $55,000 $55,000
    1105.96 1 $35,000 $35,000
    1106.59 1 $55,000 $55,000
    1109.39 1 $55,000 $55,000
    1109.43 1 $25,000 $25,000
    1110.5 1 $55,000 $55,000
    1114.02 1 $55,000 $55,000
    1115.15 1 $55,000 $55,000
    1115.56 1 $55,000 $55,000
    1115.85 1 $55,000 $55,000
    1118.23 1 $55,000 $55,000
    1121.47 1 $35,000 $35,000
    1124.02 1 $25,000 $25,000
    1128.14 1 $55,000 $55,000
    1129.72 1 $25,000 $25,000
    1136.51 1 $55,000 $55,000
    1139.51 1 $55,000 $55,000
    1140.29 1 $55,000 $55,000
    1146.47 1 $35,000 $35,000
    1147.22 1 $55,000 $55,000
    1148.61 1 $55,000 $55,000
    1149.17 1 $55,000 $55,000
    1153.23 1 $55,000 $55,000
    1154.21 1 $55,000 $55,000
    1157.48 1 $25,000 $25,000
    1159.95 1 $55,000 $55,000
    1161.79 1 $35,000 $35,000
    1162.83 1 $55,000 $55,000
    1164.24 1 $55,000 $55,000
    1166.03 1 $55,000 $55,000
    1181.53 1 $35,000 $35,000
    1181.76 1 $55,000 $55,000
    1181.87 1 $25,000 $25,000
    1182.73 1 $45,000 $45,000
    1184.36 1 $65,000 $65,000
    1186.38 1 $55,000 $55,000
    1189.38 1 $35,000 $35,000
    1192.33 1 $55,000 $55,000
    1192.75 1 $35,000 $35,000
    1192.95 1 $25,000 $25,000
    1198.32 1 $65,000 $65,000
    1199.63 1 $45,000 $45,000
    1200.74 1 $55,000 $55,000
    1203.11 1 $45,000 $45,000
    1205.84 1 $65,000 $65,000
    1207.62 1 $65,000 $65,000
    1209.0 1 $55,000 $55,000
    1209.03 1 $55,000 $55,000
    1211.27 1 $65,000 $65,000
    1215.93 1 $55,000 $55,000
    1218.87 1 $35,000 $35,000
    1224.47 1 $35,000 $35,000
    1227.86 1 $45,000 $45,000
    1228.14 1 $35,000 $35,000
    1228.19 1 $45,000 $45,000
    1234.0 1 $25,000 $25,000
    1236.46 1 $65,000 $65,000
    1242.39 1 $65,000 $65,000
    1243.49 1 $45,000 $45,000
    1244.85 1 $65,000 $65,000
    1247.0 1 $65,000 $65,000
    1247.02 1 $65,000 $65,000
    1249.42 1 $65,000 $65,000
    1254.33 1 $65,000 $65,000
    1256.45 1 $45,000 $45,000
    1257.88 1 $65,000 $65,000
    1263.55 1 $65,000 $65,000
    1264.79 1 $35,000 $35,000
    1269.17 1 $35,000 $35,000
    1271.92 1 $65,000 $65,000
    1272.91 1 $35,000 $35,000
    1278.16 1 $65,000 $65,000
    1281.42 1 $65,000 $65,000
    1285.55 1 $65,000 $65,000
    1287.77 1 $65,000 $65,000
    1299.97 1 $45,000 $45,000
    1302.59 1 $35,000 $35,000
    1303.43 1 $35,000 $35,000
    1305.93 1 $45,000 $45,000
    1308.55 1 $35,000 $35,000
    1312.02 1 $65,000 $65,000
    1316.27 1 $65,000 $65,000
    1318.04 1 $65,000 $65,000
    1319.18 1 $65,000 $65,000
    1327.01 1 $45,000 $45,000
    1333.49 1 $35,000 $35,000
    1333.66 1 $25,000 $25,000
    1338.9 1 $65,000 $65,000
    1341.9 1 $25,000 $25,000
    1341.97 1 $45,000 $45,000
    1345.11 1 $35,000 $35,000
    1345.45 1 $65,000 $65,000
    1346.81 1 $65,000 $65,000
    1347.18 1 $25,000 $25,000
    1349.39 1 $35,000 $35,000
    1352.42 1 $65,000 $65,000
    135.4 1 $15,000 $15,000
    1362.09 1 $35,000 $35,000
    1362.84 1 $35,000 $35,000
    1365.11 1 $35,000 $35,000
    1367.04 1 $65,000 $65,000
    1367.31 1 $65,000 $65,000
    1368.12 1 $25,000 $25,000
    1370.17 1 $45,000 $45,000
    1371.84 1 $75,000 $75,000
    1374.26 1 $45,000 $45,000
    137.91 1 $15,000 $15,000
    1379.1 1 $75,000 $75,000
    1384.34 1 $65,000 $65,000
    138.64 1 $15,000 $15,000
    1387.26 1 $45,000 $45,000
    1392.56 1 $35,000 $35,000
    1395.55 1 $45,000 $45,000
    1396.41 1 $45,000 $45,000
    1396.79 1 $35,000 $35,000
    1397.98 1 $35,000 $35,000
    1397.99 1 $35,000 $35,000
    1399.43 1 $35,000 $35,000
    1400.47 1 $75,000 $75,000
    1402.87 1 $35,000 $35,000
    1406.59 1 $35,000 $35,000
    1414.71 1 $35,000 $35,000
    1417.16 1 $65,000 $65,000
    1426.47 1 $35,000 $35,000
    1427.35 1 $35,000 $35,000
    1432.97 1 $75,000 $75,000
    1438.74 1 $75,000 $75,000
    1440.22 1 $35,000 $35,000
    1444.77 1 $75,000 $75,000
    1445.38 1 $75,000 $75,000
    1446.12 1 $75,000 $75,000
    1453.55 1 $55,000 $55,000
    1453.87 1 $75,000 $75,000
    1454.78 1 $35,000 $35,000
    1458.47 1 $75,000 $75,000
    1463.49 1 $35,000 $35,000
    1465.49 1 $55,000 $55,000
    1471.33 1 $75,000 $75,000
    1476.62 1 $55,000 $55,000
    1477.99 1 $35,000 $35,000
    1480.4 1 $75,000 $75,000
    1485.11 1 $75,000 $75,000
    1490.96 1 $35,000 $35,000
    1492.34 1 $55,000 $55,000
    1493.75 1 $55,000 $55,000
    1496.16 1 $35,000 $35,000
    1499.17 1 $75,000 $75,000
    1501.3 1 $75,000 $75,000
    1507.47 1 $75,000 $75,000
    1507.93 1 $45,000 $45,000
    1513.73 1 $75,000 $75,000
    1519.36 1 $35,000 $35,000
    1521.1 1 $55,000 $55,000
    1522.9 1 $55,000 $55,000
    1525.24 1 $55,000 $55,000
    1528.05 1 $55,000 $55,000
    1528.11 1 $35,000 $35,000
    1529.78 1 $55,000 $55,000
    1533.88 1 $75,000 $75,000
    1535.9 1 $55,000 $55,000
    1541.16 1 $75,000 $75,000
    1547.43 1 $55,000 $55,000
    1552.37 1 $55,000 $55,000
    1552.51 1 $35,000 $35,000
    1555.05 1 $45,000 $45,000
    1557.01 1 $55,000 $55,000
    1560.87 1 $75,000 $75,000
    1564.23 1 $35,000 $35,000
    1565.91 1 $55,000 $55,000
    1567.17 1 $55,000 $55,000
    1567.26 1 $55,000 $55,000
    1569.39 1 $75,000 $75,000
    1569.55 1 $55,000 $55,000
    1569.99 1 $55,000 $55,000
    1573.83 1 $55,000 $55,000
    1580.21 1 $45,000 $45,000
    1586.51 1 $55,000 $55,000
    1593.24 1 $55,000 $55,000
    1596.13 1 $55,000 $55,000
    1598.18 1 $85,000 $85,000
    1599.11 1 $75,000 $75,000
    1603.56 1 $55,000 $55,000
    1604.49 1 $35,000 $35,000
    1604.68 1 $55,000 $55,000
    1611.25 1 $75,000 $75,000
    1612.59 1 $55,000 $55,000
    1613.62 1 $85,000 $85,000
    1616.98 1 $75,000 $75,000
    1617.16 1 $45,000 $45,000
    1619.95 1 $55,000 $55,000
    1620.38 1 $55,000 $55,000
    1621.53 1 $55,000 $55,000
    1621.8 1 $55,000 $55,000
    1630.33 1 $85,000 $85,000
    1631.98 1 $85,000 $85,000
    1633.83 1 $45,000 $45,000
    1639.73 1 $55,000 $55,000
    1641.37 1 $45,000 $45,000
    1648.91 1 $45,000 $45,000
    1649.74 1 $55,000 $55,000
    1651.82 1 $55,000 $55,000
    1656.61 1 $85,000 $85,000
    1658.6 1 $85,000 $85,000
    1659.1 1 $55,000 $55,000
    1661.47 1 $55,000 $55,000
    1665.88 1 $45,000 $45,000
    1666.72 1 $55,000 $55,000
    1676.19 1 $85,000 $85,000
    1677.3 1 $55,000 $55,000
    1678.63 1 $55,000 $55,000
    1678.94 1 $45,000 $45,000
    1679.99 1 $45,000 $45,000
    1683.06 1 $45,000 $45,000
    1690.81 1 $55,000 $55,000
    1695.79 1 $45,000 $45,000
    1696.56 1 $55,000 $55,000
    1700.19 1 $45,000 $45,000
    1710.19 1 $85,000 $85,000
    1710.6 1 $55,000 $55,000
    1714.43 1 $55,000 $55,000
    1723.81 1 $45,000 $45,000
    1726.26 1 $55,000 $55,000
    1728.44 1 $55,000 $55,000
    1730.02 1 $65,000 $65,000
    1730.6 1 $55,000 $55,000
    1731.83 1 $45,000 $45,000
    1736.34 1 $85,000 $85,000
    1739.61 1 $85,000 $85,000
    1745.27 1 $85,000 $85,000
    1747.83 1 $45,000 $45,000
    1755.28 1 $55,000 $55,000
    1755.95 1 $55,000 $55,000
    1759.09 1 $65,000 $65,000
    1769.77 1 $55,000 $55,000
    1772.73 1 $65,000 $65,000
    1772.99 1 $45,000 $45,000
    1777.07 1 $45,000 $45,000
    1778.26 1 $85,000 $85,000
    1781.09 1 $85,000 $85,000
    1781.32 1 $55,000 $55,000
    1783.77 1 $95,000 $95,000
    1785.1 1 $95,000 $95,000
    1785.53 2 $140,000 $70,000
    1786.44 1 $45,000 $45,000
    1789.49 1 $35,000 $35,000
    1793.93 1 $45,000 $45,000
    1809.45 1 $45,000 $45,000
    1811.98 1 $55,000 $55,000
    1817.77 1 $65,000 $65,000
    1818.57 1 $95,000 $95,000
    1818.66 1 $45,000 $45,000
    1820.46 1 $95,000 $95,000
    1821.1 1 $65,000 $65,000
    1821.82 1 $55,000 $55,000
    1824.55 1 $65,000 $65,000
    1826.42 1 $95,000 $95,000
    1837.8 1 $95,000 $95,000
    1847.23 1 $45,000 $45,000
    1849.64 1 $95,000 $95,000
    1855.31 1 $45,000 $45,000
    1858.59 1 $95,000 $95,000
    1860.94 1 $45,000 $45,000
    1860.99 1 $65,000 $65,000
    1864.91 1 $45,000 $45,000
    1865.42 1 $45,000 $45,000
    1865.74 1 $45,000 $45,000
    1866.67 1 $45,000 $45,000
    1870.08 1 $65,000 $65,000
    1870.65 1 $65,000 $65,000
    1870.89 1 $95,000 $95,000
    1875.31 1 $95,000 $95,000
    1876.71 1 $45,000 $45,000
    1880.97 1 $95,000 $95,000
    1882.32 1 $65,000 $65,000
    1888.2 1 $45,000 $45,000
    1889.62 1 $45,000 $45,000
    1890.23 1 $45,000 $45,000
    18.91 5 $275,000 $55,000
    1891.8 1 $95,000 $95,000
    1894.87 1 $65,000 $65,000
    1906.0 1 $95,000 $95,000
    1906.4 1 $45,000 $45,000
    1910.76 1 $55,000 $55,000
    1916.24 1 $55,000 $55,000
    1916.43 1 $55,000 $55,000
    1921.23 1 $65,000 $65,000
    1921.37 1 $55,000 $55,000
    19216.68 1 $95,000 $95,000
    1921.81 1 $55,000 $55,000
    1921.85 1 $95,000 $95,000
    1927.49 1 $45,000 $45,000
    1931.79 1 $55,000 $55,000
    1933.87 1 $55,000 $55,000
    1935.46 1 $45,000 $45,000
    1938.66 1 $65,000 $65,000
    1939.26 1 $65,000 $65,000
    1951.19 1 $55,000 $55,000
    1956.55 1 $65,000 $65,000
    1959.45 1 $105,000 $105,000
    1965.35 1 $45,000 $45,000
    1970.09 1 $45,000 $45,000
    1970.96 1 $55,000 $55,000
    1972.21 1 $65,000 $65,000
    1974.19 1 $45,000 $45,000
    1978.78 1 $65,000 $65,000
    1984.36 1 $55,000 $55,000
    1988.44 1 $55,000 $55,000
    1988.79 1 $45,000 $45,000
    1992.59 1 $45,000 $45,000
    1994.78 1 $45,000 $45,000
    2008.33 1 $65,000 $65,000
    2008.83 1 $45,000 $45,000
    2010.19 1 $55,000 $55,000
    2011.17 1 $65,000 $65,000
    2013.58 1 $45,000 $45,000
    2022.62 1 $55,000 $55,000
    2029.59 1 $105,000 $105,000
    2030.1 1 $55,000 $55,000
    2031.08 1 $55,000 $55,000
    2031.2 1 $55,000 $55,000
    2032.09 1 $65,000 $65,000
    2041.7 1 $55,000 $55,000
    2045.59 1 $55,000 $55,000
    2050.37 1 $55,000 $55,000
    2050.45 1 $55,000 $55,000
    2057.68 1 $75,000 $75,000
    2064.02 1 $55,000 $55,000
    2067.0 1 $105,000 $105,000
    2067.76 1 $55,000 $55,000
    2069.19 1 $65,000 $65,000
    2073.37 1 $55,000 $55,000
    2078.43 1 $105,000 $105,000
    209.0 1 $15,000 $15,000
    2091.09 1 $105,000 $105,000
    2091.86 1 $75,000 $75,000
    2094.85 1 $45,000 $45,000
    2100.66 1 $55,000 $55,000
    2105.03 1 $55,000 $55,000
    2115.55 1 $55,000 $55,000
    2118.45 1 $55,000 $55,000
    2121.52 1 $55,000 $55,000
    2128.19 1 $55,000 $55,000
    2129.36 1 $55,000 $55,000
    2136.74 1 $55,000 $55,000
    2139.43 1 $55,000 $55,000
    2140.41 1 $55,000 $55,000
    2141.78 1 $55,000 $55,000
    2142.43 1 $55,000 $55,000
    2144.32 1 $75,000 $75,000
    2149.18 1 $75,000 $75,000
    2152.95 1 $55,000 $55,000
    2155.24 1 $75,000 $75,000
    2158.0 1 $45,000 $45,000
    2163.88 1 $55,000 $55,000
    2166.68 1 $55,000 $55,000
    2179.98 1 $55,000 $55,000
    2180.03 1 $55,000 $55,000
    2180.75 1 $55,000 $55,000
    2185.41 1 $55,000 $55,000
    2190.12 1 $75,000 $75,000
    2197.4 1 $55,000 $55,000
    2201.47 1 $55,000 $55,000
    2202.75 1 $55,000 $55,000
    2203.92 1 $75,000 $75,000
    2212.06 1 $75,000 $75,000
    2213.15 1 $75,000 $75,000
    2213.47 1 $55,000 $55,000
    2217.69 1 $55,000 $55,000
    2224.45 1 $55,000 $55,000
    2232.29 1 $75,000 $75,000
    2250.24 1 $55,000 $55,000
    2269.91 1 $55,000 $55,000
    2274.61 1 $75,000 $75,000
    2278.75 1 $75,000 $75,000
    2281.29 1 $115,000 $115,000
    2281.91 1 $55,000 $55,000
    2282.95 1 $55,000 $55,000
    2289.64 1 $75,000 $75,000
    2291.31 1 $75,000 $75,000
    2298.66 1 $55,000 $55,000
    2310.35 1 $55,000 $55,000
    2315.63 1 $75,000 $75,000
    2317.23 1 $55,000 $55,000
    2325.96 1 $65,000 $65,000
    2341.04 1 $55,000 $55,000
    2343.06 1 $85,000 $85,000
    2346.35 1 $55,000 $55,000
    2354.72 1 $125,000 $125,000
    2354.82 1 $75,000 $75,000
    2355.79 1 $75,000 $75,000
    2364.71 1 $85,000 $85,000
    2366.14 1 $65,000 $65,000
    2374.36 1 $85,000 $85,000
    2375.26 1 $55,000 $55,000
    23.82 3 $205,000 $68,333
    2388.55 1 $55,000 $55,000
    2393.22 1 $55,000 $55,000
    2397.9 1 $65,000 $65,000
    2406.07 1 $65,000 $65,000
    2406.69 1 $75,000 $75,000
    2408.48 1 $55,000 $55,000
    2418.42 1 $55,000 $55,000
    2419.09 1 $85,000 $85,000
    2428.19 1 $65,000 $65,000
    2432.31 1 $55,000 $55,000
    2433.18 1 $65,000 $65,000
    2438.95 1 $85,000 $85,000
    2439.38 1 $65,000 $65,000
    2443.77 1 $65,000 $65,000
    2449.02 1 $85,000 $85,000
    2449.07 1 $65,000 $65,000
    2453.68 1 $65,000 $65,000
    2460.19 1 $65,000 $65,000
    2485.02 1 $85,000 $85,000
    2490.66 1 $65,000 $65,000
    2491.84 1 $65,000 $65,000
    2505.07 1 $65,000 $65,000
    2514.89 1 $125,000 $125,000
    2519.09 1 $55,000 $55,000
    2520.04 1 $65,000 $65,000
    2538.58 1 $65,000 $65,000
    2547.22 1 $85,000 $85,000
    2551.34 1 $65,000 $65,000
    2557.37 1 $65,000 $65,000
    2558.51 1 $125,000 $125,000
    2563.22 1 $85,000 $85,000
    2569.63 1 $85,000 $85,000
    2573.82 1 $65,000 $65,000
    2574.49 1 $135,000 $135,000
    2580.64 1 $55,000 $55,000
    2592.32 1 $125,000 $125,000
    2610.32 1 $65,000 $65,000
    2619.94 1 $65,000 $65,000
    2620.35 1 $65,000 $65,000
    2626.77 1 $85,000 $85,000
    2631.79 1 $65,000 $65,000
    265.5 1 $25,000 $25,000
    2670.93 1 $85,000 $85,000
    267.5 1 $25,000 $25,000
    2676.7 1 $95,000 $95,000
    2677.54 1 $85,000 $85,000
    2718.64 1 $65,000 $65,000
    2734.18 1 $85,000 $85,000
    2736.22 1 $95,000 $95,000
    2752.62 1 $65,000 $65,000
    2773.02 1 $135,000 $135,000
    2779.95 1 $75,000 $75,000
    2789.76 1 $65,000 $65,000
    2794.29 1 $65,000 $65,000
    2796.39 1 $65,000 $65,000
    2807.82 1 $95,000 $95,000
    2826.82 1 $75,000 $75,000
    2831.97 1 $75,000 $75,000
    2844.72 1 $95,000 $95,000
    2848.19 1 $65,000 $65,000
    2852.52 1 $95,000 $95,000
    2880.62 1 $95,000 $95,000
    2943.07 1 $75,000 $75,000
    2947.55 1 $75,000 $75,000
    295.0 1 $65,000 $65,000
    2959.6 1 $95,000 $95,000
    296.26 1 $25,000 $25,000
    2968.57 1 $75,000 $75,000
    2979.27 1 $95,000 $95,000
    2980.57 1 $95,000 $95,000
    2994.52 1 $145,000 $145,000
    2995.7 1 $75,000 $75,000
    2997.73 1 $95,000 $95,000
    3005.32 1 $95,000 $95,000
    3026.35 1 $75,000 $75,000
    303.82 1 $25,000 $25,000
    3039.63 1 $75,000 $75,000
    305.85 1 $25,000 $25,000
    3066.84 1 $105,000 $105,000
    306.81 1 $25,000 $25,000
    3102.82 1 $105,000 $105,000
    310.88 1 $35,000 $35,000
    311.04 1 $35,000 $35,000
    3127.72 1 $105,000 $105,000
    3130.63 1 $85,000 $85,000
    3142.45 1 $85,000 $85,000
    3155.1 1 $85,000 $85,000
    324.66 1 $35,000 $35,000
    326.97 1 $35,000 $35,000
    340.27 1 $15,000 $15,000
    348.98 1 $35,000 $35,000
    353.16 1 $35,000 $35,000
    359.68 1 $35,000 $35,000
    366.69 1 $35,000 $35,000
    370.0 1 $35,000 $35,000
    382.53 1 $35,000 $35,000
    393.43 1 $15,000 $15,000
    399.77 1 $15,000 $15,000
    421.68 1 $45,000 $45,000
    430.03 1 $25,000 $25,000
    431.29 1 $25,000 $25,000
    434.91 1 $15,000 $15,000
    449.24 1 $45,000 $45,000
    473.19 1 $15,000 $15,000
    479.66 1 $15,000 $15,000
    482.43 1 $25,000 $25,000
    492.09 1 $25,000 $25,000
    526.1 1 $55,000 $55,000
    529.51 1 $25,000 $25,000
    530.43 1 $25,000 $25,000
    543.49 1 $25,000 $25,000
    546.05 1 $55,000 $55,000
    555.74 1 $25,000 $25,000
    569.41 1 $25,000 $25,000
    570.21 1 $25,000 $25,000
    571.19 1 $55,000 $55,000
    571.49 1 $25,000 $25,000
    572.78 1 $55,000 $55,000
    583.84 1 $55,000 $55,000
    586.0 1 $95,000 $95,000
    590.54 1 $55,000 $55,000
    591.76 1 $55,000 $55,000
    605.75 1 $35,000 $35,000
    606.73 1 $25,000 $25,000
    609.6 1 $25,000 $25,000
    610.77 1 $35,000 $35,000
    618.53 1 $65,000 $65,000
    620.03 1 $25,000 $25,000
    623.81 1 $35,000 $35,000
    634.48 1 $25,000 $25,000
    645.86 1 $35,000 $35,000
    646.33 1 $65,000 $65,000
    651.07 1 $35,000 $35,000
    657.02 1 $35,000 $35,000
    659.1 1 $35,000 $35,000
    662.36 1 $35,000 $35,000
    662.96 1 $35,000 $35,000
    669.88 1 $25,000 $25,000
    671.98 1 $35,000 $35,000
    678.38 1 $45,000 $45,000
    688.71 1 $15,000 $15,000
    699.99 1 $35,000 $35,000
    707.91 1 $35,000 $35,000
    710.43 1 $35,000 $35,000
    715.3 1 $35,000 $35,000
    715.42 1 $15,000 $15,000
    715.47 1 $15,000 $15,000
    718.33 1 $35,000 $35,000
    721.15 1 $35,000 $35,000
    728.98 1 $35,000 $35,000
    729.42 1 $35,000 $35,000
    730.57 1 $25,000 $25,000
    730.72 1 $35,000 $35,000
    730.76 1 $35,000 $35,000
    739.64 1 $35,000 $35,000
    740.43 1 $35,000 $35,000
    745.97 1 $15,000 $15,000
    754.35 1 $35,000 $35,000
    755.25 1 $75,000 $75,000
    758.49 1 $15,000 $15,000
    763.31 1 $35,000 $35,000
    770.41 1 $35,000 $35,000
    773.92 1 $35,000 $35,000
    778.49 1 $35,000 $35,000
    780.96 1 $35,000 $35,000
    788.32 1 $35,000 $35,000
    799.27 1 $35,000 $35,000
    804.66 1 $25,000 $25,000
    806.44 1 $35,000 $35,000
    809.76 1 $35,000 $35,000
    818.91 51 $1,795,000 $35,196
    823.82 35 $1,265,000 $36,143
    824.41 1 $35,000 $35,000
    825.98 1 $45,000 $45,000
    826.66 2 $100,000 $50,000
    829.32 1 $45,000 $45,000
    829.57 2 $80,000 $40,000
    831.57 4 $130,000 $32,500
    845.36 1 $25,000 $25,000
    848.03 1 $45,000 $45,000
    855.78 1 $25,000 $25,000
    860.19 1 $45,000 $45,000
    860.71 1 $45,000 $45,000
    862.96 1 $45,000 $45,000
    866.45 1 $45,000 $45,000
    873.21 1 $45,000 $45,000
    881.88 1 $35,000 $35,000
    884.86 1 $45,000 $45,000
    890.78 1 $25,000 $25,000
    899.27 1 $45,000 $45,000
    901.53 1 $45,000 $45,000
    905.43 1 $45,000 $45,000
    923.34 1 $45,000 $45,000
    927.96 1 $45,000 $45,000
    928.7 1 $45,000 $45,000
    935.58 1 $45,000 $45,000
    949.42 1 $35,000 $35,000
    951.16 1 $35,000 $35,000
    953.12 1 $35,000 $35,000
    953.97 1 $45,000 $45,000
    958.05 1 $25,000 $25,000
    959.05 1 $45,000 $45,000
    959.84 1 $45,000 $45,000
    960.4 1 $45,000 $45,000
    960.68 1 $45,000 $45,000
    961.23 1 $45,000 $45,000
    964.07 1 $45,000 $45,000
    964.33 1 $25,000 $25,000
    966.08 1 $25,000 $25,000
    968.91 8 $410,000 $51,250
    970.46 1 $35,000 $35,000
    971.55 1 $45,000 $45,000
    973.61 1 $45,000 $45,000
    973.82 6 $380,000 $63,333
    976.66 3 $185,000 $61,667
    978.9 1 $35,000 $35,000
    980.31 1 $55,000 $55,000
    982.11 1 $45,000 $45,000
    983.86 1 $55,000 $55,000
    984.67 1 $35,000 $35,000
    987.05 1 $35,000 $35,000
    988.61 1 $45,000 $45,000
    989.32 1 $75,000 $75,000
    991.91 29 $1,995,000 $68,793
    992.74 1 $25,000 $25,000
    994.53 1 $55,000 $55,000
    995.43 1 $45,000 $45,000
    996.82 16 $1,110,000 $69,375
    999.66 9 $605,000 $67,222
    NA 16,547 $3,739,065,000 $225,966

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Manufactured 21 $71,185,000 $3,389,762
    Multifamily:Site-Built 21 $17,885,000 $851,667
    Single Family (1-4 Units):Manufactured 1,028 $56,940,000 $55,389
    Single Family (1-4 Units):Site-Built 16,307 $3,637,735,000 $223,078

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 828 $116,370,000 $140,543 $2,570 5.08%
    40-60% 1,971 $405,525,000 $205,746 $2,873 4.61%
    60-80% 5,353 $1,353,995,000 $252,941 $3,391 4.70%
    80-100% 8,432 $1,772,200,000 $210,176 $4,477 4.96%
    Over 100% 259 $68,485,000 $264,421 $9,205 4.86%
    Under 20% 522 $23,880,000 $45,747 $848 6.01%

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    FIRSTBANK Home equity loan or line of credit (HELOC) Trouble during payment process 1 33.3%
    FIRSTBANK Other type of mortgage Trouble during payment process 1 33.3%
    FIRSTBANK Conventional home mortgage Closing on a mortgage 1 33.3%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    FirstBank 101 East Main Street Henderson, TN 38340 Full Service B&M $110,986
    FirstBank 101 W. Main St Woodbury, TN 37190 Full Service B&M $43,704
    FirstBank 101 West Church Street Lexington, TN 38351 Full Service B&M $78,090
    FirstBank 101 West Wood Street Paris, TN 38242 Full Service B&M $57,194
    FirstBank 10216 Kingston Pike Knoxville, TN 37922 Full Service B&M $57,346
    FirstBank 1068 Mineral Wells Avenue Paris, TN 38242 Full Service B&M $53,204
    FirstBank 11 Channing Way Jackson, TN 38305 Full Service B&M $177,733
    FirstBank 112 North Washington Streets Henderson, TN 38340 Limited, Drive-thru $0
    FirstBank 11820 Kingston Pike Farragut, TN 37934 Full Service B&M $18,908
    FirstBank 120 W Main Street Linden, TN 37096 Full Service B&M $48,007
    FirstBank 123 Second Avenue North Huntingdon, TN 38344 Limited, Drive-thru $0
    FirstBank 126 Highway 641 North Camden, TN 38320 Full Service B&M $59,474
    FirstBank 139 Elmore Road Crossville, TN 38555 Full Service B&M $87,090
    FirstBank 15 West University Parkway Jackson, TN 38305 Full Service B&M $21,211
    FirstBank 1500 Hillsboro Boulevard Manchester, TN 37355 Full Service B&M $47,211
    FirstBank 1525 Market St Dayton, TN 37321 Full Service B&M $39,403
    FirstBank 1581 South Highland Avenue Jackson, TN 38301 Full Service B&M $11,719
    FirstBank 164 Hospital Drive Lexington, TN 38351 Limited, Drive-thru $0
    FirstBank 1661 International Drive Memphis, TN 38120 Full Service B&M $0
    FirstBank 1817 West End Avenue Nashville, TN 37203 Full Service B&M $35,039
    FirstBank 1927 Wilson Parkway Fayetteville, TN 37334 Full Service B&M $42,143
    FirstBank 1959 Northpoint Boulevard Hixson, TN 37343 Full Service B&M $11,930
    FirstBank 19685 E Main Street Huntingdon, TN 38344 Full Service B&M $92,024
    FirstBank 20 Highway 114 South Scotts Hill, TN 38374 Full Service B&M $43,142
    FirstBank 200 West Main St Smithville, TN 37166 Full Service B&M $104,010
    FirstBank 20340 East Main Street Huntingdon, TN 38344 Limited, Drive-thru $0
    FirstBank 21 North Forrest Avenue Camden, TN 38320 Full Service B&M $38,604
    FirstBank 211 Commerce Street, Suite 300 Nashville, TN 37201 Full Service B&M $608,902
    FirstBank 2121 Abbott Martin Road Nashville, TN 37215 Full Service B&M $28,600
    FirstBank 2200 Decherd Boulevard Decherd, TN 37324 Full Service B&M $22,465
    FirstBank 2202 Fairview Boulevard Fairview, TN 37062 Full Service B&M $84,524
    FirstBank 2670 New Salem Highway Murfreesboro, TN 37128 Full Service B&M $17,083
    FirstBank 28915 Broad Street Hollow Rock, TN 38342 Full Service B&M $25,889
    FirstBank 319 Manufacturer's Road Chattanooga, TN 37405 Full Service B&M $93,450
    FirstBank 3310 Aspen Grove Drive Franklin, TN 37067 Full Service B&M $56,202
    FirstBank 340 West Lincoln Street Tullahoma, TN 37388 Full Service B&M $103,479
    FirstBank 345 Highway 46 South Dickson, TN 37055 Full Service B&M $44,714
    FirstBank 3610 Battlefield Parkway Fort Oglethorpe, GA 30742 Full Service B&M $69,527
    FirstBank 4110 North Mount Juliet Road, Suite 300 Mount Juliet, TN 37122 Full Service B&M $14,706
    FirstBank 416 West Main Street Waverly, TN 37185 Full Service B&M $64,415
    FirstBank 417 South Lowry Street Smyrna, TN 37167 Full Service B&M $24,938
    FirstBank 45 Wildersville Road Wildersville, TN 38388 Limited, Drive-thru $0
    FirstBank 450 Tennessee Avenue South Parsons, TN 38363 Full Service B&M $105,693
    FirstBank 5029 Harpeth Drive Brentwood, TN 37027 Full Service B&M $16,681
    FirstBank 5063 Alabama Highway Ringgold, GA 30736 Full Service B&M $129,664
    FirstBank 508 Madison Street Shelbyville, TN 37160 Full Service B&M $58,313
    FirstBank 510 Columbia Avenue Franklin, TN 37064 Full Service B&M $30,675
    FirstBank 520 W. Summit Hill Drive, Suite 801 Knoxville, TN 37902 Full Service B&M $346,103
    FirstBank 5200 Clinton Highway Knoxville, TN 37912 Full Service B&M $9,419
    FirstBank 53 East Church Street Lexington, TN 38351 Full Service B&M $167,241
    FirstBank 5942 Reagan Lane Ooltewah, TN 37363 Full Service B&M $18,380
    FirstBank 595 East Church Street Lexington, TN 38351 Limited, Drive-thru $0
    FirstBank 615 Memorial Boulevard Murfreesboro, TN 37129 Full Service B&M $156,749
    FirstBank 6280 Highway 64 Oakland, TN 38060 Full Service B&M $65,528
    FirstBank 6482 Poplar Avenue Memphis, TN 38119 Full Service B&M $77,710
    FirstBank 650 Main Street Friendship, TN 38034 Full Service B&M $20,988
    FirstBank 71 Mechanic St. South Lynchburg, TN 37352 Full Service B&M $32,551
    FirstBank 720 Gallatin Street Sw, Suite 150 Huntsville, AL 35801 Full Service B&M $30,981
    FirstBank 7442 Shallowford Road Chattanooga, TN 37421 Full Service B&M $36,370
    FirstBank 8398 Highway 64 Bartlett, TN 38133 Full Service B&M $12,532
    FirstBank 851 South Willow Avenue Cookeville, TN 38501 Full Service B&M $36,317
    FirstBank 885 Conference Drive, Suite 100 Goodlettsville, TN 37072 Full Service B&M $39,404
    FirstBank Highway 22 South Clarksburg, TN 38324 Limited, Drive-thru $3,850
    FirstBank W Main Street Henderson, TN 38340 Limited, Drive-thru $0

    For 2018, Firstbank had 64 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $239,571
    Net interest income $205,720
    Total noninterest income $130,114
    Gross Fiduciary activities income $1,051
    Service charges on deposit accounts $8,502
    Trading account gains and fees $0
    Additional Noninterest Income $120,561
    Pre-tax net operating income $109,836
    Securities gains (or losses, -) $-116
    Income before extraordinary items $83,285
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $83,285
    Minority interest net income $0
    Net income $83,285
    Sale, conversion, retirement of capital stock, net $5,735
    Net operating income $83,376

    Firstbank's gross interest income from loans was $239,571,000.
    Firstbank's net interest income from loans was $205,720,000.
    Firstbank's fee based income from loans was $8,502,000.
    Firstbank's net income from loans was $83,285,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $33,851
    Provision for credit losses $5,398
    Total noninterest expense $220,600
    Salaries and employee benefits $136,012
    Premises and equipment expense $13,683
    Additional noninterest expense $70,905
    Applicable income taxes $26,435
    Net charge-offs $507
    Cash dividends $0

    Firstbank's interest expense for loans was $33,851,000.
    Firstbank's payroll and benefits expense were $136,012,000.
    Firstbank's property, plant and equipment expenses $13,683,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 1.0%
    Credit card loans 0.0%
    Other individual loans 1.0%
    Auto loans 2.0%
    Other consumer loans 1.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $4,189,115
    Deposits held in domestic offices $4,189,115
    Deposits by Individuals, partnerships, and corporations $3,738,927
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $448,207
    Deposits by Commercial banks and other depository institutions in U.S. $1,981
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $414,098
    Demand deposits $249,406
    Nontransaction accounts $3,775,017
    Money market deposit accounts (MMDAs) $2,480,332
    Other savings deposits (excluding MMDAs) $174,940
    Total time deposits $1,119,745
    Total time and savings deposits $3,939,709
    Noninterest-bearing deposits $966,533
    Interest-bearing deposits $3,222,582
    Retail deposits $3,752,048
    IRAs and Keogh plan accounts $130,734
    Brokered deposits $83,933
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $5,133,339
    Cash & Balances due from depository institutions $93,992
    Interest-bearing balances $55,611
    Total securities $658,805
    Federal funds sold & reverse repurchase $31,364
    Net loans and leases $3,917,394
    Loan and leases loss allowance $28,932
    Trading account assets $0
    Bank premises and fixed assets $86,882
    Other real estate owned $12,643
    Goodwill and other intangibles $237,618
    All other assets $94,641

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $5,133,339
    Total Liabilities $4,454,242
    Total deposits $4,189,115
    Interest-bearing deposits $3,222,582
    Deposits held in domestic offices $4,189,115
    % insured (estimated) $59
    Federal funds purchased and repurchase agreements $15,081
    Trading liabilities $0
    Other borrowed funds $181,765
    Subordinated debt $0
    All other liabilities $68,281

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $3,917,394
    Loan and leases loss allowance $28,932
    Total loans and leases (domestic) $3,946,326
    All real estate loans $2,850,390
    Real estate loans in domestic offices $2,850,390
    Construction and development loans $556,051
    Residential 1-4 family construction $161,846
    Other construction, all land development and other land $394,205
    Loans secured by nonfarm nonresidential properties $1,172,082
    Nonfarm nonresidential secured by owner-occupied properties $471,834
    Commercial real estate & other non-farm, non-residential $700,248
    Multifamily residential real estate $75,457
    1-4 family residential loans $1,025,110
    Farmland loans $21,690
    Loans held in foreign offices $0
    Farm loans $18,823
    Commercial and industrial loans $847,266
    To non-U.S. addressees $0
    Loans to individuals $185,380
    Credit card loans $0
    Related Plans $211
    Consumer Auto Loans $30,455
    Other loans to individuals $154,714
    All other loans & leases $44,467
    Loans to foreign governments and official institutions $0
    Other loans $24,686
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $1,119
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $4,004
    Non 1-4 family restructured loans & leases $3,531
    Total loans and leases (foreign) $0

    FirstBank had $3,917,394,000 of loans outstanding in 2018. $2,850,390,000 of loans were in real estate loans. $556,051,000 of loans were in development loans. $75,457,000 of loans were in multifamily mortgage loans. $1,025,110,000 of loans were in 1-4 family mortgage loans. $18,823,000 of loans were in farm loans. $0 of loans were in credit card loans. $30,455,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 1,526 $310,935 $203,758
    Nonfarm, nonresidential loans - <$100k 488 $21,241 $43,527
    Nonfarm, nonresidential loans - $100-250k 506 $66,371 $131,168
    Nonfarm, nonresidential loans - $250k-1MM 532 $223,323 $419,780
    Commercial & Industrial, US addressed loans - <$1MM 2,660 $218,554 $82,163
    Commercial & Industrial, US addressed loans - <$100k 1,941 $47,372 $24,406
    Commercial & Industrial, US addressed loans - $100-250k 364 $41,505 $114,025
    Commercial & Industrial, US addressed loans - $250k-1MM 355 $129,677 $365,287
    Farmland loans - <$1MM 190 $15,246 $80,242
    Farmland loans - <$100k 100 $3,455 $34,550
    Farmland loans - $100-250k 70 $7,266 $103,800
    Farmland loans - $250k-1MM 20 $4,525 $226,250
    Agriculture operations loans - <$1MM 319 $15,716 $49,266
    Agriculture operations loans - <$100k 263 $6,084 $23,133
    Agriculture operations loans - $100-250k 42 $5,140 $122,381
    Agriculture operations loans - $250k-1MM 14 $4,492 $320,857